470 lines
35 KiB
HTML
470 lines
35 KiB
HTML
<div style="font-family: Times,serif;">
|
||
<p>
|
||
<span style="font-size: 14;text-align: right;font-family: Arial,serif;">CRA REPORT# </span><span style="background-color: yellow;"> __CRA_REPORT__</span><br/><br/>
|
||
</p>
|
||
<p>
|
||
<span style="font-size: 14;font-family: Arial,serif;">
|
||
My One and Only current First and Last name AND Street NUMBER and Street NAME along with my<br/>
|
||
current resident CITY and STATE, ANY OTHER INFORMATION reported I compel you to REMOVE<br/>
|
||
IMMEDIATELY as I do NOT AUTHORIZE you nor any entity to retain nor report ANY NOT REQUISITE<br/>
|
||
REPORTED INFORMATION or Personal Identifiers that are NOT CURRENT:<br/>
|
||
|
||
</span>
|
||
<span style="background-color: yellow;">
|
||
__FIRST_NAME__, __LAST_NAME__ __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__<br/>
|
||
|
||
</span>
|
||
</p>
|
||
<p>
|
||
<span>Today is : </span><span style="background-color: yellow;">__TODAY__</span><br/><br/>
|
||
</p>
|
||
<p style="font-weight: bold; font-size: 13.5;font-family: Times,serif;text-align: justify;width: 100%;">
|
||
****To begin, I would like to ensure you have and ONLY RETAIN
|
||
current, TRUE, CORRECT, COMPLETE,and MANDATED REPORTED information per FCRA
|
||
regulations,any and all others I DEMAND,as is my lawful RIGHT(s) to do so,that you annul and and all
|
||
deficient of any condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information
|
||
now or ever,please review and ENSURE your adequate and full accordance to the laws upon which govern
|
||
your practice of reporting consumer credit profiles. <br/><br/>
|
||
<span style="color: red;font-size: 13.5;font-weight: bold;font-family: Times,serif;">
|
||
(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or
|
||
aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate
|
||
AUTHORITY to retain much less report without infringing my consumer rights. <br/><br/>
|
||
(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER
|
||
ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate
|
||
AUTHORITY to retain much less report without infringing my consumer rights <br/><br/>
|
||
(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or
|
||
reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less
|
||
report without infringing my consumer rights. <br/><br/>
|
||
(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be
|
||
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
|
||
much less report without infringing my consumer rights. <br/><br/>
|
||
(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be
|
||
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
|
||
much less report without infringing my consumer rights.<br/><br/>
|
||
(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if
|
||
ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without
|
||
infringing my consumer rights. <br/><br/>
|
||
(g)I do NOT have any requisite spouses/ roommates/ co-applicants
|
||
and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE
|
||
NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my
|
||
consumer rights. <br/><br/>
|
||
(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be
|
||
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
|
||
much less report without infringing my consumer right <br/><br/>
|
||
</span>
|
||
</p>
|
||
<p>
|
||
<span style="font-size: 14;">
|
||
MY PERSONAL 20-digit TRACKING NUMBER IS : __PERSONAL_TRACKING_NUMBER__<br/><br/>
|
||
</span>
|
||
</p>
|
||
<p>
|
||
<span style="font-weight: bold;font-size: 14;">
|
||
Credit Bureau & Credit Bureau ADDRESS:</span><br/>
|
||
<span style="background-color: yellow;">
|
||
__credit_bureau_name_address__
|
||
</span>
|
||
</p>
|
||
<p>
|
||
<span>RE:<br/></span>
|
||
</p>
|
||
<p style="font-weight: bold; font-size: 13;font-family: Times,serif;text-align: justify;width: 100%;">
|
||
|
||
ATTENTIVELY REVIEW my formal writ composed DECLARATION of Not Proven Compliant Misinformation that is
|
||
all or in part: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS,
|
||
TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory
|
||
and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any
|
||
all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and
|
||
COMPLIANT METRO 2 data field formatted reporting!To be clear,you are mandated by laws to eliminate every
|
||
notation and or aspect of any and all derogatory and adversary items from any and all alleged claims still yet unproven to
|
||
be true, correct, complete, timely, documented as being mine,testimonial to be of my responsibility,with FCRA
|
||
compliance,andor CRSA CDIA Metro 2 COMPLIANT reporting.FEDERAL laws dictate that any and all derogatory or
|
||
potentially injurious reporting MUST be all of the aforementioned and can NOT BE ASSUMED without undoubted
|
||
CERTIFIABLE testimonial of FACTs ensuring the physically verifiability of the CONFIRMED manual validation of any
|
||
item upon a consumer complaint,such as is this notice here and now.Please RETURN to or retain federally lawful
|
||
reporting with your unwavering and unconditional annulment of every single one even each any and or all of the
|
||
allegations accused of me deficient of physical evidence to every and all aspects of said claims,be them true or not. <br/><br/>
|
||
Re:re: Alleged yet UNPROVEN to be testimonial in certificate of compliance in affirmation of full truth, correctness,
|
||
completeness, timeliness, ownership,responsibility , and or compliant aspects elsewise as MANDATED by lawful and
|
||
requisite regulatory reporting standards of practice REQUIRING IMMEDIATE ERADICATION in it’s entirety
|
||
immediately!<br/><br/>
|
||
Please DELETE TODAY, here and now even, the allegations of charge off by the creditor claiming account
|
||
number/description below:
|
||
|
||
|
||
</p>
|
||
<p> <span style="font-weight: bold;font-size: 13;">
|
||
Alleged creditor reporting UNPROVEN to be compliant chargeoff: <br/>
|
||
</span></p>
|
||
<p>
|
||
<span style="background-color: yellow;">
|
||
__ALLEGED_ACCOUNT__
|
||
</span>
|
||
</p>
|
||
<p> <span style="font-weight: bold;font-size: 13;">
|
||
Alleged account number/description f UNPROVEN to be compliant chargeoff:<br/>
|
||
</span></p>
|
||
<p>
|
||
<span style="background-color: yellow;">
|
||
__ALLEGED_ACCOUNT_DESC__
|
||
</span>
|
||
</p>
|
||
<p>
|
||
<span style="font-weight: bold;font-size: 24;text-decoration: underline;">
|
||
To Whom It May Concern ,
|
||
</span>
|
||
</p>
|
||
<p style="font-size: 14;font-family: Times,serif;text-align: justify;width: 100%;">
|
||
Infringing claims that are not testimonial in its indubitable certificate to be adequately true, accurate,
|
||
complete, timely and or compliant to every and one even each any and or all of the requisite and
|
||
obligatory State (mine) and or Federal laws that are applicable, regardless if claimant alleges ignorance or
|
||
is willful in their derelict of the mandates violated.Per my RIGHTS to do so,I demand that you adequately
|
||
ATTEST in lawful composition to every single and one even each any and or all of the data,every
|
||
notation, the dates and balances,calculations and audits,accounting records and assure even the
|
||
documented identities,the required CRSA enacted Metro-2 426-character format fielded P6
|
||
statement(s),at least the minimal five (5) portioned personal identifiers, authentic unabbreviated alpha-/
|
||
numeric-/ and or alphanumeric source code(s),respective corresponding and specific 386 pieces of
|
||
confirmation to collect, any and every particular status code and description,as well as every single and
|
||
one even each any and or all of the facets demanded by my State and or Federal, mentioned or not.Take
|
||
note that the Ignorance of laws is not lawfully vindication nor exoneration from delusive chicanery,acted
|
||
in ignorance or otherwise matters not.To return to or retain required compliance,delete every and one
|
||
even each any and or all of the derogatory remarks today ,even now!I would like to forge forward with a
|
||
righted disputation challenging what likely is an inaccurate, untrue, incomplete, untimely, not compliant
|
||
and or possibly not even of my ownership of responsibility allegation of a derogatory item that I see you
|
||
currently have on my credit report, possibly causing violating infringements and injury to my credibility.
|
||
While studying my report I have come across a number of mistakes and inaccuracies that you are
|
||
somehow reporting, above listed are the aspects or ones that are the most troublesome for me.PLEASE
|
||
VERIFY AND VALIDATE PHYSICALLY EVERY AND ONE EVEN EACH ANY AND OR ALL OF
|
||
THE CLAIMS OF THIS ALLEGED YET UNPROVEN TO BE MY RESPONSIBILITY OR
|
||
FAULT.DEMONSTRATE READILY AND TIMELY THE PRECISE CONFIRMING FACTS OF THE
|
||
ALLEGED ACCOUNT INCLUDING EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF
|
||
ITS ARTICLE ASPECTS.BY FEDERAL LAWS,YOU MUST WILLFULLY AND PROMPTLY
|
||
DELETE TODAY EVEN RIGHT NOW THIS DEFICIENT REPORTING OR ELSE PRESENT TO ME
|
||
TRUE DOCUMENTED CERTIFICATE PROOF OF ALL DATA, EVERY NOTATION, DATE,
|
||
BALANCE, CALCULATION, AUDIT, PERSONAL IDENTIFIER, EACH OF THE REQUISITE
|
||
426-CHARACTERS OF THE EXACT AND FULLY COMPLIANT P6 STATEMENT, ANY ALPHA-/
|
||
NUMERIC-/ AND OR ALPHANUMERIC SOURCE CODE DECIDING THE LEFTNESS OR
|
||
RIGHTNESS STATES,AND EVEN EVERY ASPECT OF THE MANDATED 386 PIECES OF
|
||
CONFIRMATION TO COLLECTION. This series of misreporting seems to me to clearly involves a
|
||
universal and complete failure by your firm to obtain, retain, maintain, and utilize adequate and lawful
|
||
regulatory compliant and reasonable procedures to assure maximum possible accuracy of consumer credit
|
||
information as described in at least 15 U.S.C. § 1681. There is little doubt that you have no evidence that
|
||
this clearly does belong to me,is exactly true, fully complete, within timely definition per federal
|
||
standards, and HAS been erroneous glued onto my credit report by an inadequate inept and illegal
|
||
reporting errors and practices simply because your company either cannot or elects to not maintain 100%
|
||
true,accurate, complete, timely and compliant information much less proof to whom it is truly owned by!
|
||
The items of problematic accusations that I believe to be incorrect to its proper reporting and allowance of
|
||
reporting per my state and federal laws are detailed both above and below. I am also including a copy of
|
||
how this item is reported BY your infringing credit reporting repository<br/> </span><span style="font-weight: bold;font-size: 13;"> Please DELETE TODAY, here and
|
||
now even, the allegations of charge off by the creditor claiming account number/description below:<br/>
|
||
</span>
|
||
</p>
|
||
<p> <span style="font-weight: bold;font-size: 13;">
|
||
Alleged creditor reporting UNPROVEN to be compliant chargeoff: <br/>
|
||
</span></p>
|
||
<p>
|
||
<span style="background-color: yellow;">
|
||
__ALLEGED_ACCOUNT__
|
||
</span>
|
||
</p>
|
||
<p> <span style="font-weight: bold;font-size: 13;">
|
||
Alleged account number/description f UNPROVEN to be compliant chargeoff:<br/>
|
||
</span></p>
|
||
<p>
|
||
<span style="background-color: yellow;">
|
||
__ALLEGED_ACCOUNT_DESC__
|
||
</span>
|
||
</p>
|
||
<p style="font-size: 13.5;font-family: Times,serif;text-align: justify;width: 100%;">
|
||
|
||
Notation:Please Provide Physical Proof of COMPLIANCE and Verification.AFFIRM AND CONFIRM-ATE THIS
|
||
ALLEGATION OF CLAIM YET STILL UNPROVEN. LAWFULLY CERTIFICATE PHYSICALLY THE
|
||
CREDITOR CLASSIFICATION CODE (S), THE EXACT AND COMPLETE SEQUENCED AND METRO2
|
||
DATA FORMATTED 426 CHARACTER P-6 STATEMENT (S) AS WELL AS ALL OF THE APPLICABLE
|
||
AND REQUISITE TRAILING FRAGMENTS,THE MINIMALLY MANDATED FIVE (5) PORTIONED
|
||
PERSONAL IDENTIFIERS, EVERY AND ONE OF THE ALPHA-/ NUMERIC-/AND OR ALPHANUMERIC SOURCE
|
||
CODES THAT DETAIL THE LEFT SIDEDNESS AND OR RIGHT SIDEDNESS OF ANY AND ALL PRECISELY
|
||
ORDERED RECORDED ACCOUNT DESCRIPTIONS, ALL ASPECTS EXACTLY AND FULLY RELATED TO THE
|
||
SEQUENCED 386 PIECES OF CONFIRMATION TO COLLECT(-TIONS), EACH CALENDAR DATE RECORDED,
|
||
EVERY ALLEGED BALANCE INCLUDING THE TALLIED TOTALLINGS AND INVOICES FROM WHICH THEY
|
||
WERE DERIVED, THE DOCUMENTED LEGAL AND CURRENT COLOR PHOTOGRAPHED IDENTITIES, THE
|
||
ATTESTED ADDRESSES, THE NON-TRANSPORTED AND TRUE MARKS OF EXECUTION FROM THE ONE AND
|
||
ONLY AND EXACTLY IDENTIFIED ME UPON AN ACKNOWLEDGEMENT OF THE DEBT ALLEGED OR EVEN
|
||
CONDITIONS RELATED, AS WELL AS EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF THE REQUISITE
|
||
STATE AND FEDERAL LAWS APPLICABLE, WHETHER KNOWN OR NOT,REGARDLESS IF MENTIONED OR NOT.
|
||
YOU ARE UNAUTHORIZED TO RETAIN AND OR EVEN REPORT SUBTERFUGE PARTICULARLY IF IT IS
|
||
POTENTIALLY ENABLING OF FRAUD AND OR IDENTITY THEFT SUCH AS THIS INJURIOUS MIS-REPORTINGS
|
||
OF MIS-INFORMATION MIGHT VERY WELL APPEAR TO BE. DELETE NOW TO ANNUL THIS UNJUST
|
||
ACCUSATION AND TO RETURN TO COMPLETE COMPLIANCE TO FEDERAL REPORTING LAWS AS IS
|
||
OBLIGATED OF YOU.<br/><br/>
|
||
Might it be known that THIS LETTER of consumer check and challenge for lawful reporting compliance is my
|
||
officially composed writ formal complaint that you are reporting one or more of the following,ILLEGALLY mind
|
||
you:<br/><br/>
|
||
i)Your reporting is unproven to be TRUE,so legally there can be no truth assumed to the allegations of which you
|
||
report in chichanary lead subterfuge.<br/><br/>
|
||
ii)Your reporting is unproven to be Correct (and regulations are CLEAR on accuracy being undoubted and
|
||
irrefutable),so legally there can be no truth assumed to the allegations of which you report in chichanary lead
|
||
subterfuge.<br/><br/>
|
||
iii)Your reporting is unproven to be COMPLETE (and regulations are CLEAR on mandates to be fully COMPLETE
|
||
in the application of exacting and reliably consistent precision of any data for reporting being undoubted and
|
||
irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead
|
||
subterfuge.<br/><br/>
|
||
iv)Your reporting is unproven to be TIMELY (and regulations are CLEAR on mandates to be fully CURRENT and
|
||
TIMELY in the application of exacting and reliably consistent precision of any data for reporting being undoubted
|
||
and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead
|
||
subterfuge.<br/><br/>
|
||
v)Your reporting is unproven to be of MY OWNERSHIP(and regulations are CLEAR on mandates to be fully
|
||
CONFIDENT in the assignment of OWNERSHIP and or even RESPONSIBILITY to any potentially injurious claim
|
||
in the application of exacting and reliably consistent precision of any data for reporting being undoubted and
|
||
irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead
|
||
subterfuge.<br/><br/>
|
||
vi)Your reporting is unproven to be of MY RESPONSIBILITY(and regulations are CLEAR on mandates to be fully
|
||
CONFIDENT in the assignment of OWNERSHIP and or even RESPONSIBILITY to any potentially injurious claim
|
||
in the application of exacting and reliably consistent precision of any data for reporting being undoubted and
|
||
irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead
|
||
subterfuge.<br/><br/>
|
||
vii)Your reporting is unproven to be of FCRA COMPLIANCE (and regulations are CLEAR on mandates to be fully
|
||
CONFIDENT in the assumption of FULL unmistakable COMPLIANCE to any and all standards of practice as
|
||
related to the reporting of any potentially injurious claim in the application of exacting and reliably consistent
|
||
precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the
|
||
allegations of which you report in chichanary lead subterfuge.<br/><br/>
|
||
viii)Your reporting is unproven to be of CRSA enacted CDIA METRO 2 DATA FIELD FORMATTED
|
||
REGULATORY REPORTING COMPLIANCE (and regulations are CLEAR on mandates to be fully CONFIDENT
|
||
in the assumption of FULL unmistakable COMPLIANCE to any and all standards of practice as related to the
|
||
reporting of any potentially injurious claim in the application of exacting and reliably consistent precision of any
|
||
data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of
|
||
which you report in chichanary lead subterfuge.<br/><br/>
|
||
Injury causing subterfuge is unlawful to retain. You are not Authorized to report or even once alleged adverse
|
||
remark unproven upon a requested compliance check. You must Annul in brief, even right now and right here, by
|
||
complete and permanent deletion any or even one not irrefutable allegation(s) deficient of physical composed writ
|
||
certificate(s) in testimony of the exact and full truth, correctness, timeliness, completeness, ownership,
|
||
responsibility, and or documented evidence of precise and willfulness to comply with every single one even any and
|
||
or all of the requisite mandates/statutes/acts/obligations/and or laws related and pertinent to legal reporting of any
|
||
information, known or not. Attest now to the metro-2 required truth, accuracy, fullness, timeliness, ownership,
|
||
responsibility and or compliance(s) otherwise, whether mentioned or not. Ignorance of obligations to compliant
|
||
reporting is NOT lawful exoneration of your responsibility to 100% accurate, true, and metro-2 compliant data
|
||
formatted reporting regulations of which you are obligated. Federal laws allow me to compel you to retain and or
|
||
return adequate accountability. Failure or unwillingness to do so might be remedied and rectified in my favor per
|
||
monetary compensation for your infringements of my civil and or consumer rights and violations of the laws
|
||
required of you. Right now demonstrate to me any and all applicable metro-2 reporting mandates including but not
|
||
limited to every date and balance, each calculation and audit, the invoices and documented current identities, every
|
||
notation not to forget the five (5) portioned personal identifiers, 426 character P-6 statements, alpha/numeric/ and or
|
||
alphanumeric source codes, every applicable creditor classification code(s), the 3 applicable and precise sequenced
|
||
386 pieces of confirmation to collect(-ions) or any obligation else-wise. Return or Retain federally required
|
||
compliance with your immediate and dull eradication of any and one of the adverse and or derogatory claims or any
|
||
aspects of. Prove compliance or delete ASAP!!! Let this notice of my official writ composed DECLARATION of
|
||
Not Proven Compliant Misinformation that is either or all of the following: DEFICIENT of adequate current status
|
||
in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable
|
||
RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting
|
||
thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining
|
||
or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field
|
||
formatted reporting! Please provide me with all of the information you used for your investigation, as required by
|
||
FCRA 611 (a) (7).Please reply within 10 days or delete the negative items, as originally requested. If you FAIL to
|
||
respond to this demand and tort notification, your firm will be added to the pending action as complicit in this data
|
||
breach of my personal information.<br/><br/>
|
||
1. Tell me in writing what information you refuse to remove and why.<br/><br/>
|
||
2. Tell me in writing what you did to determine that the information was accurate.<br/><br/>
|
||
3. Note the information as disputed BY the CONSUMER on my credit report<br/><br/>
|
||
According to the Fair Credit Reporting Act, Section 609 (a)(1)(A), you are required by federal law to verify -
|
||
through the physical verification of the original signed consumer contract - any and all accounts you post on a credit
|
||
report. Otherwise, anyone paying for your reporting services could fax, mail or email in even a potentially
|
||
fraudulent account.<br/><br/>
|
||
According to the provisions of the Fair Credit Reporting Act § 611(a) [15 USC 1681i(a)], these disputed items must
|
||
be reinvestigated or deleted from my credit record within 30 days. During the investigation period, these items must
|
||
be removed from my credit report as the mere reporting of items prior to debt validation constitutes collection
|
||
activity. I am also requesting the names, addresses and telephone numbers of individuals you contacted during your
|
||
investigation.<br/><br/>
|
||
Please notify me that the above items have been deleted pursuant to § 611 (a)(6) [15 USC § 1681j (a) (6)]. I am also
|
||
requesting an updated copy of my credit report, which should be sent to the address listed below. According to the
|
||
provisions of § 612 [15 USC § 1681j], there should be no charge for this report. If you have any questions or need
|
||
additional information, please contact me at address noted below. I think 15-20 Days should be ample enough time
|
||
to get this completed since this is my NOT my first time contacting your organization.<br/><br/>
|
||
FURTHER,CONFIRM the five key components of our individual identities in case this data breach becomes yet
|
||
another case potentially leading to my inclusion as a victim of fraud and or of identity theft due to YOUR
|
||
DEFICIENT and NOT PROVEN COMPLIANT RETAINING and or REPORTING of consumer
|
||
records,particularly that of personal identifiers.. Therefore, I must request that your bureau confirm in writing the
|
||
following personal information: 1- FULL LEGAL NAME as it Appears on my Credit report 2- Legal Address of
|
||
Record 3- SSN # (or redacted last 4 digits) 4- Date of Birth 5- Zip Code for my Home Address<br/><br/>
|
||
The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully complete
|
||
426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL
|
||
IDENTIFIERS to which databasing of alleged tradeline information occurs.Per CRSA,auto-populating ANY data
|
||
field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is
|
||
automatic call for deletion due to any and all repeating entry as NULL and VOID.Moreover,the regulatory
|
||
obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that
|
||
absolutely accurately and completely includes ALL of the account of allegation(s) specifics!Must be performed in a
|
||
REAL-TIME browser LOCKDOWN to be lawful.Per CRSA implementation,if a data furnisher fails to respond
|
||
within20 calendar days,e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all
|
||
consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being Phase III of the
|
||
Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or
|
||
accepted by CRAa.Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment
|
||
PREVIOUS coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit
|
||
shuffling to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit
|
||
reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by any
|
||
consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the minimal five(5)
|
||
portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the
|
||
CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation
|
||
CERTIFIED. Further,this qualifying certification can be REVOLVED by CONSUMER COMPLAINTS per the
|
||
NYAG Signing Statement.I repeat, to lawfully retain and or report any claim of information,be it an account or any
|
||
aspect of such,the must be irrefutable fullness in the truth of reporting, correctness of reporting, COMPLETENESS
|
||
of reporting, TIMELINESS of reporting and of the reported allegations, undoubtable ownership, irrefutable
|
||
responsibility of adverse claims,and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA
|
||
enacted CDIA Metro 2 data field formatted reporting regulatory standards and obligations to include the 81-month
|
||
time relevance of account reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL
|
||
IDENTIFIERS.Further lawful reporting demands that the regulatory compliance rules are applied EVENLY and
|
||
thoroughly from data provider to consumer credit reporting repository.Accuracy and completeness of all of any and
|
||
all information,particularly derogatory consumer information,must abide by every and one of current MY state’s
|
||
reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE standards due to
|
||
the implementation of the Credit Reporting Settlement Agreement (CRSA.)<br/><br/>
|
||
Is the Personal Identifier information alleged in the reported 426-character P-SEGMENT true,correct, and complete
|
||
to standards of CERTIFIED METRO 2 COMPLIANCE?<br/><br/>
|
||
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the claimed
|
||
reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any and all of the
|
||
adversary derogatory accusations injuring me immediately,TODAY even NOW and HERE!<br/><br/>
|
||
Please verify and validate physically each and every claim of this alleged yet unproven to be my
|
||
responsibility or fault. Please demonstrate readily and timely the precise confirming facts of the alleged
|
||
account including every single one even each any and or all of its article aspects by federal laws. You
|
||
must willfully and promptly DELETE TODAY even right now the deficient reporting or else present to
|
||
me true documented certificated proof of all data, every notation, date, balance, calculation, audit,
|
||
personal identifiers, each of the requisite 426-characters of the exact and fully compliant P6 statement,
|
||
any alpha/numeric and or alphanumeric source4 code deciding the leftness or rightness states, and even
|
||
every aspect of the mandated 386 pieces of confirmation to collection.<br/><br/>
|
||
This series of misreporting seems to me clearly involves a universal and complete failure by your firm to
|
||
obtain, retain, maintain, and utilize adequate and lawful regulatory compliant and reasonable procedures
|
||
to assure maximum possible accuracy of consumer credit information as described in at least 15 U.S.C. §
|
||
1681. There is little doubt that you have no evidence that this clearly does belong to me, is exactly true,
|
||
fully complete, within timely definition per federal standards and has been erroneously placed onto my
|
||
credit report.<br/><br/>
|
||
FURTHER,CONFIRM the five key components of our individual identities in case this data breach becomes yet
|
||
another case potentially leading to my inclusion as a victim of fraud and or of identity theft due to YOUR
|
||
DEFICIENT and NOT PROVEN COMPLIANT RETAINING and or REPORTING of consumer
|
||
records,particularly that of personal identifiers.. Therefore, I must request that your bureau confirm in writing the
|
||
following personal information: 1- FULL LEGAL NAME as it Appears on my Credit report 2- Legal Address of
|
||
Record 3- SSN # (or redacted last 4 digits) 4- Date of Birth 5- Zip Code for my Home Address<br/><br/>
|
||
The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully complete
|
||
426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL
|
||
IDENTIFIERS to which databasing of alleged tradeline information occurs.Per CRSA,auto-populating ANY data
|
||
field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is
|
||
automatic call for deletion due to any and all repeating entry as NULL and VOID.Moreover,the regulatory
|
||
obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that
|
||
absolutely accurately and completely includes ALL of the account of allegation(s) specifics!Must be performed in a
|
||
REAL-TIME browser LOCKDOWN to be lawful.Per CRSA implementation,if a data furnisher fails to respond
|
||
within20 calendar days,e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all
|
||
consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being Phase III of the
|
||
Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or
|
||
</p>
|
||
<p>
|
||
<span style="font-size: 14;">
|
||
accepted by
|
||
</span>
|
||
</p>
|
||
<p style="font-size: 14;font-family: Times,serif;text-align: justify;width: 100%;">
|
||
CRAa. Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS coding
|
||
for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit shuffling to populate the
|
||
metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit reporting is the
|
||
REQUISITE technical accuracy in EVERY single item retained and or reported to or by any consumer credit
|
||
reporting agency. Metro 2 compliance requires exacting P-segment,to include the minimal five(5) portion personal
|
||
identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the CRSA,any and all
|
||
CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation CERTIFIED.
|
||
Further,this qualifying certification can be REVOLVED by CONSUMER COMPLAINTS per the NYAG Signing
|
||
Statement.I repeat, to lawfully retain and or report any claim of information,be it an account or any aspect of
|
||
such,the must be irrefutable fullness in the truth of reporting, correctness of reporting, COMPLETENESS of
|
||
reporting, TIMELINESS of reporting and of the reported allegations, undoubtable ownership, irrefutable
|
||
responsibility of adverse claims,and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA
|
||
enacted CDIA Metro 2 data field formatted reporting regulatory standards and obligations to include the 81-month
|
||
time relevance of account reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL
|
||
IDENTIFIERS.Further lawful reporting demands that the regulatory compliance rules are applied EVENLY and
|
||
thoroughly from data provider to consumer credit reporting repository.Accuracy and completeness of all of any and
|
||
all information,particularly derogatory consumer information,must abide by every and one of current MY state’s
|
||
reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE standards due to
|
||
the implementation of the Credit Reporting Settlement Agreement (CRSA.) Is the Personal Identifier information
|
||
alleged in the reported 426-character P-SEGMENT true,correct, and complete to standards of CERTIFIED METRO
|
||
2 COMPLIANCE?<br/><br/>
|
||
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the claimed
|
||
reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any and all of the
|
||
adversary derogatory accusations injuring me immediately,TODAY even NOW and HERE!<br/><br/>
|
||
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this declaration
|
||
would compel me to consult my consumer complaint lawfully to the members of the NCRWG,as undoubtedly
|
||
reporting not only must be true,timely,and accurate but also in its COMPLETENESS of DATA ENTRY presented
|
||
to any entity INCLUDING all consumer reporting repositories.<br/><br/>
|
||
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this declaration
|
||
would compel me to consult my consumer complaint lawfully to the members of the NCRWG,as undoubtedly
|
||
reporting not only must be true,timely,and accurate but also in its COMPLETENESS of DATA ENTRY presented
|
||
to any entity INCLUDING all consumer reporting repositories.<br/><br/>
|
||
By the provisions of the Fair Credit Reporting Act and per the standards of reporting compliance implemented with
|
||
the CRSA enacted CDIA Metro 2 COMPLIANCE regulations, I demand that these above mentioned derogatory
|
||
items be investigated and permanently removed from my report. It is my understanding that you will recheck these
|
||
items with the creditor who has posted them. Please remove any information that the creditor cannot verify. I
|
||
understand that under 15 U.S.C. Sec. 1681i(a), you must complete this reinvestigation within 30 days of receipt of
|
||
this letter.<br/><br/>
|
||
Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge
|
||
for this updated report. I also request that you please send notices of corrections to anyone who received my credit
|
||
report in the past six months.<br/>
|
||
|
||
</p>
|
||
<p>
|
||
<span style="font-size: 14;font-family: Arial,serif;">
|
||
My One and Only current First and Last name AND Street NUMBER and Street NAME along with my<br/>
|
||
current resident CITY and STATE, ANY OTHER INFORMATION reported I compel you to REMOVE<br/>
|
||
IMMEDIATELY as I do NOT AUTHORIZE you nor any entity to retain nor report ANY NOT REQUISITE<br/>
|
||
REPORTED INFORMATION or Personal Identifiers that are NOT CURRENT:<br/>
|
||
</span>
|
||
<span style="background-color: yellow;">
|
||
__FIRST_NAME__, __LAST_NAME__ __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__<br/>
|
||
|
||
</span>
|
||
</p>
|
||
<p>
|
||
<span>Today is : </span><span style="background-color: yellow;">__TODAY__</span><br/><br/>
|
||
</p>
|
||
<p style="font-size: 14;text-align: justify;width: 100%;">
|
||
***NOTE, should you again fail to present to me ,as MANDATED by federal reporting laws and
|
||
the metro 2 format regulations to annul this still unproven potentially untrue, incorrect or else
|
||
wise not physically verifiable valid allegation with proof of irrefutable certificate of testimonial
|
||
affirmation of facts I will have no other option but to assume your ignorance of requisite and
|
||
appropriate reporting mandates is through your undoubted willful disregard of your responsibility
|
||
to dutiful and perfected ethical reporting and undeniable attestations to the 100% certificate of
|
||
compliance in every single one even each any and or all of my state’s standards of reporting
|
||
and equally that of any and all federal standards , whether mentioned or not! I compel you to
|
||
return to lawful reporting and legal standing without any injuries or prejudices to me, now or in
|
||
future! SEND TO ME ABSOLUTE DOCUMENT EVIDENCE of your intent to delete or the
|
||
CERTIFIED EXACTING AUD displaying perfection of your reporting claims I find yet unfounded!<br/>
|
||
|
||
</p>
|
||
<p>
|
||
__IMAGE_HEADING__
|
||
</p>
|
||
|
||
<br/>
|
||
|
||
__STARTM1__
|
||
Evidence of my Proof of identification<br/><br/>
|
||
<img src="__image1__" alt="Evidence of my Proof of identification">
|
||
<br/><br/><br/>
|
||
__ENDM1__
|
||
|
||
__STARTM2__
|
||
Proof of residence or mailing address<br/><br/>
|
||
<img src="__image2__" alt="Proof of residence or mailing address">
|
||
<br/><br/><br/>
|
||
__ENDM2__
|
||
|
||
__STARTM3__
|
||
Proof of social security number<br/><br/>
|
||
<img src="__image3__" alt="Proof of social security number">
|
||
<br/><br/><br/>
|
||
__ENDM3__
|
||
|
||
|
||
|
||
__STARTM4__
|
||
Copy of State Photo ID<br/><br/>
|
||
<img src="__image4__" alt="Copy of State Photo ID">
|
||
<br/><br/><br/>
|
||
__ENDM4__
|
||
|
||
__STARTM5__
|
||
My Notarized Letter/Form<br/><br/>
|
||
<img src="__image5__" alt="Your Notarized Letter/Form">
|
||
<br/><br/><br/>
|
||
__ENDM5__
|
||
</div> |