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<div style="text-align: justify;text-justify: inter-word;">
CRA REPORT# <span style="background-color: #FFFF00">__CRA_REPORT__</span> <br/><br/>
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows:<br/>
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__, __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__ </span>
<br/><br/>
TODAY IS __TODAY__
<br/><br/>
****To begin, I would like to ensure you have and ONLY
RETAIN current, TRUE, CORRECT, COMPLETE,and MANDATED REPORTED information per
FCRA regulations,any and all others I DEMAND,as is my lawful RIGHT(s) to do so,that you annul
and and all deficient of any condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report
any mis-information now or ever,please review and ENSURE your adequate and full accordance to
the laws upon which govern your practice of reporting consumer credit profiles.
<br/><br/>
(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES
or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate
AUTHORITY to retain much less report without infringing my consumer rights.
<br/><br/>
(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any
OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your
legitimate AUTHORITY to retain much less report without infringing my consumer rights
<br/><br/>
(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate
AUTHORITY to retain much less report without infringing my consumer rights.
<br/><br/>
(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of
Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate
AUTHORITY to retain much less report without infringing my consumer rights.
<br/><br/>
(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone
numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your
legitimate AUTHORITY to retain much less report without infringing my consumer rights.
<br/><br/>
(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or
reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much
less report without infringing my consumer rights.
<br/><br/>
(g)I do NOT have any requisite spouses/ roommates/ co-applicants
and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY
DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report
without infringing my consumer rights.
<br/><br/>
(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone
numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your
legitimate AUTHORITY to retain much less report without infringing my consumer right
<br/><br/>
MY PERSONAL 20-digit TRACKING NUMBER IS : <span style="background-color: #FFFF00">__PERSONAL_TRACKING_NUMBER__</span>
<br/><br/>
<span style="background-color: #FFFF00">__credit_bureau_name_address__</span>
<br/><br/>
RE: ATTENTIVELY REVIEW my formal writ composed DECLARATION of Not Proven Compliant Misinformation that is all
or in part: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS,
documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory
requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious
behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data
field formatted reporting!To be clear,you are mandated by laws to eliminate every notation and or aspect of any and all
derogatory and adversary items from any and all alleged claims still yet unproven to be true, correct, complete, timely,
documented as being mine,testimonial to be of my responsibility,with FCRA compliance,andor CRSA CDIA Metro 2
COMPLIANT reporting.FEDERAL laws dictate that any and all derogatory or potentially injurious reporting MUST be all of
the aforementioned and can NOT BE ASSUMED without undoubted CERTIFIABLE testimonial of FACTs ensuring the
physically verifiability of the CONFIRMED manual validation of any item upon a consumer complaint,such as is this notice
here and now.Please RETURN to or retain federally lawful reporting with your unwavering and unconditional annulment of
every single one even each any and or all of the allegations accused of me deficient of physical evidence to every and all
aspects of said claims,be them true or not.
<br/><br/>
<h2>To whom it might concern, </h2>
<br/>
I would like to forge forward with a righted disputation challenging what likely is an inaccurate, untrue,
incomplete, untimely, not compliant, and or possibly not even of my ownership of responsibility allegation
of a derogatory item that I see you currently have on my credit report, possibly causing violating
infringements and injury to my credibility. While studying my report I have come across a number of
mistakes and inaccuracies that you are reporting.Please review and eradicate any and all of these
following unproven true, correct, complete,timely, mine, my responsibility,fcra compliant,metro 2
compliant,or else wise compliant to every single one even each any and all of the regulations ,laws,and
standards of reporting of which you are undoubtedly mandated in your obligation to obey:
You have listed an inaccurate Public Record on my credit file. I need to have it removed as soon as
possible. I am filing this dispute of the Public Record Information that you are providing under FCRA 611
(a) (7) that specifically requires a description of the procedure used by your agency in providing and
obtaining this particular public record including if this was obtained by a third party Information Broker and
if the information was provided in Metro-2 format and updated by the information provider to include
complete personal identifiers including Full Legal Name and Address. I have been advised by my family
attorney that his investigation of this erroneous public record leads him to believe that your firm has
MIXED my file information and inappropriately assigned this public record to my credit report.
<br/>
Here is the erroneous record you are reporting.
<br/><br/>
The following allegations each require immediate deletion,do so now and here!
<br/><br/>
Below are the accounts in question:
<br/>
__SERIAL_LINES__
<br/>
To date,unlawfully might I add, no accusing entity(ies) even court(s) alleged has informed me if
their Clerk's office answers written requests for validation of civil judgments or liens?Unless you have
evidence to the contrary, you absolutely can not logically confirm any information and as a legal
mandate the record of unproven truth, correctness and compliance must be eradicated immediately
without delay and or injuries versus me as a consumer within my lawful consumer and civil rights to do
so.
<br/>
To date,unlawfully might I add, no accusing entity(ies) even court(s) alleged has informed me if
their Clerk's office provides Verification of information to Credit Reporting Agencies?
Unless you have evidence to the contrary, you absolutely can not logically confirm any information and
as a legal mandate the record of unproven truth, correctness and compliance must be eradicated
immediately without delay and or injuries versus me as a consumer within my lawful consumer and civil
rights to do so.
<br/>
To date,unlawfully might I add, no accusing entity(ies) even court(s) alleged has informed me if
their Clerk's office provides verification or validation requests by electronic means for civil judgments or
liens?Unless you have evidence to the contrary, you absolutely can not logically confirm any information
and as a legal mandate the record of unproven truth, correctness and compliance must be eradicated
immediately without delay and or injuries versus me as a consumer within my lawful consumer and civil
rights to do so.
<br/>
I am attempting to confirm the testimonial composed certificate to the every single one even each any
and or all of facts to the truth, accuracy,completeness and compliance(including even to Metro 2 data
field formatted reporting) of the process and procedure used in your office for the alleged validation
and verification of any and all Liens (be it state tax lien,federal tax lien,civil lien,property lien,mechanic's
lien,and or lien elsewise,mentioned here or not) and Judgments(again be it civil, federal,or even lawfully
criminal should you be so derelict of dutiful responsible and reliable reporting that you might be
considered an enabler of fraud and or identity theft . Being the severe and sensitive nature of this here
formal consumer complaint ,your obligation at a minimum would include you could assuredly physically
and manually reviewing and thereafter genuinely answering the following questions to irrefutably
clarify a legal situation for me.
<br/>
To date,unlawfully might I add, no accusing entity(ies) even court(s) alleged has informed me if
their Clerk's office provides verification any of the Personal Information such as correct name, address
or Date of birth for validation inquirys?
<br/><br/>
I am of great confidence you do realize and abide by such understanding that any and all parties
reporting debt(s) and or derogatory credit information must respond to consumer inquiries.All
parties reporting credit information must comply with the Fair Credit Reporting Act (FCRA), Fair
Debt Collection Practices Act (FDCPA), any applicable state laws and regulatory authorities.
Any data furnisher claiming and alleged consumer debt and or derogatory otherwise must
truthfully, correctly,completely and proven compliantly report the Date of First Delinquency is
used to comply with FCRA sections 605 and 623 (obsolescence period). Testimony now to the
fullness of adequate reporting of the Date Of First Delinquency here and now in composed writ
document of certificate acknowledging undoubted regulatory and obligatory standards of proper
reporting has and or is taken place.
<br/>
To date,unlawfully might I add, no accusing entity(ies) even court(s) alleged has informed me if
their Clerk's office provides information related to how long any such court Clerk's office maintain
records of civil actions?
<br/>
To date,unlawfully might I add, no accusing entity(ies) even court(s) alleged has informed me if
their Clerk's office provides answer written requests for validation of civil judgments or liens?
<br/><br/>
Any and all Third Party Collection Agency(s) is(are) a company(ies) or individual(s) who
specializes in collecting outstanding debts for other businesses or individuals,therefore meet the
minimum criteria for being compelled to be and only be true, accurate, complete,timely,and
metro 2 compliant reliably and minus uncertainty. Any and all Debt Purchaser(s)/ Factoring
Company(s) is(are) a company(ies) or individual(s) who regularly purchases accounts with the
intent of collecting debts owed and or reporting any claim of derogatory otherwise ,.therefore
meet the minimum criteria for being compelled to be and only be true, accurate,
complete,timely,and metro 2 compliant reliably and minus uncertainty. Testimony now to the
fullness of adequate reporting here and now in composed writ document of certificate
acknowledging undoubted regulatory and obligatory standards of proper reporting has and or is
taken place.
<br/>
· Any and all data furnisher(s) claiming any and all alleged consumer debt(s) and or
derogatory otherwise must truthfully, correctly,completely and proven compliantly report data in
the standard Metro 2 Format.Testimony now to the fullness of adequate standard Metro 2
Format reporting here and now in composed writ document of certificate acknowledging
undoubted regulatory and obligatory standards of proper reporting has and or is taken place.
6-Will your Clerk's office respond to telephone inquiries about civil judgments or liens?
<br/><br/>
·Any and all data furnisher(s) claiming any and all alleged consumer debt(s) and or derogatory
otherwise must truthfully, correctly,completely and proven compliantly report at least on a
monthly basis.Testimony now to the fullness of adequate monthly standard Metro 2 Format
reporting here and now in composed writ document of certificate acknowledging undoubted
regulatory and obligatory standards of proper reporting has and or is taken place.
<br/>
Any and all data furnisher(s) claiming any and all alleged consumer debt(s) and or derogatory
otherwise must truthfully, correctly,completely and proven compliantly report the complete
name, address and social security number of the legally liable consumer(s), using the joint
section for reporting secondary names. Testimony now to the fullness of adequate standard
Metro 2 Format reporting including exacting compliantly reported complete name, address and
social security number of the legally liable consumer(s), using the joint section for reporting
secondary names here and now in composed writ document of certificate acknowledging
undoubted regulatory and obligatory standards of proper reporting has and or is taken place.
Any data furnisher claiming and alleged consumer debt and or derogatory otherwise must
report the individual's complete and unique account number as extracted from the alleged
consumers file.Testimony now to the fullness of adequate standard Metro 2 Format reporting
including the alleged consumers complete and unique number as extracted from the same
identified and exact alleged consumer here and now in composed writ document of certificate
acknowledging undoubted regulatory and obligatory standards of proper reporting has and or is
taken place.
<br/>
To date,unlawfully might I add, no accusing entity(ies) even court(s) alleged has informed me if
their Clerk's office participate with or is a member of an electronic system that allows other agencies or
private parties to validate or verify court information?Unless you have evidence to the contrary, you
absolutely can not logically confirm any information and as a legal mandate the record of unproven
truth, correctness and compliance must be eradicated immediately without delay and or injuries versus
me as a consumer within my lawful consumer and civil rights to do so.
<br/><br/>
The FOLLOWING reporting derogatory allegations of information are either UNTRUE, INCORRECT,
INCOMPLETE, UNTIMELY, NOT MINE, NOT MY RESPONSIBILITY, or
otherwise NOT PROVEN COMPLIANT to regulatory federal reporting laws and or standards and MUST
be eradicated immediately, do so TODAY, even right NOW! The obvious infractions
are as follows:
<br/><br/>
__START1__
COURT#1 OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED
<br/>
<span style="background-color: #FFFF00">__COURT_1__</span>
<br/><br/>
Notation: : Please Provide Physical Proof of COMPLIANCE and Verification… NO ENTITY may include
in a consumer report ANY adverse information DEFICIENT OF PHYSICALLY VERIFIED VALIDITY OF
TRUTH, ACCURACY, COMPLETENESS AND COMPLIANCE TO METRO2 SO PROVE NOW OR
DELETE THE CLAIM
<br/><br/>
__END1__
__START2__
COURT#2 OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED
<br/>
<span style="background-color: #FFFF00">__COURT_2__</span>
<br/><br/>
Notation:Please Provide Physical Proof of COMPLIANCE and Verification.AFFIRM AND CONFIRM-ATE THIS ALLEGATION OF
CLAIM YET STILL UNPROVEN. LAWFULLY CERTIFICATE PHYSICALLY THE CREDITOR CLASSIFICATION CODE (S), THE
EXACT AND COMPLETE SEQUENCED AND METRO2 DATA FORMATTED 426 CHARACTER P-6 STATEMENT (S) AS WELL
AS ALL OF THE APPLICABLE AND REQUISITE TRAILING FRAGMENTS,THE MINIMALLY MANDATED FIVE (5) PORTIONED
PERSONAL IDENTIFIERS, EVERY AND ONE OF THE ALPHA-/ NUMERIC-/AND OR ALPHANUMERIC SOURCE CODES THAT
DETAIL THE LEFT SIDEDNESS AND OR RIGHT SIDEDNESS OF ANY AND ALL PRECISELY ORDERED RECORDED
ACCOUNT DESCRIPTIONS, ALL ASPECTS EXACTLY AND FULLY RELATED TO THE SEQUENCED 386 PIECES OF
CONFIRMATION TO COLLECT(-TIONS), EACH CALENDAR DATE RECORDED, EVERY ALLEGED BALANCE INCLUDING THE
TALLIED TOTALLINGS AND INVOICES FROM WHICH THEY WERE DERIVED, THE DOCUMENTED LEGAL AND CURRENT
COLOR PHOTOGRAPHED IDENTITIES, THE ATTESTED ADDRESSES, THE NON-TRANSPORTED AND TRUE MARKS OF
EXECUTION FROM THE ONE AND ONLY AND EXACTLY IDENTIFIED ME UPON AN ACKNOWLEDGEMENT OF THE DEBT
ALLEGED OR EVEN CONDITIONS RELATED, AS WELL AS EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF THE
REQUISITE STATE AND FEDERAL LAWS APPLICABLE, WHETHER KNOWN OR NOT,REGARDLESS IF MENTIONED OR
NOT. YOU ARE UNAUTHORIZED TO RETAIN AND OR EVEN REPORT SUBTERFUGE PARTICULARLY IF IT IS POTENTIALLY
ENABLING OF FRAUD AND OR IDENTITY THEFT SUCH AS THIS INJURIOUS MIS-REPORTINGS OF MIS-INFORMATION
MIGHT VERY WELL APPEAR TO BE. DELETE NOW TO ANNUL THIS UNJUST ACCUSATION AND TO RETURN TO
COMPLETE COMPLIANCE TO FEDERAL REPORTING LAWS AS IS OBLIGATED OF YOU.
<br/><br/>
__END2__
__START3__
COURT#3 OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED
<br/>
<span style="background-color: #FFFF00">__COURT_3__</span>
<br/><br/>
Notation: Please Provide Physical Proof of COMPLIANCE and Verification.Confirmate the affirmation of the above listed allegation
of derogatory student loan to be true, correct,timely,metro2 compliant,and with physical proof of each and all. Please provide all
information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit,
the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or
alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the
426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal
identifiers.Delete today,even right NOW!
<br/><br/>
__END3__
__START4__
COURT#4 OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED
<br/>
<span style="background-color: #FFFF00">__COURT_4__</span>
<br/><br/>
Notation: : Please Provide Physical Proof of COMPLIANCE and Verification… NO ENTITY may include
in a consumer report ANY adverse information DEFICIENT OF PHYSICALLY VERIFIED VALIDITY OF
TRUTH, ACCURACY, COMPLETENESS AND COMPLIANCE TO METRO2 SO PROVE NOW OR
DELETE THE CLAIM
<br/><br/>
__END4__
__START5__
COURT#5 OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED
<br/>
<span style="background-color: #FFFF00">__COURT_5__</span>
<br/><br/>
Notation: Please Provide Physical Proof of COMPLIANCE and Verification… VERIFY AND VALIDATE
THE NOT COMPLAINT ALLEGATIONS OR DELETE NOW.PHYSICALLY PROVE EVERY DATE,
BALANCE, IDENTITY, AUDIT, SOURCE CODE, ALL 426 CHRC P6 STMNTS, EACH OF 386 PCS TO
CONFIRMATION, NOTES, ETC
<br/><br/>
__END5__
__START6__
COURT#6 OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED
<br/>
<span style="background-color: #FFFF00">__COURT_6__</span>
<br/><br/>
Notation: Please Provide Physical Proof of COMPLIANCE and Verification.Confirmate the affirmation of the above listed allegation
of derogatory student loan to be true, correct,timely,metro2 compliant,and with physical proof of each and all. Please provide all
information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit,
the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or
alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the
426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal
identifiers.Delete today,even right NOW!
<br/><br/>
__END6__
__START7__
COURT#7 OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED
<br/>
<span style="background-color: #FFFF00">__COURT_7__</span>
<br/><br/>
Notation:Please Provide Physical Proof of COMPLIANCE and Verification.AFFIRM AND CONFIRM-ATE THIS ALLEGATION OF
CLAIM YET STILL UNPROVEN. LAWFULLY CERTIFICATE PHYSICALLY THE CREDITOR CLASSIFICATION CODE (S), THE
EXACT AND COMPLETE SEQUENCED AND METRO2 DATA FORMATTED 426 CHARACTER P-6 STATEMENT (S) AS WELL
AS ALL OF THE APPLICABLE AND REQUISITE TRAILING FRAGMENTS,THE MINIMALLY MANDATED FIVE (5) PORTIONED
PERSONAL IDENTIFIERS, EVERY AND ONE OF THE ALPHA-/ NUMERIC-/AND OR ALPHANUMERIC SOURCE CODES THAT
DETAIL THE LEFT SIDEDNESS AND OR RIGHT SIDEDNESS OF ANY AND ALL PRECISELY ORDERED RECORDED
ACCOUNT DESCRIPTIONS, ALL ASPECTS EXACTLY AND FULLY RELATED TO THE SEQUENCED 386 PIECES OF
CONFIRMATION TO COLLECT(-TIONS), EACH CALENDAR DATE RECORDED, EVERY ALLEGED BALANCE INCLUDING THE
TALLIED TOTALLINGS AND INVOICES FROM WHICH THEY WERE DERIVED, THE DOCUMENTED LEGAL AND CURRENT
COLOR PHOTOGRAPHED IDENTITIES, THE ATTESTED ADDRESSES, THE NON-TRANSPORTED AND TRUE MARKS OF
EXECUTION FROM THE ONE AND ONLY AND EXACTLY IDENTIFIED ME UPON AN ACKNOWLEDGEMENT OF THE DEBT
ALLEGED OR EVEN CONDITIONS RELATED, AS WELL AS EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF THE
REQUISITE STATE AND FEDERAL LAWS APPLICABLE, WHETHER KNOWN OR NOT,REGARDLESS IF MENTIONED OR
NOT. YOU ARE UNAUTHORIZED TO RETAIN AND OR EVEN REPORT SUBTERFUGE PARTICULARLY IF IT IS POTENTIALLY
ENABLING OF FRAUD AND OR IDENTITY THEFT SUCH AS THIS INJURIOUS MIS-REPORTINGS OF MIS-INFORMATION
MIGHT VERY WELL APPEAR TO BE. DELETE NOW TO ANNUL THIS UNJUST ACCUSATION AND TO RETURN TO
COMPLETE COMPLIANCE TO FEDERAL REPORTING LAWS AS IS OBLIGATED OF YOU.
<br/><br/>
__END7__
__START8__
COURT#8 OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED
<br/>
<span style="background-color: #FFFF00">__COURT_8__</span>
<br/><br/>
Notation: Please Provide Physical Proof of COMPLIANCE and Verification.Confirmate the affirmation of the above listed allegation
of derogatory student loan to be true, correct,timely,metro2 compliant,and with physical proof of each and all. Please provide all
information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit,
the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or
alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the
426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal
identifiers.Delete today,even right NOW!
__END8__
<br/><br/>
To date,unlawfully might I add, no accusing entity(ies) even court(s) alleged has informed me if
their Clerk's office provides Validate or Verify information requests from 3rd Parties?Unless you have
evidence to the contrary, you absolutely can not logically confirm any information and as a legal
mandate the record of unproven truth, correctness and compliance must be eradicated immediately
without delay and or injuries versus me as a consumer within my lawful consumer and civil rights to do
so.
<br/><br/>
Any data furnisher claiming and alleged consumer debt and or derogatory otherwise must
truthfully, correctly,completely and proven compliantly report the internal code(s) that
unmistakably identifies every and one even each any and or all of the third party collection
agency(ies)/debt purchaser(s)/factoring company(ies) where information is certified to be
lawfully and irrefutably proven verified. Testimony now to the fullness of adequate standard
Metro 2 Format reporting of the internal code(s) including exacting compliantly reported
complete name, address and social security number of the legally liable consumer(s), using the
joint section for reporting secondary names here and now in composed writ document of
certificate acknowledging undoubted regulatory and obligatory standards of proper reporting has
and or is taken place.
<br/>
9-Does your Clerk's office report public information and Data in the Metro-2 format?
<br/><br/>
Thank you sincerely for your TIME and answers to my questions. I have included a self-addressed
stamped envelope with my letter today, if you would be so kind to sign and title the response and place
it in the envelope and return it to the outgoing mail it would be greatly appreciated.
<br/><br/>
<br/><br/>
<br/><br/>
Might it be known that THIS LETTER of consumer check and challenge for lawful reporting compliance is
my officially composed writ formal complaint that you are reporting one or more of the
following,ILLEGALLY mind you:
<br/><br/>
i)Your reporting is unproven to be TRUE,so legally there can be no truth assumed to the allegations of
which you report in chichanary lead subterfuge.
<br/><br/>
ii)Your reporting is unproven to be Correct (and regulations are CLEAR on accuracy being undoubted
and irrefutable),so legally there can be no truth assumed to the allegations of which you report in
chichanary lead subterfuge.
<br/><br/>
iii)Your reporting is unproven to be COMPLETE (and regulations are CLEAR on mandates to be fully
COMPLETE in the application of exacting and reliably consistent precision of any data for reporting
being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you
report in chichanary lead subterfuge.
<br/><br/>
iv)Your reporting is unproven to be TIMELY (and regulations are CLEAR on mandates to be fully
CURRENT and TIMELY in the application of exacting and reliably consistent precision of any data for
reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of
which you report in chichanary lead subterfuge.
<br/><br/>
v)Your reporting is unproven to be of MY OWNERSHIP(and regulations are CLEAR on mandates to be
fully CONFIDENT in the assignment of OWNERSHIP and or even RESPONSIBILITY to any potentially
injurious claim in the application of exacting and reliably consistent precision of any data for reporting
being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which
you report in chichanary lead subterfuge.
<br/><br/>
vi)Your reporting is unproven to be of MY RESPONSIBILITY(and regulations are CLEAR on mandates to
be fully CONFIDENT in the assignment of OWNERSHIP and or even RESPONSIBILITY to any
potentially injurious claim in the application of exacting and reliably consistent precision of any data for
reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of
which you report in chichanary lead subterfuge.
<br/><br/>
vii)Your reporting is unproven to be of FCRA COMPLIANCE (and regulations are CLEAR on mandates to
be fully CONFIDENT in the assumption of FULL unmistakable COMPLIANCE to any and all standards of
practice as related to the reporting of any potentially injurious claim in the application of exacting and
reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there
can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
<br/><br/>
viii)Your reporting is unproven to be of CRSA enacted CDIA METRO 2 DATA FIELD FORMATTED
REGULATORY REPORTING COMPLIANCE (and regulations are CLEAR on mandates to be fully
CONFIDENT in the assumption of FULL unmistakable COMPLIANCE to any and all standards of
practice as related to the reporting of any potentially injurious claim in the application of exacting and
reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there
can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
<br/><br/>
Injury causing subterfuge is unlawful to retain. You are not Authorized to report or even once alleged
adverse remark unproven upon a requested compliance check. You must Annul in brief, even right now
and right here, by complete and permanent deletion any or even one not irrefutable allegation(s) deficient
of physical composed writ certificate(s) in testimony of the exact and full truth, correctness, timeliness,
completeness, ownership, responsibility, and or documented evidence of precise and willfulness to
comply with every single one even any and or all of the requisite mandates/statutes/acts/obligations/and
or laws related and pertinent to legal reporting of any information, known or not. Attest now to the metro-2
required truth, accuracy, fullness, timeliness, ownership, responsibility and or compliance(s) otherwise,
whether mentioned or not. Ignorance of obligations to compliant reporting is NOT lawful exoneration of
your responsibility to 100% accurate, true, and metro-2 compliant data formatted reporting regulations of
which you are obligated. Federal laws allow me to compel you to retain and or return adequate
accountability. Failure or unwillingness to do so might be remedied and rectified in my favor per monetary
compensation for your infringements of my civil and or consumer rights and violations of the laws required
of you. Right now demonstrate to me any and all applicable metro-2 reporting mandates including but not
limited to every date and balance, each calculation and audit, the invoices and documented current
identities, every notation not to forget the five (5) portioned personal identifiers, 426 character P-6
statements, alpha/numeric/ and or alphanumeric source codes, every applicable creditor classification
code(s), the 3 applicable and precise sequenced 386 pieces of confirmation to collect(-ions) or any
obligation else-wise. Return or Retain federally required compliance with your immediate and dull
eradication of any and one of the adverse and or derogatory claims or any aspects of. Prove compliance
or delete ASAP!!! Let this notice of my official writ composed DECLARATION of Not Proven Compliant
Misinformation that is either or all of the following: DEFICIENT of adequate current status in fullness of
TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable
RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant
reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious
behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and
COMPLIANT METRO 2 data field formatted reporting! Please provide me with all of the information you
used for your investigation, as required by FCRA 611 (a) (7).Please reply within 10 days or delete the
negative items, as originally requested. If you FAIL to respond to this demand and tort notification, your
firm will be added to the pending action as complicit in this data breach of my personal information.
<br/><br/>
1. Tell me in writing what information you refuse to remove and why.
<br/>
2. Tell me in writing what you did to determine that the information was accurate.
<br/>
3. Note the information as disputed BY the CONSUMER on my credit report
<br/><br/>
<br/><br/>
According to the Fair Credit Reporting Act, Section 609 (a)(1)(A), you are required by federal law to
verify - through the physical verification of the original signed consumer contract - any and all
accounts you post on a credit report. Otherwise, anyone paying for your reporting services could fax,
mail or email in even a potentially fraudulent account.
<br/>
According to the provisions of the Fair Credit Reporting Act § 611(a) [15 USC 1681i(a)], these disputed
items must be reinvestigated or deleted from my credit record within 30 days. During the investigation
period, these items must be removed from my credit report as the mere reporting of items prior to debt
validation constitutes collection activity. I am also requesting the names, addresses and telephone
numbers of individuals you contacted during your investigation.
<br/>
Please notify me that the above items have been deleted pursuant to § 611 (a)(6) [15 USC § 1681j (a)
(6)]. I am also requesting an updated copy of my credit report, which should be sent to the address listed
below. According to the provisions of § 612 [15 USC § 1681j], there should be no charge for this report.
If you have any questions or need additional information, please contact me at address noted below. I
think 15-20 Days should be ample enough time to get this completed since this is my NOT my first time
contacting your organization.
<br/>
FURTHER,CONFIRM the five key components of our individual identities in case this data breach
becomes yet another case potentially leading to my inclusion as a victim of fraud and or of identity theft
due to YOUR DEFICIENT and NOT PROVEN COMPLIANT RETAINING and or REPORTING of
consumer records,particularly that of personal identifiers.. Therefore, I must request that your bureau
confirm in writing the following personal information:
<br/>
1- FULL LEGAL NAME as it Appears on my Credit report<br/>
2- Legal Address of Record<br/>
3- SSN # (or redacted last 4 digits)<br/>
4- Date of Birth<br/>
5- Zip Code for my Home Address<br/>
<br/><br/>
input entry and or application of Slash Entries (such as 11111 or
00000,etc) into the Metro 2 system is automatic call for deletion due to any and all repeating entry as
NULL and VOID.Moreover,the regulatory obligation dictates that any and all data furnishers MUST
include an attached TRAILING SEGMENT that absolutely accurately and completely includes ALL of the
account of allegation(s) specifics!Must be performed in a REAL-TIME browser LOCKDOWN to be
lawful.Per CRSA implementation,if a data furnisher fails to respond within20 calendar days,e-Oscar is to
terminate challenge in favor of consumers and or auto-escalate any and all consumer complaints to a
certified Metro 2 compliance trained SPECIALIST. Being Phase III of the Implementation of the
CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or accepted by
CRAa.Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS
coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit shuffling
to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit
reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by
any consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the
minimal five(5) portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account
trailing segment.Per the CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2
Compliance Data Entry Evaluation CERTIFIED. Further,this qualifying certification can be REVOLVED by
CONSUMER COMPLAINTS per the NYAG Signing Statement.I repeat, to lawfully retain and or report
any claim of information,be it an account or any aspect of such,the must be irrefutable fullness in the truth
of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of reporting and of the
reported allegations, undoubtable ownership, irrefutable responsibility of adverse claims,and or adequate
and complete INFORMATIONAL COMPLIANCE to the CRSA enacted CDIA Metro 2 data field formatted
reporting regulatory standards and obligations to include the 81-month time relevance of account
reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL IDENTIFIERS.Further
lawful reporting demands that the regulatory compliance rules are applied EVENLY and thoroughly from
data provider to consumer credit reporting repository.Accuracy and completeness of all of any and all
information,particularly derogatory consumer information,must abide by every and one of current MY
states reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE
standards due to the implementation of the Credit Reporting Settlement Agreement (CRSA.)
<br/><br/>
Is the Personal Identifier information alleged in the reported 426-character P-SEGMENT true,correct, and
complete to standards of CERTIFIED METRO 2 COMPLIANCE?
<br/><br/>
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the
claimed reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any and
all of the adversary derogatory accusations injuring me immediately,TODAY even NOW and HERE!
<br/><br/>
Please verify and validate physically each and every claim of this alleged yet unproven to be my
responsibility or fault. Please demonstrate readily and timely the precise confirming facts of the
alleged account including every single one even each any and or all of its article aspects by
federal laws. You must willfully and promptly DELETE TODAY even right now the deficient
reporting or else present to me true documented certificated proof of all data, every notation,
date, balance, calculation, audit, personal identifiers, each of the requisite 426-characters of the
exact and fully compliant P6 statement, any alpha/numeric and or alphanumeric source4 code
deciding the leftness or rightness states, and even every aspect of the mandated 386 pieces of
confirmation to collection.
<br/><br/>
This series of misreporting seems to me clearly involves a universal and complete failure by
your firm to obtain, retain, maintain, and utilize adequate and lawful regulatory compliant and
reasonable procedures to assure maximum possible accuracy of consumer credit information as
described in at least 15 U.S.C. § 1681. There is little doubt that you have no evidence that this
clearly does belong to me, is exactly true, fully complete, within timely definition per federal
standards and has been erroneously placed onto my credit report. The items of problematic
accusations that I believe to be incorrect to its proper reporting and allowance of reporting per
my state and federal laws are detailed both above and below.
<br/><br/>
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this
declaration would compel me to consult my consumer complaint lawfully to the members of the
NCRWG,as undoubtedly reporting not only must be true,timely,and accurate but also in its
COMPLETENESS of DATA ENTRY presented to any entity INCLUDING all consumer reporting
repositories.
<br/><br/>
By the provisions of the Fair Credit Reporting Act and per the standards of reporting compliance
implemented with the CRSA enacted CDIA Metro 2 COMPLIANCE regulations, I demand that these
above mentioned derogatory items be investigated and permanently removed from my report. It is my
understanding that you will recheck these items with the creditor who has posted them. Please remove
any information that the creditor cannot verify. I understand that under 15 U.S.C. Sec. 1681i(a), you must
complete this reinvestigation within 30 days of receipt of this letter.
<br/><br/>
Please send an updated copy of my credit report to the above address. According to the act, there shall
be no charge for this updated report. I also request that you please send notices of corrections to anyone
who received my credit report in the past six months.
<br/><br/>
Thank you for your time and help in this matter.
<br/><br/>
Sincerely,
<br/>
<span style="background-color: #FFFF00">__sincerely__</span>
<br/><br/>
__STARTM1__
Evidence of my Proof of identification<br/><br/>
<img src="__image1__" alt="Evidence of my Proof of identification">
<br/><br/><br/>
__ENDM1__
__STARTM2__
Proof of residence or mailing address<br/><br/>
<img src="__image2__" alt="Proof of residence or mailing address">
<br/><br/><br/>
__ENDM2__
__STARTM3__
Proof of social security number<br/><br/>
<img src="__image3__" alt="Proof of social security number">
<br/><br/><br/>
__ENDM3__
__STARTM4__
Copy of State Photo ID<br/><br/>
<img src="__image4__" alt="Copy of State Photo ID">
<br/><br/><br/>
__ENDM4__
__STARTM5__
My Notarized Letter/Form<br/><br/>
<img src="__image5__" alt="Your Notarized Letter/Form">
<br/><br/><br/>
__ENDM5__
</div>