323 lines
22 KiB
HTML
323 lines
22 KiB
HTML
<div style="font-family: Times,serif;">
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<p>
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<span style="font-size: 14;text-align: right;font-family: Arial,serif;">CRA REPORT# </span><span style="background-color: yellow;"> __CRA_REPORT__</span><br/><br/>
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</p>
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<p>
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<span style="font-size: 14;font-family: Arial,serif;">
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My One and Only current First and Last name AND Street NUMBER and Street NAME along with my<br/>
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current resident CITY and STATE, ANY OTHER INFORMATION reported I compel you to REMOVE<br/>
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IMMEDIATELY as I do NOT AUTHORIZE you nor any entity to retain nor report ANY NOT REQUISITE<br/>
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REPORTED INFORMATION or Personal Identifiers that are NOT CURRENT:<br/>
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</span>
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<span style="background-color: yellow;">
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__FIRST_NAME__, __LAST_NAME__ __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__<br/>
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</span>
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</p>
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<p>
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<span>Today is : </span><span style="background-color: yellow;">__TODAY__</span><br/><br/>
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</p>
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<p style="font-weight: bold; font-size: 13.5;font-family: Times,serif;text-align: justify;width: 100%;">
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****To begin, I would like to ensure you have and ONLY RETAIN
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current, TRUE, CORRECT, COMPLETE,and MANDATED REPORTED information per FCRA
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regulations,any and all others I DEMAND,as is my lawful RIGHT(s) to do so,that you annul and and all
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deficient of any condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information
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now or ever,please review and ENSURE your adequate and full accordance to the laws upon which govern
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your practice of reporting consumer credit profiles. <br/>
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</p>
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<p style="color: red;font-size: 13.5;font-weight: bold;font-family: Times,serif;width: 100%;text-align: justify;">
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(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or
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aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate
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AUTHORITY to retain much less report without infringing my consumer rights. <br/><br/>
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(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER
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ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate
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AUTHORITY to retain much less report without infringing my consumer rights <br/><br/>
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(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or
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reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less
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report without infringing my consumer rights. <br/><br/>
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(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be
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retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
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much less report without infringing my consumer rights. <br/><br/>
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(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be
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retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
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much less report without infringing my consumer rights. <br/><br/>
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(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if
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ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without
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infringing my consumer rights. <br/><br/>
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(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any
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spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE
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NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my
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consumer rights. <br/><br/>
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(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be
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retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
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much less report without infringing my consumer right <br/>
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</p>
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<p>
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<span style="font-size: 14;font-family: Times,serif;">MY PERSONAL 20-digit TRACKING NUMBER IS : </span><span style="background-color: yellow;">__PERSONAL_TRACKING_NUMBER__</span><br/>
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</p>
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<p>
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<span style="font-weight: bold;font-size: 14;font-family: Times,serif;">
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Credit Bureau & Credit Bureau ADDRESS:<br/> </span><span style="background-color: yellow;">
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__credit_bureau_name_address__
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</span>
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</p>
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<p>
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<span>RE:<br/></span>
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</p>
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<p style="font-weight: bold;font-size: 13;text-align: justify;width: 100%;">
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ATTENTIVELY REVIEW my formal writ composed DECLARATION of Not Proven Compliant Misinformation that is
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all or in part: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS,
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TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory
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and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any
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all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and
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COMPLIANT METRO 2 data field formatted reporting!To be clear,you are mandated by laws to eliminate every
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notation and or aspect of any and all derogatory and adversary items from any and all alleged claims still yet unproven to
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be true, correct, complete, timely, documented as being mine,testimonial to be of my responsibility,with FCRA
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compliance,andor CRSA CDIA Metro 2 COMPLIANT reporting.FEDERAL laws dictate that any and all derogatory or
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potentially injurious reporting MUST be all of the aforementioned and can NOT BE ASSUMED without undoubted
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CERTIFIABLE testimonial of FACTs ensuring the physically verifiability of the CONFIRMED manual validation of any
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item upon a consumer complaint,such as is this notice here and now.Please RETURN to or retain federally lawful
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reporting with your unwavering and unconditional annulment of every single one even each any and or all of the
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allegations accused of me deficient of physical evidence to every and all aspects of said claims,be them true or not.<br/><br/>
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Re:re: Alleged yet UNPROVEN to be testimonial in certificate of compliance in affirmation of full truth, correctness,
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completeness, timeliness, ownership,responsibility , and or compliant aspects elsewise as MANDATED by lawful and
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requisite regulatory reporting standards of practice REQUIRING IMMEDIATE ERADICATION in it’s entirety
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immediately! Please DELETE TODAY, here and now even, the allegations of charge off by the creditor claiming account
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number/description below:<br/>
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</p>
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<p> <span style="font-weight: bold;font-size: 13;">
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Alleged creditor reporting UNPROVEN to be compliant chargeoff: <br/>
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</span></p>
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<p>
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<span style="background-color: yellow;">
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__ALLEGED_ACCOUNT__
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</span>
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</p>
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<p> <span style="font-weight: bold;font-size: 13;">
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Alleged account number/description f UNPROVEN to be compliant chargeoff:<br/>
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</span></p>
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<p>
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<span style="background-color: yellow;">
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__ALLEGED_ACCOUNT_DESC__
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</span>
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</p>
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<p>
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<span style="font-weight: bold;font-size: 24;">
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To Whom It May Concern ,
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</span>
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</p>
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<p style="font-size: 14;text-align: justify;width: 100%;">
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PLEASE VERIFY AND VALIDATE PHYSICALLY EVERY AND ONE EVEN EACH ANY AND OR
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ALL OF THE CLAIMS OF THIS ALLEGED YET UNPROVEN TO BE MY RESPONSIBILITY OR
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FAULT.DEMONSTRATE READILY AND TIMELY THE PRECISE CONFIRMING FACTS OF THE
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ALLEGED ACCOUNT INCLUDING EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF
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ITS ARTICLE ASPECTS.BY FEDERAL LAWS,YOU MUST WILLFULLY AND PROMPTLY
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DELETE TODAY EVEN RIGHT NOW THIS DEFICIENT REPORTING OR ELSE PRESENT TO ME
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TRUE DOCUMENTED CERTIFICATE PROOF OF ALL DATA, EVERY NOTATION, DATE,
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BALANCE, CALCULATION, AUDIT, PERSONAL IDENTIFIER, EACH OF THE REQUISITE
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426-CHARACTERS OF THE EXACT AND FULLY COMPLIANT P6 STATEMENT, ANY ALPHA-/
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NUMERIC-/ AND OR ALPHANUMERIC SOURCE CODE DECIDING THE LEFTNESS OR
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RIGHTNESS STATES,AND EVEN EVERY ASPECT OF THE MANDATED 386 PIECES OF
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CONFIRMATION TO COLLECTION.This certified declaration of formal writ complaint of your
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compliance deficient reporting of apparent untrue/ inaccurate/ untimely/ unproven mine and or
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incomplete credit information that has been obviously erred in a process or by an inept systemic derelict
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of responsibilities caused possibly by your firm's Automated Credit Dispute Verification system. EVERY
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SINGLE ONE EVEN EACH ANY AND OR ALL OF THE PORTIONS OF ALLEGATIONS OF TH
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questioned and challenged reported derogatory accounts as above listed MUST be ADEQUATELY AND
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COMPLIANTLY re-investigated. THIS IS MANDATED PER MY STATE AND THE RELATED
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FEDERAL LAWS because the original collector has CONSISTENTLY failed to meet EVERY SINGLE
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ONE EVEN EACH ANYAND OR ALL OF ITS OR THE REQUISITIONS OF regulatory compliance
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standards in this matter (see attached validation notice to collector). As you are certainly well
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aware,counter to compliance your agency sent to me a a very shocking and more over a sickeningly
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misleading letter stating that you had completed your investigation and every single one even each any
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and or all aspects of the challenged and or disputed items of allegations (yet still no provocative physical
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evidence certificates the fact of nor the compliance of the claims nor any portions thereof) were not
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annulled by being deleted, as requested. My challenge was for a very specific DEMAND FOR
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VALIDATION and not YOUR not compliant and obvious AUTOMATED Verification.I commanded
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such within my civil and or consumer rights afforded me under the Fair Credit Reporting Act, namely
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FCRA 611 (a) (7) ..<br/><br/>
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As is my RIGHTS as display just above mentioned , I am seeking a description of the procedure used by
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your agency in providing all information to the creditor associated with my earlier dispute under FCRA
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611 (a) because the creditor in question has DENIED receiving any such request from your firm (please
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note that this correspondence and reply is being forwarded to my legal representative for review). I
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respectfully request to be provided with EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF
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THE written documentation of EXACTLY how and EXACTLY BY WHAT MEANS WAS UTILIZED
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BY YOUR INVESTIGATOR to verify the accuracy of this collection account. Certainly your firm
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ACKNOWLEDGES that in a dispute such as mine YOU are required under the METRO-2,phase TWO
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status, of your credit reporting settlement agreement to provide the information and either escalate this
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distraught file dispute or DELETE the items in concern!<br/><br/>
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1. Tell me in writing what information you refuse to remove and why.<br/><br/>
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2. Tell me in writing what you did to determine that the information was accurate.<br/><br/>
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3. Note the information as disputed BY the CONSUMER on my credit report<br/>
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</p>
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<p style="font-weight: bold;font-size: 13;text-align: justify;width: 100%;">
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Please DELETE TODAY, here and now even, the allegations of charge off by the creditor claiming account
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number/description below: <br/>
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</p>
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<p> <span style="font-weight: bold;font-size: 13;">
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Alleged creditor reporting UNPROVEN to be compliant chargeoff:<br/>
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</span></p>
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<p>
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<span style="background-color: yellow;">
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__ALLEGED_ACCOUNT__
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</span>
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</p>
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<p> <span style="font-weight: bold;font-size: 13;">
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Alleged account number/description f UNPROVEN to be compliant chargeoff:<br/>
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</span></p>
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<p>
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<span style="background-color: yellow;">
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__ALLEGED_ACCOUNT_DESC__
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</span>
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</p>
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<p style="text-align: justify;width: 100%;font-size: 14;">
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NOTATION:The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully
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complete 426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL
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IDENTIFIERS to which databasing of alleged tradeline information occurs.Per CRSA,auto-populating ANY data
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field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is
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automatic call for deletion due to any and all repeating entry as NULL and VOID.Moreover,the regulatory
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obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that
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absolutely accurately and completely includes ALL of the account of allegation(s) specifics!Must be performed in a
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REAL-TIME browser LOCKDOWN to be lawful.Per CRSA implementation,if a data furnisher fails to respond
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within20 calendar days,e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all
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consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being Phase III of the
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Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or
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accepted by CRAa.Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment
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PREVIOUS coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit
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shuffling to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit
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reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by any
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consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the minimal five(5)
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portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the
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CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation
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CERTIFIED. <br/><br/><br/>
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FURTHER,CONFIRM the five key components of our individual identities in case this data breach becomes yet
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another case potentially leading to my inclusion as a victim of fraud and or of identity theft due to YOUR
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DEFICIENT and NOT PROVEN COMPLIANT RETAINING and or REPORTING of consumer
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records,particularly that of personal identifiers.. Therefore, I must request that your bureau confirm in writing the
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following personal information: 1- FULL LEGAL NAME as it Appears on my Credit report 2- Legal Address of
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Record 3- SSN # (or redacted last 4 digits) 4- Date of Birth 5- Zip Code for my Home Address<br/><br/>
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The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully complete
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426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL
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IDENTIFIERS to which databasing of alleged tradeline information occurs.Per CRSA,auto-populating ANY data
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field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is
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automatic call for deletion due to any and all repeating entry as NULL and VOID.Moreover,the regulatory
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obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that
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absolutely accurately and completely includes ALL of the account of allegation(s) specifics!Must be performed in a
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REAL-TIME browser LOCKDOWN to be lawful.Per CRSA implementation,if a data furnisher fails to respond
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within20 calendar days,e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all
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consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being Phase III of the
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Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or
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accepted by CRAa. Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment
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PREVIOUS coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit
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shuffling to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit
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reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by any
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consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the minimal five(5)
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portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the
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CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation
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CERTIFIED. Further,this qualifying certification can be REVOLVED by CONSUMER COMPLAINTS per the
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NYAG Signing Statement.I repeat, to lawfully retain and or report any claim of information,be it an account or any
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aspect of such,the must be irrefutable fullness in the truth of reporting, correctness of reporting, COMPLETENESS
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of reporting, TIMELINESS of reporting and of the reported allegations, undoubtable ownership, irrefutable
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responsibility of adverse claims,and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA
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enacted CDIA Metro 2 data field formatted reporting regulatory standards and obligations to include the 81-month
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time relevance of account reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL
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IDENTIFIERS.Further lawful reporting demands that the regulatory compliance rules are applied EVENLY and
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thoroughly from data provider to consumer credit reporting repository.Accuracy and completeness of all of any and
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all information,particularly derogatory consumer information,must abide by every and one of current MY state’s
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reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE standards due to
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the implementation of the Credit Reporting Settlement Agreement (CRSA.) Is the Personal Identifier information
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alleged in the reported 426-character P-SEGMENT true,correct, and complete to standards of CERTIFIED METRO
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2 COMPLIANCE?<br/><br/>
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Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the claimed
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reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any and all of the
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adversary derogatory accusations injuring me immediately,TODAY even NOW and HERE!<br/><br/>
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Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this declaration
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would compel me to consult my consumer complaint lawfully to the members of the NCRWG,as undoubtedly
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reporting not only must be true,timely,and accurate but also in its COMPLETENESS of DATA ENTRY presented
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to any entity INCLUDING all consumer reporting repositories.<br/><br/>
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Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this declaration
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would compel me to consult my consumer complaint lawfully to the members of the NCRWG,as undoubtedly
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reporting not only must be true,timely,and accurate but also in its COMPLETENESS of DATA ENTRY presented
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to any entity INCLUDING all consumer reporting repositories.<br/><br/>
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By the provisions of the Fair Credit Reporting Act and per the standards of reporting compliance implemented with
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the CRSA enacted CDIA Metro 2 COMPLIANCE regulations, I demand that these above mentioned derogatory
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items be investigated and permanently removed from my report. It is my understanding that you will recheck these
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items with the creditor who has posted them. Please remove any information that the creditor cannot verify. I
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understand that under 15 U.S.C. Sec. 1681i(a), you must complete this reinvestigation within 30 days of receipt of
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this letter.<br/><br/>
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Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge
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for this updated report. I also request that you please send notices of corrections to anyone who received my credit
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report in the past six months.<br/>
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</p>
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<p>
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<span style="font-weight: bold;font-size: 16;">IN GENUINE SINCERITY,</span>
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</p>
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<p>
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<span style="font-size: 14;font-family: Arial,serif;">
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My One and Only current First and Last name AND Street NUMBER and Street NAME along with my<br/>
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current resident CITY and STATE, ANY OTHER INFORMATION reported I compel you to REMOVE<br/>
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IMMEDIATELY as I do NOT AUTHORIZE you nor any entity to retain nor report ANY NOT REQUISITE<br/>
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REPORTED INFORMATION or Personal Identifiers that are NOT CURRENT:<br/>
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</span>
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<span style="background-color: yellow;">
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__FIRST_NAME__, __LAST_NAME__ __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__<br/>
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</span>
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</p>
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<p>
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<span>Today is : </span><span style="background-color: yellow;">__TODAY__</span><br/><br/>
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</p>
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<p style="font-size: 14;font-family: Arial,serif;text-align: justify;width: 100%;">
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***NOTE, should you again fail to present to me ,as MANDATED by federal reporting laws and
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the metro 2 format regulations to annul this still unproven potentially untrue, incorrect or else
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wise not physically verifiable valid allegation with proof of irrefutable certificate of testimonial
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affirmation of facts I will have no other option but to assume your ignorance of requisite and
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appropriate reporting mandates is through your undoubted willful disregard of your responsibility
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to dutiful and perfected ethical reporting and undeniable attestations to the 100% certificate of
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compliance in every single one even each any and or all of my state’s standards of reporting
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and equally that of any and all federal standards , whether mentioned or not! I compel you to
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return to lawful reporting and legal standing without any injuries or prejudices to me, now or in
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future! SEND TO ME ABSOLUTE DOCUMENT EVIDENCE of your intent to delete or the
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CERTIFIED EXACTING AUD displaying perfection of your reporting claims I find yet unfounded!<br/>
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</p>
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<p>
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__IMAGE_HEADING__
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</p> <br/>
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__STARTM1__
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Evidence of my Proof of identification<br/><br/>
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<img src="__image1__" alt="Evidence of my Proof of identification">
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<br/><br/><br/>
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__ENDM1__
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__STARTM2__
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Proof of residence or mailing address<br/><br/>
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<img src="__image2__" alt="Proof of residence or mailing address">
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<br/><br/><br/>
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__ENDM2__
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__STARTM3__
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Proof of social security number<br/><br/>
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<img src="__image3__" alt="Proof of social security number">
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<br/><br/><br/>
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__ENDM3__
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__STARTM4__
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Copy of State Photo ID<br/><br/>
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<img src="__image4__" alt="Copy of State Photo ID">
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<br/><br/><br/>
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__ENDM4__
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__STARTM5__
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My Notarized Letter/Form<br/><br/>
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<img src="__image5__" alt="Your Notarized Letter/Form">
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<br/><br/><br/>
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__ENDM5__
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</div> |