My CURRENT True legal FIRST & LAST name,Street NUMBER & Street NAME ,CITY and STATE is & ONLY IS EXACTLY as Follows:
__ADDRESS__



__START_MINI_CTS1__ **I DEMAND, as is my consumer right(s) to do so, that you ONLY retain, use, and or report data of which is absolutely TIMELY, TRUE, CORRECT, COMPLETE, physically verified as proven valid and certified as COMPLIANT to every aspect of requisite law, including the mandatory Metro 2 format reporting. Let it be in clarity that I do NOT authorize you nor any entity RIGHT to access, obtain, transfer, use, or report ANY DEROGATORY INFORMATION of which is not irrefutably of a current status and proven by document FACT to be valid as well as undeniably demonstrated as being fully COMPLIANT to any and every aspect of compliance of collection, of which compliance of reporting is a MANDATORY CRITERIA. Please ELIMINATE ANY and ALL allegations of personal identifiers NOT REPORTING EXACTLY as displayed above OR ELSE PRESENT TO ME testimonial document prove certifying the FULL TRUTH, ACCURACY, COMPLETENESS, ownership and COMPLIANCE of the reported information. COMPLIANCE is a MANDATORY CONDITION of adequate proper reporting, NO ENTITY is privy to insufficient lawful reporting, be it in willful or ignorance of derelict!

__END_MINI_CTS1__ __START_MINI_CTS2__ **PLEASE DELETE ANY OTHER PERSONAL IDENTIFIERS not EXACTLY MATCHING the above noted information unless you have and can demonstrate PROOF OF VALIDITY of said reported items. I do NOT AUTHORIZE you nor any entity to obtain, possess, retain, or report any item of misinformation and it is illegal for you to report subterfuge, particular in excess of a consumer declaration checking for accuracy and verification of validity of claim(s) and demand of rectifying resolutions via corrective modifications and or removal/ deletion/ blockage of said unproven information. I also do NOT AUTHORIZE you to keep any data not federally requisite for reporting so remove any and all ,IF ANY AT ALL, additional names, addresses, SSNs, DOBs, contact/phone numbers, spouses/roommates/co-applicants, job titles, employers and so on. I DEMAND, as is my consumer RIGHTS TO DO SO, that you ONLY RETAIN AND REPORT TRUE VALID CORRECT COMPLETE AND COMPLIANT INFORMATION and NO OTHER item. If you elect to retain such information despite my requests above, please forward me the state and or federal regulation that allows for you or ANY ENTITY to do so even above and beyond my declaration in objection as what I am doing here and now. I AM NOT CONTESTING ANYTHING, rather I am simply demanding lawfully proof of verification of reported item’s validity and compliance of reporting to every aspect of applicable law, mentioned here or not! FAILURE to act in accordance to law will force a civil action on my part versus you in seeking proper resolution and monetary awards versus you and your willful derelict.

__END_MINI_CTS2__ __START_MINI_CTS3__ The above noted personal identifiers are the ONLY requisite reported ones that I authorize, please eradicate any allegations of any others that you might have and block any others from being reported OR DEMONSTRATE tome your regulatory right to retain as mandated by FCRA law or any for that matter. Similarly, I do not authorize you nor any entity the right to receive, retain, use, or forward any derogatory and or injurious allegations data related to any unproven or elsewise not certifiably valid and compliantly reported personal identifiers. I demand you extinguish reporting of any personal information not EXACTLY as I listed above. Additionally, you MUST REMOVE, DELETE, or BLAOCK any associated claims of derogatory data since retaining the unjustly injurious claims makes your firm complicit to aiding and abetting one or more vile circumstances mixed records, merged records, fraudulent records, and or assist in onset or continuance of identity theft. Considering recent breaches of consumer data, I am very determined to assure no information of subterfuge is retained or used against me.

__END_MINI_CTS3__
MY PERSONAL 20-digit TRACKING NUMBER IS : __PERSONAL_TRACKING_NUMBER__

TO: __DESTINATIONS__

RE: Consumer CHECK for physically verifiable PROOF of validity and CERTIFICATION of mandatory COMPLIANT REPORTING, even to METRO 2 FORMAT REPORTING COMPLIANCE and DEMAND OF REMOVAL OF ANY AND ALL ITEMS NOT DOCUMENTED AS FULLY TRUE, CORRECT, COMPLETE, VALIDATED, COMPLIANT per M2C FORMAT and CERTIFIED AS SUCH with legal standing in full accord of my STATE's and the applicable FEDERAL regulatory reporting laws and standards of lawful reporting.

To whom it might concern​,

This letter is forwarded to ONLY INDIVIDUALS in capacity to analyze and modify or REMOVE information found to be without the required certification of being physically verifiable in the validation of the information BUT ALSO if the information, TRUE OR NOT, is with deficient evidence of REPORTING COMPLIANCE (even to the mandatory perfect METRO 2 FORMAT COMPLIANCE) and or is missing such requisite testimonial document proof of certified compliance in full accordance of law(s).

__START_DF_SALB__ __START_SALB1__ Do not confuse my credit file with people of similar name, address or SSN. Verify all identifying information. ALL claims, true or not, must be proven to be currently and fully TRUE, CORRECT, COMPLETE, TIMELY, of my OWNERSHIP, of my RESPONSIBILITY, and or compliant to any and all applicable reporting laws and requisite standards, which is currently the FCBA, FCRA, FDCPA, METRO 2 COMPLIANCE STANDARDS and others. Per laws and requisite reporting standards you or any entity are in infringement of my rights should you continue to retain and or report any chicanery-based subterfuge even upon my declaration of a composed consumer complaint so eradicate immediately and in entirety any and all allegations which are not demonstrated in clarity to be true, correct, complete, timely, mine, my responsibility, or else wise fully compliant. As an injured consumer, I must state that I am currently without information or knowledge sufficient to form an opinion as to the truth or accuracy of the data provider’s claim and based on that I elect to deny generally and specifically the accuser's claim. Please demonstrate confirming testimonial certification physically verifying the absolute and irrefutable validity of every aspect of claim in its entirety to the undeniable full truth, correctness, completeness, ownership of, responsibility of, compliance of, and document evidentiary PROOF of the alleged compliant reporting or else eradicate any and all unproven, unverified, or uncertified aspects of derogatory reporting. Perfect lawful reporting is REQUIRED for you to possess legal standing so report in proven compliance immediately today, even here and right NOW! TRUTH of reporting, CORRECTNESS of reporting, COMPLETENESS of reporting, VALIDITY of item or event alleged in the reporting, COMPLIANCE of reporting, and or deficient and or missing certification of COMPLIANCE of reporting, specifically to the mandatory Metro 2 format reporting standards. Per federal laws, only VALID debts or claims may be collected upon and more over only valid AND COMPLIANT information (true or not) may be reporting lawfully, so please PROVE NOT ONLY the verification of VALIDITY of claim(s) reported but also you must demonstrate fully the undeniable document proof of perfectly and fully compliant data. DO SO NOW or DELETE/MODIFY below as necessary to return to valid and compliant reporting as REQUIRED BY LAWS! BELOW LISTED are the aspect(s) of current reporting of which I have concern with as related to one or more (each of which is REQUIRED TO REPORT LAWFULLY):

__END_SALB1__ __START_SALB2__ Do not confuse my credit file with people of similar name, address or SSN. Verify all identifying information. ALL claims, true or not, must be proven to be currently and fully TRUE, CORRECT, COMPLETE, TIMELY, of my OWNERSHIP, of my RESPONSIBILITY, and or compliant to all applicable reporting laws and requisite standards, which is currently the FCBA, FCRA, FDCPA, METRO 2 COMPLIANCE STANDARDS and others. Per laws and requisite reporting standards, you or any entity are in infringement of my rights. Should you continue to retain and/or report any chicanery-based subterfuge even upon my declaration of a composed consumer complaint, therefore, eradicate immediately and in entirety any and all allegations which are not demonstrated in clarity to be true, correct, complete, timely, mine, my responsibility, or else wise fully compliant. Per CDIA definition of YOUR electronic verification process, E-OSCAR, "eoscar is a web based, METRO 2 COMPLIANT, automated system..." and I do and will CONTINUE to expect you to be able to PROVE just THAT in the LEAST. It is ILLEGAL to retain or report misleading or unproven information, especially considering a composed consumer complaint notifying you of said issues so please DELETE the following illegally reported allegation here and now: (Please in addition eradicate any, if it even exists, claims of inquiry(s) associated with the above indicated illegally reported derogatory information.)

__END_SALB2__ __START_SALB3__ I DO NOT AUTHORIZE any entity to retain or report ANY INFORMATION, true or not, of which is not EACH OF being physically validated and certified as entirely TRUE, CORRECT, COMPLETE, TIMELY, of my undoubted ownership, of my undeniable responsibility, COMPLIANTLY reported to every aspect of any and all applicable regulations and laws including the mandatory METRO 2 format compliance standards, and IRREFUTABLE in it’s CERTIFICATE as such. That said, ANY PERSONAL IDENTIFIERS not matching the above noted inserted data MUST be immediately discarded, do so here and now! Per CDIA definition of YOUR electronic verification process, E-OSCAR, "e-Oscar is a web based, METRO 2 COMPLIANT, automated system..." and I do and will CONTINUE to expect you to be able to PROVE just THAT in the LEAST. As a REMINDER, this letter officially serves as my legal CONSUMER DECLARATION of CHECK of CERTIFIED COMPLIANT and PHYSICALLY VERIFIABLE REPORTED INFORMATION with DEMAND to remove DEFICIENCIES! It is ILLEGAL to retain or report misleading or unproven information, especially considering a composed writ consumer complaint notifying you of said issues so please DELETE the indicated illegally reported allegations of late here and now, and REPORT PROPERLY as PAYS AS AGREED, NEVER LATE or PAYS AS AGREED, NO LATE PAYMENTS REPORTED. I am aware of YOUR REQUIREMENT for not only FAIR,TRUE, and ACCURATE REPORTING but also for the REQUISITE of a COMPLETE and UNDOUBTED PERFECTLY COMPLIANT REPORTING to every standard of applicable reporting laws, regulations, standards, etc., be them mentioned here or NOT! I am also aware that your willful disregard OR disregard in IGNORANCE of the mandates is ILLEGAL and you will be liable for any and all injuries resultant of your derelict. I DEMAND that there be NONE! I have identified the below item of concern, which MUST me CERTIFIED COMPLIANT and PHYSICALLY VERIFIABLE in its full VALIDITY to its entirety as related to the documented. TRUTH, accuracy, completeness, timeliness, and elsewise required aspects of reporting, mentioned or not. I DEMAND, as is MY CONSUMER and or CIVIL RIGHT to do so, that you submit to my requested action to retain or return to state and federally REQUIRED PERFECT AND COMPLIANT REPORTING. P L E A S E R E M O V E t h e n o t y e t c e r t i f i e d c o m p li a n t, u n p r o v e n v a li d, a n d o r e r r o n e o u s d e r o g a t o r y a le g a t i o n (s) r e p o r t i n g a s follows :

__END_SALB3__ __START_SALB4__ YOU, as does ANY entity involved with consumer credit reporting undoubtedly MUST make demonstrated testimonial certificate of facts to your affirmed confirmation of everyone even each any and or all of the still unproven to be compliant, true, correct or complete. CERTIFICATE in COMPOSITION in CERTAINTY all aspects of allegations versus me or YOU MUST ERADICATE such derogatory and injurious claims. Please DELETE TODAY even right NOW or unequivocally avouch physically to every single one even each any or all of the excerpts, dated assignments, ledger balances, audited enumerations, documents of identification, each of the 426-character format fielded P6 statements, pay status codes, alpha-/ numeric-/ and or alphanumeric source codes. Further certificate affirmably every single one even each any and or all of the minimal five (5) portioned personal identifiers, and even the unabbreviated 386 pieces of confirmation to collect. Per Metro 2 format, FCRA, FDCPA, and or my state reporting laws you MUST CERTIFICATE the AFFIRMED CONFIRMATION of every aspect of FACTS to the irrefutable full TRUTH, CORRECTNESS, completeness, timeliness, ownership, responsibility, state reporting mandates, federal reporting laws applicable, and standards of compliance laws including adequate and exact correct complete metro 2 data field formatted reporting. Your hesitancy or unwillingness to do so promptly WILL result in my seeking of enacting my consumer and or civil rights and making inquiry to a civil court nearest me for a resolution, likely MONETARILY in nature, to your improper, unethical, and likely illegal misbehavior concerning this matter of discussion. PLEASE consider the following FACTS:

FACT #1)

Per the link http://www.e-oscar.org/about-e-oscar.aspx “e-OSCAR is a web-based, Metro 2 compliant, automated system”

FACT #2)

Per the link https://www.federalreserve.gov/boarddocs/rptcongress/fcradispute/fcradispute200608.htm#toc4 “...If the furnisher is using e-OSCAR, the system forwards the information automatically to any other nationwide CRA to which the furnisher reported the disputed item”

FACT #3)

Per the link http://www.e-oscar.org/about-e-oscar.aspx “ If an account is modified or deleted, carbon copies are sent to each CRA with whom the DF has a reporting relationship.”

FACT #4)

Per the link http://www.e-oscar.org/about-e-oscar.aspx “CRAs include Equifax, Experian, Innovis and TransUnion, their affiliates or Independent Credit Bureaus and Mortgage Reporting Companies. “

FACT #5)

Per the link https://www.federalreserve.gov/boarddocs/rptcongress/fcradispute/fcradispute200608.htm#toc4 The FCRA requires DF to DELETE, MODIFY (correct/update) ,or PERMANENTLY block the reporting of disputed information that is found to be inaccurate or INCOMPLETE or cannot be verified…

FACT #6)

And more, per the link https://www.federalreserve.gov/boarddocs/rptcongress/fcradispute/fcradispute200608.htm#toc4 I am positive that it is UNDENIABLE your REQUISITE actions INCLUDE what I have requested/demanded here in this consumer notification. CLEARLY, COMPLIANCE is REQUIRED, not OPTIONAL as proven by the statement of “......and maintain SUFFICIENT RECORDS to show COMPLIANCE” . Surely since the credit reports are allegedly verified and validated in part by use of the e-Oscar processing, that required COMPLIANCE would undoubtedly INCLUDE COMPLIANCE to the certified Metro 2 format reporting exactness and precision, if not PLEASE showcase ANY regulation that allows ANY ENTITY involved in consumer credit reporting to avoid perfect and adequate dutiful responsible credit profile reporting, be it willfully or in absolute ignorance of the mandatory actionable demands for reporting with legal standing in full accordance to every single aspect of each and all applicable state and or federal laws and standards for consumer credit profile history reporting, TRUE OR NOT! DELETE immediately the following unproven, uncertified, unverified, or elsewise unlawfully reported derogatory information:

__END_SALB4__ __START_SALB5__ This document is my composed Demand to remove Inaccurate/and or NOT CERTIFIED COMPLIANT Credit Information, mentioned or not! I hereby demand that you disclose each and every document that you have in your physical possession as of this date regarding the accounts that you are reporting in my credit report. This demand is being made pursuant to the Fair Credit Reporting Act 15 USC Section 1681g. Please send me copies of these documents that you have in your files as of this date that you used to verify the accuracy of the accounts listed herein. DO NOT merely state that they have been verified, as this is not in compliance with the law. Now, In the event you do not have any documentation in your physical possession as of the date of this demand, under the Fair Credit Reporting Act Section 1681(i), ALL unverified accounts must be promptly deleted. Moreover, I dispute the validity of each of the accounts listed below, therefore under Section 611(a)(5)(A)(i) of the Fair Credit Reporting Act, if you do not have any documentation in your files to verify the accuracy of these disputed accounts, you are required to delete them immediately. Failing to do so is damaging my creditworthiness and reputation. Let it be in CLARITY that in this written notice of consumer CHECK of VALIDITY and or COMPLIANCE of item(s) reported, FUTHERMORE it is to be equally accepted as my lawful written consumer COMPLAINT in CHALLENGE versus any MISSING and or DEFICIENCIES of the CERTIFICATION or display of certification of PERFECT AND COMPLETE COMPLIANT REPORTING ( a mandatory criteria for reporting mind you) even beyond any potential dispute(s) forwarded due to invalid or unproven valid claims, true or not! I demand the accounts listed herein be properly verified or removed immediately. ADDITIONALLY, TO THAT DEMAND, I REQUEST that you Please provide a copy of my corrected and updated report once you have complied with the law. VERFIFY PROPERLY BOTH the VALIDITY OF and PERFECT CERTIFIED COMPLIANT REPORTING OF all claim(s) and every aspect of claim(s) OR ELSE permanently REMOVE THE FOLLOWING DATA/ACCOUNTS and or the undocumented derogatory aspects of such data/accounts:

__END_SALB5__ __START_SALB6__ This document is, YET AGAIN ANOTHER OF MY WRITTEN Demand(s) to remove Inaccurate/and or NOT CERTIFIED COMPLIANT Credit Information, mentioned or not! DEMAND is hereby made that you immediately remove all unverified accounts from my credit report. This is my at least my SECOND WRITTEN REQUEST. The accounts listed below that remain on my credit report are in violation of 15 USC Section 1681. In case you are unaware, 15 U.S.C. § 1681(g) states: Disclosures to consumers (a) Information on file; sources; report recipients. Every consumer reporting agency shall, upon request, and subject to 610(a)(1) [§ 1681h], clearly and accurately disclose to the consumer: (1) All information in the consumer's file at the time of the request…” In my previous written communications CHECKING for one and or all of EACH the claim’s VALIDITY, PHYSICALLY VERIFIABLE DOCUMENT PROOF of the validity of every aspect of claim, testimonial document assuring factualness of the complete and correct PERFECT CERTIFIED COMPLIANCE OF REPORTING, even to the mandatory METRO 2 format reporting standards , I wrote, “I hereby demand that you disclose each and every document that you have in your physical possession as of this date regarding the accounts that you are reporting in my credit report irrefutably displaying evidence of BOTH the claim(s) validity and or certified full COMPLIANCE of reporting. This demand is being made, in part, pursuant to the Fair Credit Reporting Act 15 USC Section 1681g. Please send me copies of these documents that you have in your files as of this date that you used to verify the accuracy of the accounts listed herein. DO NOT merely state that they have been verified, as this is not in compliance with the law.” You have failed to do so and are in violation of the law and are causing me damages. A mere “statement” that the accounts were verified is insufficient. WHO IN YOUR COMPANY VERIFIED THE ACCOUNTS? WHAT IS HIS/HER NAME AND WHAT DOCUMENTS WERE USED TO DO SO? PLEASE PROVIDE THIS PERSON(s)’s NAME, BUSINESS ADDRESS AND PHONE NUMBER. CLEARLY, you are required under Section 611(5)(A) of the Fair Credit Reporting Act to promptly DELETE all information that is not properly verified. If you do not have the documentation in your own PHYSICAL possession, the account is UNVERIFIED. In the event of your continued refusal to ignore my demands, I intend on pursuing all available remedies under Federal Law to enforce my rights. Failing to do so is damaging my creditworthiness and reputation on a continued basis. I demand the accounts listed herein be properly verified or removed immediately. ADDITIONALLY, TO THAT DEMAND, I REQUEST that you Please provide a copy of my corrected and updated report once you have complied with the law. VERFIFY PROPERLY BOTH the VALIDITY OF and PERFECT CERTIFIED COMPLIANT REPORTING OF all claim(s) and every aspect of claim(s) OR ELSE permanently REMOVE THE FOLLOWING DATA/ACCOUNTS and or the undocumented derogatory aspects of such data/accounts:

__END_SALB6__ __START_SALB7__ This document is, YET AGAIN ANOTHER OF MY WRITTEN Demand(s) to remove Inaccurate/and or NOT CERTIFIED COMPLIANT Credit Information, mentioned or not! DEMAND is hereby made that you immediately remove all unverified accounts from my credit report. This is my at least my THIRD and will also be my FINAL WRITTEN REQUEST that you immediately remove all unverified and or not proven certified compliantly reported data and or accounts from my credit report. The accounts listed below that remain on my credit report are in violation of 15 USC Section 1681. Failure to obey the law will result in judicial intervention, subjecting your company to damages under the FCRA, including but not limited to actual damages, consequential damages, attorney’s fees and interest. Still yet unproven valid, unproven compliant, and certainly still yet UNVERIFIED derogatory data and or ACCOUNTS REMAIN ON MY REPORT, ILLEGALLY SO might I add!!! This is a violation of Federal Law. Case law is clear, you may NOT “PARROT” information received from an account holder via phone call, computer email or log, E-Oscar etc., to verify any account you are reporting on. Nor is it my responsibility to verify the account! It is NOT MY REQUISITE to simply accept YOUR WORD that you are properly reporting either, and as such I do NOT readily accept your SIGNIFICANTLY UNSUBSTANTIATED CLAIMS of delinquency(ies) and or DEROGATORY nature against me, TRUE OR NOT! Given the recent and past frequent and MASSIVE OUTBREAKS of consumer information BREACHES, surely any court will agree that YOUR COMPANY MUST personally have PHYSICAL possession of the documents, IN YOUR OWN FILE, to verify the account. Your failure to provide me same as requested, in violation of the law, is clear evidence that the account is truly unverified. Your failure, therefore, to remove the unverified accounts is a willful violation of the Fair Credit Reporting Act Section 616. You are required under Section 611(5) (A) of the Fair Credit Reporting Act to promptly DELETE all information that is not properly verified. If you do not have the documentation in your own PHYSICAL possession, the account is UNVERIFIED. I intend on pursuing all available remedies under Federal Law to enforce my rights. Failing to remove unverified accounts is damaging my creditworthiness and reputation on a continued basis. Since the accounts have NOT been shown by you to be properly verified, MUCH LESS undeniably COMPLIANT in the reporting(s), I demand the accounts (or the DEROGATORY ASPECTS OF SUCH) listed herein be removed immediately. ADDITIONALLY, TO THAT DEMAND, I REQUEST that you Please provide a copy of my corrected and updated report once you have complied with the law. VERFIFY PROPERLY BOTH the VALIDITY OF and PERFECT CERTIFIED COMPLIANT REPORTING OF all claim(s) and every aspect of claim(s) OR ELSE permanently REMOVE THE FOLLOWING DATA/ACCOUNTS and or the undocumented derogatory aspects of such data/accounts:

__END_SALB7__ __START_SALB8__ This document is my composed Demand to remove Inaccurate/and or NOT CERTIFIED COMPLIANT Credit Information, mentioned or not! I hereby demand that you disclose each and every document that you have in your physical possession as of this date regarding the accounts that you are reporting in my credit report. Please review YOUR RECORDS find the copy(ies) of my previously forwarded written demands to have unverified and not proven and por certified compliantly reported data and or accounts removed from my credit report. To date, you have willfully failed to provide me with any information that you are required to under my state’s or the applicable Federal Law(s). I AM VERY AWARE that, LEGALLY, a mere statement that these items are “reported correctly” and therefore “verified” is significantly insufficient. DECEPTIVE REPORTING is ILLEGAL, particularly if it is injurious or leads to or COULD POTENTIALLY lead to consumer injury! To date, you have not identified who verified the accuracy (much less validity and or compliance as reported) of the delinquency(ies) and or derogatory data/ information alleged versus me or how it or they were verified. Only an individual in your company with firsthand knowledge must be able to, under penalties of perjury in a Court of law testify that they themselves looked at the physical documents necessary to verify the account and attest to the COMPLIANCE OF REPORTING, particularly in respects to the mandatory perfect and complete CERTIFIED METRO 2 FORMAT REPORTING COMPLIANCE. When sued, you will also have to explain to the Judge why you failed to provide the documentation as requested by me on several occasions and in full knowledge that it was a violation of law, all of which subjects you to punitive damages as well. The accounts listed below that remain on my credit report are in violation of 15 USC Section 1681. A copy of this letter and all previous letters have been sent to the Consumer Financial Protective Bureau and will be submitted as evidence in a trial should you fail to comply with this Final Offer. Since the accounts have NOT been shown by you to be properly verified, I demand the accounts listed herein be removed immediately. ADDITIONALLY, TO THAT DEMAND, I REQUEST that you Please provide a copy of my corrected and updated report once you have complied with the law. I request that you VERIFY the VALIDITY of all claims physically, CHECK for the factual and precise CERTIFIED COMPLIANCE OF REPORTING and REMOVE or MODIFY as needed any item(s) of derogatory allegation of which the PHYSICALLY VERIFIABLE VALIDITY and or the CERTIFIABLE COMPLIANT REPORTING is deficient or missing via willful derelict OR even if dereliction is due to ignorance. To collect any claim MUST be verifiably VALID, and to REPORT the alleged VALID COLLECT-ABLE derogatory information MUST be of a documented CERTIFIED COMPLIANT REPORTING, such as to the true, correct, complete, timely, and undeniably factually perfect METRO 2 FORMAT reporting compliance standards!

__END_SALB8__ __START_SALB9__ Please explain and describe each Universal Data Form or Automated Universal Data Form [UDF or AUDF] communication you received from any furnisher of credit information which pertained accusing data furnisher(s) or any of his/her/their personal identifiers. For each such UDF, AUDF or other reporting correction communication, please identify the exact and complete data furnisher, state the date you received the communication, what exactly and completely was that communication, and further I demand that you here now explain and describe the correction OR ACTION(s) requested, if any, by the furnisher, and fully explain and describe your actions in response on each such occasion. COMPLIANCE is MANDATORY, NOT OPTIONAL! This document is my composed Demand to remove Inaccurate/and or NOT CERTIFIED COMPLIANT Credit Information, mentioned or not! I hereby demand that you disclose each and every document that you have in your physical possession as of this date regarding the accounts that you are reporting in my credit report. Please review YOUR RECORDS find the copy(ies) of my previously forwarded written demands to have unverified and not proven and por certified compliantly reported data and or accounts removed from my credit report. To date, you have willfully failed to provide me with any information that you are required to under my state’s or the applicable Federal Law(s). PLEASE VERIFY AND VALIDATE ALLOF CLAIM’s data, every notation, dates and balances, reported or not. ADDITIONALLY, TO THAT DEMAND, I REQUEST that you Please provide a copy of my corrected and updated report once you have complied with the law. I request that you VERIFY the VALIDITY of all claims physically, CHECK for the factual and precise CERTIFIED COMPLIANCE OF REPORTING and REMOVE or MODIFY as needed any item(s) of derogatory allegation of which the PHYSICALLY VERIFIABLE VALIDITY and or the CERTIFIABLE COMPLIANT REPORTING is deficient or missing via willful derelict OR even if dereliction is due to ignorance. To collect any claim MUST be verifiably VALID, and to REPORT the alleged VALID COLLECT-ABLE derogatory information MUST be of a documented CERTIFIED COMPLIANT REPORTING, such as to the true, correct, complete, timely, and undeniably factually perfect METRO 2 FORMAT reporting compliance standards!

__END_SALB9__ __START_SALB10__ This document is my composed Demand to remove Inaccurate/and or NOT CERTIFIED COMPLIANT Credit Information, mentioned or not! I hereby demand that you disclose each and every document that you have in your physical possession as of this date regarding the accounts that you are reporting in my credit report. Please review YOUR RECORDS find the copy(ies) of my previously forwarded written demands to have unverified and not proven and por certified compliantly reported data and or accounts removed from my credit report. To date, you have willfully failed to provide me with any information that you are required to under my state’s or the applicable Federal Law(s). PLEASE TAKE NOTICE that you are hereby notified and required to respond to the following Requests For Production of Documents and produce the following documents requested to me, the consumer-to-be-plaintiff herein, through my own attorney of record, if I elect one, within thirty (30) days from service hereof in accordance with the provisions of Rule 34, et seq., of the Federal Rules of Civil Procedure. You are further placed on notice that these requests are deemed continuing, requiring supplemental responses thereto in the event requested documents become available which would require amendment or supplementation of your responses in order that they would be proper and truthful, become known to you. ADDITIONALLY, TO THAT DEMAND, I REQUEST that you Please provide a copy of my corrected and updated report once you have complied with the law. I request that you VERIFY the VALIDITY of all claims physically, CHECK for the factual and precise CERTIFIED COMPLIANCE OF REPORTING and REMOVE or MODIFY as needed any item(s) of derogatory allegation of which the PHYSICALLY VERIFIABLE VALIDITY and or the CERTIFIABLE COMPLIANT REPORTING is deficient or missing via willful derelict OR even if dereliction is due to ignorance. To collect any claim MUST be verifiably VALID, and to REPORT the alleged VALID COLLECT-ABLE derogatory information MUST be of a documented CERTIFIED COMPLIANT REPORTING, such as to the true, correct, complete, timely, and undeniably factually perfect METRO 2 FORMAT reporting compliance standards!

__END_SALB10__ __START_SALB11__ This document is my composed Demand to remove Inaccurate/and or NOT CERTIFIED COMPLIANT Credit Information, mentioned or not! I hereby demand that you disclose each and every document that you have in your physical possession as of this date regarding the accounts that you are reporting in my credit report. Please review YOUR RECORDS find the copy(ies) of my previously forwarded written demands to have unverified and not proven and por certified compliantly reported data and or accounts removed from my credit report. To date, you have willfully failed to provide me with any information that you are required to under my state’s or the applicable Federal Law(s). In answering these requests, please furnish all information, documents which are available to you, including, without limitation, all documents in the possession of your attorneys, accountants, affiliates, auditors, agents, employees, officers, directors, shareholders, contractors, or other personnel, and not merely such documents as are in your possession. If you cannot respond to any of the following requests in full, after exercising due diligence to secure documents to do so, please so state, and respond to the extent possible, specifying all reasons why you are unable or unwilling to respond to the remainder, stating whatever documents you have concerning the unproduced documents, and what efforts you made to secure documents sufficient to allow you to respond fully to the particular request. Although one or more of the following requests and or demands may not appear to be applicable to or directed to you, please respond to each and every one of them to the extent that you are able and or required to provide any response thereto whether such response consists of documents within your own knowledge or what you have obtained from others. However, for every response in which you include documents received from others, please provide the exact name, exact address from which you received (if any known address), and any phone number from which you received documents and or information else wise related (if any known phone number of the person or persons from whom you so received such documents). And, in every such instance please state that you cannot verify such of your own personal knowledge, identifying particularly the documents for which you cannot vouch in testimonial FACT and/ or certify thereof. ADDITIONALLY, TO THAT DEMAND, I REQUEST that you Please provide a copy of my corrected and updated report once you have complied with the law. I request that you VERIFY the VALIDITY of all claims physically, CHECK for the factual and precise CERTIFIED COMPLIANCE OF REPORTING and REMOVE or MODIFY as needed any item(s) of derogatory allegation of which the PHYSICALLY VERIFIABLE VALIDITY and or the CERTIFIABLE COMPLIANT REPORTING is deficient or missing via willful derelict OR even if dereliction is due to ignorance. To collect any claim MUST be verifiably VALID, and to REPORT the alleged VALID COLLECT-ABLE derogatory information MUST be of a documented CERTIFIED COMPLIANT REPORTING, such as to the true, correct, complete, timely, and undeniably factually perfect METRO 2 FORMAT reporting compliance standards! VERFIFY PROPERLY BOTH the VALIDITY OF and PERFECT CERTIFIED COMPLIANT REPORTING OF all claim(s) and every aspect of claim(s) OR ELSE permanently REMOVE THE FOLLOWING DATA/ACCOUNTS and or the undocumented derogatory aspects of such data/accounts:

__END_SALB11__ __START_SALB12__ This document is my composed Demand to remove Inaccurate/and or NOT CERTIFIED COMPLIANT Credit Information, mentioned or not! I hereby demand that you disclose each and every document that you have in your physical possession as of this date regarding the accounts that you are reporting in my credit report. Please review YOUR RECORDS find the copy(ies) of my previously forwarded written demands to have unverified and not proven and por certified compliantly reported data and or accounts removed from my credit report. To date, you have willfully failed to provide me with any information that you are required to under my state’s or the applicable Federal Law(s). I recently obtained a copy of my credit report. In this report I noticed that there were delinquencies and or derogatory data/information noted in my credit profile history. I am UNAWARE of any prior physically verifiable proofs of the claim(s) validity nor of any document demonstration of the requisite certified compliance of reporting as reported, a MANDATORY minimal condition of reporting with legal standing in full accordance of regulatory reporting requisites and applicable mandatory standards of reporting to include but not limited to the perfect and complete METRO 2 format compliant reporting standards! Since I am uncertain as to WHY these claim(s) of delinquency(ies) and or derogatory(ies) might be present, and am equally unaware of the validity as related to its full truth, correctness, completeness, timeliness, ownership of, responsibility of, verified nature of, compliance of, or CERTIFICATION of each and all of aforementioned, I must request under the terms of the Fair Credit Billing Act of 1975 (FCBA) that you provide me with an audited statement of my account for the last 24 months showing when the due date of the account was and when the payment was processed. Also, please provide me with your most updated Terms of Service Agreement that outlines payment reconciliation and your firms EFT’s policy. ADDITIONALLY, TO THAT DEMAND, I REQUEST that you Please provide a copy of my corrected and updated report once you have complied with the law. I request that you VERIFY the VALIDITY of all claims physically, CHECK for the factual and precise CERTIFIED COMPLIANCE OF REPORTING and REMOVE or MODIFY as needed any item(s) of derogatory allegation of which the PHYSICALLY VERIFIABLE VALIDITY and or the CERTIFIABLE COMPLIANT REPORTING is deficient or missing via willful derelict OR even if dereliction is due to ignorance. To collect any claim MUST be verifiably VALID, and to REPORT the alleged VALID COLLECT-ABLE derogatory information MUST be of a documented CERTIFIED COMPLIANT REPORTING, such as to the true, correct, complete, timely, and undeniably factually perfect METRO 2 FORMAT reporting compliance standards! VERFIFY PROPERLY BOTH the VALIDITY OF and PERFECT CERTIFIED COMPLIANT REPORTING OF all claim(s) and every aspect of claim(s) OR ELSE permanently REMOVE THE FOLLOWING DATA/ACCOUNTS and or the undocumented derogatory aspects of such data/accounts:

__END_SALB12__ __START_SALB13__ This document is my composed Demand to remove Inaccurate/and or NOT CERTIFIED COMPLIANT Credit Information, mentioned or not! I hereby demand that you disclose each and every document that you have in your physical possession as of this date regarding the accounts that you are reporting in my credit report. Please review YOUR RECORDS find the copy(ies) of my previously forwarded written demands to have unverified and not proven and por certified compliantly reported data and or accounts removed from my credit report. To date, you have willfully failed to provide me with any information that you are required to under my state’s or the applicable Federal Law(s). This letter is a formal complaint that you are reporting either or all data that is untrue, inaccurate, incomplete, untimely, invalid, unverifiable, not compliantly reported, and or not certified as factually each and all of the aforementioned REQUIRED MINIMAL CRITERIA to even report—TRUE OR NOT! Seems potentially the alleged derogatory credit information is such that has been MIXED in a process caused by your firms Automated Credit Dispute Verification system, OR CAN NOT be proven NOT SO. The account above MUST be deleted because the original collector has failed to meet regulatory compliance standards repeatedly in this matter (see attached validation notice to collector). As your well aware your agency sent a letter stating that you had completed your investigation and the item was not deleted, as requested. My dispute was a specific DEMAND FOR VALIDATION not YOUR AUTOMATED Verification under FCRA 611 (a) (7) I am seeking a description of the procedure used by your agency in providing all information to the creditor associated with my earlier dispute under FCRA 611 (a) because the creditor in question has DENIED receiving any such request from your firm .I respectfully request to be provided with ALL written documentation of how and what means you used to verify this inaccuracy. Certainly your firm ACKNOWLEDGES that in a dispute such as mine YOU are required under the phase TWO status, of your settlement agreement to provide the information and either escalate this MIXED file dispute versus any ERRONEOUS claims and or CHALLENGE VERSUS any missing and or deficient of certified compliantly reported derogatory claims/ or data or else you are of no lawful option outside the REQUIREMENT to permanently DELETE the item and or it’s delinquent claims or derogatory claim(s) otherwise! In the LEAST, I demand, as is MY RIGHTS TO DO SO that you: 1. Tell me in writing what information you refuse to remove and why.
2. Tell me in writing what you did to determine that the information was accurate.
3. Note the information as disputed BY the CONSUMER on my credit report
I request that you VERIFY the VALIDITY of all claims physically, CHECK for the factual and precise CERTIFIED COMPLIANCE OF REPORTING and REMOVE or MODIFY as needed any item(s) of derogatory allegation of which the PHYSICALLY VERIFIABLE VALIDITY and or the CERTIFIABLE COMPLIANT REPORTING is deficient or missing via willful derelict OR even if dereliction is due to ignorance. To collect any claim MUST be verifiably VALID, and to REPORT the alleged VALID COLLECT-ABLE derogatory information MUST be of a documented CERTIFIED COMPLIANT REPORTING, such as to the true, correct, complete, timely, and undeniably factually perfect METRO 2 FORMAT reporting compliance standards! ***ADDITIONALLY, TO THAT DEMAND, I REQUEST that you Please provide a copy of my corrected and updated report once you have complied with the law. VERFIFY PROPERLY BOTH the VALIDITY OF and PERFECT CERTIFIED COMPLIANT REPORTING OF all claim(s) and every aspect of claim(s) OR ELSE permanently REMOVE THE FOLLOWING DATA/ACCOUNTS and or the undocumented derogatory aspects of such data/accounts:

__END_SALB13__ __START_SALB14__ This document is my composed Demand to remove Inaccurate/and or NOT CERTIFIED COMPLIANT Credit Information, mentioned or not! I hereby demand that you disclose each and every document that you have in your physical possession as of this date regarding the accounts that you are reporting in my credit report. Please review YOUR RECORDS find the copy(ies) of my previously forwarded written demands to have unverified and not proven and por certified compliantly reported data and or accounts removed from my credit report. To date, you have willfully failed to provide me with any information that you are required to under my state’s or the applicable Federal Law(s). Please review the following requests for information as related to the derogatory allegations made unfaithfully versus me in clear derelict of the required adequate and perfectly valid and certified compliant reporting. Is your firm currently Metro 2 compliant in its processing of consumer checks and challenges or even consumer disputes of data reported by you. I am specifically requesting document PROOF of the mandatory correct, complete and perfect compliance in your credit bureau reporting procedures, namely the METRO 2 format reporting compliance! As a requirement , per the CRSA, of the Credit Bureau and the CFPB debt validation requirement, please display PROOF that you indeed REQUIRED any and all data furnishers of delinquency and or derogatory data to clarify in absolute detail their firm’s process of verification and validation for each challenged and or disputed credit item (also include the name, title, and License number for the reviewing officer)?In addition, please provide a COMPLETE Metro 2 snap shot of the debt report you have required the alleging data furnisher(s) to provide you as a consumer report data repository aka a CRA per definition .THIS is to include NO LESS than the accurate and completely full P-segment –trailing segment of the report(s) submitted to you, IF AT ALL? Please also attest to fact that the data furnisher is METRO 2 qualified and was also required by you to provide a SIGNED notice of Compliance with regulatory measures as required by both the CFPB and the Credit Bureau Settlement Agreement (signed by the alleged data furnisher’s compliance officer, validating this DEBT and including the name, title, and License number for the reviewing officer, IF ANY AT ALL)? INABILITY or UNWILLINGNESS to present tome evidence in support of claim’s validity AND COMPLIANT REPORTING is grounds for ERADICATION of the said reporting, TRUE OR NOT! This notice is a DEMAND for COMPLIANCE and PROOF OF VALIDITY to every single aspect of claim’s delinquency and or derogatory condition(s). COMPLIANCE is MANDATORY, NOT OPTIONAL! ADDITIONALLY, TO THAT DEMAND, I REQUEST that you Please provide a copy of my corrected and updated report once you have complied with the law. I request that you VERIFY the VALIDITY of all claims physically, CHECK for the factual and precise CERTIFIED COMPLIANCE OF REPORTING and REMOVE or MODIFY as needed any item(s) of derogatory allegation of which the PHYSICALLY VERIFIABLE VALIDITY and or the CERTIFIABLE COMPLIANT REPORTING is deficient or missing via willful derelict OR even if dereliction is due to ignorance. To collect any claim MUST be verifiably VALID, and to REPORT the alleged VALID COLLECT-ABLE derogatory information MUST be of a documented CERTIFIED COMPLIANT REPORTING, such as to the true, correct, complete, timely, and undeniably factually perfect METRO 2 FORMAT reporting compliance standards! VERFIFY PROPERLY BOTH the VALIDITY OF and PERFECT CERTIFIED COMPLIANT REPORTING OF all claim(s) and every aspect of claim(s) OR ELSE permanently REMOVE THE FOLLOWING DATA/ACCOUNTS and or the undocumented derogatory aspects of such data/accounts:

__END_SALB14__ __START_SALB15__ To begin, I am sending you this consumer complaint notification to make you aware of information not lawfully reported in full accordance of federal regulations, a requisite to retain or report ANY DATA or information, true or not. Further, this declaration serves as my lawful notice and demand that you please DELETE the illegally reported injurious not demonstrated documented compliant derogatory information noted in this letter, retaining is unlawful much less unethical. Your adequate lawful perfect and complete compliant reporting is MANDATORY, not option, EVEN to the mandated perfect and certified Metro 2 format reporting. VERFIFY PROPERLY BOTH the VALIDITY OF and PERFECT CERTIFIED COMPLIANT REPORTING OF all claim(s) and every aspect of claim(s) OR ELSE permanently REMOVE THE FOLLOWING DATA/ACCOUNTS and or the undocumented derogatory aspects of such data/accounts:

__END_SALB15__ __START_SALB16__ Recently, I contacted your firm with a formal challenge (versus your misreporting apparently leaked to you illegally in violations discussed under the Fair and Accurate Credit Transactions Act of 2003) as is my consumer and or civil rights per my state’s reporting regulations and as well applicable federal laws/regulations/ and standards of accepted reporting practices to include but not limited to the FCBA, FCRA,FDCPA, and Metro 2 Format reporting . My complaint was lawfully submitted in absolute accordance to protective consumer laws, Specifically, Title 1 sec. 151 which reserves the right of the consumer to collect proof of an identity theft. No matter if you or a third party has collected this information, you must have adequate records to substantiate the erroneous information, if not it is UNVERIFIABLE and CANNOT be reported. Tort law is quite clear in this matter! You have 5 days to DELETE the ITEM and provide me with written verification of that DELETION for my records. If you choose not to, I will have no choice but commence the unpleasantness of a Section 1024.35 (Notice of Error) under CFPB regulations which will of course to a summary finding and a civil action against your firm that you cannot win. ANY ENTITY afoul of requisites is subject to liability, none withstanding! I request that you VERIFY the VALIDITY of all claims physically, CHECK for the factual and precise CERTIFIED COMPLIANCE OF REPORTING and REMOVE or MODIFY as needed any item(s) of derogatory allegation of which the PHYSICALLY VERIFIABLE VALIDITY and or the CERTIFIABLE COMPLIANT REPORTING is deficient or missing via willful derelict OR even if dereliction is due to ignorance. To collect any claim MUST be verifiably VALID, and to REPORT the alleged VALID COLLECT-ABLE derogatory information MUST be of a documented CERTIFIED COMPLIANT REPORTING, such as to the true, correct, complete, timely, and undeniably factually perfect METRO 2 FORMAT reporting compliance standards! VERFIFY PROPERLY BOTH the VALIDITY OF and PERFECT CERTIFIED COMPLIANT REPORTING OF all claim(s) and every aspect of claim(s) OR ELSE permanently REMOVE THE FOLLOWING DATA/ACCOUNTS and or the undocumented derogatory aspects of such data/accounts:

__END_SALB16__ __START_SALB17__ This letter details unwarranted much less illegal not certified compliant and unproven reported Claim(s) that displays as being deficient of the minimally required irrefutable testimonial certificate of full truth, correctness, completeness, timeliness, and full undoubted compliance in its reporting .As an INJURED consumer , I must state that I am currently without information or knowledge sufficient to form an opinion as to the truth or accuracy of the data provider’s claim(s), and based on that I elect to deny generally and specifically the accuser's claim. Please demonstrate confirming testimonial certification physically verifying the absolute and irrefutable validity of every aspect of claim in its entirety to the undeniable full truth, correctness, completeness, ownership of, responsibility of, compliance of, and document evidentiary PROOF of the alleged compliant reporting or else eradicate any and all unproven, unverified, or uncertified aspects of derogatory reporting. Perfect lawful reporting is REQUIRED for you to possess legal standing so report in proven compliance immediately today, even here and right NOW! I request that you VERIFY the VALIDITY of all claims physically, CHECK for the factual and precise CERTIFIED COMPLIANCE OF REPORTING and REMOVE or MODIFY as needed any item(s) of derogatory allegation of which the PHYSICALLY VERIFIABLE VALIDITY and or the CERTIFIABLE COMPLIANT REPORTING is deficient or missing via willful derelict OR even if dereliction is due to ignorance. To collect any claim MUST be verifiably VALID, and to REPORT the alleged VALID COLLECT-ABLE derogatory information MUST be of a documented CERTIFIED COMPLIANT REPORTING, such as to the true, correct, complete, timely, and undeniably factually perfect METRO 2 FORMAT reporting compliance standards! VERFIFY PROPERLY BOTH the VALIDITY OF and PERFECT CERTIFIED COMPLIANT REPORTING OF all claim(s) and every aspect of claim(s) OR ELSE permanently REMOVE THE FOLLOWING DATA/ACCOUNTS and or the undocumented derogatory aspects of such data/accounts:

__END_SALB17__ __START_SALB18__ I am concerned about the questionable and thus far not certified factually compliant reporting claim(s) and or allegation(s). Being of rightful concern , I am declaring a consumer complaint checking for and challenging any potential deficiencies of the compliance (still yet NOT demonstrated nor certified) that is mandatory for adequately perfect, true, complete, and certified reporting by and only by justifying physically verifiable demonstrated document evidence that is IRREFUTABLE with lawful standing in full UNDENIABLE ABSOLUTE ACCORDANCE of every aspect of applicable state and federal reporting regulations, laws, and accepted standards of reporting practice ,to include but not limited to the requisite METRO 2 FORMAT COMPLIANT REGULATORY REPORTING STANDARDS. To report deficient of mandates is not only unethical but any injurious misinformation is suitable for civil intervention and potentially is to lend fulfilled RESOLUTION, likely monetary awards in and to certain to be applied penalties and or fines. I demand that you today, even here and now, act accordingly to one or all acquire Compliance of reporting, retain Compliance of reporting, and or return to Compliance of reporting. I request that you VERIFY the VALIDITY of all claims physically, CHECK for the factual and precise CERTIFIED COMPLIANCE OF REPORTING and REMOVE or MODIFY as needed any item(s) of derogatory allegation of which the PHYSICALLY VERIFIABLE VALIDITY and or the CERTIFIABLE COMPLIANT REPORTING is deficient or missing via willful derelict OR even if dereliction is due to ignorance. To collect any claim MUST be verifiably VALID, and to REPORT the alleged VALID COLLECT-ABLE derogatory information MUST be of a documented CERTIFIED COMPLIANT REPORTING, such as to the true, correct, complete, timely, and undeniably factually perfect METRO 2 FORMAT reporting compliance standards! VERFIFY PROPERLY BOTH the VALIDITY OF and PERFECT CERTIFIED COMPLIANT REPORTING OF all claim(s) and every aspect of claim(s) OR ELSE permanently REMOVE THE FOLLOWING DATA/ACCOUNTS and or the undocumented derogatory aspects of such data/accounts:

__END_SALB18__ __START_SALB19__ From my recent and extensive DETERMINED research into YOUR REQUISITES for FULLY PROVABLE (not simply you ARE STATING SUCH but actual demonstrated testimonial certificate of every fact to the confirmation of full truth, correctness, completeness, timeliness, ownership, responsibility, and elsewise mandated obedience of compliance, which undoubtedly includes your requirement to precise and exacting in your adequate keeping with the established standards of Metro 2 Compliance. The Metro 2 compliance is irrefutable in requisite as by your own descriptive definition of the automated web-based verification process from which you transfer and communicate information to and from in consideration concerning a consumer complaint of potential mis-information and or mis-reporting. In fact, review for yourself should you still be derelict in your proper understanding. clearly you can see in the image included that since you in fact utilize e-OSCAR you in fact claim to be Metro 2 compliant, certainly no court would relieve you of duties to comply with a demand from a consumer in question for documented and certifiable testimonial demonstrated proof of the self-proclaimed compliance to truth, accuracy and completeness as well as to exactingly correct Metro 2 data field formatted reporting. This would irrefutably be so should you describe or claim that e-OSCAR is a web-based, Metro 2 compliant, automated system. Your counter to this would be considered OBVIOUS indication of your WILLFUL much more ILLEGAL possibly even CRIMINAL disregard of your adequate lawful regulatory reporting as signaled by the US 49 CFR 241.5, SEE below:
Further, according to Title 49 cfr,subtitle B,Chapter II,Part 241,Section 241.15 ( c )
(c) A person who knowingly and willfully falsifies a record or report required by this part may be subject to criminal penalties under 49 U.S.C. 21311.
Further, per U.S. Code › Title 49 › Subtitle V › Part A › Chapter 213 › Subchapter II › § 21311
(3) does not enter required specified facts and transactions in such a record or report
Ok, now that we have undoubted precedence out in the open, you are now with declaration of knowledge of said laws and standards as well as your required actions upon a consumer complaint to any allegation that is either or all:
Not current, not true, not correct, Not COMPLETE, Not Timely, NOT AUTHORIZED, and or NOT REPORTABLE!
Please Note, this is NOT A DISPUTE as you might be accustomed, rather this is my LAWFUL compelling of you to display, AS LEGALLY REQUIRED, absolute PROOF of your FULL COMPLIANT, TRUE, ACCURATE, AND COMPLETE reporting. This is NOT an effort to DISPUTE ANYTHING, REGARDLESS you MUST ERADICATE any and all CHALLENGED item(s) of DEROGATORY nature in this WRITTEN COMPLAINT of your DERELICTION of responsible and RELIABLE reporting.
This notice is an attempt to correct your records, and any information received from you will be collected as evidence should any further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status. I request that you VERIFY the VALIDITY of all claims physically, CHECK for the factual and precise CERTIFIED COMPLIANCE OF REPORTING and REMOVE or MODIFY as needed any item(s) of derogatory allegation of which the PHYSICALLY VERIFIABLE VALIDITY and or the CERTIFIABLE COMPLIANT REPORTING is deficient or missing via willful derelict OR even if dereliction is due to ignorance. To collect any claim MUST be verifiably VALID, and to REPORT the alleged VALID COLLECT-ABLE derogatory information MUST be of a documented CERTIFIED COMPLIANT REPORTING, such as to the true, correct, complete, timely, and undeniably factually perfect METRO 2 FORMAT reporting compliance standards! VERFIFY PROPERLY BOTH the VALIDITY OF and PERFECT CERTIFIED COMPLIANT REPORTING OF all claim(s) and every aspect of claim(s) OR ELSE permanently REMOVE THE FOLLOWING DATA/ACCOUNTS and or the undocumented derogatory aspects of such data/accounts:

__END_SALB19__ __START_SALB20__ VERFIFY PROPERLY BOTH the VALIDITY OF and PERFECT CERTIFIED COMPLIANT REPORTING OF all claim(s) and every aspect of claim(s) OR ELSE permanently REMOVE THE FOLLOWING DATA/ACCOUNTS and or the undocumented derogatory aspects of such data/accounts:

__END_SALB20__ __START_SALB21__ I request that you VERIFY the VALIDITY of all claims physically, CHECK for the factual and precise CERTIFIED COMPLIANCE OF REPORTING and REMOVE or MODIFY as needed any item(s) of derogatory allegation of which the PHYSICALLY VERIFIABLE VALIDITY and or the CERTIFIABLE COMPLIANT REPORTING is deficient or missing via willful derelict OR even if dereliction is due to ignorance. To collect any claim MUST be verifiably VALID, and to REPORT the alleged VALID COLLECT-ABLE derogatory information MUST be of a documented CERTIFIED COMPLIANT REPORTING, such as to the true, correct, complete, timely, and undeniably factually perfect METRO 2 FORMAT reporting compliance standards!

__END_SALB21__ __START_SALB22__ VERIFIABLY VALID and IRREFUTABLY CERTIFIED COMPLIANTLY REPORTED CLAIMS are the MINIMAL standard, NOT the optional standards to collect and or REPORT any claims, TRUE OR NOT! Being true that to date NO VALIDITY of claim has been adequately demonstrated and being also true that even if were valid there is still no evidence of appropriate and perfectly certified compliance of what is reported, how it is reported, whom reported it, whom received the reporting, how the reported allegation(s) is or will be utilized and or transferred , or otherwise proof beyond deniability of claim(s) and or properly reported data, even to the mandatory standards of the Metro 2 format. I here now DEMAND that you fully and immediately DELETE the illegally reported injurious not demonstrated documented compliant derogatory information noted in this letter, retaining is unlawful much less unethical. Your adequate lawful perfect and complete compliant reporting is MANDATORY, not option, EVEN to the mandated perfect and certified Metro 2 format reporting.

__END_SALB22__ __START_SALB23__ VERIFIABLY VALID and IRREFUTABLY CERTIFIED COMPLIANTLY REPORTED CLAIMS are the MINIMAL standard, NOT the optional standards to collect and or REPORT any claims, TRUE OR NOT! Being true that to date NO VALIDITY of claim has been adequately demonstrated and being also true that even if were valid there is still no evidence of appropriate and perfectly certified compliance of what is reported, how it is reported, whom reported it, whom received the reporting, how the reported allegation(s) is or will be utilized and or transferred , or otherwise proof beyond deniability of claim(s) and or properly reported data, even to the mandatory standards of the Metro 2 format. I here now DEMAND that you fully and immediately demonstrate the document certifying the perfect and complete compliant reporting and additionally display evidence in testimony of the physically verified validity of claim(s).

__END_SALB23__ __START_SALB24__ Please CERTIFY the FCRA, FDCPA, Metro 2 Format, and any other requisite standards of reporting, MENTIONED OR NOT! Additionally, I demand that you irrefutably verify and validate all delinquency and or derogatory claim(s) and all aspects of such, or DELETE immediately and permanently as required by my state’s regulations and the applicable federal regulations, mentioned or not!

__END_SALB24__ __START_SALB25__ I demand that you irrefutably verify and validate all delinquency and or derogatory claim(s) and all aspects of such, or DELETE immediately and permanently as required by my state’s regulations and the applicable federal regulations, mentioned or not! Additionally, CERTIFY the FCRA, FDCPA, Metro 2 Format, and any other requisite standards of reporting, MENTIONED OR NOT!

__END_SALB25__ __START_SALB26__ I demand that you irrefutably verify and validate all delinquency and or derogatory claim(s) and all aspects of such, every notation, all dates and balances, each identity and personal identifier, and or all data true or not, reported or not! By My state’s and the applicable federal laws, you are of no legal option other than to DELETE immediately and permanently as necessary to document and certifiably validate all reported derogatory information, mentioned here or not! To be clear, this letter is NOT a denial of ownership of responsibility of ANY verifiable VALID claims, but rather me enacting my lawful consumer right to DEMAND that you undeniably also , CERTIFY the FCRA, FDCPA, Metro 2 Format, and any other requisite standards of reporting, MENTIONED OR NOT! __END_SALB26__

__LONG_IMAGE_CONTENT_SECTION__
__START_BEL1__ LASTLY, not an entity today exists that can certifiably ignore its mandated obligations to report compliantly and to 100% truth, correctness, completeness, timeliness, and documented irrefutable proof of ownership and responsibility of any allegations of adverse aspects to an account or of a derogatory account in and of itself. Per the metro 2 data formatted standards of legal reporting of consumer accounts and profile history and per the Fair Credit reporting act, namely section 609 a1A, it is in CLARITY that you are MANDATED to retain COMPLIANCE at all times, particularly upon notification by an infringed consumer that you are deficient of your requisites to report adequately and a challenge (or dispute) is lodged versus any data information previously NOT proven PHYSICALLY to be affirmed valid or is UNABLE to be demonstrated as true, accurate, complete, timely, and otherwise fully compliant to laws upon a documented declaration of concern by the consumer. I demand, as is MY RIGHTS to do so and as is your REQUIREMENT to satisfy, for you to ANNUL by deletion or removal any and all allegations DEFICIENT of PHYSICAL EVIDENCE OF COMPLIANCE to reporting laws much less verified and valid. If you are unwilling or UNABLE to do so in a federally defined TIMELY manner you MUST rectify your infractions by RETURNING TO or retaining federal reporting COMPLIANCE TODAY, even RIGHT NOW.As such, I DEMAND that you CERTIFICATE the verification and validity of the yet physically proven compliant and likely illegally reporting accusational claims or ANNUL TODAY by complete and non-injurious or prejudicial DELETION TODAY, even right NOW as REQUIRED per metro 2 data formatted reporting compliance regulation standards to which YOU ARE OBLIGATED to obey without hesitation. Ignorance of your duties, willfully or not, is grounds for any consumer injured to gain potential monetary rectifying remedies via civil litigations.

__END_BEL1__ __START_BEL2__ ****Should any of the above noted items of chicanery and subterfuge leading to the allegations of the mis-reported mis-information of my complaint also be related to one or more accusations of inquiries, obviously I am now calling for undoubted and irrefutable physical proof of the verifiable validated and adequately acquired permissible purpose exactly as mandated by laws and or else eradicated in its entirety any and all such not yet demonstrated and certified true ,correct, complete,timely,and metro 2 compliant accusations. To be clear, I am within my consumer and civil rights to DEMAND and RECEIVE documentary evidence of each and every aspect of perfect reporting, and I am within my rights equally to compel you to delete immediately any and all undemonstratively proven compliant information, true or else wise! In summary, for all items of concern I have above mentioned in this declaration of complaint versus your unproven and not adequately compliant reporting. Per my state and applicable federal laws, it is in clarity that you and the alleging data furnishers must timely ccertificate all aspects of REQUISITE FCRA and Metro 2 COMPLIANCE in testimonial FACT as to be FULLY TRUE, CORRECT, COMPLETE, TIMELY, MINE, my RESPONSIBILITY. Even document every notation, dates, balances, complete AUD, SCC, CCC,386 PCS to confirmation, minimal five portioned Personal identifiers, alpha-/ numeric-/ and or alphanumeric source codes, pay status, calculations, audits, the 426 characterized data field formatted P6 statement along with each and all of its trailing fragments, etc. RETURN to REQUISITE PROVEN TESTIMONIAL CERTIFICATE of Metro 2 format COMPLIANCE and requisite FCRA accuracy and completeness here and NOW. Do so without unethical and or unlawful chicanery or injurious subterfuge in violation of my consumer and or civil rights.

__END_BEL2__ __START_BEL3__ I have no knowledge of the validity of the alleged claims of delinquency and or derogatory nature, nor of the certifiably compliant matter to either any of it’s collection attempts and or it’s reporting despite previous consumer filed composed complaints checking for each. Might it be known, especially shall I elect to take this matter up to a civil court, any debt and or derogatory claim must be pursued (particularly for collection) in a very defined and precisely compliant and physically verifiable or certifiable manner as detailed in the requisite obeyed federal and state collection and reporting regulations associated with any of the above noted said claim(s) to include but not limited to the FCBA, FCRA,HIPAA PRIVACY RULE, FACTA,FDCPA and TCPA, etc. ADDITIONALLY, if an entity acts as a collector and also elects to act as a reporting party of consumer credit they must as well adhere to every single one even each any and all of the regulatory reporting requisites and standards of reporting with legal standing in full accordance of laws and accepted reporting standards. To date, the plaintiff has failed to demonstrate any capacity or willingness to validate the alleged debt much less certify the fair, accurate, complete and compliant reporting of the claims, particularly being significantly deficient is any display of certified metro 2 compliance. As such, given the fact of recent breaches of information collection repositories, I am hesitating to readily accept what is presented without testimonial and certified physically verifiable document evidence of claim as being legitimate. I deny nothing, yet I reserve the right to question any unproven claim. I do NOT accept the statement of claim of the plaintiff and I call for the court to reject their claim as untrue, unverified, incomplete, not compliant or otherwise invalid and thereby reject-able and dischargeable which requirement to be dismissed in full. I demand said court resolution today, even here and now in full accords of regulatory statutes, mentioned by me or not. 1) To date, I have received no knowledge of ever entering into any contractual relationship with the to-be plaintiff(s) {should I forward into a civil complaint} or with the entity(ies) that allegedly issued against me the defaulted line of credit(s) or accusations similar. This despite repeated calls to the accusers to demonstrate the requisite presented physically verifiable document proof of adequately acquired permissible purpose from the exactly and only individual irrefutably identified as being me. I have no acknowledgement of a relationship with the parties mentioned, in any form. 2) I have no knowledge of ever knowingly acknowledging (or even unknowingly doing so) that I owe any proven and compliantly reported debt, much less the claim of unproven debt alleged in this written declaration CHECKING for not only VALIDITY of CLAIMS but also DOCUMENT PROOF IN CERTIFIABLE TESTIMONY as to the factual and complete COMPLIANCE to all standards and laws, even the mandatory Metro 2 Format Compliance. Its obvious that the allegations filed by the accusers (or to-be plaintiff) are in clear subterfuge of act, be it in willful disregard of ethical practices or be it done so in ignorance of requisite ethical and regulatory compliant behavior during their accusations, collection efforts and credit reporting of claims. The vile nature of their derelict is unjustly injurious and unlawful no doubt. I again call for a dismissal of to-be plaintiff’s statement of claim(s) and discharge of misreported delinquencies and derogatory behavior that the accuser’s complaint is undeniably unfairly lodged versus me. 3) I have no knowledge of ever receiving any proven or document facts in statement of account or account aspects for these items of alleged debt and delinquent actions. Again, I reiterate I have called on the accusers to present to be document certifiably true, correct, complete, and adequately compliant documentation in full validation of claims, rights to collect alleged claims, and rights to report alleged claims. Let it be true that COMPLIANCE of regulatory requisites is MANDATORY not OPTIONAL. Plaintiff’s claims are mute of legal standing in full accordance of law and must be dismissed. 4) I have no knowledge of ever entering into a open account with to-be Plaintiff(s) or with the entity(ies) that allegedly issued me the defaulted line of credit(s) or derogatory claims of credit. 5) FACT IS, no claim above has even submitted adequate compliant proof of the genesis of any consumer/creditor relationship and their inability to prove application, permissible purpose for said alleged application, consumer/creditor agreement in contract describing a relationship related to alleged claim of account and or debt(s), and or otherwise derelict documentation of claim(s) inherently makes invalid the to-be Plaintiff’s whole statement of claim in this summons or complaint. I request court to resolve adequately and compliantly as required with the immediate eradication of complaint charge(s) and rectification of any injurious collection or reporting practices. Again, COMPLIANCE of APPROPRIATE COLLECTION PRACTICES and equally COMPLIANCE of APPROPRIATE and COMPLETE REPORTING PRACTICES is MANDATORY, NOT OPTIONAL. 6) As it stands, until PROVEN OTHERWISE, the complaining to-be Plaintiff(s) does so unjustly, unethically ,and likely illegally so in absolute deficiency of requisite legal standing in full accordance of applicable laws ( mentioned or not),both to collection practices and as well with reporting practices, particularly in the inability or unwillingness to timely and fully certify physically verifiable document proof in full validity of debt claim or compliance of reporting, even to the mandatory Metro 2 format. As such, here again I declare my right and preference to stand against all claims of the to-be Plaintiff(s) and call on your authority and INTEGRITY to ensure truth of claim, correctness of claim, completeness of claim, ownership and responsibility of any debt(s) or delinquencies of debt alleged in above noted claim(s), perfect and prove-able compliance of collection actions related to claim(s), and compliance of reporting actions related to claim(s).

__END_BEL3__ __START_BEL4__ *Not certified completely compliant perfectly reported derogatory claims must be deleted Or else proven certified physically verifiably valid per FCRA FDCPA and or to the Metro 2 format so eradicate any and all claims of delinquency or adversarial derogatory reporting that is still yet deficient of irrefutable physically verifiable certificate proof of validity to the entirety of the allegation, to include it’s mandatory reporting compliance standards of full truth, correctness, completeness, timeliness, and document facts of such. In summary, Inaccurate misleading or not certified perfect and completely compliant derogatory claims must be deleted or else proven certified as being physically verified valid per FCRA FDCPA and or to the Metro 2 format so please DO SO NOW to retain federally REQUIRED COMPLIANT REPORTING! FINALLY, Do not confuse my credit file with people of similar name, address or SSN. Verify all identifying information. ALL claims, true or not, must be proven to be currently and fully TRUE, CORRECT, COMPLETE, TIMELY, of my OWNERSHIP, of my RESPONSIBILITY, and or compliant to any and all applicable reporting laws and requisite standards, which is currently the FCBA, FCRA, FDCPA, METRO 2 COMPLIANCE STANDARDS and others. Per laws and requisite reporting standards you or any entity are in infringement of my rights should you continue to retain and or report any chicanery-based subterfuge even upon my declaration of a composed consumer complaint so eradicate immediately and in entirety any and all allegations which are not demonstrated in clarity to be true, correct, complete, timely, mine, my responsibility, or else wise fully compliant!

__END_BEL4__ __START_CSV1__ In GENUINE Sincerity, __END_CSV1__ __START_CSV2__ In SINCERE Genuity, __END_CSV2__ __START_CSV3__ In great APPRECIATION, __END_CSV3__ __START_CSV4__ Your TIME and CARE is APPRECIATED, __END_CSV4__ __START_CSV5__ In RESPECT of your TIME and EFFORTS I CLOSE, __END_CSV5__ __START_CSV6__ THANK YOU sincerely, __END_CSV6__ __START_CSV7__ In THANKS I close, __END_CSV7__ __START_CSV8__ APPRECIATIVE for your concerns and care, __END_CSV8__

My CURRENT True legal FIRST & LAST name,Street NUMBER & Street NAME ,CITY and STATE is & ONLY IS EXACTLY as Follows:
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