Today's date is __TODAY__
Credit Report Data Source __CRA_REPORT__
My CURRENT True legal FIRST & LAST name,Street NUMBER & Street NAME ,CITY and STATE is & ONLY IS EXACTLY as Follows:
__ADDRESS__
__START_MINI_CTS1__
**I DEMAND, as is my consumer right(s) to do so, that you ONLY retain, use, and or report data of which is absolutely TIMELY, TRUE, CORRECT, COMPLETE, physically verified as proven valid and certified as COMPLIANT to every aspect of requisite law, including the mandatory Metro 2 format reporting. Let it be in clarity that I do NOT authorize you nor any entity RIGHT to access, obtain, transfer, use, or report ANY DEROGATORY INFORMATION of which is not irrefutably of a current status and proven by document FACT to be valid as well as undeniably demonstrated as being fully COMPLIANT to any and every aspect of compliance of collection, of which compliance of reporting is a MANDATORY CRITERIA. Please ELIMINATE ANY and ALL allegations of personal identifiers NOT REPORTING EXACTLY as displayed above OR ELSE PRESENT TO ME testimonial document prove certifying the FULL TRUTH, ACCURACY, COMPLETENESS, ownership and COMPLIANCE of the reported information. COMPLIANCE is a MANDATORY CONDITION of adequate proper reporting, NO ENTITY is privy to insufficient lawful reporting, be it in willful or ignorance of derelict!
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__START_MINI_CTS2__
**PLEASE DELETE ANY OTHER PERSONAL IDENTIFIERS not EXACTLY MATCHING the above noted information unless you have and can demonstrate PROOF OF VALIDITY of said reported items. I do NOT AUTHORIZE you nor any entity to obtain, possess, retain, or report any item of misinformation and it is illegal for you to report subterfuge, particular in excess of a consumer declaration checking for accuracy and verification of validity of claim(s) and demand of rectifying resolutions via corrective modifications and or removal/ deletion/ blockage of said unproven information. I also do NOT AUTHORIZE you to keep any data not federally requisite for reporting so remove any and all ,IF ANY AT ALL, additional names, addresses, SSNs, DOBs, contact/phone numbers, spouses/roommates/co-applicants, job titles, employers and so on. I DEMAND, as is my consumer RIGHTS TO DO SO, that you ONLY RETAIN AND REPORT TRUE VALID CORRECT COMPLETE AND COMPLIANT INFORMATION and NO OTHER item. If you elect to retain such information despite my requests above, please forward me the state and or federal regulation that allows for you or ANY ENTITY to do so even above and beyond my declaration in objection as what I am doing here and now. I AM NOT CONTESTING ANYTHING, rather I am simply demanding lawfully proof of verification of reported item’s validity and compliance of reporting to every aspect of applicable law, mentioned here or not! FAILURE to act in accordance to law will force a civil action on my part versus you in seeking proper resolution and monetary awards versus you and your willful derelict.
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__START_MINI_CTS3__
The above noted personal identifiers are the ONLY requisite reported ones that I authorize, please eradicate any allegations of any others that you might have and block any others from being reported OR DEMONSTRATE tome your regulatory right to retain as mandated by FCRA law or any for that matter. Similarly, I do not authorize you nor any entity the right to receive, retain, use, or forward any derogatory and or injurious allegations data related to any unproven or elsewise not certifiably valid and compliantly reported personal identifiers. I demand you extinguish reporting of any personal information not EXACTLY as I listed above. Additionally, you MUST REMOVE, DELETE, or BLAOCK any associated claims of derogatory data since retaining the unjustly injurious claims makes your firm complicit to aiding and abetting one or more vile circumstances mixed records, merged records, fraudulent records, and or assist in onset or continuance of identity theft. Considering recent breaches of consumer data, I am very determined to assure no information of subterfuge is retained or used against me.
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MY PERSONAL 20-digit TRACKING NUMBER IS : __PERSONAL_TRACKING_NUMBER__
TO: __START_DF_NAME_ADDRESS__
RE: Consumer CHECK for physically verifiable PROOF of validity and CERTIFICATION of mandatory COMPLIANT REPORTING, even to METRO 2 FORMAT REPORTING COMPLIANCE and DEMAND OF REMOVAL OF ANY AND ALL ITEMS NOT DOCUMENTED AS FULLY TRUE, CORRECT, COMPLETE, VALIDATED, COMPLIANT per M2C FORMAT and CERTIFIED AS SUCH with legal standing in full accord of my STATE's and the applicable FEDERAL regulatory reporting laws and standards of lawful reporting.
To whom it might concern,
This letter is forwarded to ONLY INDIVIDUALS in capacity to analyze and modify or REMOVE information found to be without the required certification of being physically verifiable in the validation of the information BUT ALSO if the information, TRUE OR NOT, is with deficient evidence of REPORTING COMPLIANCE (even to the mandatory perfect METRO 2 FORMAT COMPLIANCE) and or is missing such requisite testimonial document proof of certified compliance in full accordance of law(s).
__START_DF_SALB__
__LONG_IMAGE_CONTENT_SECTION__
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LASTLY, not an entity today exists that can certifiably ignore its mandated obligations to report compliantly and to 100% truth, correctness, completeness, timeliness, and documented irrefutable proof of ownership and responsibility of any allegations of adverse aspects to an account or of a derogatory account in and of itself. Per the metro 2 data formatted standards of legal reporting of consumer accounts and profile history and per the Fair Credit reporting act, namely section 609 a1A, it is in CLARITY that you are MANDATED to retain COMPLIANCE at all times, particularly upon notification by an infringed consumer that you are deficient of your requisites to report adequately and a challenge (or dispute) is lodged versus any data information previously NOT proven PHYSICALLY to be affirmed valid or is UNABLE to be demonstrated as true, accurate, complete, timely, and otherwise fully compliant to laws upon a documented declaration of concern by the consumer. I demand, as is MY RIGHTS to do so and as is your REQUIREMENT to satisfy, for you to ANNUL by deletion or removal any and all allegations DEFICIENT of PHYSICAL EVIDENCE OF COMPLIANCE to reporting laws much less verified and valid. If you are unwilling or UNABLE to do so in a federally defined TIMELY manner you MUST rectify your infractions by RETURNING TO or retaining federal reporting COMPLIANCE TODAY, even RIGHT NOW.As such, I DEMAND that you CERTIFICATE the verification and validity of the yet physically proven compliant and likely illegally reporting accusational claims or ANNUL TODAY by complete and non-injurious or prejudicial DELETION TODAY, even right NOW as REQUIRED per metro 2 data formatted reporting compliance regulation standards to which YOU ARE OBLIGATED to obey without hesitation. Ignorance of your duties, willfully or not, is grounds for any consumer injured to gain potential monetary rectifying remedies via civil litigations.
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__START_BEL2__
****Should any of the above noted items of chicanery and subterfuge leading to the allegations of the mis-reported mis-information of my complaint also be related to one or more accusations of inquiries, obviously I am now calling for undoubted and irrefutable physical proof of the verifiable validated and adequately acquired permissible purpose exactly as mandated by laws and or else eradicated in its entirety any and all such not yet demonstrated and certified true ,correct, complete,timely,and metro 2 compliant accusations. To be clear, I am within my consumer and civil rights to DEMAND and RECEIVE documentary evidence of each and every aspect of perfect reporting, and I am within my rights equally to compel you to delete immediately any and all undemonstratively proven compliant information, true or else wise!
In summary, for all items of concern I have above mentioned in this declaration of complaint versus your unproven and not adequately compliant reporting. Per my state and applicable federal laws, it is in clarity that you and the alleging data furnishers must timely ccertificate all aspects of REQUISITE FCRA and Metro 2 COMPLIANCE in testimonial FACT as to be FULLY TRUE, CORRECT, COMPLETE, TIMELY, MINE, my RESPONSIBILITY. Even document every notation, dates, balances, complete AUD, SCC, CCC,386 PCS to confirmation, minimal five portioned Personal identifiers, alpha-/ numeric-/ and or alphanumeric source codes, pay status, calculations, audits, the 426 characterized data field formatted P6 statement along with each and all of its trailing fragments, etc. RETURN to REQUISITE PROVEN TESTIMONIAL CERTIFICATE of Metro 2 format COMPLIANCE and requisite FCRA accuracy and completeness here and NOW. Do so without unethical and or unlawful chicanery or injurious subterfuge in violation of my consumer and or civil rights.
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__START_BEL3__
I have no knowledge of the validity of the alleged claims of delinquency and or derogatory nature, nor of the certifiably compliant matter to either any of it’s collection attempts and or it’s reporting despite previous consumer filed composed complaints checking for each. Might it be known, especially shall I elect to take this matter up to a civil court, any debt and or derogatory claim must be pursued (particularly for collection) in a very defined and precisely compliant and physically verifiable or certifiable manner as detailed in the requisite obeyed federal and state collection and reporting regulations associated with any of the above noted said claim(s) to include but not limited to the FCBA, FCRA,HIPAA PRIVACY RULE, FACTA,FDCPA and TCPA, etc. ADDITIONALLY, if an entity acts as a collector and also elects to act as a reporting party of consumer credit they must as well adhere to every single one even each any and all of the regulatory reporting requisites and standards of reporting with legal standing in full accordance of laws and accepted reporting standards. To date, the plaintiff has failed to demonstrate any capacity or willingness to validate the alleged debt much less certify the fair, accurate, complete and compliant reporting of the claims, particularly being significantly deficient is any display of certified metro 2 compliance. As such, given the fact of recent breaches of information collection repositories, I am hesitating to readily accept what is presented without testimonial and certified physically verifiable document evidence of claim as being legitimate. I deny nothing, yet I reserve the right to question any unproven claim. I do NOT accept the statement of claim of the plaintiff and I call for the court to reject their claim as untrue, unverified, incomplete, not compliant or otherwise invalid and thereby reject-able and dischargeable which requirement to be dismissed in full. I demand said court resolution today, even here and now in full accords of regulatory statutes, mentioned by me or not.
1) To date, I have received no knowledge of ever entering into any contractual relationship with the to-be plaintiff(s) {should I forward into a civil complaint} or with the entity(ies) that allegedly issued against me the defaulted line of credit(s) or accusations similar. This despite repeated calls to the accusers to demonstrate the requisite presented physically verifiable document proof of adequately acquired permissible purpose from the exactly and only individual irrefutably identified as being me. I have no acknowledgement of a relationship with the parties mentioned, in any form.
2) I have no knowledge of ever knowingly acknowledging (or even unknowingly doing so) that I owe any proven and compliantly reported debt, much less the claim of unproven debt alleged in this written declaration CHECKING for not only VALIDITY of CLAIMS but also DOCUMENT PROOF IN CERTIFIABLE TESTIMONY as to the factual and complete COMPLIANCE to all standards and laws, even the mandatory Metro 2 Format Compliance. Its obvious that the allegations filed by the accusers (or to-be plaintiff) are in clear subterfuge of act, be it in willful disregard of ethical practices or be it done so in ignorance of requisite ethical and regulatory compliant behavior during their accusations, collection efforts and credit reporting of claims. The vile nature of their derelict is unjustly injurious and unlawful no doubt. I again call for a dismissal of to-be plaintiff’s statement of claim(s) and discharge of misreported delinquencies and derogatory behavior that the accuser’s complaint is undeniably unfairly lodged versus me.
3) I have no knowledge of ever receiving any proven or document facts in statement of account or account aspects for these items of alleged debt and delinquent actions. Again, I reiterate I have called on the accusers to present to be document certifiably true, correct, complete, and adequately compliant documentation in full validation of claims, rights to collect alleged claims, and rights to report alleged claims. Let it be true that COMPLIANCE of regulatory requisites is MANDATORY not OPTIONAL. Plaintiff’s claims are mute of legal standing in full accordance of law and must be dismissed.
4) I have no knowledge of ever entering into a open account with to-be Plaintiff(s) or with the entity(ies) that allegedly issued me the defaulted line of credit(s) or derogatory claims of credit.
5) FACT IS, no claim above has even submitted adequate compliant proof of the genesis of any consumer/creditor relationship and their inability to prove application, permissible purpose for said alleged application, consumer/creditor agreement in contract describing a relationship related to alleged claim of account and or debt(s), and or otherwise derelict documentation of claim(s) inherently makes invalid the to-be Plaintiff’s whole statement of claim in this summons or complaint. I request court to resolve adequately and compliantly as required with the immediate eradication of complaint charge(s) and rectification of any injurious collection or reporting practices. Again, COMPLIANCE of APPROPRIATE COLLECTION PRACTICES and equally COMPLIANCE of APPROPRIATE and COMPLETE REPORTING PRACTICES is MANDATORY, NOT OPTIONAL.
6) As it stands, until PROVEN OTHERWISE, the complaining to-be Plaintiff(s) does so unjustly, unethically ,and likely illegally so in absolute deficiency of requisite legal standing in full accordance of applicable laws ( mentioned or not),both to collection practices and as well with reporting practices, particularly in the inability or unwillingness to timely and fully certify physically verifiable document proof in full validity of debt claim or compliance of reporting, even to the mandatory Metro 2 format. As such, here again I declare my right and preference to stand against all claims of the to-be Plaintiff(s) and call on your authority and INTEGRITY to ensure truth of claim, correctness of claim, completeness of claim, ownership and responsibility of any debt(s) or delinquencies of debt alleged in above noted claim(s), perfect and prove-able compliance of collection actions related to claim(s), and compliance of reporting actions related to claim(s).
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__START_BEL4__
*Not certified completely compliant perfectly reported derogatory claims must be deleted Or else proven certified physically verifiably valid per FCRA FDCPA and or to the Metro 2 format so eradicate any and all claims of delinquency or adversarial derogatory reporting that is still yet deficient of irrefutable physically verifiable certificate proof of validity to the entirety of the allegation, to include it’s mandatory reporting compliance standards of full truth, correctness, completeness, timeliness, and document facts of such. In summary, Inaccurate misleading or not certified perfect and completely compliant derogatory claims must be deleted or else proven certified as being physically verified valid per FCRA FDCPA and or to the Metro 2 format so please DO SO NOW to retain federally REQUIRED COMPLIANT REPORTING! FINALLY, Do not confuse my credit file with people of similar name, address or SSN. Verify all identifying information. ALL claims, true or not, must be proven to be currently and fully TRUE, CORRECT, COMPLETE, TIMELY, of my OWNERSHIP, of my RESPONSIBILITY, and or compliant to any and all applicable reporting laws and requisite standards, which is currently the FCBA, FCRA, FDCPA, METRO 2 COMPLIANCE STANDARDS and others. Per laws and requisite reporting standards you or any entity are in infringement of my rights should you continue to retain and or report any chicanery-based subterfuge even upon my declaration of a composed consumer complaint so eradicate immediately and in entirety any and all allegations which are not demonstrated in clarity to be true, correct, complete, timely, mine, my responsibility, or else wise fully compliant!
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__START_CSV1__
In GENUINE Sincerity,
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__START_CSV2__
In SINCERE Genuity,
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__START_CSV3__
In great APPRECIATION,
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__START_CSV4__
Your TIME and CARE is APPRECIATED,
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In RESPECT of your TIME and EFFORTS I CLOSE,
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__START_CSV6__
THANK YOU sincerely,
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__START_CSV7__
In THANKS I close,
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__START_CSV8__
APPRECIATIVE for your concerns and care,
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My CURRENT True legal FIRST & LAST name,Street NUMBER & Street NAME ,CITY and STATE is & ONLY IS EXACTLY as Follows:
__ADDRESS__