This LEGAL NOTE with LAWFUL STANDING is My IRREFUTABLE and UNDENIABLE OFFICIALLY composed writ DECLARATION of DEMAND to remove ANY AND ALL UNPROVEN to be PHYSICALLY VERIFIABLY VALID AND CERTIFIED metro 2 COMPLIANT reported allegations by your entity AND EQUIVALENTLY my lawful cease and desist affidavit by consumer affiant. Your failure you do as requested, which is mirror of your requisites of lawful reporting, will be deemed grounds for seeking proper and full resolution MONETARILY and otherwise via filed civil and or criminal suit versus YOUR FIRM and each and all alleged parties so proclaiming verified compliance,save NONE!

My One and Only current First and Last name AND Street NUMBER and Street NAME along with my
current resident CITY and STATE, ANY OTHER INFORMATION reported I compel you to REMOVE
IMMEDIATELY as I do NOT AUTHORIZE you nor any entity to retain nor report ANY NOT REQUISITE
REPORTED INFORMATION or Personal Identifiers that are NOT CURRENT:
__FIRST_NAME__, __LAST_NAME__ __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__

Today is : __TODAY__

To: Your REPORTED Creditor/Collector NAME and ADDRESS is exactly:

__credit_bureau_name_address__

To Whom It May Concern:

Please DELETE TODAY, here and now even, the allegations of charge off by the creditor claiming account number/description below:

Alleged creditor reporting UNPROVEN to be compliant chargeoff:

__ALLEGED_ACCOUNT__

Alleged account number/description f UNPROVEN to be compliant chargeoff:

__ALLEGED_ACCOUNT_DESC__

This certificate of official declaration is your formal notice of affiant expostulation to immediately (today even right now) and absolutely cease and desist every single one even each any and or all aspects of any and all collection activities in regards to every single one even each any and or all of the above listed allegations of account and or portions thereof translated as being derogatory in nature. As your firm is or should be well aware at this point, just as I am that in fact, that previously I have elected to LEGALLY exercised my rights by challenging the compliance of the reportings,compliant status of yourself,compliant status of whom you reported, the compliant nature of your receipt of the accusations,and as well the compliant nature of the transfer of your unfounded claims versus me let alone made an adequate lawful complaint indispute of the claimed validity of this questionable debt and or portions thereof.Understand as I do, the laws are writing in clarity to the fact that any and all entities must be compliant in the obtaining,receiving, transfer,use,or otherwise of any consumer information.As such ,you nor any entity ,do or ever can have ANY authority to retain ,report,use,or elsewise any accusations of information or subterfuge portion thereof to which is not compliant and also certified ( by physical measures) to be completely true, correct,mine, timely,and whole.Of note, I have in declarative composition and even potentially by way of other lawful communications made clear my absolute non negotiable demands that you every single one even each any and or all of the requisite to be provided documents of your alleged claims of validation to me.Insanely and of an INFRINGEMENT OF MY CONSUMER RIGHTS,it appears now that unlawfully you have ignored my demands and continued your treacherous attempts to harassment me and create credit prejudices versus me unjustly. By your willful dereliction to my legal validation request you and or your firm is in direct violation of the federal debt collection practice act i.e. the FDCPA.NOW, IF BY CHANCE you are CONFUSED or dumbfounded as to not only my rights but also the serious legal ramifications, I most certainly would suggest that you consult immediately with your legal counsel so that you can avoid a reckless lawsuit award against you thus awarding me the ultimate and long awaited satisfaction and justice as well as great monetary enhancements at your expense,rightfully so! Since your firm has knowingly violated both federal and state law, I am demanding that you CEASE all collection activities RIGHT NOW. Including but not limited to any and all phone calls, emails or faxes, Stop at once reporting the debt in question to every single one even each any and or all of the Credit Reporting Agencies, national or regional, and to promptly and completely annul such violating claims by acts to immediately remove any current erroneous reports you may have provided.Take note,any item of information declared not complaint is equally considered erroneous as to its reporting thereby making it illegal,possibly even criminally so if your willful disregard for laws lead to fraud and or the enablement of identity theft versus me.PLEASE VERIFY AND VALIDATE PHYSICALLY EVERY AND ONE EVEN EACH ANY AND OR ALL OF THE CLAIMS OF THIS ALLEGED YET UNPROVEN TO BE MY RESPONSIBILITY OR FAULT.DEMONSTRATE READILY AND TIMELY THE PRECISE CONFIRMING FACTS OF THE ALLEGED ACCOUNT INCLUDING EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF ITS ARTICLE ASPECTS.BY FEDERAL LAWS,YOU MUST WILLFULLY AND PROMPTLY DELETE TODAY EVEN RIGHT NOW THIS DEFICIENT REPORTING OR ELSE PRESENT TO ME TRUE DOCUMENTED CERTIFICATE PROOF OF ALL DATA, EVERY NOTATION, DATE, BALANCE, CALCULATION, AUDIT, PERSONAL IDENTIFIER, EACH OF THE REQUISITE 426-CHARACTERS OF THE EXACT AND FULLY COMPLIANT P6 STATEMENT, ANY ALPHA-/ NUMERIC-/ AND OR ALPHANUMERIC SOURCE CODE DECIDING THE LEFTNESS OR RIGHTNESS STATES,AND EVEN EVERY ASPECT OF THE MANDATED 386 PIECES OF CONFIRMATION TO COLLECTION. If your firm does not COMPLY in writing to this CEASE and DESIST notice within 5 days as demanded I will not hesitate to bring suit against your firm in this matter as in the example of Mey v. RFA aka RELIANT FINANCIAL ASSOCIATES

Please DELETE TODAY, here and now even, the allegations of charge off by the creditor claiming account number/description below:

Alleged creditor reporting UNPROVEN to be compliant chargeoff:

__ALLEGED_ACCOUNT__

Alleged account number/description f UNPROVEN to be compliant chargeoff:

__ALLEGED_ACCOUNT_DESC__

****again should you care to study the just mentioned juris rendition, please avail yourself opportune to become familiar with the determined requisites of you in this matter as I have myself become very acquainted and educated to..The link of which I studied in glee was located exactly here...
http://caselaw.findlaw.com/us-7th-circuit/1033194.html

As you likely have ascertained, I am VERY AWARE OF THE FACT THAT You have a MAXIMUM OF 30 days from the postmark date of this validation demand to not only answer but ALSO to retain or return to 100% compliance to any and every law or statute ,mentioned by me or not even if you are ignorant to them..

In GENUINE SINCERITY,

Today is : __TODAY__

***NOTE, should you again fail to present to me ,as MANDATED by federal reporting laws and the metro 2 format regulations to annul this still unproven potentially untrue, incorrect or else wise not physically verifiable valid allegation with proof of irrefutable certificate of testimonial affirmation of facts I will have no other option but to assume your ignorance of requisite and appropriate reporting mandates is through your undoubted willful disregard of your responsibility to dutiful and perfected ethical reporting and undeniable attestations to the 100% certificate of compliance in every single one even each any and or all of my state’s standards of reporting and equally that of any and all federal standards , whether mentioned or not! I compel you to return to lawful reporting and legal standing without any injuries or prejudices to me, now or in future! SEND TO ME ABSOLUTE DOCUMENT EVIDENCE of your intent to delete or the CERTIFIED EXACTING AUD displaying perfection of your reporting claims I find yet unfounded!

CC: Len Kennedy Consumer Financial Protection Bureau Office of Administrative Adjudication 1700 G. Street NW Washington, D.C. 2055