My One and Only current First and Last name AND Street NUMBER and Street NAME along with my
current resident CITY and STATE, ANY OTHER INFORMATION reported I compel you to REMOVE
IMMEDIATELY as I do NOT AUTHORIZE you nor any entity to retain nor report ANY NOT REQUISITE
REPORTED INFORMATION or Personal Identifiers that are NOT CURRENT:
__NAME_ADDRESS__
TODAY IS __TODAY__
Your Creditor/Data Furnisher NAME and ADDRESS are displayed on my credit reports EXACTLY as
follows:
__RECORDS__
Re: DEMAND to ERADICATE the following illegally reporting claims OR PROVE current status of COMPLIANCE
even Metro 2 data field formatted regulatory reporting compliance.Further, demonstrate full irrefutable in a testimonial composed certificate of fact to the full truth, correctness, completeness,timeliness, ownership, responsibility, or else wise mandated aspects of reporting standards of practice and precedence of laws.Eradicate here and now any and all items of misinformation or misreporting to include every single one even each any and or all of the below noted Alleged Unauthorized/NOT COMPLIANT/or without Permissible Purpose Credit Inquiry record(s).
To Whom It May Concern,
The items DEFICIENT of FCRA and or Metro 2 format compliant reporting AS IS
REQUISITE and mandated proven, particularly upon a consumer complaint and or
challenge such as I am lodging here and now in this composed official writ declaration of
consumer compliant for unproven compliant allegations and or inaccurate mis information
that REQUIRES ANNULMENT immediately by complete and permanent deletion without
hesitation.
Please ERADICATE the following UNLAWFULLY reported INQUIRIES:
__RECORDS1__
Obviously you can certainly realize that I recently received and closely studied a copy of my credit
report. SADLY and to my dismay, it seems that the credit report(s) currently show alleged credit
inquiry record(s) by your company that is not of any evidence detailing my authorizing of it or any
verifiable documented physical proof of the adequately and lawfully acquired permissible purpose
from the one and only legally identified me and or any person and or entity with authority to
render such permissible purpose . To my understanding,neither you nor any other entity have the
unrestricted ability to violate common regulatory standards of compliant reporting laws and as
such certainly are not to be allowed to injuriously, in defamation mind you, place any unproven
item of information in chicanery-derived accusation(s) including any such claims of an inquiry
deficient of demonstrated evidence of truth, accuracy, timeliness, and compliance on any
consumer’s credit profile history much less one that has lodged a complaint checking for and
calling for proof of said compliance to current federal and state regulatory reporting statutes and
laws UNLESS it is irrefutably shown that not only that I have authorized it but that the manner the
alleged inquiry was processed and reported was in full agreeance to the acceptable standards of
laws related, known or not. I wish to make you aware that this notification is my official
declaration complaint and right demands compelling you to abandon your unlawful subterfuge
versus me now and forever.I wholeheartedly am adamant to have this inquiry removed from my
credit file today,even right now.OBVIOUSLY, unethically so→> it is making it very difficult for me
to acquire credit that I might desire and otherwise be eligible for, a clear injury to my personal and
financial credibility.Let it be known that many civil courts have routinely made resolution awards
granted to those infringed upon due to infractions from inadequate reporting practices by alleged
yet unproven data providers. Regardless of your position, per FDCPA 807(8) you must indicate on
the consumer credit reports that I am challenging these allegations you have unfairly suggested
of me despite your inability or unwillingness to prove truth, correctness, completeness,timeliness,
ownership, responsibility of, achieved permissible purpose, and or federal reporting compliance
else wise-------------
“
§ 807. False or misleading representations A debt collector may not use any false, deceptive, or
misleading representation or means in connection with the collection of any debt. Without limiting
the general application of the foregoing, the following conduct is a violation of this section:
(8) Communicating or threatening to communicate to any person credit information which is
known or which should be known to be false,
including the failure to communicate that a disputed
debt is disputed. I am a very determined INJURED CONSUMER EDUCATED as to BOTH MY
RIGHTS as well as to YOUR MINIMAL REQUISITES as related to the FDCPA/ FCRA/and or FCBA as
well as pertaining to Metro 2 data field formatted reporting standards. VIOLATIONS include ANY
DEFICIENCY of law OR LACK OF PROOF of COMPLIANCE fully to every single one even each any
and or all of the mandates required of you,Whether it is MENTIONED OR NOT . I would appreciate
and need your prompt response to this issue. Please be so kind as to forward me documentation
that you have had the unauthorized inquiry removed.
If you find that I am remiss, and you do have my authorization to inquire into my credit report,
then please send me proof of this.
I suspect you have a great desire to report ethically and lawfully and I implore for you PLEASE DO
SO NOW to return to mandated lawful federal compliance to accurate true complete and proven
reporting now!
Thanking you in advance,
My One and Only current First and Last name AND Street NUMBER and Street NAME along with my
current resident CITY and STATE, ANY OTHER INFORMATION reported I compel you to REMOVE
IMMEDIATELY as I do NOT AUTHORIZE you nor any entity to retain nor report ANY NOT REQUISITE
REPORTED INFORMATION or Personal Identifiers that are NOT CURRENT:
__NAME_ADDRESS__