__REPORT_NAME_PREFIX__ Report Number: __EXPERIAN_REPORT__

My One and Only current First and Last name AND Street NUMBER and Street NAME along with my current resident CITY and STATE, ANY OTHER INFORMATION reported I compel you to REMOVE IMMEDIATELY as I do NOT AUTHORIZE you nor any entity to retain nor report ANY NOT REQUISITE REPORTED INFORMATION or Personal Identifiers that are NOT CURRENT:
__NAME_ADDRESS__

TODAY IS __TODAY__

I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.

I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.

I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.

I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.

I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.

I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.

I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.

I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.

MY PERSONAL TRACKING NUMBER IS: __SOCIAL_SECURITY_NUMBER__

__ADDRESS__

RE: ILLEGALLY REPORTING ALLEGATION OF UNVERIFIABLE OR INACCURATE DATA!
Re:re: (LIST UP TO SIX TAX LIENS PER CHALLENGE LETTER)

To whom it might concern ,

(AND ADDITIONALLY HAS AUTHORITY TO MAKE REQUIRED CORRECTIONS TO RETURN TO FEDERALLY MANDATED COMPLIANCE AD WITH PROOF OF SAID COMPLIANCE),

PLEASE eradicate this misinformation that is misreported and NOT PROVEN compliant AS REPORTED BELOW AND HAS NO LAWFUL “STANDING”,the proceeding recorded must be eradicated.Of issue in my compliant is the ALLEGED COURT OF FEDERAL LIEN AND THE ALLEGED REFERENCE/CONFIRMATION NUMBER OR DESCRIPTION TAX LIEN INFORMATION DEFICIENT OF COMPLIANCE AND REQUIRES DELETED ASAP:

__RECORDS__

You are NOT AUTHORIZED to retain or report ANY INFRINGING claims that are NOT testimonial in their INDUBITABLE CERTIFICATE of FACTs to be adequately TRUE, ACCURATE, COMPLETE, TIMELY, and or precisely COMPLIANT to every single one even each any and or all of the REQUISITE and OBLIGATORY State (my STATE) and FEDERAL Laws that are applicable,REGARDLESS if or not the claimant alleges IGNORANCE or if they are WILLFUL in the DERELICT of the MANDATES which are being VIOLATED.As is MY RIGHTS per FEDERAL CONSUMER REPORTING LAWS, I here and NOW absolutely DEMAND that you COMPLETELY and ADEQUATELY make attestment in lawful composition by declaration of the PHYSICAL EVIDENCE being purely IRREFUTABLE in that all of the allegations are EXACTLY TRUE, CORRECT, COMPLETE, TIMELY, and or fully COMPLIANT in every and one even each any and or all of the aspects of any data, every NOTATION, all DATES, any balances/ calculations/ and or totals, every audit and accounting record ,each alleged invoice and receipt, the true current documented legal identifications,any required CRSA enacted Metro-2 regulated compliant format fielded 426-character P6 statement(s), the minimal Five (5) portioned Personal IDENTIFIERS, all segments of the decreed and unambiguously distinguishing 386 pieces of confirmation to collect, any and all fragments of the alpha-/ numeric-/ and or alphanumeric source code(s), the proper STATUS CODES and descriptions, as well as every single one even each any and or all of the facets demanded by my State and the FEDERAL laws, mentioned or not.PLEASE take notice that the IGNORANCE of a law is NOT LEGAL VINDICATION and certainly is NOT EXONERATION for any DELUSIVE CHICANERY,acted in ignorance or otherwise is not of a matter.Here TODAY and Now I compel you to RETURN and or retain obligatory compliance by annulment of all challenges items of infringement with immediate and complete DELETION of every and one even each any and or all of the derogatory remarks without any enablement of unjust and illegal prejudices versus me now or in the future.

PLEASE eradicate this misinformation that is misreported and NOT PROVEN compliant AS REPORTED BELOW AND HAS NO LAWFUL “STANDING”,the proceeding recorded must be eradicated.Of issue in my compliant is the ALLEGED COURT OF FEDERAL LIEN AND THE ALLEGED REFERENCE/CONFIRMATION NUMBER OR DESCRIPTION TAX LIEN INFORMATION DEFICIENT OF COMPLIANCE AND REQUIRES DELETED ASAP:

__RECORDS__

NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.

Per applicable decretals of criterion,specifically the IRS 810-14-1-.27 (Confidentiality Of Tax Returns And Tax Return Information), AND equally to 26 U.S. Code § 6103 - Confidentiality and disclosure of returns and return information. Per the aforementioned mandates, annunciation of taxpayer information is confidentially classified.Furthermore as being the FACT, it is clearly verboten to be discriminatorily retained or prejudicially reported on any taxpayer's credit report, whether in ignorance or in willful dereliction of obligations and or regulations matters not. You are hereby notified of your lawful necessitate and federal compulsion to expeditiously expunge every single one even each any and or all the iniquitously speculative yet thus far compliantly deficient or unsubstantiated charged avouchments from my credit report now.Your fallous incriminating allegation is not and cannot legally be certified physically that is is not either one or all of the following:

i) Inaccurate ii) Incorrect iii) Incomplete iv) Untimely v) Not of my ownership of responsibility Or not compliant to every single one even each any and or all of the related State and federal requisites,whether known or not or regardless if mentioned or not.It is unlawful to retain and or report any such compliance deficit information or any damaging devious claim(s) or subterfuge elsewise in defiance of the above mentioned sections to or versus me. and may be nefarious and as such also very actionable for statutory damages, actual damages, and punitive damages. See

FTC-FCRA-Opinion-Haynes-Sum-Public Records


attachment for proof that you are in violation of the law. Rectify this insulting and possibly criminal reporting as described above promptly as REQUIRED to return to federal compliance to Metro-2 compliance obligatory regulations enacted in part due to the CRSA as of March 2015. Adequately demonstrate that you have willfully participated in the just removal permanently from my files by sending me documented proof that you have indeed acted to delete this vile mis-reporting today,even right NOW do also in requisite to the below attached verbiage and image of the department of treasury letter concerning IRS OGDEN CONTROL NUMBER DP0402723 WHICH IN CLARITY DETAILS THAT YOU CAN NOT (NOR ANY ENTITY) EVEN ACCESS FEDERAL TAX LIEN ACCOUNT INFORMATION TO VERIFY ANY ALLEGATIONS OF SUCH, AS IS REQUIRED OF YOU TO DO TO CONTINUE TO REPORT UPON MY CHALLENGE.

IN FACT , THE REPORTING OF A TAXPAYER ALLEGED FEDERAL TAX LIEN MIGHT BE ACTUAL INDICATION OF ILLEGAL ENABLEMENT OF CRIMINAL IDENTITY THEFT OF A THIRD-PARTY EVEN POSSIBLY A REPORTING CREDIT REPORTING REPOSITORY SUCH AS YOURSELF.PLEASE FEEL FREE TO RESEARCH AND OR REVIEW THE LAWS MENTIONED AND OR ATTACHED TO VERIFY MY POSITION AND TO VALIDATE YOUR REQUIREMENT TO CEASE ANY AND ALL REPORTING ACTIONS RELATED TO A FEDERAL TAX LIEN. YOU ARE NOT AUTHORIZED TO RETAIN,REPORT MUCH LESS EVEN HAVE POSSESSION OF ANY SUCH INFORMATION AND ANY CLAIM OF SUCH IS AN INFRINGEMENT OF FEDERAL LAWS AND A VIOLATION OF MY CONSUMER AND CIVIL RIGHTS WHICH IS CERTAINLY SUCH TO PLACE ME IN POSITION OF ACTIONABLE SUIT VERSUS YOU AND OR CRIMINAL CHARGES ONTO YOU AND YOUR ORGANIZATION. REMEDY YOUR UNJUST AND ILLEGAL ACTIVITIES WITH YOUR IMMEDIATE REMOVAL FOREVERMORE BY PROMPT DELETION THEREBY ANNULLING THE ALLEGATIONS HERE FORWARD!

______________________________________________________ CLIENT FIRST AND LAST NAME ONLY (TYPED OR PRINTED) (DO NOT SIGNATURE THIS CHALLENGE LETTER)

OGDEN CONTROL NUMBER DP0402723 ****per THE IMAGE ATTACHMENT BELOW:



DEPARTMENT OF THE TREASURY INTERNAL REVENUE SERVICE WASHINGTON,D.C.
20224

APRIL 23 2004

J. HUMPHRIES,J.D. 501 KENNEDY BLVD E. TAMPA,FL 33602

DEAR MR. HUMPHRIES: THIS LETTER IS IN RESPONSE TO YOUR FREEDOM OF INFORMATION ACT (FOIA) REQUESTS DATED APRIL 2 2004, THAT WAS RECEIVED IN THE OGDEN DISCLOSURE OFFICE ON APRIL 5 2004. YOUR REQUEST WAS SUBSEQUENTLY TRANSFERRED TO THE MILWAUKEE DISCLOSURE OFFICE FOR PROCESSING AND WAS RECIEVED BY THIS OFFICE ON APRIL 13 2004. IN RESPONSE TO YOUR FIRST QUESTION, YOU ARE CORRECT THAT A CREDIT REPORTING AGENCY IS CONSIDERED A THIRD-PARTY REGARDING TAXPAYER ACCOUNTS.NO THIRD PARTY IS PERMITTED ACCESS TO TAXPAYER ACCOUNT INFORMATION WITHOUT A POWER OF ATTORNEY SIGNED BY THE TAXPAYER OR WITHOUT THE TAXPAYER IN THE DIRECT PRESENCE OF THE THIRD-PARTY.ONLY A VALID COURT ORDER CAN CIRCUMVENT THE PRIVACY OF A TAXPAYER ACCOUNT.

IN RESPONSE TO YOUR SECOND AND THIRD QUESTIONS, A THIRD PARTY DOES NOT HAVE ACCESS TO TAXPAYER ACCOUNT INFORMATION WITHOUT THE PERMISSION AS EXPLAINED ABOVE.YOUR SPECIFIC QUESTIONS WERE, “IS IT POSSIBLE FOR A CREDIT REPORTING AGENCY TO VERIFY THROUGH THE INTERNAL REVENUE SERVICE A NOTICE OF FEDERAL TAX LIEN WITHOUT THE PERMISSION OF THE ACCOUNT HOLDER? CAN A CREDIT REPORTING AGENCY VERIFY THE INFORMATION ON A NOTICE OF FEDERAL TAX LIEN SUCH AS TO ACCURACY, AMOUNT, EXISTENCE OF LIEN, LEGITIMACY, APPLICABILITY, IDENTITY, NAME, SOCIAL SECURITY NUMBER, ETC. ?” WITHOUT THE PERMISSION TO ACCESS OR DISCUSS THE ACCOUNT INFORMATION AS EXPLAINED ABOVE) A THIRD PARTY CANNOT VERIFY ANY INFORMATION IN A TAXPAYER ACCOUNT---INCLUDING THE EXISTENCE OF ANY NOTICE OF FEDERAL TAX LIENS---UNLESS THE THIRD PARTY MISREPRESENTS THEMSELVES AS THE TAXPAYER. ALL SUCH INFORMATION WOULD BE BEYOND THE REACH OF THE THIRD PARTY AND HENCE IMPOSSIBLE TO VERIFY LEGALLY WITHOUT EITHER PERMISSION (e.g. POWER OF ATTORNEY) OR A COURT ORDER. IF YOU HAVE ANY QUESTIONS REGARDING THE CORRESPONDENCE, PLEASE WRITE US AT INTERNAL REVENUE SERVICE,DISCLOSURE OFFICE,MAIL STOP 7000MIL, MILWAUKEE, WI 53203-2221 OR CONTACT (414) 297-3427. AN OGDEN CONTROL NUMBER HAS BEEN ASSIGNED AS DP0402723 (801)B620-7620.

IF YOU HAVE EVIDENCE THAT ANY THIRD PARTY, INCLUDING A CREDIT REPORTING AGENCY,IS GAINING ACCESS TO TAXPAYER ACCOUNT INFORMATION WITHOUT PERMISSION PLEASE REPORT THIS TO THE INTERNAL REVENUE SERVICE CRIMINAL INVESTIGATION INFORMANT HOTLINE BY CALLING TOLL-FREE: 1-800-829-0433. IN ADDITION,IF ANY TAXPAYER ACCOUNT INFORMATION WAS OBTAINED BY THE MISUSE OF THE MEANS OF IDENTIFICATION OF THE TAXPAYER,PLEASE CONTACT: IDENTITY THEFT CLEARINGHOUSE, FEDERAL TRADE COMMISSION, 600 PENNSYLVANIA AVENUE, NW, WASHINGTON, D.C. 20600

OGDEN CONTROL NUMBER DP0402723

YET Again, I compel you to return to state and federal reporting compliance with your immediate abandonment of this unlawfully retained information obviously unfounded in standing.

PLEASE eradicate this misinformation that is misreported and NOT PROVEN compliant AS REPORTED BELOW AND HAS NO LAWFUL “STANDING”,the proceeding recorded must be eradicated.Of issue in my compliant is the ALLEGED COURT OF FEDERAL LIEN AND THE ALLEGED REFERENCE/CONFIRMATION NUMBER OR DESCRIPTION TAX LIEN INFORMATION DEFICIENT OF COMPLIANCE AND REQUIRES DELETED ASAP:

__RECORDS__

The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully complete 426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL IDENTIFIERS to which databasing of alleged tradeline information occurs.Per CRSA,auto-populating ANY data field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is automatic call for deletion due to any and all repeating entry as NULL and VOID.Moreover,the regulatory obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that absolutely accurately and completely includes ALL of the account of allegation(s) specifics!Must be performed in a REAL-TIME browser LOCKDOWN to be lawful.Per CRSA implementation,if a data furnisher fails to respond within20 calendar days,e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being Phase III of the Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or accepted by CRAa.Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit shuffling to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by any consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the minimal five(5) portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation CERTIFIED.
Further,this qualifying certification can be REVOLVED by CONSUMER COMPLAINTS per the NYAG Signing Statement.I repeat, to lawfully retain and or report any claim of information,be it an account or any aspect of such,the must be irrefutable fullness in the truth of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of reporting and of the reported allegations, undoubtable ownership, irrefutable responsibility of adverse claims,and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA enacted CDIA Metro 2 data field formatted reporting regulatory standards and obligations to include the 81-month time relevance of account reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL IDENTIFIERS.Further lawful reporting demands that the regulatory compliance rules are applied EVENLY and thoroughly from data provider to consumer credit reporting repository.Accuracy and completeness of all of any and all information,particularly derogatory consumer information,must abide by every and one of current MY state’s reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE standards due to the implementation of the Credit Reporting Settlement Agreement (CRSA.)

AGAIN I ask, Is the Personal Identifier information alleged in the reported 426-character P-SEGMENT true,correct, and complete to standards of CERTIFIED METRO 2 COMPLIANCE?

Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the claimed reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any and all of the adversary derogatory accusations injuring me immediately,TODAY even NOW and HERE!

Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this declaration would compel me to consult my consumer complaint lawfully to the members of the NCRWG,as undoubtedly reporting not only must be true,timely,and accurate but also in its COMPLETENESS of DATA ENTRY presented to any entity INCLUDING all consumer reporting repositories.

Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for this updated report. I also request that you please send notices of corrections to anyone who received my credit report in the past six months.

Thank you for your time and help in this matter.

Sincerely,

My One and Only current First and Last name AND Street NUMBER and Street NAME along with my current resident CITY and STATE, ANY OTHER INFORMATION reported I compel you to REMOVE IMMEDIATELY as I do NOT AUTHORIZE you nor any entity to retain nor report ANY NOT REQUISITE REPORTED INFORMATION or Personal Identifiers that are NOT CURRENT:

__NAME_ADDRESS__

P.s. My NEXT letter will be a notification of my LOITS!So you no need for a legal dictionary, a LOITS notice is a Letter Of Intent To Suit! You BEST be PROVEN COMPLIANT to ALL requirements and standards of FCRA COMPLIANCE and also of the implemented CRSA enacted CDIA implemented Metro2 Compliance mandates as well. I will demand verification that each employee at your firm which MIGHT have seen or conducted any business on the file you allege mine has been properly trained by a certified and qualified instructor of the Metro 2 data field formatted reporting standards. I am NOT shy in detailing my DOUBTS you can withstand the requisites to survive a court hearing versus me as I leverage your DEFICIENCIES for a slew of victories being awarded a minimum of $1000PER VIOLATION PER TIME,and there certainly appears to be a bucket full.So,let’s do this! Anything OTHER than your letter describing to me that you have already begun or completed the annulment of these unproven claims versus me and have eradicated ENTIRELY any and all aspects of records of what you allege being mine (yeah!) will IMMEDIATE compel me to assume your hostile to my demands of proper reporting and I will assume that your ignorance of appropriate and adequate duties are willful and intentionally injurious. Being such, civil suits are obvious however criminal charges are not out the question, particularly if your chichanary led subterfuge brings forth or allows for damages versus me including fraud and or identity theft due to your willful enablement of it. Impositive I could convince a court of your liabilities to me. WHAT SAY YOU?



__START1__ Evidence of my Proof of identification

Evidence of my Proof of identification


__END1__ __START2__ Proof of residence or mailing address

Proof of residence or mailing address


__END2__ __START3__ Proof of social security number

Proof of social security number

__END3__ __START4__ Copy of COLLECTION/CHARGE OFF item(s) under challenge as reported on your credit reporting agency’s reports

Copy of COLLECTION/CHARGE OFF item(s) under challenge as reported on your credit reporting agency’s reports

__END4__