CRA REPORT #__CRA_REPORT__
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows
__FIRST_NAME__, __LAST_NAME__ __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__
TODAY IS : __TODAY__
****To begin, I would like to ensure you have and ONLY RETAIN
current, TRUE, CORRECT, COMPLETE,and MANDATED REPORTED information per FCRA
regulations,any and all others I DEMAND,as is my lawful RIGHT(s) to do so,that you annul and and all
deficient of any condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information
now or ever,please review and ENSURE your adequate and full accordance to the laws upon which govern
your practice of reporting consumer credit profiles.
(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or
aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate
AUTHORITY to retain much less report without infringing my consumer rights.
(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER
ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate
AUTHORITY to retain much less report without infringing my consumer rights
(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or
reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less
report without infringing my consumer rights.
(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
much less report without infringing my consumer rights.
(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
much less report without infringing my consumer rights.
(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if
ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without
infringing my consumer rights.
(g)I do NOT have any requisite spouses/ roommates/ co-applicants
and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE
NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my
consumer rights.
(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
much less report without infringing my consumer right
MY PERSONAL 20-digit TRACKING NUMBER IS : __PERSONAL_TRACKING_NUMBER__
Credit Bureau & Credit Bureau ADDRESS per Credit Report EXACTLY as displayed:
__credit_bureau_name_address__
RE:
ATTENTIVELY REVIEW my formal writ composed DECLARATION of Not Proven Compliant Misinformation
that is all or in part: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS,
TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory
and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any
all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and
COMPLIANT METRO 2 data field formatted reporting!To be clear,you are mandated by laws to eliminate every
notation and or aspect of any and all derogatory and adversary items from any and all alleged claims still yet unproven to
be true, correct, complete, timely, documented as being mine,testimonial to be of my responsibility,with FCRA
compliance,andor CRSA CDIA Metro 2 COMPLIANT reporting.FEDERAL laws dictate that any and all derogatory or
potentially injurious reporting MUST be all of the aforementioned and can NOT BE ASSUMED without undoubted
CERTIFIABLE testimonial of FACTs ensuring the physically verifiability of the CONFIRMED manual validation of any
item upon a consumer complaint,such as is this notice here and now.Please RETURN to or retain federally lawful
reporting with your unwavering and unconditional annulment of every single one even each any and or all of the
allegations accused of me deficient of physical evidence to every and all
aspects of said claims,be them true or not.
To whom it might concern ,
I am writing to lodge an officially declared consumer complaint challenging the allegations of
derogatory notations and or accounts reported versus me deficient of any evidence that they
are fully true, accurate,complete,timely,of my ownership,of my responsibility, FCRA
compliant, Compliant to my State’s consumer credit reporting mandates, Compliant to the
federally requisite Metro 2 format, not of a fraudulent (charge or debit) , or PROVEN
irrefutably by verifiable physical document testimony to all aspects of facts as REQUIRED by
reporting regulations so DELETE entirely here and now all uncertified claims adversary to me.
With the recent Equifax Breach of July 2017, I nor anyoe can be confident that the data at any
time is fully TRUE, CORRECT, COMPLETE, of a KNOWN OWNERSHIP, of a documented and
factual responsibility or else wise undoubted in its full compliance WITHOUT TRUE AND
UNWAVERING TESTIMONIAL CERTIFICATE attesting to fact of EVERY ASPECT of reporting.
Might I am a victim of identity theft, certainly I assume you would want to and be REQUIRED
to assist me in removal of any and all information NOT absolute in its PROVEN COMPLIANCE,
TRUTH, CORRECTNESS, COMPLETENESS as reported and CERTIFIED COMPLIANCE
elsewise. I have no claim to have made these actions of derogatory nature reported versus
me and as such I enact my CONSUMER AND CIVIL RIGHT to compel you to FULLY
ERADICATE any and all such information that I do not here and now accept as being true,
correct, complete,timely, mine, my responsibility, or else wise PROVEN COMPLIANT. I have
no choice but to request that YOU PRESENT IRREFUTABLE PROOF that each and all aspects
of any and all claims of adversary or derogatory remarks versus me be IMMEDIATELY
BLOCKED for reported and DELETED thereafter for all time. FEDERAL LAWS detail you have
but FOUR(4) days to do this upon my written composition and detailing of any one or more
items of reporting that I suspect to be of a fraudulent action, as the result of identity theft, or
else wise deficient of proper document certificate of COMPLIANT true and completely correct
reporting. The MANDATE is CLEAR as to MY RIGHTS to DEMAND this and also IRREFUTABLE
in YOUR REQUIREMENT in BLOCKING the invalid mis-reported misinformation as a result of
any one or more of the negative actions mentioned throughout this consumer compliant. I am
requesting that the every single one even each any and or all derogatory or adverary aspects
reported versus me be eradicated today, even right NOW!
Please investigate this matter and correct the not true, not correct, not complete, not timely,
of not my ownership, of not my responsibility, not proven metro 2 format compliant, of a
mixed file , as a result of identity theft ad or fraudulent acts as soon as possible.
FCRA § 605B (15 U.S.C. § 1681c-2)
(a) Block. Except as otherwise provided in this section, a consumer reporting agency shall
block the reporting of any information in the file of a consumer that the consumer identifies as
information that resulted from an alleged identity theft, not later than 4
business days after the date of receipt by such agency
of—
(1) appropriate proof of the identity of the consumer;
(2) a copy of an identity theft report;
(3) the identification of such information by the consumer; and
(4) a statement by the consumer that the information is not information relating to any
(b) Notification. A consumer reporting agency shall promptly notify the furnisher of
information identified by the consumer under subsection (a) of this section—
(1) that the information may be a result of identity theft;
(2) that an identity theft report has been filed;
(3) that a block has been requested under this section; and
(4) of the effective dates of the block.
In addition, pursuant to FACTA, as a potential victim of fraud and or identity theft, and most
certainly as a VICTIM of EQUIFAX’s ill-fated mishandling of my consumer information to
INCLUDE NAME, DATE OF BIRTH, SOCIAL SECURITY NUMBER, ADDRESSES, EDUCATION,
EMPLOYMENT , TELEPHONE NUMBERS, ACCOUNTS and even ACCOUNT NUMBERS in full, I
am DEMANDING LAWFULLY that you provide me with copies of any and all applications and
business transaction records related to any and all of the allegations of adversary and or
derogatory events (be it accounts or be it allegations of associated inquiries) to include any
of the NOT YET PHYSICALLY PROVEN by testimonial CERTIFICATE of FACT to be fully TRUE,
CORRECT,and COMPLETE COMPLIANT data and NOT a result of identity theft and or
fraudulent account(s) and or mixed and or merged accounts. FCRA and Metro 2 COMPLIANCE
mandates all claims UNDOUBTED and CERTIFIED as such, any that is deficient MUST BE
DELETED upon a consumer notification as to such. THIS IS MY NOTIFICATION that you ARE
UNLAWFULLY reporting ILLEGALLY INJURING mis-information unfairly.
Please note yet AGAIN that this subsequent notice serves as my official writ compelling of
you in lawful request in ultimatum previous to my proceeding civil contention in litigational
suit per each the requisite reporting statutes and mandated compliance to proven certified
facts of document all data is fully true, accurate, complete, and exacting to precise sequential
Metro 2 format reporting standards of adequate practice. FCRA 616 and FCRA 617 will allot
me grand monetary resolution as result of your continued deficiency of reporting MANDATED
PROVEN CERTIFICATED compliant reporting,regardless if your OBVIOUS and severely
deficient lawful standing is related to illegal and unethical willful disregard and or if as a result
of unwitted ignorance. No entity can legally be relieved of duty for reliable and responsible
requisite reporting so RETURN TO or RETAIN lawful testimonial compliance with your timely
adjustments as I detail here in this notarized consumer complaint challenge of the chicanery
and subterfuge so noted in this declaration.
The not proven compliant, unverified, possibly fraudulent items listed below remain on my credit report in violation of my state’s reporting regulations and all Federal reporting Laws I am aware of. You are required under at least the FCRA to have a copy of the original creditors documentation on file to verify that this information is irrefutable and certified by document testimony to be fully valid, true, complete,compliant, mine and correct. In the results of your first investigation, you stated in writing that you “verified” that these items are being “reported correctly” ? Who exactly verified these accounts? Who exactly validated the CERTIFIED AUDs of these alleged accounts? Who exactly gives testimony to the EXACTNESS of irrefutable perfect metro 2 format compliance for these accounts? BEYOND your OBVIOUS failures to display proper certificate of testimonial FACTS to reports being fully true, accurate, complete, timely, of documented ownership,of documented responsibility, or elsewise completely COMPLIANT, you have NOT provided me a copy of ANY original documentation required under Section 609 (a)(1)(A) & Section 611 (a)(1)(A) ( a consumer contract with my signature on it ) and under Section 611 (5)(A) of the FCRA – you are required to “…promptly DELETE all information which cannot be verified” or elsewise CERTIFIED UNDOUBTEDLY to any aspect of the above mentioned criteria for requisite reporting of any consumer adversary notation(s).The law is very clear as to the Civil liability and the remedy available to me for “negligent noncompliance” (Section 617)(Section 617) if you fail to comply.I am a litigious consumer and fully intend on pursuing litigation in this matter to enforce my rights under the FCRA I demand the following accounts be verified as to being validly CERTIFICATED , as required, to being fully TRUE, CORRECT, COMPLETE, of my documented ownership, of my undoubted responsibility, FCRA compliant and of irrefutably exactly precise Metro 2 data field format COMPLIANT or else ERADICATE any and all aspects of alleged adversary and or derogatory notations.Each of the following below listed NOT COMPLIANT claims are deficient of STANDING or reporting merit!Per my state law and federal obligatory regulations,legally each item of misinformation and or misreporting MUST be removed immediately, here and now,clearly there is NO STANDARD that eradicates liabilities for any entity failing to do so,willfully or in ignorance.Below are the accounts in question: Creditor(s) alleging the negative item(s) and alleged account number(s) and or description(s) of the NOT PROVEN CURRENT,TRUE, ACCURATE, COMPLETE, TIMELY, MINE,MY RESPONSIBILITY, and or elsewise lawfully adequate for ethical reporting:
__ALLEGED_ACCOUNT_DESC__
Thank You,
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows
__FIRST_NAME__, __LAST_NAME__ __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__
IN WITNESS WHEREOF, the said party has signed and sealed these presents the day
and year first above written.
Signed, sealed and delivered in the presence of:
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows
__FIRST_NAME__, __LAST_NAME__ __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__
STATE OF
COUNTY OF
I HEREBY CERTIFY that on this day before me, an officer duly qualified to take
acknowledgments, personally appeared →>>
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows
__FIRST_NAME__, __LAST_NAME__ __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__
who is personally known to me or who has produced a social security card and a state issued
photo identification as identification and who executed the foregoing instrument and he/she
acknowledged before me that he/she executed the same.
WITNESS my hand and official seal in the County and State aforesaid this __DAY__ day of __MONTH__, __YEAR__.
___________________________________
Notary Public
Printed Name:
My commission expires:
Again, PLEASE SEE COPIES OF SSN AND PHOTO ID BELOW: