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<!-- Main content -->
<section class="content">
<div class="row">
<!-- right column -->
<div class="col-md-12">
<!-- Horizontal Form -->
<div class="box box-info">
<div class="box-header with-border">
<h3 class="box-title"> Enter Your Information Below</h3>
</div>
<!-- /.box-header -->
<!-- form start -->
<form enctype="multipart/form-data" id="inputformId" class="form-horizontal rtg-charge-off-form" method="post" action="__SERVER_URL__webroot/V3.0/RTG-WAVE-3.4-CHARGE-OFFS-Letter-1-COLLECTOR-CREDITOR-of-COFF.php">
<div class="box-body">
<div class="row">
<!-- right column -->
<div class="col-md-10">
<div class="form-group">
<label class="col-sm-6 control-label">PLEASE SELECT</label>
<div class="col-sm-6">
<select id="client-contact-id" name="select" class="form-control">
</select>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">FIRST NAME</label>
<div class="col-sm-6">
<input type="text" name="first_name" id="first_name" class="form-control" required>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">LAST NAME</label>
<div class="col-sm-6">
<input type="text" name="last_name" id="last_name" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">STREET NO</label>
<div class="col-sm-6">
<input type="text" name="street_no" id="street_no" class="form-control" required>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">STREET NAME</label>
<div class="col-sm-6">
<input type="text" name="street_name" id="street_name" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">CITY</label>
<div class="col-sm-6">
<input type="text" name="city" id="city" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">STATE</label>
<div class="col-sm-6">
<input type="text" name="state" id="state" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">CREDITOR & ADDRESS</label>
<div class="col-sm-6">
<textarea name="credit_bureau_name_address" id="credit_bureau_address" class="form-control negative-creditor rtg-make-empty-field" rows="3" cols="47" required></textarea>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">Sincerely</label>
<div class="col-sm-6">
<input type="text" name="sincerely" id="sincerely" class="form-control" required >
</div>
</div>
<div class="form-group negative-modal-area">
<label class="col-sm-6 control-label">Alleged creditor reporting UNPROVEN to be compliant chargeoff:</label>
<div class="col-sm-6">
<textarea type="text" name="alleged_account" class="form-control creditor-name" ></textarea>
</div>
</div>
<div class="form-group negative-modal-area">
<label class="col-sm-6 control-label">Alleged account number/description UNPROVEN to be compliant chargeoff:</label>
<div class="col-sm-6">
<textarea type="text" name="alleged_account_desc" class="form-control creditor-account-only
" ></textarea>
</div>
</div>
<!--for uploading media-->
<!-- <div class="form-group" id="uploadSection" style="display:none;">
<div class="col-sm-3 col-sm-offset-5">
<button type="button" class="btn btn-primary" data-toggle="modal" data-target=".media-upload-modal-lg">Upload Media</button>
<div class="modal fade media-upload-modal-lg" tabindex="-1" role="dialog" aria-labelledby="myLargeModalLabel">
<div class="modal-dialog modal-lg" role="document">
<div class="modal-content">
<div class="modal-header">
<button type="button" class="close" data-dismiss="modal" aria-label="Close"><span aria-hidden="true">&times;</span></button>
<h4 class="modal-title" id="gridSystemModalLabel">Upload Media</h4>
</div>
<div class="modal-body" id="uploadMediaSection">
</div>
</div>
</div>
</div>
</div>
</div>-->
<!-- <div class="form-group ">
<label class="col-sm-6 control-label">Evidence of my Proof of identification<br/>(PNG, JPG,BMP etc. )</label>
<input type="hidden" value="" name="clientId" id="clientId" class="form-control" >
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image1" id="image1" class="form-control" >
<input type="hidden" value="" name="image1" id="image1new" class="form-control" >
<span class="help-block text-center">
<input name="image1" id="image1-old" type="hidden" class="form-control">
<img id="image1-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label1"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image1');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Proof of residence or mailing address<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image2" id="image2" class="form-control" >
<input type="hidden" value="" name="image2" id="image2new" class="form-control" >
<span class="help-block text-center">
<input name="image2" id="image2-old" type="hidden" class="form-control">
<img id="image2-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label2"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image2');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Proof of social security number<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image3" id="image3" class="form-control" >
<input type="hidden" value="" name="image3" id="image3new" class="form-control" >
<span class="help-block text-center">
<input name="image3" value="" id="image3-old" type="hidden" class="form-control">
<img id="image3-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label3"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image3');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Copy of State Photo ID<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image4" id="image4" class="form-control" >
<input type="hidden" value="" name="image4" id="image4new" class="form-control" >
<span class="help-block text-center">
<img id="image4-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label4"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image4');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Your Notarized Letter/form Here(if needed)<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image5" id="image5" class="form-control" >
<input type="hidden" value="" name="image5" id="image5new" class="form-control" >
<span class="help-block text-center">
<img id="image5-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label5"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image5');" data-id="4">Clear</a></label>
</div>
</div> -->
<div class="form-group">
<div class="col-sm-offset-5 col-sm-4">
<button type="button" id="resetForm" class="btn btn-info pull-left">Reset</button>
<button type="submit" class="btn btn-info pull-right">Generate PDF</button>
</div>
</div>
</div>
<div class="col-md-2" style="padding-left:0px;padding-top: 3px;">
<img style="margin-left:0px; height:30px; width:30px;" id="client-contact-loading-img" class="rtg-loading-img" src="__SERVER_URL__webroot/loading/loading.gif" alt="">
</div>
</div>
</div>
<!-- /.box-body -->
<div class="box-footer"></div>
<!-- /.box-footer -->
</form>
</div>
<!-- /.box -->
</div>
<!--/.col (right) -->
</div>
<!-- /.row -->
</section>
<!-- /.content -->

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<?php
require("../functions.php");
require("creditor_addresses.php");
// Define variables for file names
$pdf_name = "RTG-WAVE-3.4-CHARGE-OFFS-Letter-1-COLLECTOR-CREDITOR-of-COFF.pdf";
$html_format_name = "RTG-WAVE-3.4-CHARGE-OFFS-Letter-1-COLLECTOR-CREDITOR-of-COFF_FORMAT.html";
//collect required POST form's input
//$cra_report = $_POST["cra_report"];
$cra_report = 1;
$first_name = $_POST["first_name"];
$last_name = $_POST["last_name"];
$street_no = $_POST["street_no"];
$street_name = $_POST["street_name"];
$city = $_POST["city"];
$state = $_POST["state"];
$personal_tracking_number = getPersonalTrackingNumber();//$_POST["personal_tracking_number"];
$credit_bureau_name_address = nl2br($_POST["credit_bureau_name_address"]);
$sincerely = $_POST["sincerely"];
$alleged_account = isset($_POST["alleged_account"]) ? nl2br($_POST["alleged_account"]) : "";
$alleged_account_desc = isset($_POST["alleged_account_desc"]) ? nl2br($_POST["alleged_account_desc"]) : "";
$report_file_name = $_POST["report_type"];
// if($report_file_name == "1"){
// $report_name_prefix = "Experian";
// $credit_bureau_name_address = getExperianAddress();
// } else if($report_file_name == "2"){
// $report_name_prefix = "Equifax Confirmation";
// $credit_bureau_name_address = getEquifaxAddress();
// } else if($report_file_name == "3"){
// $report_name_prefix = "TransUnion File";
// $credit_bureau_name_address = getTransUnionAddress();
// } else if($report_file_name == "0"){
// $report_name_prefix = "";
// $credit_bureau_name_address = '<table style="width:100%"><tr><td>'.nl2br($_POST["credit_bureau_name_address"]).'</td></tr></table>';
// }
// the unique pdf filename which will be saved on server
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
if(isset($cra_report)){
//get html content from pre defined format
$today = date("d M, Y");
$html = file_get_contents($html_format_name);
//echo $html;exit;
if(empty($_POST["clientId"])){
$varList = array(
// '__CRA_REPORT__',
'__FIRST_NAME__',
'__LAST_NAME__',
'__STREET_NO__',
'__STREET_NAME__',
'__CITY__',
'__STATE__',
'__TODAY__',
//'__PERSONAL_TRACKING_NUMBER__',
'__credit_bureau_name_address__',
//'__sincerely__',
'__ALLEGED_ACCOUNT__',
'__ALLEGED_ACCOUNT_DESC__'
);
$valueList = array(
// $cra_report,
setTextHightlight($first_name),
setTextHightlight($last_name),
setTextHightlight($street_no),
setTextHightlight($street_name),
setTextHightlight($city),
setTextHightlight($state),
$today,
//$personal_tracking_number,
$credit_bureau_name_address,
//$sincerely,
$alleged_account,
$alleged_account_desc
);
require("../common_file.php");
}
} else {
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."RTG-WAVE-3.4-CHARGE-OFFS-Letter-1.html";
header("Location:".$url);
}
?>

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<div style="font-family: Times,serif;">
<p>
<span style="font-size: 14px;">
My One and Only current First and Last name AND Street NUMBER and Street NAME along with my<br/>
current resident CITY and STATE, ANY OTHER INFORMATION reported I compel you to REMOVE<br/>
IMMEDIATELY as I do NOT AUTHORIZE you nor any entity to retain nor report ANY NOT REQUISITE<br/>
REPORTED INFORMATION or Personal Identifiers that are NOT CURRENT:<br/>
</span>
<span style="background-color: yellow;">
__FIRST_NAME__, __LAST_NAME__ __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__<br/>
</span>
</p>
<p>
<span>Today is : </span><span style="background-color: yellow;">__TODAY__</span><br/><br/>
</p>
<p>
<span style="font-size: 14;">To: Your REPORTED Creditor/Collector NAME and ADDRESS is exactly:<br/></span>
</p>
<p>
<span style="background-color: yellow;">
__credit_bureau_name_address__
</span>
</p>
<p>
<span style="font-weight: bold;font-size: 24;text-decoration: underline;">
To Whom It May Concern:
</span>
</p>
<p style="font-weight: bold;font-size: 13;text-align: justify;width: 100%;">
Please DELETE TODAY, here and now even, the allegations of charge off by the creditor claiming account
number/description below: <br/>
</p>
<p> <span style="font-weight: bold;font-size: 13;">
Alleged creditor reporting UNPROVEN to be compliant chargeoff: <br/>
</span></p>
<p>
<span style="background-color: yellow;">
__ALLEGED_ACCOUNT__
</span>
</p>
<p> <span style="font-weight: bold;font-size: 13;">
Alleged account number/description f UNPROVEN to be compliant chargeoff:<br/>
</span></p>
<p>
<span style="background-color: yellow;">
__ALLEGED_ACCOUNT_DESC__
</span>
</p>
<p style="font-size: 14;text-align: justify;width: 100%;">
I am making official writ notice to you today,even right now and right here in a civilly recognized
certified declaration of composed challenge as I,in my rights to do such,compel or even adamantly
demand for your requisite check to ensure you are performing complaint reporting, the compliance of
what you are reporting and the compliance of how these allegations are being mysteriously reported by
whom you transferred this certain injurious or even illegal damning allegations that are to date severely
deficient of adequate proof to be fully all: (1) true, (2)fully correct, (3)fully complete, (4)within federal
timeliness,and (5)to be of my lawful ownership of responsibility (6)as well as in agreement to every and
one even each any and or all of the mandates/ obligations/regulations/and laws of my state as well as any
and all pertinent federal laws, whether noted here or not regardless of your willful disregard of or the
ignorance thereof. This letter is in part due to possibly even an response to the likely infringing
communications I received from a collector representing your agency very recently, beit a phone
call/fax/mail or otherwise matters not since the requisite laws were not obliged by.In this horrendous
communication, your collector attempted , illegally mind you,to forcibly informed me that I insanely
owed YOU an alleged debt (see enclosed). Upon reaching out to your collector in reply guardedly mind
you,within my legal rights to do so, I questioned the collector regarding your rights to pursue this
unproven and infringing accusation, I was stubbornly and overbearingly yet curtly informed that YOUR
FIRM'S policy DID NOT permit any validation of the information regarding this or any alleged debt and
it was your firm's policy to NOT provide detailed account records to ANY debtor.I AM IN MY RIGHTS
TO ABSOLUTELY REQUEST THAT YOU PLEASE VERIFY AND VALIDATE PHYSICALLY
EVERY AND ONE EVEN EACH ANY AND OR ALL OF THE CLAIMS OF THIS ALLEGED YET
UNPROVEN TO BE MY RESPONSIBILITY OR FAULT.DEMONSTRATE READILY AND TIMELY
THE PRECISE CONFIRMING FACTS OF THE ALLEGED ACCOUNT INCLUDING EVERY
SINGLE ONE EVEN EACH ANY AND OR ALL OF ITS ARTICLE ASPECTS.BY FEDERAL
LAWS,YOU MUST WILLFULLY AND PROMPTLY DELETE TODAY EVEN RIGHT NOW THIS
DEFICIENT REPORTING OR ELSE PRESENT TO ME TRUE DOCUMENTED CERTIFICATE
PROOF OF ALL DATA, EVERY NOTATION, DATE, BALANCE, CALCULATION, AUDIT,
PERSONAL IDENTIFIER, EACH OF THE REQUISITE 426-CHARACTERS OF THE EXACT AND
FULLY COMPLIANT P6 STATEMENT, ANY ALPHA-/ NUMERIC-/ AND OR ALPHANUMERIC
SOURCE CODE DECIDING THE LEFTNESS OR RIGHTNESS STATES,AND EVEN EVERY
ASPECT OF THE MANDATED 386 PIECES OF CONFIRMATION TO COLLECTION.<br/><br/>
I have clearly indicated or even demanded to correspond to someone with appropriate authority, should it
be a phone call the with a supervisor.YET I HAVE NOT been allowed such communication. I take that,
as would anyone in my circumstance I assume, that your collector is trying to make me convinced that a
person or adequate authority or even a lowly supervisor is or was unavailable .Worse, without satisfying
any of the mandated requirements, it seems as if you are continuing efforts in non-compliance to make me
believe I should or must pay the unproven debt or if in defiance I might face being sued by your firm. In
past and I am certain should I do such with your firm as well, whenever I informed or do conversationally
inform YOUR collector that I was or am in process to start a recording of the totally eradicate of common
standards and mis behavioristic ,at best descriptions, conversation I was or your collector will hang up or
hung up on me.Infringing claims that are not testimonial in its indubitable certificate to be adequately
true, accurate, complete, timely and or compliant to every and one even each any and or all of the
requisite and obligatory State (mine) and or Federal laws that are applicable,regardless if claimant alleges
ignorance or is willful in their derelict of the mandates violated.Per my RIGHTS to do so,I demand that
you adequately ATTEST in lawful composition to every single and one even each any and or all of the
data,every notation, the dates and balances,calculations and audits,accounting records and assure even the
documented identities,the required CRSA enacted Metro-2 426-character format fielded P6
statement(s),at least the minimal five (5) portioned personal identifiers, authentic unabbreviated alpha-/
numeric-/ and or alphanumeric source code(s),respective corresponding and specific 386 pieces of
confirmation to collect, any and every particular status code and description,as well as every single and
one even each any and or all of the facets demanded by my State and or Federal, mentioned or not.Take
note that the Ignorance of laws is not lawfully vindication nor exoneration from delusive chicanery,acted
in ignorance or otherwise matters not.To return to or retain required compliance,delete every and one
even each any and or all of the derogatory remarks today ,even now!I tell you the truth,to this I have made
myself aware of my rights and what actions I might seek in reactions to being treated as a lame duck and
or threatened with scandalously deplorable legal actions by your representative or any others, I know to
know ensure I have quickly a need to contact the United States CONSUMER FINANCIAL
PROTECTION BUREAU; I know I am in need to ensure that I speak or make notice to understanding of
the laws and my rights representative who will make certain that I am or have always been forwarded to
an appropriate leveled authority figure,maybe even just a supervisor who will or each time in the previous
made clear as it is or was being pointed out that, indeed, YOUR Firm IS REQUIRED BY THE FDCPA
and the Credit Reporting Bureau Settlement agreement to PROVIDE every single one even each any and
or all of the FOLLOWING information to any debtor,including myself, that your firm is pursuing,whether
rightfully so or in denial of laws. Additionally, my extensive researches into this matter have detailed to
me very assertively that literally any good attorney knowledgeable on credit , finance , and or every and
one even each any and or all of the consumer rights laws has confirmed to me that most definitely your
FIRM is compelled by ethics, morality, and even TORT laws precedent to provide this information or
face a lawsuit to deliver to me adequate monetary justice and satisfaction of remedying annulment of
every and one even each any and or all of your untruths, inaccuracies, untimely claims, incomplete
allegations, and or all other unproven mine or not fully compliant reportings :
</p>
<p style="font-weight: bold;">
<span style="font-size: 16;">
Haddad v. Alexander, Zelmanski, Danner & Fioritto, PLLC, --- F. 3d --- (6th <br/>
Cir. 2014), 2014 WL 3440174 (6th Cir. Mich. 2014). <br/><br/>
Please supply the following </span><span style="font-size: 20;"> Requisite Checks for Regulatory <br/>
Compliance </span> <span style="font-size: 16;"> information in complete detail: <br/>
</span>
</p>
<p style="font-size: 14;text-align: justify;width: 100%;">
a)Is your firm currently Metro 2 compliant in its credit bureau reporting procedures (if not please provide
a signed declaration and waiver memorandum you have filed with the credit bureau or credit bureau
reporting service that details the full process and steps your firm is under taking to become Metro2
compliant)?<br/><br/>
b)I would like more information about your firm before I discuss the debt with you. Does your firm have
a debt collection license from my state? If not, say why not. If so, provide the date of the license, the
name on the license, the license number, and the name, address and telephone number of the state agency
issuing the license.<br/><br/>
c)If you fail to provide any of the information or documentation I have asked for, please say why. If you
do not provide it, and do not adequately explain why, I will understand that you are unable to confirm or
document your claims.<br/><br/>
d)If you are contacting me from a place outside my state, does your firm have a debt collection license
from that place? If so, provide the date of the license, the name on the license, the license number, and the
name, address and telephone number of the state agency issuing the license.<br/><br/>
e)In addition, please provide a COMPLETE (Metro 1 or Metro 2) snapshot of the debt report you have
provided to the CRAs (including a full P-segment trailing segment of the report)?<br/><br/>
f)Does your firm participate or utilize any type of ACDV (Automated Credit Dispute Verification)
software or system?<br/><br/>
g)Provide a SIGNED notice of Compliance with regulatory measures as required by both the CFPB and
the Credit Bureau Settlement Agreement (signed by your compliance officer, validating this DEBT and
including the the name, title, and License number for the reviewing officer)?<br/><br/>
h)As a requirement of the Credit Bureau and the CFPB debt validation requirement, please detail your
firms process of verification and validation for each disputed credit item (also include the name, title, and
License number for the reviewing officer)?<br/><br/>
i)If this debt started with a different creditor, provide the name and address of the original creditor, the
account number used by that creditor, and the amount owed to that creditor at the time it was transferred.
When you identify the original creditor, please provide any other name by which I might know them, if
that is different from the official name. In addition, tell me when the current creditor obtained the debt
and who the current creditor obtained it from. <<<--->>>If you are asking that I pay a debt that somebody
else is or was required to pay, identify that person. Provide verification and documentation about why this
is a debt that I am required to pay.<br/><br/>
j)The name and address of the creditor to whom the debt is currently owed, the account number used by
that creditor, and the amount owed.<br/><br/>
k)Is your firm aware of (Complying with the Credit Bureau Settlement Agreement)?
l)Does your firm outsource data entry for your collection process (if so please provide the legal name and
address of that data entry firm)?<br/><br/>
m)A copy of the last billing statement sent to me by the original creditor.<br/><br/>
n)If there have been any other changes or adjustments since the last billing statement, please provide full
verification and documentation of the amount you are trying to collect. Explain how that amount was
calculated. In addition, explain how the other changes or adjustments are expressly authorized by the
agreement creating the debt or permitted by law.<br/><br/>
o)If there have been any payments or other reductions since the last billing statement from the original
creditor, provide an itemization showing the dates and amount of each of them.<br/><br/>
p)Why you think I owe the debt, and to whom I owe it, including:<br/><br/>
q)Provide verification and documentation (retail installment contract etc.) that there is a valid basis for
claiming that I am required to pay the debt to the current creditor.<br/><br/>
r)Have you made a determination that this debt is within the statute of limitations applicable to it? Tell me
when you think the statute of limitations expires for this debt, and how you determined that.<br/><br/>
s)If there have been any additional interest, fees, or charges added since the last billing statement from the
original creditor, provide an itemization showing the dates and amount of each added amount. In addition,
explain how the added interest, fees or other charges are expressly authorized by the agreement creating
the debt or are permitted by law<br/><br/>
Through my extensive research of YOUR MANDATED OBLIGATIONS as well as of MY CIVIL and or
CONSUMER RIGHTS, I have become very educated as I have also learned from previous actions that
the CFPB supervisor that would undoubtedly inform me that indeed YOUR Firm has at maximum only
30 days to PRODUCE ALL of the ABOVE noted information. If your firm CANNOT or WILL NOT ,
inside the federally mandated and defined timely manner, produce adequate compliant PHYSICAL
PROOF to every single one even each any and or ALL of the above noted items in need of documentation
(showcasing the FACTS are certifiable in attesting that there is 100% truth, 100% correctness,100%
completeness, 100% timeliness, and 100% obeyance to regulations as well as every single one even each
any and or all claims versus me are evidenced in testimony to be exactly mine and of my ownership of
responsibility , be assured that I will gladly accept your written NOTIFICATION stipulating that your
firm CANNOT COMPLY with the FDCPA and that as a result of your ineptness you will immediately
and formally be withdrawing your claim to this/these alleged debt(s) and or derogatory marks or notations
versus me as is officially being demanded.Should you misunderstand my drive and WILL to gain
JUSTICE and you vilely elect to choose to ignore this demand,please UNDERSTAND AND EXPECT IN
CERTAINTY THAT soon after I will pursue a direct course offered under the CREDIT REPORTING
SETTLEMENT AGREEMENT (aka CRSA)<br/><br/>
[****FEEL FREE TO REVIEW (as I did) the COMPLETE 41 page pdf as located on the web at<br/><br/>
<a style="font-weight: bold;" href="https://ag.ny.gov/pdfs/CRA%20Agreement%20Fully%20Executed%203.8.15.pdf">https://ag.ny.gov/pdfs/CRA%20Agreement%20Fully%20Executed%203.8.15.pdf</a>] <br/><br/>
entered into by the Credit Reporting Agencies (such as is your repository) with the ATTORNEY
GENERAL OF THE STATE OF NEW YORK BUREAU OF CONSUMER FRAUDS & PROTECTION
and 37 other states that specifically creates empowerment and capacities for national none other than even
a working group (such as the<span style="font-weight: bold;font-size: 13.5;"> credit reporting working group)</span>to amend in remediation and hold
culpable,responsible and if need be punitively accountable and or even to sanction data furnishers who
fail to meet the requirements of the FDCPA and CFPBs compliance guidance for Professional Debt
Collection Practices.Do not be wondrous to the fact that certainly in my riposte to your callousness that I
will NOT pause even momentarily to FILE suit and petition for my own monetary windfall versus your
axis firm for malicious collection activities(in ignorance or willfulness matters not per statutes) if your
firm opts not to retort to this VALIDATION demand and its conditions -see<br/>
</p>
<p>
<span style="font-weight: bold;font-size: 16;">
Fields v. Wilber Law Firm, Donald L. Wilber and Kenneth Wilber, <br/>
USCA-02-C-0072, 7th Circuit Court, Sept. 2004. <br/>
</span>
</p>
<p style="font-size: 14;text-align: justify;width: 100%;">
****again should you care to study the just mentioned juris rendition, please avail yourself opportune to
become familiar with the determined requisites of you in this matter as I have myself become very
acquainted and educated to..The link of which I studied in glee was located exactly here...
http://caselaw.findlaw.com/us-7th-circuit/1033194.html<br/><br/>
As you likely have ascertained, I am VERY AWARE OF THE FACT THAT You have a MAXIMUM
OF 30 days from the postmark date of this validation demand to not only answer but ALSO to retain or
return to 100% compliance to any and every law or statute ,mentioned by me or not even if you are
ignorant to them..<br/>
</p>
<p>
<span style="font-size: 16;font-weight: bold;">
In GENUINE SINCERITY,
</span>
</p>
<p>
<span style="font-size: 14;">
My One and Only current First and Last name AND Street NUMBER and Street NAME along with my<br/>
current resident CITY and STATE, ANY OTHER INFORMATION reported I compel you to REMOVE<br/>
IMMEDIATELY as I do NOT AUTHORIZE you nor any entity to retain nor report ANY NOT REQUISITE<br/>
REPORTED INFORMATION or Personal Identifiers that are NOT CURRENT:<br/>
</span>
<span style="background-color: yellow;">
__FIRST_NAME__, __LAST_NAME__ __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__<br/>
</span>
</p>
<p>
<span>Today is:</span><span style="background-color: yellow;">__TODAY__</span><br/><br/>
</p>
<p style="font-size: 14;text-align: justify;width: 100%;">
***NOTE, should you again fail to present to me ,as MANDATED by federal reporting laws and
the metro 2 format regulations to annul this still unproven potentially untrue, incorrect or else
wise not physically verifiable valid allegation with proof of irrefutable certificate of testimonial
affirmation of facts I will have no other option but to assume your ignorance of requisite and
appropriate reporting mandates is through your undoubted willful disregard of your responsibility
to dutiful and perfected ethical reporting and undeniable attestations to the 100% certificate of
compliance in every single one even each any and or all of my states standards of reporting
and equally that of any and all federal standards , whether mentioned or not! I compel you to
return to lawful reporting and legal standing without any injuries or prejudices to me, now or in
future! SEND TO ME ABSOLUTE DOCUMENT EVIDENCE of your intent to delete or the
CERTIFIED EXACTING AUD displaying perfection of your reporting claims I find yet unfounded!<br/>
</p>
</div>

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@@ -0,0 +1,387 @@
<!-- Main content -->
<section class="content">
<div class="row">
<!-- right column -->
<div class="col-md-12">
<!-- Horizontal Form -->
<div class="box box-info">
<div class="box-header with-border">
<h3 class="box-title"> Enter Your Information Below</h3>
</div>
<!-- /.box-header -->
<!-- form start -->
<form enctype="multipart/form-data" id="inputformId" class="form-horizontal rtg-charge-off-form" method="post" action="__SERVER_URL__webroot/V3.0/RTG-WAVE-3.4-CHARGE-OFFS-Letter-2-4-ALL-BUREAUS.php">
<div class="box-body">
<div class="row">
<!-- right column -->
<div class="col-md-10">
<div class="form-group">
<label class="col-sm-6 control-label">PLEASE SELECT</label>
<div class="col-sm-6">
<select id="client-contact-id" name="select" class="form-control">
</select>
</div>
</div>
<div class="form-group">
<label class="col-sm-6 control-label">CREDIT REPORT COMPANY NAME</label>
<div class="col-sm-6">
<select name="report_file_name" id="report_file_name" class="form-control" >
<option value="0">Please Select</option>
<option value="3">TransUnion File Report</option>
<option value="1">Experian Report</option>
<option value="2">Equifax Confirmation Report</option>
</select>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">CRA REPORT</label>
<div class="col-sm-6">
<input type="text" name="cr_data" id="cra_report" class="form-control" required>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">FIRST NAME</label>
<div class="col-sm-6">
<input type="text" name="first_name" id="first_name" class="form-control" required>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">LAST NAME</label>
<div class="col-sm-6">
<input type="text" name="last_name" id="last_name" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">STREET NO</label>
<div class="col-sm-6">
<input type="text" name="street_no" id="street_no" class="form-control" required>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">STREET NAME</label>
<div class="col-sm-6">
<input type="text" name="street_name" id="street_name" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">CITY</label>
<div class="col-sm-6">
<input type="text" name="city" id="city" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">STATE</label>
<div class="col-sm-6">
<input type="text" name="state" id="state" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label text-uppercase">SSN</label>
<div class="col-sm-6">
<input type="text" name="ssn" id="social_security_no" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label text-uppercase">Date of birth</label>
<div class="col-sm-6">
<input type="text" name="dob" id="birth_date" class="form-control" required >
</div>
</div>
<div class="form-group required" id="credit_bureau_field">
<label class="col-sm-6 control-label">CREDIT BUREAU & CREDIT BUREAU ADDRESS</label>
<div class="col-sm-6">
<textarea name="credit_bureau_name_address" id="credit_bureau_address" class="form-control rtg-make-empty-field" rows="3" cols="47" required></textarea>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">Sincerely</label>
<div class="col-sm-6">
<input type="text" name="sincerely" id="sincerely" class="form-control" required >
</div>
</div>
<div class="form-group negative-modal-area">
<label class="col-sm-6 control-label">Alleged creditor reporting UNPROVEN to be compliant chargeoff:</label>
<div class="col-sm-6">
<textarea type="text" name="alleged_account" class="form-control creditor-name
" ></textarea>
</div>
</div>
<div class="form-group negative-modal-area">
<label class="col-sm-6 control-label">Alleged account number/description UNPROVEN to be compliant chargeoff:</label>
<div class="col-sm-6">
<textarea type="text" name="alleged_account_desc" class="form-control creditor-account-only
" ></textarea>
</div>
</div>
<!--for uploading media-->
<!-- <div class="form-group" id="uploadSection" style="display:none;">
<div class="col-sm-3 col-sm-offset-5">
<button type="button" class="btn btn-primary" data-toggle="modal" data-target=".media-upload-modal-lg">Upload Media</button>
<div class="modal fade media-upload-modal-lg" tabindex="-1" role="dialog" aria-labelledby="myLargeModalLabel">
<div class="modal-dialog modal-lg" role="document">
<div class="modal-content">
<div class="modal-header">
<button type="button" class="close" data-dismiss="modal" aria-label="Close"><span aria-hidden="true">&times;</span></button>
<h4 class="modal-title" id="gridSystemModalLabel">Upload Media</h4>
</div>
<div class="modal-body" id="uploadMediaSection">
</div>
</div>
</div>
</div>
</div>
</div>-->
<!-- <div class="form-group ">
<label class="col-sm-6 control-label">Evidence of my Proof of identification<br/>(PNG, JPG,BMP etc. )</label>
<input type="hidden" value="" name="clientId" id="clientId" class="form-control" >
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image1" id="image1" class="form-control" >
<input type="hidden" value="" name="image1" id="image1new" class="form-control" >
<span class="help-block text-center">
<input name="image1" id="image1-old" type="hidden" class="form-control">
<img id="image1-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label1"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image1');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Proof of residence or mailing address<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image2" id="image2" class="form-control" >
<input type="hidden" value="" name="image2" id="image2new" class="form-control" >
<span class="help-block text-center">
<input name="image2" id="image2-old" type="hidden" class="form-control">
<img id="image2-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label2"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image2');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Proof of social security number<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image3" id="image3" class="form-control" >
<input type="hidden" value="" name="image3" id="image3new" class="form-control" >
<span class="help-block text-center">
<input name="image3" value="" id="image3-old" type="hidden" class="form-control">
<img id="image3-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label3"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image3');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Copy of State Photo ID<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image4" id="image4" class="form-control" >
<input type="hidden" value="" name="image4" id="image4new" class="form-control" >
<span class="help-block text-center">
<img id="image4-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label4"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image4');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Your Notarized Letter/form Here(if needed)<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image5" id="image5" class="form-control" >
<input type="hidden" value="" name="image5" id="image5new" class="form-control" >
<span class="help-block text-center">
<img id="image5-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label5"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image5');" data-id="4">Clear</a></label>
</div>
</div> -->
<div class="form-group ">
<label class="col-sm-6 control-label">Evidence of my Proof of identification<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image1" class="form-control" >
<input type="hidden" value="" name="image1" id="image1new" class="form-control" >
<span class="help-block text-center">
<img id="image1-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label1"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image1');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Proof of residence or mailing address<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image2" class="form-control" >
<input type="hidden" value="" name="image2" id="image2new" class="form-control" >
<span class="help-block text-center">
<img id="image2-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label2"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image2');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Proof of social security number<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image3" class="form-control" >
<input type="hidden" value="" name="image3" id="image3new" class="form-control" >
<span class="help-block text-center">
<img id="image3-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label3"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image3');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Copy of State Photo ID<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image4" class="form-control" >
<input type="hidden" value="" name="image4" id="image4new" class="form-control" >
<span class="help-block text-center">
<img id="image4-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label4"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image4');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Your Notarized Letter/form Here(if needed)<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image5" class="form-control" >
<input type="hidden" value="" name="image5" id="image5new" class="form-control" >
<span class="help-block text-center">
<img id="image5-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label5"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image5');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group">
<div class="col-sm-offset-5 col-sm-4">
<button type="button" id="resetForm" class="btn btn-info pull-left">Reset</button>
<button type="submit" class="btn btn-info pull-right">Generate PDF</button>
</div>
</div>
</div>
<div class="col-md-2" style="padding-left:0px;padding-top: 3px;">
<img style="margin-left:0px; height:30px; width:30px;" id="client-contact-loading-img" class="rtg-loading-img" src="__SERVER_URL__webroot/loading/loading.gif" alt="">
</div>
</div>
</div>
<!-- /.box-body -->
<div class="box-footer"></div>
<!-- /.box-footer -->
</form>
</div>
<!-- /.box -->
</div>
<!--/.col (right) -->
</div>
<!-- /.row -->
</section>
<!-- /.content -->

View File

@@ -0,0 +1,161 @@
<?php
//RTG-WAVE-3.4-CHARGE-OFFS-Letter-2-4-ALL-BUREAUS
/*
* To change this license header, choose License Headers in Project Properties.
* To change this template file, choose Tools | Templates
* and open the template in the editor.
*/
require("../functions.php");
require("creditor_addresses.php");
// Define variables for file names
$pdf_name = "RTG-WAVE-3.4-CHARGE-OFFS-Letter-2-4-ALL-BUREAUS.pdf";
$html_format_name = "RTG-WAVE-3.4-CHARGE-OFFS-Letter-2-4-ALL-BUREAUS_FORMAT.html";
//collect required POST form's input
//$cra_report = $_POST["cra_report"];
$cra_report = 1;
$cra_data = $_POST["cr_data"];
$first_name = $_POST["first_name"];
$last_name = $_POST["last_name"];
$street_no = $_POST["street_no"];
$street_name = $_POST["street_name"];
$city = $_POST["city"];
$state = $_POST["state"];
$ssn = $_POST["ssn"];
$dob = $_POST["dob"];
$personal_tracking_number = setTextHightlight(getPersonalTrackingNumber());//$_POST["personal_tracking_number"];
$credit_bureau_name_address = nl2br($_POST["credit_bureau_name_address"]);
$sincerely = $_POST["sincerely"];
$alleged_account = isset($_POST["alleged_account"]) ? nl2br($_POST["alleged_account"]) : "";
$alleged_account_desc = isset($_POST["alleged_account_desc"]) ? nl2br($_POST["alleged_account_desc"]) : "";
$image_heading = "";
$image_heading_content = getImageHeaingConetnt($first_name, $last_name,$street_no, $street_name, $city, $state, $dob, $ssn);
$image1 = $_POST["image1"];
$image2 = $_POST["image2"];
$image3 = $_POST["image3"];
$image4 = $_POST["image4"];
$image5 = $_POST["image5"];
for($i=1;$i<= 5;$i++){
if(isset($_FILES["image".$i]["name"]) && !empty($_FILES["image".$i]["name"])){
$image_heading = $image_heading_content;
break;
}
}
if(!empty($image1) ||
!empty($image2) ||
!empty($image3) ||
!empty($image4) ||
!empty($image5)){
$image_heading = $image_heading_content;
}
$report_file_name = $_POST["report_file_name"];
if($report_file_name == "1"){
$report_name_prefix = "Experian";
$credit_bureau_name_address = getExperianAddress();
} else if($report_file_name == "2"){
$report_name_prefix = "Equifax Confirmation";
$credit_bureau_name_address = getEquifaxAddress();
} else if($report_file_name == "3"){
$report_name_prefix = "TransUnion File";
$credit_bureau_name_address = getTransUnionAddress();
} else if($report_file_name == "0"){
$report_name_prefix = "";
$credit_bureau_name_address = setTextHightlight(trim(nl2br($_POST["credit_bureau_name_address"])));
}
// the unique pdf filename which will be saved on server
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
if(isset($cra_report)){
//get html content from pre defined format
$today = date("d M, Y");
$html = file_get_contents($html_format_name);
//echo $html;exit;
if(empty($_POST["clientId"])){
$varList1 = array(
'__CRA_REPORT__',
'__FIRST_NAME__',
'__LAST_NAME__',
'__STREET_NO__',
'__STREET_NAME__',
'__CITY__',
'__STATE__',
'__TODAY__',
'__PERSONAL_TRACKING_NUMBER__',
'__credit_bureau_name_address__',
//'__sincerely__',
'__ALLEGED_ACCOUNT__',
'__ALLEGED_ACCOUNT_DESC__',
'__IMAGE_HEADING__'
);
$valueList1 = array(
// $cra_report,
$cra_data,
setTextHightlight($first_name),
setTextHightlight($last_name),
setTextHightlight($street_no),
setTextHightlight($street_name),
setTextHightlight($city),
setTextHightlight($state),
$today,
setTextHightlight($personal_tracking_number),
setTextHightlight($credit_bureau_name_address),
//$sincerely,
$alleged_account,
$alleged_account_desc,
$image_heading
);
for($i=1;$i<= 5;$i++){
if(isset($_FILES["image".$i]["name"]) && !empty($_FILES["image".$i]["name"])){
$imagefilename[$i] = mt_rand(0, 1000).time().'_'.$_FILES["image".$i]["name"];
upload_media($imagefilename[$i],$_POST['image'.$i]);
$deletionArray[] = $imagefilename[$i];
$varList[] = "__image".$i."__";
$valueList[] = $imagefilename[$i];
$start = "__START".$i."__";
$end = "__END".$i."__";
$html = str_replace(array($start,$end),array("",""),$html);
// $serialLineHTML = $serialLineHTML.$fileNameArray[$i-1]."<br/>";
}
}
$cra_report = $cra_data;
include '../common_image_file.php';
}
$varList = array_merge($varList,$varList1);
$valueList = array_merge($valueList,$valueList1);
require("../common_file.php");
} else {
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."RTG-WAVE-3.4-CHARGE-OFFS-Letter-2-4-ALL-BUREAUS.html";
header("Location:".$url);
}
?>

View File

@@ -0,0 +1,470 @@
<div style="font-family: Times,serif;">
<p>
<span style="font-size: 14;text-align: right;font-family: Arial,serif;">CRA REPORT# </span><span style="background-color: yellow;"> __CRA_REPORT__</span><br/><br/>
</p>
<p>
<span style="font-size: 14;font-family: Arial,serif;">
My One and Only current First and Last name AND Street NUMBER and Street NAME along with my<br/>
current resident CITY and STATE, ANY OTHER INFORMATION reported I compel you to REMOVE<br/>
IMMEDIATELY as I do NOT AUTHORIZE you nor any entity to retain nor report ANY NOT REQUISITE<br/>
REPORTED INFORMATION or Personal Identifiers that are NOT CURRENT:<br/>
</span>
<span style="background-color: yellow;">
__FIRST_NAME__, __LAST_NAME__ __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__<br/>
</span>
</p>
<p>
<span>Today is : </span><span style="background-color: yellow;">__TODAY__</span><br/><br/>
</p>
<p style="font-weight: bold; font-size: 13.5;font-family: Times,serif;text-align: justify;width: 100%;">
****To begin, I would like to ensure you have and ONLY RETAIN
current, TRUE, CORRECT, COMPLETE,and MANDATED REPORTED information per FCRA
regulations,any and all others I DEMAND,as is my lawful RIGHT(s) to do so,that you annul and and all
deficient of any condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information
now or ever,please review and ENSURE your adequate and full accordance to the laws upon which govern
your practice of reporting consumer credit profiles. <br/><br/>
<span style="color: red;font-size: 13.5;font-weight: bold;font-family: Times,serif;">
(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or
aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate
AUTHORITY to retain much less report without infringing my consumer rights. <br/><br/>
(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER
ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate
AUTHORITY to retain much less report without infringing my consumer rights <br/><br/>
(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or
reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less
report without infringing my consumer rights. <br/><br/>
(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
much less report without infringing my consumer rights. <br/><br/>
(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
much less report without infringing my consumer rights.<br/><br/>
(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if
ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without
infringing my consumer rights. <br/><br/>
(g)I do NOT have any requisite spouses/ roommates/ co-applicants
and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE
NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my
consumer rights. <br/><br/>
(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
much less report without infringing my consumer right <br/><br/>
</span>
</p>
<p>
<span style="font-size: 14;">
MY PERSONAL 20-digit TRACKING NUMBER IS : __PERSONAL_TRACKING_NUMBER__<br/><br/>
</span>
</p>
<p>
<span style="font-weight: bold;font-size: 14;">
Credit Bureau & Credit Bureau ADDRESS:</span><br/>
<span style="background-color: yellow;">
__credit_bureau_name_address__
</span>
</p>
<p>
<span>RE:<br/></span>
</p>
<p style="font-weight: bold; font-size: 13;font-family: Times,serif;text-align: justify;width: 100%;">
ATTENTIVELY REVIEW my formal writ composed DECLARATION of Not Proven Compliant Misinformation that is
all or in part: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS,
TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory
and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any
all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and
COMPLIANT METRO 2 data field formatted reporting!To be clear,you are mandated by laws to eliminate every
notation and or aspect of any and all derogatory and adversary items from any and all alleged claims still yet unproven to
be true, correct, complete, timely, documented as being mine,testimonial to be of my responsibility,with FCRA
compliance,andor CRSA CDIA Metro 2 COMPLIANT reporting.FEDERAL laws dictate that any and all derogatory or
potentially injurious reporting MUST be all of the aforementioned and can NOT BE ASSUMED without undoubted
CERTIFIABLE testimonial of FACTs ensuring the physically verifiability of the CONFIRMED manual validation of any
item upon a consumer complaint,such as is this notice here and now.Please RETURN to or retain federally lawful
reporting with your unwavering and unconditional annulment of every single one even each any and or all of the
allegations accused of me deficient of physical evidence to every and all aspects of said claims,be them true or not. <br/><br/>
Re:re: Alleged yet UNPROVEN to be testimonial in certificate of compliance in affirmation of full truth, correctness,
completeness, timeliness, ownership,responsibility , and or compliant aspects elsewise as MANDATED by lawful and
requisite regulatory reporting standards of practice REQUIRING IMMEDIATE ERADICATION in its entirety
immediately!<br/><br/>
Please DELETE TODAY, here and now even, the allegations of charge off by the creditor claiming account
number/description below:
</p>
<p> <span style="font-weight: bold;font-size: 13;">
Alleged creditor reporting UNPROVEN to be compliant chargeoff: <br/>
</span></p>
<p>
<span style="background-color: yellow;">
__ALLEGED_ACCOUNT__
</span>
</p>
<p> <span style="font-weight: bold;font-size: 13;">
Alleged account number/description f UNPROVEN to be compliant chargeoff:<br/>
</span></p>
<p>
<span style="background-color: yellow;">
__ALLEGED_ACCOUNT_DESC__
</span>
</p>
<p>
<span style="font-weight: bold;font-size: 24;text-decoration: underline;">
To Whom It May Concern ,
</span>
</p>
<p style="font-size: 14;font-family: Times,serif;text-align: justify;width: 100%;">
Infringing claims that are not testimonial in its indubitable certificate to be adequately true, accurate,
complete, timely and or compliant to every and one even each any and or all of the requisite and
obligatory State (mine) and or Federal laws that are applicable, regardless if claimant alleges ignorance or
is willful in their derelict of the mandates violated.Per my RIGHTS to do so,I demand that you adequately
ATTEST in lawful composition to every single and one even each any and or all of the data,every
notation, the dates and balances,calculations and audits,accounting records and assure even the
documented identities,the required CRSA enacted Metro-2 426-character format fielded P6
statement(s),at least the minimal five (5) portioned personal identifiers, authentic unabbreviated alpha-/
numeric-/ and or alphanumeric source code(s),respective corresponding and specific 386 pieces of
confirmation to collect, any and every particular status code and description,as well as every single and
one even each any and or all of the facets demanded by my State and or Federal, mentioned or not.Take
note that the Ignorance of laws is not lawfully vindication nor exoneration from delusive chicanery,acted
in ignorance or otherwise matters not.To return to or retain required compliance,delete every and one
even each any and or all of the derogatory remarks today ,even now!I would like to forge forward with a
righted disputation challenging what likely is an inaccurate, untrue, incomplete, untimely, not compliant
and or possibly not even of my ownership of responsibility allegation of a derogatory item that I see you
currently have on my credit report, possibly causing violating infringements and injury to my credibility.
While studying my report I have come across a number of mistakes and inaccuracies that you are
somehow reporting, above listed are the aspects or ones that are the most troublesome for me.PLEASE
VERIFY AND VALIDATE PHYSICALLY EVERY AND ONE EVEN EACH ANY AND OR ALL OF
THE CLAIMS OF THIS ALLEGED YET UNPROVEN TO BE MY RESPONSIBILITY OR
FAULT.DEMONSTRATE READILY AND TIMELY THE PRECISE CONFIRMING FACTS OF THE
ALLEGED ACCOUNT INCLUDING EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF
ITS ARTICLE ASPECTS.BY FEDERAL LAWS,YOU MUST WILLFULLY AND PROMPTLY
DELETE TODAY EVEN RIGHT NOW THIS DEFICIENT REPORTING OR ELSE PRESENT TO ME
TRUE DOCUMENTED CERTIFICATE PROOF OF ALL DATA, EVERY NOTATION, DATE,
BALANCE, CALCULATION, AUDIT, PERSONAL IDENTIFIER, EACH OF THE REQUISITE
426-CHARACTERS OF THE EXACT AND FULLY COMPLIANT P6 STATEMENT, ANY ALPHA-/
NUMERIC-/ AND OR ALPHANUMERIC SOURCE CODE DECIDING THE LEFTNESS OR
RIGHTNESS STATES,AND EVEN EVERY ASPECT OF THE MANDATED 386 PIECES OF
CONFIRMATION TO COLLECTION. This series of misreporting seems to me to clearly involves a
universal and complete failure by your firm to obtain, retain, maintain, and utilize adequate and lawful
regulatory compliant and reasonable procedures to assure maximum possible accuracy of consumer credit
information as described in at least 15 U.S.C. § 1681. There is little doubt that you have no evidence that
this clearly does belong to me,is exactly true, fully complete, within timely definition per federal
standards, and HAS been erroneous glued onto my credit report by an inadequate inept and illegal
reporting errors and practices simply because your company either cannot or elects to not maintain 100%
true,accurate, complete, timely and compliant information much less proof to whom it is truly owned by!
The items of problematic accusations that I believe to be incorrect to its proper reporting and allowance of
reporting per my state and federal laws are detailed both above and below. I am also including a copy of
how this item is reported BY your infringing credit reporting repository<br/> </span><span style="font-weight: bold;font-size: 13;"> Please DELETE TODAY, here and
now even, the allegations of charge off by the creditor claiming account number/description below:<br/>
</span>
</p>
<p> <span style="font-weight: bold;font-size: 13;">
Alleged creditor reporting UNPROVEN to be compliant chargeoff: <br/>
</span></p>
<p>
<span style="background-color: yellow;">
__ALLEGED_ACCOUNT__
</span>
</p>
<p> <span style="font-weight: bold;font-size: 13;">
Alleged account number/description f UNPROVEN to be compliant chargeoff:<br/>
</span></p>
<p>
<span style="background-color: yellow;">
__ALLEGED_ACCOUNT_DESC__
</span>
</p>
<p style="font-size: 13.5;font-family: Times,serif;text-align: justify;width: 100%;">
Notation:Please Provide Physical Proof of COMPLIANCE and Verification.AFFIRM AND CONFIRM-ATE THIS
ALLEGATION OF CLAIM YET STILL UNPROVEN. LAWFULLY CERTIFICATE PHYSICALLY THE
CREDITOR CLASSIFICATION CODE (S), THE EXACT AND COMPLETE SEQUENCED AND METRO2
DATA FORMATTED 426 CHARACTER P-6 STATEMENT (S) AS WELL AS ALL OF THE APPLICABLE
AND REQUISITE TRAILING FRAGMENTS,THE MINIMALLY MANDATED FIVE (5) PORTIONED
PERSONAL IDENTIFIERS, EVERY AND ONE OF THE ALPHA-/ NUMERIC-/AND OR ALPHANUMERIC SOURCE
CODES THAT DETAIL THE LEFT SIDEDNESS AND OR RIGHT SIDEDNESS OF ANY AND ALL PRECISELY
ORDERED RECORDED ACCOUNT DESCRIPTIONS, ALL ASPECTS EXACTLY AND FULLY RELATED TO THE
SEQUENCED 386 PIECES OF CONFIRMATION TO COLLECT(-TIONS), EACH CALENDAR DATE RECORDED,
EVERY ALLEGED BALANCE INCLUDING THE TALLIED TOTALLINGS AND INVOICES FROM WHICH THEY
WERE DERIVED, THE DOCUMENTED LEGAL AND CURRENT COLOR PHOTOGRAPHED IDENTITIES, THE
ATTESTED ADDRESSES, THE NON-TRANSPORTED AND TRUE MARKS OF EXECUTION FROM THE ONE AND
ONLY AND EXACTLY IDENTIFIED ME UPON AN ACKNOWLEDGEMENT OF THE DEBT ALLEGED OR EVEN
CONDITIONS RELATED, AS WELL AS EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF THE REQUISITE
STATE AND FEDERAL LAWS APPLICABLE, WHETHER KNOWN OR NOT,REGARDLESS IF MENTIONED OR NOT.
YOU ARE UNAUTHORIZED TO RETAIN AND OR EVEN REPORT SUBTERFUGE PARTICULARLY IF IT IS
POTENTIALLY ENABLING OF FRAUD AND OR IDENTITY THEFT SUCH AS THIS INJURIOUS MIS-REPORTINGS
OF MIS-INFORMATION MIGHT VERY WELL APPEAR TO BE. DELETE NOW TO ANNUL THIS UNJUST
ACCUSATION AND TO RETURN TO COMPLETE COMPLIANCE TO FEDERAL REPORTING LAWS AS IS
OBLIGATED OF YOU.<br/><br/>
Might it be known that THIS LETTER of consumer check and challenge for lawful reporting compliance is my
officially composed writ formal complaint that you are reporting one or more of the following,ILLEGALLY mind
you:<br/><br/>
i)Your reporting is unproven to be TRUE,so legally there can be no truth assumed to the allegations of which you
report in chichanary lead subterfuge.<br/><br/>
ii)Your reporting is unproven to be Correct (and regulations are CLEAR on accuracy being undoubted and
irrefutable),so legally there can be no truth assumed to the allegations of which you report in chichanary lead
subterfuge.<br/><br/>
iii)Your reporting is unproven to be COMPLETE (and regulations are CLEAR on mandates to be fully COMPLETE
in the application of exacting and reliably consistent precision of any data for reporting being undoubted and
irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead
subterfuge.<br/><br/>
iv)Your reporting is unproven to be TIMELY (and regulations are CLEAR on mandates to be fully CURRENT and
TIMELY in the application of exacting and reliably consistent precision of any data for reporting being undoubted
and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead
subterfuge.<br/><br/>
v)Your reporting is unproven to be of MY OWNERSHIP(and regulations are CLEAR on mandates to be fully
CONFIDENT in the assignment of OWNERSHIP and or even RESPONSIBILITY to any potentially injurious claim
in the application of exacting and reliably consistent precision of any data for reporting being undoubted and
irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead
subterfuge.<br/><br/>
vi)Your reporting is unproven to be of MY RESPONSIBILITY(and regulations are CLEAR on mandates to be fully
CONFIDENT in the assignment of OWNERSHIP and or even RESPONSIBILITY to any potentially injurious claim
in the application of exacting and reliably consistent precision of any data for reporting being undoubted and
irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead
subterfuge.<br/><br/>
vii)Your reporting is unproven to be of FCRA COMPLIANCE (and regulations are CLEAR on mandates to be fully
CONFIDENT in the assumption of FULL unmistakable COMPLIANCE to any and all standards of practice as
related to the reporting of any potentially injurious claim in the application of exacting and reliably consistent
precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the
allegations of which you report in chichanary lead subterfuge.<br/><br/>
viii)Your reporting is unproven to be of CRSA enacted CDIA METRO 2 DATA FIELD FORMATTED
REGULATORY REPORTING COMPLIANCE (and regulations are CLEAR on mandates to be fully CONFIDENT
in the assumption of FULL unmistakable COMPLIANCE to any and all standards of practice as related to the
reporting of any potentially injurious claim in the application of exacting and reliably consistent precision of any
data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of
which you report in chichanary lead subterfuge.<br/><br/>
Injury causing subterfuge is unlawful to retain. You are not Authorized to report or even once alleged adverse
remark unproven upon a requested compliance check. You must Annul in brief, even right now and right here, by
complete and permanent deletion any or even one not irrefutable allegation(s) deficient of physical composed writ
certificate(s) in testimony of the exact and full truth, correctness, timeliness, completeness, ownership,
responsibility, and or documented evidence of precise and willfulness to comply with every single one even any and
or all of the requisite mandates/statutes/acts/obligations/and or laws related and pertinent to legal reporting of any
information, known or not. Attest now to the metro-2 required truth, accuracy, fullness, timeliness, ownership,
responsibility and or compliance(s) otherwise, whether mentioned or not. Ignorance of obligations to compliant
reporting is NOT lawful exoneration of your responsibility to 100% accurate, true, and metro-2 compliant data
formatted reporting regulations of which you are obligated. Federal laws allow me to compel you to retain and or
return adequate accountability. Failure or unwillingness to do so might be remedied and rectified in my favor per
monetary compensation for your infringements of my civil and or consumer rights and violations of the laws
required of you. Right now demonstrate to me any and all applicable metro-2 reporting mandates including but not
limited to every date and balance, each calculation and audit, the invoices and documented current identities, every
notation not to forget the five (5) portioned personal identifiers, 426 character P-6 statements, alpha/numeric/ and or
alphanumeric source codes, every applicable creditor classification code(s), the 3 applicable and precise sequenced
386 pieces of confirmation to collect(-ions) or any obligation else-wise. Return or Retain federally required
compliance with your immediate and dull eradication of any and one of the adverse and or derogatory claims or any
aspects of. Prove compliance or delete ASAP!!! Let this notice of my official writ composed DECLARATION of
Not Proven Compliant Misinformation that is either or all of the following: DEFICIENT of adequate current status
in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable
RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting
thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining
or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field
formatted reporting! Please provide me with all of the information you used for your investigation, as required by
FCRA 611 (a) (7).Please reply within 10 days or delete the negative items, as originally requested. If you FAIL to
respond to this demand and tort notification, your firm will be added to the pending action as complicit in this data
breach of my personal information.<br/><br/>
1. Tell me in writing what information you refuse to remove and why.<br/><br/>
2. Tell me in writing what you did to determine that the information was accurate.<br/><br/>
3. Note the information as disputed BY the CONSUMER on my credit report<br/><br/>
According to the Fair Credit Reporting Act, Section 609 (a)(1)(A), you are required by federal law to verify -
through the physical verification of the original signed consumer contract - any and all accounts you post on a credit
report. Otherwise, anyone paying for your reporting services could fax, mail or email in even a potentially
fraudulent account.<br/><br/>
According to the provisions of the Fair Credit Reporting Act § 611(a) [15 USC 1681i(a)], these disputed items must
be reinvestigated or deleted from my credit record within 30 days. During the investigation period, these items must
be removed from my credit report as the mere reporting of items prior to debt validation constitutes collection
activity. I am also requesting the names, addresses and telephone numbers of individuals you contacted during your
investigation.<br/><br/>
Please notify me that the above items have been deleted pursuant to § 611 (a)(6) [15 USC § 1681j (a) (6)]. I am also
requesting an updated copy of my credit report, which should be sent to the address listed below. According to the
provisions of § 612 [15 USC § 1681j], there should be no charge for this report. If you have any questions or need
additional information, please contact me at address noted below. I think 15-20 Days should be ample enough time
to get this completed since this is my NOT my first time contacting your organization.<br/><br/>
FURTHER,CONFIRM the five key components of our individual identities in case this data breach becomes yet
another case potentially leading to my inclusion as a victim of fraud and or of identity theft due to YOUR
DEFICIENT and NOT PROVEN COMPLIANT RETAINING and or REPORTING of consumer
records,particularly that of personal identifiers.. Therefore, I must request that your bureau confirm in writing the
following personal information: 1- FULL LEGAL NAME as it Appears on my Credit report 2- Legal Address of
Record 3- SSN # (or redacted last 4 digits) 4- Date of Birth 5- Zip Code for my Home Address<br/><br/>
The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully complete
426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL
IDENTIFIERS to which databasing of alleged tradeline information occurs.Per CRSA,auto-populating ANY data
field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is
automatic call for deletion due to any and all repeating entry as NULL and VOID.Moreover,the regulatory
obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that
absolutely accurately and completely includes ALL of the account of allegation(s) specifics!Must be performed in a
REAL-TIME browser LOCKDOWN to be lawful.Per CRSA implementation,if a data furnisher fails to respond
within20 calendar days,e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all
consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being Phase III of the
Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or
accepted by CRAa.Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment
PREVIOUS coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit
shuffling to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit
reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by any
consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the minimal five(5)
portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the
CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation
CERTIFIED. Further,this qualifying certification can be REVOLVED by CONSUMER COMPLAINTS per the
NYAG Signing Statement.I repeat, to lawfully retain and or report any claim of information,be it an account or any
aspect of such,the must be irrefutable fullness in the truth of reporting, correctness of reporting, COMPLETENESS
of reporting, TIMELINESS of reporting and of the reported allegations, undoubtable ownership, irrefutable
responsibility of adverse claims,and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA
enacted CDIA Metro 2 data field formatted reporting regulatory standards and obligations to include the 81-month
time relevance of account reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL
IDENTIFIERS.Further lawful reporting demands that the regulatory compliance rules are applied EVENLY and
thoroughly from data provider to consumer credit reporting repository.Accuracy and completeness of all of any and
all information,particularly derogatory consumer information,must abide by every and one of current MY states
reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE standards due to
the implementation of the Credit Reporting Settlement Agreement (CRSA.)<br/><br/>
Is the Personal Identifier information alleged in the reported 426-character P-SEGMENT true,correct, and complete
to standards of CERTIFIED METRO 2 COMPLIANCE?<br/><br/>
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the claimed
reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any and all of the
adversary derogatory accusations injuring me immediately,TODAY even NOW and HERE!<br/><br/>
Please verify and validate physically each and every claim of this alleged yet unproven to be my
responsibility or fault. Please demonstrate readily and timely the precise confirming facts of the alleged
account including every single one even each any and or all of its article aspects by federal laws. You
must willfully and promptly DELETE TODAY even right now the deficient reporting or else present to
me true documented certificated proof of all data, every notation, date, balance, calculation, audit,
personal identifiers, each of the requisite 426-characters of the exact and fully compliant P6 statement,
any alpha/numeric and or alphanumeric source4 code deciding the leftness or rightness states, and even
every aspect of the mandated 386 pieces of confirmation to collection.<br/><br/>
This series of misreporting seems to me clearly involves a universal and complete failure by your firm to
obtain, retain, maintain, and utilize adequate and lawful regulatory compliant and reasonable procedures
to assure maximum possible accuracy of consumer credit information as described in at least 15 U.S.C. §
1681. There is little doubt that you have no evidence that this clearly does belong to me, is exactly true,
fully complete, within timely definition per federal standards and has been erroneously placed onto my
credit report.<br/><br/>
FURTHER,CONFIRM the five key components of our individual identities in case this data breach becomes yet
another case potentially leading to my inclusion as a victim of fraud and or of identity theft due to YOUR
DEFICIENT and NOT PROVEN COMPLIANT RETAINING and or REPORTING of consumer
records,particularly that of personal identifiers.. Therefore, I must request that your bureau confirm in writing the
following personal information: 1- FULL LEGAL NAME as it Appears on my Credit report 2- Legal Address of
Record 3- SSN # (or redacted last 4 digits) 4- Date of Birth 5- Zip Code for my Home Address<br/><br/>
The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully complete
426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL
IDENTIFIERS to which databasing of alleged tradeline information occurs.Per CRSA,auto-populating ANY data
field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is
automatic call for deletion due to any and all repeating entry as NULL and VOID.Moreover,the regulatory
obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that
absolutely accurately and completely includes ALL of the account of allegation(s) specifics!Must be performed in a
REAL-TIME browser LOCKDOWN to be lawful.Per CRSA implementation,if a data furnisher fails to respond
within20 calendar days,e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all
consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being Phase III of the
Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or
</p>
<p>
<span style="font-size: 14;">
accepted by
</span>
</p>
<p style="font-size: 14;font-family: Times,serif;text-align: justify;width: 100%;">
CRAa. Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS coding
for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit shuffling to populate the
metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit reporting is the
REQUISITE technical accuracy in EVERY single item retained and or reported to or by any consumer credit
reporting agency. Metro 2 compliance requires exacting P-segment,to include the minimal five(5) portion personal
identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the CRSA,any and all
CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation CERTIFIED.
Further,this qualifying certification can be REVOLVED by CONSUMER COMPLAINTS per the NYAG Signing
Statement.I repeat, to lawfully retain and or report any claim of information,be it an account or any aspect of
such,the must be irrefutable fullness in the truth of reporting, correctness of reporting, COMPLETENESS of
reporting, TIMELINESS of reporting and of the reported allegations, undoubtable ownership, irrefutable
responsibility of adverse claims,and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA
enacted CDIA Metro 2 data field formatted reporting regulatory standards and obligations to include the 81-month
time relevance of account reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL
IDENTIFIERS.Further lawful reporting demands that the regulatory compliance rules are applied EVENLY and
thoroughly from data provider to consumer credit reporting repository.Accuracy and completeness of all of any and
all information,particularly derogatory consumer information,must abide by every and one of current MY states
reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE standards due to
the implementation of the Credit Reporting Settlement Agreement (CRSA.) Is the Personal Identifier information
alleged in the reported 426-character P-SEGMENT true,correct, and complete to standards of CERTIFIED METRO
2 COMPLIANCE?<br/><br/>
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the claimed
reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any and all of the
adversary derogatory accusations injuring me immediately,TODAY even NOW and HERE!<br/><br/>
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this declaration
would compel me to consult my consumer complaint lawfully to the members of the NCRWG,as undoubtedly
reporting not only must be true,timely,and accurate but also in its COMPLETENESS of DATA ENTRY presented
to any entity INCLUDING all consumer reporting repositories.<br/><br/>
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this declaration
would compel me to consult my consumer complaint lawfully to the members of the NCRWG,as undoubtedly
reporting not only must be true,timely,and accurate but also in its COMPLETENESS of DATA ENTRY presented
to any entity INCLUDING all consumer reporting repositories.<br/><br/>
By the provisions of the Fair Credit Reporting Act and per the standards of reporting compliance implemented with
the CRSA enacted CDIA Metro 2 COMPLIANCE regulations, I demand that these above mentioned derogatory
items be investigated and permanently removed from my report. It is my understanding that you will recheck these
items with the creditor who has posted them. Please remove any information that the creditor cannot verify. I
understand that under 15 U.S.C. Sec. 1681i(a), you must complete this reinvestigation within 30 days of receipt of
this letter.<br/><br/>
Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge
for this updated report. I also request that you please send notices of corrections to anyone who received my credit
report in the past six months.<br/>
</p>
<p>
<span style="font-size: 14;font-family: Arial,serif;">
My One and Only current First and Last name AND Street NUMBER and Street NAME along with my<br/>
current resident CITY and STATE, ANY OTHER INFORMATION reported I compel you to REMOVE<br/>
IMMEDIATELY as I do NOT AUTHORIZE you nor any entity to retain nor report ANY NOT REQUISITE<br/>
REPORTED INFORMATION or Personal Identifiers that are NOT CURRENT:<br/>
</span>
<span style="background-color: yellow;">
__FIRST_NAME__, __LAST_NAME__ __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__<br/>
</span>
</p>
<p>
<span>Today is : </span><span style="background-color: yellow;">__TODAY__</span><br/><br/>
</p>
<p style="font-size: 14;text-align: justify;width: 100%;">
***NOTE, should you again fail to present to me ,as MANDATED by federal reporting laws and
the metro 2 format regulations to annul this still unproven potentially untrue, incorrect or else
wise not physically verifiable valid allegation with proof of irrefutable certificate of testimonial
affirmation of facts I will have no other option but to assume your ignorance of requisite and
appropriate reporting mandates is through your undoubted willful disregard of your responsibility
to dutiful and perfected ethical reporting and undeniable attestations to the 100% certificate of
compliance in every single one even each any and or all of my states standards of reporting
and equally that of any and all federal standards , whether mentioned or not! I compel you to
return to lawful reporting and legal standing without any injuries or prejudices to me, now or in
future! SEND TO ME ABSOLUTE DOCUMENT EVIDENCE of your intent to delete or the
CERTIFIED EXACTING AUD displaying perfection of your reporting claims I find yet unfounded!<br/>
</p>
<p>
__IMAGE_HEADING__
</p>
<br/>
__STARTM1__
Evidence of my Proof of identification<br/><br/>
<img src="__image1__" alt="Evidence of my Proof of identification">
<br/><br/><br/>
__ENDM1__
__STARTM2__
Proof of residence or mailing address<br/><br/>
<img src="__image2__" alt="Proof of residence or mailing address">
<br/><br/><br/>
__ENDM2__
__STARTM3__
Proof of social security number<br/><br/>
<img src="__image3__" alt="Proof of social security number">
<br/><br/><br/>
__ENDM3__
__STARTM4__
Copy of State Photo ID<br/><br/>
<img src="__image4__" alt="Copy of State Photo ID">
<br/><br/><br/>
__ENDM4__
__STARTM5__
My Notarized Letter/Form<br/><br/>
<img src="__image5__" alt="Your Notarized Letter/Form">
<br/><br/><br/>
__ENDM5__
</div>

View File

@@ -0,0 +1,390 @@
<!-- Main content -->
<section class="content">
<div class="row">
<!-- right column -->
<div class="col-md-12">
<!-- Horizontal Form -->
<div class="box box-info">
<div class="box-header with-border">
<h3 class="box-title"> Enter Your Information Below</h3>
</div>
<!-- /.box-header -->
<!-- form start -->
<form enctype="multipart/form-data" id="inputformId" class="form-horizontal rtg-charge-off-form" method="post" action="__SERVER_URL__webroot/V3.0/RTG-WAVE-3.4-CHARGE-OFFS-Letter-5-7-ALL-BUREAUS.php">
<div class="box-body">
<div class="row">
<!-- right column -->
<div class="col-md-10">
<div class="form-group">
<label class="col-sm-6 control-label">PLEASE SELECT</label>
<div class="col-sm-6">
<select id="client-contact-id" name="select" class="form-control">
</select>
</div>
</div>
<div class="form-group">
<label class="col-sm-6 control-label">CREDIT REPORT COMPANY NAME</label>
<div class="col-sm-6">
<select name="report_file_name" id="report_file_name" class="form-control" >
<option value="0">Please Select</option>
<option value="3">TransUnion File Report</option>
<option value="1">Experian Report</option>
<option value="2">Equifax Confirmation Report</option>
</select>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">CRA REPORT</label>
<div class="col-sm-6">
<input type="text" name="cr_data" id="cra_report" class="form-control" required>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">FIRST NAME</label>
<div class="col-sm-6">
<input type="text" name="first_name" id="first_name" class="form-control" required>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">LAST NAME</label>
<div class="col-sm-6">
<input type="text" name="last_name" id="last_name" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">STREET NO</label>
<div class="col-sm-6">
<input type="text" name="street_no" id="street_no" class="form-control" required>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">STREET NAME</label>
<div class="col-sm-6">
<input type="text" name="street_name" id="street_name" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">CITY</label>
<div class="col-sm-6">
<input type="text" name="city" id="city" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">STATE</label>
<div class="col-sm-6">
<input type="text" name="state" id="state" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label text-uppercase">Date of birth</label>
<div class="col-sm-6">
<input type="text" name="dob" id="birth_date" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label text-uppercase">SSN</label>
<div class="col-sm-6">
<input type="text" name="ssn" id="social_security_no" class="form-control" required >
</div>
</div>
<div class="form-group required" id="credit_bureau_field">
<label class="col-sm-6 control-label">CREDIT BUREAU & CREDIT BUREAU ADDRESS</label>
<div class="col-sm-6">
<textarea name="credit_bureau_name_address" id="credit_bureau_address" class="form-control rtg-make-empty-field" rows="3" cols="47" required></textarea>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">Sincerely</label>
<div class="col-sm-6">
<input type="text" name="sincerely" id="sincerely" class="form-control" required >
</div>
</div>
<div class="form-group negative-modal-area">
<label class="col-sm-6 control-label">Alleged creditor reporting UNPROVEN to be compliant chargeoff:</label>
<div class="col-sm-6">
<textarea type="text" name="alleged_account" class="form-control creditor-name
" ></textarea>
</div>
</div>
<div class="form-group negative-modal-area">
<label class="col-sm-6 control-label">Alleged account number/description UNPROVEN to be compliant chargeoff:</label>
<div class="col-sm-6">
<textarea type="text" name="alleged_account_desc" class="form-control creditor-account-only
" ></textarea>
</div>
</div>
<!--for uploading media-->
<!-- <div class="form-group" id="uploadSection" style="display:none;">
<div class="col-sm-3 col-sm-offset-5">
<button type="button" class="btn btn-primary" data-toggle="modal" data-target=".media-upload-modal-lg">Upload Media</button>
<div class="modal fade media-upload-modal-lg" tabindex="-1" role="dialog" aria-labelledby="myLargeModalLabel">
<div class="modal-dialog modal-lg" role="document">
<div class="modal-content">
<div class="modal-header">
<button type="button" class="close" data-dismiss="modal" aria-label="Close"><span aria-hidden="true">&times;</span></button>
<h4 class="modal-title" id="gridSystemModalLabel">Upload Media</h4>
</div>
<div class="modal-body" id="uploadMediaSection">
</div>
</div>
</div>
</div>
</div>
</div>-->
<!-- <div class="form-group ">
<label class="col-sm-6 control-label">Evidence of my Proof of identification<br/>(PNG, JPG,BMP etc. )</label>
<input type="hidden" value="" name="clientId" id="clientId" class="form-control" >
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image1" id="image1" class="form-control" >
<input type="hidden" value="" name="image1" id="image1new" class="form-control" >
<span class="help-block text-center">
<input name="image1" id="image1-old" type="hidden" class="form-control">
<img id="image1-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label1"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image1');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Proof of residence or mailing address<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image2" id="image2" class="form-control" >
<input type="hidden" value="" name="image2" id="image2new" class="form-control" >
<span class="help-block text-center">
<input name="image2" id="image2-old" type="hidden" class="form-control">
<img id="image2-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label2"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image2');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Proof of social security number<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image3" id="image3" class="form-control" >
<input type="hidden" value="" name="image3" id="image3new" class="form-control" >
<span class="help-block text-center">
<input name="image3" value="" id="image3-old" type="hidden" class="form-control">
<img id="image3-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label3"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image3');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Copy of State Photo ID<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image4" id="image4" class="form-control" >
<input type="hidden" value="" name="image4" id="image4new" class="form-control" >
<span class="help-block text-center">
<img id="image4-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label4"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image4');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Your Notarized Letter/form Here(if needed)<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image5" id="image5" class="form-control" >
<input type="hidden" value="" name="image5" id="image5new" class="form-control" >
<span class="help-block text-center">
<img id="image5-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label5"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image5');" data-id="4">Clear</a></label>
</div>
</div> -->
<div class="form-group ">
<label class="col-sm-6 control-label">Evidence of my Proof of identification<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image1" class="form-control" >
<input type="hidden" value="" name="image1" id="image1new" class="form-control" >
<span class="help-block text-center">
<img id="image1-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label1"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image1');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Proof of residence or mailing address<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image2" class="form-control" >
<input type="hidden" value="" name="image2" id="image2new" class="form-control" >
<span class="help-block text-center">
<img id="image2-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label2"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image2');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Proof of social security number<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image3" class="form-control" >
<input type="hidden" value="" name="image3" id="image3new" class="form-control" >
<span class="help-block text-center">
<img id="image3-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label3"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image3');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Copy of State Photo ID<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image4" class="form-control" >
<input type="hidden" value="" name="image4" id="image4new" class="form-control" >
<span class="help-block text-center">
<img id="image4-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label4"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image4');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Your Notarized Letter/form Here(if needed)<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image5" class="form-control" >
<input type="hidden" value="" name="image5" id="image5new" class="form-control" >
<span class="help-block text-center">
<img id="image5-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label5"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image5');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group">
<div class="col-sm-offset-5 col-sm-4">
<button type="button" id="resetForm" class="btn btn-info pull-left">Reset</button>
<button type="submit" class="btn btn-info pull-right">Generate PDF</button>
</div>
</div>
</div>
<div class="col-md-2" style="padding-left:0px;padding-top: 3px;">
<img style="margin-left:0px; height:30px; width:30px;" id="client-contact-loading-img" class="rtg-loading-img" src="__SERVER_URL__webroot/loading/loading.gif" alt="">
</div>
</div>
</div>
<!-- /.box-body -->
<div class="box-footer"></div>
<!-- /.box-footer -->
</form>
</div>
<!-- /.box -->
</div>
<!--/.col (right) -->
</div>
<!-- /.row -->
</section>
<!-- /.content -->

View File

@@ -0,0 +1,165 @@
<?php
//RTG-WAVE-3.4-CHARGE-OFFS-Letter-2-4-ALL-BUREAUS
/*
* To change this license header, choose License Headers in Project Properties.
* To change this template file, choose Tools | Templates
* and open the template in the editor.
*/
require("../functions.php");
require("creditor_addresses.php");
// Define variables for file names
$pdf_name = "RTG-WAVE-3.4-CHARGE-OFFS-Letter-5-7-ALL-BUREAUS.pdf";
$html_format_name = "RTG-WAVE-3.4-CHARGE-OFFS-Letter-5-7-ALL-BUREAUS_FORMAT.html";
//collect required POST form's input
//$cra_report = $_POST["cra_report"];
$cra_report = 1;
$cra_data = $_POST["cr_data"];
//$credit_bureau_report_num = $_POST["credit_bureau_report_num"];
$first_name = $_POST["first_name"];
$last_name = $_POST["last_name"];
$street_no = $_POST["street_no"];
$street_name = $_POST["street_name"];
$city = $_POST["city"];
$state = $_POST["state"];
$personal_tracking_number = getPersonalTrackingNumber();//$_POST["personal_tracking_number"];
$credit_bureau_name_address = nl2br($_POST["credit_bureau_name_address"]);
$sincerely = $_POST["sincerely"];
$alleged_account = isset($_POST["alleged_account"]) ? nl2br($_POST["alleged_account"]) : "";
$alleged_account_desc = isset($_POST["alleged_account_desc"]) ? nl2br($_POST["alleged_account_desc"]) : "";
$dob = $_POST["dob"];
$ssn = $_POST["ssn"];
$image_heading = "";
$image_heading_content = getImageHeaingConetnt($first_name, $last_name,$street_no, $street_name, $city, $state, $dob, $ssn);
$image1 = $_POST["image1"];
$image2 = $_POST["image2"];
$image3 = $_POST["image3"];
$image4 = $_POST["image4"];
$image5 = $_POST["image5"];
for($i=1;$i<= 5;$i++){
if(isset($_FILES["image".$i]["name"]) && !empty($_FILES["image".$i]["name"])){
$image_heading = $image_heading_content;
break;
}
}
if(!empty($image1) ||
!empty($image2) ||
!empty($image3) ||
!empty($image4) ||
!empty($image5)){
$image_heading = $image_heading_content;
}
$report_file_name = $_POST["report_file_name"];
if($report_file_name == "1"){
$report_name_prefix = "Experian";
$credit_bureau_name_address = getExperianAddress();
} else if($report_file_name == "2"){
$report_name_prefix = "Equifax Confirmation";
$credit_bureau_name_address = getEquifaxAddress();
} else if($report_file_name == "3"){
$report_name_prefix = "TransUnion File";
$credit_bureau_name_address = getTransUnionAddress();
} else if($report_file_name == "0"){
$report_name_prefix = "";
$credit_bureau_name_address = setTextHightlight(trim(nl2br($_POST["credit_bureau_name_address"])));
}
// the unique pdf filename which will be saved on server
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
if(isset($cra_report)){
//get html content from pre defined format
$today = date("d M, Y");
$html = file_get_contents($html_format_name);
//echo $html;exit;
if(empty($_POST["clientId"])){
$varList1 = array(
'__CRA_REPORT__',
'__FIRST_NAME__',
'__LAST_NAME__',
'__STREET_NO__',
'__STREET_NAME__',
'__CITY__',
'__STATE__',
'__TODAY__',
'__PERSONAL_TRACKING_NUMBER__',
'__credit_bureau_name_address__',
//'__credit_bureau_report_num__',
//'__sincerely__',
'__ALLEGED_ACCOUNT__',
'__ALLEGED_ACCOUNT_DESC__',
'__DOB__',
'__SSN__',
'__IMAGE_HEADING__'
);
$valueList1 = array(
// $cra_report,
$cra_data,
setTextHightlight($first_name),
setTextHightlight($last_name),
setTextHightlight($street_no),
setTextHightlight($street_name),
setTextHightlight($city),
setTextHightlight($state),
$today,
$personal_tracking_number,
$credit_bureau_name_address,
//$credit_bureau_report_num,
//$sincerely,
$alleged_account,
$alleged_account_desc,
setTextHightlight($dob),
setTextHightlight($ssn),
$image_heading
);
for($i=1;$i<= 5;$i++){
if(isset($_FILES["image".$i]["name"]) && !empty($_FILES["image".$i]["name"])){
$imagefilename[$i] = mt_rand(0, 1000).time().'_'.$_FILES["image".$i]["name"];
upload_media($imagefilename[$i],$_POST['image'.$i]);
$deletionArray[] = $imagefilename[$i];
$varList[] = "__image".$i."__";
$valueList[] = $imagefilename[$i];
$start = "__START".$i."__";
$end = "__END".$i."__";
$html = str_replace(array($start,$end),array("",""),$html);
// $serialLineHTML = $serialLineHTML.$fileNameArray[$i-1]."<br/>";
}
}
$cra_report = $cra_data;
include '../common_image_file.php';
}
$varList = array_merge($varList,$varList1);
$valueList = array_merge($valueList,$valueList1);
require("../common_file.php");
} else {
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."RTG-WAVE-3.4-CHARGE-OFFS-Letter-5-7-ALL-BUREAUS.html";
header("Location:".$url);
}
?>

View File

@@ -0,0 +1,323 @@
<div style="font-family: Times,serif;">
<p>
<span style="font-size: 14;text-align: right;font-family: Arial,serif;">CRA REPORT# </span><span style="background-color: yellow;"> __CRA_REPORT__</span><br/><br/>
</p>
<p>
<span style="font-size: 14;font-family: Arial,serif;">
My One and Only current First and Last name AND Street NUMBER and Street NAME along with my<br/>
current resident CITY and STATE, ANY OTHER INFORMATION reported I compel you to REMOVE<br/>
IMMEDIATELY as I do NOT AUTHORIZE you nor any entity to retain nor report ANY NOT REQUISITE<br/>
REPORTED INFORMATION or Personal Identifiers that are NOT CURRENT:<br/>
</span>
<span style="background-color: yellow;">
__FIRST_NAME__, __LAST_NAME__ __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__<br/>
</span>
</p>
<p>
<span>Today is : </span><span style="background-color: yellow;">__TODAY__</span><br/><br/>
</p>
<p style="font-weight: bold; font-size: 13.5;font-family: Times,serif;text-align: justify;width: 100%;">
****To begin, I would like to ensure you have and ONLY RETAIN
current, TRUE, CORRECT, COMPLETE,and MANDATED REPORTED information per FCRA
regulations,any and all others I DEMAND,as is my lawful RIGHT(s) to do so,that you annul and and all
deficient of any condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information
now or ever,please review and ENSURE your adequate and full accordance to the laws upon which govern
your practice of reporting consumer credit profiles. <br/>
</p>
<p style="color: red;font-size: 13.5;font-weight: bold;font-family: Times,serif;width: 100%;text-align: justify;">
(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or
aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate
AUTHORITY to retain much less report without infringing my consumer rights. <br/><br/>
(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER
ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate
AUTHORITY to retain much less report without infringing my consumer rights <br/><br/>
(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or
reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less
report without infringing my consumer rights. <br/><br/>
(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
much less report without infringing my consumer rights. <br/><br/>
(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
much less report without infringing my consumer rights. <br/><br/>
(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if
ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without
infringing my consumer rights. <br/><br/>
(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any
spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE
NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my
consumer rights. <br/><br/>
(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
much less report without infringing my consumer right <br/>
</p>
<p>
<span style="font-size: 14;font-family: Times,serif;">MY PERSONAL 20-digit TRACKING NUMBER IS : </span><span style="background-color: yellow;">__PERSONAL_TRACKING_NUMBER__</span><br/>
</p>
<p>
<span style="font-weight: bold;font-size: 14;font-family: Times,serif;">
Credit Bureau & Credit Bureau ADDRESS:<br/> </span><span style="background-color: yellow;">
__credit_bureau_name_address__
</span>
</p>
<p>
<span>RE:<br/></span>
</p>
<p style="font-weight: bold;font-size: 13;text-align: justify;width: 100%;">
ATTENTIVELY REVIEW my formal writ composed DECLARATION of Not Proven Compliant Misinformation that is
all or in part: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS,
TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory
and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any
all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and
COMPLIANT METRO 2 data field formatted reporting!To be clear,you are mandated by laws to eliminate every
notation and or aspect of any and all derogatory and adversary items from any and all alleged claims still yet unproven to
be true, correct, complete, timely, documented as being mine,testimonial to be of my responsibility,with FCRA
compliance,andor CRSA CDIA Metro 2 COMPLIANT reporting.FEDERAL laws dictate that any and all derogatory or
potentially injurious reporting MUST be all of the aforementioned and can NOT BE ASSUMED without undoubted
CERTIFIABLE testimonial of FACTs ensuring the physically verifiability of the CONFIRMED manual validation of any
item upon a consumer complaint,such as is this notice here and now.Please RETURN to or retain federally lawful
reporting with your unwavering and unconditional annulment of every single one even each any and or all of the
allegations accused of me deficient of physical evidence to every and all aspects of said claims,be them true or not.<br/><br/>
Re:re: Alleged yet UNPROVEN to be testimonial in certificate of compliance in affirmation of full truth, correctness,
completeness, timeliness, ownership,responsibility , and or compliant aspects elsewise as MANDATED by lawful and
requisite regulatory reporting standards of practice REQUIRING IMMEDIATE ERADICATION in its entirety
immediately! Please DELETE TODAY, here and now even, the allegations of charge off by the creditor claiming account
number/description below:<br/>
</p>
<p> <span style="font-weight: bold;font-size: 13;">
Alleged creditor reporting UNPROVEN to be compliant chargeoff: <br/>
</span></p>
<p>
<span style="background-color: yellow;">
__ALLEGED_ACCOUNT__
</span>
</p>
<p> <span style="font-weight: bold;font-size: 13;">
Alleged account number/description f UNPROVEN to be compliant chargeoff:<br/>
</span></p>
<p>
<span style="background-color: yellow;">
__ALLEGED_ACCOUNT_DESC__
</span>
</p>
<p>
<span style="font-weight: bold;font-size: 24;">
To Whom It May Concern ,
</span>
</p>
<p style="font-size: 14;text-align: justify;width: 100%;">
PLEASE VERIFY AND VALIDATE PHYSICALLY EVERY AND ONE EVEN EACH ANY AND OR
ALL OF THE CLAIMS OF THIS ALLEGED YET UNPROVEN TO BE MY RESPONSIBILITY OR
FAULT.DEMONSTRATE READILY AND TIMELY THE PRECISE CONFIRMING FACTS OF THE
ALLEGED ACCOUNT INCLUDING EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF
ITS ARTICLE ASPECTS.BY FEDERAL LAWS,YOU MUST WILLFULLY AND PROMPTLY
DELETE TODAY EVEN RIGHT NOW THIS DEFICIENT REPORTING OR ELSE PRESENT TO ME
TRUE DOCUMENTED CERTIFICATE PROOF OF ALL DATA, EVERY NOTATION, DATE,
BALANCE, CALCULATION, AUDIT, PERSONAL IDENTIFIER, EACH OF THE REQUISITE
426-CHARACTERS OF THE EXACT AND FULLY COMPLIANT P6 STATEMENT, ANY ALPHA-/
NUMERIC-/ AND OR ALPHANUMERIC SOURCE CODE DECIDING THE LEFTNESS OR
RIGHTNESS STATES,AND EVEN EVERY ASPECT OF THE MANDATED 386 PIECES OF
CONFIRMATION TO COLLECTION.This certified declaration of formal writ complaint of your
compliance deficient reporting of apparent untrue/ inaccurate/ untimely/ unproven mine and or
incomplete credit information that has been obviously erred in a process or by an inept systemic derelict
of responsibilities caused possibly by your firm's Automated Credit Dispute Verification system. EVERY
SINGLE ONE EVEN EACH ANY AND OR ALL OF THE PORTIONS OF ALLEGATIONS OF TH
questioned and challenged reported derogatory accounts as above listed MUST be ADEQUATELY AND
COMPLIANTLY re-investigated. THIS IS MANDATED PER MY STATE AND THE RELATED
FEDERAL LAWS because the original collector has CONSISTENTLY failed to meet EVERY SINGLE
ONE EVEN EACH ANYAND OR ALL OF ITS OR THE REQUISITIONS OF regulatory compliance
standards in this matter (see attached validation notice to collector). As you are certainly well
aware,counter to compliance your agency sent to me a a very shocking and more over a sickeningly
misleading letter stating that you had completed your investigation and every single one even each any
and or all aspects of the challenged and or disputed items of allegations (yet still no provocative physical
evidence certificates the fact of nor the compliance of the claims nor any portions thereof) were not
annulled by being deleted, as requested. My challenge was for a very specific DEMAND FOR
VALIDATION and not YOUR not compliant and obvious AUTOMATED Verification.I commanded
such within my civil and or consumer rights afforded me under the Fair Credit Reporting Act, namely
FCRA 611 (a) (7) ..<br/><br/>
As is my RIGHTS as display just above mentioned , I am seeking a description of the procedure used by
your agency in providing all information to the creditor associated with my earlier dispute under FCRA
611 (a) because the creditor in question has DENIED receiving any such request from your firm (please
note that this correspondence and reply is being forwarded to my legal representative for review). I
respectfully request to be provided with EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF
THE written documentation of EXACTLY how and EXACTLY BY WHAT MEANS WAS UTILIZED
BY YOUR INVESTIGATOR to verify the accuracy of this collection account. Certainly your firm
ACKNOWLEDGES that in a dispute such as mine YOU are required under the METRO-2,phase TWO
status, of your credit reporting settlement agreement to provide the information and either escalate this
distraught file dispute or DELETE the items in concern!<br/><br/>
1. Tell me in writing what information you refuse to remove and why.<br/><br/>
2. Tell me in writing what you did to determine that the information was accurate.<br/><br/>
3. Note the information as disputed BY the CONSUMER on my credit report<br/>
</p>
<p style="font-weight: bold;font-size: 13;text-align: justify;width: 100%;">
Please DELETE TODAY, here and now even, the allegations of charge off by the creditor claiming account
number/description below: <br/>
</p>
<p> <span style="font-weight: bold;font-size: 13;">
Alleged creditor reporting UNPROVEN to be compliant chargeoff:<br/>
</span></p>
<p>
<span style="background-color: yellow;">
__ALLEGED_ACCOUNT__
</span>
</p>
<p> <span style="font-weight: bold;font-size: 13;">
Alleged account number/description f UNPROVEN to be compliant chargeoff:<br/>
</span></p>
<p>
<span style="background-color: yellow;">
__ALLEGED_ACCOUNT_DESC__
</span>
</p>
<p style="text-align: justify;width: 100%;font-size: 14;">
NOTATION:The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully
complete 426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL
IDENTIFIERS to which databasing of alleged tradeline information occurs.Per CRSA,auto-populating ANY data
field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is
automatic call for deletion due to any and all repeating entry as NULL and VOID.Moreover,the regulatory
obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that
absolutely accurately and completely includes ALL of the account of allegation(s) specifics!Must be performed in a
REAL-TIME browser LOCKDOWN to be lawful.Per CRSA implementation,if a data furnisher fails to respond
within20 calendar days,e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all
consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being Phase III of the
Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or
accepted by CRAa.Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment
PREVIOUS coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit
shuffling to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit
reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by any
consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the minimal five(5)
portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the
CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation
CERTIFIED. <br/><br/><br/>
FURTHER,CONFIRM the five key components of our individual identities in case this data breach becomes yet
another case potentially leading to my inclusion as a victim of fraud and or of identity theft due to YOUR
DEFICIENT and NOT PROVEN COMPLIANT RETAINING and or REPORTING of consumer
records,particularly that of personal identifiers.. Therefore, I must request that your bureau confirm in writing the
following personal information: 1- FULL LEGAL NAME as it Appears on my Credit report 2- Legal Address of
Record 3- SSN # (or redacted last 4 digits) 4- Date of Birth 5- Zip Code for my Home Address<br/><br/>
The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully complete
426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL
IDENTIFIERS to which databasing of alleged tradeline information occurs.Per CRSA,auto-populating ANY data
field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is
automatic call for deletion due to any and all repeating entry as NULL and VOID.Moreover,the regulatory
obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that
absolutely accurately and completely includes ALL of the account of allegation(s) specifics!Must be performed in a
REAL-TIME browser LOCKDOWN to be lawful.Per CRSA implementation,if a data furnisher fails to respond
within20 calendar days,e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all
consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being Phase III of the
Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or
accepted by CRAa. Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment
PREVIOUS coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit
shuffling to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit
reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by any
consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the minimal five(5)
portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the
CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation
CERTIFIED. Further,this qualifying certification can be REVOLVED by CONSUMER COMPLAINTS per the
NYAG Signing Statement.I repeat, to lawfully retain and or report any claim of information,be it an account or any
aspect of such,the must be irrefutable fullness in the truth of reporting, correctness of reporting, COMPLETENESS
of reporting, TIMELINESS of reporting and of the reported allegations, undoubtable ownership, irrefutable
responsibility of adverse claims,and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA
enacted CDIA Metro 2 data field formatted reporting regulatory standards and obligations to include the 81-month
time relevance of account reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL
IDENTIFIERS.Further lawful reporting demands that the regulatory compliance rules are applied EVENLY and
thoroughly from data provider to consumer credit reporting repository.Accuracy and completeness of all of any and
all information,particularly derogatory consumer information,must abide by every and one of current MY states
reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE standards due to
the implementation of the Credit Reporting Settlement Agreement (CRSA.) Is the Personal Identifier information
alleged in the reported 426-character P-SEGMENT true,correct, and complete to standards of CERTIFIED METRO
2 COMPLIANCE?<br/><br/>
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the claimed
reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any and all of the
adversary derogatory accusations injuring me immediately,TODAY even NOW and HERE!<br/><br/>
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this declaration
would compel me to consult my consumer complaint lawfully to the members of the NCRWG,as undoubtedly
reporting not only must be true,timely,and accurate but also in its COMPLETENESS of DATA ENTRY presented
to any entity INCLUDING all consumer reporting repositories.<br/><br/>
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this declaration
would compel me to consult my consumer complaint lawfully to the members of the NCRWG,as undoubtedly
reporting not only must be true,timely,and accurate but also in its COMPLETENESS of DATA ENTRY presented
to any entity INCLUDING all consumer reporting repositories.<br/><br/>
By the provisions of the Fair Credit Reporting Act and per the standards of reporting compliance implemented with
the CRSA enacted CDIA Metro 2 COMPLIANCE regulations, I demand that these above mentioned derogatory
items be investigated and permanently removed from my report. It is my understanding that you will recheck these
items with the creditor who has posted them. Please remove any information that the creditor cannot verify. I
understand that under 15 U.S.C. Sec. 1681i(a), you must complete this reinvestigation within 30 days of receipt of
this letter.<br/><br/>
Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge
for this updated report. I also request that you please send notices of corrections to anyone who received my credit
report in the past six months.<br/>
</p>
<p>
<span style="font-weight: bold;font-size: 16;">IN GENUINE SINCERITY,</span>
</p>
<p>
<span style="font-size: 14;font-family: Arial,serif;">
My One and Only current First and Last name AND Street NUMBER and Street NAME along with my<br/>
current resident CITY and STATE, ANY OTHER INFORMATION reported I compel you to REMOVE<br/>
IMMEDIATELY as I do NOT AUTHORIZE you nor any entity to retain nor report ANY NOT REQUISITE<br/>
REPORTED INFORMATION or Personal Identifiers that are NOT CURRENT:<br/>
</span>
<span style="background-color: yellow;">
__FIRST_NAME__, __LAST_NAME__ __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__<br/>
</span>
</p>
<p>
<span>Today is : </span><span style="background-color: yellow;">__TODAY__</span><br/><br/>
</p>
<p style="font-size: 14;font-family: Arial,serif;text-align: justify;width: 100%;">
***NOTE, should you again fail to present to me ,as MANDATED by federal reporting laws and
the metro 2 format regulations to annul this still unproven potentially untrue, incorrect or else
wise not physically verifiable valid allegation with proof of irrefutable certificate of testimonial
affirmation of facts I will have no other option but to assume your ignorance of requisite and
appropriate reporting mandates is through your undoubted willful disregard of your responsibility
to dutiful and perfected ethical reporting and undeniable attestations to the 100% certificate of
compliance in every single one even each any and or all of my states standards of reporting
and equally that of any and all federal standards , whether mentioned or not! I compel you to
return to lawful reporting and legal standing without any injuries or prejudices to me, now or in
future! SEND TO ME ABSOLUTE DOCUMENT EVIDENCE of your intent to delete or the
CERTIFIED EXACTING AUD displaying perfection of your reporting claims I find yet unfounded!<br/>
</p>
<p>
__IMAGE_HEADING__
</p> <br/>
__STARTM1__
Evidence of my Proof of identification<br/><br/>
<img src="__image1__" alt="Evidence of my Proof of identification">
<br/><br/><br/>
__ENDM1__
__STARTM2__
Proof of residence or mailing address<br/><br/>
<img src="__image2__" alt="Proof of residence or mailing address">
<br/><br/><br/>
__ENDM2__
__STARTM3__
Proof of social security number<br/><br/>
<img src="__image3__" alt="Proof of social security number">
<br/><br/><br/>
__ENDM3__
__STARTM4__
Copy of State Photo ID<br/><br/>
<img src="__image4__" alt="Copy of State Photo ID">
<br/><br/><br/>
__ENDM4__
__STARTM5__
My Notarized Letter/Form<br/><br/>
<img src="__image5__" alt="Your Notarized Letter/Form">
<br/><br/><br/>
__ENDM5__
</div>

View File

@@ -0,0 +1,260 @@
<!-- Main content -->
<section class="content">
<div class="row">
<!-- right column -->
<div class="col-md-12">
<!-- Horizontal Form -->
<div class="box box-info">
<div class="box-header with-border">
<h3 class="box-title"> Enter Your Information Below</h3>
</div>
<!-- /.box-header -->
<!-- form start -->
<form enctype="multipart/form-data" id="inputformId" class="form-horizontal rtg-charge-off-form" method="post" action="__SERVER_URL__webroot/V3.0/RTG-WAVE-3.4-CHARGE-OFFS-Letter-8-COLLECTOR-CREDITOR-of-COFF.php">
<div class="box-body">
<div class="row">
<!-- right column -->
<div class="col-md-10">
<div class="form-group">
<label class="col-sm-6 control-label">PLEASE SELECT</label>
<div class="col-sm-6">
<select id="client-contact-id" name="select" class="form-control">
</select>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">FIRST NAME</label>
<div class="col-sm-6">
<input type="text" name="first_name" id="first_name" class="form-control" required>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">LAST NAME</label>
<div class="col-sm-6">
<input type="text" name="last_name" id="last_name" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">STREET NO</label>
<div class="col-sm-6">
<input type="text" name="street_no" id="street_no" class="form-control" required>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">STREET NAME</label>
<div class="col-sm-6">
<input type="text" name="street_name" id="street_name" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">CITY</label>
<div class="col-sm-6">
<input type="text" name="city" id="city" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">STATE</label>
<div class="col-sm-6">
<input type="text" name="state" id="state" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">CREDITOR & ADDRESS</label>
<div class="col-sm-6">
<textarea name="credit_bureau_name_address" id="credit_bureau_address" class="form-control negative-creditor rtg-make-empty-field" rows="3" cols="47" required></textarea>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">Sincerely</label>
<div class="col-sm-6">
<input type="text" name="sincerely" id="sincerely" class="form-control" required >
</div>
</div>
<div class="form-group negative-modal-area">
<label class="col-sm-6 control-label">Alleged creditor reporting UNPROVEN to be compliant chargeoff:</label>
<div class="col-sm-6">
<textarea type="text" name="alleged_account" class="form-control creditor-name
" ></textarea>
</div>
</div>
<div class="form-group negative-modal-area">
<label class="col-sm-6 control-label">Alleged account number/description UNPROVEN to be compliant chargeoff:</label>
<div class="col-sm-6">
<textarea type="text" name="alleged_account_desc" class="form-control creditor-account-only
" ></textarea>
</div>
</div>
<!--for uploading media-->
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<div class="col-sm-3 col-sm-offset-5">
<button type="button" class="btn btn-primary" data-toggle="modal" data-target=".media-upload-modal-lg">Upload Media</button>
<div class="modal fade media-upload-modal-lg" tabindex="-1" role="dialog" aria-labelledby="myLargeModalLabel">
<div class="modal-dialog modal-lg" role="document">
<div class="modal-content">
<div class="modal-header">
<button type="button" class="close" data-dismiss="modal" aria-label="Close"><span aria-hidden="true">&times;</span></button>
<h4 class="modal-title" id="gridSystemModalLabel">Upload Media</h4>
</div>
<div class="modal-body" id="uploadMediaSection">
</div>
</div>
</div>
</div>
</div>
</div>-->
<!-- <div class="form-group ">
<label class="col-sm-6 control-label">Evidence of my Proof of identification<br/>(PNG, JPG,BMP etc. )</label>
<input type="hidden" value="" name="clientId" id="clientId" class="form-control" >
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image1" id="image1" class="form-control" >
<input type="hidden" value="" name="image1" id="image1new" class="form-control" >
<span class="help-block text-center">
<input name="image1" id="image1-old" type="hidden" class="form-control">
<img id="image1-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label1"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image1');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Proof of residence or mailing address<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image2" id="image2" class="form-control" >
<input type="hidden" value="" name="image2" id="image2new" class="form-control" >
<span class="help-block text-center">
<input name="image2" id="image2-old" type="hidden" class="form-control">
<img id="image2-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label2"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image2');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Proof of social security number<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image3" id="image3" class="form-control" >
<input type="hidden" value="" name="image3" id="image3new" class="form-control" >
<span class="help-block text-center">
<input name="image3" value="" id="image3-old" type="hidden" class="form-control">
<img id="image3-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label3"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image3');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Copy of State Photo ID<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image4" id="image4" class="form-control" >
<input type="hidden" value="" name="image4" id="image4new" class="form-control" >
<span class="help-block text-center">
<img id="image4-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label4"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image4');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Your Notarized Letter/form Here(if needed)<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image5" id="image5" class="form-control" >
<input type="hidden" value="" name="image5" id="image5new" class="form-control" >
<span class="help-block text-center">
<img id="image5-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label5"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image5');" data-id="4">Clear</a></label>
</div>
</div> -->
<div class="form-group">
<div class="col-sm-offset-5 col-sm-4">
<button type="button" id="resetForm" class="btn btn-info pull-left">Reset</button>
<button type="submit" class="btn btn-info pull-right">Generate PDF</button>
</div>
</div>
</div>
<div class="col-md-2" style="padding-left:0px;padding-top: 3px;">
<img style="margin-left:0px; height:30px; width:30px;" id="client-contact-loading-img" class="rtg-loading-img" src="__SERVER_URL__webroot/loading/loading.gif" alt="">
</div>
</div>
</div>
<!-- /.box-body -->
<div class="box-footer"></div>
<!-- /.box-footer -->
</form>
</div>
<!-- /.box -->
</div>
<!--/.col (right) -->
</div>
<!-- /.row -->
</section>
<!-- /.content -->

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<?php
require("../functions.php");
require("creditor_addresses.php");
// Define variables for file names
$pdf_name = "RTG-WAVE-3.4-CHARGE-OFFS-Letter-8-COLLECTOR-CREDITOR-of-COFF.pdf";
$html_format_name = "RTG-WAVE-3.4-CHARGE-OFFS-Letter-8-COLLECTOR-CREDITOR-of-COFF_FORMAT.html";
//collect required POST form's input
//$cra_report = $_POST["cra_report"];
$cra_report = 1;
$first_name = $_POST["first_name"];
$last_name = $_POST["last_name"];
$street_no = $_POST["street_no"];
$street_name = $_POST["street_name"];
$city = $_POST["city"];
$state = $_POST["state"];
$personal_tracking_number = getPersonalTrackingNumber();//$_POST["personal_tracking_number"];
$credit_bureau_name_address = nl2br($_POST["credit_bureau_name_address"]);
$sincerely = $_POST["sincerely"];
$alleged_account = isset($_POST["alleged_account"]) ? nl2br($_POST["alleged_account"]) : "";
$alleged_account_desc = isset($_POST["alleged_account_desc"]) ? nl2br($_POST["alleged_account_desc"]) : "";
$report_file_name = $_POST["report_type"];
// if($report_file_name == "1"){
// $report_name_prefix = "Experian";
// $credit_bureau_name_address = getExperianAddress();
// } else if($report_file_name == "2"){
// $report_name_prefix = "Equifax Confirmation";
// $credit_bureau_name_address = getEquifaxAddress();
// } else if($report_file_name == "3"){
// $report_name_prefix = "TransUnion File";
// $credit_bureau_name_address = getTransUnionAddress();
// } else if($report_file_name == "0"){
// $report_name_prefix = "";
// $credit_bureau_name_address = '<table style="width:100%"><tr><td>'.nl2br($_POST["credit_bureau_name_address"]).'</td></tr></table>';
// }
// the unique pdf filename which will be saved on server
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
if(isset($cra_report)){
//get html content from pre defined format
$today = date("d M, Y");
$html = file_get_contents($html_format_name);
//echo $html;exit;
if(empty($_POST["clientId"])){
$varList = array(
// '__CRA_REPORT__',
'__FIRST_NAME__',
'__LAST_NAME__',
'__STREET_NO__',
'__STREET_NAME__',
'__CITY__',
'__STATE__',
'__TODAY__',
//'__PERSONAL_TRACKING_NUMBER__',
'__credit_bureau_name_address__',
//'__sincerely__',
'__ALLEGED_ACCOUNT__',
'__ALLEGED_ACCOUNT_DESC__'
);
$valueList = array(
// $cra_report,
setTextHightlight($first_name),
setTextHightlight($last_name),
setTextHightlight($street_no),
setTextHightlight($street_name),
setTextHightlight($city),
setTextHightlight($state),
$today,
//$personal_tracking_number,
$credit_bureau_name_address,
//$sincerely,
$alleged_account,
$alleged_account_desc
);
require("../common_file.php");
}
} else {
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."RTG-WAVE-3.4-CHARGE-OFFS-Letter-8-COLLECTOR-CREDITOR-of-COFF.html";
header("Location:".$url);
}
?>

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@@ -0,0 +1,181 @@
<div style="font-family: Arial,serif;">
<p style="text-decoration: underline;color: red; font-size: 14;font-weight: 800;text-align: justify;width: 100%;">
This LEGAL NOTE with LAWFUL STANDING is My IRREFUTABLE and UNDENIABLE OFFICIALLY
composed writ DECLARATION of DEMAND to remove ANY AND ALL UNPROVEN to be
PHYSICALLY VERIFIABLY VALID AND CERTIFIED metro 2 COMPLIANT reported allegations by
your entity AND EQUIVALENTLY my lawful<span style="font-weight: bold;font-family: Times,serif;"> cease and desist affidavit by consumer affiant. Your
failure you do as requested, which is mirror of your requisites of lawful reporting, will be deemed
grounds for seeking proper and full resolution MONETARILY and otherwise via filed civil and or
criminal suit versus YOUR FIRM and each and all alleged parties so proclaiming verified
compliance,save NONE!<br/>
</span>
</p>
<p>
<span style="font-size: 14.5;font-family: Arial,serif;">
My One and Only current First and Last name AND Street NUMBER and Street NAME along with my<br/>
current resident CITY and STATE, ANY OTHER INFORMATION reported I compel you to REMOVE<br/>
IMMEDIATELY as I do NOT AUTHORIZE you nor any entity to retain nor report ANY NOT REQUISITE<br/>
REPORTED INFORMATION or Personal Identifiers that are NOT CURRENT:<br/>
</span>
<span style="background-color: yellow;">
__FIRST_NAME__, __LAST_NAME__ __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__<br/>
</span>
</p>
<p>
<span>Today is : </span><span style="background-color: yellow;">__TODAY__</span><br/><br/>
</p>
<p>
<span style="font-size: 14;font-family: Arial,serif;">To: Your REPORTED Creditor/Collector NAME and ADDRESS is exactly:<br/></span>
</p>
<p>
<span style="background-color: yellow;">
__credit_bureau_name_address__
</span>
</p>
<p style="font-weight: bold;font-size: 24;text-decoration: underline;font-family: Times,serif;">
<span>
To Whom It May Concern:
</span>
</p>
<p style="font-weight: bold;font-size: 13;font-family: Times,serif;text-align: justify;width: 100%;">
Please DELETE TODAY, here and now even, the allegations of charge off by the creditor claiming account
number/description below: <br/>
</p>
<p style="font-weight: bold;font-size: 13;font-family: Times,serif;"> <span>
Alleged creditor reporting UNPROVEN to be compliant chargeoff: <br/>
</span></p>
<p>
<span style="background-color: yellow;">
__ALLEGED_ACCOUNT__
</span>
</p>
<p style="font-weight: bold;font-size: 13;font-family: Times,serif;"> <span>
Alleged account number/description f UNPROVEN to be compliant chargeoff: <br/>
</span></p>
<p>
<span style="background-color: yellow;">
__ALLEGED_ACCOUNT_DESC__
</span>
</p>
<p style="font-size: 14;font-family: Times,serif;text-align: justify;width: 100%;">
This certificate of official declaration is your formal notice of affiant expostulation to immediately (today
even right now) and absolutely cease and desist every single one even each any and or all aspects of any
and all collection activities in regards to every single one even each any and or all of the above listed
allegations of account and or portions thereof translated as being derogatory in nature. As your firm is or
should be well aware at this point, just as I am that in fact, that previously I have elected to LEGALLY
exercised my rights by challenging the compliance of the reportings,compliant status of
yourself,compliant status of whom you reported, the compliant nature of your receipt of the
accusations,and as well the compliant nature of the transfer of your unfounded claims versus me let alone
made an adequate lawful complaint indispute of the claimed validity of this questionable debt and or
portions thereof.Understand as I do, the laws are writing in clarity to the fact that any and all entities must
be compliant in the obtaining,receiving, transfer,use,or otherwise of any consumer information.As such
,you nor any entity ,do or ever can have ANY authority to retain ,report,use,or elsewise any accusations of
information or subterfuge portion thereof to which is not compliant and also certified ( by physical
measures) to be completely true, correct,mine, timely,and whole.Of note, I have in declarative
composition and even potentially by way of other lawful communications made clear my absolute non
negotiable demands that you every single one even each any and or all of the requisite to be provided
documents of your alleged claims of validation to me.Insanely and of an INFRINGEMENT OF MY
CONSUMER RIGHTS,it appears now that unlawfully you have ignored my demands and continued your
treacherous attempts to harassment me and create credit prejudices versus me unjustly. By your willful
dereliction to my legal validation request you and or your firm is in direct violation of the federal debt
collection practice act i.e. the FDCPA.NOW, IF BY CHANCE you are CONFUSED or dumbfounded as
to not only my rights but also the serious legal ramifications, I most certainly would suggest that you
consult immediately with your legal counsel so that you can avoid a reckless lawsuit award against you
thus awarding me the ultimate and long awaited satisfaction and justice as well as great monetary
enhancements at your expense,rightfully so! Since your firm has knowingly violated both federal and
state law, I am demanding that you CEASE all collection activities RIGHT NOW. Including but not
limited to any and all phone calls, emails or faxes, Stop at once reporting the debt in question to every
single one even each any and or all of the Credit Reporting Agencies, national or regional, and to
promptly and completely annul such violating claims by acts to immediately remove any current
erroneous reports you may have provided.Take note,any item of information declared not complaint is
equally considered erroneous as to its reporting thereby making it illegal,possibly even criminally so if
your willful disregard for laws lead to fraud and or the enablement of identity theft versus me.PLEASE
VERIFY AND VALIDATE PHYSICALLY EVERY AND ONE EVEN EACH ANY AND OR ALL OF
THE CLAIMS OF THIS ALLEGED YET UNPROVEN TO BE MY RESPONSIBILITY OR
FAULT.DEMONSTRATE READILY AND TIMELY THE PRECISE CONFIRMING FACTS OF THE
ALLEGED ACCOUNT INCLUDING EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF
ITS ARTICLE ASPECTS.BY FEDERAL LAWS,YOU MUST WILLFULLY AND PROMPTLY
DELETE TODAY EVEN RIGHT NOW THIS DEFICIENT REPORTING OR ELSE PRESENT TO ME
TRUE DOCUMENTED CERTIFICATE PROOF OF ALL DATA, EVERY NOTATION, DATE,
BALANCE, CALCULATION, AUDIT, PERSONAL IDENTIFIER, EACH OF THE REQUISITE
426-CHARACTERS OF THE EXACT AND FULLY COMPLIANT P6 STATEMENT, ANY ALPHA-/
NUMERIC-/ AND OR ALPHANUMERIC SOURCE CODE DECIDING THE LEFTNESS OR
RIGHTNESS STATES,AND EVEN EVERY ASPECT OF THE MANDATED 386 PIECES OF
CONFIRMATION TO COLLECTION. If your firm does not COMPLY in writing to this CEASE and
DESIST notice within 5 days as demanded I will not hesitate to bring suit against your firm in this matter
as in the example of<span style="font-weight: bold;font-size: 16;text-decoration: underline;"> Mey v. RFA aka RELIANT FINANCIAL ASSOCIATES<br/>
</span>
</p>
<p style="font-weight: bold;font-size: 13;font-family: Times,serif;text-align: justify;width: 100%;">
Please DELETE TODAY, here and now even, the allegations of charge off by the creditor claiming account
number/description below: <br/>
</p>
<p style="font-weight: bold;font-size: 13;font-family: Times,serif;"> <span>
Alleged creditor reporting UNPROVEN to be compliant chargeoff: <br/>
</span></p>
<p>
<span style="background-color: yellow;">
__ALLEGED_ACCOUNT__
</span>
</p>
<p style="font-weight: bold;font-size: 13;font-family: Times,serif;"> <span>
Alleged account number/description f UNPROVEN to be compliant chargeoff: <br/>
</span></p>
<p>
<span style="background-color: yellow;">
__ALLEGED_ACCOUNT_DESC__
</span>
</p>
<p style="font-size: 13.5;font-family: Times,serif;text-align: justify;width: 100%;">
****again should you care to study the just mentioned juris rendition, please avail yourself opportune to
become familiar with the determined requisites of you in this matter as I have myself become very
acquainted and educated to..The link of which I studied in glee was located exactly here...<br/>
http://caselaw.findlaw.com/us-7th-circuit/1033194.html<br/><br/>
As you likely have ascertained, I am VERY AWARE OF THE FACT THAT You have a MAXIMUM
OF 30 days from the postmark date of this validation demand to not only answer but ALSO to retain or
return to 100% compliance to any and every law or statute ,mentioned by me or not even if you are
ignorant to them..<br/>
</p>
<p style="font-size: 18;font-weight: bold;font-family: Times,serif;">
<span>
In GENUINE SINCERITY,
</span>
</p>
<p>
<span style="font-size: 14;font-family: Arial,serif;">
My One and Only current First and Last name AND Street NUMBER and Street NAME along with my<br/>
current resident CITY and STATE, ANY OTHER INFORMATION reported I compel you to REMOVE<br/>
IMMEDIATELY as I do NOT AUTHORIZE you nor any entity to retain nor report ANY NOT REQUISITE<br/>
REPORTED INFORMATION or Personal Identifiers that are NOT CURRENT:<br/>
</span>
<span style="background-color: yellow;">
__FIRST_NAME__, __LAST_NAME__ __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__<br/>
</span>
</p>
<p>
<span>Today is : </span><span style="background-color: yellow;">__TODAY__</span><br/><br/>
</p>
<p style="font-size: 14;font-family: Arial,serif;text-align: justify;width: 100%;">
***NOTE, should you again fail to present to me ,as MANDATED by federal reporting laws and
the metro 2 format regulations to annul this still unproven potentially untrue, incorrect or else
wise not physically verifiable valid allegation with proof of irrefutable certificate of testimonial
affirmation of facts I will have no other option but to assume your ignorance of requisite and
appropriate reporting mandates is through your undoubted willful disregard of your responsibility
to dutiful and perfected ethical reporting and undeniable attestations to the 100% certificate of
compliance in every single one even each any and or all of my states standards of reporting
and equally that of any and all federal standards , whether mentioned or not! I compel you to
return to lawful reporting and legal standing without any injuries or prejudices to me, now or in
future! SEND TO ME ABSOLUTE DOCUMENT EVIDENCE of your intent to delete or the
CERTIFIED EXACTING AUD displaying perfection of your reporting claims I find yet unfounded!<br/><br/>
</p>
<p style="font-size: 13.5;font-family: Times,serif;text-align: justify;width: 100%;">
CC: Len Kennedy Consumer Financial Protection Bureau Office of Administrative Adjudication 1700 G.
Street NW Washington, D.C. 2055<br/>
</p>
</div>

View File

@@ -0,0 +1,303 @@
<!-- Main content -->
<section class="content">
<div class="row">
<!-- right column -->
<div class="col-md-12">
<!-- Horizontal Form -->
<div class="box box-info">
<div class="box-header with-border">
<h3 class="box-title"> Enter Your Information Below</h3>
</div>
<!-- /.box-header -->
<!-- form start -->
<form enctype="multipart/form-data" id="inputformId" class="form-horizontal rtg-charge-off-form" method="post" action="__SERVER_URL__webroot/V3.0/RTG-Wave-3.7-L1-L3-Day-1-OTHER.php">
<div class="box-body">
<div class="row">
<!-- right column -->
<div class="col-md-10">
<div class="form-group">
<label class="col-sm-6 control-label">PLEASE SELECT</label>
<div class="col-sm-6">
<select id="client-contact-id" name="select" class="form-control">
</select>
</div>
</div>
<div class="form-group">
<label class="col-sm-6 control-label">CREDIT REPORT COMPANY NAME</label>
<div class="col-sm-6">
<select name="report_file_name" id="report_file_name" class="form-control" >
<option value="0">Please Select</option>
<option value="3">TransUnion File Report</option>
<option value="1">Experian Report</option>
<option value="2">Equifax Confirmation Report</option>
</select>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">CRA REPORT</label>
<div class="col-sm-6">
<input type="text" name="cr_data" id="cra_report" class="form-control" required>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">FIRST NAME</label>
<div class="col-sm-6">
<input type="text" name="first_name" id="first_name" class="form-control" required>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">LAST NAME</label>
<div class="col-sm-6">
<input type="text" name="last_name" id="last_name" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">STREET NO</label>
<div class="col-sm-6">
<input type="text" name="street_no" id="street_no" class="form-control" required>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">STREET NAME</label>
<div class="col-sm-6">
<input type="text" name="street_name" id="street_name" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">CITY</label>
<div class="col-sm-6">
<input type="text" name="city" id="city" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">STATE</label>
<div class="col-sm-6">
<input type="text" name="state" id="state" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label text-uppercase">SSN</label>
<div class="col-sm-6">
<input type="text" name="ssn" id="social_security_no" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label text-uppercase">Date of birth</label>
<div class="col-sm-6">
<input type="text" name="dob" id="birth_date" class="form-control" required >
</div>
</div>
<div class="form-group required" id="credit_bureau_field">
<label class="col-sm-6 control-label">CREDIT BUREAU & CREDIT BUREAU ADDRESS</label>
<div class="col-sm-6">
<textarea name="credit_bureau_name_address" id="credit_bureau_address" class="form-control rtg-make-empty-field" rows="3" cols="47" required></textarea>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">Sincerely</label>
<div class="col-sm-6">
<input type="text" name="sincerely" id="sincerely" class="form-control" required >
</div>
</div>
<div class="form-group negative-modal-area">
<label class="col-sm-6 control-label">Creditor(s) alleging the negative item(s) and alleged account<br/>
number(s) and or description(s):</label>
<div class="col-sm-6">
<textarea type="text" name="alleged_account1" class="form-control negative-item-class" ></textarea>
</div>
</div>
<div class="form-group negative-modal-area">
<label class="col-sm-6 control-label">Creditor(s) alleging the negative item(s) and alleged account<br/>
number(s) and or description(s):</label>
<div class="col-sm-6">
<textarea type="text" name="alleged_account2" class="form-control negative-item-class" ></textarea>
</div>
</div>
<div class="form-group negative-modal-area">
<label class="col-sm-6 control-label">Creditor(s) alleging the negative item(s) and alleged account<br/>
number(s) and or description(s):</label>
<div class="col-sm-6">
<textarea type="text" name="alleged_account3" class="form-control negative-item-class" ></textarea>
</div>
</div>
<div class="form-group negative-modal-area">
<label class="col-sm-6 control-label">Creditor(s) alleging the negative item(s) and alleged account<br/>
number(s) and or description(s):</label>
<div class="col-sm-6">
<textarea type="text" name="alleged_account4" class="form-control negative-item-class" ></textarea>
</div>
</div>
<!--for uploading media-->
<div class="form-group ">
<label class="col-sm-6 control-label">Evidence of my Proof of identification<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image1" class="form-control" >
<input type="hidden" value="" name="image1" id="image1new" class="form-control" >
<span class="help-block text-center">
<img id="image1-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label1"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image1');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Proof of residence or mailing address<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image2" class="form-control" >
<input type="hidden" value="" name="image2" id="image2new" class="form-control" >
<span class="help-block text-center">
<img id="image2-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label2"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image2');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Proof of social security number<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image3" class="form-control" >
<input type="hidden" value="" name="image3" id="image3new" class="form-control" >
<span class="help-block text-center">
<img id="image3-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label3"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image3');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Copy of State Photo ID<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image4" class="form-control" >
<input type="hidden" value="" name="image4" id="image4new" class="form-control" >
<span class="help-block text-center">
<img id="image4-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label4"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image4');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Your Notarized Letter/form Here(if needed)<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image5" class="form-control" >
<input type="hidden" value="" name="image5" id="image5new" class="form-control" >
<span class="help-block text-center">
<img id="image5-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label5"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image5');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group">
<div class="col-sm-offset-5 col-sm-4">
<button type="button" id="resetForm" class="btn btn-info pull-left">Reset</button>
<button type="submit" class="btn btn-info pull-right">Generate PDF</button>
</div>
</div>
</div>
<div class="col-md-2" style="padding-left:0px;padding-top: 3px;">
<img style="margin-left:0px; height:30px; width:30px;" id="client-contact-loading-img" class="rtg-loading-img" src="__SERVER_URL__webroot/loading/loading.gif" alt="">
</div>
</div>
</div>
<!-- /.box-body -->
<div class="box-footer"></div>
<!-- /.box-footer -->
</form>
</div>
<!-- /.box -->
</div>
<!--/.col (right) -->
</div>
<!-- /.row -->
</section>
<!-- /.content -->

View File

@@ -0,0 +1,213 @@
<?php
require("../functions.php");
require("creditor_addresses.php");
function getAllegedAccountContent($string){
$result = "";
if(!empty($string)){
$content = '<span style="font-size: 14;text-align: justify;width: 100%;"> Below are the accounts in question: Creditor(s) alleging the negative item(s) and alleged account
number(s) and or description(s) of the NOT PROVEN CURRENT,TRUE, ACCURATE,
COMPLETE, TIMELY, MINE,MY RESPONSIBILITY, and or elsewise lawfully adequate for
ethical reporting:</span><br/><br/>';
$result = $content.setTextHightlight($string);
}
return $result;
}
// Define variables for file names
$pdf_name = "RTG-Wave-3.7-L1-L3-Day-1-OTHER.pdf";
$html_format_name = "RTG-Wave-3.7-L1-L3-Day-1-OTHER_FORMAT.html";
//collect required POST form's input
$cra_report = 1;
$cra_data = $_POST["cr_data"];
$first_name = $_POST["first_name"];
$last_name = $_POST["last_name"];
$street_no = $_POST["street_no"];
$street_name = $_POST["street_name"];
$city = $_POST["city"];
$state = $_POST["state"];
$ssn = $_POST["ssn"];
$dob = $_POST["dob"];
//$zip = $_POST["zip"];
$image_heading = "";
$personal_tracking_number = getPersonalTrackingNumber();//$_POST["personal_tracking_number"];
$credit_bureau_name_address = nl2br($_POST["credit_bureau_name_address"]);
$sincerely = $_POST["sincerely"];
$image_heading_content = getImageHeaingConetnt($first_name, $last_name,$street_no, $street_name, $city, $state, $dob, $ssn);
$image1 = $_POST["image1"];
$image2 = $_POST["image2"];
$image3 = $_POST["image3"];
$image4 = $_POST["image4"];
$image5 = $_POST["image5"];
for($i=1;$i<= 5;$i++){
if(isset($_FILES["image".$i]["name"]) && !empty($_FILES["image".$i]["name"])){
$image_heading = $image_heading_content;
break;
}
}
if(!empty($image1) ||
!empty($image2) ||
!empty($image3) ||
!empty($image4) ||
!empty($image5)){
$image_heading = $image_heading_content;
}
//$alleged_account = $_POST["alleged_account"];
$alleged_account1 = isset($_POST["alleged_account1"]) ? nl2br($_POST["alleged_account1"]) : "";
$alleged_account2 = isset($_POST["alleged_account2"]) ? nl2br($_POST["alleged_account2"]) : "";
$alleged_account3 = isset($_POST["alleged_account3"]) ? nl2br($_POST["alleged_account3"]) : "";
$alleged_account4 = isset($_POST["alleged_account4"]) ? nl2br($_POST["alleged_account4"]) : "";
$alleged_account2 = getAllegedAccountContent($alleged_account2);
$alleged_account3 = getAllegedAccountContent($alleged_account3);
$alleged_account4 = getAllegedAccountContent($alleged_account4);
// $alleged_account_string = "";
// if(!empty($alleged_account1)){
// $alleged_account_string = $alleged_account1;
// }
// if(!empty($alleged_account2)){
// if(!empty($alleged_account_string)){
// $alleged_account_string = "<br/>". $alleged_account2;
// }else{
// $alleged_account_string = $alleged_account2;
// }
// }
$report_file_name = $_POST["report_file_name"];
if($report_file_name == "1"){
$report_name_prefix = "Experian";
$credit_bureau_name_address = getExperianAddress();
} else if($report_file_name == "2"){
$report_name_prefix = "Equifax Confirmation";
$credit_bureau_name_address = getEquifaxAddress();
} else if($report_file_name == "3"){
$report_name_prefix = "TransUnion File";
$credit_bureau_name_address = getTransUnionAddress();
} else if($report_file_name == "0"){
$report_name_prefix = "";
$credit_bureau_name_address = setTextHightlight(trim(nl2br($_POST["credit_bureau_name_address"])));
}
// the unique pdf filename which will be saved on server
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
if(isset($cra_report)){
//get html content from pre defined format
$today = date("d M, Y");
$html = file_get_contents($html_format_name);
//echo $html;exit;
if(empty($_POST["clientId"])){
$varList1 = array(
'__CRA_REPORT__',
'__FIRST_NAME__',
'__LAST_NAME__',
'__STREET_NO__',
'__STREET_NAME__',
'__CITY__',
'__STATE__',
'__TODAY__',
'__PERSONAL_TRACKING_NUMBER__',
'__credit_bureau_name_address__',
//'__sincerely__',
//'__ALLEGED_ACCOUNT__',
'__ALLEGED_ACCOUNT1__',
'__ALLEGED_ACCOUNT2__',
'__ALLEGED_ACCOUNT3__',
'__ALLEGED_ACCOUNT4__',
'__SSN__',
'__DOB__',
//'__ZIP__',
'__IMAGE_HEADING__'
);
$valueList1 = array(
$cra_data,
setTextHightlight($first_name),
setTextHightlight($last_name),
setTextHightlight($street_no),
setTextHightlight($street_name),
setTextHightlight($city),
setTextHightlight($state),
$today,
$personal_tracking_number,
setTextHightlight($credit_bureau_name_address),
//$sincerely,
//$alleged_account,
setTextHightlight($alleged_account1),
$alleged_account2,
$alleged_account3,
$alleged_account4,
setTextHightlight($ssn),
setTextHightlight($dob),
//setTextHightlight($zip),
$image_heading
);
for($i=1;$i<= 5;$i++){
if(isset($_FILES["image".$i]["name"]) && !empty($_FILES["image".$i]["name"])){
$imagefilename[$i] = mt_rand(0, 1000).time().'_'.$_FILES["image".$i]["name"];
upload_media($imagefilename[$i],$_POST['image'.$i]);
$deletionArray[] = $imagefilename[$i];
$varList[] = "__image".$i."__";
$valueList[] = $imagefilename[$i];
$start = "__START".$i."__";
$end = "__END".$i."__";
$html = str_replace(array($start,$end),array("",""),$html);
// $serialLineHTML = $serialLineHTML.$fileNameArray[$i-1]."<br/>";
}
}
$cra_report = $cra_data;
include '../common_image_file.php';
}
$varList = array_merge($varList,$varList1);
$valueList = array_merge($valueList,$valueList1);
require("../common_file.php");
} else {
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."RTG-WAVE-3.4-CHARGE-OFFS-Letter-1.html";
header("Location:".$url);
}
?>

View File

@@ -0,0 +1,607 @@
<div style="font-family: Times,serif;">
<p style="font-size: 14;">
<span>CRA REPORT# </span><span style="background-color: yellow;">__CRA_REPORT__</span><br/>
</p>
<p style="font-size: 14;">
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows:<br/>
<span style="background-color: yellow;">
__FIRST_NAME__, __LAST_NAME__ __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__<br/>
</span>
</p>
<p>
<span style="font-size: 14;">Today is : </span><span style="background-color: yellow;">__TODAY__</span><br/>
</p>
<p style="font-weight: bold;font-size: 13;text-align: justify;width: 100%;">
****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT,
COMPLETE,and MANDATED REPORTED information per FCRA regulations,any and all others
I DEMAND,as is my lawful RIGHT(s) to do so,that you annul and and all deficient of any
condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis- information now
or ever,please review and ENSURE your adequate and full accordance to the laws upon which
govern your practice of reporting consumer credit profiles.<br/><br/>
(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER
NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your
legitimate AUTHORITY to retain much less report without infringing my consumer rights.<br/><br/>
(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER
ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your
legitimate AUTHORITY to retain much less report without infringing my consumer rights<br/><br/>
(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY
to retain much less report without infringing my consumer rights.<br/><br/>
(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of
Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate
AUTHORITY to retain much less report without infringing my consumer rights.<br/><br/>
(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to
be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate
AUTHORITY to retain much less report without infringing my consumer rights.<br/><br/>
(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or
reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
much less report without infringing my consumer rights.<br/><br/>
(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any
spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or
product PROOF of your legitimate AUTHORITY to retain much less report without infringing my
consumer rights.<br/><br/>
(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to
be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate
AUTHORITY to retain much less report without infringing my consumer right<br/>
</p>
<p>
<span style="font-size: 14;">MY PERSONAL 20-digit TRACKING NUMBER IS : </span><span style="background-color: yellow;">__PERSONAL_TRACKING_NUMBER__</span><br/>
</p>
<p>
<span style="font-size: 14;">
Credit Bureau & Credit Bureau ADDRESS per Credit Report EXACTLY as displayed:
</span><br/>
<span style="background-color: yellow;">
__credit_bureau_name_address__
</span>
</p>
<p style="font-weight: bold;font-size: 13;text-align: justify;width: 100%;">
RE:<br/><br/>
ATTENTIVELY REVIEW my formal writ composed DECLARATION of Not Proven Compliant
Misinformation that is all or in part: DEFICIENT of adequate current status in fullness of TRUTH,
ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable
RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite
compliant reporting thereby mandating your immediate actions to rectify and remedy and any all
infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT,
COMPLETE, and COMPLIANT METRO 2 data field formatted reporting!To be clear,you are
mandated by laws to eliminate every notation and or aspect of any and all derogatory and
adversary items from any and all alleged claims still yet unproven to be true, correct, complete,
timely, documented as being mine,testimonial to be of my responsibility,with FCRA
compliance,andor CRSA CDIA Metro 2 COMPLIANT reporting.FEDERAL laws dictate that any
and all derogatory or potentially injurious reporting MUST be all of the aforementioned and can
NOT BE ASSUMED without undoubted CERTIFIABLE testimonial of FACTs ensuring the
physically verifiability of the CONFIRMED manual validation of any item upon a consumer
complaint,such as is this notice here and now.Please RETURN to or retain federally lawful
reporting with your unwavering and unconditional annulment of every single one even each any
and or all of the allegations accused of me deficient of physical evidence to every and all aspects of
said claims,be them true or not. PLEASE ERADICATE the following NOT to date PROVEN
CERTIFIED as FULLY TRUE, ACCURATE, COMPLETE, TIMELY, MINE, MY
RESPONSIBILITY, FCRA COMPLIANT, FDCPA COMPLIANT, METRO 2 format
COMPLIANT, or else COMPLIANT to any and ALL APPLICABLE regulatory reporting
mandates and standards of practice and thereby REQUIRING CORRECTIVE REMOVAL
immediately, even here and now:<br/>
</p>
<p>
<span>
__ALLEGED_ACCOUNT1__
</span>
</p>
<p>
<span style="font-weight: bold;font-size: 24;text-decoration: underline;">
To Whom It May Concern ,
</span>
</p>
<p style="font-weight: bold;font-size: 14;text-align: justify;width: 100%;">
To wit,let it be noted here in this official writ declaration in contest request for check of certified
compliant reporting and obviously an official consumer compliant challenging any deficiencies of
the mandated compliance and or any hesitation to the undeniable verifiable physical proof
affirming the validity of any and all adversary claims in its or their entirety, save none! I would
like to forge forward with a righted disputation challenging what likely (due to the still yet
demonstration of documented evidence to the contrary) is and or are inaccurate, untrue,
incomplete, untimely, not compliant, and or possibly not even of my ownership of responsibility
allegation(s) of a derogatory item(s) that I see you currently have on my credit report, possibly
illegally causing violating infringements and OBVIOUSLY UNJUST injury to my credibility. While
studying my report I have come across a number of mistakes and inaccuracies that you are
reporting.Please review and eradicate any and all of these following unproven true, correct,
complete,timely, mine, my responsibility,fcra compliant,metro 2 compliant,or else wise compliant to
every single one even each any and all of the regulations ,laws,and standards of reporting of which
you are undoubtedly mandated in your obligation to obey: The following allegations each require
immediate deletion,do so now and here!<br/><br/>
</p>
<p>
<span>
__ALLEGED_ACCOUNT2__
</span>
</p>
<p style="font-weight: bold;font-size: 14;text-align: justify;width: 100%;">
I have obtained a recent copy of my credit report and discovered it contains inaccurate
information. I have found several UNPROVEN TO BE COMPLIANT much less TRUE, complete
and accurate allegations of Accounts that you are reporting that appear to be not in lawful
compliance to reporting regulations or else wise improperly reported and transferred by other
lender/servicers on the report. I understand my rights and I am serving you written notice of my
consumer demand checking for your federally required proof of compliance even to the metro 2
data field formatted regulatory reporting obligations of you as a specific mandate due to the CRSA
enactment and implementation of the standardized CDIA sponsored Metro 2 Compliance rules.
The Fair Credit Reporting Act dictates that every single one even each any and or all accusations of
debts,true or not, must be accurately and timely reported in all deferment/transfer cases. It appears
that it cannot be determined in irrefutable fact (as required) that every one and all of the loans in
question were or were not handled properly when they were transferred. I am enacting both my
consumer and my civil rights lawfully to COMPEL YOU IN WRIT DEMAND to demonstrate all
facts and further to unequivalently provide me with written documentation of the deletion of this
erroneous information for each and every one of the unproven or else otherwise not lawfully
compliant reportings of accounts,which obviously are in question. You can be assured also that
immediately I am also notifying the Better Business Bureau and Consumer Financial Protection
offices in regards to this unforgivable and extremely injurious error in your clear mis-reporting of
illegal mis-information !To date,no entity (neither the accusers nor you) has elected to properly and
lawfully in truth, accuracy, completeness, timeliness, and otherwise in full reporting compliance
(particularly in metro 2 compliance) to provide to me , the consumer alleged, even a single or ONE
tangible shred of evidence from any much less any of these data furnisher(s). As is generally so
advised by representatives of the Consumer Financial Protection Bureau (CFPB) I have indeed
made known my concerns of unlawful chichery-based subterfuge in my credit reports related to
these allegations hereby declared.I have never received any substantiating verification of
irrefutable full truth, accuracy, completeness, timeliness,ownership, responsibility,and compliance
to any and all federal obligations and even the metro 2 compliance requirements from anyone even
if and when I forwarded written request of information to VALIDATE the account information
that your firm reported as miraculously verified,yet without any such proof of this alleged
affirmation of facts. Being now possibly several weeks I was informed by the Loan servicer that the
INFORMATION REQUIRED TO VALIDATE the LOAN information HAD NOT BEEN
RETAINED AND THAT THEY COULD NOT CONFIRM ANY INFORMATION AT THIS
TIME! I feel it is in your best interest to suspend reporting this disputed information immediately!
If you choose not too or send along one of your famous ridiculous and unflattering much less
insulting of intelligence form letters I will have no choice but commence the unpleasantness of a
Sections 1024.35 (Notice of Error) under Regulation X (CFPB regulation) that confirms my private
right of action directly against your firm for FAILING to respond and CONTINUING to report
disputed information after direct notice of said dispute was provided. You have 5 calendar days to
comply and provide a written notice of the suspension of this item pending the resolution of the
investigation action or face litigation.Here now and forever annul any and all account records of
derogatory, adversary, or else wise deficient of proof of full of reporting compliance( be it FCBA,
FCRA, FDCPA, Metro 2 Compliance,or else whether mentioned or not) claims or aspects of claims
associated. UNLESS IRREFUTABLY PROVEN,PHYSICALLY, TO BE FULLY METRO 2
COMPLIANT AND CURRENT, TRUE,CORRECT,COMPLETE,TIMELY,MINE,OF MY
RESPONSIBILITY,OR ELSEWISE MANDATED PER REPORTING LAWS OF MY STATE
AND OR FEDERALLY ABSOLUTELY NO ADVERSE OR DEROGATORY ALLEGATIONS
CAN BE LAWFULLY RETAINED MUCH LESS LEGALLY REPORTED.AS SUCH, I AM NOW
ENACTING MY CONSUMER AND CIVIL RIGHTS TO COMPEL YOU TO ANNUL ANY NOW
BY FULL AND PERMANENT DELETION OR ELSE ADEQUATELY TESTIMONY TO THE
DOCUMENT CERTIFICATION OF YOUR OBEYING OF THE MANDATED METRO 2 DATA
FORMATTED REPORTING REGULATION STANDARDS. FAILURE TO REMEDY THIS
APPROPRIATELY WILL LEAD TO MY DETERMINED AND RIGHTFUL CIVIL ACTIONS
TO SUIT YOU AND SEEK MONETARY RESOLUTION GRANTED ME VIA A COURT IN MY
JURISDICTION. Unmistakably right here,understand that this written letter is my formal request
for you to bring my credit report into METRO-2 COMPLIANCE. I will take for granted that you
are knowledgeable of the credit reporting laws ensuring that bureaus report only 100% true,
accurate, complete, timely, compliant, and proven as being such credit information, be it any, all, or
none. Given your awareness, coupled with field trained knowledge, I am certain that you
understand that a challenge to produce document demonstration in evidence to all claims of which
you cannot or will not adequately prove physically within the federally mandated timely fashion
you are requisite to ANNUL any and all such challenged or disputed indicated misinformation
immediately by FULL DELETION of every single one even each any and all aspects of the
unproven reported chicanery filled subterfuge. Every step is required to be taken to assure the
information reported is completely compliant, true, complete, timely, and correct. You nor any
entity has authority to retain or report any undocumented and or unproven adverse allegations or
physically unverifiable or not validated claims of derogatory items) of information, true or not!
Under the Fair Credit Reporting Act, 15 U.S.C. § 1681g I have the right to demand that you
disclose to me all of the documents that you have recorded and retained in your file at the time of
this request concerning the accounts that you are reporting in my credit report. Please dont
respond to my request by saying that these accounts have been verified. Send me copies of all the
documents in completeness that you have in your files that were used to verify each and every
account you alleged to have verified. If you do not have any documentation in your files to verify
the accuracy of these disputed accounts then please DELETE/ ANNUL/ OR COMPLETELY
REMOVE them immediately as required under Section 611(a)(5)(A)(i). By publishing these
inaccurate and unverified items on my credit report and furthermore, distributing them to 3rd
parties you are damaging my Ability to find SUBSTANTIAL employment in my field of expertise,
as well as my reputation and creditworthiness. Under the FCRA 15 U.S.C. § 1681i, every single one
even each any and or all of the unproven, not compliant, incomplete, untrue, incorrect, and or
unverified aspects of any alleged derogatory account(s) must be promptly annulled in its entirety or
even the whole of the claimed account(s) are to be deleted. Therefore, if you are unable to provide
me with a copy of the verifiable and irrefutable proof that you have on file for every one even each
any and or all of the adverse accounts listed below NO LATER than 30 days of receipt of this
complaint challenging your compliance to true accurate and complete timely reporting then you
must remove any and all of these accounts of chicanery leading to these unjust and unlawful
accusations of subterfuge from my credit report. DEROGATORY ACCUSATIONS HAS TO BE
METRO 2 COMPLIANT TO RETAIN OR REPORT SO DELETE ANY NOT PHYSICALLY
WITH PROOF OF PERMISSIBLE PURPOSE FROM THE EXACTLY AND LEGALLY
IDENTIFIED ME. I DO NOT AUTHORIZE YOU TO REPORT NOT PROVEN COMPLIANT
INFORMATION AND YOU MUST COMPLY.CERTAINLY, YOU ARE AWARE THAT
COMPLETE COMPLIANT REPORTING IS A MANDATE NOT AN OPTION, AS SUCH ANY
DEROGATORY ACCUSATIONS ASSOCIATED WITH A NOT COMPLIANT ALLEGED
ACCOUNT MOST DEFINITELY, IS NOT COMPLIANTLY REPORTING ITSELF IF NOT
UNPROVEN TO BE TRUE, CORRECT, COMPLETE, TIMELY, MINE, OR MY
RESPONSIBILITY.Would you ever so kindly, indulge me with the mandated presentations of your
requisite actions to authenticate and avow corporeally to the absolute genuineness, accurateness,
allness, accordance, and adherence to every single one even each any and or all of the federally
composed legislative documents as related to the now officially challenged allegations of account
and or adverse notations therein of such claims. Drawing from my research and complete
comprehension You nor any entity is permitted to keep any non-compliant information,particularly
upon it being challenged so DELETE TODAY even right NOW or unequivocally avouch physically
to every single one even each any or all of the excerpts,dated assignments,ledger balances,audited
enumerations, documents of identification, each of the 426-character format fielded P6
statements,pay status codes,alpha-/ numeric-/ and or alphanumeric source codes.Further certificate
affirmly every single one even each any and or all of the minimal five (5) portioned personal
identifiers,and even the unabbreviated 386 pieces of confirmation to collect.<br/><br/>
The FOLLOWING reporting derogatory allegations of information are either UNTRUE,<br/>
INCORRECT, INCOMPLETE, UNTIMELY, NOT MINE, NOT MY RESPONSIBILITY, or<br/><br/>
otherwise NOT PROVEN COMPLIANT to regulatory federal reporting laws and or standards and
MUST be eradicated immediately, do so TODAY, even right NOW! The obvious infractions are as
follows:<br/><br/>
The following allegations each require immediate deletion,do so now and here!<br/>
</p>
<p>
<span>
__ALLEGED_ACCOUNT3__
</span>
</p>
<p style="font-weight: bold;font-size: 14;text-align: justify;width: 100%;">
ABOVE LISTED are the Misinformation being Mis-reported or are in question. You MUST
report PROPERLY,the Claims below REQUISITE immediate eradication for adequate and lawful
FCRA reporting particularly per Metro 2 Compliance regulations:<br/><br/>
NOTE THAT THE REQUISITE MINIMAL REQUIREMENTS to retain or report derogatory
consumer information, be it true or be it not is to at a very least present convincing even
IRREFUTABLE Physical Proof of COMPLIANCE and Verification thereby making an absolute
testimony in affirmation of certified FACTS as related to every single aspect of claim , how
reported, when report, by whom reported, why reported, where reported, and all considerable
portions of reporting mentioned here or not. VERIFY AND VALIDATE THE NOT yet
UNDENIABLY PROVEN COMPLAINT ALLEGATIONS OR DELETE NOW. Per FCRA and
Metro 2 format it is in clarity your DUTY to PHYSICALLY PROVE EVERY DATE, BALANCE,
IDENTITY, AUDIT, SOURCE CODE(s), ALL 426 CHRC P6 STMNTS, EACH OF 386 PCS TO
CONFIRMATION, NOTES, Creditor Classification Code(s), account type, account status, account
activity, terms, ownership,and etc so do this immediately and resolve this matter in accordance to
obligatory laws. PLEASE Provide Physical Proof of COMPLIANCE and Verification.AFFIRM
AND CONFIRM-ATE THIS ALLEGATION OF CLAIM YET STILL UNPROVEN. LAWFULLY
CERTIFICATE PHYSICALLY THE CREDITOR CLASSIFICATION CODE (S), THE EXACT
AND COMPLETE SEQUENCED AND METRO2 DATA FORMATTED 426 CHARACTER P-6
STATEMENT (S) AS WELL AS ALL OF THE APPLICABLE AND REQUISITE TRAILING
FRAGMENTS,THE MINIMALLY MANDATED FIVE (5) PORTIONED PERSONAL
IDENTIFIERS, EVERY AND ONE OF THE ALPHA-/ NUMERIC-/AND OR ALPHANUMERIC
SOURCE CODES THAT DETAIL THE LEFT SIDEDNESS AND OR RIGHT SIDEDNESS OF
ANY AND ALL PRECISELY ORDERED RECORDED ACCOUNT DESCRIPTIONS, ALL
ASPECTS EXACTLY AND FULLY RELATED TO THE SEQUENCED 386 PIECES OF
CONFIRMATION TO COLLECT(-TIONS), EACH CALENDAR DATE RECORDED, EVERY
ALLEGED BALANCE INCLUDING THE TALLIED TOTALLINGS AND INVOICES FROM
WHICH THEY WERE DERIVED, THE DOCUMENTED LEGAL AND CURRENT COLOR
PHOTOGRAPHED IDENTITIES, THE ATTESTED ADDRESSES, THE NON-TRANSPORTED
AND TRUE MARKS OF EXECUTION FROM THE ONE AND ONLY AND EXACTLY
IDENTIFIED ME UPON AN ACKNOWLEDGEMENT OF THE DEBT ALLEGED OR EVEN
CONDITIONS RELATED, AS WELL AS EVERY SINGLE ONE EVEN EACH ANY AND OR
ALL OF THE REQUISITE STATE AND FEDERAL LAWS APPLICABLE, WHETHER
KNOWN OR NOT,REGARDLESS IF MENTIONED OR NOT. YOU ARE UNAUTHORIZED TO
RETAIN AND OR EVEN REPORT SUBTERFUGE PARTICULARLY IF IT IS POTENTIALLY
ENABLING OF FRAUD AND OR IDENTITY THEFT SUCH AS THIS INJURIOUS
MIS-REPORTINGS OF MIS-INFORMATION MIGHT VERY WELL APPEAR TO BE.
DELETE NOW TO ANNUL THIS UNJUST ACCUSATION AND TO RETURN TO COMPLETE
COMPLIANCE TO FEDERAL REPORTING LAWS AS IS OBLIGATED OF YOU. AFFIRM
AND CONFIRM-ATE THIS ALLEGATION OF CLAIM YET STILL UNPROVEN. LAWFULLY
CERTIFICATE PHYSICALLY THE CREDITOR CLASSIFICATION CODE (S), THE EXACT
AND COMPLETE SEQUENCED AND METRO2 DATA FORMATTED 426 CHARACTER P-6
STATEMENT (S) AS WELL AS ALL OF THE APPLICABLE AND REQUISITE TRAILING
FRAGMENTS,THE MINIMALLY MANDATED FIVE (5) PORTIONED PERSONAL
IDENTIFIERS, EVERY AND ONE OF THE ALPHA-/ NUMERIC- / AND OR
ALPHANUMERIC SOURCE CODES THAT DETAIL THE LEFT SIDEDNESS AND OR
RIGHT SIDEDNESS OF ANY AND ALL PRECISELY ORDERED RECORDED
ACCOUNT DESCRIPTIONS, ALL ASPECTS EXACTLY AND FULLY RELATED TO THE
SEQUENCED 386 PIECES OF CONFIRMATION TO COLLECT(-TIONS), EACH CALENDAR
DATE RECORDED, EVERY ALLEGED BALANCE INCLUDING THE TALLIED
TOTALLINGS AND INVOICES FROM WHICH THEY WERE DERIVED, THE
DOCUMENTED LEGAL AND CURRENT COLOR PHOTOGRAPHED IDENTITIES, THE
ATTESTED ADDRESSES, THE NON-TRANSPORTED AND TRUE MARKS OF EXECUTION
FROM THE ONE AND ONLY AND EXACTLY IDENTIFIED ME UPON AN
ACKNOWLEDGEMENT OF THE DEBT ALLEGED OR EVEN CONDITIONS RELATED, AS
WELL AS EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF THE REQUISITE
STATE AND FEDERAL LAWS APPLICABLE, WHETHER KNOWN OR NOT,REGARDLESS
IF MENTIONED OR NOT. YOU ARE UNAUTHORIZED TO RETAIN AND OR EVEN
REPORT SUBTERFUGE PARTICULARLY IF IT IS POTENTIALLY ENABLING OF FRAUD
AND OR IDENTITY THEFT SUCH AS THIS INJURIOUS MIS-REPORTINGS OF MISINFORMATION MIGHT VERY WELL APPEAR TO BE. DELETE NOW TO ANNUL THIS
UNJUST ACCUSATION AND TO RETURN TO COMPLETE COMPLIANCE TO FEDERAL
REPORTING LAWS AS IS OBLIGATED OF YOU.<br/><br/>
Might it be known that THIS LETTER of consumer check and challenge for lawful reporting
compliance is my officially composed writ formal complaint that you are reporting one or more of
the following,ILLEGALLY mind you:<br/><br/>
i)Your reporting is unproven to be TRUE,so legally there can be no truth assumed to the
allegations of which you report in chichanary lead subterfuge.<br/><br/>
ii)Your reporting is unproven to be Correct (and regulations are CLEAR on accuracy being
undoubted and irrefutable),so legally there can be no truth assumed to the allegations of which you
report in chichanary lead subterfuge.<br/><br/>
iii)Your reporting is unproven to be COMPLETE (and regulations are CLEAR on mandates to be
fully COMPLETE in the application of exacting and reliably consistent precision of any data for
reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the
allegations of which you report in chichanary lead subterfuge.<br/><br/>
iv)Your reporting is unproven to be TIMELY (and regulations are CLEAR on mandates to be fully
CURRENT and TIMELY in the application of exacting and reliably consistent precision of any
data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the
allegations of which you report in chichanary lead subterfuge.<br/><br/>
v)Your reporting is unproven to be of MY OWNERSHIP(and regulations are CLEAR on mandates
to be fully CONFIDENT in the assignment of OWNERSHIP and or even RESPONSIBILITY to
any potentially injurious claim in the application of exacting and reliably consistent precision of any
data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the
allegations of which you report in chichanary lead subterfuge.<br/><br/>
vi)Your reporting is unproven to be of MY RESPONSIBILITY(and regulations are CLEAR on
mandates to be fully CONFIDENT in the assignment of OWNERSHIP and or even
RESPONSIBILITY to any potentially injurious claim in the application of exacting and reliably
consistent precision of any data for reporting being undoubted and irrefutable) ,so legally
there can be no truth assumed to the allegations of which you report in chichanary lead
subterfuge.<br/><br/>
vii)Your reporting is unproven to be of FCRA COMPLIANCE (and regulations are CLEAR on
mandates to be fully CONFIDENT in the assumption of FULL unmistakable COMPLIANCE to
any and all standards of practice as related to the reporting of any potentially injurious claim in the
application of exacting and reliably consistent precision of any data for reporting being undoubted
and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in
chichanary lead subterfuge.<br/><br/>
viii)Your reporting is unproven to be of CRSA enacted CDIA METRO 2 DATA FIELD
FORMATTED REGULATORY REPORTING COMPLIANCE (and regulations are CLEAR on
mandates to be fully CONFIDENT in the assumption of FULL unmistakable COMPLIANCE to
any and all standards of practice as related to the reporting of any potentially injurious claim in the
application of exacting and reliably consistent precision of any data for reporting being undoubted
and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in
chichanary lead subterfuge.<br/><br/>
Injury causing subterfuge is unlawful to retain. You are not Authorized to report or even once
alleged adverse remark unproven upon a requested compliance check. You must Annul in brief,
even right now and right here, by complete and permanent deletion any or even one not irrefutable
allegation(s) deficient of physical composed writ certificate(s) in testimony of the exact and full
truth, correctness, timeliness, completeness, ownership, responsibility, and or documented evidence
of precise and willfulness to comply with every single one even any and or all of the requisite
mandates/statutes/acts/obligations/and or laws related and pertinent to legal reporting of any
information, known or not. Attest now to the metro-2 required truth, accuracy, fullness, timeliness,
ownership, responsibility and or compliance(s) otherwise, whether mentioned or not. Ignorance of
obligations to compliant reporting is NOT lawful exoneration of your responsibility to 100%
accurate, true, and metro-2 compliant data formatted reporting regulations of which you are
obligated. Federal laws allow me to compel you to retain and or return adequate accountability.
Failure or unwillingness to do so might be remedied and rectified in my favor per monetary
compensation for your infringements of my civil and or consumer rights and violations of the laws
required of you. Right now demonstrate to me any and all applicable metro-2 reporting mandates
including but not limited to every date and balance, each calculation and audit, the invoices and
documented current identities, every notation not to forget the five (5) portioned personal
identifiers, 426 character P-6 statements, alpha /numeric / and or alphanumeric source codes, every
applicable creditor classification code(s), the 3 applicable and precise sequenced 386 pieces of
confirmation to collect(- ions) or any obligation else-wise. Return or Retain federally required
compliance with your immediate and dull eradication of any and one of the adverse and or
derogatory claims or any aspects of. Prove compliance or delete ASAP!!! Let this notice of my
official writ composed DECLARATION of Not Proven Compliant Misinformation that is either or
all of the following: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY,
COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or
otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby
mandating your immediate actions to rectify and remedy and any all infraction- ious behavior(s) by
retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and
COMPLIANT METRO 2 data field formatted reporting! Please provide me with all of the
information you used for your investigation, as required by FCRA 611 (a) (7).Please reply within 10
days or delete the negative items, as originally requested.<br/><br/>
If you FAIL to respond to this demand and tort notification, your firm will be added to the pending
action as complicit in this data breach of my personal information.<br/><br/>
1. Tell me in writing what information you refuse to remove and why.<br/><br/>
2. Tell me in writing what you did to determine that the information was accurate.<br/><br/>
3. Note the information as disputed BY the CONSUMER on my credit report<br/><br/>
According to the Fair Credit Reporting Act, Section 609 (a)(1)(A), you are required by federal law
to verify - through the physical verification of the original signed consumer contract - any and all
accounts you post on a credit report. Otherwise, anyone paying for your reporting services could
fax, mail or email in even a potentially fraudulent account.<br/>
According to the provisions of the Fair Credit Reporting Act § 611(a) [15 USC 1681i(a)], these
disputed items must be reinvestigated or deleted from my credit record within 30 days. During the
investigation period, these items must be removed from my credit report as the mere reporting of
items prior to debt validation constitutes collection activity. I am also requesting the names,
addresses and telephone numbers of individuals you contacted during your investigation.<br/>
Please notify me that the above items have been deleted pursuant to § 611 (a)(6) [15 USC § 1681j (a)
(6)]. I am also requesting an updated copy of my credit report, which should be sent to the address
listed below. According to the provisions of § 612 [15 USC § 1681j], there should be no charge for
this report. If you have any questions or need additional information, please contact me at address
noted below. I think 15-20 Days should be ample enough time to get this completed since this is my
NOT my first time contacting your organization.<br/>
FURTHER,CONFIRM the five key components of our individual identities in case this data breach
becomes yet another case potentially leading to my inclusion as a victim of fraud and or of identity
theft due to YOUR DEFICIENT and NOT PROVEN COMPLIANT RETAINING and or
REPORTING of consumer records,particularly that of personal identifiers.. Therefore, I must
request that your bureau confirm in writing the following personal information: 1- FULL LEGAL
NAME as it Appears on my Credit report 2- Legal Address of Record 3- SSN # (or redacted last 4
digits) 4- Date of Birth 5- Zip Code for my Home Address<br/>
The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact
fully complete 426-character P-Segment or Trailing Segment that is to include the minimally five
portioned PERSONAL IDENTIFIERS to which databasing of alleged tradeline information
occurs.Per CRSA,auto-populating ANY data field input entry and or application of Slash Entries
(such as 11111 or 00000,etc) into the Metro 2 system is automatic call for deletion due to any and all
repeating entry as NULL and VOID.Moreover,the regulatory obligation dictates that any and all
data furnishers MUST include an attached TRAILING SEGMENT that absolutely accurately and
completely includes ALL of the account of allegation(s) specifics!Must be performed in a
REAL-TIME browser LOCKDOWN to be lawful.Per CRSA implementation,if a data furnisher
fails to respond within20 calendar days,e-Oscar is to terminate challenge in favor of consumers and
or auto-escalate any and all consumer complaints to a certified Metro 2 compliance trained
SPECIALIST.<br/>
It appears undoubted that Phase III of the Implementation of the CRSA,SMART auto-responders
are not compliant and therefore is unlawful--specifically if used by furnishers or accepted by
CRAa. Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment
PREVIOUS coding for a RESPONSE,please certificate in testimonial fact to this occurring.
Submit/re-submit shuffling to populate the metro 2 data fields are illegal. Responsible, Lawful,
ethical, and compliant consumer credit reporting is the REQUISITE technical accuracy in EVERY
single item retained and or reported to or by any consumer credit reporting agency. Metro 2
compliance requires exacting P-segment,to include the minimal five(5) portion personal identifiers
as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the CRSA,any
and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation
CERTIFIED. Further,this qualifying certification can be REVOLVED by CONSUMER
COMPLAINTS per the NYAG Signing Statement.I repeat, to lawfully retain and or report any
claim of information,be it an account or any aspect of such,the must be irrefutable fullness in the
truth of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of
reporting and of the reported allegations, undoubtable ownership, irrefutable responsibility of
adverse claims,and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA
enacted CDIA Metro 2 data field formatted reporting regulatory standards and obligations to
include the 81-month time relevance of account reported/ how reported/when reported,PRESENT
and RELEVANT PERSONAL IDENTIFIERS.Further lawful reporting demands that the
regulatory compliance rules are applied EVENLY and thoroughly from data provider to consumer
credit reporting repository.Accuracy and completeness of all of any and all
information,particularly derogatory consumer information,must abide by every and one of current
MY states reporting regulations as well as those of federal laws ,even the CDIA METRO 2
COMPLIANCE standards due to the implementation of the Credit Reporting Settlement
Agreement (CRSA.)<br/>
Is the Personal Identifier information alleged in the reported 426-character P-SEGMENT
true,correct, and complete to standards of CERTIFIED METRO 2 COMPLIANCE?
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the
claimed reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each
any and all of the adversary derogatory accusations injuring me immediately,TODAY even NOW
and HERE!<br/>
Please verify and validate physically each and every claim of this alleged yet unproven to be my
responsibility or fault. Please demonstrate readily and timely the precise confirming facts of the
alleged account including every single one even each any and or all of its article aspects by federal
laws. You must willfully and promptly DELETE TODAY even right now the deficient reporting or
else present to me true documented certificated proof of all data, every notation, date, balance,
calculation, audit, personal identifiers, each of the requisite 426-characters of the exact and fully
compliant P6 statement, any alpha/numeric and or alphanumeric source4 code deciding the leftness
or rightness states, and even every aspect of the mandated 386 pieces of confirmation to collection.<br/>
This series of misreporting seems to me clearly involves a universal and complete failure by your
firm to obtain, retain, maintain, and utilize adequate and lawful regulatory compliant and
reasonable procedures to assure maximum possible accuracy of consumer credit information as
described in at least 15 U.S.C. § 1681.<br/>
There is little doubt that you have no evidence that this clearly does belong to me, is exactly true,
fully complete, within timely definition per federal standards and has been erroneously placed onto
my credit report. The items of problematic accusations that I believe to be incorrect to its proper
reporting and allowance of reporting per my state and federal laws are detailed both above and
below.<br/>
BELOW are the Misinformation being Mis-reported or are in question. You MUST report
PROPERLY,the Claims below REQUISITE immediate eradication for adequate and lawful FCRA
reporting particularly per Metro 2 Compliance regulations:<br/>
The following allegations each require immediate deletion,do so now and here!<br/>
</p>
<p>
<span>
__ALLEGED_ACCOUNT4__
</span>
</p>
<p style="font-weight: bold;font-size: 14;text-align: justify;width: 100%;">
FURTHER,CONFIRM the five key components of our individual identities in case this data breach
becomes yet another case potentially leading to my inclusion as a victim of fraud and or of identity
theft due to YOUR DEFICIENT and NOT PROVEN COMPLIANT RETAINING and or
REPORTING of consumer records,particularly that of personal identifiers.. Therefore, I must
request that your bureau confirm in writing the following personal information:<br/><br/>
1- FULL LEGAL NAME as it Appears on my Credit report<br/>
2- Legal Address of Record<br/>
3- SSN # (or redacted last 4 digits)<br/>
4- Date of Birth<br/>
5- Zip Code for my Home Address<br/><br/>
The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact
fully complete 426-character P-Segment or Trailing Segment that is to include the minimally five
portioned PERSONAL IDENTIFIERS to which databasing of alleged tradeline information
occurs.Per CRSA,auto-populating ANY data field input entry and or application of Slash Entries
(such as 11111 or 00000,etc) into the Metro 2 system is automatic call for deletion due to any and all
repeating entry as NULL and VOID.Moreover,the regulatory obligation dictates that any and all
data furnishers MUST include an attached TRAILING SEGMENT that absolutely accurately and
completely includes ALL of the account of allegation(s) specifics!Must be performed in a
REAL-TIME browser LOCKDOWN to be lawful.Per CRSA implementation,if a data furnisher
fails to respond within20 calendar days,e-Oscar is to terminate challenge in favor of consumers and
or auto-escalate any and all consumer complaints to a certified Metro 2 compliance trained
SPECIALIST. Being Phase III of the Implementation of the CRSA,SMART auto-responders are
not compliant and unlawful if used by furnishers or accepted by<br/>
CRAa.Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment
PREVIOUS coding for a RESPONSE,please certificate in testimonial fact to this occurring.
Submit/re-submit shuffling to populate the metro 2 data fields are illegal. Responsible, Lawful,
ethical, and compliant consumer credit reporting is the REQUISITE technical accuracy in EVERY
single item retained and or reported to or by any consumer credit reporting agency. Metro 2
compliance requires exacting P-segment,to include the minimal five(5) portion personal identifiers
as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the CRSA,any
and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation
CERTIFIED. Further,this qualifying certification can be REVOLVED by CONSUMER
COMPLAINTS per the NYAG Signing Statement.I repeat, to lawfully retain and or report any
claim of information,be it an account or any aspect of such,the must be irrefutable fullness in the
truth of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of
reporting and of the reported allegations, undoubtable ownership, irrefutable responsibility of
adverse claims,and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA
enacted CDIA Metro 2 data field formatted reporting regulatory standards and obligations to
include the 81-month time relevance of account reported/ how reported/when reported,PRESENT
and RELEVANT PERSONAL IDENTIFIERS.Further lawful reporting demands that the
regulatory compliance rules are applied EVENLY and thoroughly from data provider to
consumer credit reporting repository.Accuracy and completeness of all of any and all
information, particularly derogatory consumer information,must abide by every and one of
current MY states reporting regulations as well as those of federal laws ,even the CDIA
METRO 2 COMPLIANCE standards due to the implementation of the Credit Reporting
Settlement Agreement (CRSA.) Is the Personal Identifier information alleged in the
reported 426-character P-SEGMENT true,correct, and complete to standards of
CERTIFIED METRO 2 COMPLIANCE?<br/>
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the
claimed reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each
any and all of the adversary derogatory accusations injuring me immediately,TODAY even NOW
and HERE!<br/>
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in
this declaration would compel me to consult my consumer complaint lawfully to the members of the
NCRWG,as undoubtedly reporting not only must be true,timely,and accurate but also in its
COMPLETENESS of DATA ENTRY presented to any entity INCLUDING all consumer reporting
repositories.<br/>
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in
this declaration would compel me to consult my consumer complaint lawfully to the members of the
NCRWG,as undoubtedly reporting not only must be true,timely,and accurate but also in its
COMPLETENESS of DATA ENTRY presented to any entity INCLUDING all consumer reporting
repositories.<br/>
By the provisions of the Fair Credit Reporting Act and per the standards of reporting compliance
implemented with the CRSA enacted CDIA Metro 2 COMPLIANCE regulations, I demand that
these above mentioned derogatory items be investigated and permanently removed from my report.
It is my understanding that you will recheck these items with the creditor who has posted them.
Please remove any information that the creditor cannot verify. I understand that under 15 U.S.C.
Sec. 1681i(a), you must complete this reinvestigation within 30 days of receipt of this letter.
Please send an updated copy of my credit report to the above address. According to the act, there
shall be no charge for this updated report. I also request that you please send notices of corrections
to anyone who received my credit report in the past six months.
Thank you for your time and help in this matter.<br/>
In GENUINE SINCERITY,<br/><br/><br/>
</span>
</p>
<p>
<span style="font-size: 14;">
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows<br/>
</span>
<span style="background-color: yellow;">
__FIRST_NAME__, __LAST_NAME__ __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__<br/>
</span>
</p>
<p>
<span>Today is : </span><span style="background-color: yellow;">__TODAY__</span><br/><br/>
</p>
<p style="font-size: 14;text-align: justify;width: 100%;">
***NOTE, should you again fail to present to me ,as MANDATED by federal reporting laws and
the metro 2 format regulations to annul this still unproven potentially untrue, incorrect or else
wise not physically verifiable valid allegation with proof of irrefutable certificate of testimonial
affirmation of facts I will have no other option but to assume your ignorance of requisite and
appropriate reporting mandates is through your undoubted willful disregard of your responsibility
to dutiful and perfected ethical reporting and undeniable attestations to the 100% certificate of
compliance in every single one even each any and or all of my states standards of reporting
and equally that of any and all federal standards , whether mentioned or not! I compel you to
return to lawful reporting and legal standing without any injuries or prejudices to me, now or in
future! SEND TO ME ABSOLUTE DOCUMENT EVIDENCE of your intent to delete or the
CERTIFIED EXACTING AUD displaying perfection of your reporting claims I find yet unfounded!<br/><br/><br/>
</p>
<p>
__IMAGE_HEADING__
</p><br/>
__STARTM1__
Evidence of my Proof of identification<br/><br/>
<img src="__image1__" alt="Evidence of my Proof of identification">
<br/><br/><br/>
__ENDM1__
__STARTM2__
Proof of residence or mailing address<br/><br/>
<img src="__image2__" alt="Proof of residence or mailing address">
<br/><br/><br/>
__ENDM2__
__STARTM3__
Proof of social security number<br/><br/>
<img src="__image3__" alt="Proof of social security number">
<br/><br/><br/>
__ENDM3__
__STARTM4__
Copy of State Photo ID<br/><br/>
<img src="__image4__" alt="Copy of State Photo ID">
<br/><br/><br/>
__ENDM4__
__STARTM5__
My Notarized Letter/Form<br/><br/>
<img src="__image5__" alt="Your Notarized Letter/Form">
<br/><br/><br/>
__ENDM5__
</div>

View File

@@ -0,0 +1,268 @@
<!-- Main content -->
<section class="content">
<div class="row">
<!-- right column -->
<div class="col-md-12">
<!-- Horizontal Form -->
<div class="box box-info">
<div class="box-header with-border">
<h3 class="box-title"> Enter Your Information Below</h3>
</div>
<!-- /.box-header -->
<!-- form start -->
<form enctype="multipart/form-data" id="inputformId" class="form-horizontal rtg-charge-off-form" method="post" action="__SERVER_URL__webroot/V3.0/STAFF-2109-BUREAUS-SUPER-METRO-2109.php">
<div class="box-body">
<div class="row">
<!-- right column -->
<div class="col-md-10">
<div class="form-group">
<label class="col-sm-6 control-label">PLEASE SELECT</label>
<div class="col-sm-6">
<select id="client-contact-id" name="select" class="form-control">
</select>
</div>
</div>
<div class="form-group">
<label class="col-sm-6 control-label">CREDIT REPORT COMPANY NAME</label>
<div class="col-sm-6">
<select name="report_file_name" id="report_file_name" class="form-control" >
<option value="0">Please Select</option>
<option value="3">TransUnion File Report</option>
<option value="1">Experian Report</option>
<option value="2">Equifax Confirmation Report</option>
</select>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">CRA REPORT</label>
<div class="col-sm-6">
<input type="text" name="cr_data" id="cra_report" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">FIRST NAME</label>
<div class="col-sm-6">
<input type="text" name="first_name" id="first_name" class="form-control" required>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">LAST NAME</label>
<div class="col-sm-6">
<input type="text" name="last_name" id="last_name" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">STREET NO</label>
<div class="col-sm-6">
<input type="text" name="street_no" id="street_no" class="form-control" required>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">STREET NAME</label>
<div class="col-sm-6">
<input type="text" name="street_name" id="street_name" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">CITY</label>
<div class="col-sm-6">
<input type="text" name="city" id="city" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">STATE</label>
<div class="col-sm-6">
<input type="text" name="state" id="state" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label text-uppercase">Date of birth</label>
<div class="col-sm-6">
<input type="text" name="dob" id="birth_date" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label text-uppercase">SSN</label>
<div class="col-sm-6">
<input type="text" name="ssn" id="social_security_no" class="form-control" required >
</div>
</div>
<div class="form-group required" id="credit_bureau_field">
<label class="col-sm-6 control-label">CREDIT BUREAU & CREDIT BUREAU ADDRESS</label>
<div class="col-sm-6">
<textarea name="credit_bureau_name_address" id="credit_bureau_address" class="form-control rtg-make-empty-field" rows="3" cols="47" required></textarea>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">Sincerely</label>
<div class="col-sm-6">
<input type="text" name="sincerely" id="sincerely" class="form-control" required >
</div>
</div>
<div class="form-group negative-modal-area">
<label class="col-sm-6 control-label">Creditor(s) alleging the negative item(s) and alleged account<br/>
number(s) and or description(s):</label>
<div class="col-sm-6">
<textarea type="text" name="alleged_account_desc" class="form-control negative-item-class" ></textarea>
</div>
</div>
<!--for uploading media-->
<div class="form-group ">
<label class="col-sm-6 control-label">Evidence of my Proof of identification<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image1" class="form-control" >
<input type="hidden" value="" name="image1" id="image1new" class="form-control" >
<span class="help-block text-center">
<img id="image1-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label1"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image1');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Proof of residence or mailing address<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image2" class="form-control" >
<input type="hidden" value="" name="image2" id="image2new" class="form-control" >
<span class="help-block text-center">
<img id="image2-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label2"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image2');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Proof of social security number<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image3" class="form-control" >
<input type="hidden" value="" name="image3" id="image3new" class="form-control" >
<span class="help-block text-center">
<img id="image3-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label3"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image3');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Copy of State Photo ID<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image4" class="form-control" >
<input type="hidden" value="" name="image4" id="image4new" class="form-control" >
<span class="help-block text-center">
<img id="image4-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label4"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image4');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Your Notarized Letter/form Here(if needed)<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image5" class="form-control" >
<input type="hidden" value="" name="image5" id="image5new" class="form-control" >
<span class="help-block text-center">
<img id="image5-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label5"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image5');" data-id="4">Clear</a></label>
</div>
</div>
<div class="col-sm-offset-5 col-sm-4">
<button type="button" id="resetForm" class="btn btn-info pull-left">Reset</button>
<button type="submit" class="btn btn-info pull-right">Generate PDF</button>
</div>
</div>
<div class="col-md-2" style="padding-left:0px;padding-top: 3px;">
<img style="margin-left:0px; height:30px; width:30px;" id="client-contact-loading-img" class="rtg-loading-img" src="__SERVER_URL__webroot/loading/loading.gif" alt="">
</div>
</div>
</div>
<!-- /.box-body -->
<div class="box-footer"></div>
<!-- /.box-footer -->
</form>
</div>
<!-- /.box -->
</div>
<!--/.col (right) -->
</div>
<!-- /.row -->
</section>
<!-- /.content -->

View File

@@ -0,0 +1,150 @@
<?php
//RTG-WAVE-3.4-CHARGE-OFFS-Letter-2-4-ALL-BUREAUS
/*
* To change this license header, choose License Headers in Project Properties.
* To change this template file, choose Tools | Templates
* and open the template in the editor.
*/
require("../functions.php");
require("creditor_addresses.php");
// Define variables for file names
$pdf_name = "STAFF-2109-BUREAUS-SUPER-METRO-2109.pdf";
$html_format_name = "STAFF-2109-BUREAUS-SUPER-METRO-2109_FORMAT.html";
//collect required POST form's input
//$cra_report = $_POST["cra_report"];
$cra_report = 1;
$cra_data = $_POST["cr_data"];
//$credit_bureau_report_num = $_POST["credit_bureau_report_num"];
$first_name = $_POST["first_name"];
$last_name = $_POST["last_name"];
$street_no = $_POST["street_no"];
$street_name = $_POST["street_name"];
$city = $_POST["city"];
$state = $_POST["state"];
$personal_tracking_number = getPersonalTrackingNumber();//$_POST["personal_tracking_number"];
$credit_bureau_name_address = nl2br($_POST["credit_bureau_name_address"]);
$sincerely = $_POST["sincerely"];
$alleged_account = isset($_POST["alleged_account"]) ? nl2br($_POST["alleged_account"]) : "";
$alleged_account_desc = isset($_POST["alleged_account_desc"]) ? nl2br($_POST["alleged_account_desc"]) : "";
$dob = $_POST["dob"];
$ssn = $_POST["ssn"];
$report_file_name = $_POST["report_file_name"];
if($report_file_name == "1"){
$report_name_prefix = "Experian";
$credit_bureau_name_address = getExperianAddress();
} else if($report_file_name == "2"){
$report_name_prefix = "Equifax Confirmation";
$credit_bureau_name_address = getEquifaxAddress();
} else if($report_file_name == "3"){
$report_name_prefix = "TransUnion File";
$credit_bureau_name_address = getTransUnionAddress();
} else if($report_file_name == "0"){
$report_name_prefix = "";
$credit_bureau_name_address = setTextHightlight(trim(nl2br($_POST["credit_bureau_name_address"])));
}
// the unique pdf filename which will be saved on server
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
if(isset($cra_report)){
//get html content from pre defined format
$today = date("d M, Y");
$day = date('d',strtotime($today));
$month = date('M',strtotime($today));
$year = date('Y',strtotime($today));
$html = file_get_contents($html_format_name);
//echo $html;exit;
if(empty($_POST["clientId"])){
$varList1 = array(
'__CRA_REPORT__',
'__FIRST_NAME__',
'__LAST_NAME__',
'__STREET_NO__',
'__STREET_NAME__',
'__CITY__',
'__STATE__',
'__TODAY__',
'__sincerely__',
'__PERSONAL_TRACKING_NUMBER__',
'__credit_bureau_name_address__',
//'__credit_bureau_report_num__',
//'__sincerely__',
//'__ALLEGED_ACCOUNT__',
'__ALLEGED_ACCOUNT_DESC__',
'__DOB__',
'__SSN__',
'__DAY__',
'__MONTH__',
'__YEAR__'
);
$valueList1 = array(
$cra_report,
setTextHightlight($first_name),
setTextHightlight($last_name),
setTextHightlight($street_no),
setTextHightlight($street_name),
setTextHightlight($city),
setTextHightlight($state),
$today,
setTextHightlight($sincerely),
setTextHightlight($personal_tracking_number),
setTextHightlight($credit_bureau_name_address),
//$credit_bureau_report_num,
//$sincerely,
//$alleged_account,
setTextHightlight($alleged_account_desc),
setTextHightlight($dob),
setTextHightlight($ssn),
$day,
$month,
$year
);
for($i=1;$i<= 5;$i++){
if(isset($_FILES["image".$i]["name"]) && !empty($_FILES["image".$i]["name"])){
$imagefilename[$i] = mt_rand(0, 1000).time().'_'.$_FILES["image".$i]["name"];
upload_media($imagefilename[$i],$_POST['image'.$i]);
$deletionArray[] = $imagefilename[$i];
$varList[] = "__image".$i."__";
$valueList[] = $imagefilename[$i];
$start = "__START".$i."__";
$end = "__END".$i."__";
$html = str_replace(array($start,$end),array("",""),$html);
// $serialLineHTML = $serialLineHTML.$fileNameArray[$i-1]."<br/>";
}
}
$cra_report = $cra_data;
include '../common_image_file.php';
}
$varList = array_merge($varList,$varList1);
$valueList = array_merge($valueList,$valueList1);
require("../common_file.php");
} else {
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."STAFF-2109-BUREAUS-SUPER-METRO-2109.html";
header("Location:".$url);
}
?>

View File

@@ -0,0 +1,222 @@
<div style="font-family: Times,serif;">
<p>
<span style="font-size: 14;">CRA REPORT #</span><span style="background-color: yellow;">__CRA_REPORT__</span><br/><br/>
</p>
<p style="font-size: 14;">
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows<br/>
<span style="background-color: yellow;">
__FIRST_NAME__, __LAST_NAME__ __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__<br/><br/>
</span>
</p>
<p>
<span>TODAY IS : </span><span style="background-color: yellow;">__TODAY__</span><br/><br/>
</p>
<p style="font-weight: bold;font-size: 13.5;text-align: justify;width: 100%;">
****To begin, I would like to ensure you have and ONLY RETAIN
current, TRUE, CORRECT, COMPLETE,and MANDATED REPORTED information per FCRA
regulations,any and all others I DEMAND,as is my lawful RIGHT(s) to do so,that you annul and and all
deficient of any condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information
now or ever,please review and ENSURE your adequate and full accordance to the laws upon which govern
your practice of reporting consumer credit profiles.<br/><br/>
(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or
aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate
AUTHORITY to retain much less report without infringing my consumer rights.<br/><br/>
(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER
ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate
AUTHORITY to retain much less report without infringing my consumer rights<br/><br/>
(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or
reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less
report without infringing my consumer rights.<br/><br/>
(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
much less report without infringing my consumer rights.<br/><br/>
(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
much less report without infringing my consumer rights.<br/><br/>
(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if
ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without
infringing my consumer rights.<br/><br/>
(g)I do NOT have any requisite spouses/ roommates/ co-applicants
and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE
NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my
consumer rights.<br/><br/>
(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
much less report without infringing my consumer right<br/><br/>
</p>
<p>
<span style="font-size: 14;">MY PERSONAL 20-digit TRACKING NUMBER IS : </span><span style="background-color: yellow;">__PERSONAL_TRACKING_NUMBER__</span><br/><br/>
</p>
<p>
<span style="font-weight: bold;">
Credit Bureau & Credit Bureau ADDRESS per Credit Report EXACTLY as displayed:
</span><br/><br/>
<span style="background-color: yellow;">
__credit_bureau_name_address__
</span>
</p>
<p>
<span>RE:<br/><br/></span>
</p>
<p style="font-weight: bold;font-size: 13.5;text-align: justify;width: 100%;">
ATTENTIVELY REVIEW my formal writ composed DECLARATION of Not Proven Compliant Misinformation
that is all or in part: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS,
TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory
and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any
all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and
COMPLIANT METRO 2 data field formatted reporting!To be clear,you are mandated by laws to eliminate every
notation and or aspect of any and all derogatory and adversary items from any and all alleged claims still yet unproven to
be true, correct, complete, timely, documented as being mine,testimonial to be of my responsibility,with FCRA
compliance,andor CRSA CDIA Metro 2 COMPLIANT reporting.FEDERAL laws dictate that any and all derogatory or
potentially injurious reporting MUST be all of the aforementioned and can NOT BE ASSUMED without undoubted
CERTIFIABLE testimonial of FACTs ensuring the physically verifiability of the CONFIRMED manual validation of any
item upon a consumer complaint,such as is this notice here and now.Please RETURN to or retain federally lawful
reporting with your unwavering and unconditional annulment of every single one even each any and or all of the
allegations accused of me deficient of physical evidence to every and all<br/><br/>
aspects of said claims,be them true or not.<br/>
</p>
<p>
<span style="font-size: 28;font-weight: bold;">
To whom it might concern ,
</span>
</p>
<p style="font-size: 14;text-align: justify;width: 100%;">
Per my research, I have learned that all credit reporting entities involved with consumer credit reporting
requisite proper and complete exacting following of certified Metro 2 compliant reporting. In fact, it is a
fact your verification processes is described as follows:<br/><br/>
“e-OSCAR is a web-based,METRO 2 COMPLIANT,automated system….” ! As such, it is in CLARITY
that you must not only report ONLY fully true, accurate,and complete consumer information but as well
as be i capacity and willingness to demonstrate undoubted evidence to your PROVEN COMPLIANT
REPORTING even to every single aspect of adequate Metro 2 data field entry formatted regulatory
reporting. A deficiency of compliance OR lacking DOCUMENTED and uncertified PROOF of said
COMPLIANCE is lawful grounds for consumers challenges and demands for eradication of derogatory
claims. I hereby enact my lawful consumer and civil right to DEMAND that you dutifully fulfil your
obligatory compliant and proven reporting or ANNUL any claim elsewise! Not an entity today exists that
can certifiably annul its statutory obligation to report solely complete, truthful, accurate, and fully
compliant articles and or aspects the said information by merely making general statement of,whether in
composition or not, that every single one even each any and or all of the information is “technically”
accurate, yet still misleading ad or deficient of federally requisitioned physical testament to its certificate
of actual facts .As so, IMMEDIATELY renew your position of lacking complete compliance as federally
mandated. Do so by promptly making affirmative acts to timely, effectively, and permanently remove by
adequate deletion of the accusers suspected misguided allegations versus me TODAY even right NOW
and right here. Make the occurrence justly and in great care to not render injury nor any prejudice versus
me or else you might be availed to witness my steadfast determination to dodge injustice via a fair and
remedying litigation directed course via a juris near me. One that as you might assume would be very
much likely within my favor over yours.In keeping with to the Fair Credit Reporting Act, Section 609
(a)(1)(A), you are in requisition ,by federal law, to<span style="font-style: italic;font-weight: bold;"> (substantiate /authenticate /corroborate
/establish /justify /establish / attest/ validate /confirm / certify /prove /document/ affirmly
certificate) </span> - through the physical <span style="font-style: italic;font-weight: bold;"> (verification/ confirmation/ corroboration/ proof/
substantiation/ authentication/ certification/ affidavit/ attestation/ averment/ deposition/
testament/ testimony/ evidentiary record)</span> of the <span style="font-style: italic;font-weight: bold;"> (initial/original/ authentic first/ genuin
first-composed)</span> <span style="font-size: 14;"> signed consumer contract - every single one even each any and or all of the of these
allegations of of accounts you post on a credit report. Otherwise,</span> <span style="font-style: italic;font-weight: bold;"> (literally anybody /literally any
person /literally one or more even persons /literally someone / literally somebody / literally
everyone / literally everybody / literally any soul / literally any entity / literally any
individual )</span> <span style="font-size: 14;"> paying for your reporting services could fax, mail or email in a fraudulent account.I
demand to see Verifiable Proof ,i.e. such as an irrefutable document indicating in clarity it is an original
Consumer Contract bearing my executed lawful mark or Signature upon it.Do this for every single one
even each any and all of these allegations of derogatory aspects and or allegations of adverse accounts
listed below. Your failure to positively and COMPLIANTLY verify every single one even each any and
or all of the of these allegations of of these accounts has hurt my ability to obtain credit. Under the FCRA,
every single one even each any and or all of the of these allegations of unverified accounts must be
removed and if you are unable to provide me a copy of verifiable proof, you must remove every single
one even each any and or all of the of these allegations of accounts listed below.</span><br/><br/>
<span style="font-weight: bold;font-size: 14.5;"> I demand the following accounts be verified as to being validly CERTIFICATED , as
required, to being fully TRUE, CORRECT, COMPLETE, of my documented ownership, of
my undoubted responsibility, FCRA compliant and of irrefutably exactly precise Metro 2
data field format COMPLIANT or else ERADICATE any and all aspects of alleged
adversary and or derogatory notations.Each of the following below listed NOT
COMPLIANT claims are deficient of STANDING or reporting merit!Per my state law and
federal obligatory regulations,legally each item of misinformation and or misreporting
MUST be removed immediately, here and now,clearly there is NO STANDARD that
eradicates liabilities for any entity failing to do so,willfully or in ignorance.Below are the
accounts in question:Creditor(s) alleging the negative item(s) and alleged account number(s) and or
description(s) of the NOT PROVEN CURRENT,TRUE, ACCURATE, COMPLETE, TIMELY, MINE,MY
RESPONSIBILITY, and or elsewise lawfully adequate for ethical reporting:
</span>
</p>
<p>
<span style="background-color: yellow;">
__ALLEGED_ACCOUNT_DESC__
</span>
</p>
<p style="font-size: 14;">
<span>
In genuine sincerity I Thank You,<br/><br/>
</span><span style="background-color: yellow;">
__FIRST_NAME__ __LAST_NAME__,<br/>
</span>
</p>
<p style="font-size: 14;">
<span>
IN WITNESS WHEREOF, the said party has signed and sealed these presents the day<br/></span>
<span>and year first above written.<br/><br/></span>
<span>Signed, sealed and delivered in the presence of: <span><span style="color: red;">__FIRST_NAME__ __LAST_NAME__<br/><br/></span>
</span>
</p>
<p>
<span>Signature _________________________________
</span><br/><br/><br/>
</p>
<p style="font-size: 14;">
<span>STATE OF<br/>
COUNTY OF<br/></span><br/>
</p>
<p style="font-size: 14;text-align: justify;width: 100%;">
I HEREBY CERTIFY that on this day before me, an officer duly qualified to take
acknowledgments, personally appeared <span style="color: red;"> __FIRST_NAME__ __LAST_NAME__</span>, who is
personally known to me or who has produced a VALID SSN CARD and a VALID
CURRENT STATE PHOTOGRAPHIC ID CARD as identification and who executed the foregoing
instrument and he/she acknowledged before me that he/she executed the same.<br/><br/>
</p>
<p style="font-size: 14;">
WITNESS my hand and official seal in the County and State aforesaid this<span style="background-color: yellow;"> __DAY__ day of
__MONTH__, __YEAR__.</span><br/>
</p>
<p style="margin-left: 200;">
___________________________________
</p><br/><br/>
<p style="font-size: 14;">
<span>
Notary Public<br/>
Printed Name:<br/>
</span><span style="margin-left: 150px;"> My commission expires:</span><br/><br/><br/>
SEE COPIES OF SSN AND PHOTO ID BELOW:<br/>
</span>
</p><br/>
__STARTM1__
Evidence of my Proof of identification<br/><br/>
<img src="__image1__" alt="Evidence of my Proof of identification">
<br/><br/><br/>
__ENDM1__
__STARTM2__
Proof of residence or mailing address<br/><br/>
<img src="__image2__" alt="Proof of residence or mailing address">
<br/><br/><br/>
__ENDM2__
__STARTM3__
Proof of social security number<br/><br/>
<img src="__image3__" alt="Proof of social security number">
<br/><br/><br/>
__ENDM3__
__STARTM4__
Copy of State Photo ID<br/><br/>
<img src="__image4__" alt="Copy of State Photo ID">
<br/><br/><br/>
__ENDM4__
__STARTM5__
My Notarized Letter/Form<br/><br/>
<img src="__image5__" alt="Your Notarized Letter/Form">
<br/><br/><br/>
__ENDM5__
</div>

View File

@@ -0,0 +1,268 @@
<!-- Main content -->
<section class="content">
<div class="row">
<!-- right column -->
<div class="col-md-12">
<!-- Horizontal Form -->
<div class="box box-info">
<div class="box-header with-border">
<h3 class="box-title"> Enter Your Information Below</h3>
</div>
<!-- /.box-header -->
<!-- form start -->
<form enctype="multipart/form-data" id="inputformId" class="form-horizontal rtg-charge-off-form" method="post" action="__SERVER_URL__webroot/V3.0/STAFF-M2CA-Method-SUPER-609-wave-1-BUREAUS.php">
<div class="box-body">
<div class="row">
<!-- right column -->
<div class="col-md-10">
<div class="form-group">
<label class="col-sm-6 control-label">PLEASE SELECT</label>
<div class="col-sm-6">
<select id="client-contact-id" name="select" class="form-control">
</select>
</div>
</div>
<div class="form-group">
<label class="col-sm-6 control-label">CREDIT REPORT COMPANY NAME</label>
<div class="col-sm-6">
<select name="report_file_name" id="report_file_name" class="form-control" >
<option value="0">Please Select</option>
<option value="3">TransUnion File Report</option>
<option value="1">Experian Report</option>
<option value="2">Equifax Confirmation Report</option>
</select>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">CRA REPORT</label>
<div class="col-sm-6">
<input type="text" name="cr_data" id="cra_report" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">FIRST NAME</label>
<div class="col-sm-6">
<input type="text" name="first_name" id="first_name" class="form-control" required>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">LAST NAME</label>
<div class="col-sm-6">
<input type="text" name="last_name" id="last_name" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">STREET NO</label>
<div class="col-sm-6">
<input type="text" name="street_no" id="street_no" class="form-control" required>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">STREET NAME</label>
<div class="col-sm-6">
<input type="text" name="street_name" id="street_name" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">CITY</label>
<div class="col-sm-6">
<input type="text" name="city" id="city" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">STATE</label>
<div class="col-sm-6">
<input type="text" name="state" id="state" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label text-uppercase">Date of birth</label>
<div class="col-sm-6">
<input type="text" name="dob" id="birth_date" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label text-uppercase">SSN</label>
<div class="col-sm-6">
<input type="text" name="ssn" id="social_security_no" class="form-control" required >
</div>
</div>
<div class="form-group required" id="credit_bureau_field">
<label class="col-sm-6 control-label">CREDIT BUREAU & CREDIT BUREAU ADDRESS</label>
<div class="col-sm-6">
<textarea name="credit_bureau_name_address" id="credit_bureau_address" class="form-control rtg-make-empty-field" rows="3" cols="47" required></textarea>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">Sincerely</label>
<div class="col-sm-6">
<input type="text" name="sincerely" id="sincerely" class="form-control" required >
</div>
</div>
<div class="form-group negative-modal-area">
<label class="col-sm-6 control-label">Alleged account number/description UNPROVEN to be compliant chargeoff:</label>
<div class="col-sm-6">
<textarea type="text" name="alleged_account_desc" class="form-control negative-item-class" ></textarea>
</div>
</div>
<!--for uploading media-->
<div class="form-group ">
<label class="col-sm-6 control-label">Evidence of my Proof of identification<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image1" class="form-control" >
<input type="hidden" value="" name="image1" id="image1new" class="form-control" >
<span class="help-block text-center">
<img id="image1-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label1"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image1');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Proof of residence or mailing address<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image2" class="form-control" >
<input type="hidden" value="" name="image2" id="image2new" class="form-control" >
<span class="help-block text-center">
<img id="image2-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label2"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image2');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Proof of social security number<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image3" class="form-control" >
<input type="hidden" value="" name="image3" id="image3new" class="form-control" >
<span class="help-block text-center">
<img id="image3-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label3"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image3');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Copy of State Photo ID<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image4" class="form-control" >
<input type="hidden" value="" name="image4" id="image4new" class="form-control" >
<span class="help-block text-center">
<img id="image4-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label4"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image4');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Your Notarized Letter/form Here(if needed)<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image5" class="form-control" >
<input type="hidden" value="" name="image5" id="image5new" class="form-control" >
<span class="help-block text-center">
<img id="image5-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label5"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image5');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group">
<div class="col-sm-offset-5 col-sm-4">
<button type="button" id="resetForm" class="btn btn-info pull-left">Reset</button>
<button type="submit" class="btn btn-info pull-right">Generate PDF</button>
</div>
</div>
</div>
<div class="col-md-2" style="padding-left:0px;padding-top: 3px;">
<img style="margin-left:0px; height:30px; width:30px;" id="client-contact-loading-img" class="rtg-loading-img" src="__SERVER_URL__webroot/loading/loading.gif" alt="">
</div>
</div>
</div>
<!-- /.box-body -->
<div class="box-footer"></div>
<!-- /.box-footer -->
</form>
</div>
<!-- /.box -->
</div>
<!--/.col (right) -->
</div>
<!-- /.row -->
</section>
<!-- /.content -->

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@@ -0,0 +1,152 @@
<?php
//RTG-WAVE-3.4-CHARGE-OFFS-Letter-2-4-ALL-BUREAUS
/*
* To change this license header, choose License Headers in Project Properties.
* To change this template file, choose Tools | Templates
* and open the template in the editor.
*/
require("../functions.php");
require("creditor_addresses.php");
// Define variables for file names
$pdf_name = "STAFF-M2CA-Method-SUPER-609-wave-1-BUREAUS.pdf";
$html_format_name = "STAFF-M2CA-Method-SUPER-609-wave-1-BUREAUS_FORMAT.html";
//collect required POST form's input
//$cra_report = $_POST["cra_report"];
$cra_report = 1;
$cra_data = $_POST["cr_data"];
//$credit_bureau_report_num = $_POST["credit_bureau_report_num"];
$first_name = $_POST["first_name"];
$last_name = $_POST["last_name"];
$street_no = $_POST["street_no"];
$street_name = $_POST["street_name"];
$city = $_POST["city"];
$state = $_POST["state"];
$personal_tracking_number = getPersonalTrackingNumber();//$_POST["personal_tracking_number"];
$credit_bureau_name_address = "";
$sincerely = $_POST["sincerely"];
//$alleged_account = $_POST["alleged_account"];
$alleged_account_desc = isset($_POST["alleged_account_desc"]) ? nl2br($_POST["alleged_account_desc"]) : "";
$dob = $_POST["dob"];
$ssn = $_POST["ssn"];
$report_file_name = $_POST["report_file_name"];
if($report_file_name == "1"){
$report_name_prefix = "Experian";
$credit_bureau_name_address = getExperianAddress();
} else if($report_file_name == "2"){
$report_name_prefix = "Equifax Confirmation";
$credit_bureau_name_address = getEquifaxAddress();
} else if($report_file_name == "3"){
$report_name_prefix = "TransUnion File";
$credit_bureau_name_address = getTransUnionAddress();
} else if($report_file_name == "0"){
$report_name_prefix = "";
$credit_bureau_name_address = setTextHightlight(trim(nl2br($_POST["credit_bureau_name_address"])));
}
// the unique pdf filename which will be saved on server
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
if(isset($cra_report)){
//get html content from pre defined format
$today = date("d M, Y");
$day = date('d',strtotime($today));
$month = date('M',strtotime($today));
$year = date('Y',strtotime($today));
$html = file_get_contents($html_format_name);
//echo $html;exit;
if(empty($_POST["clientId"])){
$varList1 = array(
'__CRA_REPORT__',
'__FIRST_NAME__',
'__LAST_NAME__',
'__STREET_NO__',
'__STREET_NAME__',
'__CITY__',
'__STATE__',
'__TODAY__',
'__sincerely__',
'__PERSONAL_TRACKING_NUMBER__',
'__credit_bureau_name_address__',
//'__credit_bureau_report_num__',
//'__sincerely__',
//'__ALLEGED_ACCOUNT__',
'__ALLEGED_ACCOUNT_DESC__',
'__DOB__',
'__SSN__',
'__DAY__',
'__MONTH__',
'__YEAR__'
);
$valueList1 = array(
$cra_report,
setTextHightlight($first_name),
setTextHightlight($last_name),
setTextHightlight($street_no),
setTextHightlight($street_name),
setTextHightlight($city),
setTextHightlight($state),
$today,
setTextHightlight($sincerely),
$personal_tracking_number,
setTextHightlight($credit_bureau_name_address),
//$credit_bureau_report_num,
//$alleged_account,
$alleged_account_desc,
setTextHightlight($dob),
setTextHightlight($ssn),
$day,
$month,
$year
);
for($i=1;$i<= 5;$i++){
if(isset($_FILES["image".$i]["name"]) && !empty($_FILES["image".$i]["name"])){
$imagefilename[$i] = mt_rand(0, 1000).time().'_'.$_FILES["image".$i]["name"];
upload_media($imagefilename[$i],$_POST['image'.$i]);
$deletionArray[] = $imagefilename[$i];
$varList[] = "__image".$i."__";
$valueList[] = $imagefilename[$i];
$start = "__START".$i."__";
$end = "__END".$i."__";
$html = str_replace(array($start,$end),array("",""),$html);
// $serialLineHTML = $serialLineHTML.$fileNameArray[$i-1]."<br/>";
}
}
$cra_report = $cra_data;
include '../common_image_file.php';
}
$varList = array_merge($varList,$varList1);
$valueList = array_merge($valueList,$valueList1);
require("../common_file.php");
} else {
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."STAFF-M2CA-Method-SUPER-609-wave-1-BUREAUS.html";
header("Location:".$url);
}
?>

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@@ -0,0 +1,307 @@
<div style="font-family: Arial,serif;">
<p>
<span style="font-size: 14;font-family: Times,serif;">CRA REPORT #</span><span style="background-color: yellow;">__CRA_REPORT__</span><br/>
</p>
<p style="font-family: Times,serif;font-size: 14;">
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows:<br/>
<span style="background-color: yellow;">
__FIRST_NAME__ __LAST_NAME__, __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__
</span>
</p>
<p>
<span>TODAY IS : </span><span style="background-color: yellow;">__TODAY__</span><br/>
</p>
<p style="font-weight: bold;font-family:Times,serif ;text-align: justify;width: 100%;font-size: 13;">
****To begin, I would like to ensure you have and ONLY RETAIN
current, TRUE, CORRECT, COMPLETE,and MANDATED REPORTED information per FCRA
regulations,any and all others I DEMAND,as is my lawful RIGHT(s) to do so,that you annul and and all
deficient of any condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information
now or ever,please review and ENSURE your adequate and full accordance to the laws upon which govern
your practice of reporting consumer credit profiles. <br/><br/>
(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or
aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate
AUTHORITY to retain much less report without infringing my consumer rights. <br/><br/>
(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER
ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate
AUTHORITY to retain much less report without infringing my consumer rights <br/><br/>
(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or
reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less
report without infringing my consumer rights. <br/><br/>
(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
much less report without infringing my consumer rights. <br/><br/>
(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
much less report without infringing my consumer rights. <br/><br/>
(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if
ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without
infringing my consumer rights. <br/><br/>
(g)I do NOT have any requisite spouses/ roommates/ co-applicants
and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE
NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my
consumer rights. <br/><br/>
(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
much less report without infringing my consumer right<br/>
</p>
<p>
<span style="font-size: 14;">MY PERSONAL 20-digit TRACKING NUMBER IS : </span><span style="background-color: yellow;">__PERSONAL_TRACKING_NUMBER__</span>
</p>
<p style="font-size: 14;">
<span style="font-weight: bold;">
Credit Bureau & Credit Bureau ADDRESS per Credit Report EXACTLY as displayed:
</span><br/>
<span style="background-color: yellow;">
__credit_bureau_name_address__
</span><br/>
</p>
<p style="font-weight: 600;font-size: 14;text-align: justify;width: 100%;">
RE: demand to rectify current deficiencies in your current reporting, as the challenged items are
lacking lawful STANDING due to being untrue, inaccurate, incomplete, not mine, not my
responsibility, not FCRA compliant, not FDCPA compliant, not Metro 2 format compliant, and or
not CERTIFIED proven to be every one each any and or all of the aforementioned required
aspects for adequate and ethical lawful reporting!<br/>
</p>
<p>
<span style="font-size: 24;">
To whom it might concern,<br/><br/>
</span>
</p>
<p style="font-weight: 600;font-size: 14;text-align: justify;width: 100%;">
Pursuant to FCRA, Metro 2 format requisites and the FDCPA,, I now exercise my lawful right to
question the validity of the information in my file.
FAIR CREDIT REPORTING ACT ,section 609 “DISCLOSURE to consumers: ( c)(2)(E)<br/>
</p>
<p style="font-size: 14;font-family:Times,serif ;text-align: justify;width: 100%;">
609(c)(2)(E) states that "a consumer reporting agency is not required to remove accurate derogatory information
from a consumer's file, unless the information is outdated under section 605 or cannot be verified."
<a style="font-weight: bold;" href="http://www.ftc.gov/os/statutes/031224fcra.pdf">http://www.ftc.gov/os/statutes/031224fcra.pdf</a>
If accurate derogatory information in the consumer's file cannot be verified, the reporting agency is required to
remove it. This law requires every company that reports credit events -- not just the original creditor companies -- to
be able to produce verifiable proof of the negative event. It holds the credit reporting agencies are undoubtedly
accountable for the negative information they pass on. This is obviously related to the right of debtors to challenge
the accuracy of negative events reported on them. No doubt,the intent of the government was to protect debtors or
alleged debtors such as myself and other infringed and or injured consumers,from having untrue, inaccurate ,
incomplete, misleading and or unproven compliant information used against them.But the burden of proof is not
entirely on the original creditors and certainly not at all on the consumer in any manner at all. EACH AND All
parties reporting this data or receiving the data alleged are equivalently responsible and more over liable for its
accuracy and any resultant injuries as resultant, whether due to willful disregard of consumer reporting requisites
and dutiful responsible complete true and correct reporting or even if in unknowing ignorance . The companies that
report and or accept reports of any and all alleged credit events, besides the original creditors,are any other the
national credit reporting repositories but namely the four primary national leading credit bureaus -- principally
Experian, Equifax, TransUnion, and Innovis.If the bodies involved in credit reporting, be it a reporting creditor, a
data furnisher else wise, or a accepting and data collecting credit reporting agencies are unable or unwilling to
TIMELY produce irrefutable evidence certifying in testimonial document of facts thereby presenting absolute and
unquestionable verifiable proof of these events and the validity to every single one even each any and or all of the
aspects of the allegation(s), they are universally required to remove them permanently or else be in violation of
required federal and state consumer reporting mandates and precedence of standards of lawful ethical compliant
reporting to INCLUDE PROVEN METRO 2 DATA FIELD FORMATTED REPORTING EXACTNESS . If they
violate the law, they can be fined $1,000 per item, per occasion.
FURTHER, the reporting verification process is well known to utilize the e-OSCAR system. PER the site,
<a style="font-weight: bold;" href="http://www.e-oscar.org/">http://www.e-oscar.org/</a>
<span style="font-weight: bold;color: rgb(85, 80, 80);font-size: 14;">
“e-OSCAR” simply stands for the “Online Solution for Complete and Accurate Reporting”
and moreover →
“e-OSCAR, the Online Solution for Complete and Accurate Reporting, is a browser-based,
Metro 2 compliant system that has been developed by Equifax, Experian, Innovis and
TransUnion.”
And per <a href="http://www.e-oscar.org/about-e-oscar.aspx">http://www.e-oscar.org/about-e-oscar.aspx</a>
“e-OSCAR is a web-based, Metro 2 compliant, automated system..” so regardless of which
you accept it is clear the REQUISITE to be PROVEN METRO 2 COMPLIANT...And from my
research, each and all submitted data provider AUD requisites them to CERTIFY all aspects
of accuracy to include COMPLIANCE to proper data entries, transfer of data, and
completeness of such true and correct information in order for any of the alleged derogatory
to hold lawful STANDING.Any deficiency of COMPLIANCE,CERTIFICATE of compliance and
or EVIDENCE PROVING THE FULL COMPLIANCE even to the Metro 2 format MUST BE
ENTIRELY ERADICATED upon a consumer notification of said misinformation and or
misreporting. I COMPEL YOU HERE AND NOW to demonstrate fully in testimony of certificate
of all facts or else delete any and all adversary allegations versus me. I demand you delete all
requested and or UPDATE in correction to the status I indicate here within this notification of
consumer complaint, as is my RIGHT to compel you and your dutiful OBLIGATION to submit
to and obey or else be monetarily liable for your willful or ignorant disregard of responsible
consumer reporting practices.
</p>
<p>
<span style="font-size: 16;">
QUESTIONABLE and or NOT COMPLIANT, UNTRUE, INCORRECT, INCOMPLETE, or else<br/>
wise infringing item(s) in question is(are) as follows:<br/>
</span>
<span style="background-color: yellow;">
__ALLEGED_ACCOUNT_DESC__
</span>
</p>
<p style="font-size: 14;text-align: justify;width: 100%;">
<span>
The above noted item in question is either one or more being untrue, inaccurate, incomplete,
not documented undoubtedly mine, not certified irrefutably as my responsibility, not timely or
current to its reported status,not fully FCRA compliant, not fully metro 2 compliant, and or not
testimonial in certificates of facts PROVEN to be any and all of the aforementioned as is
MANDATED by my states reporting laws and the federal reporting regulations otherwise. Being
deficient equates to being unlawfully and unethically reported and unfairly injurious to an
infringed consumer such as myself. As such, I am making a notice of official declaration in
consumer complaint compelling you my rightful and lawful request in demand to have all of the
noted information and or relevant data or information pertaining to it(them) be proven FULLY
true, correct, complete, current in its reporting, timely in its reporting, of a documented
ownership, of a testimonial responsibility, and or else wise irrefutably compliant to every aspect
of requisite reporting to include complete compliance to any and all state and or federal
obligations ,particularly the FCRA and the CRSA enacted and CDIA implemented Metro 2 data
field format entry regulatory standards of reporting practices.
Undoubtedly the FCRA along with my state reporting laws give consumers the RIGHT to make
a consumer complaint , challenge and or dispute versus any unproven, untrue, incorrect,
incomplete, or else wise deficient reporting item(s) of information, be it true or not. Per same
mandates, unless lawfully deemed frivolous, any lodged consumer declaration the consumer
credit reporting repository must investigate or re-investigate and must adequately become fully
and undoubted in its compliance certificate within a federally defined timely manner (typically
</span><span style="font-family: Calibri,serif;font-size: 14;"> within 30 days upon receipt of a consumer notification of complaint). Any and all information
must be verified valid by certificate of documented fact of all compliance , updated to such, or
eradicated by full deletion in its entirety any and all aspects of uncertified or unproven to be
certified compliant information.
BECAUSE REQUISITE STATE AND FEDERAL REPORTING LAWS MANDATE ONLY IRREFUTABLY PROVEN
AND DOCUMENTED CERTIFIED COMPLIANT CLAIMS THAT ARE PROVEN TRUE, PROVEN CORRECT,
PROVEN COMPLETE OR ELSE WISE REQUISITE OF LAWFUL REPORTING CAN BE RETAINED OR
REPORTED.IF DEFICIENT IN ONE OR MORE, REGULATORY STATE AND FEDERAL LAWS AND REPORTING
STANDARDS OF PRACTICE AND LEGAL PRECEDENCE MANDATES THE COMPLIANT REMOVAL OF ANY
AND ALL UNPROVEN, UNTRUE, INCORRECT, INCOMPLETE, OR UNCERTIFIED COMPLIANT ALLEGATIONS
OF ADVERSARY AD OR DEROGATORY INJURIOUS CONSUMER DATA BE ERADICATED UPON A
NOTIFICATION ,PARTICULARLY FROM A CONCERNED INJURED CONSUMER.FCRA AND METRO 2
OBLIGATORY REGULATIONS DEMAND YOU TO REPORT PRECISELY AND FULLY CURRENT, TRUE,
CORRECT, COMPLETE, TIMELY, AND DOCUMENTED CERTIFIED COMPLIANT INFORMATION. FACTS BEING
AS ABOVE STATED, ELIMINATE THE ABOVE NOTED ADVERSE NOTATION IN FAULTY ALLEGATIONS OF
DEROGATORY REPORTING O ELSE DEMONSTRATE PHYSICALLY EVERY SINGLE ASPECT OF REQUISITE
APPROPRIATE AND COMPLIANT REPORTING, ESPECIALLY ALL ASPECTS OF THE METRO 2 DATA ENTRY
FIELD FORMATTED REPORTING AND THE CERTIFICATES OF QUALIFICATIONS FOR THE USERS OF THE
METRO 2 SOFTWARE TO TRANSFER SUCH DATA TO YOU THEREBY ALLEGING A VERIFICATION,ALBEIT
ILLEGALLY SO IF NOT PERFECTLY COMPLIANT AND FURTHER PROVEN SUCH TO THE CONCERNED OR
INJURED CONSUMER.ERADICATE OR PROVE ALL ASPECTS INCLUDING EACH NOTED ISSUE OF NOTE
BELOW LISTED:<br/><br/>
a) ACCOUNT OWNERSHIP INCORRECT.<br/><br/>
b) CURRENT STATUS IS ONE OR MORE EITHER INCORRECT,MISSING,OR MISLEADING<br/><br/>
c) HIGH CREDIT ONE OR MORE EITHER INCORRECT, MISSING,OR MISLEADING<br/><br/>
d) CREDIT LIMIT ONE OR MORE EITHER INCORRECT, MISSING,OR MISLEADING<br/><br/>
e) TERMS DURATION ONE OR MORE EITHER INCORRECT, MISSING,OR MISLEADING<br/><br/>
f) DATE OPENED ONE OR MORE EITHER INCORRECT,MISSING,OR MISLEADING<br/><br/>
g) DATE REPORTED ONE OR MORE EITHER INCORRECT, MISSING,OR MISLEADING<br/><br/>
h) BALANCE ONE OR MORE EITHER INCORRECT, MISSING,OR MISLEADING<br/><br/>
i) AMOUNT PAST DUE ONE OR MORE EITHER INCORRECT, MISSING,OR MISLEADING<br/><br/>
j) DATE OF LAST PAYMENT AKA THE DOLP ONE OR MORE EITHER INCORRECT, MISSING,OR MISLEADING<br/><br/>
k) ACTUAL PAYMENT AMOUNT ONE OR MORE EITHER INCORRECT, MISSING,OR MISLEADING<br/><br/>
l) SCHEDULED PAYMENT AMOUNT ONE OR MORE EITHER INCORRECT, MISSING,OR MISLEADING<br/><br/>
m) DATE OF LAST ACTIVITY AKA THE DOLA IS ONE OR MORE EITHER INCORRECT, MISSING,OR
MISLEADING<br/><br/>
n) DATE MAJOR DELINQUENCY FIRST REPORTED AKA THE DMDFR IS ONE OR MORE EITHER INCORRECT,
MISSING,OR MISLEADING<br/><br/>
o) MONTHS REVIEWED IS ONE OR MORE EITHER INCORRECT, MISSING,OR MISLEADING<br/><br/>
p) ACTIVITY DESCRIPTION IS ONE OR MORE EITHER INCORRECT, MISSING,OR MISLEADING<br/><br/>
q) COMMENTS IS ONE OR MORE EITHER INCORRECT, MISSING,OR MISLEADING<br/><br/>
r) CHARGE OFF AMOUNT IS ONE OR MORE EITHER INCORRECT, MISSING,OR MISLEADING<br/><br/>
s) DEFERRED PAYMENT STARTING DATE IS ONE OR MORE EITHER INCORRECT, MISSING,OR MISLEADING<br/><br/>
t) BALLOON PAYMENT AMOUNT IS ONE OR MORE EITHER INCORRECT, MISSING,OR MISLEADING<br/><br/>
u) BALLOON PAYMENT DATE IS ONE OR MORE EITHER INCORRECT, MISSING,OR MISLEADING<br/><br/>
v) DATE OF FIRST DELINQUENCY AKA THE DOFD IS ONE OR MORE EITHER INCORRECT, MISSING,OR
MISLEADING<br/><br/>
w) 81-MONTH PAYMENT HISTORY IS ONE OR MORE EITHER INCORRECT, MISSING,OR MISLEADING<br/><br/>
x) DATE CLOSED IS ONE OR MORE EITHER INCORRECT, MISSING,OR MISLEADING<br/><br/>
y) CREDITOR CLASSIFICATION AKA CREDITOR CLASSIFICATION CODE AKA THE CCC IS ONE OR MORE
EITHER INCORRECT, MISSING,OR MISLEADING.<br/><br/>
z) ONE OR MORE EITHER IS INCORRECT, MISSING,or unlawfully misleading to include the minimal five(5)
portioned personal identifiers, the requisite and sequential 426-character P-6 segment and each of its
trailing fragments, the Alpha-/ Numeric-/ and or AlphaNumeric Source Code(s), The PSC aka Pay status
code(s), the 386 pieces to confirmation of collection(s), and or any and all aspects of mandated metro 2
data field format regulatory reporting standards of practice, any of which a deficiency requisites an
immediate deletion of any and all notations of injurious and or derogatory allegations on the infringed
consumers credit profile history.<br/>
</span>
</p>
<p>
<span style="font-weight: bold;font-size: 16;">
In genuine sincerity,<br/> </span>
</p>
<p style="font-family: Times,serif;font-size: 14;">
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows:<br/>
<span style="background-color: yellow;">
__FIRST_NAME__ __LAST_NAME__, __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__
</span>
</p>
<p style="font-size: 14;">
<span style="margin-left: 80px;">
IN WITNESS WHEREOF, the said party has signed and sealed these presents the day<br/></span>
<span>and year first above written.<br/><br/></span>
<span>Signed, sealed and delivered in the presence of: <span><span style="color: red;"> __FIRST_NAME__ __LAST_NAME__
<br/><br/></span>
</span>
</p>
<p>
<span>Signature _________________________________</span><br/><br/><br/>
</span>
</p>
<p>
<span>STATE OF<br/>
COUNTY OF<br/></span>
</p>
<p style="font-size: 14;text-align: justify;width: 100%;">
I HEREBY CERTIFY that on this day before me, an officer duly qualified to take
<span>acknowledgments, personally appeared </span><span style="color: red;"> __FIRST_NAME__ __LAST_NAME__</span>,<span> who is
personally known known to me or who has produced a VALID SSN CARD and a VALID
CURRENT STATE PHOTOGRAPHIC ID CARD as identification and who executed the foregoing
instrument and he/she acknowledged before me that he/she executed the same.
</p>
<p style="font-size: 14;">
WITNESS my hand and official seal in the County and State aforesaid this<span style="background-color: yellow;"> __DAY__ day of
__MONTH__, __YEAR__.</span>
</span>
</p>
<p style="margin-left: 150px;">
<span >
___________________________________
</span>
</p>
<p style="font-size: 14;">
<span>
Notary Public<br/>
Printed Name:<br/>
</span><span style="margin-left: 150px;"> My commission expires:</span><br/>
SEE COPIES OF SSN AND PHOTO ID BELOW:<br/>
</span>
</p><br/>
__STARTM1__
Evidence of my Proof of identification<br/><br/>
<img src="__image1__" alt="Evidence of my Proof of identification">
<br/><br/><br/>
__ENDM1__
__STARTM2__
Proof of residence or mailing address<br/><br/>
<img src="__image2__" alt="Proof of residence or mailing address">
<br/><br/><br/>
__ENDM2__
__STARTM3__
Proof of social security number<br/><br/>
<img src="__image3__" alt="Proof of social security number">
<br/><br/><br/>
__ENDM3__
__STARTM4__
Copy of State Photo ID<br/><br/>
<img src="__image4__" alt="Copy of State Photo ID">
<br/><br/><br/>
__ENDM4__
__STARTM5__
My Notarized Letter/Form<br/><br/>
<img src="__image5__" alt="Your Notarized Letter/Form">
<br/><br/><br/>
__ENDM5__
</div>

View File

@@ -0,0 +1,275 @@
<!-- Main content -->
<section class="content">
<div class="row">
<!-- right column -->
<div class="col-md-12">
<!-- Horizontal Form -->
<div class="box box-info">
<div class="box-header with-border">
<h3 class="box-title"> Enter Your Information Below</h3>
</div>
<!-- /.box-header -->
<!-- form start -->
<form enctype="multipart/form-data" id="inputformId" class="form-horizontal rtg-charge-off-form" method="post" action="__SERVER_URL__webroot/V3.0/SUPER-METRO-2209-THE-SECOND-WAVE-ATTACK.php">
<div class="box-body">
<div class="row">
<!-- right column -->
<div class="col-md-10">
<div class="form-group">
<label class="col-sm-6 control-label">PLEASE SELECT</label>
<div class="col-sm-6">
<select id="client-contact-id" name="select" class="form-control">
</select>
</div>
</div>
<div class="form-group">
<label class="col-sm-6 control-label">CREDIT REPORT COMPANY NAME</label>
<div class="col-sm-6">
<select name="report_file_name" id="report_file_name" class="form-control" >
<option value="0">Please Select</option>
<option value="3">TransUnion File Report</option>
<option value="1">Experian Report</option>
<option value="2">Equifax Confirmation Report</option>
</select>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">CRA REPORT</label>
<div class="col-sm-6">
<input type="text" name="cr_data" id="cra_report" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">FIRST NAME</label>
<div class="col-sm-6">
<input type="text" name="first_name" id="first_name" class="form-control" required>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">LAST NAME</label>
<div class="col-sm-6">
<input type="text" name="last_name" id="last_name" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">STREET NO</label>
<div class="col-sm-6">
<input type="text" name="street_no" id="street_no" class="form-control" required>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">STREET NAME</label>
<div class="col-sm-6">
<input type="text" name="street_name" id="street_name" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">CITY</label>
<div class="col-sm-6">
<input type="text" name="city" id="city" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">STATE</label>
<div class="col-sm-6">
<input type="text" name="state" id="state" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label text-uppercase">Date of birth</label>
<div class="col-sm-6">
<input type="text" name="dob" id="birth_date" class="form-control" required >
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label text-uppercase">SSN</label>
<div class="col-sm-6">
<input type="text" name="ssn" id="social_security_no" class="form-control" required >
</div>
</div>
<div class="form-group required" id="credit_bureau_field">
<label class="col-sm-6 control-label">CREDIT BUREAU & CREDIT BUREAU ADDRESS</label>
<div class="col-sm-6">
<textarea name="credit_bureau_name_address" id="credit_bureau_address" class="form-control rtg-make-empty-field" rows="3" cols="47" required></textarea>
</div>
</div>
<div class="form-group required">
<label class="col-sm-6 control-label">Sincerely</label>
<div class="col-sm-6">
<input type="text" name="sincerely" id="sincerely" class="form-control" required >
</div>
</div>
<div class="form-group negative-modal-area">
<label class="col-sm-6 control-label">Creditor(s) alleging the negative item(s) and alleged account<br/>
number(s) and or description(s):</label>
<div class="col-sm-6">
<textarea type="text" name="alleged_account_desc" class="form-control negative-item-class" ></textarea>
</div>
</div>
<!--for uploading media-->
<div class="form-group ">
<label class="col-sm-6 control-label">Evidence of my Proof of identification<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image1" class="form-control" >
<input type="hidden" value="" name="image1" id="image1new" class="form-control" >
<span class="help-block text-center">
<img id="image1-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label1"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image1');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Proof of residence or mailing address<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image2" class="form-control" >
<input type="hidden" value="" name="image2" id="image2new" class="form-control" >
<span class="help-block text-center">
<img id="image2-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label2"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image2');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Proof of social security number<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image3" class="form-control" >
<input type="hidden" value="" name="image3" id="image3new" class="form-control" >
<span class="help-block text-center">
<img id="image3-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label3"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image3');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Copy of State Photo ID<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image4" class="form-control" >
<input type="hidden" value="" name="image4" id="image4new" class="form-control" >
<span class="help-block text-center">
<img id="image4-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label4"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image4');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group ">
<label class="col-sm-6 control-label">Your Notarized Letter/form Here(if needed)<br/>(PNG, JPG,BMP etc. )</label>
<div class="col-sm-4">
<input type="file" onchange="uploadphotos(this)" name="image5" class="form-control" >
<input type="hidden" value="" name="image5" id="image5new" class="form-control" >
<span class="help-block text-center">
<img id="image5-old-view" alt="" src="" style="margin-top:5px;width:100px;height:100px;"/>
</span>
</div>
<div class="col-sm-2">
<label id="label5"><a style="cursor:hand;cursor:pointer;" onClick="clearImage('image5');" data-id="4">Clear</a></label>
</div>
</div>
<div class="form-group">
<div class="col-sm-offset-5 col-sm-4">
<button type="button" id="resetForm" class="btn btn-info pull-left">Reset</button>
<button type="submit" class="btn btn-info pull-right">Generate PDF</button>
</div>
</div>
</div>
<div class="col-md-2" style="padding-left:0px;padding-top: 3px;">
<img style="margin-left:0px; height:30px; width:30px;" id="client-contact-loading-img" class="rtg-loading-img" src="__SERVER_URL__webroot/loading/loading.gif" alt="">
</div>
</div>
</div>
<!-- /.box-body -->
<div class="box-footer"></div>
<!-- /.box-footer -->
</form>
</div>
<!-- /.box -->
</div>
<!--/.col (right) -->
</div>
<!-- /.row -->
</section>
<!-- /.content -->

View File

@@ -0,0 +1,150 @@
<?php
//RTG-WAVE-3.4-CHARGE-OFFS-Letter-2-4-ALL-BUREAUS
/*
* To change this license header, choose License Headers in Project Properties.
* To change this template file, choose Tools | Templates
* and open the template in the editor.
*/
require("../functions.php");
require("creditor_addresses.php");
// Define variables for file names
$pdf_name = "SUPER-METRO-2209-THE-SECOND-WAVE-ATTACK.pdf";
$html_format_name = "SUPER-METRO-2209-THE-SECOND-WAVE-ATTACK_FORMAT.html";
//collect required POST form's input
//$cra_report = $_POST["cra_report"];
$cra_report = 1;
$cra_data = $_POST["cr_data"];
//$credit_bureau_report_num = $_POST["credit_bureau_report_num"];
$first_name = $_POST["first_name"];
$last_name = $_POST["last_name"];
$street_no = $_POST["street_no"];
$street_name = $_POST["street_name"];
$city = $_POST["city"];
$state = $_POST["state"];
$personal_tracking_number = getPersonalTrackingNumber();//$_POST["personal_tracking_number"];
$credit_bureau_name_address = "";
$sincerely = $_POST["sincerely"];
$alleged_account = isset($_POST["alleged_account"]) ? nl2br($_POST["alleged_account"]) : "";
$alleged_account_desc = isset($_POST["alleged_account_desc"]) ? nl2br($_POST["alleged_account_desc"]) : "";
$dob = $_POST["dob"];
$ssn = $_POST["ssn"];
$report_file_name = $_POST["report_file_name"];
if($report_file_name == "1"){
$report_name_prefix = "Experian";
$credit_bureau_name_address = getExperianAddress();
} else if($report_file_name == "2"){
$report_name_prefix = "Equifax Confirmation";
$credit_bureau_name_address = getEquifaxAddress();
} else if($report_file_name == "3"){
$report_name_prefix = "TransUnion File";
$credit_bureau_name_address = getTransUnionAddress();
} else if($report_file_name == "0"){
$report_name_prefix = "";
$credit_bureau_name_address = setTextHightlight(trim(nl2br($_POST["credit_bureau_name_address"])));
}
// the unique pdf filename which will be saved on server
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
if(isset($cra_report)){
//get html content from pre defined format
$today = date("d M, Y");
$day = date('d',strtotime($today));
$month = date('M',strtotime($today));
$year = date('Y',strtotime($today));
$html = file_get_contents($html_format_name);
//echo $html;exit;
if(empty($_POST["clientId"])){
$varList1 = array(
'__CRA_REPORT__',
'__FIRST_NAME__',
'__LAST_NAME__',
'__STREET_NO__',
'__STREET_NAME__',
'__CITY__',
'__STATE__',
'__TODAY__',
'__SINCERELY__',
'__PERSONAL_TRACKING_NUMBER__',
'__credit_bureau_name_address__',
//'__credit_bureau_report_num__',
//'__sincerely__',
//'__ALLEGED_ACCOUNT__',
'__ALLEGED_ACCOUNT_DESC__',
'__DOB__',
'__SSN__',
'__DAY__',
'__MONTH__',
'__YEAR__'
);
$valueList1 = array(
$cra_report,
setTextHightlight($first_name),
setTextHightlight($last_name),
setTextHightlight($street_no),
setTextHightlight($street_name),
setTextHightlight($city),
setTextHightlight($state),
$today,
$sincerely,
$personal_tracking_number,
setTextHightlight($credit_bureau_name_address),
//$credit_bureau_report_num,
//$sincerely,
//$alleged_account,
$alleged_account_desc,
setTextHightlight($dob),
setTextHightlight($ssn),
$day,
$month,
$year
);
for($i=1;$i<= 5;$i++){
if(isset($_FILES["image".$i]["name"]) && !empty($_FILES["image".$i]["name"])){
$imagefilename[$i] = mt_rand(0, 1000).time().'_'.$_FILES["image".$i]["name"];
upload_media($imagefilename[$i],$_POST['image'.$i]);
$deletionArray[] = $imagefilename[$i];
$varList[] = "__image".$i."__";
$valueList[] = $imagefilename[$i];
$start = "__START".$i."__";
$end = "__END".$i."__";
$html = str_replace(array($start,$end),array("",""),$html);
// $serialLineHTML = $serialLineHTML.$fileNameArray[$i-1]."<br/>";
}
}
$cra_report = $cra_data;
include '../common_image_file.php';
}
$varList = array_merge($varList,$varList1);
$valueList = array_merge($valueList,$valueList1);
require("../common_file.php");
} else {
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."SUPER-METRO-2209-THE-SECOND-WAVE-ATTACK.html";
header("Location:".$url);
}
?>

View File

@@ -0,0 +1,311 @@
<div style="font-family: Times,serif;">
<p>
<span style="font-size: 14;">CRA REPORT #</span><span style="background-color: yellow;">__CRA_REPORT__</span><br/><br/>
</p>
<p style="font-size: 14;">
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows<br/>
<span style="background-color: yellow;">
__FIRST_NAME__, __LAST_NAME__ __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__<br/>
</span>
</p>
<p>
<span>TODAY IS : </span><span style="background-color: yellow;">__TODAY__</span><br/><br/>
</p>
<p style="font-weight: bold;font-size: 13.5;text-align: justify;width: 100%;">
****To begin, I would like to ensure you have and ONLY RETAIN
current, TRUE, CORRECT, COMPLETE,and MANDATED REPORTED information per FCRA
regulations,any and all others I DEMAND,as is my lawful RIGHT(s) to do so,that you annul and and all
deficient of any condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information
now or ever,please review and ENSURE your adequate and full accordance to the laws upon which govern
your practice of reporting consumer credit profiles.<br/><br/>
<span style="color: red; font-weight: bold;">
(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or
aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate
AUTHORITY to retain much less report without infringing my consumer rights.<br/><br/>
(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER
ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate
AUTHORITY to retain much less report without infringing my consumer rights<br/><br/>
(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or
reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less
report without infringing my consumer rights.<br/><br/>
(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
much less report without infringing my consumer rights.<br/><br/>
(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
much less report without infringing my consumer rights.<br/><br/>
(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if
ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without
infringing my consumer rights.<br/><br/>
(g)I do NOT have any requisite spouses/ roommates/ co-applicants
and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE
NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my
consumer rights.<br/><br/>
(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain
much less report without infringing my consumer right<br/>
</span>
</p>
<p>
<span style="font-size: 14;">MY PERSONAL 20-digit TRACKING NUMBER IS : </span><span style="background-color: yellow;">__PERSONAL_TRACKING_NUMBER__</span><br/><br/>
</p>
<p style="margin: 0;padding: 0;">
<span style="font-weight: bold;">
Credit Bureau & Credit Bureau ADDRESS per Credit Report EXACTLY as displayed:
</span><br/><br/>
<span style="background-color: yellow;">__credit_bureau_name_address__<br/></span>
</p>
<p style="font-size: 14;font-weight: bold;text-align: justify;width: 100%;">
RE:<br/><br/>
ATTENTIVELY REVIEW my formal writ composed DECLARATION of Not Proven Compliant Misinformation
that is all or in part: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS,
TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory
and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any
all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and
COMPLIANT METRO 2 data field formatted reporting!To be clear,you are mandated by laws to eliminate every
notation and or aspect of any and all derogatory and adversary items from any and all alleged claims still yet unproven to
be true, correct, complete, timely, documented as being mine,testimonial to be of my responsibility,with FCRA
compliance,andor CRSA CDIA Metro 2 COMPLIANT reporting.FEDERAL laws dictate that any and all derogatory or
potentially injurious reporting MUST be all of the aforementioned and can NOT BE ASSUMED without undoubted
CERTIFIABLE testimonial of FACTs ensuring the physically verifiability of the CONFIRMED manual validation of any
item upon a consumer complaint,such as is this notice here and now.Please RETURN to or retain federally lawful
reporting with your unwavering and unconditional annulment of every single one even each any and or all of the
allegations accused of me deficient of physical evidence to every and all<br/><br/>
aspects of said claims,be them true or not.<br/>
</p>
<p>
<span style="font-weight: bold;font-size: 22;">To whom it might concern ,</span>
</p>
<p style="font-weight: bold;font-size: 14;text-align: justify;width: 100%;">
I am writing to lodge an officially declared consumer complaint challenging the allegations of
derogatory notations and or accounts reported versus me deficient of any evidence that they
are fully true, accurate,complete,timely,of my ownership,of my responsibility, FCRA
compliant, Compliant to my States consumer credit reporting mandates, Compliant to the
federally requisite Metro 2 format, not of a fraudulent (charge or debit) , or PROVEN
irrefutably by verifiable physical document testimony to all aspects of facts as REQUIRED by
reporting regulations so DELETE entirely here and now all uncertified claims adversary to me.
With the recent Equifax Breach of July 2017, I nor anyoe can be confident that the data at any
time is fully TRUE, CORRECT, COMPLETE, of a KNOWN OWNERSHIP, of a documented and
factual responsibility or else wise undoubted in its full compliance WITHOUT TRUE AND
UNWAVERING TESTIMONIAL CERTIFICATE attesting to fact of EVERY ASPECT of reporting.
Might I am a victim of identity theft, certainly I assume you would want to and be REQUIRED
to assist me in removal of any and all information NOT absolute in its PROVEN COMPLIANCE,
TRUTH, CORRECTNESS, COMPLETENESS as reported and CERTIFIED COMPLIANCE
elsewise. I have no claim to have made these actions of derogatory nature reported versus
me and as such I enact my CONSUMER AND CIVIL RIGHT to compel you to FULLY
ERADICATE any and all such information that I do not here and now accept as being true,
correct, complete,timely, mine, my responsibility, or else wise PROVEN COMPLIANT. I have
no choice but to request that YOU PRESENT IRREFUTABLE PROOF that each and all aspects
of any and all claims of adversary or derogatory remarks versus me be IMMEDIATELY
BLOCKED for reported and DELETED thereafter for all time. FEDERAL LAWS detail you have
but FOUR(4) days to do this upon my written composition and detailing of any one or more
items of reporting that I suspect to be of a fraudulent action, as the result of identity theft, or
else wise deficient of proper document certificate of COMPLIANT true and completely correct
reporting. The MANDATE is CLEAR as to MY RIGHTS to DEMAND this and also IRREFUTABLE
in YOUR REQUIREMENT in BLOCKING the invalid mis-reported misinformation as a result of
any one or more of the negative actions mentioned throughout this consumer compliant. I am
requesting that the every single one even each any and or all derogatory or adverary aspects
reported versus me be eradicated today, even right NOW!
Please investigate this matter and correct the not true, not correct, not complete, not timely,
of not my ownership, of not my responsibility, not proven metro 2 format compliant, of a
mixed file , as a result of identity theft ad or fraudulent acts as soon as possible.<br/>
<span style="margin-left: 30;"> FCRA § 605B (15 U.S.C. § 1681c-2)<br/><br/></span>
<span style="font-size: 13.5;">(a) Block. Except as otherwise provided in this section, a consumer reporting agency shall<br/>
block the reporting of any information in the file of a consumer that the consumer identifies as<br/>
information that resulted from an alleged identity theft,</span><span style="font-size: 22;text-decoration: underline;"> not later than 4<br/>
business days after the date of receipt by such agency<br/>
of—</span><br/></p>
<p style="margin-left: 30;font-size: 13.5;font-weight: bold;"> (1) appropriate proof of the identity of the consumer;<br/></p>
<p style="margin-left: 30;font-size: 13.5;font-weight: bold;"> (2) a copy of an identity theft report;<br/></p>
<p style="margin-left: 30;font-size: 13.5;font-weight: bold;"> (3) the identification of such information by the consumer; and<br/></p>
<p style="margin-left: 30;font-size: 13.5;font-weight: bold;"> (4) a statement by the consumer that the information is not information relating to any<br/></p>
<span style="font-weight: bold;">transaction by the consumer.<br/></span>
<p>
<span style="font-weight: bold;"> (b) Notification. A consumer reporting agency shall promptly notify the furnisher of<br/>
information identified by the consumer under subsection (a) of this section—<br/></span></p>
<p style="margin-left: 30;font-size: 13.5;font-weight: bold;"> (1) that the information may be a result of identity theft;<br/></p>
<p style="margin-left: 30;font-size: 13.5;font-weight: bold;"> (2) that an identity theft report has been filed;<br/></p>
<p style="margin-left: 30;font-size: 13.5;font-weight: bold;"> (3) that a block has been requested under this section; and<br/></p>
<p style="margin-left: 30;font-size: 13.5;font-weight: bold;"> (4) of the effective dates of the block.<br/></p>
<p style="font-size: 13;font-weight: bold;text-align: justify;width: 100%;">
In addition, pursuant to FACTA, as a potential victim of fraud and or identity theft, and most
certainly as a VICTIM of EQUIFAXs ill-fated mishandling of my consumer information to
INCLUDE NAME, DATE OF BIRTH, SOCIAL SECURITY NUMBER, ADDRESSES, EDUCATION,
EMPLOYMENT , TELEPHONE NUMBERS, ACCOUNTS and even ACCOUNT NUMBERS in full, I
am DEMANDING LAWFULLY that you provide me with copies of any and all applications and
business transaction records related to any and all of the allegations of adversary and or
derogatory events (be it accounts or be it allegations of associated inquiries) to include any
of the NOT YET PHYSICALLY PROVEN by testimonial CERTIFICATE of FACT to be fully TRUE,
CORRECT,and COMPLETE COMPLIANT data and NOT a result of identity theft and or
fraudulent account(s) and or mixed and or merged accounts. FCRA and Metro 2 COMPLIANCE
mandates all claims UNDOUBTED and CERTIFIED as such, any that is deficient MUST BE
DELETED upon a consumer notification as to such. THIS IS MY NOTIFICATION that you ARE
UNLAWFULLY reporting ILLEGALLY INJURING mis-information unfairly.
Please note yet AGAIN that this subsequent notice serves as my official writ compelling of
you in lawful request in ultimatum previous to my proceeding civil contention in litigational
suit per each the requisite reporting statutes and mandated compliance to proven certified
facts of document all data is fully true, accurate, complete, and exacting to precise sequential
Metro 2 format reporting standards of adequate practice. FCRA 616 and FCRA 617 will allot
me grand monetary resolution as result of your continued deficiency of reporting MANDATED
PROVEN CERTIFICATED compliant reporting,regardless if your OBVIOUS and severely
deficient lawful standing is related to illegal and unethical willful disregard and or if as a result
of unwitted ignorance. No entity can legally be relieved of duty for reliable and responsible
requisite reporting so RETURN TO or RETAIN lawful testimonial compliance with your timely
adjustments as I detail here in this notarized consumer complaint challenge of the chicanery
and subterfuge so noted in this declaration. <br/>
</p>
<p style="font-size: 14;text-align: justify;width: 100%;">
<span>
The not proven compliant, unverified, possibly fraudulent items listed below remain on my credit
report in violation of my states reporting regulations and all Federal reporting Laws I am aware
of. You are required under at least the FCRA to have a copy of the original creditors
documentation on file to verify that this information is irrefutable and certified by document
testimony to be fully valid, true, complete,compliant, mine and correct. In the results of your first
investigation, you stated in writing that you </span><span style="font-weight: bold"> “verified”</span> that these items are being <span style="font-weight: bold"> “reported
correctly”</span> ? Who exactly verified these accounts? Who exactly validated the CERTIFIED
AUDs of these alleged accounts? Who exactly gives testimony to the EXACTNESS of
irrefutable perfect metro 2 format compliance for these accounts? BEYOND your OBVIOUS
failures to display proper certificate of testimonial FACTS to reports being fully true, accurate,
complete, timely, of documented ownership,of documented responsibility, or elsewise completely
COMPLIANT, you have <span style="font-weight: bold"> NOT</span> provided me a copy of ANY original documentation required under
<span style="font-weight: bold">Section 609 (a)(1)(A) & Section 611 (a)(1)(A)</span> ( a consumer contract with my signature on it )
and under <span style="font-weight: bold">Section 611 (5)(A)</span> of the FCRA you are required to <span style="font-weight: bold"></span>“…promptly DELETE all
information which cannot be verified”</span> or elsewise CERTIFIED UNDOUBTEDLY to any aspect
of the above mentioned criteria for requisite reporting of any consumer adversary notation(s).The
law is very clear as to the Civil liability and the remedy available to me for “negligent
noncompliance” <span style="font-weight: bold">(Section 617)</span>(Section 617) if you fail to comply.<span style="font-weight: bold">I am a litigious consumer and fully intend
on pursuing litigation in this matter to enforce my rights under the FCRA
I demand the following accounts be verified as to being validly CERTIFICATED , as
required, to being fully TRUE, CORRECT, COMPLETE, of my documented ownership, of
my undoubted responsibility, FCRA compliant and of irrefutably exactly precise Metro 2
data field format COMPLIANT or else ERADICATE any and all aspects of alleged
adversary and or derogatory notations.Each of the following below listed NOT
COMPLIANT claims are deficient of STANDING or reporting merit!Per my state law and
federal obligatory regulations,legally each item of misinformation and or misreporting
MUST be removed immediately, here and now,clearly there is NO STANDARD that
eradicates liabilities for any entity failing to do so,willfully or in ignorance.</span>Below are the
accounts in question: Creditor(s) alleging the negative item(s) and alleged account number(s) and or
description(s) of the<span style="font-weight: bold"> NOT PROVEN CURRENT,TRUE, ACCURATE, COMPLETE, TIMELY, MINE,MY
RESPONSIBILITY,</span> and or elsewise lawfully adequate for ethical reporting:
</span>
</p>
<p>
<span style="background-color: yellow;">
__ALLEGED_ACCOUNT_DESC__
</span><br/>
</p>
<p>
<span>Thank You,<br/><br/><br/></span>
<span style="font-size: 14;">My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows</span><br/>
</p>
<p>
<span style="background-color: yellow;">
__FIRST_NAME__, __LAST_NAME__ __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__<br/>
</span>
</p>
<p style="font-size: 14;">
<span style="font-weight: bold; margin-left: 30;">
IN WITNESS WHEREOF,</span> <span>the said party has signed and sealed these presents the day<br/>
and year first above written.<br/>
Signed, sealed and delivered in the presence of:<br/><br/>
</span>
<span style="font-size: 14;">My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows</span><br/>
</p>
<p>
<span style="background-color: yellow;">
__FIRST_NAME__, __LAST_NAME__ __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__<br/>
</span>
</p>
<p style="font-size: 14;">
<span>
STATE OF<br/>
COUNTY OF<br/><br/>
</span> </p>
<p style="font-size: 14;text-align: justify;width: 100%;">
I HEREBY CERTIFY that on this day before me, an officer duly qualified to take
acknowledgments, personally appeared →>><br/><br/>
</span>
<span style="font-size: 14;">
<span style="font-size: 14;">My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows</span><br/>
</span>
</p>
<p>
<span style="background-color: yellow;">
__FIRST_NAME__, __LAST_NAME__ __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__<br/>
</span>
</p>
<p style="font-size: 14;">
<span>
who is personally known to me or who has produced a social security card and a state issued<br/>
photo identification as identification and who executed the foregoing instrument and he/she<br/>
acknowledged before me that he/she executed the same.<br/>
</span>
</p>
<p style="font-size: 14;">
WITNESS my hand and official seal in the County and State aforesaid this<span style="background-color: yellow;"> __DAY__ day of
__MONTH__, __YEAR__.</span>
</span>
</p>
<p style="margin-left: 150px;">
<span>
___________________________________
</span>
</p>
<p style="font-size: 14;">
<span>
Notary Public<br/>
Printed Name:<br/>
</span></p>
<p style="margin-left: 150px;font-size: 14;">
<span> My commission expires:</span><br/><br/><br/>
</p>
<p style="font-size: 14;">
Again, PLEASE SEE COPIES OF SSN AND PHOTO ID BELOW:<br/>
</p><br/>
__STARTM1__
Evidence of my Proof of identification<br/><br/>
<img src="__image1__" alt="Evidence of my Proof of identification">
<br/><br/><br/>
__ENDM1__
__STARTM2__
Proof of residence or mailing address<br/><br/>
<img src="__image2__" alt="Proof of residence or mailing address">
<br/><br/><br/>
__ENDM2__
__STARTM3__
Proof of social security number<br/><br/>
<img src="__image3__" alt="Proof of social security number">
<br/><br/><br/>
__ENDM3__
__STARTM4__
Copy of State Photo ID<br/><br/>
<img src="__image4__" alt="Copy of State Photo ID">
<br/><br/><br/>
__ENDM4__
__STARTM5__
My Notarized Letter/Form<br/><br/>
<img src="__image5__" alt="Your Notarized Letter/Form">
<br/><br/><br/>
__ENDM5__
</div>

View File

@@ -0,0 +1,59 @@
<?php
/*
* To change this license header, choose License Headers in Project Properties.
* To change this template file, choose Tools | Templates
* and open the template in the editor.
*/
function getImageHeaingConetnt($first_name, $last_name,$street_no, $street_name, $city, $state, $dob, $ssn){
$image_heading_content = '<span style="font-weight: bold;text-decoration: underline;font-size: 13;">
Please note the enclosed document evidence of my current '.$first_name.' '.$last_name.',<br/>
'.$street_no.' and '.$street_name.', residence-mailing address '.$city.' and '.$state.' ,'.$dob.', and '.$ssn.'.<br/>
</span>';
return $image_heading_content;
}
function getExperianAddress() {
$html = '<table style="width:100%;">
<tr><td><span style="background-color: yellow;">Experian</span></td><td><span style="background-color: yellow;">Experian</span></td><td><span style="background-color: yellow;">Experian</span></td><td><span style="background-color: yellow;">Experian</span></td><td><span style="background-color: yellow;">Experian</span></td></tr>
<tr><td><span style="background-color: yellow;">P.O. Box 1200</span></td><td><span style="background-color: yellow;">P.O. Box 2002</span></td><td><span style="background-color: yellow;">P.O. Box 4000</span></td><td><span style="background-color: yellow;">P.O. Box 4500</span></td><td><span style="background-color: yellow;">P.O. Box 9701</span></td></tr>
<tr><td><span style="background-color: yellow;">Allen, TX 75013</span></td><td><span style="background-color: yellow;">Allen, TX 75013</span></td><td><span style="background-color: yellow;">Allen, TX 75013</span></td><td><span style="background-color: yellow;">Allen, TX 75013</span></td><td><span style="background-color: yellow;">Allen,TX 75013</span></td></tr>
</table>';
return $html;
}
function getEquifaxAddress() {
$html = '<table style="width:100%;">
<tr><td><span style="background-color: yellow;">Katherine Dunn</span></td><span><td><span style="background-color: yellow;">Equifax Information Services</span></td><td><span style="background-color: yellow;">Equifax Information Services</span></td></tr>
<tr><td><span style="background-color: yellow;">Assistant General Counsel</span></td><span><td><span style="background-color: yellow;">PO BOX 740241</span></td><td><span style="background-color: yellow;">PO BOX 740256</span></td></tr>
<tr><td><span style="background-color: yellow;">Equifax LLC</span></td><span><td><span style="background-color: yellow;">Atlanta, GA 30374</span></td><td><span style="background-color: yellow;">Atlanta, GA 30374</span></td></tr>
<tr><td><span style="background-color: yellow;">1550 Peachtree St</span></td><span><td></td><td></td></tr>
<tr><td><span style="background-color: yellow;">NE Atlanta, GA 30309</span></td><td></td><td></td></tr>
</table>';
return $html;
}
function getTransUnionAddress() {
$html = '<table style="width:100%;">
<tr><td><span style="background-color: yellow;">TRANSUNION</span></td><td><span style="background-color: yellow;">TRANSUNION</span></td><td><span style="background-color: yellow;">TRANSUNION</span></td></tr>
<tr><td><span style="background-color: yellow;">PO Box 2000</span></td><td><span style="background-color: yellow;">PO Box 1000</span></td><td><span style="background-color: yellow;">PO Box 2000</span></td></tr>
<tr><td><span style="background-color: yellow;">CHESTER, PA 19016-2000</span></td><td><span style="background-color: yellow;">CHESTER, PA 19022-1000</span></td><td><span style="background-color: yellow;">CHESTER, PA 19022-2000</span></td></tr>
</table>';
return $html;
}
function setTextHightlight($text) {
$result = "";
if (!empty($text)) {
$result = "<span style='background-color:yellow;'>" . $text . "</span>";
}
return $result;
}