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CRA REPORT# <span style="background-color: #FFFF00">__CRA_REPORT__</span> <br/><br/>
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My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows: <br/>
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<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__, __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__</span> <br/><br/>
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TODAY IS __TODAY__
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<br/><br/>
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****To begin, I would like to ensure you have and ONLY
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RETAIN current, TRUE, CORRECT, COMPLETE,and MANDATED REPORTED information per
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FCRA regulations,any and all others I DEMAND,as is my lawful RIGHT(s) to do so,that you annul
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and and all deficient of any condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report
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any mis-information now or ever,please review and ENSURE your adequate and full accordance to
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the laws upon which govern your practice of reporting consumer credit profiles.
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<br/><br/>
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(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES
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or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate
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AUTHORITY to retain much less report without infringing my consumer rights.
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<br/><br/>
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(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any
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OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your
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legitimate AUTHORITY to retain much less report without infringing my consumer rights
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<br/><br/>
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(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be
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retained or reported, if ANY DELETE NOW or product PROOF of your legitimate
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AUTHORITY to retain much less report without infringing my consumer rights.
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<br/><br/>
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(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of
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Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate
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AUTHORITY to retain much less report without infringing my consumer rights.
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<br/><br/>
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(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone
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numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your
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legitimate AUTHORITY to retain much less report without infringing my consumer rights.
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<br/><br/>
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(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or
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reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much
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less report without infringing my consumer rights.
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<br/><br/>
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(g)I do NOT have any requisite spouses/ roommates/ co-applicants
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and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY
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DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report
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without infringing my consumer rights.
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<br/><br/>
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(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone
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numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your
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legitimate AUTHORITY to retain much less report without infringing my consumer right
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<br/><br/>
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MY PERSONAL 20-digit TRACKING NUMBER IS : <span style="background-color: #FFFF00">__PERSONAL_TRACKING_NUMBER__</span>
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<br/><br/>
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<span style="background-color: #FFFF00">__credit_bureau_name_address__</span>
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<br/><br/>
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RE: ATTENTIVELY REVIEW my formal writ composed DECLARATION of Not Proven Compliant Misinformation that is all
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or in part: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS,
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documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory
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requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious
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behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data
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field formatted reporting!To be clear,you are mandated by laws to eliminate every notation and or aspect of any and all
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derogatory and adversary items from any and all alleged claims still yet unproven to be true, correct, complete, timely,
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documented as being mine,testimonial to be of my responsibility,with FCRA compliance,andor CRSA CDIA Metro 2
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COMPLIANT reporting.FEDERAL laws dictate that any and all derogatory or potentially injurious reporting MUST be all of
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the aforementioned and can NOT BE ASSUMED without undoubted CERTIFIABLE testimonial of FACTs ensuring the
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physically verifiability of the CONFIRMED manual validation of any item upon a consumer complaint,such as is this notice
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here and now.Please RETURN to or retain federally lawful reporting with your unwavering and unconditional annulment of
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every single one even each any and or all of the allegations accused of me deficient of physical evidence to every and all
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aspects of said claims,be them true or not.
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<br/><br/>
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<h2>To whom it might concern, </h2>
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<br/>
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I would like to forge forward with a righted disputation challenging what likely is an inaccurate, untrue,
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incomplete, untimely, not compliant, and or possibly not even of my ownership of responsibility allegation
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of a derogatory item that I see you currently have on my credit report, possibly causing violating
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infringements and injury to my credibility. While studying my report I have come across a number of
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mistakes and inaccuracies that you are reporting.Please review and eradicate any and all of these
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following unproven true, correct, complete,timely, mine, my responsibility,fcra compliant,metro 2
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compliant,or else wise compliant to every single one even each any and all of the regulations ,laws,and
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standards of reporting of which you are undoubtedly mandated in your obligation to obey:
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The following allegations each require immediate deletion,do so now and here!
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<br/>
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Below are the accounts in question:
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<br/>
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__SERIAL_LINES__
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<br/>
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I have obtained a recent copy of my credit report and discovered it contains inaccurate information. I have
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found several UNPROVEN TO BE COMPLIANT much less TRUE, complete and accurate allegations of
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Accounts that you are reporting that appear to be not in lawful compliance to reporting regulations or else
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wise improperly reported and transferred by other lender/servicers on the report. I understand my rights
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and I am serving you written notice of my consumer demand checking for your federally required proof of
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compliance even to the metro 2 data field formatted regulatory reporting obligations of you as a specific
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mandate due to the CRSA enactment and implementation of the standardized CDIA sponsored Metro 2
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Compliance rules. The Fair Credit Reporting Act dictates that every single one even each any and or all
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accusations of debts,true or not, must be accurately and timely reported in all deferment/transfer cases. It
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appears that it cannot be determined in irrefutable fact (as required) that every one and all of the loans in
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question were or were not handled properly when they were transferred. I am enacting both my consumer
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and my civil rights lawfully to COMPEL YOU IN WRIT DEMAND to demonstrate all facts and further to
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unequivalently provide me with written documentation of the deletion of this erroneous information for
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each and every one of the unproven or else otherwise not lawfully compliant reportings of
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accounts,which obviously are in question. You can be assured also that immediately I am also notifying
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the Better Business Bureau and Consumer Financial Protection offices in regards to this unforgivable
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and extremely injurious error in your clear mis-reporting of illegal mis-information !To date,no entity
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(neither the accusers nor you) has elected to properly and lawfully in truth, accuracy, completeness,
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timeliness, and otherwise in full reporting compliance (particularly in metro 2 compliance) to provide to me
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, the consumer alleged, even a single or ONE tangible shred of evidence from any much less any of these
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data furnisher(s). As is generally so advised by representatives of the Consumer Financial Protection
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Bureau (CFPB) I have indeed made known my concerns of unlawful chichery-based subterfuge in my
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credit reports related to these allegations hereby declared.I have never received any substantiating
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verification of irrefutable full truth, accuracy, completeness, timeliness,ownership, responsibility,and
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compliance to any and all federal obligations and even the metro 2 compliance requirements from
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anyone even if and when I forwarded written request of information to VALIDATE the account
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information that your firm reported as miraculously verified,yet without any such proof of this alleged
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affirmation of facts. Being now possibly several weeks I was informed by the Loan servicer that the
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INFORMATION REQUIRED TO VALIDATE the LOAN information HAD NOT BEEN RETAINED AND
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THAT THEY COULD NOT CONFIRM ANY INFORMATION AT THIS TIME! I feel it is in your best interest
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to suspend reporting this disputed information immediately! If you choose not too or send along one of
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your famous ridiculous and unflattering much less insulting of intelligence form letters I will have no
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choice but commence the unpleasantness of a Sections 1024.35 (Notice of Error) under Regulation X
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(CFPB regulation) that confirms my private right of action directly against your firm for FAILING to
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respond and CONTINUING to report disputed information after direct notice of said dispute was provided.
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You have 5 calendar days to comply and provide a written notice of the suspension of this item pending
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the resolution of the investigation action or face litigation.Here now and forever annul any and all account
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records of derogatory, adversary, or else wise deficient of proof of full of reporting compliance( be it
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FCBA,FCRA,FDCPA,Metro 2 Compliance,or else whether mentioned or not) claims or aspects of claims
|
||||
associated. UNLESS IRREFUTABLY PROVEN,PHYSICALLY, TO BE FULLY METRO 2 COMPLIANT
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AND CURRENT, TRUE,CORRECT,COMPLETE,TIMELY,MINE,OF MY RESPONSIBILITY,OR
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ELSEWISE MANDATED PER REPORTING LAWS OF MY STATE AND OR FEDERALLY ABSOLUTELY
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||||
NO ADVERSE OR DEROGATORY ALLEGATIONS CAN BE LAWFULLY RETAINED MUCH LESS
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||||
LEGALLY REPORTED.AS SUCH, I AM NOW ENACTING MY CONSUMER AND CIVIL RIGHTS TO
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COMPEL YOU TO ANNUL ANY NOW BY FULL AND PERMANENT DELETION OR ELSE
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ADEQUATELY TESTIMONY TO THE DOCUMENT CERTIFICATION OF YOUR OBEYING OF THE
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MANDATED METRO 2 DATA FORMATTED REPORTING REGULATION STANDARDS. FAILURE TO
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REMEDY THIS APPROPRIATELY WILL LEAD TO MY DETERMINED AND RIGHTFUL CIVIL ACTIONS
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TO SUIT YOU AND SEEK MONETARY RESOLUTION GRANTED ME VIA A COURT IN MY
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JURISDICTION. Unmistakably right here,understand that this written letter is my formal request for you to
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bring my credit report into METRO-2 COMPLIANCE. I will take for granted that you are knowledgeable of
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the credit reporting laws ensuring that bureaus report only 100% true, accurate, complete, timely,
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compliant, and proven as being such credit information, be it any, all, or none. Given your awareness,
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coupled with field trained knowledge, I am certain that you understand that a challenge to produce
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document demonstration in evidence to all claims of which you cannot or will not adequately prove
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physically within the federally mandated timely fashion you are requisite to ANNUL any and all such
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challenged or disputed indicated misinformation immediately by FULL DELETION of every single one
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even each any and all aspects of the unproven reported chicanery filled subterfuge. Every step is required
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to be taken to assure the information reported is completely compliant, true, complete, timely, and correct.
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You nor any entity has authority to retain or report any undocumented and or unproven adverse
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allegations or physically unverifiable or not validated claims of derogatory items) of information, true or
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not! Under the Fair Credit Reporting Act, 15 U.S.C. § 1681g I have the right to demand that you disclose
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to me all of the documents that you have recorded and retained in your file at the time of this request
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concerning the accounts that you are reporting in my credit report. Please don’t respond to my request by
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saying that these accounts have been verified. Send me copies of all the documents in completeness that
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you have in your files that were used to verify each and every account you alleged to have verified. If you
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do not have any documentation in your files to verify the accuracy of these disputed accounts then please
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DELETE/ANNUL/OR COMPLETELY REMOVE them immediately as required under Section
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611(a)(5)(A)(i). By publishing these inaccurate and unverified items on my credit report and furthermore,
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distributing them to 3rd parties you are damaging my Ability to find SUBSTANTIAL employment in my
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field of expertise, as well as my reputation and creditworthiness. Under the FCRA 15 U.S.C. § 1681i,
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every single one even each any and or all of the unproven, not compliant, incomplete, untrue, incorrect,
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and or unverified aspects of any alleged derogatory account(s) must be promptly annulled in its entirety or
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even the whole of the claimed account(s) are to be deleted. Therefore, if you are unable to provide me
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with a copy of the verifiable and irrefutable proof that you have on file for every one even each any and or
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all of the adverse accounts listed below NO LATER than 30 days of receipt of this complaint challenging
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your compliance to true accurate and complete timely reporting then you must remove any and all of
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these accounts of chicanery leading to these unjust and unlawful accusations of subterfuge from my
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credit report. DEROGATORY ACCUSATIONS HAS TO BE METRO 2 COMPLIANT TO RETAIN OR
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REPORT SO DELETE ANY NOT PHYSICALLY WITH PROOF OF PERMISSIBLE PURPOSE FROM
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THE EXACTLY AND LEGALLY IDENTIFIED ME. I DO NOT AUTHORIZE YOU TO REPORT NOT
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PROVEN COMPLIANT INFORMATION AND YOU MUST COMPLY.CERTAINLY, YOU ARE AWARE
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THAT COMPLETE COMPLIANT REPORTING IS A MANDATE NOT AN OPTION, AS SUCH ANY
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DEROGATORY ACCUSATIONS ASSOCIATED WITH A NOT COMPLIANT ALLEGED ACCOUNT
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MOST DEFINITELY, IS NOT COMPLIANTLY REPORTING ITSELF IF NOT UNPROVEN TO BE TRUE,
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CORRECT, COMPLETE, TIMELY, MINE, OR MY RESPONSIBILITY.Would you ever so kindly, indulge
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me with the mandated presentations of your requisite actions to authenticate and avow corporeally to the
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absolute genuineness, accurateness, allness, accordance, and adherence to every single one even each
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any and or all of the federally composed legislative documents as related to the now officially challenged
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allegations of account and or adverse notations therein of such claims. Drawing from my research and
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complete comprehension You nor any entity is permitted to keep any non-compliant
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information,particularly upon it being challenged so DELETE TODAY even right NOW or unequivocally
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avouch physically to every single one even each any or all of the excerpts,dated assignments,ledger
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balances,audited enumerations, documents of identification, each of the 426-character format fielded P6
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statements,pay status codes,alpha-/ numeric-/ and or alphanumeric source codes.Further certificate
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affirmly every single one even each any and or all of the minimal five (5) portioned personal
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identifiers,and even the unabbreviated 386 pieces of confirmation to collect.
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<br/><br/>
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The FOLLOWING reporting derogatory allegations of information are either UNTRUE, INCORRECT,
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INCOMPLETE, UNTIMELY, NOT MINE, NOT MY RESPONSIBILITY, or
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otherwise NOT PROVEN COMPLIANT to regulatory federal reporting laws and or standards and MUST
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be eradicated immediately, do so TODAY, even right NOW! The obvious infractions
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are as follows:
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<br/><br/>
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__START1__
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Creditor alleging the negative item #1 and alleged account number and or description:
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<br>
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<span style="background-color: #FFFF00">__ALLEGING_ITEM_1_AND_ALLEGED_ACCOUNT_NUMBER_OR_DESCRIPTION__</span>
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||||
<br/><br/>
|
||||
Notation: Please Provide Physical Proof of COMPLIANCE and Verification… VERIFY AND VALIDATE
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THE NOT COMPLAINT ALLEGATIONS OR DELETE NOW.PHYSICALLY PROVE EVERY DATE,
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BALANCE, IDENTITY, AUDIT, SOURCE CODE, ALL 426 CHRC P6 STMNTS, EACH OF 386 PCS TO
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CONFIRMATION, NOTES, ETC
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<br/><br/>
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__END1__
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__START2__
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Creditor alleging the negative item #2 and alleged account number and or description:
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<br>
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<span style="background-color: #FFFF00">__ALLEGING_ITEM_2_AND_ALLEGED_ACCOUNT_NUMBER_OR_DESCRIPTION__</span>
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||||
<br/><br/>
|
||||
Notation: : Please Provide Physical Proof of COMPLIANCE and Verification… NO ENTITY may include
|
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in a consumer report ANY adverse information DEFICIENT OF PHYSICALLY VERIFIED VALIDITY OF
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TRUTH, ACCURACY, COMPLETENESS AND COMPLIANCE TO METRO2 SO PROVE NOW OR
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DELETE THE CLAIM
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<br/><br/>
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__END2__
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__START3__
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Creditor alleging the negative item #3 and alleged account number and or description:
|
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<br>
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<span style="background-color: #FFFF00">__ALLEGING_ITEM_3_AND_ALLEGED_ACCOUNT_NUMBER_OR_DESCRIPTION__</span>
|
||||
<br/><br/>
|
||||
Notation: Please Provide Physical Proof of COMPLIANCE and Verification…“UNLESS TESTIMONY TO
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FACTS ARE PHYSICALLY CERTIFIED THIS CLAIM IS UNLAWFUL TO REPORT.DELETE OR PROVE
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||||
EVERY NOTATION,DATE,BALANCE,TOTAL,426 P6 STATEMENT,IDENTIFIER,AND alpha- /
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numeric-/and or alphanumeric SOURCE CODES,AND ALL 386 PCS OF CONFIRMATION”
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||||
<br/><br/>
|
||||
__END3__
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||||
__START4__
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||||
Creditor alleging the negative item #4 and alleged account number and or description:
|
||||
<br>
|
||||
<span style="background-color: #FFFF00">__ALLEGING_ITEM_4_AND_ALLEGED_ACCOUNT_NUMBER_OR_DESCRIPTION__</span>
|
||||
<br/><br/>
|
||||
Notation: Please Provide Physical Proof of COMPLIANCE and Verification.Confirmate the affirmation of the above listed allegation
|
||||
of derogatory student loan to be true, correct,timely,metro2 compliant,and with physical proof of each and all. Please provide all
|
||||
information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit,
|
||||
the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or
|
||||
alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the
|
||||
426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal
|
||||
identifiers.Delete today,even right NOW!
|
||||
<br/><br/>
|
||||
__END4__
|
||||
__START5__
|
||||
Creditor alleging the negative item #5 and alleged account number and or description:
|
||||
<br>
|
||||
<span style="background-color: #FFFF00">__ALLEGING_ITEM_5_AND_ALLEGED_ACCOUNT_NUMBER_OR_DESCRIPTION__</span>
|
||||
<br/><br/>
|
||||
Notation:Please Provide Physical Proof of COMPLIANCE and Verification.If not physically irrefutable you are not authorized to
|
||||
retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and
|
||||
accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain
|
||||
compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/><br/>
|
||||
__END5__
|
||||
__START6__
|
||||
Creditor alleging the negative item #6 and alleged account number and or description:
|
||||
<br>
|
||||
<span style="background-color: #FFFF00">__ALLEGING_ITEM_6_AND_ALLEGED_ACCOUNT_NUMBER_OR_DESCRIPTION__</span>
|
||||
<br/><br/>
|
||||
Notation:Please Provide Physical Proof of COMPLIANCE and Verification.AFFIRM AND CONFIRM-ATE THIS ALLEGATION OF
|
||||
CLAIM YET STILL UNPROVEN. LAWFULLY CERTIFICATE PHYSICALLY THE CREDITOR CLASSIFICATION CODE (S), THE
|
||||
EXACT AND COMPLETE SEQUENCED AND METRO2 DATA FORMATTED 426 CHARACTER P-6 STATEMENT (S) AS WELL
|
||||
AS ALL OF THE APPLICABLE AND REQUISITE TRAILING FRAGMENTS,THE MINIMALLY MANDATED FIVE (5) PORTIONED
|
||||
PERSONAL IDENTIFIERS, EVERY AND ONE OF THE ALPHA-/ NUMERIC-/AND OR ALPHANUMERIC SOURCE CODES THAT
|
||||
DETAIL THE LEFT SIDEDNESS AND OR RIGHT SIDEDNESS OF ANY AND ALL PRECISELY ORDERED RECORDED
|
||||
ACCOUNT DESCRIPTIONS, ALL ASPECTS EXACTLY AND FULLY RELATED TO THE SEQUENCED 386 PIECES OF
|
||||
CONFIRMATION TO COLLECT(-TIONS), EACH CALENDAR DATE RECORDED, EVERY ALLEGED BALANCE INCLUDING THE
|
||||
TALLIED TOTALLINGS AND INVOICES FROM WHICH THEY WERE DERIVED, THE DOCUMENTED LEGAL AND CURRENT
|
||||
COLOR PHOTOGRAPHED IDENTITIES, THE ATTESTED ADDRESSES, THE NON-TRANSPORTED AND TRUE MARKS OF
|
||||
EXECUTION FROM THE ONE AND ONLY AND EXACTLY IDENTIFIED ME UPON AN ACKNOWLEDGEMENT OF THE DEBT
|
||||
ALLEGED OR EVEN CONDITIONS RELATED, AS WELL AS EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF THE
|
||||
REQUISITE STATE AND FEDERAL LAWS APPLICABLE, WHETHER KNOWN OR NOT,REGARDLESS IF MENTIONED OR
|
||||
NOT. YOU ARE UNAUTHORIZED TO RETAIN AND OR EVEN REPORT SUBTERFUGE PARTICULARLY IF IT IS POTENTIALLY
|
||||
ENABLING OF FRAUD AND OR IDENTITY THEFT SUCH AS THIS INJURIOUS MIS-REPORTINGS OF MIS-INFORMATION
|
||||
MIGHT VERY WELL APPEAR TO BE. DELETE NOW TO ANNUL THIS UNJUST ACCUSATION AND TO RETURN TO
|
||||
COMPLETE COMPLIANCE TO FEDERAL REPORTING LAWS AS IS OBLIGATED OF YOU.
|
||||
<br/><br/>
|
||||
__END6__
|
||||
__START7__
|
||||
Creditor alleging the negative item #7 and alleged account number and or description:
|
||||
<br>
|
||||
<span style="background-color: #FFFF00">__ALLEGING_ITEM_7_AND_ALLEGED_ACCOUNT_NUMBER_OR_DESCRIPTION__</span>
|
||||
<br/><br/>
|
||||
Notation:Please Provide Physical Proof of COMPLIANCE and Verification.If not physically irrefutable you are not authorized to
|
||||
retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and
|
||||
accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain
|
||||
compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/><br/>
|
||||
__END7__
|
||||
__START8__
|
||||
Creditor alleging the negative item #8 and alleged account number and or description:
|
||||
<br>
|
||||
<span style="background-color: #FFFF00">__ALLEGING_ITEM_8_AND_ALLEGED_ACCOUNT_NUMBER_OR_DESCRIPTION__</span>
|
||||
<br/><br/>
|
||||
Notation: Please Provide Physical Proof of COMPLIANCE and Verification.Confirmate the affirmation of the above listed allegation
|
||||
of derogatory student loan to be true, correct,timely,metro2 compliant,and with physical proof of each and all. Please provide all
|
||||
information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit,
|
||||
the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or
|
||||
alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the
|
||||
426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal
|
||||
identifiers.Delete today,even right NOW!
|
||||
<br/><br/>
|
||||
__END8__
|
||||
__START9__
|
||||
Creditor alleging the negative item #9 and alleged account number and or description:
|
||||
<br>
|
||||
<span style="background-color: #FFFF00">__ALLEGING_ITEM_9_AND_ALLEGED_ACCOUNT_NUMBER_OR_DESCRIPTION__</span>
|
||||
<br/><br/>
|
||||
Notation:Please Provide Physical Proof of COMPLIANCE and Verification.AFFIRM AND CONFIRM-ATE THIS ALLEGATION OF
|
||||
CLAIM YET STILL UNPROVEN. LAWFULLY CERTIFICATE PHYSICALLY THE CREDITOR CLASSIFICATION CODE (S), THE
|
||||
EXACT AND COMPLETE SEQUENCED AND METRO2 DATA FORMATTED 426 CHARACTER P-6 STATEMENT (S) AS WELL
|
||||
AS ALL OF THE APPLICABLE AND REQUISITE TRAILING FRAGMENTS,THE MINIMALLY MANDATED FIVE (5) PORTIONED
|
||||
PERSONAL IDENTIFIERS, EVERY AND ONE OF THE ALPHA-/ NUMERIC-/AND OR ALPHANUMERIC SOURCE CODES THAT
|
||||
DETAIL THE LEFT SIDEDNESS AND OR RIGHT SIDEDNESS OF ANY AND ALL PRECISELY ORDERED RECORDED
|
||||
ACCOUNT DESCRIPTIONS, ALL ASPECTS EXACTLY AND FULLY RELATED TO THE SEQUENCED 386 PIECES OF
|
||||
CONFIRMATION TO COLLECT(-TIONS), EACH CALENDAR DATE RECORDED, EVERY ALLEGED BALANCE INCLUDING THE
|
||||
TALLIED TOTALLINGS AND INVOICES FROM WHICH THEY WERE DERIVED, THE DOCUMENTED LEGAL AND CURRENT
|
||||
COLOR PHOTOGRAPHED IDENTITIES, THE ATTESTED ADDRESSES, THE NON-TRANSPORTED AND TRUE MARKS OF
|
||||
EXECUTION FROM THE ONE AND ONLY AND EXACTLY IDENTIFIED ME UPON AN ACKNOWLEDGEMENT OF THE DEBT
|
||||
ALLEGED OR EVEN CONDITIONS RELATED, AS WELL AS EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF THE
|
||||
REQUISITE STATE AND FEDERAL LAWS APPLICABLE, WHETHER KNOWN OR NOT,REGARDLESS IF MENTIONED OR
|
||||
NOT. YOU ARE UNAUTHORIZED TO RETAIN AND OR EVEN REPORT SUBTERFUGE PARTICULARLY IF IT IS POTENTIALLY
|
||||
ENABLING OF FRAUD AND OR IDENTITY THEFT SUCH AS THIS INJURIOUS MIS-REPORTINGS OF MIS-INFORMATION
|
||||
MIGHT VERY WELL APPEAR TO BE. DELETE NOW TO ANNUL THIS UNJUST ACCUSATION AND TO RETURN TO
|
||||
COMPLETE COMPLIANCE TO FEDERAL REPORTING LAWS AS IS OBLIGATED OF YOU.
|
||||
<br/><br/>
|
||||
__END9__
|
||||
__START10__
|
||||
Creditor alleging the negative item #10 and alleged account number and or description:
|
||||
<br>
|
||||
<span style="background-color: #FFFF00">__ALLEGING_ITEM_10_AND_ALLEGED_ACCOUNT_NUMBER_OR_DESCRIPTION__</span>
|
||||
<br/><br/>
|
||||
Notation:Please Provide Physical Proof of COMPLIANCE and Verification.If not physically irrefutable you are not authorized to
|
||||
retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and
|
||||
accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain
|
||||
compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/><br/>
|
||||
__END10__
|
||||
__START11__
|
||||
Creditor alleging the negative item #11 and alleged account number and or description:
|
||||
<br>
|
||||
<span style="background-color: #FFFF00">__ALLEGING_ITEM_11_AND_ALLEGED_ACCOUNT_NUMBER_OR_DESCRIPTION__</span>
|
||||
<br/><br/>
|
||||
Notation:Please Provide Physical Proof of COMPLIANCE and Verification.AFFIRM AND CONFIRM-ATE THIS ALLEGATION OF
|
||||
CLAIM YET STILL UNPROVEN. LAWFULLY CERTIFICATE PHYSICALLY THE CREDITOR CLASSIFICATION CODE (S), THE
|
||||
EXACT AND COMPLETE SEQUENCED AND METRO2 DATA FORMATTED 426 CHARACTER P-6 STATEMENT (S) AS WELL
|
||||
AS ALL OF THE APPLICABLE AND REQUISITE TRAILING FRAGMENTS,THE MINIMALLY MANDATED FIVE (5) PORTIONED
|
||||
PERSONAL IDENTIFIERS, EVERY AND ONE OF THE ALPHA-/ NUMERIC-/AND OR ALPHANUMERIC SOURCE CODES THAT
|
||||
DETAIL THE LEFT SIDEDNESS AND OR RIGHT SIDEDNESS OF ANY AND ALL PRECISELY ORDERED RECORDED
|
||||
ACCOUNT DESCRIPTIONS, ALL ASPECTS EXACTLY AND FULLY RELATED TO THE SEQUENCED 386 PIECES OF
|
||||
CONFIRMATION TO COLLECT(-TIONS), EACH CALENDAR DATE RECORDED, EVERY ALLEGED BALANCE INCLUDING THE
|
||||
TALLIED TOTALLINGS AND INVOICES FROM WHICH THEY WERE DERIVED, THE DOCUMENTED LEGAL AND CURRENT
|
||||
COLOR PHOTOGRAPHED IDENTITIES, THE ATTESTED ADDRESSES, THE NON-TRANSPORTED AND TRUE MARKS OF
|
||||
EXECUTION FROM THE ONE AND ONLY AND EXACTLY IDENTIFIED ME UPON AN ACKNOWLEDGEMENT OF THE DEBT
|
||||
ALLEGED OR EVEN CONDITIONS RELATED, AS WELL AS EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF THE
|
||||
REQUISITE STATE AND FEDERAL LAWS APPLICABLE, WHETHER KNOWN OR NOT,REGARDLESS IF MENTIONED OR
|
||||
NOT. YOU ARE UNAUTHORIZED TO RETAIN AND OR EVEN REPORT SUBTERFUGE PARTICULARLY IF IT IS POTENTIALLY
|
||||
ENABLING OF FRAUD AND OR IDENTITY THEFT SUCH AS THIS INJURIOUS MIS-REPORTINGS OF MIS-INFORMATION
|
||||
MIGHT VERY WELL APPEAR TO BE. DELETE NOW TO ANNUL THIS UNJUST ACCUSATION AND TO RETURN TO
|
||||
COMPLETE COMPLIANCE TO FEDERAL REPORTING LAWS AS IS OBLIGATED OF YOU.
|
||||
<br/><br/>
|
||||
__END11__
|
||||
__START12__
|
||||
Creditor alleging the negative item #12 and alleged account number and or description:
|
||||
<br>
|
||||
<span style="background-color: #FFFF00">__ALLEGING_ITEM_12_AND_ALLEGED_ACCOUNT_NUMBER_OR_DESCRIPTION__</span>
|
||||
<br/><br/>
|
||||
Notation: Please Provide Physical Proof of COMPLIANCE and Verification.Confirmate the affirmation of the above listed allegation
|
||||
of derogatory student loan to be true, correct,timely,metro2 compliant,and with physical proof of each and all. Please provide all
|
||||
information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit,
|
||||
the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or
|
||||
alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the
|
||||
426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal
|
||||
identifiers.Delete today,even right NOW!
|
||||
<br/><br/>
|
||||
__END12__
|
||||
__START13__
|
||||
Creditor alleging the negative item #13 and alleged account number and or description:
|
||||
<br>
|
||||
<span style="background-color: #FFFF00">__ALLEGING_ITEM_13_AND_ALLEGED_ACCOUNT_NUMBER_OR_DESCRIPTION__</span>
|
||||
<br/><br/>
|
||||
Notation:Please Provide Physical Proof of COMPLIANCE and Verification.AFFIRM AND CONFIRM-ATE THIS ALLEGATION OF
|
||||
CLAIM YET STILL UNPROVEN. LAWFULLY CERTIFICATE PHYSICALLY THE CREDITOR CLASSIFICATION CODE (S), THE
|
||||
EXACT AND COMPLETE SEQUENCED AND METRO2 DATA FORMATTED 426 CHARACTER P-6 STATEMENT (S) AS WELL
|
||||
AS ALL OF THE APPLICABLE AND REQUISITE TRAILING FRAGMENTS,THE MINIMALLY MANDATED FIVE (5) PORTIONED
|
||||
PERSONAL IDENTIFIERS, EVERY AND ONE OF THE ALPHA-/ NUMERIC-/AND OR ALPHANUMERIC SOURCE CODES THAT
|
||||
DETAIL THE LEFT SIDEDNESS AND OR RIGHT SIDEDNESS OF ANY AND ALL PRECISELY ORDERED RECORDED
|
||||
ACCOUNT DESCRIPTIONS, ALL ASPECTS EXACTLY AND FULLY RELATED TO THE SEQUENCED 386 PIECES OF
|
||||
CONFIRMATION TO COLLECT(-TIONS), EACH CALENDAR DATE RECORDED, EVERY ALLEGED BALANCE INCLUDING THE
|
||||
TALLIED TOTALLINGS AND INVOICES FROM WHICH THEY WERE DERIVED, THE DOCUMENTED LEGAL AND CURRENT
|
||||
COLOR PHOTOGRAPHED IDENTITIES, THE ATTESTED ADDRESSES, THE NON-TRANSPORTED AND TRUE MARKS OF
|
||||
EXECUTION FROM THE ONE AND ONLY AND EXACTLY IDENTIFIED ME UPON AN ACKNOWLEDGEMENT OF THE DEBT
|
||||
ALLEGED OR EVEN CONDITIONS RELATED, AS WELL AS EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF THE
|
||||
REQUISITE STATE AND FEDERAL LAWS APPLICABLE, WHETHER KNOWN OR NOT,REGARDLESS IF MENTIONED OR
|
||||
NOT. YOU ARE UNAUTHORIZED TO RETAIN AND OR EVEN REPORT SUBTERFUGE PARTICULARLY IF IT IS POTENTIALLY
|
||||
ENABLING OF FRAUD AND OR IDENTITY THEFT SUCH AS THIS INJURIOUS MIS-REPORTINGS OF MIS-INFORMATION
|
||||
MIGHT VERY WELL APPEAR TO BE. DELETE NOW TO ANNUL THIS UNJUST ACCUSATION AND TO RETURN TO
|
||||
COMPLETE COMPLIANCE TO FEDERAL REPORTING LAWS AS IS OBLIGATED OF YOU.
|
||||
<br/><br/>
|
||||
__END13__
|
||||
__START14__
|
||||
Creditor alleging the negative item #14 and alleged account number and or description:
|
||||
<br>
|
||||
<span style="background-color: #FFFF00">__ALLEGING_ITEM_14_AND_ALLEGED_ACCOUNT_NUMBER_OR_DESCRIPTION__</span>
|
||||
<br/><br/>
|
||||
Notation:Please Provide Physical Proof of COMPLIANCE and Verification.If not physically irrefutable you are not authorized to
|
||||
retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and
|
||||
accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain
|
||||
compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/><br/>
|
||||
__END14__
|
||||
__START15__
|
||||
Creditor alleging the negative item #15 and alleged account number and or description:
|
||||
<br>
|
||||
<span style="background-color: #FFFF00">__ALLEGING_ITEM_15_AND_ALLEGED_ACCOUNT_NUMBER_OR_DESCRIPTION__</span>
|
||||
<br/><br/>
|
||||
Notation:Please Provide Physical Proof of COMPLIANCE and Verification.AFFIRM AND CONFIRM-ATE THIS ALLEGATION OF
|
||||
CLAIM YET STILL UNPROVEN. LAWFULLY CERTIFICATE PHYSICALLY THE CREDITOR CLASSIFICATION CODE (S), THE
|
||||
EXACT AND COMPLETE SEQUENCED AND METRO2 DATA FORMATTED 426 CHARACTER P-6 STATEMENT (S) AS WELL
|
||||
AS ALL OF THE APPLICABLE AND REQUISITE TRAILING FRAGMENTS,THE MINIMALLY MANDATED FIVE (5) PORTIONED
|
||||
PERSONAL IDENTIFIERS, EVERY AND ONE OF THE ALPHA-/ NUMERIC-/AND OR ALPHANUMERIC SOURCE CODES THAT
|
||||
DETAIL THE LEFT SIDEDNESS AND OR RIGHT SIDEDNESS OF ANY AND ALL PRECISELY ORDERED RECORDED
|
||||
ACCOUNT DESCRIPTIONS, ALL ASPECTS EXACTLY AND FULLY RELATED TO THE SEQUENCED 386 PIECES OF
|
||||
CONFIRMATION TO COLLECT(-TIONS), EACH CALENDAR DATE RECORDED, EVERY ALLEGED BALANCE INCLUDING THE
|
||||
TALLIED TOTALLINGS AND INVOICES FROM WHICH THEY WERE DERIVED, THE DOCUMENTED LEGAL AND CURRENT
|
||||
COLOR PHOTOGRAPHED IDENTITIES, THE ATTESTED ADDRESSES, THE NON-TRANSPORTED AND TRUE MARKS OF
|
||||
EXECUTION FROM THE ONE AND ONLY AND EXACTLY IDENTIFIED ME UPON AN ACKNOWLEDGEMENT OF THE DEBT
|
||||
ALLEGED OR EVEN CONDITIONS RELATED, AS WELL AS EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF THE
|
||||
REQUISITE STATE AND FEDERAL LAWS APPLICABLE, WHETHER KNOWN OR NOT,REGARDLESS IF MENTIONED OR
|
||||
NOT. YOU ARE UNAUTHORIZED TO RETAIN AND OR EVEN REPORT SUBTERFUGE PARTICULARLY IF IT IS POTENTIALLY
|
||||
ENABLING OF FRAUD AND OR IDENTITY THEFT SUCH AS THIS INJURIOUS MIS-REPORTINGS OF MIS-INFORMATION
|
||||
MIGHT VERY WELL APPEAR TO BE. DELETE NOW TO ANNUL THIS UNJUST ACCUSATION AND TO RETURN TO
|
||||
COMPLETE COMPLIANCE TO FEDERAL REPORTING LAWS AS IS OBLIGATED OF YOU.
|
||||
<br/><br/>
|
||||
__END15__
|
||||
|
||||
Might it be known that THIS LETTER of consumer check and challenge for lawful reporting compliance is
|
||||
my officially composed writ formal complaint that you are reporting one or more of the
|
||||
following,ILLEGALLY mind you:
|
||||
<br/><br/>
|
||||
i)Your reporting is unproven to be TRUE,so legally there can be no truth assumed to the allegations of
|
||||
which you report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
ii)Your reporting is unproven to be Correct (and regulations are CLEAR on accuracy being undoubted
|
||||
and irrefutable),so legally there can be no truth assumed to the allegations of which you report in
|
||||
chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
iii)Your reporting is unproven to be COMPLETE (and regulations are CLEAR on mandates to be fully
|
||||
COMPLETE in the application of exacting and reliably consistent precision of any data for reporting
|
||||
being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you
|
||||
report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
iv)Your reporting is unproven to be TIMELY (and regulations are CLEAR on mandates to be fully
|
||||
CURRENT and TIMELY in the application of exacting and reliably consistent precision of any data for
|
||||
reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of
|
||||
which you report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
v)Your reporting is unproven to be of MY OWNERSHIP(and regulations are CLEAR on mandates to be
|
||||
fully CONFIDENT in the assignment of OWNERSHIP and or even RESPONSIBILITY to any potentially
|
||||
injurious claim in the application of exacting and reliably consistent precision of any data for reporting
|
||||
being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which
|
||||
you report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
vi)Your reporting is unproven to be of MY RESPONSIBILITY(and regulations are CLEAR on mandates to
|
||||
be fully CONFIDENT in the assignment of OWNERSHIP and or even RESPONSIBILITY to any
|
||||
potentially injurious claim in the application of exacting and reliably consistent precision of any data for
|
||||
reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of
|
||||
which you report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
vii)Your reporting is unproven to be of FCRA COMPLIANCE (and regulations are CLEAR on mandates to
|
||||
be fully CONFIDENT in the assumption of FULL unmistakable COMPLIANCE to any and all standards of
|
||||
practice as related to the reporting of any potentially injurious claim in the application of exacting and
|
||||
reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there
|
||||
can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
viii)Your reporting is unproven to be of CRSA enacted CDIA METRO 2 DATA FIELD FORMATTED
|
||||
REGULATORY REPORTING COMPLIANCE (and regulations are CLEAR on mandates to be fully
|
||||
CONFIDENT in the assumption of FULL unmistakable COMPLIANCE to any and all standards of
|
||||
practice as related to the reporting of any potentially injurious claim in the application of exacting and
|
||||
reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there
|
||||
can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
Injury causing subterfuge is unlawful to retain. You are not Authorized to report or even once alleged
|
||||
adverse remark unproven upon a requested compliance check. You must Annul in brief, even right now
|
||||
and right here, by complete and permanent deletion any or even one not irrefutable allegation(s) deficient
|
||||
of physical composed writ certificate(s) in testimony of the exact and full truth, correctness, timeliness,
|
||||
completeness, ownership, responsibility, and or documented evidence of precise and willfulness to
|
||||
comply with every single one even any and or all of the requisite mandates/statutes/acts/obligations/and
|
||||
or laws related and pertinent to legal reporting of any information, known or not. Attest now to the metro-2
|
||||
required truth, accuracy, fullness, timeliness, ownership, responsibility and or compliance(s) otherwise,
|
||||
whether mentioned or not. Ignorance of obligations to compliant reporting is NOT lawful exoneration of
|
||||
your responsibility to 100% accurate, true, and metro-2 compliant data formatted reporting regulations of
|
||||
which you are obligated. Federal laws allow me to compel you to retain and or return adequate
|
||||
accountability. Failure or unwillingness to do so might be remedied and rectified in my favor per monetary
|
||||
compensation for your infringements of my civil and or consumer rights and violations of the laws required
|
||||
of you. Right now demonstrate to me any and all applicable metro-2 reporting mandates including but not
|
||||
limited to every date and balance, each calculation and audit, the invoices and documented current
|
||||
identities, every notation not to forget the five (5) portioned personal identifiers, 426 character P-6
|
||||
statements, alpha/numeric/ and or alphanumeric source codes, every applicable creditor classification
|
||||
code(s), the 3 applicable and precise sequenced 386 pieces of confirmation to collect(-ions) or any
|
||||
obligation else-wise. Return or Retain federally required compliance with your immediate and dull
|
||||
eradication of any and one of the adverse and or derogatory claims or any aspects of. Prove compliance
|
||||
or delete ASAP!!! Let this notice of my official writ composed DECLARATION of Not Proven Compliant
|
||||
Misinformation that is either or all of the following: DEFICIENT of adequate current status in fullness of
|
||||
TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable
|
||||
RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant
|
||||
reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious
|
||||
behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and
|
||||
COMPLIANT METRO 2 data field formatted reporting! Please provide me with all of the information you
|
||||
used for your investigation, as required by FCRA 611 (a) (7).Please reply within 10 days or delete the
|
||||
negative items, as originally requested. If you FAIL to respond to this demand and tort notification, your
|
||||
firm will be added to the pending action as complicit in this data breach of my personal information.
|
||||
<br/><br/>
|
||||
1. Tell me in writing what information you refuse to remove and why.<br>
|
||||
2. Tell me in writing what you did to determine that the information was accurate.<br>
|
||||
3. Note the information as disputed BY the CONSUMER on my credit report<br>
|
||||
<br/><br/>
|
||||
According to the Fair Credit Reporting Act, Section 609 (a)(1)(A), you are required by federal law to
|
||||
verify - through the physical verification of the original signed consumer contract - any and all
|
||||
accounts you post on a credit report. Otherwise, anyone paying for your reporting services could fax,
|
||||
mail or email in even a potentially fraudulent account.
|
||||
<br/><br/>
|
||||
According to the provisions of the Fair Credit Reporting Act § 611(a) [15 USC 1681i(a)], these disputed
|
||||
items must be reinvestigated or deleted from my credit record within 30 days. During the investigation
|
||||
period, these items must be removed from my credit report as the mere reporting of items prior to debt
|
||||
validation constitutes collection activity. I am also requesting the names, addresses and telephone
|
||||
numbers of individuals you contacted during your investigation.
|
||||
<br/><br/>
|
||||
Please notify me that the above items have been deleted pursuant to § 611 (a)(6) [15 USC § 1681j (a)
|
||||
(6)]. I am also requesting an updated copy of my credit report, which should be sent to the address listed
|
||||
below. According to the provisions of § 612 [15 USC § 1681j], there should be no charge for this report.
|
||||
If you have any questions or need additional information, please contact me at address noted below. I
|
||||
think 15-20 Days should be ample enough time to get this completed since this is my NOT my first time
|
||||
contacting your organization.
|
||||
<br/><br/>
|
||||
FURTHER,CONFIRM the five key components of our individual identities in case this data breach
|
||||
becomes yet another case potentially leading to my inclusion as a victim of fraud and or of identity theft
|
||||
due to YOUR DEFICIENT and NOT PROVEN COMPLIANT RETAINING and or REPORTING of
|
||||
consumer records,particularly that of personal identifiers.. Therefore, I must request that your bureau
|
||||
confirm in writing the following personal information:
|
||||
<br/>
|
||||
1- FULL LEGAL NAME as it Appears on my Credit report<br/>
|
||||
2- Legal Address of Record<br/>
|
||||
3- SSN # (or redacted last 4 digits)<br/>
|
||||
4- Date of Birth<br/>
|
||||
5- Zip Code for my Home Address<br/>
|
||||
<br/><br/>
|
||||
The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully
|
||||
complete 426-character P-Segment or Trailing Segment that is to include the minimally five portioned
|
||||
PERSONAL IDENTIFIERS to which databasing of alleged tradeline information occurs.Per
|
||||
CRSA,auto-populating ANY data field input entry and or application of Slash Entries (such as 11111 or
|
||||
00000,etc) into the Metro 2 system is automatic call for deletion due to any and all repeating entry as
|
||||
NULL and VOID.Moreover,the regulatory obligation dictates that any and all data furnishers MUST
|
||||
include an attached TRAILING SEGMENT that absolutely accurately and completely includes ALL of the
|
||||
account of allegation(s) specifics!Must be performed in a REAL-TIME browser LOCKDOWN to be
|
||||
lawful.Per CRSA implementation,if a data furnisher fails to respond within20 calendar days,e-Oscar is to
|
||||
terminate challenge in favor of consumers and or auto-escalate any and all consumer complaints to a
|
||||
certified Metro 2 compliance trained SPECIALIST. Being Phase III of the Implementation of the
|
||||
CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or accepted by
|
||||
CRAa.Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS
|
||||
coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit shuffling
|
||||
to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit
|
||||
reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by
|
||||
any consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the
|
||||
minimal five(5) portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account
|
||||
trailing segment.Per the CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2
|
||||
Compliance Data Entry Evaluation CERTIFIED. Further,this qualifying certification can be REVOLVED by
|
||||
CONSUMER COMPLAINTS per the NYAG Signing Statement.I repeat, to lawfully retain and or report
|
||||
any claim of information,be it an account or any aspect of such,the must be irrefutable fullness in the truth
|
||||
of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of reporting and of the
|
||||
reported allegations, undoubtable ownership, irrefutable responsibility of adverse claims,and or adequate
|
||||
and complete INFORMATIONAL COMPLIANCE to the CRSA enacted CDIA Metro 2 data field formatted
|
||||
reporting regulatory standards and obligations to include the 81-month time relevance of account
|
||||
reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL IDENTIFIERS.Further
|
||||
lawful reporting demands that the regulatory compliance rules are applied EVENLY and thoroughly from
|
||||
data provider to consumer credit reporting repository.Accuracy and completeness of all of any and all
|
||||
information,particularly derogatory consumer information,must abide by every and one of current MY
|
||||
state’s reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE
|
||||
standards due to the implementation of the Credit Reporting Settlement Agreement (CRSA.)
|
||||
<br/><br/>
|
||||
Is the Personal Identifier information alleged in the reported 426-character P-SEGMENT true,correct, and
|
||||
complete to standards of CERTIFIED METRO 2 COMPLIANCE?
|
||||
<br/><br/>
|
||||
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the
|
||||
claimed reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any and
|
||||
all of the adversary derogatory accusations injuring me immediately,TODAY even NOW and HERE!
|
||||
<br/><br/>
|
||||
Please verify and validate physically each and every claim of this alleged yet unproven to be my
|
||||
responsibility or fault. Please demonstrate readily and timely the precise confirming facts of the
|
||||
alleged account including every single one even each any and or all of its article aspects by
|
||||
federal laws. You must willfully and promptly DELETE TODAY even right now the deficient
|
||||
reporting or else present to me true documented certificated proof of all data, every notation,
|
||||
date, balance, calculation, audit, personal identifiers, each of the requisite 426-characters of the
|
||||
exact and fully compliant P6 statement, any alpha/numeric and or alphanumeric source4 code
|
||||
deciding the leftness or rightness states, and even every aspect of the mandated 386 pieces of
|
||||
confirmation to collection.
|
||||
<br/><br/>
|
||||
This series of misreporting seems to me clearly involves a universal and complete failure by
|
||||
your firm to obtain, retain, maintain, and utilize adequate and lawful regulatory compliant and
|
||||
reasonable procedures to assure maximum possible accuracy of consumer credit information as
|
||||
described in at least 15 U.S.C. § 1681. There is little doubt that you have no evidence that this
|
||||
clearly does belong to me, is exactly true, fully complete, within timely definition per federal
|
||||
standards and has been erroneously placed onto my credit report. The items of problematic
|
||||
accusations that I believe to be incorrect to its proper reporting and allowance of reporting per
|
||||
my state and federal laws are detailed both above and below.
|
||||
<br/>
|
||||
Below are the accounts in question:
|
||||
<br/>
|
||||
__SERIAL_LINES__
|
||||
<br/>
|
||||
FURTHER,CONFIRM the five key components of our individual identities in case this data breach
|
||||
becomes yet another case potentially leading to my inclusion as a victim of fraud and or of identity theft
|
||||
due to YOUR DEFICIENT and NOT PROVEN COMPLIANT RETAINING and or REPORTING of
|
||||
consumer records,particularly that of personal identifiers.. Therefore, I must request that your bureau
|
||||
confirm in writing the following personal information:
|
||||
<br/>
|
||||
1- FULL LEGAL NAME as it Appears on my Credit report<br/>
|
||||
2- Legal Address of Record<br/>
|
||||
3- SSN # (or redacted last 4 digits)<br/>
|
||||
4- Date of Birth<br/>
|
||||
5- Zip Code for my Home Address<br/>
|
||||
<br/><br/>
|
||||
The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully
|
||||
complete 426-character P-Segment or Trailing Segment that is to include the minimally five portioned
|
||||
PERSONAL IDENTIFIERS to which databasing of alleged tradeline information occurs.Per
|
||||
CRSA,auto-populating ANY data field input entry and or application of Slash Entries (such as 11111 or
|
||||
00000,etc) into the Metro 2 system is automatic call for deletion due to any and all repeating entry as
|
||||
NULL and VOID.Moreover,the regulatory obligation dictates that any and all data furnishers MUST
|
||||
include an attached TRAILING SEGMENT that absolutely accurately and completely includes ALL of the
|
||||
account of allegation(s) specifics!Must be performed in a REAL-TIME browser LOCKDOWN to be
|
||||
lawful.Per CRSA implementation,if a data furnisher fails to respond within20 calendar days,e-Oscar is to
|
||||
terminate challenge in favor of consumers and or auto-escalate any and all consumer complaints to a
|
||||
certified Metro 2 compliance trained SPECIALIST. Being Phase III of the Implementation of the
|
||||
CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or accepted by
|
||||
CRAa.Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS
|
||||
coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit shuffling
|
||||
to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit
|
||||
reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by
|
||||
any consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the
|
||||
minimal five(5) portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account
|
||||
trailing segment.Per the CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2
|
||||
Compliance Data Entry Evaluation CERTIFIED. Further,this qualifying certification can be REVOLVED by
|
||||
CONSUMER COMPLAINTS per the NYAG Signing Statement.I repeat, to lawfully retain and or report
|
||||
any claim of information,be it an account or any aspect of such,the must be irrefutable fullness in the truth
|
||||
of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of reporting and of the
|
||||
reported allegations, undoubtable ownership, irrefutable responsibility of adverse claims,and or adequate
|
||||
and complete INFORMATIONAL COMPLIANCE to the CRSA enacted CDIA Metro 2 data field formatted
|
||||
reporting regulatory standards and obligations to include the 81-month time relevance of account
|
||||
reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL IDENTIFIERS.Further
|
||||
lawful reporting demands that the regulatory compliance rules are applied EVENLY and thoroughly from
|
||||
data provider to consumer credit reporting repository.Accuracy and completeness of all of any and all
|
||||
information,particularly derogatory consumer information,must abide by every and one of current MY
|
||||
state’s reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE
|
||||
standards due to the implementation of the Credit Reporting Settlement Agreement (CRSA.)
|
||||
Is the Personal Identifier information alleged in the reported 426-character P-SEGMENT true,correct, and
|
||||
complete to standards of CERTIFIED METRO 2 COMPLIANCE?
|
||||
<br/><br/>
|
||||
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the
|
||||
claimed reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any and
|
||||
all of the adversary derogatory accusations injuring me immediately,TODAY even NOW and HERE!
|
||||
<br/><br/>
|
||||
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this
|
||||
declaration would compel me to consult my consumer complaint lawfully to the members of the
|
||||
NCRWG,as undoubtedly reporting not only must be true,timely,and accurate but also in its
|
||||
COMPLETENESS of DATA ENTRY presented to any entity INCLUDING all consumer reporting
|
||||
repositories.
|
||||
<br/><br/>
|
||||
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this
|
||||
declaration would compel me to consult my consumer complaint lawfully to the members of the
|
||||
NCRWG,as undoubtedly reporting not only must be true,timely,and accurate but also in its
|
||||
COMPLETENESS of DATA ENTRY presented to any entity INCLUDING all consumer reporting
|
||||
repositories.
|
||||
<br/><br/>
|
||||
By the provisions of the Fair Credit Reporting Act and per the standards of reporting compliance
|
||||
implemented with the CRSA enacted CDIA Metro 2 COMPLIANCE regulations, I demand that these
|
||||
above mentioned derogatory items be investigated and permanently removed from my report. It is my
|
||||
understanding that you will recheck these items with the creditor who has posted them. Please remove
|
||||
any information that the creditor cannot verify. I understand that under 15 U.S.C. Sec. 1681i(a), you must
|
||||
complete this reinvestigation within 30 days of receipt of this letter.
|
||||
<br/><br/>
|
||||
Please send an updated copy of my credit report to the above address. According to the act, there shall
|
||||
be no charge for this updated report. I also request that you please send notices of corrections to anyone
|
||||
who received my credit report in the past six months.
|
||||
<br/><br/>
|
||||
Thank you for your time and help in this matter.
|
||||
<br/><br/>
|
||||
Sincerely,
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__sincerely__</span>
|
||||
<br/><br/>
|
||||
Please see enclosed document evidence of my Proof of identification,Proof of residence or mailing
|
||||
address,and Proof of social security number.
|
||||
</div>
|
||||
@@ -0,0 +1,315 @@
|
||||
<!DOCTYPE html>
|
||||
<html>
|
||||
<head>
|
||||
<meta charset="utf-8">
|
||||
<meta http-equiv="X-UA-Compatible" content="IE=edge">
|
||||
<title>RTG-15-CrackerJack-Bureau-M2C-Method-letter-for-FIRST-ROUND-ATTACKS-contesting-FCRA-and-Metro-2-for-COMPLIANCE-Proof</title>
|
||||
<!-- Tell the browser to be responsive to screen width -->
|
||||
<meta
|
||||
content="width=device-width, initial-scale=1, maximum-scale=1, user-scalable=no"
|
||||
name="viewport">
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/bootstrap/css/bootstrap.min.css">
|
||||
<!-- Font Awesome -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/4.5.0/css/font-awesome.min.css">
|
||||
<!-- Ionicons -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/ionicons/2.0.1/css/ionicons.min.css">
|
||||
<!-- Theme style -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/AdminLTE.min.css">
|
||||
<!-- AdminLTE Skins. Choose a skin from the css/skins
|
||||
folder instead of downloading all of them to reduce the load. -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/skins/_all-skins.min.css">
|
||||
|
||||
<!-- HTML5 Shim and Respond.js IE8 support of HTML5 elements and media queries -->
|
||||
<!-- WARNING: Respond.js doesn't work if you view the page via file:// -->
|
||||
<!--[if lt IE 9]>
|
||||
<script src="https://oss.maxcdn.com/html5shiv/3.7.3/html5shiv.min.js"></script>
|
||||
<script src="https://oss.maxcdn.com/respond/1.4.2/respond.min.js"></script>
|
||||
<![endif]-->
|
||||
<style>
|
||||
.form-group.required .control-label:before{
|
||||
color: red;
|
||||
content: "*";
|
||||
position: absolute;
|
||||
margin-left: -7px;
|
||||
}
|
||||
</style>
|
||||
</head>
|
||||
<body class="hold-transition skin-blue sidebar-mini">
|
||||
<div class="wrapper" >
|
||||
|
||||
|
||||
|
||||
<!-- Content Wrapper. Contains page content -->
|
||||
<div class="content-wrapper">
|
||||
<!-- Content Header (Page header) -->
|
||||
<section class="content-header">
|
||||
<h1>R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</h1>
|
||||
<ol class="breadcrumb">
|
||||
<li><a href="#"><i class="fa fa-dashboard"></i> Home</a></li>
|
||||
<li class="active">RTG-15-CrackerJack-Bureau-M2C-Method-letter-for-FIRST-ROUND-ATTACKS-contesting-FCRA-and-Metro-2-for-COMPLIANCE-Proof</li>
|
||||
</ol>
|
||||
</section>
|
||||
|
||||
<!-- Main content -->
|
||||
<section class="content">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-12">
|
||||
<!-- Horizontal Form -->
|
||||
<div class="box box-info">
|
||||
<div class="box-header with-border">
|
||||
<h3 class="box-title"> Enter Your Information Below</h3>
|
||||
</div>
|
||||
<!-- /.box-header -->
|
||||
<!-- form start -->
|
||||
<form class="form-horizontal" method="post" action="http://cloud-height.com/RTG/V1.0/RTG-15-CrackerJack-Bureau-M2C-Method-letter-for-FIRST-ROUND-ATTACKS-contesting-FCRA-and-Metro-2-for-COMPLIANCE-Proof.php">
|
||||
<div class="box-body">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CRA REPORT</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="cra_report" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">FIRST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="first_name" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">LAST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="last_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NO</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_no" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CITY</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="city" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STATE</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="state" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">PERSONAL TRACKING NUMBER(20 Digit)</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" maxlength="20" name="personal_tracking_number" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CREDIT BUREAU & CREDIT BUREAU ADDRESS</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<textarea name="credit_bureau_name_address" class="form-control" rows="3" cols="47" required></textarea>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">Sincerely</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="sincerely" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<hr/>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Creditor alleging the negative item #1 and alleged account number and or description:<br/>
|
||||
<textarea name="creditor1" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Creditor alleging the negative item #2 and alleged account number and or description:<br/>
|
||||
<textarea name="creditor2" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Creditor alleging the negative item #3 and alleged account number and or description:<br/>
|
||||
<textarea name="creditor3" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Creditor alleging the negative item #4 and alleged account number and or description:<br/>
|
||||
<textarea name="creditor4" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Creditor alleging the negative item #5 and alleged account number and or description:<br/>
|
||||
<textarea name="creditor5" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Creditor alleging the negative item #6 and alleged account number and or description:<br/>
|
||||
<textarea name="creditor6" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Creditor alleging the negative item #7 and alleged account number and or description:<br/>
|
||||
<textarea name="creditor7" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Creditor alleging the negative item #8 and alleged account number and or description:<br/>
|
||||
<textarea name="creditor8" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Creditor alleging the negative item #9 and alleged account number and or description:<br/>
|
||||
<textarea name="creditor9" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Creditor alleging the negative item #10 and alleged account number and or description:<br/>
|
||||
<textarea name="creditor10" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Creditor alleging the negative item #11 and alleged account number and or description:<br/>
|
||||
<textarea name="creditor11" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Creditor alleging the negative item #12 and alleged account number and or description:<br/>
|
||||
<textarea name="creditor12" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Creditor alleging the negative item #13 and alleged account number and or description:<br/>
|
||||
<textarea name="creditor13" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Creditor alleging the negative item #14 and alleged account number and or description:<br/>
|
||||
<textarea name="creditor14" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Creditor alleging the negative item #15 and alleged account number and or description:<br/>
|
||||
<textarea name="creditor15" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<hr/>
|
||||
|
||||
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-offset-5 col-sm-7">
|
||||
<button type="submit" class="btn btn-info pull-left">Generate
|
||||
PDF</button>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
|
||||
</div>
|
||||
<!-- /.box-body -->
|
||||
<div class="box-footer"></div>
|
||||
<!-- /.box-footer -->
|
||||
</form>
|
||||
</div>
|
||||
<!-- /.box -->
|
||||
|
||||
</div>
|
||||
<!--/.col (right) -->
|
||||
</div>
|
||||
<!-- /.row -->
|
||||
|
||||
|
||||
</section>
|
||||
<!-- /.content -->
|
||||
</div>
|
||||
<!-- /.content-wrapper -->
|
||||
<footer class="main-footer">
|
||||
<strong>Copyright © 2019 <a href="#" >R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</a>.
|
||||
</strong> All rights reserved.
|
||||
</footer>
|
||||
<!-- Add the sidebar's background. This div must be placed
|
||||
immediately after the control sidebar -->
|
||||
<div class="control-sidebar-bg"></div>
|
||||
</div>
|
||||
<!-- ./wrapper -->
|
||||
|
||||
<!-- jQuery 2.2.0 -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/jQuery/jQuery-2.2.0.min.js"></script>
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<script src="http://cloud-height.com/RTG/bootstrap/js/bootstrap.min.js"></script>
|
||||
<!-- FastClick -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/fastclick/fastclick.js"></script>
|
||||
<!-- AdminLTE App -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/app.min.js"></script>
|
||||
<!-- AdminLTE for demo purposes -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/demo.js"></script>
|
||||
</body>
|
||||
</html>
|
||||
@@ -0,0 +1,90 @@
|
||||
<?php
|
||||
|
||||
// Define variables for file names
|
||||
$pdf_name = "RTG-15-CrackerJack-Bureau-M2C-Method-letter-for-FIRST-ROUND-ATTACKS-contesting-FCRA-and-Metro-2-for-COMPLIANCE-Proof.pdf";
|
||||
$html_format_name = "RTG-15-CrackerJack-Bureau-M2C-Method-letter-for-FIRST-ROUND-ATTACKS-contesting-FCRA-and-Metro-2-for-COMPLIANCE-Proof-Format.html";
|
||||
|
||||
//collect required POST form's input
|
||||
$cra_report = $_POST["cra_report"];
|
||||
$first_name = $_POST["first_name"];
|
||||
$last_name = $_POST["last_name"];
|
||||
$street_no = $_POST["street_no"];
|
||||
$street_name = $_POST["street_name"];
|
||||
$city = $_POST["city"];
|
||||
$state = $_POST["state"];
|
||||
$personal_tracking_number = $_POST["personal_tracking_number"];
|
||||
$credit_bureau_name_address = nl2br($_POST["credit_bureau_name_address"]);
|
||||
$sincerely = $_POST["sincerely"];
|
||||
|
||||
|
||||
|
||||
//Optional Creditors and Dates
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
// the unique pdf filename which will be saved on server
|
||||
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
|
||||
|
||||
if(isset($cra_report)){
|
||||
|
||||
//get html content from pre defined format
|
||||
$today = date("d M, Y");
|
||||
$html = file_get_contents($html_format_name);
|
||||
|
||||
|
||||
|
||||
$varList = array(
|
||||
'__CRA_REPORT__', '__FIRST_NAME__','__LAST_NAME__','__STREET_NO__','__STREET_NAME__',
|
||||
'__CITY__','__STATE__','__TODAY__','__PERSONAL_TRACKING_NUMBER__',
|
||||
'__credit_bureau_name_address__','__sincerely__'
|
||||
|
||||
);
|
||||
|
||||
|
||||
$valueList = array(
|
||||
$cra_report, $first_name,$last_name,$street_no,$street_name,
|
||||
$city,$state,$today,$personal_tracking_number,
|
||||
$credit_bureau_name_address,$sincerely );
|
||||
|
||||
$serialLineHTML = "";
|
||||
|
||||
for($i=1;$i<= 15;$i++){
|
||||
if(isset($_POST["creditor".$i]) && !empty($_POST["creditor".$i])){
|
||||
$creditor[$i] = $_POST["creditor".$i];
|
||||
$varList[] = "__ALLEGING_ITEM_".$i."_AND_ALLEGED_ACCOUNT_NUMBER_OR_DESCRIPTION__";
|
||||
$valueList[] = nl2br($creditor[$i]);
|
||||
|
||||
$start = "__START".$i."__";
|
||||
$end = "__END".$i."__";
|
||||
|
||||
$html = str_replace(array($start,$end),array("",""),$html);
|
||||
$serialLineHTML .= '<br/>Creditor alleging the negative item #'.$i.' and alleged account number and or description:
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__ALLEGING_ITEM_'.$i.'_AND_ALLEGED_ACCOUNT_NUMBER_OR_DESCRIPTION__</span>
|
||||
<br/> ';
|
||||
|
||||
|
||||
|
||||
} else {
|
||||
|
||||
$from = strpos($html, "__START".$i."__");
|
||||
$to = strpos($html, "__END".$i."__");
|
||||
|
||||
$html = str_replace(substr($html,$from,($to-$from)+7+strlen($i)),"",$html);
|
||||
|
||||
}
|
||||
}
|
||||
|
||||
|
||||
//$html = str_replace($varList,$valueList,$html);
|
||||
$html = str_replace('__SERIAL_LINES__',$serialLineHTML,$html);
|
||||
require("../common_file.php");
|
||||
|
||||
} else {
|
||||
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."RTG-15-CrackerJack-Bureau-M2C-Method-letter-for-FIRST-ROUND-ATTACKS-contesting-FCRA-and-Metro-2-for-COMPLIANCE-Proof.html";
|
||||
header("Location:".$url);
|
||||
}
|
||||
|
||||
?>
|
||||
363
webroot/V1.0/RTG-711-M2C-Crm-INQUIRY-Letter-for-BUREAUS.html
Normal file
363
webroot/V1.0/RTG-711-M2C-Crm-INQUIRY-Letter-for-BUREAUS.html
Normal file
@@ -0,0 +1,363 @@
|
||||
<!DOCTYPE html>
|
||||
<html>
|
||||
<head>
|
||||
<meta charset="utf-8">
|
||||
<meta http-equiv="X-UA-Compatible" content="IE=edge">
|
||||
<title>RTG-711-M2C-Crm-INQUIRY-Letter-for-BUREAUS</title>
|
||||
<!-- Tell the browser to be responsive to screen width -->
|
||||
<meta
|
||||
content="width=device-width, initial-scale=1, maximum-scale=1, user-scalable=no"
|
||||
name="viewport">
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/bootstrap/css/bootstrap.min.css">
|
||||
<!-- Font Awesome -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/4.5.0/css/font-awesome.min.css">
|
||||
<!-- Ionicons -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/ionicons/2.0.1/css/ionicons.min.css">
|
||||
<!-- Theme style -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/AdminLTE.min.css">
|
||||
<!-- AdminLTE Skins. Choose a skin from the css/skins
|
||||
folder instead of downloading all of them to reduce the load. -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/skins/_all-skins.min.css">
|
||||
|
||||
<!-- HTML5 Shim and Respond.js IE8 support of HTML5 elements and media queries -->
|
||||
<!-- WARNING: Respond.js doesn't work if you view the page via file:// -->
|
||||
<!--[if lt IE 9]>
|
||||
<script src="https://oss.maxcdn.com/html5shiv/3.7.3/html5shiv.min.js"></script>
|
||||
<script src="https://oss.maxcdn.com/respond/1.4.2/respond.min.js"></script>
|
||||
<![endif]-->
|
||||
<style>
|
||||
.form-group.required .control-label:before{
|
||||
color: red;
|
||||
content: "*";
|
||||
position: absolute;
|
||||
margin-left: -7px;
|
||||
}
|
||||
</style>
|
||||
</head>
|
||||
<body class="hold-transition skin-blue sidebar-mini">
|
||||
<div class="wrapper" >
|
||||
|
||||
|
||||
|
||||
<!-- Content Wrapper. Contains page content -->
|
||||
<div class="content-wrapper">
|
||||
<!-- Content Header (Page header) -->
|
||||
<section class="content-header">
|
||||
<h1>R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</h1>
|
||||
<ol class="breadcrumb">
|
||||
<li><a href="#"><i class="fa fa-dashboard"></i> Home</a></li>
|
||||
<li class="active">RTG-711-M2C-Crm-INQUIRY-Letter-for-BUREAUS</li>
|
||||
</ol>
|
||||
</section>
|
||||
|
||||
<!-- Main content -->
|
||||
<section class="content">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-12">
|
||||
<!-- Horizontal Form -->
|
||||
<div class="box box-info">
|
||||
<div class="box-header with-border">
|
||||
<h3 class="box-title"> Enter Your Information Below</h3>
|
||||
</div>
|
||||
<!-- /.box-header -->
|
||||
<!-- form start -->
|
||||
<form class="form-horizontal" method="post" action="http://cloud-height.com/RTG/V1.0/RTG-711-M2C-Crm-INQUIRY-Letter-for-BUREAUS.php">
|
||||
<div class="box-body">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CRA REPORT</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="cra_report" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">FIRST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="first_name" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">LAST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="last_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NO</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_no" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CITY</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="city" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STATE</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="state" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">PERSONAL TRACKING NUMBER(20 Digit)</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="personal_tracking_number" class="form-control" maxlength="20" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">Credit Bureau & Credit Bureau ADDRESS</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<textarea name="credit_bureau_name_address" class="form-control" rows="3" cols="47" required></textarea>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">Sincerely</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="sincerely" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<hr/>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor #1 ALLEGING inquiry W/out PROOF of P/P:<br/>
|
||||
<input type="text" name="creditor1" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Date #1 of the ALLEGED Inquiry that is NOT COMPLIANT:<br/>
|
||||
<input type="text" name="date1" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor #2 ALLEGING inquiry W/out PROOF of P/P:<br/>
|
||||
<input type="text" name="creditor2" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Date #2 of the ALLEGED Inquiry that is NOT COMPLIANT:<br/>
|
||||
<input type="text" name="date2" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor #3 ALLEGING inquiry W/out PROOF of P/P:<br/>
|
||||
<input type="text" name="creditor3" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Date #3 of the ALLEGED Inquiry that is NOT COMPLIANT:<br/>
|
||||
<input type="text" name="date3" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor #4 ALLEGING inquiry W/out PROOF of P/P:<br/>
|
||||
<input type="text" name="creditor4" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Date #4 of the ALLEGED Inquiry that is NOT COMPLIANT:<br/>
|
||||
<input type="text" name="date4" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor #5 ALLEGING inquiry W/out PROOF of P/P:<br/>
|
||||
<input type="text" name="creditor5" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Date #5 of the ALLEGED Inquiry that is NOT COMPLIANT:<br/>
|
||||
<input type="text" name="date5" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor #6 ALLEGING inquiry W/out PROOF of P/P:<br/>
|
||||
<input type="text" name="creditor6" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Date #6 of the ALLEGED Inquiry that is NOT COMPLIANT:<br/>
|
||||
<input type="text" name="date6" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor #7 ALLEGING inquiry W/out PROOF of P/P:<br/>
|
||||
<input type="text" name="creditor7" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Date #7 of the ALLEGED Inquiry that is NOT COMPLIANT:<br/>
|
||||
<input type="text" name="date7" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor #8 ALLEGING inquiry W/out PROOF of P/P:<br/>
|
||||
<input type="text" name="creditor8" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Date #8 of the ALLEGED Inquiry that is NOT COMPLIANT:<br/>
|
||||
<input type="text" name="date8" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor #9 ALLEGING inquiry W/out PROOF of P/P:<br/>
|
||||
<input type="text" name="creditor9" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Date #9 of the ALLEGED Inquiry that is NOT COMPLIANT:<br/>
|
||||
<input type="text" name="date9" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor #10 ALLEGING inquiry W/out PROOF of P/P:<br/>
|
||||
<input type="text" name="creditor10" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Date #10 of the ALLEGED Inquiry that is NOT COMPLIANT:<br/>
|
||||
<input type="text" name="date10" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor #11 ALLEGING inquiry W/out PROOF of P/P:<br/>
|
||||
<input type="text" name="creditor11" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Date #11 of the ALLEGED Inquiry that is NOT COMPLIANT:<br/>
|
||||
<input type="text" name="date11" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<hr/>
|
||||
|
||||
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-offset-5 col-sm-7">
|
||||
<button type="submit" class="btn btn-info pull-left">Generate
|
||||
PDF</button>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
|
||||
</div>
|
||||
<!-- /.box-body -->
|
||||
<div class="box-footer"></div>
|
||||
<!-- /.box-footer -->
|
||||
</form>
|
||||
</div>
|
||||
<!-- /.box -->
|
||||
|
||||
</div>
|
||||
<!--/.col (right) -->
|
||||
</div>
|
||||
<!-- /.row -->
|
||||
|
||||
|
||||
</section>
|
||||
<!-- /.content -->
|
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|
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<footer class="main-footer">
|
||||
<strong>Copyright © 2019 <a href="#" >R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</a>.
|
||||
</strong> All rights reserved.
|
||||
</footer>
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<!-- Add the sidebar's background. This div must be placed
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immediately after the control sidebar -->
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</div>
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<!-- ./wrapper -->
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|
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76
webroot/V1.0/RTG-711-M2C-Crm-INQUIRY-Letter-for-BUREAUS.php
Normal file
76
webroot/V1.0/RTG-711-M2C-Crm-INQUIRY-Letter-for-BUREAUS.php
Normal file
@@ -0,0 +1,76 @@
|
||||
<?php
|
||||
|
||||
// Define variables for file names
|
||||
$pdf_name = "RTG-711-M2C-Crm-INQUIRY-Letter-for-BUREAUS.pdf";
|
||||
$html_format_name = "RTG-711-M2C-Crm-INQUIRY-Letter-for-BUREAUS_FORMAT.html";
|
||||
|
||||
//collect required POST form's input
|
||||
$cra_report = $_POST["cra_report"];
|
||||
$first_name = $_POST["first_name"];
|
||||
$last_name = $_POST["last_name"];
|
||||
$street_no = $_POST["street_no"];
|
||||
$street_name = $_POST["street_name"];
|
||||
$city = $_POST["city"];
|
||||
$state = $_POST["state"];
|
||||
$personal_tracking_number = $_POST["personal_tracking_number"];
|
||||
$credit_bureau_name_address = nl2br($_POST["credit_bureau_name_address"]);
|
||||
$sincerely = $_POST["sincerely"];
|
||||
|
||||
|
||||
|
||||
// the unique pdf filename which will be saved on server
|
||||
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
|
||||
|
||||
if(isset($cra_report)){
|
||||
|
||||
//get html content from pre defined format
|
||||
$today = date("d M, Y");
|
||||
$html = file_get_contents($html_format_name);
|
||||
|
||||
|
||||
|
||||
$varList = array(
|
||||
'__CRA_REPORT__', '__FIRST_NAME__','__LAST_NAME__','__STREET_NO__','__STREET_NAME__',
|
||||
'__CITY__','__STATE__','__TODAY__','__PERSONAL_TRACKING_NUMBER__',
|
||||
'__credit_bureau_name_address__','__sincerely__'
|
||||
|
||||
);
|
||||
|
||||
|
||||
$valueList = array(
|
||||
$cra_report, $first_name,$last_name,$street_no,$street_name,
|
||||
$city,$state,$today,$personal_tracking_number,
|
||||
$credit_bureau_name_address,$sincerely );
|
||||
|
||||
|
||||
//Optional Creditors and Dates
|
||||
for($i=1;$i<= 11;$i++){
|
||||
if(isset($_POST["creditor".$i]) && !empty($_POST["creditor".$i])){
|
||||
$creditor[$i] = $_POST["creditor".$i];
|
||||
$date[$i] = $_POST["date".$i];
|
||||
$varList[] = "__creditor".$i."__";
|
||||
$varList[] = "__date".$i."__";
|
||||
$valueList[] = $creditor[$i];
|
||||
$valueList[] = $date[$i];
|
||||
|
||||
$start = "__START".$i."__";
|
||||
$end = "__END".$i."__";
|
||||
|
||||
$html = str_replace(array($start,$end),array("",""),$html);
|
||||
|
||||
} else {
|
||||
$from = strpos($html, "__START".$i."__");
|
||||
$to = strpos($html, "__END".$i."__");
|
||||
|
||||
$html = str_replace(substr($html,$from,($to-$from)+7+strlen($i)),"",$html);
|
||||
}
|
||||
}
|
||||
|
||||
require("../common_file.php");
|
||||
|
||||
} else {
|
||||
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."RTG-711-M2C-Crm-INQUIRY-Letter-for-BUREAUS.html";
|
||||
header("Location:".$url);
|
||||
}
|
||||
|
||||
?>
|
||||
@@ -0,0 +1,157 @@
|
||||
<div>
|
||||
CRA REPORT# <span style="background-color: #FFFF00">__CRA_REPORT__</span> <br/><br/>
|
||||
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows:<br/>
|
||||
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__, __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__</span> <br/><br/>
|
||||
|
||||
TODAY IS __TODAY__
|
||||
|
||||
<br/><br/>
|
||||
|
||||
****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE,and MANDATED REPORTED information per FCRA regulations,any and all others I DEMAND,as is my lawful RIGHT(s) to do so,that you annul and and all deficient of any condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information now or ever,please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles.
|
||||
|
||||
<br/><br/>
|
||||
|
||||
(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/><br/>
|
||||
|
||||
(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights
|
||||
|
||||
<br/><br/>
|
||||
(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer right
|
||||
<br/><br/>
|
||||
MY PERSONAL 20-digit TRACKING NUMBER IS: <span style="background-color: #FFFF00">__PERSONAL_TRACKING_NUMBER__</span>
|
||||
<br/><br/>
|
||||
|
||||
<span style="background-color: #FFFF00">__credit_bureau_name_address__</span>
|
||||
<br/><br/>
|
||||
|
||||
Re: alleged INQUIRIES DEFICIENT OF REQUIRED PROOF OF ADEQUATE PERMISSIBLE PURPOSE THEREFORE UNLAWFULLY REPORTED INQUIRIES ARE ACCUSED VERSUS ME IN CLEAR INFRINGEMENT OF MY CONSUMER AND OR CIVIL RIGHTS, MAKING YOU LIABLE UPON MY TAKING THIS MAKER TO CIVIL COURT IN MY AREA FOR PROPER AND ETHICAL RESOLUTIONS AND AWARDS OR AT LEAST $1,000+ PER UNPROVEN, UNTRUE, INACCURATE, UNTIMELY, INCOMPLETE, OR ELSEWISE NOT COMPLIANT ITEM REPORTED THAT WAS CHALLENGED IN WRIT COMPOSITION (WHICH THIS IS MY OFFICIAL WRITING COMPLAINT)
|
||||
<br/>
|
||||
<h2>To whom it might concern, </h2>
|
||||
<br/>
|
||||
|
||||
Notice of my official writ composed DECLARATION of Not Proven Compliant Misinformation that is either or all of the following: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting! I have become aware of some mystifying still unknown credit inquiries on my credit report.I here now compel you to eliminate the(se) unlawful unproven claims versus me. This consumer complaint challenging the(se) allegation(s) is done so under various consumer protection laws and standards of practice, such as FCRA 611(a)(7) which specifically mandates procedural description(s) utilized by you in the providing and obtaining this inquiry record, including if this was obtained by a third party Information Broker and thereafter sold to your firm. I have contacted EACH of the creditors behind these erroneous Inquiries’ and was informed that because the Inquiry was made via the internet, they have NO record of an application being made BY ME! I have been advised by attorneys that this inquiry record that you are reporting is a violation of the FCRA and the FDCPA and cannot be reported. Please delete them immediately!
|
||||
|
||||
<br/>
|
||||
The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully complete 426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL IDENTIFIERS to which databasing of alleged tradeline information occurs.Per CRSA,auto-populating ANY data field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is automatic call for deletion due to any and all repeating entry as NULL and VOID.Moreover,the regulatory obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that absolutely accurately and completely includes ALL of the account of allegation(s) specifics!Must be performed in a REAL-TIME browser LOCKDOWN to be lawful.Per CRSA implementation,if a data furnisher fails to respond within20 calendar days,e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being Phase III of the Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or accepted by CRAa.Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit shuffling to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by any consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the minimal five(5) portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation CERTIFIED. Further,this qualifying certification can be REVOLVED by CONSUMER COMPLAINTS per the NYAG Signing Statement.I repeat, to lawfully retain and or report any claim of information,be it an account or any aspect of such,the must be irrefutable fullness in the truth of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of reporting and of the reported allegations, undoubtable ownership, irrefutable responsibility of adverse claims,and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA enacted CDIA Metro 2 data field formatted reporting regulatory standards and obligations to include the 81-month time relevance of account reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL IDENTIFIERS.Further lawful reporting demands that the regulatory compliance rules are applied EVENLY and thoroughly from data provider to consumer credit reporting repository.Accuracy and completeness of all of any and all information,particularly derogatory consumer information,must abide by every and one of current MY state’s reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE standards due to the implementation of the Credit Reporting Settlement Agreement (CRSA.)
|
||||
|
||||
|
||||
<br/><br/>
|
||||
All INQUIRIES are considered records of factual reporting and as such CERTAINLY have the specific requirements to be PHYSICALLY DOCUMENTED to be ADEQUATELY COMPLIANT. Any allegations of inquiries MUST be attestable to have be acquired via LAWFULLY obtained and executed PERMISSIBLE PURPOSE by the one and only and EXACTLY IDENTIFIED CONSUMER ACCUSED and or an agent AUTHORIZED to procure such a right. ANY CLAIMS that are NOT evidenced in testimonial PROOF can NOT be considered COMPLIANT and NO ENTITY can legally be DEFICIENT of compliance in their RIGHTS to report or even to RETAIN the allegations, the manner of which they reported it, the manner they RECEIVED the data, and exactly WHAT the data IS that's REPORTED. IGNORANCE of federal and or state mandates is NOT EXONERATION of reporting obligations and to do so beyond a challenge is a INJURIOUS INFRACTION of reporting regulations and likely INFRINGING action(s) upon consumer and or civil rights otherwise. Further, CONTINUED MIS-REPORTINGS of federally obsolete and or NOT COMPLIANT data, be it true or not, be it accurate or not, is such that SHOULD there be resultant fraud the VIOLATORS might in fact be considered to be CRIMINALLY NEGLIGENT for their possible ENABLEMENT of IDENTITY THEFT. RETURN TO or RETAIN federally REQUIRED REPORTING COMPLIANCE TODAY, even RIGHT NOW by IMMEDIATELY acting appropriately to ANNUL any and all aspects of the adverse and or derogatory information that is UNPROVEN per the FCRA and METRO 2 standards of REPORTING LAW.
|
||||
<br/><br/>
|
||||
Here is the erroneous record deficient of compliance or proof of compliance of which you are reporting in subterfuge, illegally!
|
||||
<br/><br/>
|
||||
__START1__
|
||||
Creditor #1 ALLEGING inquiry W/out PROOF of P/P: <span style="background-color: #FFFF00">__creditor1__</span><br/>
|
||||
Date #1 of the ALLEGED Inquiry that is NOT COMPLIANT: <span style="background-color: #FFFF00">__date1__</span><br/>
|
||||
<br/>
|
||||
Notation: This accusation is NOT ethical nor lawful WITHOUT evidence physically of legal and adequately acquired permissible purpose so DELETE it and any associated allegations of derogatory accounts link to it, if any. Thank you in advance for your willfulness to return to lawful reporting standards of metro 2 compliance, as required per your own definition of E-oscar (the process to which YOU use to relay and verify information electronically).PER YOUR OWN DESCRIPTION, e-oscar is described as being “ a web-based, Metro 2 compliant, automated system
|
||||
that enables Data Furnishers (DFs), and Credit Reporting Agencies (CRAs) to create and respond to consumer credit history disputes. CRAs include Equifax, Experian, Innovis and TransUnion, their affiliates or Independent Credit Bureaus and Mortgage Reporting Companies. e-OSCAR also provides for DFs to send "out-of-cycle" credit history updates to CRAs.This being so, the unproven claim above noted is an infringement of my consumer rights,an infraction of regulatory statutes,and a violation of your duties to undoubtable responsible and reliable consumer reporting.Annul by full deletion Today,here and NOW!
|
||||
|
||||
<br/><br/>
|
||||
__END1__
|
||||
__START2__
|
||||
Creditor #2 ALLEGING inquiry W/out PROOF of P/P: <span style="background-color: #FFFF00">__creditor2__</span><br/>
|
||||
Date #2 of the ALLEGED Inquiry that is NOT COMPLIANT:<span style="background-color: #FFFF00"> __date2__</span><br/>
|
||||
<br/>
|
||||
Notation: This accusation is NOT ethical nor lawful WITHOUT evidence physically of legal and adequately acquired permissible purpose so DELETE it and any associated allegations of derogatory accounts link to it, if any. Thank you in advance for your willfulness to return to lawful reporting standards of metro 2 compliance, as required per your own definition of E-oscar (the process to which YOU use to relay and verify information electronically).PER YOUR OWN DESCRIPTION, e-oscar is described as being “ a web-based, Metro 2 compliant, automated system
|
||||
that enables Data Furnishers (DFs), and Credit Reporting Agencies (CRAs) to create and respond to consumer credit history disputes. CRAs include Equifax, Experian, Innovis and TransUnion, their affiliates or Independent Credit Bureaus and Mortgage Reporting Companies. e-OSCAR also provides for DFs to send "out-of-cycle" credit history updates to CRAs.This being so, the unproven claim above noted is an infringement of my consumer rights,an infraction of regulatory statutes,and a violation of your duties to undoubtable responsible and reliable consumer reporting.Annul by full deletion Today,here and NOW!
|
||||
<br/><br/>
|
||||
__END2__
|
||||
__START3__
|
||||
Creditor #3 ALLEGING inquiry W/out PROOF of P/P: <span style="background-color: #FFFF00">__creditor3__</span><br/>
|
||||
Date #3 of the ALLEGED Inquiry that is NOT COMPLIANT: <span style="background-color: #FFFF00">__date3__</span><br/>
|
||||
<br/>
|
||||
Notation: This accusation is NOT ethical nor lawful WITHOUT evidence physically of legal and adequately acquired permissible purpose so DELETE it and any associated allegations of derogatory accounts link to it, if any. Thank you in advance for your willfulness to return to lawful reporting standards of metro 2 compliance, as required per your own definition of E-oscar (the process to which YOU use to relay and verify information electronically).PER YOUR OWN DESCRIPTION, e-oscar is described as being “ a web-based, Metro 2 compliant, automated system
|
||||
that enables Data Furnishers (DFs), and Credit Reporting Agencies (CRAs) to create and respond to consumer credit history disputes. CRAs include Equifax, Experian, Innovis and TransUnion, their affiliates or Independent Credit Bureaus and Mortgage Reporting Companies. e-OSCAR also provides for DFs to send "out-of-cycle" credit history updates to CRAs.This being so, the unproven claim above noted is an infringement of my consumer rights,an infraction of regulatory statutes,and a violation of your duties to undoubtable responsible and reliable consumer reporting.Annul by full deletion Today,here and NOW!
|
||||
<br/><br/>
|
||||
__END3__
|
||||
__START4__
|
||||
Creditor #4 ALLEGING inquiry W/out PROOF of P/P: <span style="background-color: #FFFF00">__creditor4__</span><br/>
|
||||
Date #4 of the ALLEGED Inquiry that is NOT COMPLIANT: <span style="background-color: #FFFF00">__date4__</span><br/>
|
||||
<br/>
|
||||
Notation: This accusation is NOT ethical nor lawful WITHOUT evidence physically of legal and adequately acquired permissible purpose so DELETE it and any associated allegations of derogatory accounts link to it, if any. Thank you in advance for your willfulness to return to lawful reporting standards of metro 2 compliance, as required per your own definition of E-oscar (the process to which YOU use to relay and verify information electronically).PER YOUR OWN
|
||||
DESCRIPTION, e-oscar is described as being “ a web-based, Metro 2 compliant, automated system
|
||||
that enables Data Furnishers (DFs), and Credit Reporting Agencies (CRAs) to create and respond to consumer credit history disputes. CRAs include Equifax, Experian, Innovis and TransUnion, their affiliates or Independent Credit Bureaus and Mortgage Reporting Companies. e-OSCAR also provides for DFs to send "out-of-cycle" credit history updates to CRAs.This being so, the unproven claim above noted is an infringement of my consumer rights,an infraction of regulatory statutes,and a violation of your duties to undoubtable responsible and reliable consumer reporting.Annul by full deletion Today,here and NOW!
|
||||
<br/><br/>
|
||||
__END4__
|
||||
__START5__
|
||||
Creditor #5 ALLEGING inquiry W/out PROOF of P/P: <span style="background-color: #FFFF00">__creditor5__</span><br/>
|
||||
Date #5 of the ALLEGED Inquiry that is NOT COMPLIANT:<span style="background-color: #FFFF00"> __date5__</span><br/>
|
||||
<br/>
|
||||
Notation: This accusation is NOT ethical nor lawful WITHOUT evidence physically of legal and adequately acquired permissible purpose so DELETE it and any associated allegations of derogatory accounts link to it, if any. Thank you in advance for your willfulness to return to lawful reporting standards of metro 2 compliance, as required per your own definition of E-oscar (the process to which YOU use to relay and verify information electronically).PER YOUR OWN DESCRIPTION, e-oscar is described as being “ a web-based, Metro 2 compliant, automated system
|
||||
that enables Data Furnishers (DFs), and Credit Reporting Agencies (CRAs) to create and respond to consumer credit history disputes. CRAs include Equifax, Experian, Innovis and TransUnion, their affiliates or Independent Credit Bureaus and Mortgage Reporting Companies. e-OSCAR also provides for DFs to send "out-of-cycle" credit history updates to CRAs.This being so, the unproven claim above noted is an infringement of my consumer rights,an infraction of regulatory statutes,and a violation of your duties to undoubtable responsible and reliable consumer reporting.Annul by full deletion Today,here and NOW!
|
||||
<br/><br/>
|
||||
__END5__
|
||||
__START6__
|
||||
Creditor #6 ALLEGING inquiry W/out PROOF of P/P: <span style="background-color: #FFFF00">__creditor6__</span><br/>
|
||||
Date #6 of the ALLEGED Inquiry that is NOT COMPLIANT:<span style="background-color: #FFFF00"> __date6__</span><br/>
|
||||
<br/>
|
||||
Notation: This accusation is NOT ethical nor lawful WITHOUT evidence physically of legal and adequately acquired permissible purpose so DELETE it and any associated allegations of derogatory accounts link to it, if any. Thank you in advance for your willfulness to return to lawful reporting standards of metro 2 compliance, as required per your own definition of E-oscar (the process to which YOU use to relay and verify information electronically).PER YOUR OWN DESCRIPTION, e-oscar is described as being “ a web-based, Metro 2 compliant, automated system
|
||||
that enables Data Furnishers (DFs), and Credit Reporting Agencies (CRAs) to create and respond to consumer credit history disputes. CRAs include Equifax, Experian, Innovis and TransUnion, their affiliates or Independent Credit Bureaus and Mortgage Reporting Companies. e-OSCAR also provides for DFs to send "out-of-cycle" credit history updates to CRAs.This being so, the unproven claim above noted is an infringement of my consumer rights,an infraction of regulatory statutes,and a violation of your duties to undoubtable responsible and reliable consumer reporting.Annul by full deletion Today,here and NOW!
|
||||
<br/><br/>
|
||||
__END6__
|
||||
__START7__
|
||||
Creditor #7 ALLEGING inquiry W/out PROOF of P/P: <span style="background-color: #FFFF00">__creditor7__</span><br/>
|
||||
Date #7 of the ALLEGED Inquiry that is NOT COMPLIANT: <span style="background-color: #FFFF00">__date7__</span><br/>
|
||||
<br/>
|
||||
Notation: This accusation is NOT ethical nor lawful WITHOUT evidence physically of legal and adequately acquired permissible purpose so DELETE it and any associated allegations of derogatory accounts link to it, if any. Thank you in advance for your willfulness to return to lawful reporting standards of metro 2 compliance, as required per your own definition of E-oscar (the process to which YOU use to relay and verify information electronically).PER YOUR OWN DESCRIPTION, e-oscar is described as being “ a web-based, Metro 2 compliant, automated system
|
||||
that enables Data Furnishers (DFs), and Credit Reporting Agencies (CRAs) to create and respond to consumer credit history disputes. CRAs include Equifax, Experian, Innovis and TransUnion, their affiliates or Independent Credit Bureaus and Mortgage Reporting Companies. e-OSCAR also provides for DFs to send "out-of-cycle" credit history updates to CRAs.This being so, the unproven claim above noted is an infringement of my consumer rights,an infraction of regulatory statutes,and a violation of your duties to undoubtable responsible and reliable consumer reporting.Annul by full deletion Today,here and NOW!
|
||||
<br/><br/>
|
||||
__END7__
|
||||
__START8__
|
||||
Creditor #8 ALLEGING inquiry W/out PROOF of P/P: <span style="background-color: #FFFF00">__creditor8__</span><br/>
|
||||
Date #8 of the ALLEGED Inquiry that is NOT COMPLIANT:<span style="background-color: #FFFF00"> __date8__</span><br/>
|
||||
<br/>
|
||||
Notation: This accusation is NOT ethical nor lawful WITHOUT evidence physically of legal and adequately acquired permissible purpose so DELETE it and any associated allegations of derogatory accounts link to it, if any. Thank you in advance for your willfulness to return to lawful reporting standards of metro 2 compliance, as required per your own definition of E-oscar (the process to which YOU use to relay and verify information electronically).PER YOUR OWN DESCRIPTION, e-oscar is described as being “ a web-based, Metro 2 compliant, automated system
|
||||
that enables Data Furnishers (DFs), and Credit Reporting Agencies (CRAs) to create and respond to consumer credit history disputes. CRAs include Equifax, Experian, Innovis and TransUnion, their affiliates or Independent Credit Bureaus and Mortgage Reporting Companies. e-OSCAR also provides for DFs to send "out-of-cycle" credit history updates to CRAs.This being so, the unproven claim above noted is an infringement of my consumer rights,an infraction of regulatory statutes,and a violation of your duties to undoubtable responsible and reliable consumer reporting.Annul by full deletion Today,here and NOW!
|
||||
<br/><br/>
|
||||
__END8__
|
||||
__START9__
|
||||
Creditor #9 ALLEGING inquiry W/out PROOF of P/P: <span style="background-color: #FFFF00">__creditor9__</span><br/>
|
||||
Date #9 of the ALLEGED Inquiry that is NOT COMPLIANT:<span style="background-color: #FFFF00"> __date9__</span><br/>
|
||||
<br/>
|
||||
Notation: This accusation is NOT ethical nor lawful WITHOUT evidence physically of legal and adequately acquired permissible purpose so DELETE it and any associated allegations of derogatory accounts link to it, if any. Thank you in advance for your willfulness to return to lawful reporting standards of metro 2 compliance, as required per your own definition of E-oscar (the process to which YOU use to relay and verify information electronically).PER YOUR OWN DESCRIPTION, e-oscar is described as being “ a web-based, Metro 2 compliant, automated system
|
||||
that enables Data Furnishers (DFs), and Credit Reporting Agencies (CRAs) to create and respond to consumer credit history disputes. CRAs include Equifax, Experian, Innovis and TransUnion, their affiliates or Independent Credit Bureaus and Mortgage Reporting Companies. e-OSCAR also provides for DFs to send "out-of-cycle" credit history updates to CRAs.This being so, the unproven claim above noted is an infringement of my consumer rights,an infraction of regulatory statutes,and a violation of your duties to undoubtable responsible and reliable consumer reporting.Annul by full deletion Today,here and NOW!
|
||||
<br/><br/>
|
||||
__END9__
|
||||
__START10__
|
||||
Creditor #10 ALLEGING inquiry W/out PROOF of P/P: <span style="background-color: #FFFF00">__creditor10__</span><br/>
|
||||
Date #10 of the ALLEGED Inquiry that is NOT COMPLIANT: <span style="background-color: #FFFF00">__date10__</span><br/>
|
||||
<br/>
|
||||
Notation: This accusation is NOT ethical nor lawful WITHOUT evidence physically of legal and adequately acquired permissible purpose so DELETE it and any associated allegations of derogatory accounts link to it, if any. Thank you in advance for your willfulness to return to lawful reporting standards of metro 2 compliance, as required per your own definition of E-oscar (the process to which YOU use to relay and verify information electronically).PER YOUR OWN DESCRIPTION, e-oscar is described as being “ a web-based, Metro 2 compliant, automated system
|
||||
that enables Data Furnishers (DFs), and Credit Reporting Agencies (CRAs) to create and respond to consumer credit history disputes. CRAs include Equifax, Experian, Innovis and TransUnion, their affiliates or Independent Credit Bureaus and Mortgage Reporting Companies. e-OSCAR also provides for DFs to send "out-of-cycle" credit history updates to CRAs.This being so, the unproven claim above noted is an infringement of my consumer rights,an infraction of regulatory statutes,and a violation of your duties to undoubtable responsible and reliable consumer reporting.Annul by full deletion Today,here and NOW!
|
||||
|
||||
<br/><br/>
|
||||
__END10__
|
||||
__START11__
|
||||
Creditor #11 ALLEGING inquiry W/out PROOF of P/P: <span style="background-color: #FFFF00">__creditor11__</span><br/>
|
||||
Date #11 of the ALLEGED Inquiry that is NOT COMPLIANT: <span style="background-color: #FFFF00">__date11__</span><br/>
|
||||
<br/>
|
||||
Notation: This accusation is NOT ethical nor lawful WITHOUT evidence physically of legal and adequately acquired permissible purpose so DELETE it and any associated allegations of derogatory accounts link to it, if any. Thank you in advance for your willfulness to return to lawful reporting standards of metro 2 compliance, as required per your own definition of E-oscar (the process to which YOU use to relay and verify information electronically).PER YOUR OWN DESCRIPTION, e-oscar is described as being “ a web-based, Metro 2 compliant, automated system
|
||||
that enables Data Furnishers (DFs), and Credit Reporting Agencies (CRAs) to create and respond to consumer credit history disputes. CRAs include Equifax, Experian, Innovis and TransUnion, their affiliates or Independent Credit Bureaus and Mortgage Reporting Companies. e-OSCAR also provides for DFs to send "out-of-cycle" credit history updates to CRAs.This being so, the unproven claim above noted is an infringement of my consumer rights,an infraction of regulatory statutes,and a violation of your duties to undoubtable responsible and reliable consumer reporting.Annul by full deletion Today,here and NOW!
|
||||
<br/><br/>
|
||||
__END11__
|
||||
By the provisions of the Fair Credit Reporting Act and per the standards of reporting compliance implemented with the CRSA enacted CDIA Metro 2 COMPLIANCE regulations, I demand that these above mentioned derogatory items be investigated and permanently removed from my report. It is my understanding that you will recheck these items with the creditor who has posted them. Please remove any information that the creditor cannot verify. I understand that under 15 U.S.C. Sec. 1681i(a), you must complete this reinvestigation within 30 days of receipt of this letter.
|
||||
<br/><br/>
|
||||
|
||||
Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for this updated report. I also request that you please send notices of corrections to anyone who received my credit report in the past six months.
|
||||
|
||||
<br/><br/>
|
||||
Thank you for your time and help in this matter.
|
||||
<br/><br/>
|
||||
Sincerely,<br/>
|
||||
<span style="background-color: #FFFF00">__sincerely__</span><br/><br/>
|
||||
Please see enclosed document evidence of my Proof of identification,Proof of residence or mailing address,and Proof of social security number.
|
||||
</div>
|
||||
448
webroot/V1.0/RTG-CHARGE-OFF-M2C-CRM-LETTER-1.html
Normal file
448
webroot/V1.0/RTG-CHARGE-OFF-M2C-CRM-LETTER-1.html
Normal file
@@ -0,0 +1,448 @@
|
||||
<!DOCTYPE html>
|
||||
<html>
|
||||
<head>
|
||||
<meta charset="utf-8">
|
||||
<meta http-equiv="X-UA-Compatible" content="IE=edge">
|
||||
<title>RTG-CHARGE-OFF-M2C-CRM-LETTER-1</title>
|
||||
<!-- Tell the browser to be responsive to screen width -->
|
||||
<meta
|
||||
content="width=device-width, initial-scale=1, maximum-scale=1, user-scalable=no"
|
||||
name="viewport">
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/bootstrap/css/bootstrap.min.css">
|
||||
<!-- Font Awesome -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/4.5.0/css/font-awesome.min.css">
|
||||
<!-- Ionicons -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/ionicons/2.0.1/css/ionicons.min.css">
|
||||
<!-- Theme style -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/AdminLTE.min.css">
|
||||
<!-- AdminLTE Skins. Choose a skin from the css/skins
|
||||
folder instead of downloading all of them to reduce the load. -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/skins/_all-skins.min.css">
|
||||
|
||||
<!-- HTML5 Shim and Respond.js IE8 support of HTML5 elements and media queries -->
|
||||
<!-- WARNING: Respond.js doesn't work if you view the page via file:// -->
|
||||
<!--[if lt IE 9]>
|
||||
<script src="https://oss.maxcdn.com/html5shiv/3.7.3/html5shiv.min.js"></script>
|
||||
<script src="https://oss.maxcdn.com/respond/1.4.2/respond.min.js"></script>
|
||||
<![endif]-->
|
||||
<style>
|
||||
.form-group.required .control-label:before{
|
||||
color: red;
|
||||
content: "*";
|
||||
position: absolute;
|
||||
margin-left: -7px;
|
||||
}
|
||||
</style>
|
||||
</head>
|
||||
<body class="hold-transition skin-blue sidebar-mini">
|
||||
<div class="wrapper" >
|
||||
|
||||
|
||||
|
||||
<!-- Content Wrapper. Contains page content -->
|
||||
<div class="content-wrapper">
|
||||
<!-- Content Header (Page header) -->
|
||||
<section class="content-header">
|
||||
<h1>R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</h1>
|
||||
<ol class="breadcrumb">
|
||||
<li><a href="#"><i class="fa fa-dashboard"></i> Home</a></li>
|
||||
<li class="active">RTG-CHARGE-OFF-M2C-CRM-LETTER-1</li>
|
||||
</ol>
|
||||
</section>
|
||||
|
||||
<!-- Main content -->
|
||||
<section class="content">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-12">
|
||||
<!-- Horizontal Form -->
|
||||
<div class="box box-info">
|
||||
<div class="box-header with-border">
|
||||
<h3 class="box-title"> Enter Your Information Below</h3>
|
||||
</div>
|
||||
<!-- /.box-header -->
|
||||
<!-- form start -->
|
||||
<form class="form-horizontal" method="post" action="http://cloud-height.com/RTG/V1.0/RTG-CHARGE-OFF-M2C-CRM-LETTER-1.php">
|
||||
<div class="box-body">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CRA REPORT</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="cra_report" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">FIRST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="first_name" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">LAST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="last_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NO</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_no" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CITY</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="city" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STATE</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="state" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">PERSONAL TRACKING NUMBER(20 Digit)</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="personal_tracking_number" class="form-control" maxlength="20" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CREDIT BUREAU & CREDIT BUREAU ADDRESS</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<textarea name="credit_bureau_name_address" class="form-control" rows="3" cols="47" required></textarea>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">Sincerely</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="sincerely" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<hr/>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
CREDITOR #1:<br/>
|
||||
<input type="text" name="creditor1" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
ACCOUNT #1 ALLEGED:<br/>
|
||||
<input type="text" name="account1" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
CREDITOR #2:<br/>
|
||||
<input type="text" name="creditor2" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
ACCOUNT #2 ALLEGED:<br/>
|
||||
<input type="text" name="account2" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
CREDITOR #3:<br/>
|
||||
<input type="text" name="creditor3" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
ACCOUNT #3 ALLEGED:<br/>
|
||||
<input type="text" name="account3" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
CREDITOR #4:<br/>
|
||||
<input type="text" name="creditor4" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
ACCOUNT #4 ALLEGED:<br/>
|
||||
<input type="text" name="account4" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
CREDITOR #5:<br/>
|
||||
<input type="text" name="creditor5" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
ACCOUNT #5 ALLEGED:<br/>
|
||||
<input type="text" name="account5" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
CREDITOR #6:<br/>
|
||||
<input type="text" name="creditor6" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
ACCOUNT #6 ALLEGED:<br/>
|
||||
<input type="text" name="account6" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
CREDITOR #7:<br/>
|
||||
<input type="text" name="creditor7" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
ACCOUNT #7 ALLEGED:<br/>
|
||||
<input type="text" name="account7" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
CREDITOR #8:<br/>
|
||||
<input type="text" name="creditor8" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
ACCOUNT #8 ALLEGED:<br/>
|
||||
<input type="text" name="account8" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
CREDITOR #9:<br/>
|
||||
<input type="text" name="creditor9" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
ACCOUNT #9 ALLEGED:<br/>
|
||||
<input type="text" name="account9" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
CREDITOR #10:<br/>
|
||||
<input type="text" name="creditor10" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
ACCOUNT #10 ALLEGED:<br/>
|
||||
<input type="text" name="account10" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
CREDITOR #11:<br/>
|
||||
<input type="text" name="creditor11" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
ACCOUNT #11 ALLEGED:<br/>
|
||||
<input type="text" name="account11" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
CREDITOR #12:<br/>
|
||||
<input type="text" name="creditor12" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
ACCOUNT #12 ALLEGED:<br/>
|
||||
<input type="text" name="account12" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
CREDITOR #13:<br/>
|
||||
<input type="text" name="creditor13" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
ACCOUNT #13 ALLEGED:<br/>
|
||||
<input type="text" name="account13" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
CREDITOR #14:<br/>
|
||||
<input type="text" name="creditor14" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
ACCOUNT #14 ALLEGED:<br/>
|
||||
<input type="text" name="account14" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
CREDITOR #15:<br/>
|
||||
<input type="text" name="creditor15" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
ACCOUNT #15 ALLEGED:<br/>
|
||||
<input type="text" name="account15" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
CREDITOR #16:<br/>
|
||||
<input type="text" name="creditor16" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
ACCOUNT #16 ALLEGED:<br/>
|
||||
<input type="text" name="account16" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
CREDITOR #17:<br/>
|
||||
<input type="text" name="creditor17" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
ACCOUNT #17 ALLEGED:<br/>
|
||||
<input type="text" name="account17" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
CREDITOR #18:<br/>
|
||||
<input type="text" name="creditor18" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
ACCOUNT #18 ALLEGED:<br/>
|
||||
<input type="text" name="account18" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<hr/>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-offset-5 col-sm-7">
|
||||
<button type="submit" class="btn btn-info pull-left">Generate
|
||||
PDF</button>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
|
||||
</div>
|
||||
<!-- /.box-body -->
|
||||
<div class="box-footer"></div>
|
||||
<!-- /.box-footer -->
|
||||
</form>
|
||||
</div>
|
||||
<!-- /.box -->
|
||||
|
||||
</div>
|
||||
<!--/.col (right) -->
|
||||
</div>
|
||||
<!-- /.row -->
|
||||
|
||||
|
||||
</section>
|
||||
<!-- /.content -->
|
||||
</div>
|
||||
<!-- /.content-wrapper -->
|
||||
<footer class="main-footer">
|
||||
<strong>Copyright © 2019 <a href="#" >R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</a>.
|
||||
</strong> All rights reserved.
|
||||
</footer>
|
||||
<!-- Add the sidebar's background. This div must be placed
|
||||
immediately after the control sidebar -->
|
||||
<div class="control-sidebar-bg"></div>
|
||||
</div>
|
||||
<!-- ./wrapper -->
|
||||
|
||||
<!-- jQuery 2.2.0 -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/jQuery/jQuery-2.2.0.min.js"></script>
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<script src="http://cloud-height.com/RTG/bootstrap/js/bootstrap.min.js"></script>
|
||||
<!-- FastClick -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/fastclick/fastclick.js"></script>
|
||||
<!-- AdminLTE App -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/app.min.js"></script>
|
||||
<!-- AdminLTE for demo purposes -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/demo.js"></script>
|
||||
</body>
|
||||
</html>
|
||||
75
webroot/V1.0/RTG-CHARGE-OFF-M2C-CRM-LETTER-1.php
Normal file
75
webroot/V1.0/RTG-CHARGE-OFF-M2C-CRM-LETTER-1.php
Normal file
@@ -0,0 +1,75 @@
|
||||
<?php
|
||||
|
||||
// Define variables for file names
|
||||
$pdf_name = "RTG-CHARGE-OFF-M2C-CRM-LETTER-1.pdf";
|
||||
$html_format_name = "RTG-CHARGE-OFF-M2C-CRM-LETTER-1_FORMAT.html";
|
||||
|
||||
//collect required POST form's input
|
||||
$cra_report = $_POST["cra_report"];
|
||||
$first_name = $_POST["first_name"];
|
||||
$last_name = $_POST["last_name"];
|
||||
$street_no = $_POST["street_no"];
|
||||
$street_name = $_POST["street_name"];
|
||||
$city = $_POST["city"];
|
||||
$state = $_POST["state"];
|
||||
$personal_tracking_number = $_POST["personal_tracking_number"];
|
||||
$credit_bureau_name_address = nl2br($_POST["credit_bureau_name_address"]);
|
||||
$sincerely = $_POST["sincerely"];
|
||||
|
||||
|
||||
|
||||
// the unique pdf filename which will be saved on server
|
||||
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
|
||||
|
||||
if(isset($cra_report)){
|
||||
|
||||
//get html content from pre defined format
|
||||
$today = date("d M, Y");
|
||||
$html = file_get_contents($html_format_name);
|
||||
|
||||
|
||||
|
||||
$varList = array(
|
||||
'__CRA_REPORT__', '__FIRST_NAME__','__LAST_NAME__','__STREET_NO__','__STREET_NAME__',
|
||||
'__CITY__','__STATE__','__TODAY__','__PERSONAL_TRACKING_NUMBER__',
|
||||
'__credit_bureau_name_address__','__sincerely__'
|
||||
|
||||
);
|
||||
|
||||
|
||||
$valueList = array(
|
||||
$cra_report, $first_name,$last_name,$street_no,$street_name,
|
||||
$city,$state,$today,$personal_tracking_number,
|
||||
$credit_bureau_name_address,$sincerely );
|
||||
|
||||
|
||||
//Optional Creditors and Dates
|
||||
for($i=1;$i<= 18;$i++){
|
||||
if(isset($_POST["creditor".$i]) && !empty($_POST["creditor".$i])){
|
||||
$creditor[$i] = $_POST["creditor".$i];
|
||||
$account[$i] = $_POST["account".$i];
|
||||
$varList[] = "__creditor".$i."__";
|
||||
$varList[] = "__account".$i."__";
|
||||
$valueList[] = $creditor[$i];
|
||||
$valueList[] = $account[$i];
|
||||
|
||||
$start = "__START".$i."__";
|
||||
$end = "__END".$i."__";
|
||||
|
||||
$html = str_replace(array($start,$end),array("",""),$html);
|
||||
} else {
|
||||
$from = strpos($html, "__START".$i."__");
|
||||
$to = strpos($html, "__END".$i."__");
|
||||
|
||||
$html = str_replace(substr($html,$from,($to-$from)+7+strlen($i)),"",$html);
|
||||
}
|
||||
}
|
||||
|
||||
require("../common_file.php");
|
||||
|
||||
} else {
|
||||
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."RTG-CHARGE-OFF-M2C-CRM-LETTER-1.html";
|
||||
header("Location:".$url);
|
||||
}
|
||||
|
||||
?>
|
||||
230
webroot/V1.0/RTG-CHARGE-OFF-M2C-CRM-LETTER-1_FORMAT.html
Normal file
230
webroot/V1.0/RTG-CHARGE-OFF-M2C-CRM-LETTER-1_FORMAT.html
Normal file
@@ -0,0 +1,230 @@
|
||||
<div>
|
||||
|
||||
CRA REPORT# <span style="background-color: #FFFF00">__CRA_REPORT__</span> <br/><br/>
|
||||
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows:<br/>
|
||||
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__, __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__ </span><br/><br/>
|
||||
|
||||
TODAY IS __TODAY__
|
||||
|
||||
<br/><br/>
|
||||
|
||||
****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE,and MANDATED REPORTED information per FCRA regulations,any and all others I DEMAND,as is my lawful RIGHT(s) to do so,that you annul and and all deficient of any condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information now or ever,please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles.
|
||||
|
||||
<br/><br/>
|
||||
|
||||
(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/><br/>
|
||||
|
||||
(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights
|
||||
<br/><br/>
|
||||
(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer right
|
||||
<br/><br/>
|
||||
MY PERSONAL 20-digit TRACKING NUMBER IS: <span style="background-color: #FFFF00">__PERSONAL_TRACKING_NUMBER__</span>
|
||||
<br/><br/>
|
||||
|
||||
<span style="background-color: #FFFF00">__credit_bureau_name_address__</span>
|
||||
<br/><br/>
|
||||
|
||||
Re: alleged yet unproven to be true,correct,complete,timely,mine,my responsibility,FCRA compliant,andor CRSA CDIA Metro 2 COMPLIANT reporting.FEDERAL laws dictate that any and all derogatory or potentially injurious reporting MUST be all of the aforementioned and can NOT BE ASSUMED without undoubted CERTIFIABLE testimonial of FACTs ensuring the physically verifiability of the CONFIRMED manual validation of any item upon a consumer complaint,such as is this notice here and now.Please RETURN to or retain federally lawful reporting with your unwavering and unconditional annulment of every single one even each any and or all of the allegations accused of me deficient of physical evidence to every and all aspects of said claims,be them true or not.
|
||||
<br/>
|
||||
<h2>To whom it might concern, </h2>
|
||||
<br/>
|
||||
|
||||
Might it be known that THIS LETTER of consumer check and challenge for lawful reporting compliance is my officially composed writ formal complaint that you are reporting one or more of the following,ILLEGALLY mind you:
|
||||
|
||||
<br/>
|
||||
i)Your reporting is unproven to be TRUE,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/>
|
||||
ii)Your reporting is unproven to be Correct (and regulations are CLEAR on accuracy being undoubted and irrefutable),so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/>
|
||||
iii)Your reporting is unproven to be COMPLETE (and regulations are CLEAR on mandates to be fully COMPLETE in the application of exacting and reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/>
|
||||
iv)Your reporting is unproven to be TIMELY (and regulations are CLEAR on mandates to be fully CURRENT and TIMELY in the application of exacting and reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/>
|
||||
v)Your reporting is unproven to be of MY OWNERSHIP(and regulations are CLEAR on mandates to be fully CONFIDENT in the assignment of OWNERSHIP and or even RESPONSIBILITY to any potentially injurious claim in the application of exacting and reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/>
|
||||
vi)Your reporting is unproven to be of MY RESPONSIBILITY(and regulations are CLEAR on mandates to be fully CONFIDENT in the assignment of OWNERSHIP and or even RESPONSIBILITY to any potentially injurious claim in the application of exacting and reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/>
|
||||
vii)Your reporting is unproven to be of FCRA COMPLIANCE (and regulations are CLEAR on mandates to be fully CONFIDENT in the assumption of FULL unmistakable COMPLIANCE to any and all standards of practice as related to the reporting of any potentially injurious claim in the application of exacting and reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge
|
||||
<br/>
|
||||
viii)Your reporting is unproven to be of CRSA enacted CDIA METRO 2 DATA FIELD FORMATTED REGULATORY REPORTING COMPLIANCE (and regulations are CLEAR on mandates to be fully CONFIDENT in the assumption of FULL unmistakable COMPLIANCE to any and all standards of practice as related to the reporting of any potentially injurious claim in the application of exacting and reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
Notice of my official writ composed DECLARATION of Not Proven Compliant Misinformation that is either or all of the following: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to
|
||||
DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting!
|
||||
<br/><br/>
|
||||
OBVIOUSLY,in this Notice for my DECLARATION of CHECK of COMPLIANCE (DOCC)
|
||||
I would like to make known my challenge versus any information by which you fail to present demonstrated PROOF physically to m of the adequate testament of FACTS as related to each and every notation and or aspect ofthe report allegations, how reported,and the certified Metro 2 Compliance status of any and all entities involved and or tangentially related to the unlawful retaining and reporting of misinformation even beyond my composition of writ complaint compelling you to abide by any and all federal laws and or related regulations within MY STATE. As you might well have concluded ,recently while reviewing my report I found a number of likely mistakes and inaccuracies that you are reporting (again,UNLAWFULLY SO might I add), among the most troubling are listed below (see below) and clearly involves a failure by your firm to maintain reasonable procedures to assure maximum possible accuracy of consumer credit information 15 U.S.C. § 1681. It is with CLARITY that it is UNPROVEN these injurious allegations of VERY severe derogatory nature can not be readily assumed to belong to me.In fact,with your apparent consistency with being extraordinarily INCONSISTENT has to make the question to the actual existence even of this claimed circumstance much less likely being been MIXED onto my credit report by an erroneous reporting error because your company can’t maintain accurate information, either WILLFULLY or in IGNORANCE!REGARDLESS, federal laws and civil courts are CONSISTENT in the REQUISITES of all entities involve regularly with reporting of consumer credit reports to be fully and adequately trained and CERTIFIED METRO 2 COMPLIANT.Any claims from an uncertified agent would certainly grant likelihood the information transferred is NOT QUALIFIED for retaining and or reporting per laws of COMPLIANCE for PROVEN ACCURATE and COMPLETE reporting, INCLUDING the full implementation of Implementation of the CRSA enacted CDIA METRO 2 COMPLIANT data entry standards. The item I believe to be incorrect is listed below. I am also including a copy of how this item is reported BY your credit reporting agency. Moreover, I recently requested an investigation regarding inaccurate/erroneous items on my credit file that were being reported incorrectly. In the process of investigating this matter on MY OWN INITIATIVE, I have discovered a POTENTIAL PERSONAL DATA BREACH, since my personal privacy NOW appears to have been violated, I am exercising my rights under the FCRA 611 (a) (7) for a description of the procedure used by your agency in providing all information to the creditor associated with my earlier dispute under FCRA 611 (a) .UNMISTAKABLY,Your bureau is now being LAWFULLY COMPELLED by rightful consume DEMAND to provide detailed information in this matter as this matter has escalated into a pending tort action under Telephone Records and Privacy Protection Act of 2006. To be more specific, based on FCRA 611 (a) (2) (B), you WILL forward all of the relevant information provided by you to the creditor for their investigation of my dispute. Please provide me with all of the information you used for your investigation, as required by FCRA 611 (a) (7).Please reply within 10 days or delete the negative items, as originally requested. If you FAIL to respond to this demand and tort notification, your firm will be added to the pending action as complicit in this data breach of my personal information.
|
||||
<br/><br/>
|
||||
1. Tell me in writing what information you refuse to remove and why.
|
||||
<br/><br/>
|
||||
2. Tell me in writing what you did to determine that the information was accurate.
|
||||
<br/><br/>
|
||||
3. Note the information as disputed BY the CONSUMER on my credit report
|
||||
<br/><br/>
|
||||
According to the Fair Credit Reporting Act, Section 609 (a)(1)(A), you are required by federal law to verify - through the physical verification of the original signed consumer contract - any and all accounts you post on acreditreport. Otherwise,anyonepaying for your reporting services could fax, mail or email in even a potentially fraudulent account.
|
||||
<br/><br/>
|
||||
According to the provisions of the Fair Credit Reporting Act § 611(a) [15 USC 1681i(a)], these disputed items must be reinvestigated or deleted from my credit record within 30 days. During the investigation period, these items must be removed from my credit report as the mere reporting of items prior todebtvalidationconstitutescollectionactivity. Iamalsorequestingthe names, addresses and telephone numbers of individuals you contacted during your investigation.
|
||||
<br/><br/>
|
||||
|
||||
Please notify me that the above items have been deleted pursuant to § 611 (a)(6) [15 USC § 1681j (a) (6)]. I am also requesting an updated copy of my credit report, which should be sent to the address listed below. According to the provisions of § 612 [15 USC § 1681j], there should be no charge for this report. If you have any questions or need additional information, please contact me at address noted below. I think 15-20 Days should be ample enough time to get this completed since this is my NOT my first time contacting your organization.
|
||||
<br/><br/>
|
||||
|
||||
The following claims are UNFOUNDED and as so are ILLEGALLY REPORTING so ERADICATE them each and all RIGHT NOW!
|
||||
<br/> <br/>
|
||||
__START1__
|
||||
CREDITOR #1 : <span style="background-color: #FFFF00">__creditor1__</span><br/>
|
||||
ACCOUNT #1 ALLEGED: <span style="background-color: #FFFF00">__account1__</span><br/><br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/> <br/>
|
||||
__END1__
|
||||
__START2__
|
||||
CREDITOR #2 : <span style="background-color: #FFFF00">__creditor2__</span><br/>
|
||||
ACCOUNT #2 ALLEGED: <span style="background-color: #FFFF00">__account2__</span><br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/> <br/>
|
||||
__END2__
|
||||
__START3__
|
||||
CREDITOR #3 : <span style="background-color: #FFFF00">__creditor3__</span><br/>
|
||||
ACCOUNT #3 ALLEGED: <span style="background-color: #FFFF00">__account3__</span><br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/> <br/>
|
||||
__END3__
|
||||
__START4__
|
||||
CREDITOR #4 :<span style="background-color: #FFFF00"> __creditor4__</span><br/>
|
||||
ACCOUNT #4 ALLEGED: <span style="background-color: #FFFF00">__account4__</span><br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/> <br/>
|
||||
__END4__
|
||||
__START5__
|
||||
CREDITOR #5 :<span style="background-color: #FFFF00"> __creditor5__</span><br/>
|
||||
ACCOUNT #5 ALLEGED: <span style="background-color: #FFFF00">__account5__</span><br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
|
||||
<br/> <br/>
|
||||
__END5__
|
||||
__START6__
|
||||
CREDITOR #6 : <span style="background-color: #FFFF00">__creditor6__</span><br/>
|
||||
ACCOUNT #6 ALLEGED:<span style="background-color: #FFFF00"> __account6__</span><br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/> <br/>
|
||||
__END6__
|
||||
__START7__
|
||||
CREDITOR #7 :<span style="background-color: #FFFF00"> __creditor7__</span><br/>
|
||||
ACCOUNT #7 ALLEGED:<span style="background-color: #FFFF00"> __account7__</span><br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/> <br/>
|
||||
__END7__
|
||||
__START8__
|
||||
CREDITOR #8 : <span style="background-color: #FFFF00">__creditor8__</span><br/>
|
||||
ACCOUNT #8 ALLEGED: <span style="background-color: #FFFF00">__account8__</span><br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
|
||||
<br/> <br/>
|
||||
__END8__
|
||||
__START9__
|
||||
CREDITOR #9 : <span style="background-color: #FFFF00">__creditor9__</span><br/>
|
||||
ACCOUNT #9 ALLEGED: <span style="background-color: #FFFF00">__account9__</span><br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/> <br/>
|
||||
__END9__
|
||||
__START10__
|
||||
CREDITOR #10 :<span style="background-color: #FFFF00"> __creditor10__</span><br/>
|
||||
ACCOUNT #10 ALLEGED: <span style="background-color: #FFFF00">__account10__</span><br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/> <br/>
|
||||
__END10__
|
||||
__START11__
|
||||
CREDITOR #11 : <span style="background-color: #FFFF00">__creditor11__</span><br/>
|
||||
ACCOUNT #11 ALLEGED: <span style="background-color: #FFFF00">__account11__</span><br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/> <br/>
|
||||
__END11__
|
||||
__START12__
|
||||
CREDITOR #12 : <span style="background-color: #FFFF00">__creditor12__</span><br/>
|
||||
ACCOUNT #12 ALLEGED:<span style="background-color: #FFFF00"> __account12__</span><br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/> <br/>
|
||||
__END12__
|
||||
__START13__
|
||||
CREDITOR #13 : <span style="background-color: #FFFF00">__creditor13__</span><<br/>
|
||||
ACCOUNT #13 ALLEGED: <span style="background-color: #FFFF00">__account13__</span><br/><br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/> <br/>
|
||||
__END13__
|
||||
__START14__
|
||||
CREDITOR #14 : <span style="background-color: #FFFF00">__creditor14__</span><br/>
|
||||
ACCOUNT #14 ALLEGED: <span style="background-color: #FFFF00">__account14__</span><br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
|
||||
<br/> <br/>
|
||||
__END14__
|
||||
__START15__
|
||||
CREDITOR #15 : <span style="background-color: #FFFF00">__creditor15__</span><br/>
|
||||
ACCOUNT #15 ALLEGED: <span style="background-color: #FFFF00">__account15__</span><br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/> <br/>
|
||||
__END15__
|
||||
__START16__
|
||||
CREDITOR #16 : <span style="background-color: #FFFF00">__creditor16__</span><br/>
|
||||
ACCOUNT #16 ALLEGED: <span style="background-color: #FFFF00">__account16__</span><br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
|
||||
<br/> <br/>
|
||||
__END16__
|
||||
__START17__
|
||||
CREDITOR #17 : <span style="background-color: #FFFF00">__creditor17__</span><br/>
|
||||
ACCOUNT #17 ALLEGED: <span style="background-color: #FFFF00">__account17__</span><br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/> <br/>
|
||||
__END17__
|
||||
__START18__
|
||||
CREDITOR #18 : <span style="background-color: #FFFF00">__creditor18__</span><br/>
|
||||
ACCOUNT #18 ALLEGED: <span style="background-color: #FFFF00">__account18__</span><br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/> <br/>
|
||||
__END18__
|
||||
|
||||
FURTHER,CONFIRM the five key components of our individual identities in case this data breach becomes yet another case potentially leading to my inclusion as a victim of fraud and or of identity theft duetoYOUR DEFICIENT and NOT PROVEN COMPLIENT RETAINING and or REPORTING of consumer records,particularly that of personal identifiers.. Therefore, I must request that your bureau confirm in writing the following personal information:
|
||||
<br/>
|
||||
1- FULL LEGAL NAME as it Appears on my Credit report
|
||||
<br/>
|
||||
2- Legal Address of Record
|
||||
<br/>
|
||||
3- SSN # (or redacted last 4 digits)
|
||||
<br/>
|
||||
4- Date of Birth
|
||||
<br/>
|
||||
5- Zip Code for my Home Address
|
||||
<br/> <br/>
|
||||
The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully complete 426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL IDENTIFIERS to which databasing of alleged tradeline information occurs.Per CRSA,auto-populating ANY data field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is automatic call for deletion due to any and all repeating entry as NULL and VOID.Moreover,the regulatory obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that absolutely accurately and completely includes ALL of the account of allegation(s) specifics!Must be performed in a REAL-TIME browser LOCKDOWN to be lawful.Per CRSA implementation,if a data furnisher fails to respond within20 calendar days,e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being Phase III of the Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or accepted by CRAa.Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit shuffling to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by any consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the minimal five(5) portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation CERTIFIED. Further,this qualifying certification can be REVOLVED by CONSUMER COMPLAINTS per the NYAG Signing Statement.I repeat, to lawfully retain and or report any claim of information,be it an account or any aspect of such,the must be irrefutable fullness in the truth of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of reporting and of the reported allegations, undoubtable ownership, irrefutable responsibility of adverse claims,and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA enacted CDIA Metro 2 data field formatted reporting regulatory standards and obligations to include the 81-month time relevance of account reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL IDENTIFIERS.Further lawful reporting demands that the regulatory compliance rules are applied EVENLY and thoroughly from data provider to consumer credit reporting repository.Accuracy and completeness of all of any and all information,particularly derogatory consumer information,must abide by every and one of current MY state’s reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE standards due to the implementation of the Credit Reporting Settlement Agreement (CRSA.)
|
||||
<br/><br/>
|
||||
Is the Personal Identifier information alleged in the reported 426-character P-SEGMENT true,correct, and complete to standards of CERTIFIED METRO 2 COMPLIANCE?
|
||||
<br/>
|
||||
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the claimed reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any and all of the adversary derogatory accusations injuring me immediately,TODAY even NOW and HERE!
|
||||
<br/><br/>
|
||||
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this declaration would compel me to consult my consumer complaint lawfully to the members of the NCRWG,as undoubtedly reporting not only must be true,timely,and accurate but also in its COMPLETENESS of DATA ENTRY presented to any entity INCLUDING all consumer reporting repositories.
|
||||
<br/><br/>
|
||||
By the provisions of the Fair Credit Reporting Act and per the standards of reporting compliance implemented with the CRSA enacted CDIA Metro 2 COMPLIANCE regulations, I demand that these above mentioned derogatory items be investigated and permanently removed from my report. It is my understanding that you will recheck these items with the creditor who has posted them. Please remove any information that the creditor cannot verify. I understand that under 15 U.S.C. Sec. 1681i(a), you must complete this reinvestigation within 30 days of receipt of this letter.
|
||||
<br/><br/>
|
||||
Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for this updated report. I also request that you please send notices of corrections to anyone who received my credit report in the past six months.
|
||||
<br/><br/>
|
||||
Thank you for your time and help in this matter.
|
||||
<br/><br/>
|
||||
Sincerely,<br/>
|
||||
<span style="background-color: #FFFF00">__sincerely__</span>
|
||||
<br/><br/>
|
||||
|
||||
Please see enclosed document evidence of my Proof of identification,Proof of residence or mailing address,and Proof of social security number.
|
||||
|
||||
</div>
|
||||
210
webroot/V1.0/RTG-CHARGEOFF-creditor-M2C-CRM-LETTER-ONLY.html
Normal file
210
webroot/V1.0/RTG-CHARGEOFF-creditor-M2C-CRM-LETTER-ONLY.html
Normal file
@@ -0,0 +1,210 @@
|
||||
<!DOCTYPE html>
|
||||
<html>
|
||||
<head>
|
||||
<meta charset="utf-8">
|
||||
<meta http-equiv="X-UA-Compatible" content="IE=edge">
|
||||
<title>RTG-CHARGEOFF-creditor-M2C-CRM-LETTER-ONLY</title>
|
||||
<!-- Tell the browser to be responsive to screen width -->
|
||||
<meta
|
||||
content="width=device-width, initial-scale=1, maximum-scale=1, user-scalable=no"
|
||||
name="viewport">
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/bootstrap/css/bootstrap.min.css">
|
||||
<!-- Font Awesome -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/4.5.0/css/font-awesome.min.css">
|
||||
<!-- Ionicons -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/ionicons/2.0.1/css/ionicons.min.css">
|
||||
<!-- Theme style -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/AdminLTE.min.css">
|
||||
<!-- AdminLTE Skins. Choose a skin from the css/skins
|
||||
folder instead of downloading all of them to reduce the load. -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/skins/_all-skins.min.css">
|
||||
|
||||
<!-- HTML5 Shim and Respond.js IE8 support of HTML5 elements and media queries -->
|
||||
<!-- WARNING: Respond.js doesn't work if you view the page via file:// -->
|
||||
<!--[if lt IE 9]>
|
||||
<script src="https://oss.maxcdn.com/html5shiv/3.7.3/html5shiv.min.js"></script>
|
||||
<script src="https://oss.maxcdn.com/respond/1.4.2/respond.min.js"></script>
|
||||
<![endif]-->
|
||||
<style>
|
||||
.form-group.required .control-label:before{
|
||||
color: red;
|
||||
content: "*";
|
||||
position: absolute;
|
||||
margin-left: -7px;
|
||||
}
|
||||
</style>
|
||||
</head>
|
||||
<body class="hold-transition skin-blue sidebar-mini">
|
||||
<div class="wrapper" >
|
||||
|
||||
|
||||
|
||||
<!-- Content Wrapper. Contains page content -->
|
||||
<div class="content-wrapper">
|
||||
<!-- Content Header (Page header) -->
|
||||
<section class="content-header">
|
||||
<h1>R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</h1>
|
||||
<ol class="breadcrumb">
|
||||
<li><a href="#"><i class="fa fa-dashboard"></i> Home</a></li>
|
||||
<li class="active">RTG-CHARGEOFF-creditor-M2C-CRM-LETTER-ONLY</li>
|
||||
</ol>
|
||||
</section>
|
||||
|
||||
<!-- Main content -->
|
||||
<section class="content">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-12">
|
||||
<!-- Horizontal Form -->
|
||||
<div class="box box-info">
|
||||
<div class="box-header with-border">
|
||||
<h3 class="box-title"> Enter Your Information Below</h3>
|
||||
</div>
|
||||
<!-- /.box-header -->
|
||||
<!-- form start -->
|
||||
<form class="form-horizontal" method="post" action="http://cloud-height.com/RTG/V1.0/RTG-CHARGEOFF-creditor-M2C-CRM-LETTER-ONLY.php">
|
||||
<div class="box-body">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-6 control-label">FIRST NAME</label>
|
||||
|
||||
<div class="col-sm-6">
|
||||
<input type="text" name="first_name" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-6 control-label">LAST NAME</label>
|
||||
|
||||
<div class="col-sm-6">
|
||||
<input type="text" name="last_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-6 control-label">STREET NO</label>
|
||||
|
||||
<div class="col-sm-6">
|
||||
<input type="text" name="street_no" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-6 control-label">STREET NAME</label>
|
||||
|
||||
<div class="col-sm-6">
|
||||
<input type="text" name="street_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-6 control-label">CITY</label>
|
||||
|
||||
<div class="col-sm-6">
|
||||
<input type="text" name="city" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-6 control-label">STATE</label>
|
||||
|
||||
<div class="col-sm-6">
|
||||
<input type="text" name="state" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-6 control-label">PERSONAL TRACKING NUMBER(20 Digit)</label>
|
||||
|
||||
<div class="col-sm-6">
|
||||
<input type="text" name="personal_tracking_number" class="form-control" maxlength="20" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-6 control-label">CREDITOR & ADDRESS</label>
|
||||
|
||||
<div class="col-sm-6">
|
||||
<textarea name="credit_bureau_name_address" class="form-control" rows="3" cols="47" required></textarea>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-6 control-label">ALLEGED account# OF yet unproven and illegally NOT PROVEN COMPLIANT charge off:</label>
|
||||
|
||||
<div class="col-sm-6">
|
||||
<input type="text" name="alleged_account" class="form-control" required>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-6 control-label">Sincerely</label>
|
||||
|
||||
<div class="col-sm-6">
|
||||
<input type="text" name="sincerely" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-offset-6 col-sm-6">
|
||||
<button type="submit" class="btn btn-info pull-left">Generate
|
||||
PDF</button>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
</div>
|
||||
<!-- /.box-body -->
|
||||
<div class="box-footer"></div>
|
||||
<!-- /.box-footer -->
|
||||
</form>
|
||||
</div>
|
||||
<!-- /.box -->
|
||||
|
||||
</div>
|
||||
<!--/.col (right) -->
|
||||
</div>
|
||||
<!-- /.row -->
|
||||
|
||||
|
||||
</section>
|
||||
<!-- /.content -->
|
||||
</div>
|
||||
<!-- /.content-wrapper -->
|
||||
<footer class="main-footer">
|
||||
<strong>Copyright © 2019 <a href="#" >R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</a>.
|
||||
</strong> All rights reserved.
|
||||
</footer>
|
||||
<!-- Add the sidebar's background. This div must be placed
|
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immediately after the control sidebar -->
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<div class="control-sidebar-bg"></div>
|
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</div>
|
||||
<!-- ./wrapper -->
|
||||
|
||||
<!-- jQuery 2.2.0 -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/jQuery/jQuery-2.2.0.min.js"></script>
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<script src="http://cloud-height.com/RTG/bootstrap/js/bootstrap.min.js"></script>
|
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<!-- FastClick -->
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<script src="http://cloud-height.com/RTG/plugins/fastclick/fastclick.js"></script>
|
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<!-- AdminLTE App -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/app.min.js"></script>
|
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<!-- AdminLTE for demo purposes -->
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<script src="http://cloud-height.com/RTG/dist/js/demo.js"></script>
|
||||
</body>
|
||||
</html>
|
||||
68
webroot/V1.0/RTG-CHARGEOFF-creditor-M2C-CRM-LETTER-ONLY.php
Normal file
68
webroot/V1.0/RTG-CHARGEOFF-creditor-M2C-CRM-LETTER-ONLY.php
Normal file
@@ -0,0 +1,68 @@
|
||||
<?php
|
||||
|
||||
// Define variables for file names
|
||||
$pdf_name = "RTG-CHARGEOFF-creditor-M2C-CRM-LETTER-ONLY.pdf";
|
||||
$html_format_name = "RTG-CHARGEOFF-creditor-M2C-CRM-LETTER-ONLY_FORMAT.html";
|
||||
|
||||
//collect required POST form's input
|
||||
|
||||
$first_name = $_POST["first_name"];
|
||||
$last_name = $_POST["last_name"];
|
||||
$street_no = $_POST["street_no"];
|
||||
$street_name = $_POST["street_name"];
|
||||
$city = $_POST["city"];
|
||||
$state = $_POST["state"];
|
||||
$personal_tracking_number = $_POST["personal_tracking_number"];
|
||||
$credit_bureau_name_address = nl2br($_POST["credit_bureau_name_address"]);
|
||||
$alleged_account = $_POST["alleged_account"];
|
||||
$sincerely = $_POST["sincerely"];
|
||||
|
||||
|
||||
|
||||
// the unique pdf filename which will be saved on server
|
||||
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
|
||||
|
||||
if(isset($first_name)){
|
||||
|
||||
//get html content from pre defined format
|
||||
$today = date("d M, Y");
|
||||
$html = file_get_contents($html_format_name);
|
||||
|
||||
|
||||
|
||||
$varList = array(
|
||||
'__FIRST_NAME__','__LAST_NAME__','__STREET_NO__','__STREET_NAME__',
|
||||
'__CITY__','__STATE__','__TODAY__','__PERSONAL_TRACKING_NUMBER__',
|
||||
'__credit_bureau_name_address__','__ALLEGED_ACCOUNT__','__sincerely__'
|
||||
|
||||
);
|
||||
|
||||
|
||||
$valueList = array(
|
||||
$first_name,$last_name,$street_no,$street_name,
|
||||
$city,$state,$today,$personal_tracking_number,
|
||||
$credit_bureau_name_address,$alleged_account,$sincerely );
|
||||
|
||||
|
||||
//Optional Creditors and Dates
|
||||
for($i=1;$i<= 11;$i++){
|
||||
if(isset($_POST["creditor".$i])){
|
||||
$creditor[$i] = $_POST["creditor".$i];
|
||||
$date[$i] = $_POST["date".$i];
|
||||
$varList[] = "__creditor".$i."__";
|
||||
$varList[] = "__date".$i."__";
|
||||
$valueList[] = $creditor[$i];
|
||||
$valueList[] = $date[$i];
|
||||
} else {
|
||||
|
||||
}
|
||||
}
|
||||
|
||||
require("../common_file.php");
|
||||
|
||||
} else {
|
||||
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."RTG-711-M2C-Crm-INQUIRY-Letter-for-BUREAUS.html";
|
||||
header("Location:".$url);
|
||||
}
|
||||
|
||||
?>
|
||||
@@ -0,0 +1,72 @@
|
||||
<div>
|
||||
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows:<br/>
|
||||
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__, __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__</span> <br/><br/>
|
||||
|
||||
TODAY IS __TODAY__
|
||||
|
||||
<br/><br/>
|
||||
To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE,and MANDATED REPORTED information per FCRA regulations,any and all others I DEMAND,as is my lawful RIGHT(s) to do so,that you annul and and all deficient of any condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information now or ever,please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles.
|
||||
<br/><br/>
|
||||
|
||||
(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights
|
||||
<br/><br/>
|
||||
(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer right
|
||||
|
||||
<br/><br/>
|
||||
MY PERSONAL 20-digit TRACKING NUMBER IS: <span style="background-color: #FFFF00">__PERSONAL_TRACKING_NUMBER__</span>
|
||||
<br/><br/>
|
||||
|
||||
<span style="background-color: #FFFF00">__credit_bureau_name_address__</span>
|
||||
<br/><br/>
|
||||
|
||||
<b>To WHOM it should concern,ideally the one responsible shall I seek civil justice upon your continued misreporting,</b>
|
||||
<br/><br/>
|
||||
Re: alleged yet NOT proven true,NOT correct, NOT complete,NOT Timely,NOT of my ownership,NOT of my responsibility,NOT with appropriately achieved permissible purpose, NOT FCRA compliant, and or NOT METRO 2 COMPLIANT claim of charge off as follows:
|
||||
<br/><br/>
|
||||
|
||||
ALLEGED account# OF yet unproven and illegally NOT PROVEN COMPLIANT charge off : <span style="background-color: #FFFF00">__ALLEGED_ACCOUNT__</span>
|
||||
<br/> <br/>
|
||||
bEFORE WE BEGIN,TAKE CLEAR NOTICE THAT I AM AN EDUCATED AND LEARNED STUDENT OF MY CONSUMER AND ALSO MY CIVIL RIGHTS,LITIGATION IS NOT MY ENEMY BUT MY ALLI .If you are confused as to the legal ramifications OF BEING DEFICIENT OF NOT ONLY COMPLIANCE BUT PROVEN COMPLIANCE AS WELL MUCH LESS TRUE,ACCURATE AND COMPLETE REPORTING, I suggest you consult immediately with your legal counsel prior to your erroneous decision to counter me minus adequate documentation of every single one even each any and or all of the aspects,notations,and fragments of allegations accused of meas you have currently reporting ILLEGALLY! .
|
||||
|
||||
<br/>
|
||||
This letter is your formal notice to cease and desist all collection activities in regards to the above account. The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully complete 426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL IDENTIFIERS to which databasing of alleged tradeline information occurs.Per CRSA,auto-populating ANY data field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is automatic call for deletion due to any and all repeating entry as NULL and VOID.Moreover,the regulatory obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that absolutely accurately and completely includes ALL of the account of allegation(s) specifics!Must be performed in a REAL-TIME browser LOCKDOWN to be lawful.Per CRSA implementation,if a data furnisher fails to respond within20 calendar days,e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being Phase III of the Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or accepted by CRAa.Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit shuffling to populate the metro 2 data fields are illegal. By ignoring my legal validation request your firm is in direct violation of the FDCPA.Responsible, Lawful, ethical, and compliant consumer credit reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by any consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the minimal five(5) portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation CERTIFIED. Further,this qualifying certification can be REVOLVED by CONSUMER COMPLAINTS per the NYAG Signing Statement.I repeat, to lawfully retain and or report any claim of information,be it an account or any aspect of such,the must be irrefutable fullness in the truth of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of reporting and of the reported allegations, undoubtable ownership, irrefutable responsibility of adverse claims,and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA enacted CDIA Metro 2 data field formatted reporting regulatory standards and obligations to include the 81-month time relevance of account reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL IDENTIFIERS.Further lawful reporting demands that the regulatory compliance rules are applied EVENLY and thoroughly from data provider to consumer credit reporting repository.Accuracy and completeness of all of any and all information,particularly
|
||||
derogatory consumer information,must abide by every and one of current MY state’s reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE standards due to the implementation of the Credit Reporting Settlement Agreement (CRSA.)
|
||||
|
||||
<br/><br/><br/>
|
||||
|
||||
Is the Personal Identifier information alleged in the reported 426-character P-SEGMENT true,correct, and complete to standards of CERTIFIED METRO 2 COMPLIANCE?
|
||||
<br/><br/>
|
||||
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the claimed reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any and all of the adversary derogatory accusations injuring me immediately,TODAY even NOW and HERE!
|
||||
<br/><br/>
|
||||
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this declaration would compel me to consult my consumer complaint lawfully to the members of the NCRWG,as undoubtedly reporting not only must be true,timely,and accurate but also in its COMPLETENESS of DATA ENTRY presented to any entity INCLUDING all consumer reporting repositories.
|
||||
<br/><br/>
|
||||
If your firm does not COMPLY in writing to this CEASE and DESIST notice within 5 days as demanded I will not hesitate to bring suit against your firm in this matter as in the example of Mey v. RFA aka RELIANT FINANCIAL ASSOCIATES By the provisions of the Fair Credit Reporting Act and per the standards of reporting compliance implemented with the CRSA enacted CDIA Metro 2 COMPLIANCE regulations, I demand that these above mentioned derogatory items be investigated and permanently removed from my report. It is my understanding that you will recheck these items with the creditor who has posted them. Please remove any information that the creditor cannot verify. I understand that under 15 U.S.C. Sec. 1681i(a), you must complete this reinvestigation within 30 days of receipt of this letter.
|
||||
|
||||
<br/><br/>
|
||||
|
||||
Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for this updated report. I also request that you please send notices of corrections to anyone who received my credit report in the past six months.
|
||||
|
||||
<br/><br/>
|
||||
|
||||
|
||||
Thank you for your time and help in this matter.
|
||||
<br/><br/>
|
||||
Sincerely,<br/>
|
||||
<span style="background-color: #FFFF00">__sincerely__</span><br/><br/>
|
||||
P.s. My NEXT letter will be a notification of my LOITS!Soyou no need for a legal dictionary, a LOITS notice is a Letter Of Intent To Suit! You BEST be PROVEN COMPLIANT to ALL requirements and standards of FCRA COMPLIANCE and also of the implemented CRSA enacted CDIA implemented Metro2 Compliance mandates as well. I will demand verification that each employee at your firm which MIGHT have seen or conducted any business onthe file you allege mine has been properly trained by a certified and qualified instructor of the Metro 2 data field formatted reporting standards. I am NOT shy in detailing my DOUBTS you can withstand the requisites to survive a court hearing versus me as I leverage your DEFICIENCIES for a slew of victories being awarded a minimum of $1000PER VIOLATION PER TIME,and there certainly appears to be a bucket full.So,let’s do this! Anything OTHER than your letter describing to me that you have already begun or completed the annulment of these unproven claims versus me and have eradicated ENTIRELY any and all aspects of records of what you
|
||||
allege being mine (yeah!) will IMMEDIATE compel me to assume your hostile to my demands of proper reporting and I will assume that your ignorance of appropriate and adequate duties are willful and intentionally injurious. Being such, civil suits are obvious however criminal charges are not out the question, particularly if your chichanary led subterfuge brings forth or allows for damages versus me including fraud and or identity theft due to your willful enablement of it. Impositive I could convince a court of your liabilities to me. WHAT SAY YOU?
|
||||
<br/><br/>
|
||||
Please see enclosed document evidence of my Proof of identification,Proof of residence or mailing address,and Proof of social security number.
|
||||
</div>
|
||||
@@ -0,0 +1,101 @@
|
||||
<?php
|
||||
function getPersonalTrackingNumber($length = 20)
|
||||
{
|
||||
$time = time();
|
||||
|
||||
$length = $length - strlen($time);
|
||||
|
||||
$characters = '0123456789';
|
||||
$charactersLength = strlen($characters);
|
||||
$randomString = '';
|
||||
for ($i = 0; $i < $length; $i++) {
|
||||
$randomString .= $characters[rand(0, $charactersLength - 1)];
|
||||
}
|
||||
return $time.$randomString;
|
||||
}
|
||||
|
||||
// Define variables for file names
|
||||
$pdf_name = "RTG-CRAPIs-all-GENERAL-BUREAUS-ATTACK-for-PERSONAL-INFORMATION.pdf";
|
||||
$html_format_name = "RTG-CRAPIs-all-GENERAL-BUREAUS-ATTACK-for-PERSONAL-INFORMATION_FORMAT.html";
|
||||
|
||||
//collect required POST form's input
|
||||
$cra_report = $_POST["cra_report"];
|
||||
$first_name = $_POST["first_name"];
|
||||
$last_name = $_POST["last_name"];
|
||||
$street_no = $_POST["street_no"];
|
||||
$street_name = $_POST["street_name"];
|
||||
$city = $_POST["city"];
|
||||
$state = $_POST["state"];
|
||||
$alleged = $_POST["alleged"];
|
||||
//$personal_tracking_number = $_POST["personal_tracking_number"];
|
||||
$personal_tracking_number = time();
|
||||
$credit_bureau_name_address = nl2br($_POST["credit_bureau_name_address"]);
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
//Optional Creditors and Dates
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
// the unique pdf filename which will be saved on server
|
||||
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
|
||||
|
||||
if(isset($cra_report)){
|
||||
|
||||
//get html content from pre defined format
|
||||
$today = date("d M, Y");
|
||||
$html = file_get_contents($html_format_name);
|
||||
|
||||
$personal_tracking_number = getPersonalTrackingNumber();
|
||||
|
||||
$varList = array(
|
||||
'__CRA_REPORT__', '__FIRST_NAME__','__LAST_NAME__','__STREET_NO__','__STREET_NAME__',
|
||||
'__CITY__','__STATE__','__TODAY__','__PERSONAL_TRACKING_NUMBER__',
|
||||
'__credit_bureau_name_address__'
|
||||
|
||||
);
|
||||
|
||||
|
||||
$valueList = array(
|
||||
$cra_report, $first_name,$last_name,$street_no,$street_name,
|
||||
$city,$state,$today,$personal_tracking_number,
|
||||
$credit_bureau_name_address);
|
||||
|
||||
|
||||
for($i=1;$i<=6;$i++){
|
||||
if(isset($_POST["report".$i]) && !empty($_POST["report".$i])){
|
||||
$creditor[$i] = $_POST["report".$i];
|
||||
$varList[] = "__COURT_".$i."__";
|
||||
$valueList[] = nl2br($creditor[$i]);
|
||||
$start = "__START".$i."__";
|
||||
$end = "__END".$i."__";
|
||||
|
||||
$html = str_replace(array($start,$end),array("",""),$html);
|
||||
|
||||
|
||||
} else {
|
||||
$from = strpos($html, "__START".$i."__");
|
||||
$to = strpos($html, "__END".$i."__");
|
||||
|
||||
$html = str_replace(substr($html,$from,($to-$from)+7+strlen($i)),"",$html);
|
||||
}
|
||||
}
|
||||
|
||||
|
||||
|
||||
|
||||
require("../common_file.php");
|
||||
|
||||
|
||||
|
||||
|
||||
} else {
|
||||
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."RTG-NM-COLLECTIONS-creditor-M2C-CRM-LETTER-ONLY.html";
|
||||
header("Location:".$url);
|
||||
}
|
||||
|
||||
?>
|
||||
File diff suppressed because one or more lines are too long
446
webroot/V1.0/RTG-NM-COLLECTIONS-CRAs-M2C-CRM-LETTER-ONLY.html
Normal file
446
webroot/V1.0/RTG-NM-COLLECTIONS-CRAs-M2C-CRM-LETTER-ONLY.html
Normal file
@@ -0,0 +1,446 @@
|
||||
<!DOCTYPE html>
|
||||
<html>
|
||||
<head>
|
||||
<meta charset="utf-8">
|
||||
<meta http-equiv="X-UA-Compatible" content="IE=edge">
|
||||
<title>RTG-NM-COLLECTIONS-CRAs-M2C-CRM-LETTER-ONLY</title>
|
||||
<!-- Tell the browser to be responsive to screen width -->
|
||||
<meta
|
||||
content="width=device-width, initial-scale=1, maximum-scale=1, user-scalable=no"
|
||||
name="viewport">
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/bootstrap/css/bootstrap.min.css">
|
||||
<!-- Font Awesome -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/4.5.0/css/font-awesome.min.css">
|
||||
<!-- Ionicons -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/ionicons/2.0.1/css/ionicons.min.css">
|
||||
<!-- Theme style -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/AdminLTE.min.css">
|
||||
<!-- AdminLTE Skins. Choose a skin from the css/skins
|
||||
folder instead of downloading all of them to reduce the load. -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/skins/_all-skins.min.css">
|
||||
|
||||
<!-- HTML5 Shim and Respond.js IE8 support of HTML5 elements and media queries -->
|
||||
<!-- WARNING: Respond.js doesn't work if you view the page via file:// -->
|
||||
<!--[if lt IE 9]>
|
||||
<script src="https://oss.maxcdn.com/html5shiv/3.7.3/html5shiv.min.js"></script>
|
||||
<script src="https://oss.maxcdn.com/respond/1.4.2/respond.min.js"></script>
|
||||
<![endif]-->
|
||||
<style>
|
||||
.form-group.required .control-label:before{
|
||||
color: red;
|
||||
content: "*";
|
||||
position: absolute;
|
||||
margin-left: -7px;
|
||||
}
|
||||
</style>
|
||||
</head>
|
||||
<body class="hold-transition skin-blue sidebar-mini">
|
||||
<div class="wrapper" >
|
||||
|
||||
|
||||
|
||||
<!-- Content Wrapper. Contains page content -->
|
||||
<div class="content-wrapper">
|
||||
<!-- Content Header (Page header) -->
|
||||
<section class="content-header">
|
||||
<h1>R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</h1>
|
||||
<ol class="breadcrumb">
|
||||
<li><a href="#"><i class="fa fa-dashboard"></i> Home</a></li>
|
||||
<li class="active">RTG-NM-COLLECTIONS-CRAs-M2C-CRM-LETTER-ONLY</li>
|
||||
</ol>
|
||||
</section>
|
||||
|
||||
<!-- Main content -->
|
||||
<section class="content">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-12">
|
||||
<!-- Horizontal Form -->
|
||||
<div class="box box-info">
|
||||
<div class="box-header with-border">
|
||||
<h3 class="box-title"> Enter Your Information Below</h3>
|
||||
</div>
|
||||
<!-- /.box-header -->
|
||||
<!-- form start -->
|
||||
<form class="form-horizontal" method="post" action="http://cloud-height.com/RTG/V1.0/RTG-NM-COLLECTIONS-CRAs-M2C-CRM-LETTER-ONLY.php">
|
||||
<div class="box-body">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CRA REPORT</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="cra_report" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">FIRST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="first_name" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">LAST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="last_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NO</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_no" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CITY</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="city" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STATE</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="state" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">PERSONAL TRACKING NUMBER(20 Digit)</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="personal_tracking_number" class="form-control" maxlength="20" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CREDIT BUREAU & CREDIT BUREAU ADDRESS</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<textarea name="credit_bureau_name_address" class="form-control" rows="3" cols="47" required></textarea>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">Sincerely</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="sincerely" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<hr/>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#1:<br/>
|
||||
<input type="text" name="creditor1" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #1 ALLEGED:<br/>
|
||||
<input type="text" name="account1" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#2:<br/>
|
||||
<input type="text" name="creditor2" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #2 ALLEGED:<br/>
|
||||
<input type="text" name="account2" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#3:<br/>
|
||||
<input type="text" name="creditor3" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #3 ALLEGED:<br/>
|
||||
<input type="text" name="account3" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#4:<br/>
|
||||
<input type="text" name="creditor4" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #4 ALLEGED:<br/>
|
||||
<input type="text" name="account4" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#5:<br/>
|
||||
<input type="text" name="creditor5" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #5 ALLEGED:<br/>
|
||||
<input type="text" name="account5" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#6:<br/>
|
||||
<input type="text" name="creditor6" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #6 ALLEGED:<br/>
|
||||
<input type="text" name="account6" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#7:<br/>
|
||||
<input type="text" name="creditor7" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #7 ALLEGED:<br/>
|
||||
<input type="text" name="account7" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#8:<br/>
|
||||
<input type="text" name="creditor8" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #8 ALLEGED:<br/>
|
||||
<input type="text" name="account8" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#9:<br/>
|
||||
<input type="text" name="creditor9" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #9 ALLEGED:<br/>
|
||||
<input type="text" name="account9" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#10:<br/>
|
||||
<input type="text" name="creditor10" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #10 ALLEGED:<br/>
|
||||
<input type="text" name="account10" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#11:<br/>
|
||||
<input type="text" name="creditor11" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #11 ALLEGED:<br/>
|
||||
<input type="text" name="account11" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#12:<br/>
|
||||
<input type="text" name="creditor12" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #12 ALLEGED:<br/>
|
||||
<input type="text" name="account12" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#13:<br/>
|
||||
<input type="text" name="creditor13" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #13 ALLEGED:<br/>
|
||||
<input type="text" name="account13" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#14:<br/>
|
||||
<input type="text" name="creditor14" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #14 ALLEGED:<br/>
|
||||
<input type="text" name="account14" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#15:<br/>
|
||||
<input type="text" name="creditor15" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #15 ALLEGED:<br/>
|
||||
<input type="text" name="account15" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#16:<br/>
|
||||
<input type="text" name="creditor16" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #16 ALLEGED:<br/>
|
||||
<input type="text" name="account16" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#17:<br/>
|
||||
<input type="text" name="creditor17" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #17 ALLEGED:<br/>
|
||||
<input type="text" name="account17" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#18:<br/>
|
||||
<input type="text" name="creditor18" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #18 ALLEGED:<br/>
|
||||
<input type="text" name="account18" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<hr/>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-offset-5 col-sm-7">
|
||||
<button type="submit" class="btn btn-info pull-left">Generate
|
||||
PDF</button>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
</div>
|
||||
<!-- /.box-body -->
|
||||
<div class="box-footer"></div>
|
||||
<!-- /.box-footer -->
|
||||
</form>
|
||||
</div>
|
||||
<!-- /.box -->
|
||||
|
||||
</div>
|
||||
<!--/.col (right) -->
|
||||
</div>
|
||||
<!-- /.row -->
|
||||
|
||||
|
||||
</section>
|
||||
<!-- /.content -->
|
||||
</div>
|
||||
<!-- /.content-wrapper -->
|
||||
<footer class="main-footer">
|
||||
<strong>Copyright © 2019 <a href="#" >R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</a>.
|
||||
</strong> All rights reserved.
|
||||
</footer>
|
||||
<!-- Add the sidebar's background. This div must be placed
|
||||
immediately after the control sidebar -->
|
||||
<div class="control-sidebar-bg"></div>
|
||||
</div>
|
||||
<!-- ./wrapper -->
|
||||
|
||||
<!-- jQuery 2.2.0 -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/jQuery/jQuery-2.2.0.min.js"></script>
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<script src="http://cloud-height.com/RTG/bootstrap/js/bootstrap.min.js"></script>
|
||||
<!-- FastClick -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/fastclick/fastclick.js"></script>
|
||||
<!-- AdminLTE App -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/app.min.js"></script>
|
||||
<!-- AdminLTE for demo purposes -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/demo.js"></script>
|
||||
</body>
|
||||
</html>
|
||||
75
webroot/V1.0/RTG-NM-COLLECTIONS-CRAs-M2C-CRM-LETTER-ONLY.php
Normal file
75
webroot/V1.0/RTG-NM-COLLECTIONS-CRAs-M2C-CRM-LETTER-ONLY.php
Normal file
@@ -0,0 +1,75 @@
|
||||
<?php
|
||||
|
||||
// Define variables for file names
|
||||
$pdf_name = "RTG-NM-COLLECTIONS-CRAs-M2C-CRM-LETTER-ONLY.pdf";
|
||||
$html_format_name = "RTG-NM-COLLECTIONS-CRAs-M2C-CRM-LETTER-ONLY_FORMAT.html";
|
||||
|
||||
|
||||
//collect required POST form's input
|
||||
$cra_report = $_POST["cra_report"];
|
||||
$first_name = $_POST["first_name"];
|
||||
$last_name = $_POST["last_name"];
|
||||
$street_no = $_POST["street_no"];
|
||||
$street_name = $_POST["street_name"];
|
||||
$city = $_POST["city"];
|
||||
$state = $_POST["state"];
|
||||
$personal_tracking_number = $_POST["personal_tracking_number"];
|
||||
$credit_bureau_name_address = nl2br($_POST["credit_bureau_name_address"]);
|
||||
$sincerely = $_POST["sincerely"];
|
||||
|
||||
|
||||
|
||||
// the unique pdf filename which will be saved on server
|
||||
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
|
||||
|
||||
if(isset($cra_report)){
|
||||
|
||||
//get html content from pre defined format
|
||||
$today = date("d M, Y");
|
||||
$html = file_get_contents($html_format_name);
|
||||
|
||||
|
||||
|
||||
$varList = array(
|
||||
'__CRA_REPORT__', '__FIRST_NAME__','__LAST_NAME__','__STREET_NO__','__STREET_NAME__',
|
||||
'__CITY__','__STATE__','__TODAY__','__PERSONAL_TRACKING_NUMBER__',
|
||||
'__credit_bureau_name_address__','__sincerely__'
|
||||
|
||||
);
|
||||
|
||||
|
||||
$valueList = array(
|
||||
$cra_report, $first_name,$last_name,$street_no,$street_name,
|
||||
$city,$state,$today,$personal_tracking_number,
|
||||
$credit_bureau_name_address,$sincerely );
|
||||
|
||||
|
||||
//Optional Creditors and Dates
|
||||
for($i=1;$i<= 18;$i++){
|
||||
if(isset($_POST["creditor".$i]) && !empty($_POST["creditor".$i])){
|
||||
$creditor[$i] = $_POST["creditor".$i];
|
||||
$account[$i] = $_POST["account".$i];
|
||||
$varList[] = "__creditor".$i."__";
|
||||
$varList[] = "__account".$i."__";
|
||||
$valueList[] = $creditor[$i];
|
||||
$valueList[] = $account[$i];
|
||||
$start = "__START".$i."__";
|
||||
$end = "__END".$i."__";
|
||||
|
||||
$html = str_replace(array($start,$end),array("",""),$html);
|
||||
} else {
|
||||
$from = strpos($html, "__START".$i."__");
|
||||
$to = strpos($html, "__END".$i."__");
|
||||
|
||||
$html = str_replace(substr($html,$from,($to-$from)+7+strlen($i)),"",$html);
|
||||
}
|
||||
}
|
||||
|
||||
require("../common_file.php");
|
||||
|
||||
} else {
|
||||
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."RTG-NM-COLLECTIONS-CRAs-M2C-CRM-LETTER-ONLY.html";
|
||||
header("Location:".$url);
|
||||
}
|
||||
|
||||
?>
|
||||
@@ -0,0 +1,229 @@
|
||||
<div>
|
||||
CRA REPORT# <span style="background-color: #FFFF00">__CRA_REPORT__</span> <br/><br/>
|
||||
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows:<br/>
|
||||
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__, __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__ </span><br/><br/>
|
||||
|
||||
TODAY IS __TODAY__
|
||||
|
||||
<br/><br/>
|
||||
|
||||
****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE,and MANDATED REPORTED information per FCRA regulations,any and all others I DEMAND,as is my lawful RIGHT(s) to do so,that you annul and and all deficient of any condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information now or ever,please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles.
|
||||
|
||||
<br/><br/>
|
||||
|
||||
(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/><br/>
|
||||
|
||||
(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights
|
||||
|
||||
<br/><br/>
|
||||
(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/><br/>
|
||||
(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/><br/>
|
||||
(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/><br/>
|
||||
(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer right
|
||||
<br/><br/>
|
||||
MY PERSONAL 20-digit TRACKING NUMBER IS: <span style="background-color: #FFFF00">__PERSONAL_TRACKING_NUMBER__</span>
|
||||
<br/><br/>
|
||||
|
||||
<span style="background-color: #FFFF00">__credit_bureau_name_address__</span>
|
||||
<br/><br/>
|
||||
Re: alleged yet unproven to be true,correct,complete,timely,mine,my responsibility,FCRA compliant,andor CRSA CDIA Metro 2 COMPLIANT reporting.FEDERAL laws dictate that any and all derogatory or potentially injurious reporting MUST be all of the aforementioned and can NOT BE ASSUMED without undoubted CERTIFIABLE testimonial of FACTs ensuring the physically verifiability of the CONFIRMED manual validation of any item upon a consumer complaint,such as is this notice here and now.Please RETURN to or retain federally lawful reporting with your unwavering and unconditional annulment of every single one even each any and or all of the allegations accused of me deficient of physical evidence to every and all aspects of said claims,be them true or not.
|
||||
<br/>
|
||||
<h2>To whom it might concern,</h2>
|
||||
<br/>
|
||||
|
||||
Might it be known that THIS LETTER of consumer check and challenge for lawful reporting compliance is my officially composed writ formal complaint that you are reporting one or more of the following,ILLEGALLY mind you:
|
||||
<br/>
|
||||
i)Your reporting is unproven to be TRUE,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/>
|
||||
ii)Your reporting is unproven to be Correct (and regulations are CLEAR on accuracy being undoubted and irrefutable),so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/>
|
||||
iii)Your reporting is unproven to be COMPLETE (and regulations are CLEAR on mandates to be fully COMPLETE in the application of exacting and reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/>
|
||||
iv)Your reporting is unproven to be TIMELY (and regulations are CLEAR on mandates to be fully CURRENT and TIMELY in the application of exacting and reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/>
|
||||
v)Your reporting is unproven to be of MY OWNERSHIP(and regulations are CLEAR on mandates to be fully CONFIDENT in the assignment of OWNERSHIP and or even RESPONSIBILITY to any potentially injurious claim in the application of exacting and reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/>
|
||||
vi)Your reporting is unproven to be of MY RESPONSIBILITY(and regulations are CLEAR on mandates to be fully CONFIDENT in the assignment of OWNERSHIP and or even RESPONSIBILITY to any potentially injurious claim in the application of exacting and reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/>
|
||||
vii)Your reporting is unproven to be of FCRA COMPLIANCE (and regulations are CLEAR on mandates to be fully CONFIDENT in the assumption of FULL unmistakable COMPLIANCE to any and all standards of practice as related to the reporting of any potentially injurious claim in the application of exacting and reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/>
|
||||
viii)Your reporting is unproven to be of CRSA enacted CDIA METRO 2 DATA FIELD FORMATTED REGULATORY REPORTING COMPLIANCE (and regulations are CLEAR on mandates to be fully CONFIDENT in the assumption of FULL unmistakable COMPLIANCE to any and all standards of practice as related to the reporting of any potentially injurious claim in the application of exacting and reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
|
||||
<br/><br/>
|
||||
|
||||
Notice of my official writ composed DECLARATION of Not Proven Compliant Misinformation that is either or all of the following: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting!
|
||||
<br/><br/>
|
||||
OBVIOUSLY,in this Notice for my DECLARATION of CHECK of COMPLIANCE (DOCC) I would like to make known my challenge versus any information by which you fail to present demonstrated PROOF physically to m of the adequate testament of FACTS as related to each and every notation and or aspect ofthe report allegations, how reported,and the certified Metro 2 Compliance status of any and all entities involved and or tangentially related to the unlawful retaining and reporting of misinformation even beyond my composition of writ complaint compelling you to abide by any and all federal laws and or related regulations within MY STATE. As you might well have concluded ,recently while reviewing my report I found a number of likely mistakes and inaccuracies that you are reporting (again,UNLAWFULLY SO might I add), among the most troubling are listed below (see below) and clearly involves a failure by your firm to maintain reasonable procedures to assure maximum possible accuracy of consumer credit information 15 U.S.C. § 1681. It is with CLARITY that it is UNPROVEN these injurious allegations of VERY severe derogatory nature can not be readily assumed to belong to me.In fact,with your apparent consistency with being extraordinarily INCONSISTENT has to make the question to the actual existence even of this claimed circumstance much less likely being been MIXED onto my credit report by an erroneous reporting error because your company can’t maintain accurate information, either WILLFULLY or in IGNORANCE!REGARDLESS, federal laws and civil courts are CONSISTENT in the REQUISITES of all entities involve regularly with reporting of consumer credit reports to be fully and adequately trained and CERTIFIED METRO 2 COMPLIANT.Any claims from an uncertified agent would certainly grant likelihood the information transferred is NOT QUALIFIED for retaining and or reporting per laws of COMPLIANCE for PROVEN ACCURATE and COMPLETE reporting, INCLUDING the full implementation of Implementation of the CRSA enacted CDIA METRO 2 COMPLIANT data entry standards. The item I believe to be incorrect is listed below. I am also including a copy of how this item is reported BY your credit reporting agency. Moreover, I recently requested an investigation regarding inaccurate/erroneous items on my credit file that were being reported incorrectly. In the process of investigating this matter on MY OWN INITIATIVE, I have discovered a POTENTIAL PERSONAL DATA BREACH, since my personal privacy NOW appears to have been violated, I am exercising my rights under the FCRA 611 (a) (7) for a description of the procedure used by your agency in providing all information to the creditor associated with my earlier dispute under FCRA 611 (a) .UNMISTAKABLY,Your bureau is now being LAWFULLY COMPELLED by rightful consume DEMAND to provide detailed information in this matter as this matter has escalated into a pending tort action under Telephone Records and Privacy Protection Act of 2006. To be more specific, based on FCRA 611 (a) (2) (B), you WILL forward all of the relevant information provided by you to the creditor for their investigation of my dispute. Please provide me with all of the information you used for your investigation, as required by FCRA 611 (a) (7).Please reply within 10 days or delete the negative items, as originally requested. If you FAIL to respond to this demand and tort notification, your firm will be added to the pending action as complicit in this data breach of my personal information.
|
||||
<br/><br/>
|
||||
1. Tell me in writing what information you refuse to remove and why.
|
||||
<br/><br/>
|
||||
2. Tell me in writing what you did to determine that the information was accurate.
|
||||
<br/><br/>
|
||||
3. Note the information as disputed BY the CONSUMER on my credit report
|
||||
<br/><br/>
|
||||
According to the Fair Credit Reporting Act, Section 609 (a)(1)(A), you are required by federal law to verify - through the physical verification of the original signed consumer contract - any and all accounts you post on acreditreport. Otherwise,anyonepaying for your reporting services could fax, mail or email in even a potentially fraudulent account.
|
||||
|
||||
<br/><br/>
|
||||
According to the provisions of the Fair Credit Reporting Act § 611(a) [15 USC 1681i(a)], these disputed items must be reinvestigated or deleted from my credit record within 30 days. During the investigation period, these items must be removed from my credit report as the mere reporting of items prior todebtvalidationconstitutescollectionactivity. Iamalsorequestingthe names, addresses and telephone numbers of individuals you contacted during your investigation.
|
||||
<br/><br/>
|
||||
Please notify me that the above items have been deleted pursuant to § 611 (a)(6) [15 USC § 1681j (a) (6)]. I am also requesting an updated copy of my credit report, which should be sent to the address listed below. According to the provisions of § 612 [15 USC § 1681j], there should be no charge for this report. If you have any questions or need additional information, please contact me at address noted below. I think 15-20 Days should be ample enough time to get this completed since this is my NOT my first time contacting your organization.
|
||||
|
||||
<br/><br/>
|
||||
The following claims are UNFOUNDED and as so are ILLEGALLY REPORTING so ERADICATE them each and all RIGHT NOW!
|
||||
<br/> <br/>
|
||||
|
||||
__START1__
|
||||
CREDITOR #1 : <span style="background-color: #FFFF00">__creditor1__</span> <br/>
|
||||
ACCOUNT #1 ALLEGED: <span style="background-color: #FFFF00">__account1__</span> <br/> <br/>
|
||||
NOTATION:Verify and Validate all alleged collection activities accused me above still unproven compliant muchless mine or my responsibility.DELETE NOW in its ENTIRETY or else testify in composition to its wholeness in CERTIFIABLE TRUTH, ACCURACY, TIMELINESS,undoubtable and documented OWNERSHIP, irrefutable RESPONSIBILITY, total COMPLETENESS as related to the requisite reporting standards to INCLUDE any and all METRO 2 DATA FIELD FORMATTED regulatory reporting obligations such as the exact and full 426-character P-6 Segment (statement) along with any and all of its trailing fragments,any and all of the sequential 386 pieces to confirmation of a collection, any and all of the alpha-/ numeric-/and or alphanumeric SOURCE CODES, the credit classification codes, legally and adequately obtained ad reviewed current lawful state photographic identifications,and such as is mandated,whether or not mentioned here and now. Not PERFECTLY COMPLIANT reporting requires immediate eradication of claims,so be it .
|
||||
<br/><br/>
|
||||
__END1__
|
||||
__START2__
|
||||
CREDITOR #2 : <span style="background-color: #FFFF00">__creditor2__ </span><br/>
|
||||
ACCOUNT #2 ALLEGED: <span style="background-color: #FFFF00">__account2__ </span> <br/> <br/>
|
||||
NOTATION:Collections minus a contract are not proven mine.Please provide all information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit, the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the 426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal identifiers.Delete today,even right NOW!
|
||||
<br/><br/>
|
||||
__END2__
|
||||
__START3__
|
||||
CREDITOR #3 : <span style="background-color: #FFFF00">__creditor3__</span> <br/>
|
||||
ACCOUNT #3 ALLEGED: <span style="background-color: #FFFF00">__account3__ </span><br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/><br/>
|
||||
__END3__
|
||||
__START4__
|
||||
CREDITOR #4 : <span style="background-color: #FFFF00">__creditor4__</span> <br/>
|
||||
ACCOUNT #4 ALLEGED: <span style="background-color: #FFFF00">__account4__ </span> <br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/><br/>
|
||||
__END4__
|
||||
__START5__
|
||||
CREDITOR #5 : <span style="background-color: #FFFF00">__creditor5__ </span><br/>
|
||||
ACCOUNT #5 ALLEGED: <span style="background-color: #FFFF00">__account5__</span> <br/> <br/>
|
||||
NOTATION:Collections minus a contract are not proven mine.Please provide all information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit, the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the 426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal identifiers.Delete today,even right NOW!
|
||||
<br/><br/>
|
||||
__END5__
|
||||
__START6__
|
||||
CREDITOR #6 : <span style="background-color: #FFFF00">__creditor6__</span> <br/>
|
||||
ACCOUNT #6 ALLEGED: <span style="background-color: #FFFF00">__account6__ </span> <br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/><br/>
|
||||
__END6__
|
||||
__START7__
|
||||
CREDITOR #7 : <span style="background-color: #FFFF00">__creditor7__</span> <br/>
|
||||
ACCOUNT #7 ALLEGED: <span style="background-color: #FFFF00">__account7__ </span> <br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/><br/>
|
||||
__END7__
|
||||
__START8__
|
||||
CREDITOR #8 : <span style="background-color: #FFFF00">__creditor8__</span> <br/>
|
||||
ACCOUNT #8 ALLEGED: <span style="background-color: #FFFF00">__account8__</span> <br/> <br/>
|
||||
NOTATION:Verify and Validate all alleged collection activities accused me above still unproven compliant muchless mine or my responsibility.DELETE NOW in its ENTIRETY or else testify in composition to its wholeness in CERTIFIABLE TRUTH, ACCURACY, TIMELINESS,undoubtable and documented OWNERSHIP, irrefutable RESPONSIBILITY, total COMPLETENESS as related to the requisite reporting standards to INCLUDE any and all METRO 2 DATA FIELD FORMATTED regulatory reporting obligations such as the exact and full 426-character P-6 Segment (statement) along with any and all of its trailing fragments,any and all of the sequential 386 pieces to confirmation of a collection, any and all of the alpha-/ numeric-/and or alphanumeric SOURCE CODES, the credit classification codes, legally and adequately obtained ad reviewed current lawful state photographic identifications,and such as is mandated,whether or not mentioned here and now. Not PERFECTLY COMPLIANT reporting requires immediate eradication of claims,so be it .
|
||||
<br/><br/>
|
||||
__END8__
|
||||
__START9__
|
||||
CREDITOR #9 : <span style="background-color: #FFFF00">__creditor9__</span> <br/>
|
||||
ACCOUNT #9 ALLEGED: <span style="background-color: #FFFF00">__account9__ </span> <br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/><br/>
|
||||
__END9__
|
||||
__START10__
|
||||
CREDITOR #10 : <span style="background-color: #FFFF00">__creditor10__</span> <br/>
|
||||
ACCOUNT #10 ALLEGED: <span style="background-color: #FFFF00">__account10__ </span> <br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/><br/>
|
||||
__END10__
|
||||
__START11__
|
||||
CREDITOR #11 : <span style="background-color: #FFFF00">__creditor11__</span> <br/>
|
||||
ACCOUNT #11 ALLEGED: <span style="background-color: #FFFF00">__account11__ </span> <br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/><br/>
|
||||
__END11__
|
||||
__START12__
|
||||
CREDITOR #12 : <span style="background-color: #FFFF00">__creditor12__ </span><br/>
|
||||
ACCOUNT #12 ALLEGED: <span style="background-color: #FFFF00">__account12__ </span> <br/> <br/>
|
||||
NOTATION:Collections minus a contract are not proven mine.Please provide all information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit, the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the 426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal identifiers.Delete today,even right NOW!
|
||||
<br/><br/>
|
||||
__END12__
|
||||
__START13__
|
||||
CREDITOR #13 : <span style="background-color: #FFFF00">__creditor13__</span> <br/>
|
||||
ACCOUNT #13 ALLEGED: <span style="background-color: #FFFF00">__account13__ </span> <br/> <br/>
|
||||
NOTATION:Verify and Validate all alleged collection activities accused me above still unproven compliant muchless mine or my responsibility.DELETE NOW in its ENTIRETY or else testify in composition to its wholeness in CERTIFIABLE TRUTH, ACCURACY, TIMELINESS,undoubtable and documented OWNERSHIP, irrefutable RESPONSIBILITY, total COMPLETENESS as related to the requisite reporting standards to INCLUDE any and all METRO 2 DATA FIELD FORMATTED regulatory reporting obligations such as the exact and full 426-character P-6 Segment (statement) along with any and all of its trailing fragments,any and all of the sequential 386 pieces to confirmation of a collection, any and all of the alpha-/ numeric-/and or alphanumeric SOURCE CODES, the credit classification codes, legally and adequately obtained ad reviewed current lawful state photographic identifications,and such as is mandated,whether or not mentioned here and now. Not PERFECTLY COMPLIANT reporting requires immediate eradication of claims,so be it .
|
||||
<br/><br/>
|
||||
__END13__
|
||||
__START14__
|
||||
CREDITOR #14 : <span style="background-color: #FFFF00">__creditor14__ </span><br/>
|
||||
ACCOUNT #14 ALLEGED: <span style="background-color: #FFFF00">__account14__ </span> <br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/><br/>
|
||||
__END14__
|
||||
__START15__
|
||||
CREDITOR #15 : <span style="background-color: #FFFF00">__creditor15__</span> <br/>
|
||||
ACCOUNT #15 ALLEGED: <span style="background-color: #FFFF00">__account15__ </span> <br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/><br/>
|
||||
__END15__
|
||||
__START16__
|
||||
CREDITOR #16 : <span style="background-color: #FFFF00">__creditor16__</span> <br/>
|
||||
ACCOUNT #16 ALLEGED: <span style="background-color: #FFFF00">__account16__ </span> <br/> <br/>
|
||||
NOTATION:Collections minus a contract are not proven mine.Please provide all information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit, the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the 426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal identifiers.Delete today,even right NOW!
|
||||
<br/><br/>
|
||||
__END16__
|
||||
__START17__
|
||||
CREDITOR #17 : <span style="background-color: #FFFF00">__creditor17__</span> <br/>
|
||||
ACCOUNT #17 ALLEGED: <span style="background-color: #FFFF00">__account17__ </span> <br/> <br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/><br/>
|
||||
__END17__
|
||||
__START18__
|
||||
CREDITOR #18 : <span style="background-color: #FFFF00">__creditor18__</span> <br/>
|
||||
ACCOUNT #18 ALLEGED: <span style="background-color: #FFFF00">__account18__ </span> <br/> <br/>
|
||||
NOTATION:Verify and Validate all alleged collection activities accused me above still unproven compliant muchless mine or my responsibility.DELETE NOW in its ENTIRETY or else testify in composition to its wholeness in CERTIFIABLE TRUTH, ACCURACY, TIMELINESS,undoubtable and documented OWNERSHIP, irrefutable RESPONSIBILITY, total COMPLETENESS as related to the requisite reporting standards to INCLUDE any and all METRO 2 DATA FIELD FORMATTED regulatory reporting obligations such as the exact and full 426-character P-6 Segment (statement) along with any and all of its trailing fragments,any and all of the sequential 386 pieces to confirmation of a collection, any and all of the alpha-/ numeric-/and or alphanumeric SOURCE CODES, the credit classification codes, legally and adequately obtained ad reviewed current lawful state photographic identifications,and such as is mandated,whether or not mentioned here and now. Not PERFECTLY COMPLIANT reporting requires immediate eradication of claims,so be it .
|
||||
|
||||
|
||||
<br/><br/>
|
||||
__END18__
|
||||
FURTHER,CONFIRM the five key components of our individual identities in case this data breach becomes yet another case potentially leading to my inclusion as a victim of fraud and or of identity theft duetoYOUR DEFICIENT and NOT PROVEN COMPLIENT RETAINING and or REPORTING of consumer records,particularly that of personal identifiers.. Therefore, I must request that your bureau confirm in writing the following personal information:
|
||||
<br/>
|
||||
1- FULL LEGAL NAME as it Appears on my Credit report <br/>
|
||||
2- Legal Address of Record <br/>
|
||||
3- SSN # (or redacted last 4 digits) <br/>
|
||||
4- Date of Birth <br/>
|
||||
5- Zip Code for my Home Address <br/>
|
||||
<br/> <br/>
|
||||
The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully complete 426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL IDENTIFIERS to which databasing of alleged tradeline information occurs.Per CRSA,auto-populating ANY data field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is automatic call for deletion due to any and all repeating entry as NULL and VOID.Moreover,the regulatory obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that absolutely accurately and completely includes ALL of the account of allegation(s) specifics!Must be performed in a REAL-TIME browser LOCKDOWN to be lawful.Per CRSA implementation,if a data furnisher fails to respond within20 calendar days,e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being Phase III of the Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or accepted by CRAa.Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit shuffling to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by any consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the minimal five(5) portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation CERTIFIED. Further,this qualifying certification can be REVOLVED by CONSUMER COMPLAINTS per the NYAG Signing Statement.I repeat, to lawfully retain and or report any claim of information,be it an account or any aspect of such,the must be irrefutable fullness in the truth of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of reporting and of the reported allegations, undoubtable ownership, irrefutable responsibility of adverse claims,and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA enacted CDIA Metro 2 data field formatted reporting regulatory standards and obligations to include the 81-month time relevance of account reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL IDENTIFIERS.Further lawful reporting demands that the regulatory compliance rules are applied EVENLY and thoroughly from data provider to consumer credit reporting repository.Accuracy and completeness of all of any and all information,particularly derogatory consumer information,must abide by every and one of current MY state’s reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE standards due to the implementation of the Credit Reporting Settlement Agreement (CRSA.)
|
||||
|
||||
|
||||
<br/> <br/>
|
||||
Is the Personal Identifier information alleged in the reported 426-character P-SEGMENT true,correct, and complete to standards of CERTIFIED METRO 2 COMPLIANCE?
|
||||
<br/> <br/>
|
||||
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the claimed reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any and all of the adversary derogatory accusations injuring me immediately,TODAY even NOW and HERE!
|
||||
|
||||
<br/> <br/>
|
||||
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this declaration would compel me to consult my consumer complaint lawfully to the members of the NCRWG,as undoubtedly reporting not only must be true,timely,and accurate but also in its COMPLETENESS of DATA ENTRY presented to any entity INCLUDING all consumer reporting repositories.
|
||||
<br/> <br/>
|
||||
By the provisions of the Fair Credit Reporting Act and per the standards of reporting compliance implemented with the CRSA enacted CDIA Metro 2 COMPLIANCE regulations, I demand that these above mentioned derogatory items be investigated and permanently removed from my report. It is my understanding that you will recheck these items with the creditor who has posted them. Please remove any information that the creditor cannot verify. I understand that under 15 U.S.C. Sec. 1681i(a), you must complete this reinvestigation within 30 days of receipt of this letter.
|
||||
<br/> <br/>
|
||||
Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for this updated report. I also request that you please send notices of corrections to anyone who received my credit report in the past six months.
|
||||
<br/> <br/>
|
||||
|
||||
Thank you for your time and help in this matter.
|
||||
<br/><br/>
|
||||
Sincerely,<br/>
|
||||
<span style="background-color: #FFFF00">__sincerely__</span><br/><br/>
|
||||
|
||||
Please see enclosed document evidence of my Proof of identification,Proof of residence or mailing address,and Proof of social security number.
|
||||
|
||||
|
||||
</div>
|
||||
@@ -0,0 +1,362 @@
|
||||
<div>
|
||||
|
||||
CRA REPORT# <span style="background-color: #FFFF00">__CRA_REPORT__</span> <br/><br/>
|
||||
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows: <br/>
|
||||
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__, __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__</span> <br/><br/>
|
||||
|
||||
TODAY IS __TODAY__
|
||||
|
||||
<br/><br/>
|
||||
|
||||
****To begin, I would like to ensure you have and ONLY
|
||||
RETAIN current, TRUE, CORRECT, COMPLETE,and MANDATED REPORTED information per
|
||||
FCRA regulations,any and all others I DEMAND,as is my lawful RIGHT(s) to do so,that you annul
|
||||
and and all deficient of any condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report
|
||||
any mis-information now or ever,please review and ENSURE your adequate and full accordance to
|
||||
the laws upon which govern your practice of reporting consumer credit profiles.
|
||||
<br/><br/>
|
||||
(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES
|
||||
or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate
|
||||
AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any
|
||||
OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your
|
||||
legitimate AUTHORITY to retain much less report without infringing my consumer rights
|
||||
<br/><br/>
|
||||
(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be
|
||||
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate
|
||||
AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of
|
||||
Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate
|
||||
AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone
|
||||
numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your
|
||||
legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or
|
||||
reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much
|
||||
less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(g)I do NOT have any requisite spouses/ roommates/ co-applicants
|
||||
and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY
|
||||
DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report
|
||||
without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone
|
||||
numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your
|
||||
legitimate AUTHORITY to retain much less report without infringing my consumer right
|
||||
<br/><br/>
|
||||
MY PERSONAL 20-digit TRACKING NUMBER IS : <span style="background-color: #FFFF00">__PERSONAL_TRACKING_NUMBER__</span>
|
||||
<br/><br/>
|
||||
|
||||
<span style="background-color: #FFFF00">__credit_bureau_name_address__</span>
|
||||
<br/><br/>
|
||||
<b>
|
||||
To WHOM it should concern,ideally the one responsible shall I seek civil justice upon
|
||||
your continued misreporting,</b>
|
||||
<br/>
|
||||
Re: alleged yet NOT proven true,NOT correct, NOT complete,NOT Timely,NOT of my
|
||||
ownership,NOT of my responsibility,NOT with appropriately achieved permissible purpose, NOT
|
||||
FCRA compliant, and or NOT METRO 2 COMPLIANT claim of charge off as follows:
|
||||
<br/><br/>
|
||||
|
||||
ALLEGED account# OF yet unproven and illegally NOT PROVEN COMPLIANT COLLECTION :
|
||||
<br/><span style="background-color: #FFFF00">__alleged__</span>
|
||||
<br/><br/>
|
||||
BEFORE WE BEGIN,TAKE CLEAR NOTICE THAT I AM AN EDUCATED AND LEARNED STUDENT
|
||||
OF MY CONSUMER AND ALSO MY CIVIL RIGHTS,LITIGATION IS NOT MY ENEMY BUT MY ALLI .If
|
||||
you are confused as to the legal ramifications OF BEING DEFICIENT OF NOT ONLY COMPLIANCE
|
||||
BUT PROVEN COMPLIANCE AS WELL MUCH LESS TRUE,ACCURATE AND COMPLETE
|
||||
REPORTING, I suggest you consult immediately with your legal counsel prior to your erroneous
|
||||
decision to counter me minus adequate documentation of every single one even each any and or
|
||||
all of the aspects,notations,and fragments of allegations accused of meas you have currently
|
||||
reporting ILLEGALLY! .
|
||||
<br/><br/>
|
||||
This letter is your formal notice to cease and desist all collection activities in regards to the above
|
||||
account. The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and
|
||||
exact fully complete 426-character P-Segment or Trailing Segment that is to include the minimally
|
||||
five portioned PERSONAL IDENTIFIERS to which databasing of alleged tradeline information
|
||||
occurs.Per CRSA,auto-populating ANY data field input entry and or application of Slash Entries
|
||||
(such as 11111 or 00000,etc) into the Metro 2 system is automatic call for deletion due to any and
|
||||
all repeating entry as NULL and VOID.Moreover,the regulatory obligation dictates that any and all
|
||||
data furnishers MUST include an attached TRAILING SEGMENT that absolutely accurately and
|
||||
completely includes ALL of the account of allegation(s) specifics!Must be performed in a
|
||||
REAL-TIME browser LOCKDOWN to be lawful.Per CRSA implementation,if a data furnisher fails to
|
||||
respond within20 calendar days,e-Oscar is to terminate challenge in favor of consumers and or
|
||||
auto-escalate any and all consumer complaints to a certified Metro 2 compliance trained
|
||||
SPECIALIST. Being Phase III of the Implementation of the CRSA,SMART auto-responders are not
|
||||
compliant and unlawful if used by furnishers or accepted by CRAa.Federal laws mandate
|
||||
MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS coding for a
|
||||
RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit shuffling to
|
||||
populate the metro 2 data fields are illegal. By ignoring my legal validation request your firm is in
|
||||
direct violation of the FDCPA.Responsible, Lawful, ethical, and compliant consumer credit
|
||||
reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to
|
||||
or by any consumer credit reporting agency.This DECLARATION is a formal complaint that you
|
||||
are reporting inaccurate and incomplete credit information that has been MIXED in a process
|
||||
caused by your firm's Automated Credit Dispute Verification system. The account above MUST be
|
||||
deleted because the original collector has failed to meet regulatory compliance standards
|
||||
repeatedly in this matter (see attached validation notice to collector). As you're well aware your
|
||||
agency sent a letter stating that you had completed your investigation and the item was not
|
||||
deleted, as requested. My dispute was a specific DEMAND FOR VALIDATION not YOUR
|
||||
AUTOMATED Verification under FCRA 611 (a) (7) I am seeking a description of the procedure used
|
||||
by your agency in providing all information to the creditor associated with my earlier dispute
|
||||
under FCRA 611 (a) because the creditor in question has DENIED receiving any such request from
|
||||
your firm .I respectfully request to be provided with ALL written documentation of how and what
|
||||
means you used to verify this inaccuracy. Certainly your firm ACKNOWLEDGES that in a dispute
|
||||
such as mine YOU are required under the phase TWO status, of your settlement agreement to
|
||||
provide the information and either escalate this MIXED file dispute or DELETE the item!
|
||||
<br/><br/>
|
||||
1. Tell me in writing what information you refuse to remove and why.<br/>
|
||||
2. Tell me in writing what you did to determine that the information was accurate.<br/>
|
||||
3. Note the information as disputed BY the CONSUMER on my credit report<br/>
|
||||
<br/><br/>
|
||||
Metro 2 compliance requires exacting P-segment,to include the minimal five(5) portion personal
|
||||
identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the
|
||||
CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry
|
||||
Evaluation CERTIFIED. Further,this qualifying certification can be REVOLVED by CONSUMER
|
||||
COMPLAINTS per the NYAG Signing Statement.I repeat, to lawfully retain and or report any claim
|
||||
of information,be it an account or any aspect of such,the must be irrefutable fullness in the truth
|
||||
of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of reporting
|
||||
and of the reported allegations, undoubtable ownership, irrefutable responsibility of adverse
|
||||
claims,and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA enacted CDIA
|
||||
Metro 2 data field formatted reporting regulatory standards and obligations to include the
|
||||
81-month time relevance of account reported/ how reported/when reported,PRESENT and
|
||||
RELEVANT PERSONAL IDENTIFIERS.Further lawful reporting demands that the regulatory
|
||||
compliance rules are applied EVENLY and thoroughly from data provider to consumer credit
|
||||
reporting repository.Accuracy and completeness of all of any and all information,particularly
|
||||
derogatory consumer information,must abide by every and one of current MY state’s reporting
|
||||
regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE standards
|
||||
due to the implementation of the Credit Reporting Settlement Agreement (CRSA.)
|
||||
<br/><br/>
|
||||
Is the Personal Identifier information alleged in the reported 426-character P-SEGMENT
|
||||
true,correct, and complete to standards of CERTIFIED METRO 2 COMPLIANCE?
|
||||
<br/><br/>
|
||||
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the
|
||||
claimed reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any
|
||||
and all of the adversary derogatory accusations injuring me immediately,TODAY even NOW and
|
||||
HERE!
|
||||
<br/><br/>
|
||||
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in
|
||||
this declaration would compel me to consult my consumer complaint lawfully to the members of
|
||||
the NCRWG,as undoubtedly reporting not only must be true,timely,and accurate but also in its
|
||||
COMPLETENESS of DATA ENTRY presented to any entity INCLUDING all consumer reporting
|
||||
repositories.
|
||||
<br/><br/>
|
||||
As your firm is well aware I have LEGALLY exercised my rights by disputing the validity of this
|
||||
debt.CERTAINLY BEYOND A SHADOW OF A DOUBT, WHEN A CIVIL COURT TAKES RIGHTFUL
|
||||
NOTE THAT I have in writing and by phone demanded that you provide documented validation to
|
||||
me, instead you have ignored my demands and started phone harassment against me. Since
|
||||
your firm has knowingly violated both federal and state law, I am demanding that you CEASE all
|
||||
collection activities. Including but not limited to any and all phone calls, emails or faxes, Stop at
|
||||
once reporting the debt in question to any and all Credit Reporting Agencies and remove any
|
||||
current erroneous reports you may have provided.
|
||||
<br/><br/>
|
||||
I have composed this writ notice of my formal consumer complaint and declaration of challenge to your
|
||||
still unproven to be compliant much less fully true,complete,correct,and timely reporting even having no
|
||||
documentary evidence of certified ownership and responsibility of the alleged claim fronted by you versus
|
||||
me unjustly so.This is in response to the communication I received from a collector representing your
|
||||
agency recently, quite disturbing and frustrating mind you!. Your collector informed me that INSANELY I
|
||||
somehow am being sought after because you believe , in ERROR, that I do or did at one point owe YOU
|
||||
an alleged debt of any nature (see enclosed). Prove it sayI and do so extremely mindful of the obligation
|
||||
to abide fully each and all regulations,precedence, and standards of reporting as per determined by
|
||||
federal and MY STATE’s consumer reporting laws & regulations, INCLUDING the CRSA ( Credit
|
||||
Reporting Settlement Agreement) which enacted the CDIA to implement the METRO 2 DATA FIELD
|
||||
FORMATTING REGULATORY REPORTING COMPLIANCE standards and laws. The way of the past
|
||||
inyour unethical and unlawful reporting chicanery and subterfuge will cost you now,and I am hopeful you
|
||||
test my reserve and intelligible ability to convince a civil court of your willful wrong doings, despite my
|
||||
written note to you detailing exactly your ignorance to required procedural mannerism in the conduction of
|
||||
the business you do. Alarmingly,when I questioned the collector regarding your rights to pursue this, I was
|
||||
laconically and rudely or even repetitiously informed that your collection company ignores lawfully
|
||||
required mandates the office policy DID NOT permit any validation of the information regarding this
|
||||
alleged debt and it was your firm's policy to NOT provide detailed account records to ANY debtor. When I
|
||||
demanded to speak with a supervisor, your collector informed me that a supervisor was unavailable and I
|
||||
could pay the debt or face being sued by your firm. When I informed YOUR collector that I was starting to
|
||||
record the conversation your collector hung up.
|
||||
<br/><br/>
|
||||
If your firm does not COMPLY in writing to this CEASE and DESIST notice within 5 days as
|
||||
demanded I will not hesitate to bring suit against your firm in this matter as in the example of Mey
|
||||
v. RFA aka RELIANT FINANCIAL ASSOCIATES
|
||||
<br/><br/>
|
||||
After being inauspiciously threatened with appalling legal actions by your employee, I contacted the
|
||||
United States CONSUMER FINANCIAL PROTECTION BUREAU; I spoke with a representative who
|
||||
forwarded me to a supervisor who clearly pointed OUT that YOUR Firm IS REQUIRED BY THE FDCPA
|
||||
and the Credit Reporting Bureau Settlement agreement to PROVIDE all of the FOLLOWING information
|
||||
to any debtor that your firm is pursuing. Additionally, my family attorney has confirmed that your FIRM is
|
||||
compelled by TORT law precedent to provide this information or face a lawsuit : Haddad v. Alexander,
|
||||
Zelmanski, Danner & Fioritto, PLLC, --- F. 3d --- (6th Cir. 2014), 2014 WL 3440174 (6th Cir. Mich.
|
||||
2014).More over, I have learned of your dictatum to obey the obligations required as related to proper
|
||||
retaining and reporting of any consumer’s alleged debts,(real or imaginary), namely the Metro 2 Certified
|
||||
compliant reporting of any and all aspects of derogatory claim..
|
||||
<br/><br/>
|
||||
Might I request that you PLEASE supply the following information in complete detail exactly as is
|
||||
required of you permy state and the federal laws that govern your behavior?
|
||||
<br/>
|
||||
:
|
||||
<br/>
|
||||
a)Why you think I owe the debt, and to whom I owe it, including:
|
||||
<br/><br/>
|
||||
b)The name and address of the creditor to whom the debt is currently owed, the account number used by
|
||||
that creditor, and the amount owed.
|
||||
<br/><br/>
|
||||
c)If this debt started with a different creditor, provide the name and address of the original creditor, the
|
||||
account number used by that creditor, and the amount owed to that creditor at the time it was transferred.
|
||||
When you identify the original creditor, please provide any other name by which I might know them, if that
|
||||
is different from the official name. In addition, tell me when the current creditor obtained the debt and who
|
||||
the current creditor obtained it from.
|
||||
<br/><br/>
|
||||
d)Provide verification and documentation (retail installment contract etc.) that there is a valid basis for
|
||||
claiming that I am required to pay the debt to the current creditor.
|
||||
<br/><br/>
|
||||
e)If you are asking that I pay a debt that somebody else is or was required to pay, identify that person.
|
||||
Provide verification and documentation about why this is a debt that I am required to pay.
|
||||
Might you PLEASE tender to me EXACTLY the certifiable and PROVEN ACCURATE amount and
|
||||
the PRECISE age of the debt, specifically :
|
||||
<br/><br/>
|
||||
f)Identify the date of the last payment made on this account.
|
||||
<br/><br/>
|
||||
g)State the amount of the debt when you obtained it, and when that was.
|
||||
<br/><br/>
|
||||
h)A copy of the last billing statement sent to me by the original creditor.
|
||||
<br/><br/>
|
||||
i)If there have been any payments or other reductions since the last billing statement from the original
|
||||
creditor, provide an itemization showing the dates and amount of each of them.
|
||||
<br/><br/>
|
||||
j)If there have been any other changes or adjustments since the last billing statement from the original
|
||||
creditor, please provide full verification and documentation of the amount you are trying to collect.
|
||||
<br/><br/>
|
||||
k)Explain how that amount was calculated. In addition, explain how the other changes or adjustments are
|
||||
expressly authorized by the agreement creating the debt or permitted by law.
|
||||
<br/><br/>
|
||||
l)If there have been any additional interest, fees, or charges added since the last billing statement from
|
||||
the original creditor, provide an itemization showing the dates and amount of each added amount. In
|
||||
addition, explain how the added interest, fees or other charges are expressly authorized by the
|
||||
agreement creating the debt or are permitted by law.
|
||||
<br/><br/>
|
||||
m)Have you made a determination that this debt is within the statute of limitations applicable to it? Tell me
|
||||
when you think the statute of limitations expires for this debt, and how you determined that.
|
||||
<br/><br/>
|
||||
Are you with significant Due Diligence and Rights to Collect?<br/>
|
||||
n)I would like more information about your firm before I discuss the debt with you. Does your firm have a
|
||||
debt collection license from my state? If not, say why not. If so, provide the date of the license, the name
|
||||
on the license, the license number, and the name, address and telephone number of the state agency
|
||||
issuing the license.
|
||||
<br/><br/>
|
||||
o)If you fail to provide any of the information or documentation I have asked for, please say why. If you do
|
||||
not provide it, and do not adequately explain why, I will understand that you are unable to confirm or
|
||||
document your claims.
|
||||
<br/><br/>
|
||||
p)If you are contacting me from a place outside my state, does your firm have a debt collection license
|
||||
from that place? If so, provide the date of the license, the name on the license, the license number, and
|
||||
the name, address and telephone number of the state agency issuing the license.
|
||||
<br/><br/>
|
||||
Do you submit to the mandate obligations involved with Governing regulatory Compliance?
|
||||
<br/><br/>
|
||||
q)Is your firm aware of (Complying with the Credit Bureau Settlement Agreement)?
|
||||
<br/><br/>
|
||||
r)Provide a SIGNED notice of Compliance with regulatory measures as required by both the CFPB and
|
||||
the Credit Bureau Settlement Agreement (signed by your compliance officer, validating this DEBT and
|
||||
including the the name, title, and License number for the reviewing officer)?
|
||||
<br/><br/>
|
||||
s)I demand, as is MY LAWFUL CONSUMER RIGHT TO DO SO, that you provide a COMPLETE (Metro 1
|
||||
or Metro 2) snapshot of the debt report you have provided to the CRA’s (including a full P-segment
|
||||
–trailing segment of the report)?
|
||||
<br/><br/>
|
||||
i)Your reporting is unproven to be TRUE,so legally there can be no truth assumed to the allegations of which you
|
||||
report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
ii)Your reporting is unproven to be Correct (and regulations are CLEAR on accuracy being undoubted and
|
||||
irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead
|
||||
subterfuge.
|
||||
<br/><br/>
|
||||
iii)Your reporting is unproven to be COMPLETE (and regulations are CLEAR on mandates to be fully COMPLETE in
|
||||
the application of exacting and reliably consistent precision of any data for reporting being undoubted and
|
||||
irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead
|
||||
subterfuge.
|
||||
<br/><br/>
|
||||
iv)Your reporting is unproven to be TIMELY (and regulations are CLEAR on mandates to be fully CURRENT and
|
||||
TIMELY in the application of exacting and reliably consistent precision of any data for reporting being
|
||||
undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in
|
||||
chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
v)Your reporting is unproven to be of MY OWNERSHIP (and regulations are CLEAR on mandates to be fully
|
||||
CONFIDENT in the assignment of OWNERSHIP and or even RESPONSIBILITY to any potentially injurious claim in
|
||||
the application of exacting and reliably consistent precision of any data for reporting being undoubted and
|
||||
irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead
|
||||
subterfuge.
|
||||
<br/><br/>
|
||||
vi)Your reporting is unproven to be of MY RESPONSIBILITY (and regulations are CLEAR on mandates to be fully
|
||||
CONFIDENT in the assignment of OWNERSHIP and or even RESPONSIBILITY to any potentially injurious claim in
|
||||
the application of exacting and reliably consistent precision of any data for reporting being undoubted and
|
||||
irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead
|
||||
subterfuge.
|
||||
<br/><br/>
|
||||
vii)Your reporting is unproven to be of FCRA COMPLIANCE (and regulations are CLEAR on mandates to be fully
|
||||
CONFIDENT in the assumption of FULL unmistakable COMPLIANCE to any and all standards of practice as
|
||||
related to the reporting of any potentially injurious claim in the application of exacting and reliably consistent
|
||||
precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed
|
||||
to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
vi)Your reporting is unproven to be of CRSA enacted CDIA METRO 2 DATA FIELD FORMATTED REGULATORY
|
||||
REPORTING COMPLIANCE (and regulations are CLEAR on mandates to be fully CONFIDENT in the assumption of
|
||||
FULL unmistakable COMPLIANCE to any and all standards of practice as related to the reporting of any
|
||||
potentially injurious claim in the application of exacting and reliably consistent precision of any data for
|
||||
reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of
|
||||
which you report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
t)As a requirement of the Credit Bureau and the CFPB debt validation requirement, please detail your
|
||||
firm’s process of verification and validation for each disputed credit item (also include the name, title, and
|
||||
License number for the reviewing officer)?
|
||||
<br/><br/>
|
||||
u)Is your firm currently Metro 2 compliant in its credit bureau reporting procedures (if not pleaser provide
|
||||
a signed declaration and waiver memorandum you have filed with the credit bureau or credit bureau
|
||||
reporting service that details the full process and steps your firm is under taking to become Metro2
|
||||
compliant)?
|
||||
<br/><br/>
|
||||
v)Does your firm outsource data entry for your collection process (if so please provide the legal name and
|
||||
address of that data entry firm)?
|
||||
<br/><br/>
|
||||
w)In addition, please inform me if or not your firm participate or utilize any type of ACDV (Automated
|
||||
Credit Dispute Verification) software or system?
|
||||
<br/><br/>
|
||||
x)When precisely (exact date) did your firm obtain or commence collection activities on this debt?
|
||||
<br/><br/>
|
||||
By the provisions of the Fair Credit Reporting Act and per the standards of reporting compliance
|
||||
implemented with the CRSA enacted CDIA Metro 2 COMPLIANCE regulations, I demand that
|
||||
these above mentioned derogatory items be investigated and permanently removed from my
|
||||
report. It is my understanding that you will recheck these items with the creditor who has posted
|
||||
them. Please remove any information that the creditor cannot verify. I understand that under 15
|
||||
U.S.C. Sec. 1681i(a), you must complete this reinvestigation within 30 days of receipt of this letter.
|
||||
<br/><br/>
|
||||
I am well aware of the FACT that YOUR Firm has a MAXIMUM of 30 days to PRODUCE ALL of the
|
||||
ABOVE noted information,PERFECTLY without a single mark or error on even ONE of the many
|
||||
multitude of items and data entries of which you MUST demonstrate to ME physically with irrefutable
|
||||
document evidence of certified truthfulness and equally of adequately accurate, complete and timely
|
||||
reporting above and beyond compliant.. If your firm CANNOT produce ALL of the above noted
|
||||
documentation in the allotted time frame, I will accept a written NOTIFICATION stipulating that your firm
|
||||
CANNOT COMPLY with the FDCPA and formally withdrawing your claim to this alleged debt is
|
||||
demanded. If you choose to ignore this demand, I will pursue a direct course offered under the
|
||||
SETTLEMENT AGREEMENT entered into by the Credit Reporting Agencies with the ATTORNEY
|
||||
GENERAL OF THE STATE OF NEW YORK BUREAU OF CONSUMER FRAUDS & PROTECTION and
|
||||
37 other states that specifically EMPOWERS a working group to remediate and hold accountable and
|
||||
sanction data furnishers who fail to meet the requirements of the FDCPA and CFPB’s compliance
|
||||
guidance for Professional Debt Collection Practices. If your firm chooses not to respond to this
|
||||
VALIDATION demand and its conditions I will NOT hesitate to FILE suit and SEEK my own payday
|
||||
against your firm for malicious collection activities-see Fields v. Wilber Law Firm, Donald L. Wilber and
|
||||
Kenneth Wilber, USCA-02-C-0072, 7th Circuit Court, Sept. 2004. You have 30 days from the postmark
|
||||
date of this validation demand to answer.
|
||||
<br/><br/>
|
||||
Please send an updated copy of my credit report to the above address. According to the act, there
|
||||
shall be no charge for this updated report. I also request that you please send notices of
|
||||
corrections to anyone who received my credit report in the past six months.
|
||||
<br/><br/>
|
||||
Thank you for your time and help in this matter.
|
||||
<br/><br/>
|
||||
Sincerely,
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__sincerely__</span>
|
||||
<br/><br/>
|
||||
Please see enclosed document evidence of my Proof of identification,Proof of residence or mailing
|
||||
address,and Proof of social security number.
|
||||
</div>
|
||||
@@ -0,0 +1,226 @@
|
||||
<!DOCTYPE html>
|
||||
<html>
|
||||
<head>
|
||||
<meta charset="utf-8">
|
||||
<meta http-equiv="X-UA-Compatible" content="IE=edge">
|
||||
<title>RTG-NM-COLLECTIONS-creditor-M2C-CRM-LETTER-ONLY</title>
|
||||
<!-- Tell the browser to be responsive to screen width -->
|
||||
<meta
|
||||
content="width=device-width, initial-scale=1, maximum-scale=1, user-scalable=no"
|
||||
name="viewport">
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/bootstrap/css/bootstrap.min.css">
|
||||
<!-- Font Awesome -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/4.5.0/css/font-awesome.min.css">
|
||||
<!-- Ionicons -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/ionicons/2.0.1/css/ionicons.min.css">
|
||||
<!-- Theme style -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/AdminLTE.min.css">
|
||||
<!-- AdminLTE Skins. Choose a skin from the css/skins
|
||||
folder instead of downloading all of them to reduce the load. -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/skins/_all-skins.min.css">
|
||||
|
||||
<!-- HTML5 Shim and Respond.js IE8 support of HTML5 elements and media queries -->
|
||||
<!-- WARNING: Respond.js doesn't work if you view the page via file:// -->
|
||||
<!--[if lt IE 9]>
|
||||
<script src="https://oss.maxcdn.com/html5shiv/3.7.3/html5shiv.min.js"></script>
|
||||
<script src="https://oss.maxcdn.com/respond/1.4.2/respond.min.js"></script>
|
||||
<![endif]-->
|
||||
<style>
|
||||
.form-group.required .control-label:before{
|
||||
color: red;
|
||||
content: "*";
|
||||
position: absolute;
|
||||
margin-left: -7px;
|
||||
}
|
||||
</style>
|
||||
</head>
|
||||
<body class="hold-transition skin-blue sidebar-mini">
|
||||
<div class="wrapper" >
|
||||
|
||||
|
||||
|
||||
<!-- Content Wrapper. Contains page content -->
|
||||
<div class="content-wrapper">
|
||||
<!-- Content Header (Page header) -->
|
||||
<section class="content-header">
|
||||
<h1>R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</h1>
|
||||
<ol class="breadcrumb">
|
||||
<li><a href="#"><i class="fa fa-dashboard"></i> Home</a></li>
|
||||
<li class="active">RTG-NM-COLLECTIONS-creditor-M2C-CRM-LETTER-ONLY</li>
|
||||
</ol>
|
||||
</section>
|
||||
|
||||
<!-- Main content -->
|
||||
<section class="content">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-12">
|
||||
<!-- Horizontal Form -->
|
||||
<div class="box box-info">
|
||||
<div class="box-header with-border">
|
||||
<h3 class="box-title"> Enter Your Information Below</h3>
|
||||
</div>
|
||||
<!-- /.box-header -->
|
||||
<!-- form start -->
|
||||
<form class="form-horizontal" method="post" action="http://cloud-height.com/RTG/V1.0/RTG-NM-COLLECTIONS-creditor-M2C-CRM-LETTER-ONLY.php">
|
||||
<div class="box-body">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CRA REPORT</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="cra_report" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">FIRST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="first_name" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">LAST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="last_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NO</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_no" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CITY</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="city" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STATE</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="state" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">PERSONAL TRACKING NUMBER(20 Digit)</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" maxlength="20" name="personal_tracking_number" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CREDIT BUREAU & CREDIT BUREAU ADDRESS</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<textarea name="credit_bureau_name_address" class="form-control" rows="3" cols="47" required></textarea>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">Sincerely</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="sincerely" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<hr/>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
ALLEGED account# OF yet unproven and illegally NOT PROVEN COMPLIANT COLLECTION:<br/>
|
||||
<input type="text" name="alleged" class="form-control" />
|
||||
</div>
|
||||
</div>
|
||||
<hr/>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-offset-5 col-sm-7">
|
||||
<button type="submit" class="btn btn-info pull-left">Generate
|
||||
PDF</button>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
|
||||
</div>
|
||||
<!-- /.box-body -->
|
||||
<div class="box-footer"></div>
|
||||
<!-- /.box-footer -->
|
||||
</form>
|
||||
</div>
|
||||
<!-- /.box -->
|
||||
|
||||
</div>
|
||||
<!--/.col (right) -->
|
||||
</div>
|
||||
<!-- /.row -->
|
||||
|
||||
|
||||
</section>
|
||||
<!-- /.content -->
|
||||
</div>
|
||||
<!-- /.content-wrapper -->
|
||||
<footer class="main-footer">
|
||||
<strong>Copyright © 2019 <a href="#" >R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</a>.
|
||||
</strong> All rights reserved.
|
||||
</footer>
|
||||
<!-- Add the sidebar's background. This div must be placed
|
||||
immediately after the control sidebar -->
|
||||
<div class="control-sidebar-bg"></div>
|
||||
</div>
|
||||
<!-- ./wrapper -->
|
||||
|
||||
<!-- jQuery 2.2.0 -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/jQuery/jQuery-2.2.0.min.js"></script>
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<script src="http://cloud-height.com/RTG/bootstrap/js/bootstrap.min.js"></script>
|
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<!-- FastClick -->
|
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<script src="http://cloud-height.com/RTG/plugins/fastclick/fastclick.js"></script>
|
||||
<!-- AdminLTE App -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/app.min.js"></script>
|
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<!-- AdminLTE for demo purposes -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/demo.js"></script>
|
||||
</body>
|
||||
</html>
|
||||
@@ -0,0 +1,63 @@
|
||||
<?php
|
||||
|
||||
// Define variables for file names
|
||||
$pdf_name = "RTG-NM-COLLECTIONS-creditor-M2C-CRM-LETTER-ONLY.pdf";
|
||||
$html_format_name = "RTG-NM-COLLECTIONS-creditor-M2C-CRM-LETTER-ONLY-Format.html";
|
||||
|
||||
//collect required POST form's input
|
||||
$cra_report = $_POST["cra_report"];
|
||||
$first_name = $_POST["first_name"];
|
||||
$last_name = $_POST["last_name"];
|
||||
$street_no = $_POST["street_no"];
|
||||
$street_name = $_POST["street_name"];
|
||||
$city = $_POST["city"];
|
||||
$state = $_POST["state"];
|
||||
$alleged = $_POST["alleged"];
|
||||
$personal_tracking_number = $_POST["personal_tracking_number"];
|
||||
$credit_bureau_name_address = nl2br($_POST["credit_bureau_name_address"]);
|
||||
$sincerely = $_POST["sincerely"];
|
||||
|
||||
|
||||
|
||||
//Optional Creditors and Dates
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
// the unique pdf filename which will be saved on server
|
||||
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
|
||||
|
||||
if(isset($cra_report)){
|
||||
|
||||
//get html content from pre defined format
|
||||
$today = date("d M, Y");
|
||||
$html = file_get_contents($html_format_name);
|
||||
|
||||
|
||||
|
||||
$varList = array(
|
||||
'__CRA_REPORT__', '__FIRST_NAME__','__LAST_NAME__','__STREET_NO__','__STREET_NAME__',
|
||||
'__CITY__','__STATE__','__TODAY__','__PERSONAL_TRACKING_NUMBER__',
|
||||
'__credit_bureau_name_address__','__sincerely__','__alleged__'
|
||||
|
||||
);
|
||||
|
||||
|
||||
$valueList = array(
|
||||
$cra_report, $first_name,$last_name,$street_no,$street_name,
|
||||
$city,$state,$today,$personal_tracking_number,
|
||||
$credit_bureau_name_address,$sincerely,$alleged);
|
||||
|
||||
|
||||
require("../common_file.php");
|
||||
|
||||
|
||||
|
||||
|
||||
} else {
|
||||
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."RTG-NM-COLLECTIONS-creditor-M2C-CRM-LETTER-ONLY.html";
|
||||
header("Location:".$url);
|
||||
}
|
||||
|
||||
?>
|
||||
@@ -0,0 +1,633 @@
|
||||
<div>
|
||||
|
||||
CRA REPORT# <span style="background-color: #FFFF00">__CRA_REPORT__</span> <br/><br/>
|
||||
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows: <br/>
|
||||
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__, __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__</span> <br/><br/>
|
||||
|
||||
TODAY IS __TODAY__
|
||||
|
||||
<br/><br/>
|
||||
|
||||
****To begin, I would like to ensure you have and ONLY
|
||||
RETAIN current, TRUE, CORRECT, COMPLETE,and MANDATED REPORTED information per
|
||||
FCRA regulations,any and all others I DEMAND,as is my lawful RIGHT(s) to do so,that you annul
|
||||
and and all deficient of any condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report
|
||||
any mis-information now or ever,please review and ENSURE your adequate and full accordance to
|
||||
the laws upon which govern your practice of reporting consumer credit profiles.
|
||||
<br/><br/>
|
||||
(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES
|
||||
or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate
|
||||
AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any
|
||||
OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your
|
||||
legitimate AUTHORITY to retain much less report without infringing my consumer rights
|
||||
<br/><br/>
|
||||
(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be
|
||||
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate
|
||||
AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of
|
||||
Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate
|
||||
AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone
|
||||
numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your
|
||||
legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or
|
||||
reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much
|
||||
less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(g)I do NOT have any requisite spouses/ roommates/ co-applicants
|
||||
and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY
|
||||
DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report
|
||||
without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone
|
||||
numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your
|
||||
legitimate AUTHORITY to retain much less report without infringing my consumer right
|
||||
<br/><br/>
|
||||
MY PERSONAL 20-digit TRACKING NUMBER IS : <span style="background-color: #FFFF00">__PERSONAL_TRACKING_NUMBER__</span>
|
||||
<br/><br/>
|
||||
|
||||
<span style="background-color: #FFFF00">__credit_bureau_name_address__</span>
|
||||
<br/><br/>
|
||||
RE: ATTENTIVELY REVIEW my formal writ composed DECLARATION of Not Proven Compliant Misinformation that is all
|
||||
or in part: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS,
|
||||
documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory
|
||||
requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious
|
||||
behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data
|
||||
field formatted reporting!To be clear,you are mandated by laws to eliminate every notation and or aspect of any and all
|
||||
derogatory and adversary items from any and all alleged claims still yet unproven to be true, correct, complete, timely,
|
||||
documented as being mine,testimonial to be of my responsibility,with FCRA compliance,andor CRSA CDIA Metro 2
|
||||
COMPLIANT reporting.FEDERAL laws dictate that any and all derogatory or potentially injurious reporting MUST be all of
|
||||
the aforementioned and can NOT BE ASSUMED without undoubted CERTIFIABLE testimonial of FACTs ensuring the
|
||||
physically verifiability of the CONFIRMED manual validation of any item upon a consumer complaint,such as is this notice
|
||||
here and now.Please RETURN to or retain federally lawful reporting with your unwavering and unconditional annulment of
|
||||
every single one even each any and or all of the allegations accused of me deficient of physical evidence to every and all
|
||||
aspects of said claims,be them true or not.
|
||||
<br/><br/>
|
||||
<h2>To whom it might concern, </h2>
|
||||
<br/>
|
||||
Re:Please review and eradicate any and all of these following unproven
|
||||
true, correct, complete,timely, mine, my responsibility,fcra
|
||||
compliant,metro 2 compliant,or else wise compliant to every single one
|
||||
even each any and all of the regulations ,laws,and standards of reporting of
|
||||
which you are undoubtedly mandated in your obligation to obey:
|
||||
<br/>
|
||||
The following allegations each require immediate deletion,do so now and here!
|
||||
<br/>
|
||||
Every in question Student Loan Creditor,account ,date of Origin,and Loan Origination agency
|
||||
state(I have included as much information as I can find as reported) is listed here,thank you:
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__Creditor_Details__</span>
|
||||
<br/><br/>
|
||||
I have obtained a recent copy of my credit report and discovered it contains inaccurate information. I have
|
||||
found several Student Loan Accounts that you are reporting that appear to be not in lawful compliance to
|
||||
reporting regulations or else wise improperly reported and transferred by other lender/servicers on the
|
||||
report. I understand my rights and I am serving you written notice of my consumer demand checking for
|
||||
your federally required proof of compliance even to the metro 2 data field formatted regulatory reporting
|
||||
obligations of you as a specific mandate due to the CRSA enactment and implementation of the
|
||||
standardized CDIA sponsored Metro 2 Compliance rules. The Fair Credit Reporting Act dictates that
|
||||
every single one even each any and or all accusations of debts,true of not, INCLUDING STUDENT
|
||||
LOANS (government based subsidized or even privately funded unsubsidized student educational loans)
|
||||
must be accurately and timely reported in all deferment/transfer cases. It appears that it cannot be
|
||||
determined in irrefutable fact (as required) that every one and all of the loans in question were or were not
|
||||
handled properly when they were transferred. As you might have taken note of, undoubtedly these
|
||||
alleged student educational loans were closed/and or transferred AFTER enactment of the ECASLA
|
||||
(Ensuring Continued Access to Student Loans Act) by the US Department of Education. This is a direct
|
||||
violation of the reporting standards of the FCRA. I am enacting both my consumer and my civil rights
|
||||
lawfully to COMPEL YOU IN WRIT DEMAND to demonstrate all facts and further to unequivalently
|
||||
provide me with written documentation of the deletion of this erroneous information for each and every
|
||||
one of the unproven or else otherwise not lawfully compliant reportings of accounts,which obviously are
|
||||
in question. You can be assured also that immediately I am also notifying the United States Department
|
||||
Of Education (USDOE) Inspector General’s office in regards to this unforgivable and extremely injurious
|
||||
error in your clear mis-reporting of illegal mis-information !To date,no entity (neither the accusers nor
|
||||
you) has elected to properly and lawfully in truth, accuracy, completeness, timeliness, and otherwise in
|
||||
full reporting compliance (particularly in metro 2 compliance) to provide to me , the consumer alleged,
|
||||
even a single or ONE tangible shred of evidence from any much less any of these Student Loan
|
||||
Servicer(s). As is generally so advised by representatives of the Consumer Financial Protection Bureau
|
||||
(CFPB) I have indeed made known my concerns of unlawful chichery-based subterfuge in my credit
|
||||
reports related to these allegations hereby declared.I have never received any substantiating verification
|
||||
of irrefutable full truth, accuracy, completeness, timeliness,ownership, responsibility,and compliance to
|
||||
any and all federal obligations and even the metro 2 compliance requirements from anyone even if and
|
||||
when I forwarded written request of information to VALIDATE the account information that your firm
|
||||
reported as miraculously verified,yet without any such proof of this alleged affirmation of facts. Being now
|
||||
possibly several weeks I was informed by the Loan servicer that the INFORMATION REQUIRED TO
|
||||
VALIDATE the LOAN information HAD NOT BEEN RETAINED AND THAT THEY COULD NOT
|
||||
CONFIRM ANY INFORMATION AT THIS TIME! I feel it is in your best interest to suspend reporting this
|
||||
disputed information immediately! If you choose not too or send along one of your famous ridiculous and
|
||||
unflattering much less insulting of intelligence form letters I will have no choice but commence the
|
||||
unpleasantness of a Sections 1024.35 (Notice of Error) under Regulation X (CFPB regulation) that
|
||||
confirms my private right of action directly against your firm for FAILING to respond and CONTINUING to
|
||||
report disputed information after direct notice of said dispute was provided. You have 5 calendar days to
|
||||
comply and provide a written notice of the suspension of this item pending the resolution of the
|
||||
investigation action or face litigation.Here now and forever annul any and all account records of
|
||||
derogatory, adversary, or else wise deficient of proof of full of reporting compliance( be it
|
||||
FCBA,FCRA,FDCPA,Metro 2 Compliance,or else whether mentioned or not) claims or aspects of claims
|
||||
associated. UNLESS IRREFUTABLY PROVEN,PHYSICALLY, TO BE FULLY METRO 2 COMPLIANT
|
||||
AND CURRENT, TRUE,CORRECT,COMPLETE,TIMELY,MINE,OF MY RESPONSIBILITY,OR
|
||||
ELSEWISE MANDATED PER REPORTING LAWS OF MY STATE AND OR FEDERALLY ABSOLUTELY
|
||||
NO ADVERSE OR DEROGATORY ALLEGATIONS CAN BE LAWFULLY RETAINED MUCH LESS
|
||||
LEGALLY REPORTED.AS SUCH, I AM NOW ENACTING MY CONSUMER AND CIVIL RIGHTS TO
|
||||
COMPEL YOU TO ANNUL ANY NOW BY FULL AND PERMANENT DELETION OR ELSE
|
||||
ADEQUATELY TESTIMONY TO THE DOCUMENT CERTIFICATION OF YOUR OBEYING OF THE
|
||||
MANDATED METRO 2 DATA FORMATTED REPORTING REGULATION STANDARDS. FAILURE TO
|
||||
REMEDY THIS APPROPRIATELY WILL LEAD TO MY DETERMINED AND RIGHTFUL CIVIL ACTIONS
|
||||
TO SUIT YOU AND SEEK MONETARY RESOLUTION GRANTED ME VIA A COURT IN MY
|
||||
JURISDICTION. Unmistakably right here,understand that this written letter is my formal request for you to
|
||||
bring my credit report into METRO-2 COMPLIANCE. I will take for granted that you are knowledgeable of
|
||||
the credit reporting laws ensuring that bureaus report only 100% true, accurate, complete, timely,
|
||||
compliant, and proven as being such credit information, be it any, all, or none. Given your awareness,
|
||||
coupled with field trained knowledge, I am certain that you understand that a challenge to produce
|
||||
document demonstration in evidence to all claims of which you cannot or will not adequately prove
|
||||
physically within the federally mandated timely fashion you are requisite to ANNUL any and all such
|
||||
challenged or disputed indicated misinformation immediately by FULL DELETION of every single one
|
||||
even each any and all aspects of the unproven reported chicanery filled subterfuge. Every step is required
|
||||
to be taken to assure the information reported is completely compliant, true, complete, timely, and correct.
|
||||
You nor any entity has authority to retain or report any undocumented and or unproven adverse
|
||||
allegations or physically unverifiable or not validated claims of derogatory items) of information, true or
|
||||
not! Under the Fair Credit Reporting Act, 15 U.S.C. § 1681g I have the right to demand that you disclose
|
||||
to me all of the documents that you have recorded and retained in your file at the time of this request
|
||||
concerning the accounts that you are reporting in my credit report. Please don’t respond to my request by
|
||||
saying that these accounts have been verified. Send me copies of all the documents in completeness that
|
||||
you have in your files that were used to verify each and every account you alleged to have verified. If you
|
||||
do not have any documentation in your files to verify the accuracy of these disputed accounts then please
|
||||
DELETE/ANNUL/OR COMPLETELY REMOVE them immediately as required under Section
|
||||
611(a)(5)(A)(i). By publishing these inaccurate and unverified items on my credit report and furthermore,
|
||||
distributing them to 3rd parties you are damaging my Ability to find SUBSTANTIAL employment in my
|
||||
field of expertise, as well as my reputation and creditworthiness. Under the FCRA 15 U.S.C. § 1681i,
|
||||
every single one even each any and or all of the unproven, not compliant, incomplete, untrue, incorrect,
|
||||
and or unverified aspects of any alleged derogatory account(s) must be promptly annulled in its entirety or
|
||||
even the whole of the claimed account(s) are to be deleted. Therefore, if you are unable to provide me
|
||||
with a copy of the verifiable and irrefutable proof that you have on file for every one even each any and or
|
||||
all of the adverse accounts listed below NO LATER than 30 days of receipt of this complaint challenging
|
||||
your compliance to true accurate and complete timely reporting then you must remove any and all of
|
||||
these accounts of chicanery leading to these unjust and unlawful accusations of subterfuge from my
|
||||
credit report. DEROGATORY ACCUSATIONS HAS TO BE METRO 2 COMPLIANT TO RETAIN OR
|
||||
REPORT SO DELETE ANY NOT PHYSICALLY WITH PROOF OF PERMISSIBLE PURPOSE FROM
|
||||
THE EXACTLY AND LEGALLY IDENTIFIED ME. I DO NOT AUTHORIZE YOU TO REPORT NOT
|
||||
PROVEN COMPLIANT INFORMATION AND YOU MUST COMPLY.CERTAINLY, YOU ARE AWARE
|
||||
THAT COMPLETE COMPLIANT REPORTING IS A MANDATE NOT AN OPTION, AS SUCH ANY
|
||||
DEROGATORY ACCUSATIONS ASSOCIATED WITH A NOT COMPLIANT ALLEGED ACCOUNT
|
||||
MOST DEFINITELY, IS NOT COMPLIANTLY REPORTING ITSELF IF NOT UNPROVEN TO BE TRUE,
|
||||
CORRECT, COMPLETE, TIMELY, MINE, OR MY RESPONSIBILITY.Would you ever so kindly, indulge
|
||||
me with the mandated presentations of your requisite actions to authenticate and avow corporeally to the
|
||||
absolute genuineness, accurateness, allness, accordance, and adherence to every single one even each
|
||||
any and or all of the federally composed legislative documents as related to the now officially challenged
|
||||
allegations of account and or adverse notations therein of such claims. Drawing from my research and
|
||||
complete comprehension You nor any entity is permitted to keep any non-compliant
|
||||
information,particularly upon it being challenged so DELETE TODAY even right NOW or unequivocally
|
||||
avouch physically to every single one even each any or all of the excerpts,dated assignments,ledger
|
||||
balances,audited enumerations, documents of identification, each of the 426-character format fielded P6
|
||||
statements,pay status codes,alpha-/ numeric-/ and or alphanumeric source codes.Further certificate
|
||||
affirmly every single one even each any and or all of the minimal five (5) portioned personal
|
||||
identifiers,and even the unabbreviated 386 pieces of confirmation to collect.
|
||||
<br/><br/>
|
||||
The FOLLOWING reporting derogatory allegations of information are either UNTRUE, INCORRECT,
|
||||
INCOMPLETE, UNTIMELY, NOT MINE, NOT MY RESPONSIBILITY, or
|
||||
otherwise NOT PROVEN COMPLIANT to regulatory federal reporting laws and or standards and MUST
|
||||
be eradicated immediately, do so TODAY, even right NOW! The obvious infractions
|
||||
are as follows:
|
||||
<br/><br/>
|
||||
|
||||
|
||||
__START1__
|
||||
Student Loan Creditor,account #1,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__Creditor_1__</span>
|
||||
<br/><br/>
|
||||
Notation: Please Provide Physical Proof of COMPLIANCE and Verification… VERIFY AND VALIDATE
|
||||
THE NOT COMPLAINT ALLEGATIONS OR DELETE NOW.PHYSICALLY PROVE EVERY DATE,
|
||||
BALANCE, IDENTITY, AUDIT, SOURCE CODE, ALL 426 CHRC P6 STMNTS, EACH OF 386 PCS TO
|
||||
CONFIRMATION, NOTES, ETC
|
||||
<br/><br/>
|
||||
__END1__
|
||||
|
||||
__START2__
|
||||
Student Loan Creditor,account #2,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__Creditor_2__</span>
|
||||
<br/><br/>
|
||||
Notation: : Please Provide Physical Proof of COMPLIANCE and Verification… NO ENTITY may include
|
||||
in a consumer report ANY adverse information DEFICIENT OF PHYSICALLY VERIFIED VALIDITY OF
|
||||
TRUTH, ACCURACY, COMPLETENESS AND COMPLIANCE TO METRO2 SO PROVE NOW OR
|
||||
DELETE THE CLAIM
|
||||
<br/><br/>
|
||||
__END2__
|
||||
|
||||
__START3__
|
||||
Student Loan Creditor,account #3,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__Creditor_3__</span>
|
||||
<br/><br/>
|
||||
Notation: Please Provide Physical Proof of COMPLIANCE and Verification…“UNLESS TESTIMONY TO
|
||||
FACTS ARE PHYSICALLY CERTIFIED THIS CLAIM IS UNLAWFUL TO REPORT.DELETE OR PROVE
|
||||
EVERY NOTATION,DATE,BALANCE,TOTAL,426 P6 STATEMENT,IDENTIFIER,AND alpha- /
|
||||
numeric-/and or alphanumeric SOURCE CODES,AND ALL 386 PCS OF CONFIRMATION”
|
||||
<br/><br/>
|
||||
__END3__
|
||||
__START4__
|
||||
|
||||
Student Loan Creditor,account #4,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__Creditor_4__</span>
|
||||
<br/><br/>
|
||||
Notation: Please Provide Physical Proof of COMPLIANCE and Verification.Confirmate the affirmation of the above listed allegation
|
||||
of derogatory student loan to be true, correct,timely,metro2 compliant,and with physical proof of each and all. Please provide all
|
||||
information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit,
|
||||
the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or
|
||||
alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the
|
||||
426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal
|
||||
identifiers.Delete today,even right NOW!
|
||||
<br/><br/>
|
||||
__END4__
|
||||
__START5__
|
||||
|
||||
Student Loan Creditor,account #5,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__Creditor_5__</span>
|
||||
<br/><br/>
|
||||
Notation:Please Provide Physical Proof of COMPLIANCE and Verification.If not physically irrefutable you are not authorized to
|
||||
retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and
|
||||
accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain
|
||||
compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/><br/>
|
||||
__END5__
|
||||
|
||||
__START6__
|
||||
Student Loan Creditor,account #6,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__Creditor_6__</span>
|
||||
<br/><br/>
|
||||
Notation:Please Provide Physical Proof of COMPLIANCE and Verification.AFFIRM AND CONFIRM-ATE THIS ALLEGATION OF
|
||||
CLAIM YET STILL UNPROVEN. LAWFULLY CERTIFICATE PHYSICALLY THE CREDITOR CLASSIFICATION CODE (S), THE
|
||||
EXACT AND COMPLETE SEQUENCED AND METRO2 DATA FORMATTED 426 CHARACTER P-6 STATEMENT (S) AS WELL
|
||||
AS ALL OF THE APPLICABLE AND REQUISITE TRAILING FRAGMENTS,THE MINIMALLY MANDATED FIVE (5) PORTIONED
|
||||
PERSONAL IDENTIFIERS, EVERY AND ONE OF THE ALPHA-/ NUMERIC-/AND OR ALPHANUMERIC SOURCE CODES THAT
|
||||
DETAIL THE LEFT SIDEDNESS AND OR RIGHT SIDEDNESS OF ANY AND ALL PRECISELY ORDERED RECORDED
|
||||
ACCOUNT DESCRIPTIONS, ALL ASPECTS EXACTLY AND FULLY RELATED TO THE SEQUENCED 386 PIECES OF
|
||||
CONFIRMATION TO COLLECT(-TIONS), EACH CALENDAR DATE RECORDED, EVERY ALLEGED BALANCE INCLUDING THE
|
||||
TALLIED TOTALLINGS AND INVOICES FROM WHICH THEY WERE DERIVED, THE DOCUMENTED LEGAL AND CURRENT
|
||||
COLOR PHOTOGRAPHED IDENTITIES, THE ATTESTED ADDRESSES, THE NON-TRANSPORTED AND TRUE MARKS OF
|
||||
EXECUTION FROM THE ONE AND ONLY AND EXACTLY IDENTIFIED ME UPON AN ACKNOWLEDGEMENT OF THE DEBT
|
||||
ALLEGED OR EVEN CONDITIONS RELATED, AS WELL AS EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF THE
|
||||
REQUISITE STATE AND FEDERAL LAWS APPLICABLE, WHETHER KNOWN OR NOT,REGARDLESS IF MENTIONED OR
|
||||
NOT. YOU ARE UNAUTHORIZED TO RETAIN AND OR EVEN REPORT SUBTERFUGE PARTICULARLY IF IT IS POTENTIALLY
|
||||
ENABLING OF FRAUD AND OR IDENTITY THEFT SUCH AS THIS INJURIOUS MIS-REPORTINGS OF MIS-INFORMATION
|
||||
MIGHT VERY WELL APPEAR TO BE. DELETE NOW TO ANNUL THIS UNJUST ACCUSATION AND TO RETURN TO
|
||||
COMPLETE COMPLIANCE TO FEDERAL REPORTING LAWS AS IS OBLIGATED OF YOU.
|
||||
<br/><br/>
|
||||
__END6__
|
||||
__START7__
|
||||
Student Loan Creditor,account #7,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__Creditor_7__</span>
|
||||
<br/><br/>
|
||||
Notation:Please Provide Physical Proof of COMPLIANCE and Verification.If not physically irrefutable you are not authorized to
|
||||
retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and
|
||||
accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain
|
||||
compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/><br/>
|
||||
__END7__
|
||||
|
||||
__START8__
|
||||
Student Loan Creditor,account #8,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__Creditor_8__</span>
|
||||
<br/><br/>
|
||||
Notation: Please Provide Physical Proof of COMPLIANCE and Verification.Confirmate the affirmation of the above listed allegation
|
||||
of derogatory student loan to be true, correct,timely,metro2 compliant,and with physical proof of each and all. Please provide all
|
||||
information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit,
|
||||
the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or
|
||||
alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the
|
||||
426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal
|
||||
identifiers.Delete today,even right NOW!
|
||||
<br/><br/>
|
||||
__END8__
|
||||
__START9__
|
||||
Student Loan Creditor,account #9,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__Creditor_9__</span>
|
||||
<br/><br/>
|
||||
Notation:Please Provide Physical Proof of COMPLIANCE and Verification.AFFIRM AND CONFIRM-ATE THIS ALLEGATION OF
|
||||
CLAIM YET STILL UNPROVEN. LAWFULLY CERTIFICATE PHYSICALLY THE CREDITOR CLASSIFICATION CODE (S), THE
|
||||
EXACT AND COMPLETE SEQUENCED AND METRO2 DATA FORMATTED 426 CHARACTER P-6 STATEMENT (S) AS WELL
|
||||
AS ALL OF THE APPLICABLE AND REQUISITE TRAILING FRAGMENTS,THE MINIMALLY MANDATED FIVE (5) PORTIONED
|
||||
PERSONAL IDENTIFIERS, EVERY AND ONE OF THE ALPHA-/ NUMERIC-/AND OR ALPHANUMERIC SOURCE CODES THAT
|
||||
DETAIL THE LEFT SIDEDNESS AND OR RIGHT SIDEDNESS OF ANY AND ALL PRECISELY ORDERED RECORDED
|
||||
ACCOUNT DESCRIPTIONS, ALL ASPECTS EXACTLY AND FULLY RELATED TO THE SEQUENCED 386 PIECES OF
|
||||
CONFIRMATION TO COLLECT(-TIONS), EACH CALENDAR DATE RECORDED, EVERY ALLEGED BALANCE INCLUDING THE
|
||||
TALLIED TOTALLINGS AND INVOICES FROM WHICH THEY WERE DERIVED, THE DOCUMENTED LEGAL AND CURRENT
|
||||
COLOR PHOTOGRAPHED IDENTITIES, THE ATTESTED ADDRESSES, THE NON-TRANSPORTED AND TRUE MARKS OF
|
||||
EXECUTION FROM THE ONE AND ONLY AND EXACTLY IDENTIFIED ME UPON AN ACKNOWLEDGEMENT OF THE DEBT
|
||||
ALLEGED OR EVEN CONDITIONS RELATED, AS WELL AS EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF THE
|
||||
REQUISITE STATE AND FEDERAL LAWS APPLICABLE, WHETHER KNOWN OR NOT,REGARDLESS IF MENTIONED OR
|
||||
NOT. YOU ARE UNAUTHORIZED TO RETAIN AND OR EVEN REPORT SUBTERFUGE PARTICULARLY IF IT IS POTENTIALLY
|
||||
ENABLING OF FRAUD AND OR IDENTITY THEFT SUCH AS THIS INJURIOUS MIS-REPORTINGS OF MIS-INFORMATION
|
||||
MIGHT VERY WELL APPEAR TO BE. DELETE NOW TO ANNUL THIS UNJUST ACCUSATION AND TO RETURN TO
|
||||
COMPLETE COMPLIANCE TO FEDERAL REPORTING LAWS AS IS OBLIGATED OF YOU.
|
||||
<br/><br/>
|
||||
__END9__
|
||||
__START10__
|
||||
Student Loan Creditor,account #10,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__Creditor_10__</span>
|
||||
<br/><br/>
|
||||
Notation:Please Provide Physical Proof of COMPLIANCE and Verification.If not physically irrefutable you are not authorized to
|
||||
retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and
|
||||
accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain
|
||||
compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/><br/>
|
||||
__END10__
|
||||
__START11__
|
||||
Student Loan Creditor,account #11,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__Creditor_11__</span>
|
||||
<br/><br/>
|
||||
Notation:Please Provide Physical Proof of COMPLIANCE and Verification.AFFIRM AND CONFIRM-ATE THIS ALLEGATION OF
|
||||
CLAIM YET STILL UNPROVEN. LAWFULLY CERTIFICATE PHYSICALLY THE CREDITOR CLASSIFICATION CODE (S), THE
|
||||
EXACT AND COMPLETE SEQUENCED AND METRO2 DATA FORMATTED 426 CHARACTER P-6 STATEMENT (S) AS WELL
|
||||
AS ALL OF THE APPLICABLE AND REQUISITE TRAILING FRAGMENTS,THE MINIMALLY MANDATED FIVE (5) PORTIONED
|
||||
PERSONAL IDENTIFIERS, EVERY AND ONE OF THE ALPHA-/ NUMERIC-/AND OR ALPHANUMERIC SOURCE CODES THAT
|
||||
DETAIL THE LEFT SIDEDNESS AND OR RIGHT SIDEDNESS OF ANY AND ALL PRECISELY ORDERED RECORDED
|
||||
ACCOUNT DESCRIPTIONS, ALL ASPECTS EXACTLY AND FULLY RELATED TO THE SEQUENCED 386 PIECES OF
|
||||
CONFIRMATION TO COLLECT(-TIONS), EACH CALENDAR DATE RECORDED, EVERY ALLEGED BALANCE INCLUDING THE
|
||||
TALLIED TOTALLINGS AND INVOICES FROM WHICH THEY WERE DERIVED, THE DOCUMENTED LEGAL AND CURRENT
|
||||
COLOR PHOTOGRAPHED IDENTITIES, THE ATTESTED ADDRESSES, THE NON-TRANSPORTED AND TRUE MARKS OF
|
||||
EXECUTION FROM THE ONE AND ONLY AND EXACTLY IDENTIFIED ME UPON AN ACKNOWLEDGEMENT OF THE DEBT
|
||||
ALLEGED OR EVEN CONDITIONS RELATED, AS WELL AS EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF THE
|
||||
REQUISITE STATE AND FEDERAL LAWS APPLICABLE, WHETHER KNOWN OR NOT,REGARDLESS IF MENTIONED OR
|
||||
NOT. YOU ARE UNAUTHORIZED TO RETAIN AND OR EVEN REPORT SUBTERFUGE PARTICULARLY IF IT IS POTENTIALLY
|
||||
ENABLING OF FRAUD AND OR IDENTITY THEFT SUCH AS THIS INJURIOUS MIS-REPORTINGS OF MIS-INFORMATION
|
||||
MIGHT VERY WELL APPEAR TO BE. DELETE NOW TO ANNUL THIS UNJUST ACCUSATION AND TO RETURN TO
|
||||
COMPLETE COMPLIANCE TO FEDERAL REPORTING LAWS AS IS OBLIGATED OF YOU.
|
||||
<br/><br/>
|
||||
__END11__
|
||||
__START12__
|
||||
Student Loan Creditor,account #12,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__Creditor_12__</span>
|
||||
<br/><br/>
|
||||
Notation: Please Provide Physical Proof of COMPLIANCE and Verification.Confirmate the affirmation of the above listed allegation
|
||||
of derogatory student loan to be true, correct,timely,metro2 compliant,and with physical proof of each and all. Please provide all
|
||||
information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit,
|
||||
the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or
|
||||
alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the
|
||||
426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal
|
||||
identifiers.Delete today,even right NOW!
|
||||
<br/><br/>
|
||||
__END12__
|
||||
__START13__
|
||||
Student Loan Creditor,account #13,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__Creditor_13__</span>
|
||||
<br/><br/>
|
||||
Notation:Please Provide Physical Proof of COMPLIANCE and Verification.AFFIRM AND CONFIRM-ATE THIS ALLEGATION OF
|
||||
CLAIM YET STILL UNPROVEN. LAWFULLY CERTIFICATE PHYSICALLY THE CREDITOR CLASSIFICATION CODE (S), THE
|
||||
EXACT AND COMPLETE SEQUENCED AND METRO2 DATA FORMATTED 426 CHARACTER P-6 STATEMENT (S) AS WELL
|
||||
AS ALL OF THE APPLICABLE AND REQUISITE TRAILING FRAGMENTS,THE MINIMALLY MANDATED FIVE (5) PORTIONED
|
||||
PERSONAL IDENTIFIERS, EVERY AND ONE OF THE ALPHA-/ NUMERIC-/AND OR ALPHANUMERIC SOURCE CODES THAT
|
||||
DETAIL THE LEFT SIDEDNESS AND OR RIGHT SIDEDNESS OF ANY AND ALL PRECISELY ORDERED RECORDED
|
||||
ACCOUNT DESCRIPTIONS, ALL ASPECTS EXACTLY AND FULLY RELATED TO THE SEQUENCED 386 PIECES OF
|
||||
CONFIRMATION TO COLLECT(-TIONS), EACH CALENDAR DATE RECORDED, EVERY ALLEGED BALANCE INCLUDING THE
|
||||
TALLIED TOTALLINGS AND INVOICES FROM WHICH THEY WERE DERIVED, THE DOCUMENTED LEGAL AND CURRENT
|
||||
COLOR PHOTOGRAPHED IDENTITIES, THE ATTESTED ADDRESSES, THE NON-TRANSPORTED AND TRUE MARKS OF
|
||||
EXECUTION FROM THE ONE AND ONLY AND EXACTLY IDENTIFIED ME UPON AN ACKNOWLEDGEMENT OF THE DEBT
|
||||
ALLEGED OR EVEN CONDITIONS RELATED, AS WELL AS EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF THE
|
||||
REQUISITE STATE AND FEDERAL LAWS APPLICABLE, WHETHER KNOWN OR NOT,REGARDLESS IF MENTIONED OR
|
||||
NOT. YOU ARE UNAUTHORIZED TO RETAIN AND OR EVEN REPORT SUBTERFUGE PARTICULARLY IF IT IS POTENTIALLY
|
||||
ENABLING OF FRAUD AND OR IDENTITY THEFT SUCH AS THIS INJURIOUS MIS-REPORTINGS OF MIS-INFORMATION
|
||||
MIGHT VERY WELL APPEAR TO BE. DELETE NOW TO ANNUL THIS UNJUST ACCUSATION AND TO RETURN TO
|
||||
COMPLETE COMPLIANCE TO FEDERAL REPORTING LAWS AS IS OBLIGATED OF YOU.
|
||||
<br/><br/>
|
||||
__END13__
|
||||
__START14__
|
||||
Student Loan Creditor,account #14,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__Creditor_14__</span>
|
||||
<br/><br/>
|
||||
Notation:Please Provide Physical Proof of COMPLIANCE and Verification.If not physically irrefutable you are not authorized to
|
||||
retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and
|
||||
accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain
|
||||
compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/><br/>
|
||||
__END14__
|
||||
__START15__
|
||||
Student Loan Creditor,account #15,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__Creditor_15__</span>
|
||||
<br/><br/>
|
||||
Notation:Please Provide Physical Proof of COMPLIANCE and Verification.AFFIRM AND CONFIRM-ATE THIS ALLEGATION OF
|
||||
CLAIM YET STILL UNPROVEN. LAWFULLY CERTIFICATE PHYSICALLY THE CREDITOR CLASSIFICATION CODE (S), THE
|
||||
EXACT AND COMPLETE SEQUENCED AND METRO2 DATA FORMATTED 426 CHARACTER P-6 STATEMENT (S) AS WELL
|
||||
AS ALL OF THE APPLICABLE AND REQUISITE TRAILING FRAGMENTS,THE MINIMALLY MANDATED FIVE (5) PORTIONED
|
||||
PERSONAL IDENTIFIERS, EVERY AND ONE OF THE ALPHA-/ NUMERIC-/AND OR ALPHANUMERIC SOURCE CODES THAT
|
||||
DETAIL THE LEFT SIDEDNESS AND OR RIGHT SIDEDNESS OF ANY AND ALL PRECISELY ORDERED RECORDED
|
||||
ACCOUNT DESCRIPTIONS, ALL ASPECTS EXACTLY AND FULLY RELATED TO THE SEQUENCED 386 PIECES OF
|
||||
CONFIRMATION TO COLLECT(-TIONS), EACH CALENDAR DATE RECORDED, EVERY ALLEGED BALANCE INCLUDING THE
|
||||
TALLIED TOTALLINGS AND INVOICES FROM WHICH THEY WERE DERIVED, THE DOCUMENTED LEGAL AND CURRENT
|
||||
COLOR PHOTOGRAPHED IDENTITIES, THE ATTESTED ADDRESSES, THE NON-TRANSPORTED AND TRUE MARKS OF
|
||||
EXECUTION FROM THE ONE AND ONLY AND EXACTLY IDENTIFIED ME UPON AN ACKNOWLEDGEMENT OF THE DEBT
|
||||
ALLEGED OR EVEN CONDITIONS RELATED, AS WELL AS EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF THE
|
||||
REQUISITE STATE AND FEDERAL LAWS APPLICABLE, WHETHER KNOWN OR NOT,REGARDLESS IF MENTIONED OR
|
||||
NOT. YOU ARE UNAUTHORIZED TO RETAIN AND OR EVEN REPORT SUBTERFUGE PARTICULARLY IF IT IS POTENTIALLY
|
||||
ENABLING OF FRAUD AND OR IDENTITY THEFT SUCH AS THIS INJURIOUS MIS-REPORTINGS OF MIS-INFORMATION
|
||||
MIGHT VERY WELL APPEAR TO BE. DELETE NOW TO ANNUL THIS UNJUST ACCUSATION AND TO RETURN TO
|
||||
COMPLETE COMPLIANCE TO FEDERAL REPORTING LAWS AS IS OBLIGATED OF YOU.
|
||||
<br/><br/>
|
||||
__END15__
|
||||
|
||||
Might it be known that THIS LETTER of consumer check and challenge for lawful reporting compliance is
|
||||
my officially composed writ formal complaint that you are reporting one or more of the
|
||||
following,ILLEGALLY mind you:
|
||||
<br/><br/>
|
||||
i)Your reporting is unproven to be TRUE,so legally there can be no truth assumed to the allegations of
|
||||
which you report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
ii)Your reporting is unproven to be Correct (and regulations are CLEAR on accuracy being undoubted
|
||||
and irrefutable),so legally there can be no truth assumed to the allegations of which you report in
|
||||
chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
iii)Your reporting is unproven to be COMPLETE (and regulations are CLEAR on mandates to be fully
|
||||
COMPLETE in the application of exacting and reliably consistent precision of any data for reporting
|
||||
being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you
|
||||
report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
iv)Your reporting is unproven to be TIMELY (and regulations are CLEAR on mandates to be fully
|
||||
CURRENT and TIMELY in the application of exacting and reliably consistent precision of any data for
|
||||
reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of
|
||||
which you report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
v)Your reporting is unproven to be of MY OWNERSHIP(and regulations are CLEAR on mandates to be
|
||||
fully CONFIDENT in the assignment of OWNERSHIP and or even RESPONSIBILITY to any potentially
|
||||
injurious claim in the application of exacting and reliably consistent precision of any data for reporting
|
||||
being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which
|
||||
you report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
vi)Your reporting is unproven to be of MY RESPONSIBILITY(and regulations are CLEAR on mandates to
|
||||
be fully CONFIDENT in the assignment of OWNERSHIP and or even RESPONSIBILITY to any
|
||||
potentially injurious claim in the application of exacting and reliably consistent precision of any data for
|
||||
reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of
|
||||
which you report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
vii)Your reporting is unproven to be of FCRA COMPLIANCE (and regulations are CLEAR on mandates to
|
||||
be fully CONFIDENT in the assumption of FULL unmistakable COMPLIANCE to any and all standards of
|
||||
practice as related to the reporting of any potentially injurious claim in the application of exacting and
|
||||
reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there
|
||||
can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
viii)Your reporting is unproven to be of CRSA enacted CDIA METRO 2 DATA FIELD FORMATTED
|
||||
REGULATORY REPORTING COMPLIANCE (and regulations are CLEAR on mandates to be fully
|
||||
CONFIDENT in the assumption of FULL unmistakable COMPLIANCE to any and all standards of
|
||||
practice as related to the reporting of any potentially injurious claim in the application of exacting and
|
||||
reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there
|
||||
can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
Injury causing subterfuge is unlawful to retain. You are not Authorized to report or even once alleged
|
||||
adverse remark unproven upon a requested compliance check. You must Annul in brief, even right now
|
||||
and right here, by complete and permanent deletion any or even one not irrefutable allegation(s) deficient
|
||||
of physical composed writ certificate(s) in testimony of the exact and full truth, correctness, timeliness,
|
||||
completeness, ownership, responsibility, and or documented evidence of precise and willfulness to
|
||||
comply with every single one even any and or all of the requisite mandates/statutes/acts/obligations/and
|
||||
or laws related and pertinent to legal reporting of any information, known or not. Attest now to the metro-2
|
||||
required truth, accuracy, fullness, timeliness, ownership, responsibility and or compliance(s) otherwise,
|
||||
whether mentioned or not. Ignorance of obligations to compliant reporting is NOT lawful exoneration of
|
||||
your responsibility to 100% accurate, true, and metro-2 compliant data formatted reporting regulations of
|
||||
which you are obligated. Federal laws allow me to compel you to retain and or return adequate
|
||||
accountability. Failure or unwillingness to do so might be remedied and rectified in my favor per monetary
|
||||
compensation for your infringements of my civil and or consumer rights and violations of the laws required
|
||||
of you. Right now demonstrate to me any and all applicable metro-2 reporting mandates including but not
|
||||
limited to every date and balance, each calculation and audit, the invoices and documented current
|
||||
identities, every notation not to forget the five (5) portioned personal identifiers, 426 character P-6
|
||||
statements, alpha/numeric/ and or alphanumeric source codes, every applicable creditor classification
|
||||
code(s), the 3 applicable and precise sequenced 386 pieces of confirmation to collect(-ions) or any
|
||||
obligation else-wise. Return or Retain federally required compliance with your immediate and dull
|
||||
eradication of any and one of the adverse and or derogatory claims or any aspects of. Prove compliance
|
||||
or delete ASAP!!! Let this notice of my official writ composed DECLARATION of Not Proven Compliant
|
||||
Misinformation that is either or all of the following: DEFICIENT of adequate current status in fullness of
|
||||
TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable
|
||||
RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant
|
||||
reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious
|
||||
behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and
|
||||
COMPLIANT METRO 2 data field formatted reporting! Please provide me with all of the information you
|
||||
used for your investigation, as required by FCRA 611 (a) (7).Please reply within 10 days or delete the
|
||||
negative items, as originally requested. If you FAIL to respond to this demand and tort notification, your
|
||||
firm will be added to the pending action as complicit in this data breach of my personal information.
|
||||
<br/><br/>
|
||||
1. Tell me in writing what information you refuse to remove and why.<br/>
|
||||
2. Tell me in writing what you did to determine that the information was accurate.<br/>
|
||||
3. Note the information as disputed BY the CONSUMER on my credit report<br/>
|
||||
<br/><br/>
|
||||
According to the Fair Credit Reporting Act, Section 609 (a)(1)(A), you are required by federal law to
|
||||
verify - through the physical verification of the original signed consumer contract - any and all
|
||||
accounts you post on a credit report. Otherwise, anyone paying for your reporting services could fax,
|
||||
mail or email in even a potentially fraudulent account.
|
||||
<br/><br/>
|
||||
According to the provisions of the Fair Credit Reporting Act § 611(a) [15 USC 1681i(a)], these disputed
|
||||
items must be reinvestigated or deleted from my credit record within 30 days. During the investigation
|
||||
period, these items must be removed from my credit report as the mere reporting of items prior to debt
|
||||
validation constitutes collection activity. I am also requesting the names, addresses and telephone
|
||||
numbers of individuals you contacted during your investigation.
|
||||
<br/><br/>
|
||||
Please notify me that the above items have been deleted pursuant to § 611 (a)(6) [15 USC § 1681j (a)
|
||||
(6)]. I am also requesting an updated copy of my credit report, which should be sent to the address listed
|
||||
below. According to the provisions of § 612 [15 USC § 1681j], there should be no charge for this report.
|
||||
If you have any questions or need additional information, please contact me at address noted below. I
|
||||
think 15-20 Days should be ample enough time to get this completed since this is my NOT my first time
|
||||
contacting your organization.
|
||||
<br/><br/>
|
||||
FURTHER,CONFIRM the five key components of our individual identities in case this data breach
|
||||
becomes yet another case potentially leading to my inclusion as a victim of fraud and or of identity theft
|
||||
due to YOUR DEFICIENT and NOT PROVEN COMPLIANT RETAINING and or REPORTING of
|
||||
consumer records,particularly that of personal identifiers.. Therefore, I must request that your bureau
|
||||
confirm in writing the following personal information:
|
||||
<br/>
|
||||
1- FULL LEGAL NAME as it Appears on my Credit report<br/>
|
||||
2- Legal Address of Record<br/>
|
||||
3- SSN # (or redacted last 4 digits)<br/>
|
||||
4- Date of Birth<br/>
|
||||
5- Zip Code for my Home Address<br/>
|
||||
<br/><br/>
|
||||
The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully
|
||||
complete 426-character P-Segment or Trailing Segment that is to include the minimally five portioned
|
||||
PERSONAL IDENTIFIERS to which databasing of alleged tradeline information occurs.Per
|
||||
CRSA,auto-populating ANY data field input entry and or application of Slash Entries (such as 11111 or
|
||||
00000,etc) into the Metro 2 system is automatic call for deletion due to any and all repeating entry as
|
||||
NULL and VOID.Moreover,the regulatory obligation dictates that any and all data furnishers MUST
|
||||
include an attached TRAILING SEGMENT that absolutely accurately and completely includes ALL of the
|
||||
account of allegation(s) specifics!Must be performed in a REAL-TIME browser LOCKDOWN to be
|
||||
lawful.Per CRSA implementation,if a data furnisher fails to respond within20 calendar days,e-Oscar is to
|
||||
terminate challenge in favor of consumers and or auto-escalate any and all consumer complaints to a
|
||||
certified Metro 2 compliance trained SPECIALIST. Being Phase III of the Implementation of the
|
||||
CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or accepted by
|
||||
CRAa.Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS
|
||||
coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit shuffling
|
||||
to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit
|
||||
reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by
|
||||
any consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the
|
||||
minimal five(5) portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account
|
||||
trailing segment.Per the CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2
|
||||
Compliance Data Entry Evaluation CERTIFIED. Further,this qualifying certification can be REVOLVED by
|
||||
CONSUMER COMPLAINTS per the NYAG Signing Statement.I repeat, to lawfully retain and or report
|
||||
any claim of information,be it an account or any aspect of such,the must be irrefutable fullness in the truth
|
||||
of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of reporting and of the
|
||||
reported allegations, undoubtable ownership, irrefutable responsibility of adverse claims,and or adequate
|
||||
and complete INFORMATIONAL COMPLIANCE to the CRSA enacted CDIA Metro 2 data field formatted
|
||||
reporting regulatory standards and obligations to include the 81-month time relevance of account
|
||||
reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL IDENTIFIERS.Further
|
||||
lawful reporting demands that the regulatory compliance rules are applied EVENLY and thoroughly from
|
||||
data provider to consumer credit reporting repository.Accuracy and completeness of all of any and all
|
||||
information,particularly derogatory consumer information,must abide by every and one of current MY
|
||||
state’s reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE
|
||||
standards due to the implementation of the Credit Reporting Settlement Agreement (CRSA.)
|
||||
<br/><br/>
|
||||
Is the Personal Identifier information alleged in the reported 426-character P-SEGMENT true,correct, and
|
||||
complete to standards of CERTIFIED METRO 2 COMPLIANCE?
|
||||
<br/><br/>
|
||||
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the
|
||||
claimed reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any and
|
||||
all of the adversary derogatory accusations injuring me immediately,TODAY even NOW and HERE!
|
||||
<br/><br/>
|
||||
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this
|
||||
declaration would compel me to consult my consumer complaint lawfully to the members of the
|
||||
NCRWG,as undoubtedly reporting not only must be true,timely,and accurate but also in its
|
||||
COMPLETENESS of DATA ENTRY presented to any entity INCLUDING all consumer reporting
|
||||
repositories.
|
||||
<br/><br/>
|
||||
By the provisions of the Fair Credit Reporting Act and per the standards of reporting compliance
|
||||
implemented with the CRSA enacted CDIA Metro 2 COMPLIANCE regulations, I demand that these
|
||||
above mentioned derogatory items be investigated and permanently removed from my report. It is my
|
||||
understanding that you will recheck these items with the creditor who has posted them. Please remove
|
||||
any information that the creditor cannot verify. I understand that under 15 U.S.C. Sec. 1681i(a), you must
|
||||
complete this reinvestigation within 30 days of receipt of this letter.
|
||||
<br/><br/>
|
||||
Please send an updated copy of my credit report to the above address. According to the act, there shall
|
||||
be no charge for this updated report. I also request that you please send notices of corrections to anyone
|
||||
who received my credit report in the past six months.
|
||||
<br/><br/>
|
||||
Thank you for your time and help in this matter.
|
||||
<br/><br/>
|
||||
Sincerely,
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__sincerely__</span>
|
||||
<br/><br/>
|
||||
Please see enclosed document evidence of my Proof of identification,Proof of residence or mailing
|
||||
address,and Proof of social security number.
|
||||
</div>
|
||||
@@ -0,0 +1,333 @@
|
||||
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|
||||
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|
||||
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|
||||
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|
||||
<title>RTG-SL-CRA-SMART-BOMB-M2C-Method-for-Student-Loans-FIRST-round-OR-after-you-used-a-killing-fields-letter</title>
|
||||
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|
||||
<!-- HTML5 Shim and Respond.js IE8 support of HTML5 elements and media queries -->
|
||||
<!-- WARNING: Respond.js doesn't work if you view the page via file:// -->
|
||||
<!--[if lt IE 9]>
|
||||
<script src="https://oss.maxcdn.com/html5shiv/3.7.3/html5shiv.min.js"></script>
|
||||
<script src="https://oss.maxcdn.com/respond/1.4.2/respond.min.js"></script>
|
||||
<![endif]-->
|
||||
<style>
|
||||
.form-group.required .control-label:before{
|
||||
color: red;
|
||||
content: "*";
|
||||
position: absolute;
|
||||
margin-left: -7px;
|
||||
}
|
||||
</style>
|
||||
</head>
|
||||
<body class="hold-transition skin-blue sidebar-mini">
|
||||
<div class="wrapper" >
|
||||
|
||||
|
||||
|
||||
<!-- Content Wrapper. Contains page content -->
|
||||
<div class="content-wrapper">
|
||||
<!-- Content Header (Page header) -->
|
||||
<section class="content-header">
|
||||
<h1>R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</h1>
|
||||
<ol class="breadcrumb">
|
||||
<li><a href="#"><i class="fa fa-dashboard"></i> Home</a></li>
|
||||
<li class="active">RTG-SL-CRA-SMART-BOMB-M2C-Method-for-Student-Loans-FIRST-round-OR-after-you-used-a-killing-fields-letter</li>
|
||||
</ol>
|
||||
</section>
|
||||
|
||||
<!-- Main content -->
|
||||
<section class="content">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-12">
|
||||
<!-- Horizontal Form -->
|
||||
<div class="box box-info">
|
||||
<div class="box-header with-border">
|
||||
<h3 class="box-title"> Enter Your Information Below</h3>
|
||||
</div>
|
||||
<!-- /.box-header -->
|
||||
<!-- form start -->
|
||||
<form class="form-horizontal" method="post" action="http://cloud-height.com/RTG/V1.0/RTG-SL-CRA-SMART-BOMB-M2C-Method-for-Student-Loans-FIRST-round-OR-after-you-used-a-killing-fields-letter.php">
|
||||
<div class="box-body">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CRA REPORT</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="cra_report" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">FIRST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="first_name" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">LAST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="last_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NO</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_no" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CITY</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="city" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STATE</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="state" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">PERSONAL TRACKING NUMBER(20 Digit)</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" maxlength="20" name="personal_tracking_number" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CREDIT BUREAU & CREDIT BUREAU ADDRESS</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<textarea name="credit_bureau_name_address" class="form-control" rows="3" cols="47" required></textarea>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">Sincerely</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="sincerely" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<hr/>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Every in question Student Loan Creditor,account ,date of Origin,and Loan Origination agency
|
||||
state(I have included as much information as I can find as reported) is listed here,thank you:
|
||||
<textarea name="creditor_details" class="form-control" rows="3" cols="47" required></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Student Loan Creditor,account #1,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):<br/>
|
||||
<textarea name="creditor1" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Student Loan Creditor,account #2,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):<br/>
|
||||
<textarea name="creditor2" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Student Loan Creditor,account #3,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):<br/>
|
||||
<textarea name="creditor3" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Student Loan Creditor,account #4,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):<br/>
|
||||
<textarea name="creditor4" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Student Loan Creditor,account #5,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):<br/>
|
||||
<textarea name="creditor5" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Student Loan Creditor,account #6,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):<br/>
|
||||
<textarea name="creditor6" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Student Loan Creditor,account #7,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):<br/>
|
||||
<textarea name="creditor7" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Student Loan Creditor,account #8,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):<br/>
|
||||
<textarea name="creditor8" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Student Loan Creditor,account #9,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):<br/>
|
||||
<textarea name="creditor9" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Student Loan Creditor,account #10,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):<br/>
|
||||
<textarea name="creditor10" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Student Loan Creditor,account #11,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):<br/>
|
||||
<textarea name="creditor11" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Student Loan Creditor,account #12,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):<br/>
|
||||
<textarea name="creditor12" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Student Loan Creditor,account #13,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):<br/>
|
||||
<textarea name="creditor13" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Student Loan Creditor,account #14,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):<br/>
|
||||
<textarea name="creditor14" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Student Loan Creditor,account #15,date of Origin,and Loan Origination agency state(I have
|
||||
included as much information as I can find as reported):<br/>
|
||||
<textarea name="creditor15" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<hr/>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-offset-5 col-sm-7">
|
||||
<button type="submit" class="btn btn-info pull-left">Generate
|
||||
PDF</button>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
|
||||
</div>
|
||||
<!-- /.box-body -->
|
||||
<div class="box-footer"></div>
|
||||
<!-- /.box-footer -->
|
||||
</form>
|
||||
</div>
|
||||
<!-- /.box -->
|
||||
|
||||
</div>
|
||||
<!--/.col (right) -->
|
||||
</div>
|
||||
<!-- /.row -->
|
||||
|
||||
|
||||
</section>
|
||||
<!-- /.content -->
|
||||
</div>
|
||||
<!-- /.content-wrapper -->
|
||||
<footer class="main-footer">
|
||||
<strong>Copyright © 2019 <a href="#" >R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</a>.
|
||||
</strong> All rights reserved.
|
||||
</footer>
|
||||
<!-- Add the sidebar's background. This div must be placed
|
||||
immediately after the control sidebar -->
|
||||
<div class="control-sidebar-bg"></div>
|
||||
</div>
|
||||
<!-- ./wrapper -->
|
||||
|
||||
<!-- jQuery 2.2.0 -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/jQuery/jQuery-2.2.0.min.js"></script>
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<script src="http://cloud-height.com/RTG/bootstrap/js/bootstrap.min.js"></script>
|
||||
<!-- FastClick -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/fastclick/fastclick.js"></script>
|
||||
<!-- AdminLTE App -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/app.min.js"></script>
|
||||
<!-- AdminLTE for demo purposes -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/demo.js"></script>
|
||||
</body>
|
||||
</html>
|
||||
@@ -0,0 +1,83 @@
|
||||
<?php
|
||||
|
||||
// Define variables for file names
|
||||
$pdf_name = "RTG-SL-CRA-SMART-BOMB-M2C-Method-for-Student-Loans-FIRST-round-OR-after-you-used-a-killing-fields-letter.pdf";
|
||||
$html_format_name = "RTG-SL-CRA-SMART-BOMB-M2C-Method-for-Student-Loans-FIRST-round-OR-after-you-used-a-killing-fields-letter-Format.html";
|
||||
|
||||
//collect required POST form's input
|
||||
$cra_report = $_POST["cra_report"];
|
||||
$first_name = $_POST["first_name"];
|
||||
$last_name = $_POST["last_name"];
|
||||
$street_no = $_POST["street_no"];
|
||||
$street_name = $_POST["street_name"];
|
||||
$city = $_POST["city"];
|
||||
$state = $_POST["state"];
|
||||
$personal_tracking_number = $_POST["personal_tracking_number"];
|
||||
$credit_bureau_name_address = nl2br($_POST["credit_bureau_name_address"]);
|
||||
$creditor_details = nl2br($_POST["creditor_details"]);
|
||||
$sincerely = $_POST["sincerely"];
|
||||
|
||||
|
||||
|
||||
//Optional Creditors and Dates
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
// the unique pdf filename which will be saved on server
|
||||
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
|
||||
|
||||
if(isset($cra_report)){
|
||||
|
||||
//get html content from pre defined format
|
||||
$today = date("d M, Y");
|
||||
$html = file_get_contents($html_format_name);
|
||||
|
||||
|
||||
|
||||
$varList = array(
|
||||
'__CRA_REPORT__', '__FIRST_NAME__','__LAST_NAME__','__STREET_NO__','__STREET_NAME__',
|
||||
'__CITY__','__STATE__','__TODAY__','__PERSONAL_TRACKING_NUMBER__',
|
||||
'__credit_bureau_name_address__','__sincerely__','__Creditor_Details__'
|
||||
|
||||
);
|
||||
|
||||
|
||||
$valueList = array(
|
||||
$cra_report, $first_name,$last_name,$street_no,$street_name,
|
||||
$city,$state,$today,$personal_tracking_number,
|
||||
$credit_bureau_name_address,$sincerely,$creditor_details );
|
||||
|
||||
|
||||
|
||||
for($i=1;$i<= 15;$i++){
|
||||
if(isset($_POST["creditor".$i]) && !empty($_POST["creditor".$i])){
|
||||
$creditor[$i] = $_POST["creditor".$i];
|
||||
$varList[] = "__Creditor_".$i."__";
|
||||
$valueList[] = nl2br($creditor[$i]);
|
||||
|
||||
$start = "__START".$i."__";
|
||||
$end = "__END".$i."__";
|
||||
|
||||
$html = str_replace(array($start,$end),array("",""),$html);
|
||||
|
||||
} else {
|
||||
$from = strpos($html, "__START".$i."__");
|
||||
$to = strpos($html, "__END".$i."__");
|
||||
|
||||
$html = str_replace(substr($html,$from,($to-$from)+7+strlen($i)),"",$html);
|
||||
}
|
||||
}
|
||||
|
||||
|
||||
require("../common_file.php");
|
||||
|
||||
|
||||
|
||||
} else {
|
||||
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."RTG-SL-CRA-SMART-BOMB-M2C-Method-for-Student-Loans-FIRST-round-OR-after-you-used-a-killing-fields-letter.html";
|
||||
header("Location:".$url);
|
||||
}
|
||||
|
||||
?>
|
||||
@@ -0,0 +1,247 @@
|
||||
<!DOCTYPE html>
|
||||
<html>
|
||||
<head>
|
||||
<meta charset="utf-8">
|
||||
<meta http-equiv="X-UA-Compatible" content="IE=edge">
|
||||
<title>RTG-V1S1-HiDC-letter-Creditor-Inquiry-Letter-Volume-1-Step-1-RTG-letter</title>
|
||||
<!-- Tell the browser to be responsive to screen width -->
|
||||
<meta
|
||||
content="width=device-width, initial-scale=1, maximum-scale=1, user-scalable=no"
|
||||
name="viewport">
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/bootstrap/css/bootstrap.min.css">
|
||||
<!-- Font Awesome -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/4.5.0/css/font-awesome.min.css">
|
||||
<!-- Ionicons -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/ionicons/2.0.1/css/ionicons.min.css">
|
||||
<!-- Theme style -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/AdminLTE.min.css">
|
||||
<!-- AdminLTE Skins. Choose a skin from the css/skins
|
||||
folder instead of downloading all of them to reduce the load. -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/skins/_all-skins.min.css">
|
||||
|
||||
<!-- HTML5 Shim and Respond.js IE8 support of HTML5 elements and media queries -->
|
||||
<!-- WARNING: Respond.js doesn't work if you view the page via file:// -->
|
||||
<!--[if lt IE 9]>
|
||||
<script src="https://oss.maxcdn.com/html5shiv/3.7.3/html5shiv.min.js"></script>
|
||||
<script src="https://oss.maxcdn.com/respond/1.4.2/respond.min.js"></script>
|
||||
<![endif]-->
|
||||
<style>
|
||||
.form-group.required .control-label:before{
|
||||
color: red;
|
||||
content: "*";
|
||||
position: absolute;
|
||||
margin-left: -7px;
|
||||
}
|
||||
</style>
|
||||
</head>
|
||||
<body class="hold-transition skin-blue sidebar-mini">
|
||||
<div class="wrapper" >
|
||||
|
||||
|
||||
|
||||
<!-- Content Wrapper. Contains page content -->
|
||||
<div class="content-wrapper">
|
||||
<!-- Content Header (Page header) -->
|
||||
<section class="content-header">
|
||||
<h1>R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</h1>
|
||||
<ol class="breadcrumb">
|
||||
<li><a href="#"><i class="fa fa-dashboard"></i> Home</a></li>
|
||||
<li class="active">RTG-V1S1-HiDC-letter-Creditor-Inquiry-Letter-Volume-1-Step-1-RTG-letter</li>
|
||||
</ol>
|
||||
</section>
|
||||
|
||||
<!-- Main content -->
|
||||
<section class="content">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-12">
|
||||
<!-- Horizontal Form -->
|
||||
<div class="box box-info">
|
||||
<div class="box-header with-border">
|
||||
<h3 class="box-title"> Enter Your Information Below</h3>
|
||||
</div>
|
||||
<!-- /.box-header -->
|
||||
<!-- form start -->
|
||||
<form class="form-horizontal" method="post" action="http://cloud-height.com/RTG/V1.0/RTG-V1S1-HiDC-letter-Creditor-Inquiry-Letter-Volume-1-Step-1-RTG-letter.php">
|
||||
<div class="box-body">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">FIRST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="first_name" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">LAST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="last_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NO</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_no" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CITY</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="city" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STATE</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="state" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">PERSONAL TRACKING NUMBER(20 Digit)</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" maxlength="20" name="personal_tracking_number" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CREDITOR NAME & ADDRESS</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<textarea name="credit_bureau_name_address" class="form-control" rows="3" cols="47" required></textarea>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">Sincerely</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="sincerely" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<hr/>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Unauthorized/NOT COMPLIANT/or without Permissible Purpose Credit Inquiry #1 dated :<br/>
|
||||
<textarea name="creditor1" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Unauthorized/NOT COMPLIANT/or without Permissible Purpose Credit Inquiry #2 dated :<br/>
|
||||
<textarea name="creditor2" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Unauthorized/NOT COMPLIANT/or without Permissible Purpose Credit Inquiry #3 dated :<br/>
|
||||
<textarea name="creditor3" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Unauthorized/NOT COMPLIANT/or without Permissible Purpose Credit Inquiry #4 dated :<br/>
|
||||
<textarea name="creditor4" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Unauthorized/NOT COMPLIANT/or without Permissible Purpose Credit Inquiry #5 dated :<br/>
|
||||
<textarea name="creditor5" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-offset-5 col-sm-7">
|
||||
<button type="submit" class="btn btn-info pull-left">Generate
|
||||
PDF</button>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
|
||||
</div>
|
||||
<!-- /.box-body -->
|
||||
<div class="box-footer"></div>
|
||||
<!-- /.box-footer -->
|
||||
</form>
|
||||
</div>
|
||||
<!-- /.box -->
|
||||
|
||||
</div>
|
||||
<!--/.col (right) -->
|
||||
</div>
|
||||
<!-- /.row -->
|
||||
|
||||
|
||||
</section>
|
||||
<!-- /.content -->
|
||||
</div>
|
||||
<!-- /.content-wrapper -->
|
||||
<footer class="main-footer">
|
||||
<strong>Copyright © 2019 <a href="#" >R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</a>.
|
||||
</strong> All rights reserved.
|
||||
</footer>
|
||||
<!-- Add the sidebar's background. This div must be placed
|
||||
immediately after the control sidebar -->
|
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<div class="control-sidebar-bg"></div>
|
||||
</div>
|
||||
<!-- ./wrapper -->
|
||||
|
||||
<!-- jQuery 2.2.0 -->
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<script src="http://cloud-height.com/RTG/plugins/jQuery/jQuery-2.2.0.min.js"></script>
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||||
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<script src="http://cloud-height.com/RTG/dist/js/demo.js"></script>
|
||||
</body>
|
||||
</html>
|
||||
@@ -0,0 +1,77 @@
|
||||
<?php
|
||||
|
||||
// Define variables for file names
|
||||
$pdf_name = "RTG-V1S1-HiDC-letter-Creditor-Inquiry-Letter-Volume-1-Step-1-RTG-letter.pdf";
|
||||
$html_format_name = "RTG-V1S1-HiDC-letter-Creditor-Inquiry-Letter-Volume-1-Step-1-RTG-letter_FORMAT.html";
|
||||
|
||||
//collect required POST form's input
|
||||
|
||||
$first_name = $_POST["first_name"];
|
||||
$last_name = $_POST["last_name"];
|
||||
$street_no = $_POST["street_no"];
|
||||
$street_name = $_POST["street_name"];
|
||||
$city = $_POST["city"];
|
||||
$state = $_POST["state"];
|
||||
$personal_tracking_number = $_POST["personal_tracking_number"];
|
||||
$credit_bureau_name_address = nl2br($_POST["credit_bureau_name_address"]);
|
||||
$sincerely = $_POST["sincerely"];
|
||||
|
||||
|
||||
|
||||
//Optional Creditors and Dates
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
// the unique pdf filename which will be saved on server
|
||||
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
|
||||
|
||||
if(isset($first_name)){
|
||||
|
||||
//get html content from pre defined format
|
||||
$today = date("d M, Y");
|
||||
$html = file_get_contents($html_format_name);
|
||||
|
||||
|
||||
|
||||
$varList = array('__FIRST_NAME__','__LAST_NAME__','__STREET_NO__','__STREET_NAME__',
|
||||
'__CITY__','__STATE__','__TODAY__','__PERSONAL_TRACKING_NUMBER__',
|
||||
'__credit_bureau_name_address__','__sincerely__'
|
||||
|
||||
);
|
||||
|
||||
|
||||
$valueList = array($first_name,$last_name,$street_no,$street_name,
|
||||
$city,$state,$today,$personal_tracking_number,
|
||||
$credit_bureau_name_address,$sincerely );
|
||||
|
||||
$serialLineHTML = "";
|
||||
|
||||
for($i=1;$i<= 5;$i++){
|
||||
if(isset($_POST["creditor".$i]) && !empty($_POST["creditor".$i])){
|
||||
$creditor[$i] = $_POST["creditor".$i];
|
||||
$varList[] = "__CREDITOR".$i."__";
|
||||
$valueList[] = nl2br($creditor[$i]);
|
||||
|
||||
|
||||
$serialLineHTML .= '<br/>Alleged Unauthorized/NOT COMPLIANT/or without Permissible Purpose Credit Inquiry #'.$i.' dated:<br/><span style="background-color: #FFFF00">__CREDITOR'.$i.'__</span><br/>';
|
||||
|
||||
|
||||
} else {
|
||||
|
||||
|
||||
}
|
||||
}
|
||||
|
||||
|
||||
|
||||
$html = str_replace('__SERIAL_LINES__',$serialLineHTML,$html);
|
||||
require("../common_file.php");
|
||||
|
||||
} else {
|
||||
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."gtg-15-CrackerJack-Bureau-M2C-Method-letter-for-FIRST-ROUND-ATTACKS-contesting-FCRA-and-Metro-2-for-COMPLIANCE-Proof.html";
|
||||
header("Location:".$url);
|
||||
}
|
||||
|
||||
?>
|
||||
@@ -0,0 +1,87 @@
|
||||
<div>
|
||||
<p align="right">Today is: __TODAY__ </p> <br/>
|
||||
<h4><span style="text-decoration: underline;">DECLARATION of COMPLAINT requesting evidence of COMPLIANT REPORTING</span></h4>
|
||||
|
||||
<br/> <br/>
|
||||
First and Last name ONLY: <span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__</span><br/><br/>
|
||||
Street NUMBER and Street NAME: <span style="background-color: #FFFF00">__STREET_NO__ __STREET_NAME__</span><br/><br/>
|
||||
|
||||
CITY and STATE I reside and receive mail: <span style="background-color: #FFFF00">__CITY__, __STATE__</span>
|
||||
<br/><br/>
|
||||
|
||||
****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE,and MANDATED REPORTED information per FCRA regulations,any and all others I DEMAND,as is my lawful RIGHT(s) to do so,that you annul and and all deficient of any condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information now or ever,please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles.
|
||||
|
||||
|
||||
<br/><br/>
|
||||
|
||||
(a) I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
|
||||
<br/><br/>
|
||||
(b) I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights
|
||||
|
||||
|
||||
<br/><br/>
|
||||
(c) I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/><br/>
|
||||
(d) I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(e) I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/><br/>
|
||||
(f) I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/><br/>
|
||||
(g) I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
|
||||
<br/><br/>
|
||||
(h) I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer right
|
||||
|
||||
|
||||
<br/><br/>
|
||||
MY PERSONAL 20-digit TRACKING NUMBER IS : <span style="background-color: #FFFF00">__PERSONAL_TRACKING_NUMBER__</span>
|
||||
<br/><br/>
|
||||
|
||||
<span style="background-color: #FFFF00">__credit_bureau_name_address__</span>
|
||||
<br/><br/>
|
||||
Re: <br/>
|
||||
DEMAND to ERADICATE (DELETE) the following illegally reporting claims OR PROVE FULL COMPLIANCE, TRUTH, ACCURACY and COMPLETENESS as well as lawfully acquired PERMISSIBLE PURPOSE!
|
||||
|
||||
<br/>
|
||||
__SERIAL_LINES__
|
||||
<br/><br/>
|
||||
<h2>To whom it might concern, </h2>
|
||||
<br/>
|
||||
I recently received and closely studied a copy of my credit report. To my dismay, it seems that the credit report currently shows an alleged credit inquiry by your company that is not of any evidence detailing my authorizing of it or any verifiable documented physical proof of the adequately and lawfully acquired permissible purpose from the one and only legally identified me and or any person and or entity with authority to render such permissible purpose . To my understanding,neither you nor any other entity have the unrestricted ability to violate common regulatory standards of compliant reporting laws and as such certainly are not to be allowed to injuriously, in defamation mind you, place any unproven item of information in chicanery-derived accusation(s) including any such claims of an inquiry deficient of demonstrated evidence of truth, accuracy, timeliness, and compliance on any consumer’s credit profile history much less one that has lodged a complaint checking for and calling for proof of said compliance to current federal and state regulatory reporting statutes and laws UNLESS it is irrefutably shown that not only that I have authorized it but that the manner the alleged inquiry was processed and reported was in full agreeance to the acceptable standards of laws related, known or not. I wish to make you aware that this notification is my official declaration complaint and right demands compelling you to abandon your unlawful subterfuge versus me now and forever.I wholeheartedly am adamant to have this inquiry removed from my credit file today,even right now.OBVIOUSLY, unethically so→> it is making it very difficult for me to acquire credit that I might desire and otherwise be eligible for, a clear injury to my personal and financial credibility.Let it be known that many civil courts have routinely made resolution awards granted to those infringed upon due to infractions from inadequate reporting practices by alleged yet unproven data providers.
|
||||
|
||||
<br/>
|
||||
Regardless of your position, per FDCPA 807(8) you must indicate on the consumer credit reports that I am challenging these allegations you have unfairly suggested of me despite your inability or unwillingness to prove truth, correctness, completeness,timeliness, ownership, responsibility of, achieved permissible purpose, and or federal reporting compliance else wise------------->>>>>>>>>>>>>
|
||||
<br/><br/>
|
||||
<h2>Ҥ 807. False or misleading representations</h2>
|
||||
<br/>
|
||||
A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
|
||||
<br/>
|
||||
(8) Communicating or threatening to communicate to any person credit information which is known or which should be known to be false, including the failure to communicate that a disputed debt is disputed.
|
||||
<br/>
|
||||
I am a very determined INJURED CONSUMER EDUCATED as to BOTH MY RIGHTS as well as to YOUR MINIMAL REQUISITES as related to the FDCPA/ FCRA/and or FCBA as well as pertaining to Metro 2 data field formatted reporting standards. VIOLATIONS include ANY DEFICIENCY of law OR LACK OF PROOF of COMPLIANCE fully to every single one even each any and or all of the mandates required of you,Whether it is MENTIONED OR NOT .
|
||||
<br/>
|
||||
I would appreciate and need your prompt response to this issue. Please be so kind as to forward me documentation that you have had the unauthorized inquiry removed.
|
||||
<br/>
|
||||
If you find that I am remiss, and you do have my authorization to inquire into my credit report, then please send me proof of this.
|
||||
<br/>
|
||||
Again this is a lawful and absolute DEMAND to ERADICATE the following illegally reporting claims OR PROVE!
|
||||
<br/>
|
||||
__SERIAL_LINES__
|
||||
<br/> <br/>
|
||||
|
||||
PLEASE DO SO NOW to return to mandated lawful federal compliance to accurate true complete and proven reporting now!
|
||||
<br/> <br/>
|
||||
Thanking you in advance,<br/>
|
||||
<span style="background-color: #FFFF00">__sincerely__</span>
|
||||
|
||||
<br/><br/>
|
||||
SEE ENCLOSED copy of the credit report(s) with the INFECTIOUS allegations CIRCLED IN RED and HIGHLIGHTED IN YELLOW!
|
||||
**please see the enclosed identifying objects that detail my current lawful name, current lawful resident address, and current lawful proof of identity which includes copies of my State identification card, document proof of my ssn and or my ssn card, and a recent utility bill depicting evidence of my residence.
|
||||
</div>
|
||||
@@ -0,0 +1,281 @@
|
||||
<!DOCTYPE html>
|
||||
<html>
|
||||
<head>
|
||||
<meta charset="utf-8">
|
||||
<meta http-equiv="X-UA-Compatible" content="IE=edge">
|
||||
<title>RTG-V1S2-SEA-11-for-experian-inquiries-VOLUME-1-Step-2</title>
|
||||
<!-- Tell the browser to be responsive to screen width -->
|
||||
<meta
|
||||
content="width=device-width, initial-scale=1, maximum-scale=1, user-scalable=no"
|
||||
name="viewport">
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/bootstrap/css/bootstrap.min.css">
|
||||
<!-- Font Awesome -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/4.5.0/css/font-awesome.min.css">
|
||||
<!-- Ionicons -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/ionicons/2.0.1/css/ionicons.min.css">
|
||||
<!-- Theme style -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/AdminLTE.min.css">
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||||
<!-- AdminLTE Skins. Choose a skin from the css/skins
|
||||
folder instead of downloading all of them to reduce the load. -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/skins/_all-skins.min.css">
|
||||
|
||||
<!-- HTML5 Shim and Respond.js IE8 support of HTML5 elements and media queries -->
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||||
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|
||||
<!--[if lt IE 9]>
|
||||
<script src="https://oss.maxcdn.com/html5shiv/3.7.3/html5shiv.min.js"></script>
|
||||
<script src="https://oss.maxcdn.com/respond/1.4.2/respond.min.js"></script>
|
||||
<![endif]-->
|
||||
<style>
|
||||
.form-group.required .control-label:before{
|
||||
color: red;
|
||||
content: "*";
|
||||
position: absolute;
|
||||
margin-left: -7px;
|
||||
}
|
||||
</style>
|
||||
</head>
|
||||
<body class="hold-transition skin-blue sidebar-mini">
|
||||
<div class="wrapper" >
|
||||
|
||||
|
||||
|
||||
<!-- Content Wrapper. Contains page content -->
|
||||
<div class="content-wrapper">
|
||||
<!-- Content Header (Page header) -->
|
||||
<section class="content-header">
|
||||
<h1>R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</h1>
|
||||
<ol class="breadcrumb">
|
||||
<li><a href="#"><i class="fa fa-dashboard"></i> Home</a></li>
|
||||
<li class="active">RTG-V1S2-SEA-11-for-experian-inquiries-VOLUME-1-Step-2</li>
|
||||
</ol>
|
||||
</section>
|
||||
|
||||
<!-- Main content -->
|
||||
<section class="content">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-12">
|
||||
<!-- Horizontal Form -->
|
||||
<div class="box box-info">
|
||||
<div class="box-header with-border">
|
||||
<h3 class="box-title"> Enter Your Information Below</h3>
|
||||
</div>
|
||||
<!-- /.box-header -->
|
||||
<!-- form start -->
|
||||
<form class="form-horizontal" method="post" action="http://cloud-height.com/RTG/V1.0/RTG-V1S2-SEA-11-for-experian-inquiries-VOLUME-1-Step-2.php">
|
||||
<div class="box-body">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">EXPERIAN REPORT</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="experian_report" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">FIRST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="first_name" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">LAST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="last_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NO</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_no" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CITY</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="city" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STATE</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="state" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">SOCIAL SECURITY NUMBER (ONLY LAST FOUR DIGIT)</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" maxlength="4" name="social_security_no" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">DATE OF BIRTH</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="date_of_birth" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
<hr/>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#1 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor1" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#2 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor2" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#3 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor3" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#4 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor4" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#5 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor5" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#6 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor6" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#7 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor7" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#8 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor8" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#9 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor9" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#10 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor10" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#11 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor11" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-offset-5 col-sm-7">
|
||||
<button type="submit" class="btn btn-info pull-left">Generate
|
||||
PDF</button>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
|
||||
</div>
|
||||
<!-- /.box-body -->
|
||||
<div class="box-footer"></div>
|
||||
<!-- /.box-footer -->
|
||||
</form>
|
||||
</div>
|
||||
<!-- /.box -->
|
||||
|
||||
</div>
|
||||
<!--/.col (right) -->
|
||||
</div>
|
||||
<!-- /.row -->
|
||||
|
||||
|
||||
</section>
|
||||
<!-- /.content -->
|
||||
</div>
|
||||
<!-- /.content-wrapper -->
|
||||
<footer class="main-footer">
|
||||
<strong>Copyright © 2019 <a href="#" >R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</a>.
|
||||
</strong> All rights reserved.
|
||||
</footer>
|
||||
<!-- Add the sidebar's background. This div must be placed
|
||||
immediately after the control sidebar -->
|
||||
<div class="control-sidebar-bg"></div>
|
||||
</div>
|
||||
<!-- ./wrapper -->
|
||||
|
||||
<!-- jQuery 2.2.0 -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/jQuery/jQuery-2.2.0.min.js"></script>
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<script src="http://cloud-height.com/RTG/bootstrap/js/bootstrap.min.js"></script>
|
||||
<!-- FastClick -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/fastclick/fastclick.js"></script>
|
||||
<!-- AdminLTE App -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/app.min.js"></script>
|
||||
<!-- AdminLTE for demo purposes -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/demo.js"></script>
|
||||
</body>
|
||||
</html>
|
||||
@@ -0,0 +1,83 @@
|
||||
<?php
|
||||
|
||||
// Define variables for file names
|
||||
$pdf_name = "RTG-V1S2-SEA-11-for-experian-inquiries-VOLUME-1-Step-2.pdf";
|
||||
$html_format_name = "RTG-V1S2-SEA-11-for-experian-inquiries-VOLUME-1-Step-2_FORMAT.html";
|
||||
|
||||
//collect required POST form's input
|
||||
$experian_report = $_POST["experian_report"];
|
||||
$first_name = $_POST["first_name"];
|
||||
$last_name = $_POST["last_name"];
|
||||
$street_no = $_POST["street_no"];
|
||||
$street_name = $_POST["street_name"];
|
||||
$city = $_POST["city"];
|
||||
$state = $_POST["state"];
|
||||
$social_security_no = $_POST["social_security_no"];
|
||||
$date_of_birth = $_POST["date_of_birth"];
|
||||
|
||||
|
||||
|
||||
|
||||
//Optional Creditors and Dates
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
// the unique pdf filename which will be saved on server
|
||||
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
|
||||
|
||||
if(isset($experian_report)){
|
||||
|
||||
//get html content from pre defined format
|
||||
$today = date("d M, Y");
|
||||
$html = file_get_contents($html_format_name);
|
||||
|
||||
//__SOCIAL_SECURITY_NUMBER__
|
||||
//__BIRTH_DATE__
|
||||
//
|
||||
|
||||
|
||||
$varList = array(
|
||||
'__EXPERIAN_REPORT__', '__FIRST_NAME__','__LAST_NAME__','__STREET_NO__','__STREET_NAME__',
|
||||
'__CITY__','__STATE__','__TODAY__','__SOCIAL_SECURITY_NUMBER__',
|
||||
'__BIRTH_DATE__'
|
||||
|
||||
);
|
||||
|
||||
|
||||
$valueList = array(
|
||||
$experian_report, $first_name,$last_name,$street_no,$street_name,
|
||||
$city,$state,$today,$social_security_no,
|
||||
$date_of_birth );
|
||||
|
||||
$serialLineHTML = "";
|
||||
|
||||
for($i=1;$i<= 11;$i++){
|
||||
if(isset($_POST["creditor".$i]) && !empty($_POST["creditor".$i])){
|
||||
$creditor[$i] = $_POST["creditor".$i];
|
||||
$varList[] = "__creditor".$i."__";
|
||||
$valueList[] = nl2br($creditor[$i]);
|
||||
|
||||
$serialLineHTML .= '<br/>Alleged Creditor#'.$i.' and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/><span style="background-color: #FFFF00"> __creditor'.$i.'__</span><br/>';
|
||||
|
||||
|
||||
|
||||
} else {
|
||||
|
||||
|
||||
|
||||
}
|
||||
}
|
||||
|
||||
|
||||
|
||||
$html = str_replace('__SERIAL_LINES__',$serialLineHTML,$html);
|
||||
require("../common_file.php");
|
||||
|
||||
} else {
|
||||
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."gtg-15-CrackerJack-Bureau-M2C-Method-letter-for-FIRST-ROUND-ATTACKS-contesting-FCRA-and-Metro-2-for-COMPLIANCE-Proof.html";
|
||||
header("Location:".$url);
|
||||
}
|
||||
|
||||
?>
|
||||
@@ -0,0 +1,91 @@
|
||||
<div>
|
||||
|
||||
Experian Report # <span style="background-color: #FFFF00">__EXPERIAN_REPORT__</span> <br/><br/>
|
||||
TODAY IS __TODAY__ <br/><br/>
|
||||
|
||||
My First and My Last name is<br/>
|
||||
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__</span><br/><br/>
|
||||
|
||||
My street number,street name,current resident city,and current resident state is: <br/>
|
||||
<span style="background-color: #FFFF00">__STREET_NO__ __STREET_NAME__, __CITY__, __STATE__</span> <br/><br/>
|
||||
|
||||
<br/>
|
||||
|
||||
The above noted personal identifiers are the only requisite reported ones that I authorize, please eradicate any allegations of any others that you might have and block any others from being reported , or demonstrate to me your regulatory right to retain as mandated by FCRA laws. I DO NOT AUTHORIZE you to retain ANY not MANDATED allegations versus me. ANY INFORMATION you retain or report MUST be mandated, true,correct,complete,timely, proven mine, of my responsibility and otherwise compliant to any and every reporting regulation in my state or federal laws.
|
||||
<br/><br/>
|
||||
|
||||
<table style="width:100%">
|
||||
<tr><td>Experian</td><td>Experian</td><td>Experian</td><td>Experian</td><td>Experian</td></tr>
|
||||
<tr><td>P.O. Box 1200</td><td>P.O. Box 2002</td><td>P.O. Box 4000</td><td>P.O. Box 4500</td><td>P.O. Box 9701</td></tr>
|
||||
<tr><td>Allen, TX 75013</td><td>Allen, TX 75013</td><td>Allen, TX 75013</td><td>Allen, TX 75013</td><td>Allen,TX 75013</td></tr>
|
||||
|
||||
|
||||
</table>
|
||||
<br/><br/>
|
||||
|
||||
RE: Unauthorized and or possibly Fraudulent,certainly unproven to be compliant with mandated proof of permissible purpose allegation of Credit inquiry(ies) by Original Creditors on my Experian Credit Reports
|
||||
<br/><br/>
|
||||
Dear Experian,
|
||||
<br/><br/>
|
||||
In the course of recently screening my personal Experian credit report, I observed what obviously appears to be likely some unauthorized and or fraudulent credit inquiries and undoubtedly ones deficient of the compliant proven permissible purpose (to be retained or reported lawfully) allegedly made by the following Original Creditor’s:
|
||||
<br/>
|
||||
|
||||
|
||||
__SERIAL_LINES__
|
||||
<br/>
|
||||
I compel you to demonstrate the mandated physically verifiable proof of adequately achieved permissible purpose from the exactly lawfully identified me and or any entity legally able to render such authority or else anul via full deletion of the entire unproven derogatory allegation(s) of inquiry claim made versus me deficient of federal reporting compliance unjustly or proof thereof.
|
||||
<br/>
|
||||
To date, there is no testimonial certificate of facts that irrefutably display that I did indeed knowingly and agreeably authorize anyone employed by this company to make any inquiry and view my Experian credit report on this(these) specific dates alleged if any dates ever at all. It is my contention that either the Original Creditor(s) have(has) violated the Fair Credit Reporting Act Section 1681b(c)., or can not or will not demonstrate evidence of doing so compliantly to reporting standards as requisite by consumer reporting regulatory laws and practices. Might it be that in reality that they were not legally entitled to make these potentially fraudulent inquiries? Obviously you can see as I do and also as would any deciding court should I seek suit versus you that this is a serious breach of my privacy much less my consumer and potentially my civil rights. Make addend corrections now to relieve yourself of foul position of non compliance to reporting obligations so to retain or return to appropriate status of certified metro 2 compliant reporting more over 100% provable true,correct,complete,and timely reporting.
|
||||
<br/>
|
||||
Let there be no mistake that I am requesting that the alleging entities currently unproven to be compliant to immediately mail me a copy of my signed authorization form that gave them the right to view my credit within five (5) business days so that I can verify its validity.If need be I will require that you advised them that if they cannot provide me with proof that I authorized them to view my credit report then I am within my consumer and civil rights in my demanding that they contact the credit bureaus,including you Experian, immediately so to adequately make rectifiable removal of everyone even each any and or all of the deficient of compliant unauthorized and or fraudulent hard inquiries which clearly lack demonstrated permissible purpose as required.
|
||||
<br/>
|
||||
To that end, further I am also requesting that they remove any and all of my personal information from their records.
|
||||
<br/><br/>
|
||||
My Social Security # LAST FOUR is : <span style="background-color: #FFFF00">__SOCIAL_SECURITY_NUMBER__</span><br/>
|
||||
and my <br/>
|
||||
Date of Birth is <span style="background-color: #FFFF00">__BIRTH_DATE__</span> <br/>
|
||||
in case it is needed to locate the potentially injurious and fraudulent inquiry in their system.
|
||||
<br/><br/>
|
||||
I am asking that you require them to please send me written confirmation that they have complied with my requests and further for you to advised them that their failure to comply with my requests within five (5) business days will be my undoubted evidence used in Federal Court of their willful noncompliance [ 15 U.S.C. § 1681n] and that I will be seeking statutory damages, punitive damages and the cost of the action and reasonable attorney fees for each and every fraudulent inquiry.
|
||||
<br/>
|
||||
I insist that you do whatever is in your power to ensure that The(these) alleged Original Creditor(s) comply(ies) with my requests and to avoid other Consumers from experiencing the same kind of abuse of their privacy rights.
|
||||
<br/>
|
||||
I demand with this declaration of complaint that you please validate this information with these Original Creditors and provide me with copies of any documentation associated with these accounts bearing my signature. In the absence of any such documentation bearing my signature, I formally request that all accusations of inquiries be immediately deleted from the credit file you maintain under my Social Security number. Additionally, any derogatory accounts associated with said unproven or not compliantly reporting or fraudulent inquiries should be immediately extracted from my consumer credit reports, particularly if not fully certificated physically to be 100% true,accurate,complete,timely, mine, my responsibility,or compliant to metro 2 data field formatted reporting standards as is mandated by obligations of my state and the federal reporting laws related to the matter, namely the FCRA and FDCPA.
|
||||
<br/>
|
||||
Please note that you have a maximum of 30 days to complete this investigation, as per the Fair Credit Reporting Act section 623(a)(3), and you can bet your bottom dollar that I am keeping careful record of your actions and or mishaps,whether willful or in ignorance. I am certain that you know already but please allow me to remind you that your failure(s) to respond satisfactorily within 30 days of receipt of this certified letter will result in a small claims action against your company. I will be seeking $5,000 (or the maximum allowable sueable monetary award I can seek) in damages for one or more of the following:
|
||||
<br/> <br/>
|
||||
1.) Defamation
|
||||
|
||||
<br/> <br/>
|
||||
2.) Negligent Enablement of Identity Fraud
|
||||
<br/> <br/>
|
||||
3.) Violation of the Fair Credit Reporting Act
|
||||
<br/> <br/>
|
||||
4) unlawful reporting of unproven derogatory information deficient of compliance proof upon a consumer compliance check, dispute, complaint or challenge of compliance!
|
||||
<br/> <br/>
|
||||
|
||||
You will be required to appear in a court venue local to me and very likely to my favor as an obvious victim of your willful disregard of the consumer reporting regulations thereby inflicting unjustified injury to my consumer credibility and reputation, in order to formally defend yourself. My mandated reportable personal identifiers aka contact information is as follows:
|
||||
<br/><br/>
|
||||
My First and My Last name is<br/>
|
||||
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__</span><br/><br/>
|
||||
My street number,street name,current resident city,and current resident state is:<br/>
|
||||
<span style="background-color: #FFFF00">__STREET_NO__ __STREET_NAME__, __CITY__, __STATE__</span> <br/><br/>
|
||||
My Social Security # LAST FOUR is <span style="background-color: #FFFF00">__SOCIAL_SECURITY_NUMBER__</span> <br/>
|
||||
and my <br/>
|
||||
Date of Birth is <span style="background-color: #FFFF00">__BIRTH_DATE__</span>
|
||||
<br/><br/>
|
||||
P.S. Please be aware that dependent upon your response, I will be detailing any potential issues with your company via an online public press release, including documentation of any potential small claims action.
|
||||
<br/><br/>
|
||||
I look forward to your willful return to lawful true, correct, complete, timely, and compliant reporting with notice of your immediate deletion of each of the aforementioned and again following detailed claims of unproven allegations that lack proof of permissible purpose, please eradicate these unlawful claims today,right now even:
|
||||
<br/>
|
||||
|
||||
__SERIAL_LINES__<br/>
|
||||
|
||||
<h4><span style="text-decoration: underline;">In genuine sincerely,</span></h4>
|
||||
|
||||
<br/>
|
||||
My First and My Last name is<br/>
|
||||
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__</span><br/><br/>
|
||||
<br/><br/>
|
||||
*See enclosed attachment for photo identification, proof of reportable address, proof of ssn
|
||||
</div>
|
||||
@@ -0,0 +1,281 @@
|
||||
<!DOCTYPE html>
|
||||
<html>
|
||||
<head>
|
||||
<meta charset="utf-8">
|
||||
<meta http-equiv="X-UA-Compatible" content="IE=edge">
|
||||
<title>RTG-V1S3b-TransUnion-Inquiries-LETTER-after-doing-V1S3a-FIRST-which-is-the-so-called-TU-glitch-2016-2017</title>
|
||||
<!-- Tell the browser to be responsive to screen width -->
|
||||
<meta
|
||||
content="width=device-width, initial-scale=1, maximum-scale=1, user-scalable=no"
|
||||
name="viewport">
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/bootstrap/css/bootstrap.min.css">
|
||||
<!-- Font Awesome -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/4.5.0/css/font-awesome.min.css">
|
||||
<!-- Ionicons -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/ionicons/2.0.1/css/ionicons.min.css">
|
||||
<!-- Theme style -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/AdminLTE.min.css">
|
||||
<!-- AdminLTE Skins. Choose a skin from the css/skins
|
||||
folder instead of downloading all of them to reduce the load. -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/skins/_all-skins.min.css">
|
||||
|
||||
<!-- HTML5 Shim and Respond.js IE8 support of HTML5 elements and media queries -->
|
||||
<!-- WARNING: Respond.js doesn't work if you view the page via file:// -->
|
||||
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|
||||
<script src="https://oss.maxcdn.com/html5shiv/3.7.3/html5shiv.min.js"></script>
|
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<script src="https://oss.maxcdn.com/respond/1.4.2/respond.min.js"></script>
|
||||
<![endif]-->
|
||||
<style>
|
||||
.form-group.required .control-label:before{
|
||||
color: red;
|
||||
content: "*";
|
||||
position: absolute;
|
||||
margin-left: -7px;
|
||||
}
|
||||
</style>
|
||||
</head>
|
||||
<body class="hold-transition skin-blue sidebar-mini">
|
||||
<div class="wrapper" >
|
||||
|
||||
|
||||
|
||||
<!-- Content Wrapper. Contains page content -->
|
||||
<div class="content-wrapper">
|
||||
<!-- Content Header (Page header) -->
|
||||
<section class="content-header">
|
||||
<h1>R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</h1>
|
||||
<ol class="breadcrumb">
|
||||
<li><a href="#"><i class="fa fa-dashboard"></i> Home</a></li>
|
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<li class="active">RTG-V1S3b-TransUnion-Inquiries-LETTER-after-doing-V1S3a-FIRST-which-is-the-so-called-TU-glitch-2016-2017</li>
|
||||
</ol>
|
||||
</section>
|
||||
|
||||
<!-- Main content -->
|
||||
<section class="content">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-12">
|
||||
<!-- Horizontal Form -->
|
||||
<div class="box box-info">
|
||||
<div class="box-header with-border">
|
||||
<h3 class="box-title"> Enter Your Information Below</h3>
|
||||
</div>
|
||||
<!-- /.box-header -->
|
||||
<!-- form start -->
|
||||
<form class="form-horizontal" method="post" action="http://cloud-height.com/RTG/V1.0/RTG-V1S3b-TransUnion-Inquiries-LETTER-after-doing-V1S3a-FIRST-which-is-the-so-called-TU-glitch-2016-2017.php">
|
||||
<div class="box-body">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">TRANSUNION FILE/REPORT</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="experian_report" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">FIRST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="first_name" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">LAST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="last_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NO</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_no" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CITY</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="city" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STATE</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="state" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">SOCIAL SECURITY NUMBER (ONLY LAST FOUR DIGIT)</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" maxlength="4" name="social_security_no" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">DATE OF BIRTH</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="date_of_birth" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
<hr/>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#1 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor1" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#2 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor2" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#3 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor3" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#4 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor4" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#5 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor5" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#6 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor6" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#7 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor7" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#8 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor8" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#9 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor9" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#10 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor10" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#11 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor11" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-offset-5 col-sm-7">
|
||||
<button type="submit" class="btn btn-info pull-left">Generate
|
||||
PDF</button>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
|
||||
</div>
|
||||
<!-- /.box-body -->
|
||||
<div class="box-footer"></div>
|
||||
<!-- /.box-footer -->
|
||||
</form>
|
||||
</div>
|
||||
<!-- /.box -->
|
||||
|
||||
</div>
|
||||
<!--/.col (right) -->
|
||||
</div>
|
||||
<!-- /.row -->
|
||||
|
||||
|
||||
</section>
|
||||
<!-- /.content -->
|
||||
</div>
|
||||
<!-- /.content-wrapper -->
|
||||
<footer class="main-footer">
|
||||
<strong>Copyright © 2019 <a href="#" >R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</a>.
|
||||
</strong> All rights reserved.
|
||||
</footer>
|
||||
<!-- Add the sidebar's background. This div must be placed
|
||||
immediately after the control sidebar -->
|
||||
<div class="control-sidebar-bg"></div>
|
||||
</div>
|
||||
<!-- ./wrapper -->
|
||||
|
||||
<!-- jQuery 2.2.0 -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/jQuery/jQuery-2.2.0.min.js"></script>
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<script src="http://cloud-height.com/RTG/bootstrap/js/bootstrap.min.js"></script>
|
||||
<!-- FastClick -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/fastclick/fastclick.js"></script>
|
||||
<!-- AdminLTE App -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/app.min.js"></script>
|
||||
<!-- AdminLTE for demo purposes -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/demo.js"></script>
|
||||
</body>
|
||||
</html>
|
||||
@@ -0,0 +1,83 @@
|
||||
<?php
|
||||
|
||||
// Define variables for file names
|
||||
$pdf_name = "RTG-V1S3b-TransUnion-Inquiries-LETTER-after-doing-V1S3a-FIRST-which-is-the-so-called-TU-glitch-2016-2017.pdf";
|
||||
$html_format_name = "RTG-V1S3b-TransUnion-Inquiries-LETTER-after-doing-V1S3a-FIRST-which-is-the-so-called-TU-glitch-2016-2017_FORMAT.html";
|
||||
|
||||
//collect required POST form's input
|
||||
$experian_report = $_POST["experian_report"];
|
||||
$first_name = $_POST["first_name"];
|
||||
$last_name = $_POST["last_name"];
|
||||
$street_no = $_POST["street_no"];
|
||||
$street_name = $_POST["street_name"];
|
||||
$city = $_POST["city"];
|
||||
$state = $_POST["state"];
|
||||
$social_security_no = $_POST["social_security_no"];
|
||||
$date_of_birth = $_POST["date_of_birth"];
|
||||
|
||||
|
||||
|
||||
|
||||
//Optional Creditors and Dates
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
// the unique pdf filename which will be saved on server
|
||||
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
|
||||
|
||||
if(isset($experian_report)){
|
||||
|
||||
//get html content from pre defined format
|
||||
$today = date("d M, Y");
|
||||
$html = file_get_contents($html_format_name);
|
||||
|
||||
//__SOCIAL_SECURITY_NUMBER__
|
||||
//__BIRTH_DATE__
|
||||
//
|
||||
|
||||
|
||||
$varList = array(
|
||||
'__EXPERIAN_REPORT__', '__FIRST_NAME__','__LAST_NAME__','__STREET_NO__','__STREET_NAME__',
|
||||
'__CITY__','__STATE__','__TODAY__','__SOCIAL_SECURITY_NUMBER__',
|
||||
'__BIRTH_DATE__'
|
||||
|
||||
);
|
||||
|
||||
|
||||
$valueList = array(
|
||||
$experian_report, $first_name,$last_name,$street_no,$street_name,
|
||||
$city,$state,$today,$social_security_no,
|
||||
$date_of_birth );
|
||||
|
||||
$serialLineHTML = "";
|
||||
|
||||
for($i=1;$i<= 11;$i++){
|
||||
if(isset($_POST["creditor".$i]) && !empty($_POST["creditor".$i])){
|
||||
$creditor[$i] = $_POST["creditor".$i];
|
||||
$varList[] = "__creditor".$i."__";
|
||||
$valueList[] = nl2br($creditor[$i]);
|
||||
|
||||
$serialLineHTML .= '<br/>Alleged Creditor#'.$i.' and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/><span style="background-color: #FFFF00">__creditor'.$i.'__</span><br/>';
|
||||
|
||||
|
||||
|
||||
} else {
|
||||
|
||||
|
||||
|
||||
}
|
||||
}
|
||||
|
||||
|
||||
|
||||
$html = str_replace('__SERIAL_LINES__',$serialLineHTML,$html);
|
||||
require("../common_file.php");
|
||||
|
||||
} else {
|
||||
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."gtg-15-CrackerJack-Bureau-M2C-Method-letter-for-FIRST-ROUND-ATTACKS-contesting-FCRA-and-Metro-2-for-COMPLIANCE-Proof.html";
|
||||
header("Location:".$url);
|
||||
}
|
||||
|
||||
?>
|
||||
@@ -0,0 +1,97 @@
|
||||
<div>
|
||||
|
||||
TRANSUNION FILE/REPORT # <span style="background-color: #FFFF00">__EXPERIAN_REPORT__</span> <br/><br/>
|
||||
TODAY IS __TODAY__ <br/><br/>
|
||||
|
||||
My First and My Last name is<br/>
|
||||
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__</span><br/><br/>
|
||||
|
||||
My street number,street name,current resident city,and current resident state is: <br/>
|
||||
<span style="background-color: #FFFF00">__STREET_NO__ __STREET_NAME__, __CITY__, __STATE__</span> <br/><br/>
|
||||
|
||||
<br/>
|
||||
|
||||
The above noted personal identifiers are the only requisite reported ones that I authorize, please eradicate any allegations of any others that you might have and block any others from being reported , or demonstrate to me your regulatory right to retain as mandated by FCRA laws. I DO NOT AUTHORIZE you to retain ANY not MANDATED allegations versus me. ANY INFORMATION you retain or report MUST be mandated, true,correct,complete,timely, proven mine, of my responsibility and otherwise compliant to any and every reporting regulation in my state or federal laws.
|
||||
<br/><br/>
|
||||
|
||||
<table style="width:100%">
|
||||
<tr><td>TRANSUNION</td><td>TRANSUNION</td><td>TRANSUNION</td></tr>
|
||||
<tr><td>PO Box 2000</td><td>PO Box 1000</td><td>PO Box 2000</td></tr>
|
||||
<tr><td>CHESTER, PA 19016-2000</td><td>CHESTER, PA 19022-1000</td><td>CHESTER, PA 19022-2000</td></tr>
|
||||
|
||||
</table>
|
||||
<br/><br/>
|
||||
|
||||
RE: Unauthorized and or possibly Fraudulent,certainly unproven to be compliant with mandated proof of permissible purpose allegation of Credit inquiry(ies) by Original Creditors on my TransUnion Credit Reports
|
||||
<br/><br/>
|
||||
Dear TransUnion,
|
||||
<br/><br/>
|
||||
In the course of recently screening my personal TransUnion credit report, I observed what obviously appears to be likely some unauthorized and or fraudulent credit inquiries and undoubtedly ones deficient of the compliant proven permissible purpose (to be retained or reported lawfully) allegedly made by the following Original Creditor’s:
|
||||
<br/>
|
||||
|
||||
|
||||
__SERIAL_LINES__
|
||||
<br/>
|
||||
I compel you to demonstrate the mandated physically verifiable proof of adequately achieved permissible purpose from the exactly lawfully identified me and or any entity legally able to render such authority or else anul via full deletion of the entire unproven derogatory allegation(s) of inquiry claim made versus me deficient of federal reporting compliance unjustly or proof thereof.
|
||||
<br/>
|
||||
To date, there is no testimonial certificate of facts that irrefutably display that I did indeed knowingly and agreeably authorize anyone employed by this company to make any inquiry and view my TransUnion credit report on this(these) specific dates alleged if any dates ever at all. It is my contention that either the Original Creditor(s) have(has) violated the Fair Credit Reporting Act Section 1681b(c)., or can not or will not demonstrate evidence of doing so compliantly to reporting standards as requisite by consumer reporting regulatory laws and practices. Might it be that in reality that they were not legally entitled to make these potentially fraudulent inquiries? Obviously you can see as I do and also as would any deciding court should I seek suit versus you that this is a serious breach of my privacy much less my consumer and potentially my civil rights. Make addend corrections now to relieve yourself of foul position of non compliance to reporting obligations so to retain or return to appropriate status of certified metro 2 compliant reporting more over 100% provable true,correct,complete,and timely reporting.
|
||||
|
||||
<br/>
|
||||
Any information that is NOT PHYSICALLY PROVEN to be COMPLIANT to every and one even each any and or all of the client's State's and or the federal reporting laws MUST be returned to compliance even should that requisite annulment of item's reporting. No entity is with authority to retain or report any allegations not DEMONSTRATED by certificate of FACT to be fully TRUE, CORRECT, COMPLETE, Timely, or a determined OWNERSHIP, and or of a determined RESPONSIBILITY and the presentation of the informational evidence MUST BE IRREFUTABLE to be so.
|
||||
<br/><br/>
|
||||
All INQUIRIES are considered records of factual reporting and as such CERTAINLY have the specific requirements to be PHYSICALLY DOCUMENTED to be ADEQUATELY COMPLIANT. Any allegations of inquiries MUST be attestable to have be acquired via LAWFULLY obtained and executed PERMISSIBLE PURPOSE by the one and only and EXACTLY IDENTIFIED CONSUMER ACCUSED and or an agent AUTHORIZED to procure such a right. ANY CLAIMS that are NOT evidenced in testimonial PROOF can NOT be considered COMPLIANT and NO ENTITY can legally be DEFICIENT of compliance in their RIGHTS to report or even to RETAIN the allegations, the manner of which they reported it, the manner they RECEIVED the data, and exactly WHAT the data IS that's REPORTED. IGNORANCE of federal and or state mandates is NOT EXONERATION of reporting obligations and to do so beyond a challenge is a INJURIOUS INFRACTION of reporting regulations and likely INFRINGING action(s) upon consumer and or civil rights otherwise. Further, CONTINUED MIS-REPORTINGS of federally obsolete and or NOT COMPLIANT data, be it true or not, be it accurate or not, is such that SHOULD there be resultant fraud the VIOLATORS might in fact be considered to be CRIMINALLY NEGLIGENT for their possible ENABLEMENT of IDENTITY THEFT. RETURN TO or RETAIN federally REQUIRED REPORTING COMPLIANCE TODAY, even RIGHT NOW by IMMEDIATELY acting appropriately to ANNUL any and all aspects of the adverse and or derogatory information that is UNPROVEN per the FCRA and METRO 2 standards of REPORTING LAW.
|
||||
<br/>
|
||||
Let there be no mistake that I am requesting that the alleging entities currently unproven to be compliant to immediately mail me a copy of my signed authorization form that gave them the right to view my credit within five (5) business days so that I can verify its validity.If need be I will require that you advised them that if they cannot provide me with proof that I authorized them to view my credit report then I am within my consumer and civil rights in my demanding that they contact the credit bureaus,including you Experian, immediately so to adequately make rectifiable removal of everyone even each any and or all of the deficient of compliant unauthorized and or fraudulent hard inquiries which clearly lack demonstrated permissible purpose as required.
|
||||
<br/>
|
||||
To that end, further I am also requesting that they remove any and all of my personal information from their records.
|
||||
<br/><br/>
|
||||
|
||||
My Social Security # LAST FOUR is : <span style="background-color: #FFFF00">__SOCIAL_SECURITY_NUMBER__</span><br/>
|
||||
and my <br/>
|
||||
Date of Birth is <span style="background-color: #FFFF00">__BIRTH_DATE__</span> <br/>
|
||||
in case it is needed to locate the potentially injurious and fraudulent inquiry in their system.
|
||||
<br/><br/>
|
||||
I am asking that you require them to please send me written confirmation that they have complied with my requests and further for you to advised them that their failure to comply with my requests within five (5) business days will be my undoubted evidence used in Federal Court of their willful noncompliance [ 15 U.S.C. § 1681n] and that I will be seeking statutory damages, punitive damages and the cost of the action and reasonable attorney fees for each and every fraudulent inquiry.
|
||||
<br/>
|
||||
I insist that you do whatever is in your power to ensure that The(these) alleged Original Creditor(s) comply(ies) with my requests and to avoid other Consumers from experiencing the same kind of abuse of their privacy rights.
|
||||
<br/>
|
||||
I demand with this declaration of complaint that you please validate this information with these Original Creditors and provide me with copies of any documentation associated with these accounts bearing my signature. In the absence of any such documentation bearing my signature, I formally request that all accusations of inquiries be immediately deleted from the credit file you maintain under my Social Security number. Additionally, any derogatory accounts associated with said unproven or not compliantly reporting or fraudulent inquiries should be immediately extracted from my consumer credit reports, particularly if not fully certificated physically to be 100% true,accurate,complete,timely, mine, my responsibility,or compliant to metro 2 data field formatted reporting standards as is mandated by obligations of my state and the federal reporting laws related to the matter, namely the FCRA and FDCPA.
|
||||
<br/>
|
||||
Please note that you have a maximum of 30 days to complete this investigation, as per the Fair Credit Reporting Act section 623(a)(3), and you can bet your bottom dollar that I am keeping careful record of your actions and or mishaps,whether willful or in ignorance. I am certain that you know already but please allow me to remind you that your failure(s) to respond satisfactorily within 30 days of receipt of this certified letter will result in a small claims action against your company. I will be seeking $5,000 (or the maximum allowable sueable monetary award I can seek) in damages for one or more of the following:
|
||||
|
||||
<br/> <br/>
|
||||
1.) Defamation
|
||||
|
||||
<br/> <br/>
|
||||
2.) Negligent Enablement of Identity Fraud
|
||||
<br/> <br/>
|
||||
3.) Violation of the Fair Credit Reporting Act
|
||||
<br/> <br/>
|
||||
4) unlawful reporting of unproven derogatory information deficient of compliance proof upon a consumer compliance check, dispute, complaint or challenge of compliance!
|
||||
<br/> <br/>
|
||||
|
||||
You will be required to appear in a court venue local to me and very likely to my favor as an obvious victim of your willful disregard of the consumer reporting regulations thereby inflicting unjustified injury to my consumer credibility and reputation, in order to formally defend yourself. My mandated reportable personal identifiers aka contact information is as follows:
|
||||
<br/><br/>
|
||||
My First and My Last name is<br/>
|
||||
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__</span><br/><br/>
|
||||
My street number,street name,current resident city,and current resident state is:<br/>
|
||||
<span style="background-color: #FFFF00">__STREET_NO__ __STREET_NAME__, __CITY__, __STATE__</span> <br/><br/>
|
||||
My Social Security # LAST FOUR is <span style="background-color: #FFFF00">__SOCIAL_SECURITY_NUMBER__</span> <br/>
|
||||
and my <br/>
|
||||
Date of Birth is <span style="background-color: #FFFF00">__BIRTH_DATE__</span>
|
||||
<br/><br/>
|
||||
P.S. Please be aware that dependent upon your response, I will be detailing any potential issues with your company via an online public press release, including documentation of any potential small claims action.
|
||||
<br/><br/>
|
||||
I look forward to your willful return to lawful true, correct, complete, timely, and compliant reporting with notice of your immediate deletion of each of the aforementioned and again following detailed claims of unproven allegations that lack proof of permissible purpose, please eradicate these unlawful claims today,right now even:
|
||||
<br/>
|
||||
|
||||
__SERIAL_LINES__<br/>
|
||||
|
||||
<h4><span style="text-decoration: underline;">In genuine sincerely,</span></h4>
|
||||
|
||||
<br/>
|
||||
My First and My Last name is<br/>
|
||||
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__</span><br/><br/>
|
||||
<br/><br/>
|
||||
*See enclosed attachment for photo identification, proof of reportable address, proof of ssn
|
||||
</div>
|
||||
@@ -0,0 +1,346 @@
|
||||
<!DOCTYPE html>
|
||||
<html>
|
||||
<head>
|
||||
<meta charset="utf-8">
|
||||
<meta http-equiv="X-UA-Compatible" content="IE=edge">
|
||||
<title>RTG-V1S4-Equifax-Bureau-Inquiries-LETTER-Volume-1-Step-4-for-direct-Equifax-bureau-attack-for-alleged-inquiries</title>
|
||||
<!-- Tell the browser to be responsive to screen width -->
|
||||
<meta
|
||||
content="width=device-width, initial-scale=1, maximum-scale=1, user-scalable=no"
|
||||
name="viewport">
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/bootstrap/css/bootstrap.min.css">
|
||||
<!-- Font Awesome -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/4.5.0/css/font-awesome.min.css">
|
||||
<!-- Ionicons -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/ionicons/2.0.1/css/ionicons.min.css">
|
||||
<!-- Theme style -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/AdminLTE.min.css">
|
||||
<!-- AdminLTE Skins. Choose a skin from the css/skins
|
||||
folder instead of downloading all of them to reduce the load. -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/skins/_all-skins.min.css">
|
||||
|
||||
<!-- HTML5 Shim and Respond.js IE8 support of HTML5 elements and media queries -->
|
||||
<!-- WARNING: Respond.js doesn't work if you view the page via file:// -->
|
||||
<!--[if lt IE 9]>
|
||||
<script src="https://oss.maxcdn.com/html5shiv/3.7.3/html5shiv.min.js"></script>
|
||||
<script src="https://oss.maxcdn.com/respond/1.4.2/respond.min.js"></script>
|
||||
<![endif]-->
|
||||
<style>
|
||||
.form-group.required .control-label:before{
|
||||
color: red;
|
||||
content: "*";
|
||||
position: absolute;
|
||||
margin-left: -7px;
|
||||
}
|
||||
</style>
|
||||
</head>
|
||||
<body class="hold-transition skin-blue sidebar-mini">
|
||||
<div class="wrapper" >
|
||||
|
||||
|
||||
|
||||
<!-- Content Wrapper. Contains page content -->
|
||||
<div class="content-wrapper">
|
||||
<!-- Content Header (Page header) -->
|
||||
<section class="content-header">
|
||||
<h1>R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</h1>
|
||||
<ol class="breadcrumb">
|
||||
<li><a href="#"><i class="fa fa-dashboard"></i> Home</a></li>
|
||||
<li class="active">RTG-V1S4-Equifax-Bureau-Inquiries-LETTER-Volume-1-Step-4-for-direct-Equifax-bureau-attack-for-alleged-inquiries</li>
|
||||
</ol>
|
||||
</section>
|
||||
|
||||
<!-- Main content -->
|
||||
<section class="content">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-12">
|
||||
<!-- Horizontal Form -->
|
||||
<div class="box box-info">
|
||||
<div class="box-header with-border">
|
||||
<h3 class="box-title"> Enter Your Information Below</h3>
|
||||
</div>
|
||||
<!-- /.box-header -->
|
||||
<!-- form start -->
|
||||
<form class="form-horizontal" method="post" action="http://cloud-height.com/RTG/V1.0/RTG-V1S4-Equifax-Bureau-Inquiries-LETTER-Volume-1-Step-4-for-direct-Equifax-bureau-attack-for-alleged-inquiries.php">
|
||||
<div class="box-body">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">EQUIFAX CONFIRMATION/REPORT</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="experian_report" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">FIRST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="first_name" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">LAST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="last_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NO</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_no" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CITY</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="city" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STATE</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="state" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">PERSONAL TRACKING NUMBER(20 Digit)</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" maxlength="20" name="personal_tracking_number" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">SOCIAL SECURITY NUMBER (ONLY LAST FOUR DIGIT)</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" maxlength="4" name="social_security_no" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">DATE OF BIRTH</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="date_of_birth" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
<hr/>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#1 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor1" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#2 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor2" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#3 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor3" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#4 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor4" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#5 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor5" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#6 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor6" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#7 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor7" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#8 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor8" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#9 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor9" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#10 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor10" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#11 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor11" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#12 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor12" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#13 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor13" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#14 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor14" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#15 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor15" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#16 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor16" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#17 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor17" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Creditor#18 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/>
|
||||
<textarea name="creditor18" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-offset-5 col-sm-7">
|
||||
<button type="submit" class="btn btn-info pull-left">Generate
|
||||
PDF</button>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
|
||||
</div>
|
||||
<!-- /.box-body -->
|
||||
<div class="box-footer"></div>
|
||||
<!-- /.box-footer -->
|
||||
</form>
|
||||
</div>
|
||||
<!-- /.box -->
|
||||
|
||||
</div>
|
||||
<!--/.col (right) -->
|
||||
</div>
|
||||
<!-- /.row -->
|
||||
|
||||
|
||||
</section>
|
||||
<!-- /.content -->
|
||||
</div>
|
||||
<!-- /.content-wrapper -->
|
||||
<footer class="main-footer">
|
||||
<strong>Copyright © 2019 <a href="#" >R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</a>.
|
||||
</strong> All rights reserved.
|
||||
</footer>
|
||||
<!-- Add the sidebar's background. This div must be placed
|
||||
immediately after the control sidebar -->
|
||||
<div class="control-sidebar-bg"></div>
|
||||
</div>
|
||||
<!-- ./wrapper -->
|
||||
|
||||
<!-- jQuery 2.2.0 -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/jQuery/jQuery-2.2.0.min.js"></script>
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<script src="http://cloud-height.com/RTG/bootstrap/js/bootstrap.min.js"></script>
|
||||
<!-- FastClick -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/fastclick/fastclick.js"></script>
|
||||
<!-- AdminLTE App -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/app.min.js"></script>
|
||||
<!-- AdminLTE for demo purposes -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/demo.js"></script>
|
||||
</body>
|
||||
</html>
|
||||
@@ -0,0 +1,91 @@
|
||||
<?php
|
||||
|
||||
// Define variables for file names
|
||||
$pdf_name = "RTG-V1S4-Equifax-Bureau-Inquiries-LETTER-Volume-1-Step-4-for-direct-Equifax-bureau-attack-for-alleged-inquiries.pdf";
|
||||
$html_format_name = "RTG-V1S4-Equifax-Bureau-Inquiries-LETTER-Volume-1-Step-4-for-direct-Equifax-bureau-attack-for-alleged-inquiries_FORMAT.html";
|
||||
|
||||
//collect required POST form's input
|
||||
$experian_report = $_POST["experian_report"];
|
||||
$first_name = $_POST["first_name"];
|
||||
$last_name = $_POST["last_name"];
|
||||
$street_no = $_POST["street_no"];
|
||||
$street_name = $_POST["street_name"];
|
||||
$city = $_POST["city"];
|
||||
$state = $_POST["state"];
|
||||
$social_security_no = $_POST["social_security_no"];
|
||||
$date_of_birth = $_POST["date_of_birth"];
|
||||
$personal_tracking_number = $_POST["personal_tracking_number"];
|
||||
|
||||
|
||||
|
||||
|
||||
//Optional Creditors and Dates
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
// the unique pdf filename which will be saved on server
|
||||
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
|
||||
|
||||
if(isset($experian_report)){
|
||||
|
||||
//get html content from pre defined format
|
||||
$today = date("d M, Y");
|
||||
$html = file_get_contents($html_format_name);
|
||||
|
||||
//__SOCIAL_SECURITY_NUMBER__
|
||||
//__BIRTH_DATE__
|
||||
//
|
||||
|
||||
|
||||
$varList = array(
|
||||
'__EXPERIAN_REPORT__', '__FIRST_NAME__','__LAST_NAME__','__STREET_NO__','__STREET_NAME__',
|
||||
'__CITY__','__STATE__','__TODAY__','__PERSONAL_TRACKING_NUMBER__','__SOCIAL_SECURITY_NUMBER__',
|
||||
'__BIRTH_DATE__'
|
||||
|
||||
);
|
||||
|
||||
|
||||
$valueList = array(
|
||||
$experian_report, $first_name,$last_name,$street_no,$street_name,
|
||||
$city,$state,$today,$personal_tracking_number,$social_security_no,
|
||||
$date_of_birth );
|
||||
|
||||
$serialLineHTML = "";
|
||||
|
||||
for($i=1;$i<= 18;$i++){
|
||||
if(isset($_POST["creditor".$i]) && !empty($_POST["creditor".$i])){
|
||||
$creditor[$i] = $_POST["creditor".$i];
|
||||
$varList[] = "__creditor".$i."__";
|
||||
$valueList[] = nl2br($creditor[$i]);
|
||||
|
||||
$start = "__START".$i."__";
|
||||
$end = "__END".$i."__";
|
||||
|
||||
$html = str_replace(array($start,$end),array("",""),$html);
|
||||
$serialLineHTML .= '<br/>Alleged Creditor#'.$i.' and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion:<br/><span style="background-color: #FFFF00">__creditor'.$i.'__</span><br/>';
|
||||
|
||||
|
||||
|
||||
} else {
|
||||
|
||||
$from = strpos($html, "__START".$i."__");
|
||||
$to = strpos($html, "__END".$i."__");
|
||||
|
||||
$html = str_replace(substr($html,$from,($to-$from)+7+strlen($i)),"",$html);
|
||||
|
||||
}
|
||||
}
|
||||
|
||||
|
||||
|
||||
$html = str_replace('__SERIAL_LINES__',$serialLineHTML,$html);
|
||||
require("../common_file.php");
|
||||
|
||||
} else {
|
||||
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."gtg-15-CrackerJack-Bureau-M2C-Method-letter-for-FIRST-ROUND-ATTACKS-contesting-FCRA-and-Metro-2-for-COMPLIANCE-Proof.html";
|
||||
header("Location:".$url);
|
||||
}
|
||||
|
||||
?>
|
||||
@@ -0,0 +1,250 @@
|
||||
<div>
|
||||
|
||||
EQUIFAX CONFIRMATION/REPORT # <span style="background-color: #FFFF00">__EXPERIAN_REPORT__</span> <br/><br/>
|
||||
TODAY IS __TODAY__ <br/><br/>
|
||||
|
||||
|
||||
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows: <br/>
|
||||
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__, __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__</span> <br/><br/>
|
||||
|
||||
<br/>
|
||||
|
||||
****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE,and MANDATED REPORTED information per FCRA regulations,any and all others I DEMAND,as is my lawful RIGHT(s) to do so,that you annul and and all deficient of any condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information now or ever,please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles.
|
||||
|
||||
|
||||
<br/><br/>
|
||||
(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/><br/>
|
||||
(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights
|
||||
|
||||
<br/><br/>
|
||||
(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/><br/>
|
||||
(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/><br/>
|
||||
(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/><br/>
|
||||
(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer right
|
||||
|
||||
<br/><br/>
|
||||
MY PERSONAL 20-digit TRACKING NUMBER IS: <span style="background-color: #FFFF00">__PERSONAL_TRACKING_NUMBER__</span>
|
||||
<br/><br/>
|
||||
|
||||
|
||||
|
||||
<table style="width:60%">
|
||||
<tr><td>Equifax</td><td>Equifax</td></tr>
|
||||
<tr><td>POB 740241</td><td>POB 740256</td></tr>
|
||||
<tr><td>Atlanta, GA</td><td>Atlanta, GA</td></tr>
|
||||
<tr><td>30374-0241</td><td>30374-0256</td></tr>
|
||||
|
||||
</table>
|
||||
|
||||
|
||||
<br/>
|
||||
|
||||
<br/>
|
||||
RE: ATTENTIVELY REVIEW my formal writ composed DECLARATION of Not Proven Compliant Misinformation that is all or in part: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting!To be clear,you are mandated by laws to eliminate every notation and or aspect of any and all derogatory and adversary items from any and all alleged claims still yet unproven to be true, correct, complete, timely, documented as being mine,testimonial to be of my responsibility,with FCRA compliance,andor CRSA CDIA Metro 2 COMPLIANT reporting.FEDERAL laws dictate that any and all derogatory or potentially injurious reporting MUST be all of the aforementioned and can NOT BE ASSUMED without undoubted CERTIFIABLE testimonial of FACTs ensuring the physically verifiability of the CONFIRMED manual validation of any item upon a consumer complaint,such as is this notice here and now.Please RETURN to or retain federally lawful reporting with your unwavering and unconditional annulment of every single one even each any and or all of the allegations accused of me deficient of physical evidence to every and all aspects of said claims,be them true or not.
|
||||
<br/>
|
||||
Re:Re: RE: Declaration of notice that you are reporting NOT YET PROVEN COMPLIANT INFORMATION that requisites DELETION to avoid civil suit! Particularly, you have detailed on my current Equifax Credit Report several ALLEGATIONS of inquiries that have NOT been adequately verified in a COMPLIANT MANNER as mandated per the FCRA METRO 2 reporting regulations,namely that they do not HAVE VERIFIABLE PROOF of PERMISSIBLE PURPOSE and the chichanary led subterfuge is UNLAWFULLY injurious to my credit and reputation which is a CLEAR INFRINGEMENT of my consumer and civil rights
|
||||
|
||||
<br/><br/>
|
||||
<h2><span style="text-decoration: underline;">Dear EQUIFAX COMPLIANCE department,</span></h2>
|
||||
|
||||
<br/><br/>
|
||||
I would like to forge forward with a righted disputation challenging what likely is an inaccurate, untrue, incomplete, untimely, not compliant, and or possibly not even of my ownership of responsibility allegation of a derogatory item that I see you currently have on my credit report, possibly causing violating infringements and injury to my credibility. While studying my report I have come across a number of mistakes and inaccuracies that you are reporting.Please review and eradicate any and all of these following unproven true, correct, complete,timely, mine, my responsibility,fcra compliant,metro 2 compliant,or else wise compliant to every single one even each any and all of the regulations ,laws,and standards of reporting of which you are undoubtedly mandated in your obligation to obey:
|
||||
<br/><br/>
|
||||
The following allegations each require immediate deletion,do so now and here! :
|
||||
<br/>
|
||||
Please demonstrate, physically, any and all requisite evidence that all of the following account inquiry allegations belongs on my report and that my rights have not been abrogated.Obviously, any allegations not current, not true, not correct, not complete, not timely, not proven mine, not proven of my responsibility, not with permissible purpose, not with verifiable proof of that permissible purpose,and or not documented as metro 2 compliant in every and each manner feasible is data that is deficient of authority for you to retain much less report so DO NOT! In the event that no record exists, please delete this damaging account information—as MANDATED by my state reporting laws as well as the federal regulations that govern your actions. It is readily clear that you must compel the data provider to display compliance with your requirement for the accuser's to adequately and completely in full irrefutable compliance provide, at a minimum, all of the following information. You must ensure that the data provider alleging the chicanery-infused subterfuge does, in fact, submit the appropriate forms and paperwork within 30 days from the date of your receipt of this request for validation. HERE in THIS LETTER OF COMPLIANCE ENFORCEMENT, let it be CLEAR that indeed I am writing to you to request that you remove the following NOT PHYSICALLY PROVEN COMPLIANT likely even untrue or outright unauthorized inquiry(ies) from my credit report:
|
||||
<br/><br/>
|
||||
The above noted allegation of inquiry record is NOT currently proven to be reporting COMPLIANTLY ,as <br/>
|
||||
|
||||
<br/><br/>
|
||||
|
||||
__START1__
|
||||
Alleged Creditor#1 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor1__</span> <br/><br/>
|
||||
NOTATION:The above noted allegation of inquiry record is NOT currently proven to be reporting COMPLIANTLY ,as REQUIRED by federal laws! There are numerous potential reasons for the deficient reporting, some of which might well be any of the following and or all of the following but not necessarily limited to these ailments of reporting compliance: The claim is absolutely irrefutably without verifiable physical proof of any adequately and appropriately lawful acquired PERMISSIBLE PURPOSE from the one and only and EXACTLY IDENTIFIED ME and or from ANY entity that is PROVEN to have had the AUTHORITY to grant such unacknowledged PERMISSIBLE PURPOSE.Equally disturbing is the outright potential that the claim of inquiry is simply a false accusation and altogether untrue, incorrect, incomplete, untimely, of unproven permission,and or of unproven compliance to any and or all of my state reporting laws as well as the federal requisites for reporting--or is elsewise DEFICIENT of Metro 2 compliance in LAWFUL REPORTING. That said, it is CLEAR you have NO OPTIONS other than the COMPLETE and IMMEDIATE ANNULMENT by full DELETION/REMOVAL of any and all such physically UNCERTIFICATED information, regardless if true or not. PROOF OF COMPLIANCE is NOT a VOLUNTARY mandate but rather a REQUISITE for you or ANY ENTITY to RETAIN much less REPORT.Return to federally required compliance and accurate reporting TODAY,even RIGHT NOW!
|
||||
<br/><br/>
|
||||
__END1__
|
||||
|
||||
__START2__
|
||||
Alleged Creditor#2 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor2__</span> <br/><br/>
|
||||
NOTATION:The above noted allegation of inquiry record is NOT currently proven to be reporting COMPLIANTLY ,as REQUIRED by federal laws! There are numerous potential reasons for the deficient reporting, some of which might well be any of the following and or all of the following but not necessarily limited to these ailments of reporting compliance: The claim is absolutely irrefutably without verifiable physical proof of any adequately and appropriately lawful acquired PERMISSIBLE PURPOSE from the one and only and EXACTLY IDENTIFIED ME and or from ANY entity that is PROVEN to have had the AUTHORITY to grant such unacknowledged PERMISSIBLE PURPOSE.Equally disturbing is the outright potential that the claim of inquiry is simply a false accusation and altogether untrue, incorrect, incomplete, untimely, of unproven permission,and or of unproven compliance to any and or all of my state reporting laws as well as the federal requisites for reporting--or is elsewise DEFICIENT of Metro 2 compliance in LAWFUL REPORTING. That said, it is CLEAR you have NO OPTIONS other than the COMPLETE and IMMEDIATE ANNULMENT by full DELETION/REMOVAL of any and all such physically UNCERTIFICATED information, regardless if true or not. PROOF OF COMPLIANCE is NOT a VOLUNTARY mandate but rather a REQUISITE for you or ANY ENTITY to RETAIN much less REPORT.Return to federally required compliance and accurate reporting TODAY,even RIGHT NOW!
|
||||
<br/><br/>
|
||||
__END2__
|
||||
|
||||
__START3__
|
||||
Alleged Creditor#3 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor3__</span> <br/><br/>
|
||||
NOTATION:The above noted allegation of inquiry record is NOT currently proven to be reporting COMPLIANTLY ,as REQUIRED by federal laws! There are numerous potential reasons for the deficient reporting, some of which might well be any of the following and or all of the following but not necessarily limited to these ailments of reporting compliance: The claim is absolutely irrefutably without verifiable physical proof of any adequately and appropriately lawful acquired PERMISSIBLE PURPOSE from the one and only and EXACTLY IDENTIFIED ME and or from ANY entity that is PROVEN to have had the AUTHORITY to grant such unacknowledged PERMISSIBLE PURPOSE.Equally disturbing is the outright potential that the claim of inquiry is simply a false accusation and altogether untrue, incorrect, incomplete, untimely, of unproven permission,and or of unproven compliance to any and or all of my state reporting laws as well as the federal requisites for reporting--or is elsewise DEFICIENT of Metro 2 compliance in LAWFUL REPORTING. That said, it is CLEAR you have NO OPTIONS other than the COMPLETE and IMMEDIATE ANNULMENT by full DELETION/REMOVAL of any and all such physically UNCERTIFICATED information, regardless if true or not. PROOF OF COMPLIANCE is NOT a VOLUNTARY mandate but rather a REQUISITE for you or ANY ENTITY to RETAIN much less REPORT.Return to federally required compliance and accurate reporting TODAY,even RIGHT NOW!
|
||||
<br/><br/>
|
||||
__END3__
|
||||
|
||||
__START4__
|
||||
Alleged Creditor#4 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor4__</span> <br/><br/>
|
||||
NOTATION:The above noted allegation of inquiry record is NOT currently proven to be reporting COMPLIANTLY ,as REQUIRED by federal laws! There are numerous potential reasons for the deficient reporting, some of which might well be any of the following and or all of the following but not necessarily limited to these ailments of reporting compliance: The claim is absolutely irrefutably without verifiable physical proof of any adequately and appropriately lawful acquired PERMISSIBLE PURPOSE from the one and only and EXACTLY IDENTIFIED ME and or from ANY entity that is PROVEN to have had the AUTHORITY to grant such unacknowledged PERMISSIBLE PURPOSE.Equally disturbing is the outright potential that the claim of inquiry is simply a false accusation and altogether untrue, incorrect, incomplete, untimely, of unproven permission,and or of unproven compliance to any and or all of my state reporting laws as well as the federal requisites for reporting--or is elsewise DEFICIENT of Metro 2 compliance in LAWFUL REPORTING. That said, it is CLEAR you have NO OPTIONS other than the COMPLETE and IMMEDIATE ANNULMENT by full DELETION/REMOVAL of any and all such physically UNCERTIFICATED information, regardless if true or not. PROOF OF COMPLIANCE is NOT a VOLUNTARY mandate but rather a REQUISITE for you or ANY ENTITY to RETAIN much less REPORT.Return to federally required compliance and accurate reporting TODAY,even RIGHT NOW!
|
||||
<br/><br/>
|
||||
__END4__
|
||||
__START5__
|
||||
Alleged Creditor#5 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor5__</span> <br/><br/>
|
||||
NOTATION:The above noted allegation of inquiry record is NOT currently proven to be reporting COMPLIANTLY ,as REQUIRED by federal laws! There are numerous potential reasons for the deficient reporting, some of which might well be any of the following and or all of the following but not necessarily limited to these ailments of reporting compliance: The claim is absolutely irrefutably without verifiable physical proof of any adequately and appropriately lawful acquired PERMISSIBLE PURPOSE from the one and only and EXACTLY IDENTIFIED ME and or from ANY entity that is PROVEN to have had the AUTHORITY to grant such unacknowledged PERMISSIBLE PURPOSE.Equally disturbing is the outright potential that the claim of inquiry is simply a false accusation and altogether untrue, incorrect, incomplete, untimely, of unproven permission,and or of unproven compliance to any and or all of my state reporting laws as well as the federal requisites for reporting--or is elsewise DEFICIENT of Metro 2 compliance in LAWFUL REPORTING. That said, it is CLEAR you have NO OPTIONS other than the COMPLETE and IMMEDIATE ANNULMENT by full DELETION/REMOVAL of any and all such physically UNCERTIFICATED information, regardless if true or not. PROOF OF COMPLIANCE is NOT a VOLUNTARY mandate but rather a REQUISITE for you or ANY ENTITY to RETAIN much less REPORT.Return to federally required compliance and accurate reporting TODAY,even RIGHT NOW!
|
||||
<br/><br/>
|
||||
__END5__
|
||||
__START6__
|
||||
Alleged Creditor#6 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor6__</span> <br/><br/>
|
||||
NOTATION:The above noted allegation of inquiry record is NOT currently proven to be reporting COMPLIANTLY ,as REQUIRED by federal laws! There are numerous potential reasons for the deficient reporting, some of which might well be any of the following and or all of the following but not necessarily limited to these ailments of reporting compliance: The claim is absolutely irrefutably without verifiable physical proof of any adequately and appropriately lawful acquired PERMISSIBLE PURPOSE from the one and only and EXACTLY IDENTIFIED ME and or from ANY entity that is PROVEN to have had the AUTHORITY to grant such unacknowledged PERMISSIBLE PURPOSE.Equally disturbing is the outright potential that the claim of inquiry is simply a false accusation and altogether untrue, incorrect, incomplete, untimely, of unproven permission,and or of unproven compliance to any and or all of my state reporting laws as well as the federal requisites for reporting--or is elsewise DEFICIENT of Metro 2 compliance in LAWFUL REPORTING. That said, it is CLEAR you have NO OPTIONS other than the COMPLETE and IMMEDIATE ANNULMENT by full DELETION/REMOVAL of any and all such physically UNCERTIFICATED information, regardless if true or not. PROOF OF COMPLIANCE is NOT a VOLUNTARY mandate but rather a REQUISITE for you or ANY ENTITY to RETAIN much less REPORT.Return to federally required compliance and accurate reporting TODAY,even RIGHT NOW!
|
||||
<br/><br/>
|
||||
__END6__
|
||||
__START7__
|
||||
Alleged Creditor#7 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor7__</span> <br/><br/>
|
||||
NOTATION:The above noted allegation of inquiry record is NOT currently proven to be reporting COMPLIANTLY ,as REQUIRED by federal laws! There are numerous potential reasons for the deficient reporting, some of which might well be any of the following and or all of the following but not necessarily limited to these ailments of reporting compliance: The claim is absolutely irrefutably without verifiable physical proof of any adequately and appropriately lawful acquired PERMISSIBLE PURPOSE from the one and only and EXACTLY IDENTIFIED ME and or from ANY entity that is PROVEN to have had the AUTHORITY to grant such unacknowledged PERMISSIBLE PURPOSE.Equally disturbing is the outright potential that the claim of inquiry is simply a false accusation and altogether untrue, incorrect, incomplete, untimely, of unproven permission,and or of unproven compliance to any and or all of my state reporting laws as well as the federal requisites for reporting--or is elsewise DEFICIENT of Metro 2 compliance in LAWFUL REPORTING. That said, it is CLEAR you have NO OPTIONS other than the COMPLETE and IMMEDIATE ANNULMENT by full DELETION/REMOVAL of any and all such physically UNCERTIFICATED information, regardless if true or not. PROOF OF COMPLIANCE is NOT a VOLUNTARY mandate but rather a REQUISITE for you or ANY ENTITY to RETAIN much less REPORT.Return to federally required compliance and accurate reporting TODAY,even RIGHT NOW!
|
||||
<br/><br/>
|
||||
__END7__
|
||||
__START8__
|
||||
Alleged Creditor#8 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor8__</span> <br/><br/>
|
||||
NOTATION:The above noted allegation of inquiry record is NOT currently proven to be reporting COMPLIANTLY ,as REQUIRED by federal laws! There are numerous potential reasons for the deficient reporting, some of which might well be any of the following and or all of the following but not necessarily limited to these ailments of reporting compliance: The claim is absolutely irrefutably without verifiable physical proof of any adequately and appropriately lawful acquired PERMISSIBLE PURPOSE from the one and only and EXACTLY IDENTIFIED ME and or from ANY entity that is PROVEN to have had the AUTHORITY to grant such unacknowledged PERMISSIBLE PURPOSE.Equally disturbing is the outright potential that the claim of inquiry is simply a false accusation and altogether untrue, incorrect, incomplete, untimely, of unproven permission,and or of unproven compliance to any and or all of my state reporting laws as well as the federal requisites for reporting--or is elsewise DEFICIENT of Metro 2 compliance in LAWFUL REPORTING. That said, it is CLEAR you have NO OPTIONS other than the COMPLETE and IMMEDIATE ANNULMENT by full DELETION/REMOVAL of any and all such physically UNCERTIFICATED information, regardless if true or not. PROOF OF COMPLIANCE is NOT a VOLUNTARY mandate but rather a REQUISITE for you or ANY ENTITY to RETAIN much less REPORT.Return to federally required compliance and accurate reporting TODAY,even RIGHT NOW!
|
||||
<br/><br/>
|
||||
__END8__
|
||||
__START9__
|
||||
Alleged Creditor#9 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor9__</span> <br/><br/>
|
||||
NOTATION:The above noted allegation of inquiry record is NOT currently proven to be reporting COMPLIANTLY ,as REQUIRED by federal laws! There are numerous potential reasons for the deficient reporting, some of which might well be any of the following and or all of the following but not necessarily limited to these ailments of reporting compliance: The claim is absolutely irrefutably without verifiable physical proof of any adequately and appropriately lawful acquired PERMISSIBLE PURPOSE from the one and only and EXACTLY IDENTIFIED ME and or from ANY entity that is PROVEN to have had the AUTHORITY to grant such unacknowledged PERMISSIBLE PURPOSE.Equally disturbing is the outright potential that the claim of inquiry is simply a false accusation and altogether untrue, incorrect, incomplete, untimely, of unproven permission,and or of unproven compliance to any and or all of my state reporting laws as well as the federal requisites for reporting--or is elsewise DEFICIENT of Metro 2 compliance in LAWFUL REPORTING. That said, it is CLEAR you have NO OPTIONS other than the COMPLETE and IMMEDIATE ANNULMENT by full DELETION/REMOVAL of any and all such physically UNCERTIFICATED information, regardless if true or not. PROOF OF COMPLIANCE is NOT a VOLUNTARY mandate but rather a REQUISITE for you or ANY ENTITY to RETAIN much less REPORT.Return to federally required compliance and accurate reporting TODAY,even RIGHT NOW!
|
||||
<br/><br/>
|
||||
__END9__
|
||||
__START10__
|
||||
Alleged Creditor#10 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor10__</span> <br/><br/>
|
||||
NOTATION:The above noted allegation of inquiry record is NOT currently proven to be reporting COMPLIANTLY ,as REQUIRED by federal laws! There are numerous potential reasons for the deficient reporting, some of which might well be any of the following and or all of the following but not necessarily limited to these ailments of reporting compliance: The claim is absolutely irrefutably without verifiable physical proof of any adequately and appropriately lawful acquired PERMISSIBLE PURPOSE from the one and only and EXACTLY IDENTIFIED ME and or from ANY entity that is PROVEN to have had the AUTHORITY to grant such unacknowledged PERMISSIBLE PURPOSE.Equally disturbing is the outright potential that the claim of inquiry is simply a false accusation and altogether untrue, incorrect, incomplete, untimely, of unproven permission,and or of unproven compliance to any and or all of my state reporting laws as well as the federal requisites for reporting--or is elsewise DEFICIENT of Metro 2 compliance in LAWFUL REPORTING. That said, it is CLEAR you have NO OPTIONS other than the COMPLETE and IMMEDIATE ANNULMENT by full DELETION/REMOVAL of any and all such physically UNCERTIFICATED information, regardless if true or not. PROOF OF COMPLIANCE is NOT a VOLUNTARY mandate but rather a REQUISITE for you or ANY ENTITY to RETAIN much less REPORT.Return to federally required compliance and accurate reporting TODAY,even RIGHT NOW!
|
||||
<br/><br/>
|
||||
__END10__
|
||||
|
||||
__START11__
|
||||
Alleged Creditor#11 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor11__</span> <br/><br/>
|
||||
NOTATION:The above noted allegation of inquiry record is NOT currently proven to be reporting COMPLIANTLY ,as REQUIRED by federal laws! There are numerous potential reasons for the deficient reporting, some of which might well be any of the following and or all of the following but not necessarily limited to these ailments of reporting compliance: The claim is absolutely irrefutably without verifiable physical proof of any adequately and appropriately lawful acquired PERMISSIBLE PURPOSE from the one and only and EXACTLY IDENTIFIED ME and or from ANY entity that is PROVEN to have had the AUTHORITY to grant such unacknowledged PERMISSIBLE PURPOSE.Equally disturbing is the outright potential that the claim of inquiry is simply a false accusation and altogether untrue, incorrect, incomplete, untimely, of unproven permission,and or of unproven compliance to any and or all of my state reporting laws as well as the federal requisites for reporting--or is elsewise DEFICIENT of Metro 2 compliance in LAWFUL REPORTING. That said, it is CLEAR you have NO OPTIONS other than the COMPLETE and IMMEDIATE ANNULMENT by full DELETION/REMOVAL of any and all such physically UNCERTIFICATED information, regardless if true or not. PROOF OF COMPLIANCE is NOT a VOLUNTARY mandate but rather a REQUISITE for you or ANY ENTITY to RETAIN much less REPORT.Return to federally required compliance and accurate reporting TODAY,even RIGHT NOW!
|
||||
<br/><br/>
|
||||
__END11__
|
||||
__START12__
|
||||
Alleged Creditor#12 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor12__</span> <br/><br/>
|
||||
NOTATION:The above noted allegation of inquiry record is NOT currently proven to be reporting COMPLIANTLY ,as REQUIRED by federal laws! There are numerous potential reasons for the deficient reporting, some of which might well be any of the following and or all of the following but not necessarily limited to these ailments of reporting compliance: The claim is absolutely irrefutably without verifiable physical proof of any adequately and appropriately lawful acquired PERMISSIBLE PURPOSE from the one and only and EXACTLY IDENTIFIED ME and or from ANY entity that is PROVEN to have had the AUTHORITY to grant such unacknowledged PERMISSIBLE PURPOSE.Equally disturbing is the outright potential that the claim of inquiry is simply a false accusation and altogether untrue, incorrect, incomplete, untimely, of unproven permission,and or of unproven compliance to any and or all of my state reporting laws as well as the federal requisites for reporting--or is elsewise DEFICIENT of Metro 2 compliance in LAWFUL REPORTING. That said, it is CLEAR you have NO OPTIONS other than the COMPLETE and IMMEDIATE ANNULMENT by full DELETION/REMOVAL of any and all such physically UNCERTIFICATED information, regardless if true or not. PROOF OF COMPLIANCE is NOT a VOLUNTARY mandate but rather a REQUISITE for you or ANY ENTITY to RETAIN much less REPORT.Return to federally required compliance and accurate reporting TODAY,even RIGHT NOW!
|
||||
<br/><br/>
|
||||
__END12__
|
||||
__START13__
|
||||
Alleged Creditor#13 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor13__</span> <br/><br/>
|
||||
NOTATION:The above noted allegation of inquiry record is NOT currently proven to be reporting COMPLIANTLY ,as REQUIRED by federal laws! There are numerous potential reasons for the deficient reporting, some of which might well be any of the following and or all of the following but not necessarily limited to these ailments of reporting compliance: The claim is absolutely irrefutably without verifiable physical proof of any adequately and appropriately lawful acquired PERMISSIBLE PURPOSE from the one and only and EXACTLY IDENTIFIED ME and or from ANY entity that is PROVEN to have had the AUTHORITY to grant such unacknowledged PERMISSIBLE PURPOSE.Equally disturbing is the outright potential that the claim of inquiry is simply a false accusation and altogether untrue, incorrect, incomplete, untimely, of unproven permission,and or of unproven compliance to any and or all of my state reporting laws as well as the federal requisites for reporting--or is elsewise DEFICIENT of Metro 2 compliance in LAWFUL REPORTING. That said, it is CLEAR you have NO OPTIONS other than the COMPLETE and IMMEDIATE ANNULMENT by full DELETION/REMOVAL of any and all such physically UNCERTIFICATED information, regardless if true or not. PROOF OF COMPLIANCE is NOT a VOLUNTARY mandate but rather a REQUISITE for you or ANY ENTITY to RETAIN much less REPORT.Return to federally required compliance and accurate reporting TODAY,even RIGHT NOW!
|
||||
<br/><br/>
|
||||
__END13__
|
||||
__START14__
|
||||
Alleged Creditor#14 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor14__</span> <br/><br/>
|
||||
NOTATION:The above noted allegation of inquiry record is NOT currently proven to be reporting COMPLIANTLY ,as REQUIRED by federal laws! There are numerous potential reasons for the deficient reporting, some of which might well be any of the following and or all of the following but not necessarily limited to these ailments of reporting compliance: The claim is absolutely irrefutably without verifiable physical proof of any adequately and appropriately lawful acquired PERMISSIBLE PURPOSE from the one and only and EXACTLY IDENTIFIED ME and or from ANY entity that is PROVEN to have had the AUTHORITY to grant such unacknowledged PERMISSIBLE PURPOSE.Equally disturbing is the outright potential that the claim of inquiry is simply a false accusation and altogether untrue, incorrect, incomplete, untimely, of unproven permission,and or of unproven compliance to any and or all of my state reporting laws as well as the federal requisites for reporting--or is elsewise DEFICIENT of Metro 2 compliance in LAWFUL REPORTING. That said, it is CLEAR you have NO OPTIONS other than the COMPLETE and IMMEDIATE ANNULMENT by full DELETION/REMOVAL of any and all such physically UNCERTIFICATED information, regardless if true or not. PROOF OF COMPLIANCE is NOT a VOLUNTARY mandate but rather a REQUISITE for you or ANY ENTITY to RETAIN much less REPORT.Return to federally required compliance and accurate reporting TODAY,even RIGHT NOW!
|
||||
<br/><br/>
|
||||
__END14__
|
||||
__START15__
|
||||
Alleged Creditor#15 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor15__</span> <br/><br/>
|
||||
NOTATION:The above noted allegation of inquiry record is NOT currently proven to be reporting COMPLIANTLY ,as REQUIRED by federal laws! There are numerous potential reasons for the deficient reporting, some of which might well be any of the following and or all of the following but not necessarily limited to these ailments of reporting compliance: The claim is absolutely irrefutably without verifiable physical proof of any adequately and appropriately lawful acquired PERMISSIBLE PURPOSE from the one and only and EXACTLY IDENTIFIED ME and or from ANY entity that is PROVEN to have had the AUTHORITY to grant such unacknowledged PERMISSIBLE PURPOSE.Equally disturbing is the outright potential that the claim of inquiry is simply a false accusation and altogether untrue, incorrect, incomplete, untimely, of unproven permission,and or of unproven compliance to any and or all of my state reporting laws as well as the federal requisites for reporting--or is elsewise DEFICIENT of Metro 2 compliance in LAWFUL REPORTING. That said, it is CLEAR you have NO OPTIONS other than the COMPLETE and IMMEDIATE ANNULMENT by full DELETION/REMOVAL of any and all such physically UNCERTIFICATED information, regardless if true or not. PROOF OF COMPLIANCE is NOT a VOLUNTARY mandate but rather a REQUISITE for you or ANY ENTITY to RETAIN much less REPORT.Return to federally required compliance and accurate reporting TODAY,even RIGHT NOW!
|
||||
<br/><br/>
|
||||
__END15__
|
||||
__START16__
|
||||
Alleged Creditor#16 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor16__</span> <br/><br/>
|
||||
NOTATION:The above noted allegation of inquiry record is NOT currently proven to be reporting COMPLIANTLY ,as REQUIRED by federal laws! There are numerous potential reasons for the deficient reporting, some of which might well be any of the following and or all of the following but not necessarily limited to these ailments of reporting compliance: The claim is absolutely irrefutably without verifiable physical proof of any adequately and appropriately lawful acquired PERMISSIBLE PURPOSE from the one and only and EXACTLY IDENTIFIED ME and or from ANY entity that is PROVEN to have had the AUTHORITY to grant such unacknowledged PERMISSIBLE PURPOSE.Equally disturbing is the outright potential that the claim of inquiry is simply a false accusation and altogether untrue, incorrect, incomplete, untimely, of unproven permission,and or of unproven compliance to any and or all of my state reporting laws as well as the federal requisites for reporting--or is elsewise DEFICIENT of Metro 2 compliance in LAWFUL REPORTING. That said, it is CLEAR you have NO OPTIONS other than the COMPLETE and IMMEDIATE ANNULMENT by full DELETION/REMOVAL of any and all such physically UNCERTIFICATED information, regardless if true or not. PROOF OF COMPLIANCE is NOT a VOLUNTARY mandate but rather a REQUISITE for you or ANY ENTITY to RETAIN much less REPORT.Return to federally required compliance and accurate reporting TODAY,even RIGHT NOW!
|
||||
<br/><br/>
|
||||
__END16__
|
||||
__START17__
|
||||
Alleged Creditor#17 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor17__</span> <br/><br/>
|
||||
NOTATION:The above noted allegation of inquiry record is NOT currently proven to be reporting COMPLIANTLY ,as REQUIRED by federal laws! There are numerous potential reasons for the deficient reporting, some of which might well be any of the following and or all of the following but not necessarily limited to these ailments of reporting compliance: The claim is absolutely irrefutably without verifiable physical proof of any adequately and appropriately lawful acquired PERMISSIBLE PURPOSE from the one and only and EXACTLY IDENTIFIED ME and or from ANY entity that is PROVEN to have had the AUTHORITY to grant such unacknowledged PERMISSIBLE PURPOSE.Equally disturbing is the outright potential that the claim of inquiry is simply a false accusation and altogether untrue, incorrect, incomplete, untimely, of unproven permission,and or of unproven compliance to any and or all of my state reporting laws as well as the federal requisites for reporting--or is elsewise DEFICIENT of Metro 2 compliance in LAWFUL REPORTING. That said, it is CLEAR you have NO OPTIONS other than the COMPLETE and IMMEDIATE ANNULMENT by full DELETION/REMOVAL of any and all such physically UNCERTIFICATED information, regardless if true or not. PROOF OF COMPLIANCE is NOT a VOLUNTARY mandate but rather a REQUISITE for you or ANY ENTITY to RETAIN much less REPORT.Return to federally required compliance and accurate reporting TODAY,even RIGHT NOW!
|
||||
<br/><br/>
|
||||
__END17__
|
||||
__START18__
|
||||
Alleged Creditor#18 and the ALLEGED date of the NOT PROVEN COMPLIANT inquiry defiecient of true Permissible Purpose that REQUIRES immediate and permanent deletion: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor18__</span> <br/><br/>
|
||||
NOTATION:The above noted allegation of inquiry record is NOT currently proven to be reporting COMPLIANTLY ,as REQUIRED by federal laws! There are numerous potential reasons for the deficient reporting, some of which might well be any of the following and or all of the following but not necessarily limited to these ailments of reporting compliance: The claim is absolutely irrefutably without verifiable physical proof of any adequately and appropriately lawful acquired PERMISSIBLE PURPOSE from the one and only and EXACTLY IDENTIFIED ME and or from ANY entity that is PROVEN to have had the AUTHORITY to grant such unacknowledged PERMISSIBLE PURPOSE.Equally disturbing is the outright potential that the claim of inquiry is simply a false accusation and altogether untrue, incorrect, incomplete, untimely, of unproven permission,and or of unproven compliance to any and or all of my state reporting laws as well as the federal requisites for reporting--or is elsewise DEFICIENT of Metro 2 compliance in LAWFUL REPORTING. That said, it is CLEAR you have NO OPTIONS other than the COMPLETE and IMMEDIATE ANNULMENT by full DELETION/REMOVAL of any and all such physically UNCERTIFICATED information, regardless if true or not. PROOF OF COMPLIANCE is NOT a VOLUNTARY mandate but rather a REQUISITE for you or ANY ENTITY to RETAIN much less REPORT.Return to federally required compliance and accurate reporting TODAY,even RIGHT NOW!
|
||||
<br/><br/>
|
||||
__END18__
|
||||
<br/><br/>
|
||||
|
||||
**PLEASE ,IN ADDITION TO REMOVAL OF THESE NOT PROVEN COMPLIANT INQUIRIES LACKING PERMISSIBLE PURPOSE,DELETE ANY AND ALL ADVERSE NOTATIONS OR DEROGATORY ASPECTS OF ANY AND ALL ACCOUNTS THAT MIGHT BE ATTACHED TO ANY OF THE ABOVE NOTED AND CHALLENGED ALLEGATIONS OF INQUIRY. RECALL THAT COMPLETE COMPLIANT REPORTING IS A MANDATE NOT AN OPTION, AS SUCH ANY DEROGATORY ACCUSATIONS ASSOCIATED WITH A NOT COMPLIANT ALLEGED INQUIRY MIGHT AS WELL BE LIKELY NOT COMPLIANTLY REPORTING ITSELF IF NOT UNPROVEN TO BE TRUE, CORRECT, COMPLETE, TIMELY, MINE, OR MY RESPONSIBILITY.
|
||||
<br/><br/>
|
||||
Not an entity today exists that can certifiably ignore its mandated obligations to report compliantly and to 100% truth, correctness, completeness, timeliness, and documented irrefutable proof of ownership and responsibility of any allegations of adverse aspects to an account or of a derogatory account in and of itself.Per the metro 2 data formatted standards of legal reporting of consumer accounts and profile history and per the Fair Credit reporting act, namely section 609 a1A, it is in CLARITY that you are MANDATED to retain COMPLIANCE at all times, particularly upon notification by an infringed consumer that you are deficient of your requisites to report adequately and a challenge (or dispute) is lodged versus any data information previously NOT proven PHYSICALLY to be affirmed valid or is UNABLE to be demonstrated as true,accurate, complete,timely, and otherwise fully compliant to laws upon a documented declaration of concern by the consumer.I demand, as is MY RIGHTS to do so and as is your REQUIREMENT to satisfy, for you to ANNUL by deletion or removal any and all allegations DEFICIENT of PHYSICAL EVIDENCE OF COMPLIANCE to reporting laws much less verified and valid.If you are unwilling or UNABLE to do so in a federally defined TIMELY manner you MUST rectify your infractions by RETURNING TO or retaining federal reporting COMPLIANCE TODAY, even RIGHT NOW.As such, I DEMAND that you CERTIFICATE the verification and validity of the yet physically proven compliant and likely illegally reporting accusational claims or ANNUL TODAY by complete and non injurious or prejudicial DELETION TODAY, even right NOW as REQUIRED per metro 2 data formatted reporting compliance regulation standards to which YOU ARE OBLIGATED to obey without hesitation. Ignorance of your duties,willfully or not, :is grounds for any consumer injured to gain potential monetary rectifying remedies via civil litigations.I understand that per the Fair Credit Reporting Act, you are required to notify me of your investigation results within 30 days. My contact information is provided below and I have included proof of my social security and current address to avoid any delays in your response time.
|
||||
|
||||
<br/><br/>
|
||||
I anticipate that I will be receiving an updated copy of my credit report from you very shortly reflecting the above REQUIRED LAWFUL corrections EXACTLY as I have indicated will be requisite for you to adequately and appropriately return to federally defined METRO 2 COMPLIANT reporting. Undoubtedly, I genuinely am Thanking you in advance for your WILLFUL RETURN to lawful accurate reporting!
|
||||
|
||||
|
||||
<br/><br/>
|
||||
I compel you to demonstrate the mandated physically verifiable proof of adequately achieved permissible purpose from the exactly lawfully identified me and or any entity legally able to render such authority or else anul via full deletion of the entire unproven derogatory allegation(s) of inquiry claim made versus me deficient of federal reporting compliance unjustly or proof thereof.
|
||||
<br/><br/>
|
||||
To date, there is no testimonial certificate of facts that irrefutably display that I did indeed knowingly and agreeably authorize anyone employed by this company to make any inquiry and view my Equifax credit report on this(these) specific dates alleged if any dates ever at all. It is my contention that either the Original Creditor(s) have(has) violated the Fair Credit Reporting Act Section 1681b(c)., or can not or will not demonstrate evidence of doing so compliantly to reporting standards as requisite by consumer reporting regulatory laws and practices. Might it be that in reality that they were not legally entitled to make these potentially fraudulent inquiries? Obviously you can see as I do and also as would any deciding court should I seek suit versus you that this is a serious breach of my privacy much less my consumer and potentially my civil rights. Make addend corrections now to relieve yourself of foul position of non compliance to reporting obligations so to retain or return to appropriate status of certified metro 2 compliant reporting more over 100% provable true,correct,complete,and timely reporting.
|
||||
<br/>
|
||||
Let there be no mistake that I am requesting that the alleging entities currently unproven to be compliant to immediately mail me a copy of my signed authorization form that gave them the right to view my credit within five (5) business days so that I can verify its validity.If need be I will require that you advised them that if they cannot provide me with proof that I authorized them to view my credit report then I am within my consumer and civil rights in my demanding that they contact the credit bureaus,including you Experian, immediately so to adequately make rectifiable removal of everyone even each any and or all of the deficient of compliant unauthorized and or fraudulent hard inquiries which clearly lack demonstrated permissible purpose as required.
|
||||
|
||||
<br/>
|
||||
To that end, further I am also requesting that they remove any and all of my personal information from their records.
|
||||
|
||||
<br/><br/>
|
||||
|
||||
My Social Security # LAST FOUR is : <span style="background-color: #FFFF00">__SOCIAL_SECURITY_NUMBER__</span><br/>
|
||||
and my <br/>
|
||||
Date of Birth is <span style="background-color: #FFFF00">__BIRTH_DATE__</span> <br/>
|
||||
in case it is needed to locate the potentially injurious and fraudulent inquiry in their system.
|
||||
<br/><br/>
|
||||
I am asking that you require them to please send me written confirmation that they have complied with my requests and further for you to advised them that their failure to comply with my requests within five (5) business days will be my undoubted evidence used in Federal Court of their willful noncompliance [ 15 U.S.C. § 1681n] and that I will be seeking statutory damages, punitive damages and the cost of the action and reasonable attorney fees for each and every fraudulent inquiry.
|
||||
<br/>
|
||||
I insist that you do whatever is in your power to ensure that The(these) alleged Original Creditor(s) comply(ies) with my requests and to avoid other Consumers from experiencing the same kind of abuse of their privacy rights.
|
||||
<br/>
|
||||
I demand with this declaration of complaint that you please validate this information with these Original Creditors and provide me with copies of any documentation associated with these accounts bearing my signature. In the absence of any such documentation bearing my signature, I formally request that all accusations of inquiries be immediately deleted from the credit file you maintain under my Social Security number. Additionally, any derogatory accounts associated with said unproven or not compliantly reporting or fraudulent inquiries should be immediately extracted from my consumer credit reports, particularly if not fully certificated physically to be 100% true,accurate,complete,timely, mine, my responsibility,or compliant to metro 2 data field formatted reporting standards as is mandated by obligations of my state and the federal reporting laws related to the matter, namely the FCRA and FDCPA.
|
||||
<br/>
|
||||
Please note that you have a maximum of 30 days to complete this investigation, as per the Fair Credit Reporting Act section 623(a)(3), and you can bet your bottom dollar that I am keeping careful record of your actions and or mishaps,whether willful or in ignorance.
|
||||
<br/>
|
||||
I am certain that you know already but please allow me to remind you that your failure(s) to respond satisfactorily within 30 days of receipt of this certified letter will result in a small claims action against your company. I will be seeking $5,000 (or the maximum allowable sueable monetary award I can seek) in damages for one or more of the following:
|
||||
<br/> <br/>
|
||||
1.) Defamation<br/>
|
||||
2.) Negligent Enablement of Identity Fraud<br/>
|
||||
3.) Violation of the Fair Credit Reporting Act<br/>
|
||||
4) unlawful reporting of unproven derogatory information deficient of compliance proof upon a consumer compliance check, dispute, complaint or challenge of compliance!
|
||||
<br/> <br/>
|
||||
|
||||
You will be required to appear in a court venue local to me and very likely to my favor as an obvious victim of your willful disregard of the consumer reporting regulations thereby inflicting unjustified injury to my consumer credibility and reputation, in order to formally defend yourself. My mandated reportable personal identifiers aka contact information is as follows:
|
||||
<br/><br/>
|
||||
My First and My Last name is:<br/>
|
||||
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__</span><br/><br/>
|
||||
My street number,street name,current resident city,and current resident state is:<br/>
|
||||
<span style="background-color: #FFFF00">__STREET_NO__ __STREET_NAME__, __CITY__, __STATE__</span> <br/><br/>
|
||||
My Social Security # LAST FOUR is <span style="background-color: #FFFF00">__SOCIAL_SECURITY_NUMBER__</span> <br/>
|
||||
and my <br/>
|
||||
Date of Birth is <span style="background-color: #FFFF00">__BIRTH_DATE__</span>
|
||||
<br/><br/>
|
||||
Please be aware that dependent upon your response, I will be detailing any potential issues with your company via an online public press release, including documentation of any potential small claims action. I look forward to your willful return to lawful true, correct, complete, timely, and compliant reporting with notice of your immediate deletion of each of the aforementioned and again following detailed claims of unproven allegations that lack proof of permissible purpose, please eradicate these unlawful claims today,right now even:
|
||||
<br/>
|
||||
|
||||
__SERIAL_LINES__<br/>
|
||||
|
||||
<h4><span style="text-decoration: underline;">In genuine sincerely,</span></h4>
|
||||
|
||||
<br/>
|
||||
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows:<br/>
|
||||
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__, __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__</span> <br/><br/>
|
||||
<br/><br/>
|
||||
*See enclosed attachment for photo identification, proof of reportable address, proof of ssn
|
||||
</div>
|
||||
@@ -0,0 +1,247 @@
|
||||
<!DOCTYPE html>
|
||||
<html>
|
||||
<head>
|
||||
<meta charset="utf-8">
|
||||
<meta http-equiv="X-UA-Compatible" content="IE=edge">
|
||||
<title>RTG-V1S5-LatePayment-to-Creditor-or-Data-Furnisher-attack-LETTER</title>
|
||||
<!-- Tell the browser to be responsive to screen width -->
|
||||
<meta
|
||||
content="width=device-width, initial-scale=1, maximum-scale=1, user-scalable=no"
|
||||
name="viewport">
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/bootstrap/css/bootstrap.min.css">
|
||||
<!-- Font Awesome -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/4.5.0/css/font-awesome.min.css">
|
||||
<!-- Ionicons -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/ionicons/2.0.1/css/ionicons.min.css">
|
||||
<!-- Theme style -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/AdminLTE.min.css">
|
||||
<!-- AdminLTE Skins. Choose a skin from the css/skins
|
||||
folder instead of downloading all of them to reduce the load. -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/skins/_all-skins.min.css">
|
||||
|
||||
<!-- HTML5 Shim and Respond.js IE8 support of HTML5 elements and media queries -->
|
||||
<!-- WARNING: Respond.js doesn't work if you view the page via file:// -->
|
||||
<!--[if lt IE 9]>
|
||||
<script src="https://oss.maxcdn.com/html5shiv/3.7.3/html5shiv.min.js"></script>
|
||||
<script src="https://oss.maxcdn.com/respond/1.4.2/respond.min.js"></script>
|
||||
<![endif]-->
|
||||
<style>
|
||||
.form-group.required .control-label:before{
|
||||
color: red;
|
||||
content: "*";
|
||||
position: absolute;
|
||||
margin-left: -7px;
|
||||
}
|
||||
</style>
|
||||
</head>
|
||||
<body class="hold-transition skin-blue sidebar-mini">
|
||||
<div class="wrapper" >
|
||||
|
||||
|
||||
|
||||
<!-- Content Wrapper. Contains page content -->
|
||||
<div class="content-wrapper">
|
||||
<!-- Content Header (Page header) -->
|
||||
<section class="content-header">
|
||||
<h1>R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</h1>
|
||||
<ol class="breadcrumb">
|
||||
<li><a href="#"><i class="fa fa-dashboard"></i> Home</a></li>
|
||||
<li class="active">RTG-V1S5-LatePayment-to-Creditor-or-Data-Furnisher-attack-LETTER</li>
|
||||
</ol>
|
||||
</section>
|
||||
|
||||
<!-- Main content -->
|
||||
<section class="content">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-12">
|
||||
<!-- Horizontal Form -->
|
||||
<div class="box box-info">
|
||||
<div class="box-header with-border">
|
||||
<h3 class="box-title"> Enter Your Information Below</h3>
|
||||
</div>
|
||||
<!-- /.box-header -->
|
||||
<!-- form start -->
|
||||
<form class="form-horizontal" method="post" action="http://cloud-height.com/RTG/V1.0/RTG-V1S5-LatePayment-to-Creditor-or-Data-Furnisher-attack-LETTER.php">
|
||||
<div class="box-body">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">FIRST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="first_name" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">LAST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="last_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NO</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_no" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CITY</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="city" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STATE</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="state" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">PERSONAL TRACKING NUMBER(20 Digit)</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" maxlength="20" name="personal_tracking_number" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CREDITOR NAME & ADDRESS</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<textarea name="credit_bureau_name_address" class="form-control" rows="3" cols="47" required></textarea>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">Sincerely</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="sincerely" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<hr/>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Credit account #1 :<br/>
|
||||
<textarea name="creditor1" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Credit account #2 :<br/>
|
||||
<textarea name="creditor2" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Credit account #3 :<br/>
|
||||
<textarea name="creditor3" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Credit account #4 :<br/>
|
||||
<textarea name="creditor4" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Credit account #5 :<br/>
|
||||
<textarea name="creditor5" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-offset-5 col-sm-7">
|
||||
<button type="submit" class="btn btn-info pull-left">Generate
|
||||
PDF</button>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
|
||||
</div>
|
||||
<!-- /.box-body -->
|
||||
<div class="box-footer"></div>
|
||||
<!-- /.box-footer -->
|
||||
</form>
|
||||
</div>
|
||||
<!-- /.box -->
|
||||
|
||||
</div>
|
||||
<!--/.col (right) -->
|
||||
</div>
|
||||
<!-- /.row -->
|
||||
|
||||
|
||||
</section>
|
||||
<!-- /.content -->
|
||||
</div>
|
||||
<!-- /.content-wrapper -->
|
||||
<footer class="main-footer">
|
||||
<strong>Copyright © 2019 <a href="#" >R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</a>.
|
||||
</strong> All rights reserved.
|
||||
</footer>
|
||||
<!-- Add the sidebar's background. This div must be placed
|
||||
immediately after the control sidebar -->
|
||||
<div class="control-sidebar-bg"></div>
|
||||
</div>
|
||||
<!-- ./wrapper -->
|
||||
|
||||
<!-- jQuery 2.2.0 -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/jQuery/jQuery-2.2.0.min.js"></script>
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<script src="http://cloud-height.com/RTG/bootstrap/js/bootstrap.min.js"></script>
|
||||
<!-- FastClick -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/fastclick/fastclick.js"></script>
|
||||
<!-- AdminLTE App -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/app.min.js"></script>
|
||||
<!-- AdminLTE for demo purposes -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/demo.js"></script>
|
||||
</body>
|
||||
</html>
|
||||
@@ -0,0 +1,85 @@
|
||||
<?php
|
||||
|
||||
// Define variables for file names
|
||||
$pdf_name = "RTG-V1S5-LatePayment-to-Creditor-or-Data-Furnisher-attack-LETTER.pdf";
|
||||
$html_format_name = "RTG-V1S5-LatePayment-to-Creditor-or-Data-Furnisher-attack-LETTER_FORMAT.html";
|
||||
|
||||
//collect required POST form's input
|
||||
|
||||
$first_name = $_POST["first_name"];
|
||||
$last_name = $_POST["last_name"];
|
||||
$street_no = $_POST["street_no"];
|
||||
$street_name = $_POST["street_name"];
|
||||
$city = $_POST["city"];
|
||||
$state = $_POST["state"];
|
||||
$personal_tracking_number = $_POST["personal_tracking_number"];
|
||||
$credit_bureau_name_address = nl2br($_POST["credit_bureau_name_address"]);
|
||||
$sincerely = $_POST["sincerely"];
|
||||
|
||||
|
||||
|
||||
//Optional Creditors and Dates
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
// the unique pdf filename which will be saved on server
|
||||
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
|
||||
|
||||
if(isset($first_name)){
|
||||
|
||||
//get html content from pre defined format
|
||||
$today = date("d M, Y");
|
||||
$html = file_get_contents($html_format_name);
|
||||
|
||||
|
||||
|
||||
$varList = array('__FIRST_NAME__','__LAST_NAME__','__STREET_NO__','__STREET_NAME__',
|
||||
'__CITY__','__STATE__','__TODAY__','__PERSONAL_TRACKING_NUMBER__',
|
||||
'__credit_bureau_name_address__','__sincerely__'
|
||||
|
||||
);
|
||||
|
||||
|
||||
$valueList = array($first_name,$last_name,$street_no,$street_name,
|
||||
$city,$state,$today,$personal_tracking_number,
|
||||
$credit_bureau_name_address,$sincerely );
|
||||
|
||||
|
||||
|
||||
for($i=1;$i<= 5;$i++){
|
||||
if(isset($_POST["creditor".$i]) && !empty($_POST["creditor".$i])){
|
||||
$creditor[$i] = $_POST["creditor".$i];
|
||||
$varList[] = "__CREDITOR".$i."__";
|
||||
$valueList[] = nl2br($creditor[$i]);
|
||||
|
||||
$start = "__START".$i."__";
|
||||
$end = "__END".$i."__";
|
||||
|
||||
$html = str_replace(array($start,$end),array("",""),$html);
|
||||
|
||||
|
||||
|
||||
|
||||
} else {
|
||||
|
||||
$from = strpos($html, "__START".$i."__");
|
||||
$to = strpos($html, "__END".$i."__");
|
||||
|
||||
$html = str_replace(substr($html,$from,($to-$from)+7+strlen($i)),"",$html);
|
||||
|
||||
}
|
||||
}
|
||||
|
||||
|
||||
|
||||
|
||||
require("../common_file.php");
|
||||
|
||||
} else {
|
||||
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."RTG-V1S5-LatePayment-to-Creditor-or-Data-Furnisher-attack-LETTER.html";
|
||||
header("Location:".$url);
|
||||
}
|
||||
|
||||
?>
|
||||
@@ -0,0 +1,99 @@
|
||||
<div>
|
||||
TODAY IS __TODAY__ <br/><br/>
|
||||
My First & LAST name, are as Follows:<br/>
|
||||
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__</span><br/><br/>
|
||||
My Street NUMBER & Street NAME are as Follows:<br/>
|
||||
<span style="background-color: #FFFF00">__STREET_NO__ __STREET_NAME__</span><br/><br/>
|
||||
My City and State are as Follows:<br/>
|
||||
<span style="background-color: #FFFF00">__CITY__, __STATE__</span> <br/><br/>
|
||||
|
||||
****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE,and MANDATED REPORTED information per FCRA regulations,any and all others I DEMAND,as is my lawful RIGHT(s) to do so,that you annul and and all deficient of any condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information now or ever,please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles.
|
||||
|
||||
<br/><br/>
|
||||
|
||||
(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
|
||||
<br/><br/>
|
||||
(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights
|
||||
|
||||
<br/><br/>
|
||||
(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/><br/>
|
||||
(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/><br/>
|
||||
(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/><br/>
|
||||
(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/><br/>
|
||||
(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer right
|
||||
|
||||
|
||||
<br/><br/>
|
||||
MY PERSONAL 20-digit TRACKING NUMBER IS : <span style="background-color: #FFFF00">__PERSONAL_TRACKING_NUMBER__</span>
|
||||
<br/><br/>
|
||||
|
||||
<span style="background-color: #FFFF00">__credit_bureau_name_address__</span>
|
||||
<br/><br/>
|
||||
RE: ATTENTIVELY REVIEW my formal writ composed DECLARATION of Not Proven Compliant Misinformation that is all or in part: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting!To be clear,you are mandated by laws to eliminate every notation and or aspect of any and all derogatory and adversary items from any and all alleged claims still yet unproven to be true, correct, complete, timely, documented as being mine,testimonial to be of my responsibility,with FCRA compliance,andor CRSA CDIA Metro 2 COMPLIANT reporting.FEDERAL laws dictate that any and all derogatory or potentially injurious reporting MUST be all of the aforementioned and can NOT BE ASSUMED without undoubted CERTIFIABLE testimonial of FACTs ensuring the physically verifiability of the CONFIRMED manual validation of any item upon a consumer complaint,such as is this notice here and now.Please RETURN to or retain federally lawful reporting with your unwavering and unconditional annulment of every single one even each any and or all of the allegations accused of me deficient of physical evidence to every and all aspects of said claims,be them true or not.
|
||||
<br/><br/>
|
||||
<h2>To whom it might concern, </h2>
|
||||
<br/>
|
||||
I would like to forge forward with a righted disputation challenging what likely is an inaccurate, untrue, incomplete, untimely, not compliant, and or possibly not even of my ownership of responsibility allegation of a derogatory item that I see you currently have on my credit report, possibly causing violating infringements and injury to my credibility. While studying my report I have come across a number of mistakes and inaccuracies that you are reporting.Please review and eradicate any and all of these following unproven true, correct, complete,timely, mine, my responsibility,fcra compliant,metro 2 compliant,or else wise compliant to every single one even each any and all of the regulations ,laws,and standards of reporting of which you are undoubtedly mandated in your obligation to obey: The following allegations each require immediate deletion,do so now and here!
|
||||
|
||||
<br/>
|
||||
|
||||
<h2><span style="text-decoration: underline;">Below are the accounts in question:</span></h2>
|
||||
<br/>
|
||||
__START1__
|
||||
Credit account #1 you are alleging the negative claims still yet deficit of proof of truth, correctness, completeness,timeliness, and or elsewise adequate COMPLIANCE to all laws and the Metro 2 data field formatted reporting standards,therefore lawfully you MUST ERADICATE any and all adverse remarks:
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__CREDITOR1__</span>
|
||||
__END1__
|
||||
<br/><br/>
|
||||
__START2__
|
||||
Credit account #2 you are alleging the negative claims still yet deficit of proof of truth, correctness, completeness,timeliness, and or elsewise adequate COMPLIANCE to all laws and the Metro 2 data field formatted reporting standards,therefore lawfully you MUST ERADICATE any and all adverse remarks:
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__CREDITOR2__</span>
|
||||
__END2__
|
||||
<br/><br/>
|
||||
__START3__
|
||||
Credit account #3 you are alleging the negative claims still yet deficit of proof of truth, correctness, completeness,timeliness, and or elsewise adequate COMPLIANCE to all laws and the Metro 2 data field formatted reporting standards,therefore lawfully you MUST ERADICATE any and all adverse remarks:
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__CREDITOR3__</span>
|
||||
|
||||
__END3__
|
||||
<br/><br/>
|
||||
__START4__
|
||||
Credit account #4 you are alleging the negative claims still yet deficit of proof of truth, correctness, completeness,timeliness, and or elsewise adequate COMPLIANCE to all laws and the Metro 2 data field formatted reporting standards,therefore lawfully you MUST ERADICATE any and all adverse remarks:
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__CREDITOR4__</span>
|
||||
__END4__
|
||||
<br/><br/>
|
||||
__START5__
|
||||
Credit account #5 you are alleging the negative claims still yet deficit of proof of truth, correctness, completeness,timeliness, and or elsewise adequate COMPLIANCE to all laws and the Metro 2 data field formatted reporting standards,therefore lawfully you MUST ERADICATE any and all adverse remarks:
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__CREDITOR5__</span>
|
||||
__END5__
|
||||
<br/><br/>
|
||||
Please accept this as my Official Writ Composition Notification in lawful declaration of your DEFICIENT of compliant reporting and demands for you to become suitably and substantially compliant to your requisites of mandated reporting laws and truthful, correct, complete, and timely submission of adequate full information of alleged derogatory nature(s) in the metro 2 data field formatted reporting regulatory standards REQUIRED of you and ANY ENTITY related to any consumer’s credit report profile or the transfer or use of it. This is a COMPLAINT that your allegations are NOT within the accepted standards of reporting law and as such you are compelled to eradicate by deletion of any adverse indicators or demonstrate physically verifiable evidence adequately validated claims.
|
||||
<br/><br/>
|
||||
This letter is regarding my account(s) with you,as noted above→> that being ,this declaration is a notification of my request for check of and PROOF of lawful COMPLIANCE to every and all reporting regulations, laws,and standards of practice, to INCLUDE PROOF evidence of you complete and irrefutably accurate and appropriate Metro 2 COMPLIANCE as related to each and all of the accusations of adverse account(s) and or aspects thereof. IT IS UNLAWFUL to retain and or report any information NOT PROVEN COMPLIANT, NOT PROVEN TRUE, NOT PROVEN ACCURATE, NOT PROVEN COMPLETE, NOT PROVEN TIMELY, NOT PROVEN of undoubted OWNERSHIP, NOT PROVEN of undoubted RESPONSIBILITY,and or else wise DEFICIENT in any manner,whether known or not.It is QUITE OBVIOUS that you somehow still have unproven accusations on my credit reports and in your records allegedly of which you make in regards to these noted challenged items listed above→> (unlawfully so mind you).It seems to be, asininely you claim that my account(s) has been late on payments. This is a formal notice that your claim is being challenged as to its MANDATED compliant reporting and if unproven then your notification that it is irrefutably being disputed. In the very least.I am requesting validation, made pursuant to the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, along with my corresponding local state laws.
|
||||
|
||||
<br/>
|
||||
Please note that I am requesting “validation”; that is competent evidence of any and all calculations, accounting audits, dates, and balances as related to only the account agreement(s) I hold with you of which there exists a consumer-credit contract detailing my agreement with any and all terms of said proven contract alleged which additionally is unmistakeable in the bearing of my execution of lawful signature indisputably showing that I am knowledgeable of any and all conditions of such that might have created any derogatory or non-positive reflections upon my account history. In particularly, I demand concrete and irrefutable physical evidence of any and all documented proof that I am or have (or ever had) been late. Please also be aware that any negative mark found on my credit reports (including Experian, Transunion and Equifax) from your company or any company that you represent, is a violation of the FCRA and or the FDCPA; therefore if and when you cannot validate the negative remark,or produce substantial physically verifiably confirmed proof of complete reporting truth, accuracy, completeness, timeliness, and compliance →> the laws are in clarity to the facts that you absolutely must request that all credit reporting agencies display ONLY demonstrated proven compliant information to include any related to every single one even each any and or all of the still unproven alleged payment history deficiencies OR ANNUL by full deletion every allegation of derogatory notation and insertion of only PAID or PAYS as AGREED,NEVER LATE! Please forward to me as well as display to the consumer credit reporting agencies ONLY irrefutably COMPLIANT information as to what the account history is or remove any doubts with your submission to showcase the account’s payment history as "paid or pays as agreed,NEVER LATE entry”.
|
||||
<br/>
|
||||
Per FEDERAL REQUIREMENTS upon a consumer complaint (be it a dispute or be it a challenge checking for compliant reporting) pending the outcome of my investigation of any evidence that you submit, you are further instructed to take no action that could be detrimental to any of my credit reports.Your Failure to respond within 30 days of receipt of this certified letter and or your DEFICIENT OF COMPLIANT RESPONSE will indeed result in small claims legal action against your company at my local venue. Without hesitancy, I would be seeking a minimum of $1,000+ per infraction per reporting cycle in a suitable rectifying and remedial setting such as my local civil court (which undoubtedly would likely to be in my favor), and or even whatever other minimum monetary awards additionally I might be then rendered due to your deficient of compliant reporting (or lack of proof of deficient reportings) as is mandated by my State’s laws as well as the federal regulations such as is described with the regulatory and obligatory statutes such as the FDCPA, FCRA,my State’s credit reporting codes or else wise to include the requisites to have only true, correct, and complete recordings in utilization of the Metro 2 data field formatted reporting regulatory standards. As is within my consumer and civil rights to do so, I hereby enact my right to compel you by demand to please annul via full deletion/removing of every single one even each any and all of the unproven derogatory allegations of MY ACCOUNT or any aspect of adverse notations that is deficient of demonstrated evidence of certified compliance to adequate lawful and ethical reporting. LET IN BE CLEAR that I am NOT in dispute to the ownership nor responsibility to this account of MINE, however if you are unable or unwilling to present the mandated provable documents as to the full truth, accuracy, completeness, timeliness, and otherwise compliance of HOW REPORTED and HOW utilized, then you must per law eradicate any and all negative aspects.It is my request that you RETURN to or RETAIN federal COMPLIANCE and accurate reporting with your willful display of the account’s history as being “ PAID/PAYS as AGREED--NEVER LATE”. Any other notation is possibly refutable or even unlawful chichanary-led subterfuge which might be deemed an illegal infraction that creates potential unjustified consumer injury to which is OBVIOUSLY a SEVERE infringement of any reporting ethics and standards of law. Today, even right NOW and right here I suggest you remove any violation-laced behaviors on your part with you immediate submission to my request via this complaint in writ composition.Please forward me notification that you have communicated with the consumer credit reporting agencies and have ,without any delays, directed each to eliminate any and all adverse remarks and further to display “PAID or PAYS as AGREED, NEVER LATE! “. Any other response on your part is INSUFFICIENT to responsible reporting and would be deemed an act of aggression, be it an unlawful one.
|
||||
|
||||
<br/><br/>
|
||||
In genuine sincerity, <br/> <span style="background-color: #FFFF00">__sincerely__</span>
|
||||
|
||||
<br/><br/>
|
||||
**please see the enclosed identifying objects that detail my current lawful name, current lawful resident address, and current lawful proof of identity which includes copies of my State identification card, document proof of my ssn and or my ssn card, and a recent utility bill depicting evidence of my residence.
|
||||
</div>
|
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|
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|
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<label class="col-sm-5 control-label">PERSONAL TRACKING NUMBER(20 Digit)</label>
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<label class="col-sm-5 control-label">Sincerely</label>
|
||||
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<input type="text" name="sincerely" class="form-control" required >
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ALLEGED CREDITOR/ DATA FURNISHER and ALLEGED ACCOUNT #1 :<br/>
|
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<textarea name="creditor1" class="form-control" ></textarea>
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|
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|
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||||
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||||
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|
||||
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|
||||
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|
||||
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</div>
|
||||
<!-- ./wrapper -->
|
||||
|
||||
<!-- jQuery 2.2.0 -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/jQuery/jQuery-2.2.0.min.js"></script>
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<script src="http://cloud-height.com/RTG/bootstrap/js/bootstrap.min.js"></script>
|
||||
<!-- FastClick -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/fastclick/fastclick.js"></script>
|
||||
<!-- AdminLTE App -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/app.min.js"></script>
|
||||
<!-- AdminLTE for demo purposes -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/demo.js"></script>
|
||||
</body>
|
||||
</html>
|
||||
@@ -0,0 +1,83 @@
|
||||
<?php
|
||||
|
||||
// Define variables for file names
|
||||
$pdf_name = "RTG-V1S6-Late-Payments-BUREAUS-Volume-1-Step-6-attackto-bureaus-for-LATE-PAYMENTS.pdf";
|
||||
$html_format_name = "RTG-V1S6-Late-Payments-BUREAUS-Volume-1-Step-6-attackto-bureaus-for-LATE-PAYMENTS_FORMAT.html";
|
||||
|
||||
|
||||
//collect required POST form's input
|
||||
$first_name = $_POST["first_name"];
|
||||
$last_name = $_POST["last_name"];
|
||||
$street_no = $_POST["street_no"];
|
||||
$street_name = $_POST["street_name"];
|
||||
$city = $_POST["city"];
|
||||
$state = $_POST["state"];
|
||||
$personal_tracking_number = $_POST["personal_tracking_number"];
|
||||
$credit_bureau_name_address = nl2br($_POST["credit_bureau_name_address"]);
|
||||
$sincerely = $_POST["sincerely"];
|
||||
|
||||
|
||||
|
||||
// the unique pdf filename which will be saved on server
|
||||
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
|
||||
|
||||
if(isset($first_name)){
|
||||
|
||||
//get html content from pre defined format
|
||||
$today = date("d M, Y");
|
||||
$html = file_get_contents($html_format_name);
|
||||
|
||||
|
||||
|
||||
$varList = array(
|
||||
'__FIRST_NAME__','__LAST_NAME__','__STREET_NO__','__STREET_NAME__',
|
||||
'__CITY__','__STATE__','__TODAY__','__PERSONAL_TRACKING_NUMBER__',
|
||||
'__credit_bureau_name_address__','__sincerely__'
|
||||
|
||||
);
|
||||
|
||||
|
||||
$valueList = array(
|
||||
$first_name,$last_name,$street_no,$street_name,
|
||||
$city,$state,$today,$personal_tracking_number,
|
||||
$credit_bureau_name_address,$sincerely );
|
||||
|
||||
|
||||
|
||||
|
||||
//Optional Creditors and Dates
|
||||
for($i=1;$i<= 16;$i++){
|
||||
if(isset($_POST["creditor".$i]) && !empty($_POST["creditor".$i])){
|
||||
$creditor[$i] = $_POST["creditor".$i];
|
||||
|
||||
$varList[] = "__creditor".$i."__";
|
||||
$valueList[] = nl2br($creditor[$i]);
|
||||
|
||||
$start = "__START".$i."__";
|
||||
$end = "__END".$i."__";
|
||||
|
||||
$html = str_replace(array($start,$end),array("",""),$html);
|
||||
|
||||
|
||||
} else {
|
||||
|
||||
|
||||
$from = strpos($html, "__START".$i."__");
|
||||
$to = strpos($html, "__END".$i."__");
|
||||
|
||||
$html = str_replace(substr($html,$from,($to-$from)+7+strlen($i)),"",$html);
|
||||
}
|
||||
}
|
||||
//replace serial lines
|
||||
|
||||
|
||||
//
|
||||
|
||||
require("../common_file.php");
|
||||
|
||||
} else {
|
||||
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."RTG-711-M2C-Crm-INQUIRY-Letter-for-BUREAUS.html";
|
||||
header("Location:".$url);
|
||||
}
|
||||
|
||||
?>
|
||||
@@ -0,0 +1,243 @@
|
||||
<div>
|
||||
TODAY IS __TODAY__ <br/><br/>
|
||||
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows:<br/>
|
||||
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__, __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__</span> <br/><br/>
|
||||
<br/>
|
||||
|
||||
****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE,and MANDATED REPORTED information per FCRA regulations,any and all others I DEMAND,as is my lawful RIGHT(s) to do so,that you annul and and all deficient of any condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information now or ever,please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles.
|
||||
|
||||
<br/><br/>
|
||||
|
||||
(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/><br/>
|
||||
|
||||
(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights
|
||||
|
||||
|
||||
<br/><br/>
|
||||
(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
|
||||
<br/><br/>
|
||||
(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/><br/>
|
||||
(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
|
||||
<br/><br/>
|
||||
(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer right
|
||||
|
||||
<br/><br/>
|
||||
MY PERSONAL 20-digit TRACKING NUMBER IS: <span style="background-color: #FFFF00">__PERSONAL_TRACKING_NUMBER__</span>
|
||||
<br/><br/>
|
||||
|
||||
<span style="background-color: #FFFF00">__credit_bureau_name_address__</span>
|
||||
<br/><br/>
|
||||
|
||||
Re: alleged DEROGATORY LATE PAYMENTS DEFICIENT OF REQUIRED PROOF OF ADEQUATE FEDERAL REPORTING COMPLIANCE ,NAMELY METRO 2 AND THE FCRA STANDARDS OF REPORTING, ARE CERTAINLY UNLAWFUL,UNETHICAL AND UNDOUBTEDLY IN CLEAR INFRINGEMENT OF MY CONSUMER AND OR CIVIL RIGHTS, MAKING YOU LIABLE UPON MY TAKING THIS MATTER TO A CIVIL COURT IN MY AREA FOR PROPER AND ETHICAL RESOLUTIONS AND AWARDS OF AT LEAST $1,000+ PER STILL UNPROVEN, UNTRUE, INACCURATE, UNTIMELY, INCOMPLETE, OR ELSEWISE NOT COMPLIANT ITEM REPORTED THAT IS HEREBY NOW BEING CHALLENGED IN WRIT COMPOSITION --LEGALLY A CONSUMER COMPLAINT NOTICE IN DEMAND FOR A CHECK FOR COMPLIANCE AND FURTHER IRREFUTABLE EVIDENCE TO SUCH A CLAIM --> THIS IS MY OFFICIAL WRITING COMPLAINT.
|
||||
<br/>
|
||||
|
||||
|
||||
<br/><br/>
|
||||
<h2><span style="text-decoration: underline;">To whom it might concern,</span> </h2>
|
||||
<br/><br/>
|
||||
|
||||
Per FEDERAL and MY STATE’s REPORTING LAWS, you MUST AFFIRM AND CONFIRM-ATE ANY and ALL ALLEGATIONs OF CLAIM YET STILL UNPROVEN. LAWFULLY CERTIFICATE PHYSICALLY THE CREDITOR CLASSIFICATION CODE (S), THE EXACT AND COMPLETE SEQUENCED AND METRO2 DATA FORMATTED 426 CHARACTER P-6 STATEMENT (S) AS WELL AS ALL OF THE APPLICABLE AND REQUISITE TRAILING FRAGMENTS,THE MINIMALLY MANDATED FIVE (5) PORTIONED PERSONAL IDENTIFIERS, EVERY AND ONE OF THE ALPHA-/ NUMERIC-/AND OR ALPHANUMERIC SOURCE CODES THAT DETAIL THE LEFT SIDEDNESS AND OR RIGHT SIDEDNESS OF ANY AND ALL PRECISELY ORDERED RECORDED ACCOUNT DESCRIPTIONS, ALL ASPECTS EXACTLY AND FULLY RELATED TO THE SEQUENCED 386 PIECES OF CONFIRMATION TO COLLECT(-TIONS), EACH CALENDAR DATE RECORDED, EVERY ALLEGED BALANCE INCLUDING THE TALLIED TOTALLINGS AND INVOICES FROM WHICH THEY WERE DERIVED, THE DOCUMENTED LEGAL AND CURRENT COLOR PHOTOGRAPHED IDENTITIES, THE ATTESTED ADDRESSES, THE NON-TRANSPORTED AND TRUE MARKS OF EXECUTION FROM THE ONE AND ONLY AND EXACTLY IDENTIFIED ME UPON AN ACKNOWLEDGEMENT OF THE DEBT ALLEGED OR EVEN CONDITIONS RELATED, AS WELL AS EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF THE REQUISITE STATE AND FEDERAL LAWS APPLICABLE, WHETHER KNOWN OR NOT,REGARDLESS IF MENTIONED OR NOT. YOU ARE UNAUTHORIZED TO RETAIN AND OR EVEN REPORT SUBTERFUGE PARTICULARLY IF IT IS POTENTIALLY ENABLING OF FRAUD AND OR IDENTITY THEFT SUCH AS THIS INJURIOUS MIS-REPORTINGS OF MIS-INFORMATION MIGHT VERY WELL APPEAR TO BE. DELETE NOW TO ANNUL THIS UNJUST ACCUSATION AND TO RETURN TO COMPLETE COMPLIANCE TO FEDERAL REPORTING LAWS AS IS OBLIGATED OF YOU. I DEMAND, lawfully mind you, that you very ATTENTIVELY REVIEW my formal writ composed DECLARATION of Not Proven Compliant Misinformation that is all or in part: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting!To be clear,you are mandated by laws to eliminate every notation and or aspect of any and all derogatory and adversary items from any and all alleged claims still yet unproven to be true, correct, complete, timely, documented as being mine,testimonial to be of my responsibility,with FCRA compliance,andor CRSA CDIA Metro 2 COMPLIANT reporting.FEDERAL laws dictate that any and all derogatory or potentially injurious reporting MUST be all of the aforementioned and can NOT BE ASSUMED without undoubted CERTIFIABLE testimonial of FACTs ensuring the physically verifiability of the CONFIRMED manual validation of any item upon a consumer complaint,such as is this notice here and now.Please RETURN to or retain federally lawful reporting with your unwavering and unconditional annulment of every single one even each any and or all of the allegations accused of me deficient of physical evidence to every and all aspects of said claims,be them true or not.
|
||||
<br/>
|
||||
I as of late received a duplicate of my credit report from your consumer credit reporting agency --WHICH BY THE WAY is self proclaimed as being not only ACCURATE and COMPLETE but also METRO 2 COMPLIANT in the verification of your consumer credit reporting as DETAILED in the DESCRIPTION of e-OSCAR (your web based automated verification process).
|
||||
<br/>
|
||||
YOUR EXACT e-OSCAR definition (per http://www.e-oscar.org/about-e-oscar.aspx ) is that
|
||||
<br/><br/>
|
||||
|
||||
<p><span style="text-decoration: underline;"> <b>“e-OSCAR is a web-based,Metro 2 compliant, automated system </b> </span> that enables Data Furnishers (DFs), and Credit Reporting Agencies (CRAs) to create and respond to consumer credit history disputes. CRAs include Equifax, Experian, Innovis and TransUnion, their affiliates or Independent Credit Bureaus and Mortgage Reporting Companies. e-OSCAR also provides for DFs to send "out-of-cycle" credit history updates to CRAs. The system primarily supports Automated Credit Dispute Verification (ACDV) and Automated Universal Dataform (AUD) processing as well as a number of related processes that handle registration, subscriber code management and reporting.
|
||||
</p>
|
||||
<br/>
|
||||
ACDVs initiated by a CRA on behalf of a consumer are routed to the appropriate Data Furnisher based on the CRA and subscriber code affiliations indicated by the DF. The ACDV is returned to the initiating CRA with updated information (if any) relating to the consumer's credit history. If an account is modified or deleted, carbon copies are sent to each CRA with whom the DF has a reporting relationship.
|
||||
<br/>
|
||||
AUDs are initiated by the DF to process out-of-cycle credit history updates. The system is used to create the AUD and route it to the appropriate CRA(s) based on subscriber codes specified by the DF in the AUD record. The e-OSCAR AUD process is intended to provide the CRA with a correction to a consumer's file that must be handled outside of the regular activity reporting cycle process. e-OSCAR may not be used to add or create a record on a consumer's file or as substitute for "in-cycle" reporting to the CRAs.”
|
||||
<br/>
|
||||
Within the report I saw that there were late installments noted in the record history.Since I am somehow very defective in the matter as to the How ,WHEN, and WHY these late segments are notations within my credit report which is otherwise remarkable in creditworthiness!Puzzled,I am enacting my rights to COMPEL you, as REQUIRED, to MANDATE the alleged data providers of these following notated UNPROVEN derogatory suggestions of late payments to surrender to you and you to me an evaluated proclamation of my record throughout the previous 2 years demonstrating when the due date of the record was and when the installment was handled.Furthermore,please require the accusing data provider to present their most upgraded Terms of Service Agreement that that outlines payment reconciliation. As I am POSITIVE you are aware, as a injured consumer, UNJUSTLY MIND YOU, I am lawfully within my consumer and civil rights to ask for any and all of the above and below DEMANDS under the terms of the Fair Credit Billing Act of 1975 (FCBA)
|
||||
<br/>
|
||||
As the OFFICIAL notice of my official writ composed DECLARATION of Not Proven Compliant Misinformation that is either or all of the following, YOU MUST ANNUL by REMOVAL of any DEROGATORY and or ADVERSE and yet UNPROVEN claims be it an account or an aspect of that account.PLEASE as you MUST, delete the foul mis reportings and display any and all of my accounts as being “ PAID/PAYS as AGREED,NEVER LATE” and as nothing else:
|
||||
|
||||
<br/><br/>
|
||||
|
||||
__START1__
|
||||
ALLEGED CREDITOR/ DATA FURNISHER and ALLEGED ACCOUNT #1 <br/>
|
||||
<span style="background-color: #FFFF00">__creditor1__</span><br/><br/>
|
||||
NOTATION: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant.Provider Claims Late Payment yet has NOT PROVEN even the compliance of its reporting much less any aspect of determined truth of facts else wise required by obligatory regulations. As such, I demand evidence of Metro 2 compliant reporting, true and accurate and complete reporting of what is likely an allegation unfounded as it is DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting! PLEASE ERADICATE any and all derogatory aspects of reporting and at a minimum rectify the derelict reporting with the adequate statement of “PAID/PAYS AS AGREED, NEVER LATE”. Unless you can document this NOT to be CORRECT and determine factually and in entirety that every aspect of current reporting is lawfully compliant, you MUST satisfy my demands!
|
||||
<br/><br/>
|
||||
__END1__
|
||||
|
||||
|
||||
__START2__
|
||||
ALLEGED CREDITOR/ DATA FURNISHER and ALLEGED ACCOUNT #2 <br/>
|
||||
<span style="background-color: #FFFF00">__creditor2__</span><br/><br/>
|
||||
NOTATION: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant.Provider Claims Late Payment yet has NOT PROVEN even the compliance of its reporting much less any aspect of determined truth of facts else wise required by obligatory regulations. As such, I demand evidence of Metro 2 compliant reporting, true and accurate and complete reporting of what is likely an allegation unfounded as it is DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting! PLEASE ERADICATE any and all derogatory aspects of reporting and at a minimum rectify the derelict reporting with the adequate statement of “PAID/PAYS AS AGREED, NEVER LATE”. Unless you can document this NOT to be CORRECT and determine factually and in entirety that every aspect of current reporting is lawfully compliant, you MUST satisfy my demands!
|
||||
<br/><br/>
|
||||
__END2__
|
||||
|
||||
|
||||
__START3__
|
||||
ALLEGED CREDITOR/ DATA FURNISHER and ALLEGED ACCOUNT #3 <br/>
|
||||
<span style="background-color: #FFFF00">__creditor3__</span><br/><br/>
|
||||
NOTATION: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant.Provider Claims Late Payment yet has NOT PROVEN even the compliance of its reporting much less any aspect of determined truth of facts else wise required by obligatory regulations. As such, I demand evidence of Metro 2 compliant reporting, true and accurate and complete reporting of what is likely an allegation unfounded as it is DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting! PLEASE ERADICATE any and all derogatory aspects of reporting and at a minimum rectify the derelict reporting with the adequate statement of “PAID/PAYS AS AGREED, NEVER LATE”. Unless you can document this NOT to be CORRECT and determine factually and in entirety that every aspect of current reporting is lawfully compliant, you MUST satisfy my demands!
|
||||
<br/><br/>
|
||||
__END3__
|
||||
|
||||
__START4__
|
||||
ALLEGED CREDITOR/ DATA FURNISHER and ALLEGED ACCOUNT #4 <br/>
|
||||
<span style="background-color: #FFFF00">__creditor4__</span><br/><br/>
|
||||
NOTATION: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant.Provider Claims Late Payment yet has NOT PROVEN even the compliance of its reporting much less any aspect of determined truth of facts else wise required by obligatory regulations. As such, I demand evidence of Metro 2 compliant reporting, true and accurate and complete reporting of what is likely an allegation unfounded as it is DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting! PLEASE ERADICATE any and all derogatory aspects of reporting and at a minimum rectify the derelict reporting with the adequate statement of “PAID/PAYS AS AGREED, NEVER LATE”. Unless you can document this NOT to be CORRECT and determine factually and in entirety that every aspect of current reporting is lawfully compliant, you MUST satisfy my demands!
|
||||
<br/><br/>
|
||||
__END4__
|
||||
|
||||
__START5__
|
||||
ALLEGED CREDITOR/ DATA FURNISHER and ALLEGED ACCOUNT #5 <br/>
|
||||
<span style="background-color: #FFFF00">__creditor5__</span><br/><br/>
|
||||
NOTATION: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant.Provider Claims Late Payment yet has NOT PROVEN even the compliance of its reporting much less any aspect of determined truth of facts else wise required by obligatory regulations. As such, I demand evidence of Metro 2 compliant reporting, true and accurate and complete reporting of what is likely an allegation unfounded as it is DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting! PLEASE ERADICATE any and all derogatory aspects of reporting and at a minimum rectify the derelict reporting with the adequate statement of “PAID/PAYS AS AGREED, NEVER LATE”. Unless you can document this NOT to be CORRECT and determine factually and in entirety that every aspect of current reporting is lawfully compliant, you MUST satisfy my demands!
|
||||
<br/><br/>
|
||||
__END5__
|
||||
|
||||
__START6__
|
||||
ALLEGED CREDITOR/ DATA FURNISHER and ALLEGED ACCOUNT #6 <br/>
|
||||
<span style="background-color: #FFFF00">__creditor6__</span><br/><br/>
|
||||
NOTATION: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant.Provider Claims Late Payment yet has NOT PROVEN even the compliance of its reporting much less any aspect of determined truth of facts else wise required by obligatory regulations. As such, I demand evidence of Metro 2 compliant reporting, true and accurate and complete reporting of what is likely an allegation unfounded as it is DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting! PLEASE ERADICATE any and all derogatory aspects of reporting and at a minimum rectify the derelict reporting with the adequate statement of “PAID/PAYS AS AGREED, NEVER LATE”. Unless you can document this NOT to be CORRECT and determine factually and in entirety that every aspect of current reporting is lawfully compliant, you MUST satisfy my demands!
|
||||
<br/><br/>
|
||||
__END6__
|
||||
|
||||
__START7__
|
||||
ALLEGED CREDITOR/ DATA FURNISHER and ALLEGED ACCOUNT #7 <br/>
|
||||
<span style="background-color: #FFFF00">__creditor7__</span><br/><br/>
|
||||
NOTATION: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant.Provider Claims Late Payment yet has NOT PROVEN even the compliance of its reporting much less any aspect of determined truth of facts else wise required by obligatory regulations. As such, I demand evidence of Metro 2 compliant reporting, true and accurate and complete reporting of what is likely an allegation unfounded as it is DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting! PLEASE ERADICATE any and all derogatory aspects of reporting and at a minimum rectify the derelict reporting with the adequate statement of “PAID/PAYS AS AGREED, NEVER LATE”. Unless you can document this NOT to be CORRECT and determine factually and in entirety that every aspect of current reporting is lawfully compliant, you MUST satisfy my demands!
|
||||
<br/><br/>
|
||||
__END7__
|
||||
|
||||
__START8__
|
||||
ALLEGED CREDITOR/ DATA FURNISHER and ALLEGED ACCOUNT #8 <br/>
|
||||
<span style="background-color: #FFFF00">__creditor8__</span><br/><br/>
|
||||
NOTATION: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant.Provider Claims Late Payment yet has NOT PROVEN even the compliance of its reporting much less any aspect of determined truth of facts else wise required by obligatory regulations. As such, I demand evidence of Metro 2 compliant reporting, true and accurate and complete reporting of what is likely an allegation unfounded as it is DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting! PLEASE ERADICATE any and all derogatory aspects of reporting and at a minimum rectify the derelict reporting with the adequate statement of “PAID/PAYS AS AGREED, NEVER LATE”. Unless you can document this NOT to be CORRECT and determine factually and in entirety that every aspect of current reporting is lawfully compliant, you MUST satisfy my demands!
|
||||
<br/><br/>
|
||||
__END8__
|
||||
|
||||
__START9__
|
||||
ALLEGED CREDITOR/ DATA FURNISHER and ALLEGED ACCOUNT #9 <br/>
|
||||
<span style="background-color: #FFFF00">__creditor9__</span><br/><br/>
|
||||
NOTATION: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant.Provider Claims Late Payment yet has NOT PROVEN even the compliance of its reporting much less any aspect of determined truth of facts else wise required by obligatory regulations. As such, I demand evidence of Metro 2 compliant reporting, true and accurate and complete reporting of what is likely an allegation unfounded as it is DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting! PLEASE ERADICATE any and all derogatory aspects of reporting and at a minimum rectify the derelict reporting with the adequate statement of “PAID/PAYS AS AGREED, NEVER LATE”. Unless you can document this NOT to be CORRECT and determine factually and in entirety that every aspect of current reporting is lawfully compliant, you MUST satisfy my demands!
|
||||
<br/><br/>
|
||||
__END9__
|
||||
|
||||
__START10__
|
||||
ALLEGED CREDITOR/ DATA FURNISHER and ALLEGED ACCOUNT #10 <br/>
|
||||
<span style="background-color: #FFFF00">__creditor10__</span><br/><br/>
|
||||
NOTATION: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant.Provider Claims Late Payment yet has NOT PROVEN even the compliance of its reporting much less any aspect of determined truth of facts else wise required by obligatory regulations. As such, I demand evidence of Metro 2 compliant reporting, true and accurate and complete reporting of what is likely an allegation unfounded as it is DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting! PLEASE ERADICATE any and all derogatory aspects of reporting and at a minimum rectify the derelict reporting with the adequate statement of “PAID/PAYS AS AGREED, NEVER LATE”. Unless you can document this NOT to be CORRECT and determine factually and in entirety that every aspect of current reporting is lawfully compliant, you MUST satisfy my demands!
|
||||
<br/><br/>
|
||||
__END10__
|
||||
|
||||
__START11__
|
||||
ALLEGED CREDITOR/ DATA FURNISHER and ALLEGED ACCOUNT #11 <br/>
|
||||
<span style="background-color: #FFFF00">__creditor11__</span><br/><br/>
|
||||
NOTATION: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant.Provider Claims Late Payment yet has NOT PROVEN even the compliance of its reporting much less any aspect of determined truth of facts else wise required by obligatory regulations. As such, I demand evidence of Metro 2 compliant reporting, true and accurate and complete reporting of what is likely an allegation unfounded as it is DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting! PLEASE ERADICATE any and all derogatory aspects of reporting and at a minimum rectify the derelict reporting with the adequate statement of “PAID/PAYS AS AGREED, NEVER LATE”. Unless you can document this NOT to be CORRECT and determine factually and in entirety that every aspect of current reporting is lawfully compliant, you MUST satisfy my demands!
|
||||
<br/><br/>
|
||||
__END11__
|
||||
|
||||
__START12__
|
||||
ALLEGED CREDITOR/ DATA FURNISHER and ALLEGED ACCOUNT #12 <br/>
|
||||
<span style="background-color: #FFFF00">__creditor12__</span><br/><br/>
|
||||
NOTATION: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant.Provider Claims Late Payment yet has NOT PROVEN even the compliance of its reporting much less any aspect of determined truth of facts else wise required by obligatory regulations. As such, I demand evidence of Metro 2 compliant reporting, true and accurate and complete reporting of what is likely an allegation unfounded as it is DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting! PLEASE ERADICATE any and all derogatory aspects of reporting and at a minimum rectify the derelict reporting with the adequate statement of “PAID/PAYS AS AGREED, NEVER LATE”. Unless you can document this NOT to be CORRECT and determine factually and in entirety that every aspect of current reporting is lawfully compliant, you MUST satisfy my demands!
|
||||
<br/><br/>
|
||||
__END12__
|
||||
|
||||
__START13__
|
||||
ALLEGED CREDITOR/ DATA FURNISHER and ALLEGED ACCOUNT #13 <br/>
|
||||
<span style="background-color: #FFFF00">__creditor13__</span><br/><br/>
|
||||
NOTATION: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant.Provider Claims Late Payment yet has NOT PROVEN even the compliance of its reporting much less any aspect of determined truth of facts else wise required by obligatory regulations. As such, I demand evidence of Metro 2 compliant reporting, true and accurate and complete reporting of what is likely an allegation unfounded as it is DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting! PLEASE ERADICATE any and all derogatory aspects of reporting and at a minimum rectify the derelict reporting with the adequate statement of “PAID/PAYS AS AGREED, NEVER LATE”. Unless you can document this NOT to be CORRECT and determine factually and in entirety that every aspect of current reporting is lawfully compliant, you MUST satisfy my demands!
|
||||
<br/><br/>
|
||||
__END13__
|
||||
|
||||
__START14__
|
||||
ALLEGED CREDITOR/ DATA FURNISHER and ALLEGED ACCOUNT #14 <br/>
|
||||
<span style="background-color: #FFFF00">__creditor14__</span><br/><br/>
|
||||
NOTATION: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant.Provider Claims Late Payment yet has NOT PROVEN even the compliance of its reporting much less any aspect of determined truth of facts else wise required by obligatory regulations. As such, I demand evidence of Metro 2 compliant reporting, true and accurate and complete reporting of what is likely an allegation unfounded as it is DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting! PLEASE ERADICATE any and all derogatory aspects of reporting and at a minimum rectify the derelict reporting with the adequate statement of “PAID/PAYS AS AGREED, NEVER LATE”. Unless you can document this NOT to be CORRECT and determine factually and in entirety that every aspect of current reporting is lawfully compliant, you MUST satisfy my demands!
|
||||
<br/><br/>
|
||||
__END14__
|
||||
|
||||
__START15__
|
||||
ALLEGED CREDITOR/ DATA FURNISHER and ALLEGED ACCOUNT #15 <br/>
|
||||
<span style="background-color: #FFFF00">__creditor15__</span><br/><br/>
|
||||
NOTATION: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant.Provider Claims Late Payment yet has NOT PROVEN even the compliance of its reporting much less any aspect of determined truth of facts else wise required by obligatory regulations. As such, I demand evidence of Metro 2 compliant reporting, true and accurate and complete reporting of what is likely an allegation unfounded as it is DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting! PLEASE ERADICATE any and all derogatory aspects of reporting and at a minimum rectify the derelict reporting with the adequate statement of “PAID/PAYS AS AGREED, NEVER LATE”. Unless you can document this NOT to be CORRECT and determine factually and in entirety that every aspect of current reporting is lawfully compliant, you MUST satisfy my demands!
|
||||
<br/><br/>
|
||||
__END15__
|
||||
|
||||
__START16__
|
||||
ALLEGED CREDITOR/ DATA FURNISHER and ALLEGED ACCOUNT #16 <br/>
|
||||
<span style="background-color: #FFFF00">__creditor16__</span><br/><br/>
|
||||
NOTATION: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant.Provider Claims Late Payment yet has NOT PROVEN even the compliance of its reporting much less any aspect of determined truth of facts else wise required by obligatory regulations. As such, I demand evidence of Metro 2 compliant reporting, true and accurate and complete reporting of what is likely an allegation unfounded as it is DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting! PLEASE ERADICATE any and all derogatory aspects of reporting and at a minimum rectify the derelict reporting with the adequate statement of “PAID/PAYS AS AGREED, NEVER LATE”. Unless you can document this NOT to be CORRECT and determine factually and in entirety that every aspect of current reporting is lawfully compliant, you MUST satisfy my demands!
|
||||
<br/><br/>
|
||||
__END16__
|
||||
|
||||
Any information that is NOT PHYSICALLY PROVEN to be COMPLIANT to every and one even each any and or all of the client's State's and or the federal reporting laws MUST be returned to compliance even should that requisite annulment of item's reporting. No entity is with authority to retain or report any allegations not DEMONSTRATED by certificate of FACT to be fully TRUE, CORRECT, COMPLETE, Timely, or a determined OWNERSHIP, and or of a determined RESPONSIBILITY and the presentation of the informational evidence MUST BE IRREFUTABLE to be so.
|
||||
|
||||
<br/>
|
||||
Injury causing subterfuge is unlawful to retain. You are not Authorized to report or even once alleged adverse remark unproven upon a requested compliance check. You must Annul in brief, even right now and right here, by complete and permanent deletion any or even one not irrefutable allegation(s) deficient of physical composed writ certificate(s) in testimony of the exact and full truth, correctness, timeliness, completeness, ownership, responsibility, and or documented evidence of precise and willfulness to comply with every single one even any and or all of the requisite mandates/statutes/acts/obligations/and or laws related and pertinent to legal reporting of any information, known or not. Attest now to the metro-2 required truth, accuracy, fullness, timeliness, ownership, responsibility and or compliance(s) otherwise, whether mentioned or not. Ignorance of obligations to compliant reporting is NOT lawful exoneration of your responsibility to 100% accurate, true, and metro-2 compliant data formatted reporting regulations of which you are obligated. Federal laws allow me to compel you to retain and or return adequate accountability. Failure or unwillingness to do so might be remedied and rectified in my favor per monetary compensation for your infringements of my civil and or consumer rights and violations of the laws required of you. Right now demonstrate to me any and all applicable metro-2 reporting mandates including but not limited to every date and balance, each calculation and audit, the invoices and documented current identities, every notation not to forget the five (5) portioned personal identifiers, 426 character P-6 statements, alpha/numeric/ and or alphanumeric source codes, every applicable creditor classification code(s), the 3 applicable and precise sequenced 386 pieces of confirmation to collect(-ions) or any obligation else-wise. Return or Retain federally required compliance with your immediate and dull eradication of any and one of the adverse and or derogatory claims or any aspects of. Prove compliance or delete ASAP!!! Let this notice of my official writ composed DECLARATION of Not Proven Compliant Misinformation that is either or all of the following: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting! Please provide me with all of the information you used for your investigation, as required by FCRA 611 (a) (7).Please reply within 10 days or delete the negative items, as originally requested. If you FAIL to respond to this demand and tort notification, your firm will be added to the pending action as complicit in this data breach of my personal information.
|
||||
<br/><br/>
|
||||
1. Tell me in writing what information you refuse to remove and why.<br/>
|
||||
2. Tell me in writing what you did to determine that the information was accurate.<br/>
|
||||
3. Note the information as disputed BY the CONSUMER on my credit report<br/>
|
||||
|
||||
<br/><br/>
|
||||
|
||||
According to the Fair Credit Reporting Act, Section 609 (a)(1)(A), you are required by federal law to verify - through the physical verification of the original signed consumer contract - any and all accounts you post on a credit report. Otherwise, anyone paying for your reporting services could fax, mail or email in even a potentially fraudulent account.
|
||||
|
||||
<br/><br/>
|
||||
According to the provisions of the Fair Credit Reporting Act § 611(a) [15 USC 1681i(a)], these disputed items must be reinvestigated or deleted from my credit record within 30 days. During the investigation period, these items must be removed from my credit report as the mere reporting of items prior to debt validation constitutes collection activity. I am also requesting the names, addresses and telephone numbers of individuals you contacted during your investigation.
|
||||
|
||||
|
||||
<br/><br/>
|
||||
Please notify me that the above items have been deleted pursuant to § 611 (a)(6) [15 USC § 1681j (a) (6)]. I am also requesting an updated copy of my credit report, which should be sent to the address listed below. According to the provisions of § 612 [15 USC § 1681j], there should be no charge for this report. If you have any questions or need additional information, please contact me at address noted below. I think 15-20 Days should be ample enough time to get this completed since this is my NOT my first time contacting your organization.
|
||||
|
||||
<br/><br/>
|
||||
FURTHER,CONFIRM the five key components of our individual identities in case this data breach becomes yet another case potentially leading to my inclusion as a victim of fraud and or of identity theft due to YOUR DEFICIENT and NOT PROVEN COMPLIANT RETAINING and or REPORTING of consumer records,particularly that of personal identifiers.. Therefore, I must request that your bureau confirm in writing the following personal information:
|
||||
<br/>
|
||||
1- FULL LEGAL NAME as it Appears on my Credit report<br/>
|
||||
2- Legal Address of Record<br/>
|
||||
3- SSN # (or redacted last 4 digits)<br/>
|
||||
4- Date of Birth<br/>
|
||||
5- Zip Code for my Home Address <br/>
|
||||
|
||||
<br/><br/>
|
||||
|
||||
The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully complete 426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL IDENTIFIERS to which databasing of alleged tradeline information occurs.Per CRSA,auto-populating ANY data field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is automatic call for deletion due to any and all repeating entry as NULL and VOID.Moreover,the regulatory obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that absolutely accurately and completely includes ALL of the account of allegation(s) specifics!Must be performed in a REAL-TIME browser LOCKDOWN to be lawful.Per CRSA implementation,if a data furnisher fails to respond within20 calendar days,e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being Phase III of the Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or accepted by CRAa.Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit shuffling to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by any consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the minimal five(5) portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation CERTIFIED. Further,this qualifying certification can be REVOLVED by CONSUMER COMPLAINTS per the NYAG Signing Statement.I repeat, to lawfully retain and or report any claim of information,be it an account or any aspect of such,the must be irrefutable fullness in the truth of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of reporting and of the reported allegations, undoubtable ownership, irrefutable responsibility of adverse claims,and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA enacted CDIA Metro 2 data field formatted reporting regulatory standards and obligations to include the 81-month time relevance of account reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL IDENTIFIERS.Further lawful reporting demands that the regulatory compliance rules are applied EVENLY and thoroughly from data provider to consumer credit reporting repository.Accuracy and completeness of all of any and all information,particularly derogatory consumer information,must abide by every and one of current MY state’s reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE standards due to the implementation of the Credit Reporting Settlement Agreement (CRSA.)
|
||||
<br/><br/>
|
||||
Is the Personal Identifier information alleged in the reported 426-character P-SEGMENT true,correct, and complete to standards of CERTIFIED METRO 2 COMPLIANCE?
|
||||
<br/><br/>
|
||||
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the claimed reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any and all of the adversary derogatory accusations injuring me immediately,TODAY even NOW and HERE!
|
||||
|
||||
|
||||
<br/><br/>
|
||||
Please verify and validate physically each and every claim of this alleged yet unproven to be my responsibility or fault. Please demonstrate readily and timely the precise confirming facts of the alleged account including every single one even each any and or all of its article aspects by federal laws. You must willfully and promptly DELETE TODAY even right now the deficient reporting or else present to me true documented certificated proof of all data, every notation, date, balance, calculation, audit, personal identifiers, each of the requisite 426-characters of the exact and fully compliant P6 statement, any alpha/numeric and or alphanumeric source4 code deciding the leftness or rightness states, and even every aspect of the mandated 386 pieces of confirmation to collection.
|
||||
<br/><br/>
|
||||
This series of misreporting seems to me clearly involves a universal and complete failure by your firm to obtain, retain, maintain, and utilize adequate and lawful regulatory compliant and reasonable procedures to assure maximum possible accuracy of consumer credit information as described in at least 15 U.S.C. § 1681. There is little doubt that you have no evidence that this clearly does belong to me, is exactly true, fully complete, within timely definition per federal standards and has been erroneously placed onto my credit report. The items of problematic accusations that I believe to be incorrect to its proper reporting and allowance of reporting per my state and federal laws are detailed both above and below.
|
||||
<br/><br/>
|
||||
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this declaration would compel me to consult my consumer complaint lawfully to the members of the NCRWG,as undoubtedly reporting not only must be true,timely,and accurate but also in its COMPLETENESS of DATA ENTRY presented to any entity INCLUDING all consumer reporting repositories.
|
||||
<br/><br/>
|
||||
|
||||
By the provisions of the Fair Credit Reporting Act and per the standards of reporting compliance implemented with the CRSA enacted CDIA Metro 2 COMPLIANCE regulations, I demand that these above mentioned derogatory items be investigated and permanently removed from my report. It is my understanding that you will recheck these items with the creditor who has posted them. Please remove any information that the creditor cannot verify. I understand that under 15 U.S.C. Sec. 1681i(a), you must complete this reinvestigation within 30 days of receipt of this letter.
|
||||
<br/><br/>
|
||||
|
||||
Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for this updated report. I also request that you please send notices of corrections to anyone who received my credit report in the past six months.
|
||||
<br/><br/>
|
||||
Thank you for your time and help in this matter.
|
||||
<br/><br/>
|
||||
Sincerely,<br/> <br/>
|
||||
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows:<br/>
|
||||
|
||||
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__, __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__</span> <br/><br/>
|
||||
Please see enclosed document evidence of my Proof of identification,Proof of residence or mailing address,and Proof of social security number.
|
||||
</div>
|
||||
238
webroot/V1.0/RTG-V1S7-creditor-GENERAL-attack.html
Normal file
238
webroot/V1.0/RTG-V1S7-creditor-GENERAL-attack.html
Normal file
@@ -0,0 +1,238 @@
|
||||
<!DOCTYPE html>
|
||||
<html>
|
||||
<head>
|
||||
<meta charset="utf-8">
|
||||
<meta http-equiv="X-UA-Compatible" content="IE=edge">
|
||||
<title>RTG-V1S7-creditor-GENERAL-attack</title>
|
||||
<!-- Tell the browser to be responsive to screen width -->
|
||||
<meta
|
||||
content="width=device-width, initial-scale=1, maximum-scale=1, user-scalable=no"
|
||||
name="viewport">
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/bootstrap/css/bootstrap.min.css">
|
||||
<!-- Font Awesome -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/4.5.0/css/font-awesome.min.css">
|
||||
<!-- Ionicons -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/ionicons/2.0.1/css/ionicons.min.css">
|
||||
<!-- Theme style -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/AdminLTE.min.css">
|
||||
<!-- AdminLTE Skins. Choose a skin from the css/skins
|
||||
folder instead of downloading all of them to reduce the load. -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/skins/_all-skins.min.css">
|
||||
|
||||
<!-- HTML5 Shim and Respond.js IE8 support of HTML5 elements and media queries -->
|
||||
<!-- WARNING: Respond.js doesn't work if you view the page via file:// -->
|
||||
<!--[if lt IE 9]>
|
||||
<script src="https://oss.maxcdn.com/html5shiv/3.7.3/html5shiv.min.js"></script>
|
||||
<script src="https://oss.maxcdn.com/respond/1.4.2/respond.min.js"></script>
|
||||
<![endif]-->
|
||||
<style>
|
||||
.form-group.required .control-label:before{
|
||||
color: red;
|
||||
content: "*";
|
||||
position: absolute;
|
||||
margin-left: -7px;
|
||||
}
|
||||
</style>
|
||||
</head>
|
||||
<body class="hold-transition skin-blue sidebar-mini">
|
||||
<div class="wrapper" >
|
||||
|
||||
|
||||
|
||||
<!-- Content Wrapper. Contains page content -->
|
||||
<div class="content-wrapper">
|
||||
<!-- Content Header (Page header) -->
|
||||
<section class="content-header">
|
||||
<h1>R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</h1>
|
||||
<ol class="breadcrumb">
|
||||
<li><a href="#"><i class="fa fa-dashboard"></i> Home</a></li>
|
||||
<li class="active">RTG-V1S7-creditor-GENERAL-attack</li>
|
||||
</ol>
|
||||
</section>
|
||||
|
||||
<!-- Main content -->
|
||||
<section class="content">
|
||||
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||||
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||||
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|
||||
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|
||||
<h3 class="box-title"> Enter Your Information Below</h3>
|
||||
</div>
|
||||
<!-- /.box-header -->
|
||||
<!-- form start -->
|
||||
<form class="form-horizontal" method="post" action="http://cloud-height.com/RTG/V1.0/RTG-V1S7-creditor-GENERAL-attack.php">
|
||||
<div class="box-body">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">FIRST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="first_name" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">LAST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="last_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NO</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_no" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CITY</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="city" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STATE</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="state" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">PERSONAL TRACKING NUMBER(20 Digit)</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" maxlength="20" name="personal_tracking_number" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CREDITOR NAME & ADDRESS</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<textarea name="credit_bureau_name_address" class="form-control" rows="3" cols="47" required></textarea>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
|
||||
<hr/>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Derogatory Account #1 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor1" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Derogatory Account #2 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor2" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Derogatory Account #3 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor3" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Derogatory Account #4 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor4" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleged Derogatory Account #5 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor5" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-offset-5 col-sm-7">
|
||||
<button type="submit" class="btn btn-info pull-left">Generate
|
||||
PDF</button>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
|
||||
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|
||||
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|
||||
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|
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|
||||
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|
||||
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|
||||
|
||||
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|
||||
<!--/.col (right) -->
|
||||
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|
||||
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|
||||
|
||||
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||||
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|
||||
<footer class="main-footer">
|
||||
<strong>Copyright © 2019 <a href="#" >R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</a>.
|
||||
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|
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<!-- Add the sidebar's background. This div must be placed
|
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immediately after the control sidebar -->
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|
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<!-- ./wrapper -->
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|
||||
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|
||||
84
webroot/V1.0/RTG-V1S7-creditor-GENERAL-attack.php
Normal file
84
webroot/V1.0/RTG-V1S7-creditor-GENERAL-attack.php
Normal file
@@ -0,0 +1,84 @@
|
||||
<?php
|
||||
|
||||
// Define variables for file names
|
||||
$pdf_name = "RTG-V1S7-creditor-GENERAL-attack.pdf";
|
||||
$html_format_name = "RTG-V1S7-creditor-GENERAL-attack_FORMAT.html";
|
||||
|
||||
//collect required POST form's input
|
||||
|
||||
$first_name = $_POST["first_name"];
|
||||
$last_name = $_POST["last_name"];
|
||||
$street_no = $_POST["street_no"];
|
||||
$street_name = $_POST["street_name"];
|
||||
$city = $_POST["city"];
|
||||
$state = $_POST["state"];
|
||||
$personal_tracking_number = $_POST["personal_tracking_number"];
|
||||
$credit_bureau_name_address = nl2br($_POST["credit_bureau_name_address"]);
|
||||
|
||||
|
||||
|
||||
|
||||
//Optional Creditors and Dates
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
// the unique pdf filename which will be saved on server
|
||||
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
|
||||
|
||||
if(isset($first_name)){
|
||||
|
||||
//get html content from pre defined format
|
||||
$today = date("d M, Y");
|
||||
$html = file_get_contents($html_format_name);
|
||||
|
||||
|
||||
|
||||
$varList = array('__FIRST_NAME__','__LAST_NAME__','__STREET_NO__','__STREET_NAME__',
|
||||
'__CITY__','__STATE__','__TODAY__','__PERSONAL_TRACKING_NUMBER__',
|
||||
'__credit_bureau_name_address__'
|
||||
|
||||
);
|
||||
|
||||
|
||||
$valueList = array($first_name,$last_name,$street_no,$street_name,
|
||||
$city,$state,$today,$personal_tracking_number,
|
||||
$credit_bureau_name_address );
|
||||
|
||||
$serialLineHTML = "";
|
||||
|
||||
for($i=1;$i<= 5;$i++){
|
||||
if(isset($_POST["creditor".$i]) && !empty($_POST["creditor".$i])){
|
||||
$creditor[$i] = $_POST["creditor".$i];
|
||||
$varList[] = "__CREDITOR".$i."__";
|
||||
$valueList[] = nl2br($creditor[$i]);
|
||||
|
||||
$start = "__START".$i."__";
|
||||
$end = "__END".$i."__";
|
||||
|
||||
$html = str_replace(array($start,$end),array("",""),$html);
|
||||
$serialLineHTML .= '<br/>Alleged Derogatory Account #'.$i.' as is reported on my credit report:<br/><span style="background-color: #FFFF00">__CREDITOR'.$i.'__</span><br/>';
|
||||
|
||||
|
||||
} else {
|
||||
|
||||
|
||||
$from = strpos($html, "__START".$i."__");
|
||||
$to = strpos($html, "__END".$i."__");
|
||||
|
||||
$html = str_replace(substr($html,$from,($to-$from)+7+strlen($i)),"",$html);
|
||||
}
|
||||
}
|
||||
|
||||
|
||||
|
||||
$html = str_replace('__SERIAL_LINES__',$serialLineHTML,$html);
|
||||
require("../common_file.php");
|
||||
|
||||
} else {
|
||||
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."gtg-15-CrackerJack-Bureau-M2C-Method-letter-for-FIRST-ROUND-ATTACKS-contesting-FCRA-and-Metro-2-for-COMPLIANCE-Proof.html";
|
||||
header("Location:".$url);
|
||||
}
|
||||
|
||||
?>
|
||||
154
webroot/V1.0/RTG-V1S7-creditor-GENERAL-attack_FORMAT.html
Normal file
154
webroot/V1.0/RTG-V1S7-creditor-GENERAL-attack_FORMAT.html
Normal file
@@ -0,0 +1,154 @@
|
||||
<div>
|
||||
Today is __TODAY__
|
||||
<br/> <br/>
|
||||
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows:<br/>
|
||||
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__, __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__ </span>
|
||||
<br/><br/>
|
||||
|
||||
MY PERSONAL 20-digit TRACKING NUMBER IS: <span style="background-color: #FFFF00">__PERSONAL_TRACKING_NUMBER__</span>
|
||||
<br/><br/>
|
||||
|
||||
<span style="background-color: #FFFF00">__credit_bureau_name_address__</span>
|
||||
|
||||
<br/><br/>
|
||||
|
||||
RE: ATTENTIVELY REVIEW my formal writ composed DECLARATION of Not Proven Compliant Misinformation that is all or in part: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting!To be clear,you are mandated by laws to eliminate every notation and or aspect of any and all derogatory and adversary items from any and all alleged claims still yet unproven to be true, correct, complete, timely, documented as being mine,testimonial to be of my responsibility,with FCRA compliance,andor CRSA CDIA Metro 2 COMPLIANT reporting.FEDERAL laws dictate that any and all derogatory or potentially injurious reporting MUST be all of the aforementioned and can NOT BE ASSUMED without undoubted CERTIFIABLE testimonial of FACTs ensuring the physically verifiability of the CONFIRMED manual validation of any item upon a consumer complaint,such as is this notice here and now.Please RETURN to or retain federally lawful reporting with your unwavering and unconditional annulment of every single one even each any and or all of the allegations accused of me deficient of physical evidence to every and all aspects of said claims,be them true or not.
|
||||
<br/><br/>
|
||||
|
||||
|
||||
<h2><span style="text-decoration: underline;"> To whom it might concern,</span></h2>
|
||||
|
||||
<br/>
|
||||
<b>My lawful consumer right allows me to compel you to eradicate any and all aspects of injurious adversary and or derogatory accusations not entirely true, correct, complete, timely, mine, my responsibility, or else wise compliant and furthermore PROVEN in testimonial certificate of fact to be compliant to all aspects of reporting regulations,laws,precedence,and standards of reporting practices TO INCLUDE irrefutable physical evidence of your perfect METRO 2 COMPLIANCE! A deficiency in one or all is unlawful and makes you liable to me should I elect to gain suitable resolution via a civil court nearest me, undoubtedly one in my favor over yours! Take note below for the items of my concern, DELETE NOW or else face the resolving nature of the certain lawsuit of which I will NOT be hesitant in applying to yu as result of your unlawful reporting,regardless if in willfulness or in ignorance! DELETE immediately the following
|
||||
unproven lawful allegations: </b>
|
||||
<br/>
|
||||
__SERIAL_LINES__
|
||||
|
||||
<br/><br/>
|
||||
I would like to forge forward with a righted disputation challenging what likely is an inaccurate, untrue, incomplete, untimely, not compliant, and or possibly not even of my ownership of responsibility allegation of a derogatory item that I see you currently have on my credit report, possibly causing violating infringements and injury to my credibility. While studying my report I have come across a number of mistakes and inaccuracies that you are reporting.Please review and eradicate any and all of these following unproven true, correct, complete,timely, mine, my responsibility,fcra compliant,metro 2 compliant,or else wise compliant to every single one even each any and all of the regulations ,laws,and standards of reporting of which you are undoubtedly mandated in your obligation to obey:
|
||||
<br/>
|
||||
The following allegations each require immediate deletion,do so now and here!
|
||||
<br/><br/>
|
||||
Please also be aware that any negative mark found on my credit reports (including Experian, Transunion and Equifax) from your company or any company that you represent, is a violation of the FCRA and or the FDCPA; therefore if and when you cannot validate the negative remark,or produce substantial physically verifiably confirmed proof of complete reporting truth, accuracy, completeness, timeliness, and compliance →> the laws are in clarity to the facts that you absolutely must request that all credit reporting agencies display ONLY demonstrated proven compliant information to include any related to every single one even each any and or all of the still unproven alleged payment history deciencies OR ANNUL by full deletion every allegation of derogatory notation and insertion of only PAID or PAYS as AGREED,NEVER LATE! Please forward to me as well as display to the consumer credit reporting agencies ONLY irrefutably COMPLIANT information as to what the account history is or remove any doubts with your submission to showcase the account’s payment history as "paid or pays as agreed,NEVER LATE entry”.
|
||||
<br/>
|
||||
Per FEDERAL REQUIREMENTS upon a consumer complaint (be it a dispute or be it a challenge checking for compliant reporting) pending the outcome of my investigation of any evidence that you submit, you are further instructed to take no action that could be detrimental to any of my credit reports.Your Failure to respond within 30 days of receipt of this certied letter and or your DEFICIENT OF COMPLIANT RESPONSE will indeed result in small claims legal action against your company at my local venue. Without hesitancy, I would be seeking a minimum of $1,000+ per infraction per reporting cycle in a suitable rectifying and remedial setting such as my local civil court (which undoubtedly would likely to be in my favor), and or even whatever other minimum monetary awards additionally I might be then rendered due to your deficient of compliant reporting (or lack of proof of deficient reportings) as is mandated by my State’s laws as well as the federal regulations such as is described with the regulatory and obligatory statutes such as the FDCPA, FCRA,my State’s credit reporting codes or else wise to include the requisites to have only true, correct, and complete recordings in utilization of the Metro 2 data field formatted reporting regulatory standards. As is within my consumer and civil rights to do so, I hereby enact my right to compel you by demand to please annul via full deletion/removing of every single one even each any and all of the unproven derogatory allegations of MY ACCOUNT or any aspect of adverse notations that is deficient of demonstrated evidence of certified compliance to adequate lawful and ethical reporting. LET IN BE CLEAR that I am NOT in dispute to the ownership nor responsibility to this account of MINE, however if you are unable or unwilling to present the mandated provable documents as to the <b>full truth, accuracy, completeness, timeliness, and otherwise compliance</b> of HOW REPORTED and HOW utilized, then you must per law eradicate any and all negative aspects.It is my request that you RETURN to or RETAIN federal COMPLIANCE and accurate reporting with your willful display of the account’s history as being <b>“ PAID/PAYS as AGREED--NEVER LATE”</b>. Any other notation is possibly refutable or even unlawful chichanary-led subterfuge which might be deemed an illegal infraction that creates potential unjustified consumer injury to which is OBVIOUSLY a SEVERE infringement of any reporting ethics and standards of law. Today, even right NOW and right here I suggest you remove any violation-laced behaviors on your part with you immediate submission to my request via this complaint in writ composition.Please forward me notification that you have communicated with the consumer credit reporting agencies and have ,without any delays, directed each to eliminate any and all adverse remarks and further to display “PAID or PAYS as AGREED, NEVER LATE! “. Any other response on your part is INSUFFICIENT to responsible reporting and would be deemed an act of aggression, be it an unlawful one.
|
||||
<br/>
|
||||
These unsettling items of obvious MISINFORMATION and or MISREPORTING come about only after reviewing a recent current copy of my personal credit report with your repository.As you might have already determined, I have stumbled upon what undoubtedly are various and troubling inconsistencies that are irrefutably not indicative of lawful reporting as is MANDATED by laws.Now ,don't get me wrong, we are all apt for unintentional mistakes here and there, that IS the human nature after all and although clearly mistakes may happen, the errors I seemingly have found are disturbing beyond a typical scale of acceptability and these unproven to be lawfully compliant allegations are irrefutably damaging and are so severely. Concerned, I have made a great effort to educate myself to not only my consumer and civil rights related to this injurious reporting of chicanery led subterfuge, but also have gained an indepth understanding of many facets of your obligatory and regulatory requisites to legally report claims of adversary remarks or derogatory accusations versus me, rather they are true or not.I have a certain knowledge that you MUST conduct a reasonable investigation and demonstrate in clarity the PROOF of federal and state compliance to any and all statutes, regulations, laws, precedence of reporting, and standards of reporting practices no later than thirty days (30) from your receipt of this lawful and officially writ composition in declaration of consumer compliant versus your misinformation and or misreporting including the obviously deficiency of your undoubted and precisely exacting obedience and compliance of reporting statutes, regulations, laws, precedence of reporting, and standards of reporting practices.
|
||||
<br/>
|
||||
The federal and my state laws require full compliance to any and all standards of exacting and perfect reporting in its entirety, and should I be compelled to direct a consumer request for a lawful potential resolution via civil and or criminal courts, undoubtedly the court and its ruling magistrate would requisite irrefutable evidence to every single and each any and or all of the aspects of mandated reporting of which you are obligated, to include full proof in testimonial certificate to your precise metro 2 reporting. The CRSA enacted ad CDIA implemented Metro 2 COMPLIANCE standards will be among the many fold documents of evidence I will with no uncertainty request from you for each and every allegation of adversary notation and aspects of claimed account(s) that clearly needs to be removed immediately:
|
||||
<br/>
|
||||
__SERIAL_LINES__
|
||||
<br/><br/>
|
||||
To avoid such an unnecessary and obviously troublesome action for you, please compose undoubted certificates of your lawful actions to irrefutably verify and validate all data for this and all allegations of derogatory account and or aspects of adversary reporting to include at a minimum every notation, each and all dates, unmistakable accounting balances, all transactions and the audits of all such activities, any and all lawfully verified and recorded identifications, the minimal five (5) portioned personal identifiers, each and every of the alpha-/ numeric-/ and or alphanumeric source codes, all of the sequential and precisely exact 426 characters of the P-6 segment (aka P-statement),the 386 pieces to confirmation of a collection (if any), the creditor classification codes, each and all pay status, and else wise mandated portions of metro 2 compliant reporting, whether reported or not. To return to federal and my state’s reporting compliance, as REQUIRED BY LAW, please eradicate any and every aspect of adversary and or derogatory reporting UNPROVEN to be in its entirety FULLY TRUE, ACCURATE, COMPLETE, TIMELY, of MY OWNERSHIP, OF MY RESPONSIBILITY, in accordance to each and every obligatory reporting regulation, mentioned here or not! COMPOSE PROOF in testimonial certificate is DEMANDED, anything less will compel me to determine your actions as HOSTILE and WILLFULLY IGNORANT to my consumer and civil rights and willfully derelict to proper reporting, a CLEAR VIOLATION of FEDERAL LAW of with I may indeed seek and be awarded punitive monetary benefits beyond the REQUISITE RESOLUTIONS that I am here and now DEMANDING!
|
||||
<br/>
|
||||
|
||||
<h2><span style="text-decoration: underline;"> The following account needs to be removed immediately:</span></h2>
|
||||
<br/>
|
||||
Below listed are the items declared in my consumer complaint as need for deletion due to deficient evidence of testimonial facts of reporting regulations, please ANNUL each NOW:
|
||||
<br/> <br/>
|
||||
|
||||
|
||||
|
||||
__START1__
|
||||
Alleged Derogatory Account #1 as is reported on my credit report:<br/>
|
||||
<span style="background-color: #FFFF00">__CREDITOR1__</span><br/><br/>
|
||||
Notation: Per CRSA enacted, CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant. Prove compliance to every single aspect of notation and make adequate truthful certificate of composed testimony as to such or else you MUST delete ASAP!!! Let this notice of my official writ composed DECLARATION of Not Proven Compliant Misinformation that is either or all of the following: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting!
|
||||
<br/> <br/>
|
||||
__END1__
|
||||
|
||||
__START2__
|
||||
Alleged Derogatory Account #2 as is reported on my credit report:<br/>
|
||||
<span style="background-color: #FFFF00">__CREDITOR2__</span><br/><br/>
|
||||
Notation: Per CRSA enacted, CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant. Prove compliance to every single aspect of notation and make adequate truthful certificate of composed testimony as to such or else you MUST delete ASAP!!! Let this notice of my official writ composed DECLARATION of Not Proven Compliant Misinformation that is either or all of the following: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting!
|
||||
<br/> <br/>
|
||||
__END2__
|
||||
__START3__
|
||||
Alleged Derogatory Account #3 as is reported on my credit report:<br/>
|
||||
<span style="background-color: #FFFF00">__CREDITOR3__</span><br/><br/>
|
||||
Notation: Per CRSA enacted, CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant. Prove compliance to every single aspect of notation and make adequate truthful certificate of composed testimony as to such or else you MUST delete ASAP!!! Let this notice of my official writ composed DECLARATION of Not Proven Compliant Misinformation that is either or all of the following: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting!
|
||||
|
||||
<br/> <br/>
|
||||
__END3__
|
||||
__START4__
|
||||
Alleged Derogatory Account #4 as is reported on my credit report:<br/>
|
||||
<span style="background-color: #FFFF00">__CREDITOR4__</span><br/><br/>
|
||||
Notation: Per CRSA enacted, CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant. Prove compliance to every single aspect of notation and make adequate truthful certificate of composed testimony as to such or else you MUST delete ASAP!!! Let this notice of my official writ composed DECLARATION of Not Proven Compliant Misinformation that is either or all of the following: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting!
|
||||
|
||||
<br/> <br/>
|
||||
__END4__
|
||||
__START5__
|
||||
Alleged Derogatory Account #5 as is reported on my credit report:<br/>
|
||||
<span style="background-color: #FFFF00">__CREDITOR5__</span><br/><br/>
|
||||
Notation: Per CRSA enacted, CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant. Prove compliance to every single aspect of notation and make adequate truthful certificate of composed testimony as to such or else you MUST delete ASAP!!! Let this notice of my official writ composed DECLARATION of Not Proven Compliant Misinformation that is either or all of the following: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting!
|
||||
|
||||
<br/> <br/>
|
||||
__END5__
|
||||
Make no mistake in your understanding that this here statement is indeed my certified letter in lawful consumer complaint or notice of an official consumer declaration of complaint for your thus far NOT proven true, NOT proven correct, NOT proven complete, NOT proven timely, or NOT proven compliant mis-information, to include likely the deficient of proven metro 2 compliant data field formatted reporting as MANDATED! I am enacting my consumer and or civil rights to compel you here and now to absolutely and permanently remove any and all aspects of untrue, inaccurate, not complete, not timely, not proven mine, not proven my responsibility, and or not proven adequately and entirely compliant allegations of credit information.
|
||||
|
||||
<br/> <br/>
|
||||
|
||||
Please provide me with all of the information you used for your investigation, as required by FCRA 611 (a) (7).Please reply within 10 days or delete the negative items, as originally requested. If you FAIL to respond to this demand and tort notification, your firm will be added to the pending action as complicit in this data breach of my personal information.
|
||||
<br/> <br/>
|
||||
1. Tell me in writing what information you refuse to remove and why. <br/>
|
||||
2. Tell me in writing what you did to determine that the information was accurate. <br/>
|
||||
3. Note the information as disputed BY the CONSUMER on my credit report <br/><br/>
|
||||
|
||||
According to the Fair Credit Reporting Act, Section 609 (a)(1)(A), you are required by federal law to verify - through the physical verification of the original signed consumer contract - any and all accounts you post on a credit report. Otherwise, anyone paying for your reporting services could fax, mail or email in even a potentially fraudulent account.
|
||||
<br/><br/>
|
||||
According to the provisions of the Fair Credit Reporting Act § 611(a) [15 USC 1681i(a)], these disputed items must be reinvestigated or deleted from my credit record within 30 days. During the investigation period, these items must be removed from my credit report as the mere reporting of items prior to debt validation constitutes collection activity. I am also requesting the names, addresses and telephone numbers of individuals you contacted during your investigation.
|
||||
<br/> <br/>
|
||||
|
||||
Please notify me that the above items have been deleted pursuant to § 611 (a)(6) [15 USC § 1681j (a)(6)]. I am also requesting an updated copy of my credit report, which should be sent to the address listed below. According to the provisions of § 612 [15 USC § 1681j], there should be no charge for this report. If you have any questions or need additional information, please contact me at address noted below. I think 15-20 Days should be ample enough time to get this completed since this is my NOT my first time contacting your organization.
|
||||
<br/> <br/>
|
||||
|
||||
The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully complete 426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL IDENTIFIERS to which databasing of alleged tradeline information occurs.Per CRSA,auto-populating ANY data field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is automatic call for deletion due to any and all repeating entry as NULL and VOID.Moreover,the regulatory obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that absolutely accurately and completely includes ALL of the account of allegation(s) specifics!Must be performed in a REAL-TIME browser LOCKDOWN to be lawful.Per CRSA implementation,if a data furnisher fails to respond within20 calendar days,e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being Phase III of the Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or accepted by CRAa.Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit shuffling to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by any consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the minimal five(5) portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation CERTIFIED. Further,this qualifying certification can be REVOLVED by CONSUMER COMPLAINTS per the NYAG Signing Statement.I repeat, to lawfully retain and or report any claim of information,be it an account or any aspect of such,the must be irrefutable fullness in the truth of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of reporting and of the reported allegations, undoubtable ownership, irrefutable responsibility of adverse claims,and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA enacted CDIA Metro 2 data field formatted reporting regulatory standards and obligations to include the 81-month time relevance of account reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL IDENTIFIERS.Further lawful reporting demands that the regulatory compliance rules are applied EVENLY and thoroughly from data provider to consumer credit reporting repository.Accuracy and completeness of all of any and all information,particularly derogatory consumer information,must abide by every and one of current MY state’s reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE standards due to the implementation of the Credit Reporting Settlement Agreement (CRSA.)
|
||||
|
||||
<br/> <br/>
|
||||
Is the Personal Identifier information alleged in the reported 426-character P-SEGMENT true,correct, and complete to standards of CERTIFIED METRO 2 COMPLIANCE?
|
||||
<br/> <br/>
|
||||
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the claimed reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any and all of the adversary derogatory accusations injuring me immediately,TODAY even NOW and HERE!
|
||||
<br/> <br/>
|
||||
Please verify and validate physically each and every claim of this alleged yet unproven to be my responsibility or fault. Please demonstrate readily and timely the precise confirming facts of the alleged account including every single one even each any and or all of its article aspects by federal laws. You must willfully and promptly DELETE TODAY even right now the deficient reporting or else present to me true documented certificated proof of all data, every notation, date, balance, calculation, audit, personal identifiers, each of the requisite 426-characters of the exact and fully compliant P6 statement, any alpha/numeric and or alphanumeric source4 code deciding the leftness or rightness states, and even every aspect of the mandated 386 pieces of confirmation to collection.
|
||||
<br/> <br/>
|
||||
|
||||
This series of misreporting seems to me clearly involves a universal and complete failure by your firm to obtain, retain, maintain, and utilize adequate and lawful regulatory compliant and reasonable procedures to assure maximum possible accuracy of consumer credit information as described in at least <b>15 U.S.C. § 1681.</b> There is little doubt that you have no evidence that this clearly does belong to me, is exactly true, fully complete, within timely definition per federal standards and has been erroneously placed onto my credit report. The items of problematic accusations that I believe to be incorrect to its proper reporting and allowance of reporting per my state and federal laws are detailed both above and below.
|
||||
<br/> <br/>
|
||||
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this declaration would compel me to consult my consumer complaint lawfully to the members of the NCRWG,as undoubtedly reporting not only must be true,timely,and accurate but also in its COMPLETENESS of DATA ENTRY presented to any entity INCLUDING all consumer reporting repositories.
|
||||
|
||||
<br/> <br/>
|
||||
By the provisions of the Fair Credit Reporting Act and per the standards of reporting compliance implemented with the CRSA enacted CDIA Metro 2 COMPLIANCE regulations, I demand that these above mentioned derogatory items be investigated and permanently removed from my report. It is my understanding that you will recheck these items with the creditor who has posted them. Please remove any information that the creditor cannot verify. I understand that under 15 U.S.C. Sec. 1681i(a), you must complete this reinvestigation within 30 days of receipt of this letter.
|
||||
<br/> <br/>
|
||||
Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for this updated report. I also request that you please send notices of corrections to anyone who received my credit report in the past six months.
|
||||
<br/> <br/>
|
||||
To finish, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE,and MANDATED REPORTED information per FCRA regulations,any and all others I DEMAND,as is my lawful RIGHT(s) to do so,that you annul and and all deficient of any condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information now or ever,please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles.
|
||||
<br/> <br/>
|
||||
(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing
|
||||
<br/> <br/>
|
||||
(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights
|
||||
|
||||
<br/> <br/>
|
||||
(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/> <br/>
|
||||
(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/> <br/>
|
||||
(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/> <br/>
|
||||
(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/> <br/>
|
||||
(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/> <br/>
|
||||
(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer right
|
||||
|
||||
|
||||
<br/> <br/>
|
||||
THANK YOU IN ADVANCE for your WILLFUL rectifying of the notated MIS-INFORMATION above indicated,
|
||||
|
||||
<br/><br/>
|
||||
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows:<br/>
|
||||
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__, __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__ </span>
|
||||
<br/><br/>
|
||||
Please see enclosed document evidence of my Proof of identification,Proof of residence or mailing address,and Proof of social security number.
|
||||
|
||||
</div>
|
||||
@@ -0,0 +1,386 @@
|
||||
<!DOCTYPE html>
|
||||
<html>
|
||||
<head>
|
||||
<meta charset="utf-8">
|
||||
<meta http-equiv="X-UA-Compatible" content="IE=edge">
|
||||
<title>RTG-V1S8-General-Attack-to-BUREAUS-Untrue-or-Inaccurate-or-incomplete-Information</title>
|
||||
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|
||||
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|
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|
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||||
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||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
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|
||||
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||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
||||
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|
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|
||||
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|
||||
<body class="hold-transition skin-blue sidebar-mini">
|
||||
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|
||||
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||||
|
||||
|
||||
<!-- Content Wrapper. Contains page content -->
|
||||
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||||
<!-- Content Header (Page header) -->
|
||||
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<h1>R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</h1>
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<ol class="breadcrumb">
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<li class="active">RTG-V1S8-General-Attack-to-BUREAUS-Untrue-or-Inaccurate-or-incomplete-Information</li>
|
||||
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|
||||
</section>
|
||||
|
||||
<!-- Main content -->
|
||||
<section class="content">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-12">
|
||||
<!-- Horizontal Form -->
|
||||
<div class="box box-info">
|
||||
<div class="box-header with-border">
|
||||
<h3 class="box-title"> Enter Your Information Below</h3>
|
||||
</div>
|
||||
<!-- /.box-header -->
|
||||
<!-- form start -->
|
||||
<form class="form-horizontal" method="post" action="http://cloud-height.com/RTG/V1.0/RTG-V1S8-General-Attack-to-BUREAUS-Untrue-or-Inaccurate-or-incomplete-Information.php">
|
||||
<div class="box-body">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CREDIT REPORT </label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="experian_report" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">FIRST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="first_name" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">LAST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="last_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NO</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_no" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CITY</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="city" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STATE</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="state" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">BUREAU NAME AND ADDRESS</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<textarea name="credit_bureau_name_address" class="form-control" rows="3" cols="47" required></textarea>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">LIST OF THE UNPROVEN REPORTABLE ADDRESS</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<textarea name="report1" class="form-control" rows="3" cols="47" required></textarea>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">LIST OF THE UNPROVEN REPORTABLE EMPLOYMENT ALLEGATION</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<textarea name="report2" class="form-control" rows="3" cols="47" required></textarea>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">LIST OF THE UNPROVEN REPORTABLE ALIASES ALLEGATION</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<textarea name="report3" class="form-control" rows="3" cols="47" required></textarea>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">LIST OF THE UNPROVEN REPORTABLE TELEPHONE CONTACT ALLEGATION</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<textarea name="report4" class="form-control" rows="3" cols="47" required></textarea>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<hr/>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleging Creditor#1 and Account #1 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor1" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleging Creditor#2 and Account #2 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor2" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleging Creditor#3 and Account #3 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor3" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleging Creditor#4 and Account #4 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor4" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleging Creditor#5 and Account #5 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor5" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleging Creditor#6 and Account #6 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor6" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleging Creditor#7 and Account #7 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor7" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleging Creditor#8 and Account #8 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor8" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleging Creditor#9 and Account #9 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor9" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleging Creditor#10 and Account #10 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor10" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleging Creditor#11 and Account #11 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor11" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleging Creditor#12 and Account #12 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor12" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleging Creditor#13 and Account #13 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor13" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleging Creditor#14 and Account #14 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor14" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleging Creditor#15 and Account #15 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor15" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleging Creditor#16 and Account #16 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor16" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleging Creditor#17 and Account #17 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor17" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleging Creditor#18 and Account #18 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor18" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleging Creditor#19 and Account #19 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor19" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
Alleging Creditor#20 and Account #20 as is reported on my credit report:<br/>
|
||||
<textarea name="creditor20" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-offset-5 col-sm-7">
|
||||
<button type="submit" class="btn btn-info pull-left">Generate
|
||||
PDF</button>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
|
||||
</div>
|
||||
<!-- /.box-body -->
|
||||
<div class="box-footer"></div>
|
||||
<!-- /.box-footer -->
|
||||
</form>
|
||||
</div>
|
||||
<!-- /.box -->
|
||||
|
||||
</div>
|
||||
<!--/.col (right) -->
|
||||
</div>
|
||||
<!-- /.row -->
|
||||
|
||||
|
||||
</section>
|
||||
<!-- /.content -->
|
||||
</div>
|
||||
<!-- /.content-wrapper -->
|
||||
<footer class="main-footer">
|
||||
<strong>Copyright © 2019 <a href="#" >R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</a>.
|
||||
</strong> All rights reserved.
|
||||
</footer>
|
||||
<!-- Add the sidebar's background. This div must be placed
|
||||
immediately after the control sidebar -->
|
||||
<div class="control-sidebar-bg"></div>
|
||||
</div>
|
||||
<!-- ./wrapper -->
|
||||
|
||||
<!-- jQuery 2.2.0 -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/jQuery/jQuery-2.2.0.min.js"></script>
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<script src="http://cloud-height.com/RTG/bootstrap/js/bootstrap.min.js"></script>
|
||||
<!-- FastClick -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/fastclick/fastclick.js"></script>
|
||||
<!-- AdminLTE App -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/app.min.js"></script>
|
||||
<!-- AdminLTE for demo purposes -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/demo.js"></script>
|
||||
</body>
|
||||
</html>
|
||||
@@ -0,0 +1,96 @@
|
||||
<?php
|
||||
|
||||
// Define variables for file names
|
||||
$pdf_name = "RTG-V1S8-General-Attack-to-BUREAUS-Untrue-or-Inaccurate-or-incomplete-Information.pdf";
|
||||
$html_format_name = "RTG-V1S8-General-Attack-to-BUREAUS-Untrue-or-Inaccurate-or-incomplete-Information_FORMAT.html";
|
||||
|
||||
//collect required POST form's input
|
||||
$experian_report = $_POST["experian_report"];
|
||||
$first_name = $_POST["first_name"];
|
||||
$last_name = $_POST["last_name"];
|
||||
$street_no = $_POST["street_no"];
|
||||
$street_name = $_POST["street_name"];
|
||||
$city = $_POST["city"];
|
||||
$state = $_POST["state"];
|
||||
$credit_bureau_name_address = nl2br($_POST["credit_bureau_name_address"]);
|
||||
|
||||
$report1 = nl2br($_POST["report1"]);
|
||||
$report2 = nl2br($_POST["report2"]);
|
||||
$report3 = nl2br($_POST["report3"]);
|
||||
$report4 = nl2br($_POST["report4"]);
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
//Optional Creditors and Dates
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
// the unique pdf filename which will be saved on server
|
||||
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
|
||||
|
||||
if(isset($experian_report)){
|
||||
|
||||
//get html content from pre defined format
|
||||
$today = date("d M, Y");
|
||||
$html = file_get_contents($html_format_name);
|
||||
|
||||
//__SOCIAL_SECURITY_NUMBER__
|
||||
//__BIRTH_DATE__
|
||||
//
|
||||
|
||||
|
||||
$varList = array(
|
||||
'__EXPERIAN_REPORT__', '__FIRST_NAME__','__LAST_NAME__','__STREET_NO__','__STREET_NAME__',
|
||||
'__CITY__','__STATE__','__TODAY__','__credit_bureau_name_address__','__REPORT1__',
|
||||
'__REPORT2__','__REPORT3__','__REPORT4__'
|
||||
|
||||
);
|
||||
|
||||
|
||||
$valueList = array(
|
||||
$experian_report, $first_name,$last_name,$street_no,$street_name,
|
||||
$city,$state,$today,$credit_bureau_name_address,$report1,
|
||||
$report2,$report3,$report4 );
|
||||
|
||||
|
||||
|
||||
for($i=1;$i<= 20;$i++){
|
||||
if(isset($_POST["creditor".$i]) && !empty($_POST["creditor".$i])){
|
||||
$creditor[$i] = $_POST["creditor".$i];
|
||||
$varList[] = "__creditor".$i."__";
|
||||
$valueList[] = nl2br($creditor[$i]);
|
||||
|
||||
$start = "__START".$i."__";
|
||||
$end = "__END".$i."__";
|
||||
|
||||
$html = str_replace(array($start,$end),array("",""),$html);
|
||||
|
||||
|
||||
|
||||
} else {
|
||||
|
||||
$from = strpos($html, "__START".$i."__");
|
||||
$to = strpos($html, "__END".$i."__");
|
||||
|
||||
$html = str_replace(substr($html,$from,($to-$from)+7+strlen($i)),"",$html);
|
||||
|
||||
}
|
||||
}
|
||||
|
||||
|
||||
|
||||
|
||||
require("../common_file.php");
|
||||
|
||||
} else {
|
||||
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."gtg-15-CrackerJack-Bureau-M2C-Method-letter-for-FIRST-ROUND-ATTACKS-contesting-FCRA-and-Metro-2-for-COMPLIANCE-Proof.html";
|
||||
header("Location:".$url);
|
||||
}
|
||||
|
||||
|
||||
|
||||
?>
|
||||
@@ -0,0 +1,282 @@
|
||||
<div>
|
||||
Credit Report #: <span style="background-color: #FFFF00">__EXPERIAN_REPORT__</span> <br/><br/>
|
||||
Today is __TODAY__ <br/><br/>
|
||||
|
||||
My First and My Last name is: <br/>
|
||||
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__</span><br/> <br/>
|
||||
|
||||
My Street NUMBER and My Street NAME is: <br/>
|
||||
<span style="background-color: #FFFF00">__STREET_NO__ __STREET_NAME__</span><br/><br/>
|
||||
|
||||
My City and My State is: <br/>
|
||||
<span style="background-color: #FFFF00">__CITY__, __STATE__</span><br/><br/>
|
||||
|
||||
Re: My certified letter in notice of an official consumer declaration of complaint for your thus far NOT proven true, NOT proven correct, NOT proven complete, NOT proven timely, or NOT proven compliant mis-information, to include likely the deficient of proven metro 2 compliant data field formatted reporting as MANDATED! I am enacting my consumer and or civil rights to compel you here and now to absolutely and permanently remove any and all aspects of untrue, inaccurate, not complete, not timely, not proven mine, not proven my responsibility, and or not proven adequately and entirely compliant allegations of credit information.
|
||||
|
||||
<br/><br/>
|
||||
|
||||
<span style="background-color: #FFFF00">__credit_bureau_name_address__</span>
|
||||
|
||||
<br/><br/>
|
||||
|
||||
<h2><span style="text-decoration: underline;">To Whom It May Concern:</span></h2>
|
||||
<br/>
|
||||
I received a copy of my credit report and found the following item(s) to be errors, or are deficient of proof of not being untrue, incorrect, incomplete, untimely, not mine, not my responsibility, or else wise not compliant, to include to metro 2 reporting standards.
|
||||
<br/>
|
||||
Here as follows are items in potential error requiring immediate annulment of the retainment and or reporting:
|
||||
<br/><br/>
|
||||
The following addresses are reporting deficient of compliance, any likely even altogether incorrectly and must be removed immediately….
|
||||
Please DELETE all of these unproven reportable addresses:
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__REPORT1__</span>
|
||||
<br/><br/>
|
||||
The following employment allegations are reporting deficient of compliance, any likely even altogether incorrectly and must be removed immediately….Please DELETE any and all of these unproven reportable employment allegations:
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__REPORT2__</span>
|
||||
<br/><br/>
|
||||
The following aliases (or OTHER names) allegations are reporting deficient of compliance, any likely even altogether incorrectly and must be removed immediately….Please DELETE any and all of these unproven reportable aliases (or OTHER names) allegations:
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__REPORT3__</span>
|
||||
<br/><br/>
|
||||
The following telephone contact allegations are reporting deficient of compliance, any likely even altogether incorrectly and must be removed immediately…. Please DELETE any and all of these unproven reportable telephone contact allegations:
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__REPORT4__</span>
|
||||
<br/><br/>
|
||||
The federal and my state laws require full compliance to any and all standards of exacting and perfect reporting in its entirety, and should I be compelled to direct a consumer request for a lawful potential resolution via civil and or criminal courts, undoubtedly the court and its ruling magistrate would requisite irrefutable evidence to every single and each any and or all of the aspects of mandated reporting of which you are obligated, to include full proof in testimonial certificate to your precise metro 2 reporting. The CRSA enacted ad CDIA implemented Metro 2 COMPLIANCE standards will be among the many fold documents of evidence I will with no uncertainty request from you for each and every allegation of adversary notation and aspects of claimed account(s) that clearly needs to be removed immediately:
|
||||
<br/>
|
||||
To avoid such an unnecessary and obviously troublesome action for you, please compose undoubted certificates of your lawful actions to irrefutably verify and validate all data for this and all allegations of derogatory account and or aspects of adversary reporting to include at a minimum every notation, each and all dates, unmistakable accounting balances, all transactions and the audits of all such activities, any and all lawfully verified and recorded identifications, the minimal five (5) portioned personal identifiers, each and every of the alpha-/ numeric-/ and or alphanumeric source codes, all of the sequential and precisely exact 426 characters of the P-6 segment (aka P-statement),the 386 pieces to confirmation of a collection (if any), the creditor classification codes, each and all pay status, and else wise mandated portions of metro 2 compliant reporting, whether reported or not. To return to federal and my state’s reporting compliance, as REQUIRED BY LAW, please eradicate any and every aspect of adversary and or derogatory reporting UNPROVEN to be in its entirety FULLY TRUE, ACCURATE, COMPLETE, TIMELY, of MY OWNERSHIP, OF MY RESPONSIBILITY, in accordance to each and every obligatory reporting regulation, mentioned here or not! COMPOSE PROOF in testimonial certificate is DEMANDED, anything less will compel me to determine your actions as HOSTILE and WILLFULLY IGNORANT to my consumer and civil rights and willfully derelict to proper reporting, a CLEAR VIOLATION of FEDERAL LAW of with I may indeed seek and be awarded punitive monetary benefits beyond the REQUISITE RESOLUTIONS that I am here and now DEMANDING!
|
||||
<br/>
|
||||
<h4><span style="text-decoration: underline;">The following account needs to be removed immediately:</span></h4>
|
||||
Below listed are the items declared in my consumer complaint as need for deletion due to deficient evidence of testimonial facts of reporting regulations, please ANNUL each NOW:
|
||||
<br/><br/>
|
||||
|
||||
|
||||
__START1__
|
||||
Alleging Creditor#1 and Account #1 as is reported on my credit report: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor1__</span><br/><br/>
|
||||
Notation: Per CRSA enacted, CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant
|
||||
<br/><br/>
|
||||
__END1__
|
||||
|
||||
|
||||
|
||||
__START2__
|
||||
Alleging Creditor#2 and Account #2 as is reported on my credit report: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor2__</span><br/><br/>
|
||||
Notation: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant
|
||||
<br/><br/>
|
||||
__END2__
|
||||
|
||||
|
||||
|
||||
__START3__
|
||||
Alleging Creditor#3 and Account #3 as is reported on my credit report:: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor3__</span><br/><br/>
|
||||
Notation: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant
|
||||
<br/><br/>
|
||||
__END3__
|
||||
|
||||
|
||||
|
||||
__START4__
|
||||
Alleging Creditor#4 and Account #4 as is reported on my credit report: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor4__</span><br/><br/>
|
||||
Notation: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant
|
||||
<br/><br/>
|
||||
__END4__
|
||||
|
||||
|
||||
|
||||
__START5__
|
||||
Alleging Creditor#5 and Account #5 as is reported on my credit report: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor5__</span><br/><br/>
|
||||
Notation: Per CRSA enacted, CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant
|
||||
<br/><br/>
|
||||
__END5__
|
||||
|
||||
|
||||
|
||||
__START6__
|
||||
Alleging Creditor#6 and Account #6 as is reported on my credit report: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor6__</span><br/><br/>
|
||||
Notation: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant
|
||||
<br/><br/>
|
||||
__END6__
|
||||
|
||||
|
||||
|
||||
__START7__
|
||||
Alleging Creditor#7 and Account #7 as is reported on my credit report:: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor7__</span><br/><br/>
|
||||
Notation: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant
|
||||
<br/><br/>
|
||||
__END7__
|
||||
|
||||
|
||||
|
||||
__START8__
|
||||
Alleging Creditor#8 and Account #8 as is reported on my credit report: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor8__</span><br/><br/>
|
||||
Notation: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant
|
||||
<br/><br/>
|
||||
__END8__
|
||||
|
||||
|
||||
|
||||
__START9__
|
||||
Alleging Creditor#9 and Account #9 as is reported on my credit report: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor9__</span><br/><br/>
|
||||
Notation: Per CRSA enacted, CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant
|
||||
<br/><br/>
|
||||
__END9__
|
||||
|
||||
|
||||
|
||||
__START10__
|
||||
Alleging Creditor#10 and Account #10 as is reported on my credit report: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor10__</span><br/><br/>
|
||||
Notation: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant
|
||||
<br/><br/>
|
||||
__END10__
|
||||
|
||||
|
||||
|
||||
__START11__
|
||||
Alleging Creditor#11 and Account #11 as is reported on my credit report: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor11__</span><br/><br/>
|
||||
Notation: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant
|
||||
<br/><br/>
|
||||
__END11__
|
||||
|
||||
|
||||
|
||||
__START12__
|
||||
Alleging Creditor#12 and Account #12 as is reported on my credit report: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor12__</span><br/><br/>
|
||||
Notation: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant
|
||||
<br/><br/>
|
||||
__END12__
|
||||
|
||||
|
||||
|
||||
__START13__
|
||||
Alleging Creditor#13 and Account #13 as is reported on my credit report: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor13__</span><br/><br/>
|
||||
Notation: Per CRSA enacted, CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant
|
||||
<br/><br/>
|
||||
__END13__
|
||||
|
||||
|
||||
|
||||
__START14__
|
||||
Alleging Creditor#14 and Account #14 as is reported on my credit report: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor14__</span><br/><br/>
|
||||
Notation: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant
|
||||
<br/><br/>
|
||||
__END14__
|
||||
|
||||
|
||||
|
||||
__START15__
|
||||
Alleging Creditor#15 and Account #15 as is reported on my credit report: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor15__</span><br/><br/>
|
||||
Notation: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant
|
||||
<br/><br/>
|
||||
__END15__
|
||||
|
||||
|
||||
__START16__
|
||||
Alleging Creditor#16 and Account #16 as is reported on my credit report: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor16__</span><br/><br/>
|
||||
Notation: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant
|
||||
<br/><br/>
|
||||
__END16__
|
||||
|
||||
|
||||
__START17__
|
||||
Alleging Creditor#17 and Account #17 as is reported on my credit report: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor17__</span><br/><br/>
|
||||
Notation: Per CRSA enacted, CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant
|
||||
<br/><br/>
|
||||
__END17__
|
||||
|
||||
|
||||
__START18__
|
||||
Alleging Creditor#18 and Account #18 as is reported on my credit report: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor18__</span><br/><br/>
|
||||
Notation: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant
|
||||
<br/><br/>
|
||||
__END18__
|
||||
|
||||
|
||||
__START19__
|
||||
Alleging Creditor#19 and Account #19 as is reported on my credit report: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor19__</span><br/><br/>
|
||||
Notation: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant
|
||||
<br/><br/>
|
||||
__END19__
|
||||
|
||||
|
||||
__START20__
|
||||
Alleging Creditor#20 and Account #20 as is reported on my credit report: <br/>
|
||||
<span style="background-color: #FFFF00">__creditor20__</span><br/><br/>
|
||||
Notation: Per CRSA enacted,CDIA implemented laws ,any and all reporting must be deleted if not Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant
|
||||
<br/><br/>
|
||||
__END20__
|
||||
|
||||
|
||||
|
||||
|
||||
**Should any of the above noted items of chicanery and subterfuge leading to the allegations of the mis-reported misinformation of my complaint also be related to one or more accusations of inquiries, obviously I am now calling for undoubted and irrefutable physical proof of the verifiable validated and adequately acquired permissible purpose exactly as mandated by laws and or else eradicated in its entirety any and all such not yet demonstrated and certified true ,correct, complete,timely,and metro 2 compliant accusations. To be clear, I am within my consumer and civil rights to DEMAND and RECEIVE documentary evidence of each and every aspect of perfect reporting, and I am within my rights equally to compel you to delete immediately any and all non demonstratively proven compliant information, true or else wise!
|
||||
|
||||
|
||||
<br/><br/>
|
||||
Prove compliance to every single aspect of notation and make adequate truthful certificate of composed testimony as to such or else you MUST delete ASAP!!! Let this notice of my official writ composed DECLARATION of Not Proven Compliant Misinformation that is either or all of the following: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting! Please provide me with all of the information you used for your investigation, as required by FCRA 611 (a) (7).Please reply within 10 days or delete the negative items, as originally requested. If you FAIL to respond to this demand and tort notification, your firm will be added to the pending action as complicit in this data breach of my personal information.
|
||||
<br/>
|
||||
1. Tell me in writing what information you refuse to remove and why.<br/>
|
||||
2. Tell me in writing what you did to determine that the information was accurate.<br/>
|
||||
3. Note the information as disputed BY the CONSUMER on my credit report<br/>
|
||||
|
||||
|
||||
<br/>
|
||||
According to the Fair Credit Reporting Act, Section 609 (a)(1)(A), you are required by federal law to verify - through the physical verification of the original signed consumer contract - any and all accounts you post on a credit report. Otherwise, anyone paying for your reporting services could fax, mail or email in even a potentially fraudulent account.
|
||||
<br/><br/>
|
||||
According to the provisions of the Fair Credit Reporting Act § 611(a) [15 USC 1681i(a)], these disputed items must be reinvestigated or deleted from my credit record within 30 days. During the investigation period, these items must be removed from my credit report as the mere reporting of items prior to debt validation constitutes collection activity. I am also requesting the names, addresses and telephone numbers of individuals you contacted during your investigation.
|
||||
|
||||
<br/><br/>
|
||||
Please notify me that the above items have been deleted pursuant to § 611 (a)(6) [15 USC § 1681j (a) (6)]. I am also requesting an updated copy of my credit report, which should be sent to the address listed below. According to the provisions of § 612 [15 USC § 1681j], there should be no charge for this report. If you have any questions or need additional information, please contact me at address noted below. I think 15-20 Days should be ample enough time to get this completed since this is my NOT my first time contacting your organization.
|
||||
<br/><br/>
|
||||
The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully complete 426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL IDENTIFIERS to which databasing of alleged tradeline information occurs.Per CRSA,auto-populating ANY data field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is automatic call for deletion due to any and all repeating entry as NULL and VOID.Moreover,the regulatory obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that absolutely accurately and completely includes ALL of the account of allegation(s) specifics!Must be performed in a REAL-TIME browser LOCKDOWN to be lawful.Per CRSA implementation,if a data furnisher fails to respond within20 calendar days,e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being Phase III of the Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or accepted by CRAa.Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit shuffling to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by any consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the minimal five(5) portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation CERTIFIED. Further,this qualifying certification can be REVOLVED by CONSUMER COMPLAINTS per the NYAG Signing Statement.I repeat, to lawfully retain and or report any claim of information,be it an account or any aspect of such,the must be irrefutable fullness in the truth of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of reporting and of the reported allegations, undoubtable ownership, irrefutable responsibility of adverse claims,and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA enacted CDIA Metro 2 data field formatted reporting regulatory standards and obligations to include the 81-month time relevance of account reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL IDENTIFIERS.Further lawful reporting demands that the regulatory compliance rules are applied EVENLY and thoroughly from data provider to consumer credit reporting repository.Accuracy and completeness of all of any and all information,particularly derogatory consumer information,must abide by every and one of current MY state’s reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE standards due to the implementation of the Credit Reporting Settlement Agreement (CRSA.)
|
||||
|
||||
<br/><br/>
|
||||
|
||||
Is the Personal Identifier information alleged in the reported 426-character P-SEGMENT true,correct, and complete to standards of CERTIFIED METRO 2 COMPLIANCE?
|
||||
<br/><br/>
|
||||
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the claimed reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any and all of the adversary derogatory accusations injuring me immediately,TODAY even NOW and HERE!
|
||||
|
||||
<br/><br/>
|
||||
Please verify and validate physically each and every claim of this alleged yet unproven to be my responsibility or fault. Please demonstrate readily and timely the precise confirming facts of the alleged account including every single one even each any and or all of its article aspects by federal laws. You must willfully and promptly DELETE TODAY even right now the deficient reporting or else present to me true documented certificated proof of all data, every notation, date, balance, calculation, audit, personal identifiers, each of the requisite 426-characters of the exact and fully compliant P6 statement, any alpha/numeric and or alphanumeric source4 code deciding the leftness or rightness states, and even every aspect of the mandated 386 pieces of confirmation to collection.
|
||||
<br/>
|
||||
This series of misreporting seems to me clearly involves a universal and complete failure by your firm to obtain, retain, maintain, and utilize adequate and lawful regulatory compliant and reasonable procedures to assure maximum possible accuracy of consumer credit information as described in at least 15 U.S.C. § 1681. There is little doubt that you have no evidence that this clearly does belong to me, is exactly true, fully complete, within timely definition per federal standards and has been erroneously placed onto my credit report. The items of problematic accusations that I believe to be incorrect to its proper reporting and allowance of reporting per my state and federal laws are detailed both above and below.
|
||||
|
||||
<br/><br/>
|
||||
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this declaration would compel me to consult my consumer complaint lawfully to the members of the NCRWG,as undoubtedly reporting not only must be true,timely,and accurate but also in its COMPLETENESS of DATA ENTRY presented to any entity INCLUDING all consumer reporting repositories.
|
||||
<br/><br/>
|
||||
By the provisions of the Fair Credit Reporting Act and per the standards of reporting compliance implemented with the CRSA enacted CDIA Metro 2 COMPLIANCE regulations, I demand that these above mentioned derogatory items be investigated and permanently removed from my report. It is my understanding that you will recheck these items with the creditor who has posted them. Please remove any information that the creditor cannot verify. I understand that under 15 U.S.C. Sec. 1681i(a), you must complete this reinvestigation within 30 days of receipt of this letter.
|
||||
<br/><br/>
|
||||
Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for this updated report. I also request that you please send notices of corrections to anyone who received my credit report in the past six months.
|
||||
<br/><br/>
|
||||
|
||||
THANK YOU IN ADVANCE for your WILLFUL rectifying of the notated MIS-INFORMATION above indicated,
|
||||
<br/><br/>
|
||||
My First and My Last name is: <br/>
|
||||
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__</span><br/> <br/>
|
||||
|
||||
My Street NUMBER and My Street NAME is: <br/>
|
||||
<span style="background-color: #FFFF00">__STREET_NO__ __STREET_NAME__</span><br/><br/>
|
||||
|
||||
My City and My State is: <br/>
|
||||
<span style="background-color: #FFFF00">__CITY__, __STATE__</span><br/>
|
||||
|
||||
<br/>
|
||||
Please see enclosed document evidence of my Proof of identification,Proof of residence or mailing address,and Proof of social security number.
|
||||
554
webroot/V1.0/RTG-cra-Judgments-M2CMethod-Format.html
Normal file
554
webroot/V1.0/RTG-cra-Judgments-M2CMethod-Format.html
Normal file
@@ -0,0 +1,554 @@
|
||||
<div>
|
||||
|
||||
CRA REPORT# __CRA_REPORT__ <br/><br/>
|
||||
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows:<br/>
|
||||
__FIRST_NAME__ __LAST_NAME__, __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__
|
||||
<br/><br/>
|
||||
TODAY IS __TODAY__
|
||||
<br/><br/>
|
||||
****To begin, I would like to ensure you have and ONLY
|
||||
RETAIN current, TRUE, CORRECT, COMPLETE,and MANDATED REPORTED information per
|
||||
FCRA regulations,any and all others I DEMAND,as is my lawful RIGHT(s) to do so,that you annul
|
||||
and and all deficient of any condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report
|
||||
any mis-information now or ever,please review and ENSURE your adequate and full accordance to
|
||||
the laws upon which govern your practice of reporting consumer credit profiles.
|
||||
<br/><br/>
|
||||
(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES
|
||||
or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate
|
||||
AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any
|
||||
OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your
|
||||
legitimate AUTHORITY to retain much less report without infringing my consumer rights
|
||||
<br/><br/>
|
||||
(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be
|
||||
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate
|
||||
AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of
|
||||
Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate
|
||||
AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone
|
||||
numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your
|
||||
legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or
|
||||
reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much
|
||||
less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(g)I do NOT have any requisite spouses/ roommates/ co-applicants
|
||||
and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY
|
||||
DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report
|
||||
without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone
|
||||
numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your
|
||||
legitimate AUTHORITY to retain much less report without infringing my consumer right
|
||||
<br/><br/>
|
||||
MY PERSONAL 20-digit TRACKING NUMBER IS : __PERSONAL_TRACKING_NUMBER__
|
||||
<br/><br/>
|
||||
|
||||
__credit_bureau_name_address__
|
||||
<br/><br/>
|
||||
RE: ATTENTIVELY REVIEW my formal writ composed DECLARATION of Not Proven Compliant Misinformation that is all
|
||||
or in part: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS,
|
||||
documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory
|
||||
requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious
|
||||
behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data
|
||||
field formatted reporting!To be clear,you are mandated by laws to eliminate every notation and or aspect of any and all
|
||||
derogatory and adversary items from any and all alleged claims still yet unproven to be true, correct, complete, timely,
|
||||
documented as being mine,testimonial to be of my responsibility,with FCRA compliance,andor CRSA CDIA Metro 2
|
||||
COMPLIANT reporting.FEDERAL laws dictate that any and all derogatory or potentially injurious reporting MUST be all of
|
||||
the aforementioned and can NOT BE ASSUMED without undoubted CERTIFIABLE testimonial of FACTs ensuring the
|
||||
physically verifiability of the CONFIRMED manual validation of any item upon a consumer complaint,such as is this notice
|
||||
here and now.Please RETURN to or retain federally lawful reporting with your unwavering and unconditional annulment of
|
||||
every single one even each any and or all of the allegations accused of me deficient of physical evidence to every and all
|
||||
aspects of said claims,be them true or not.
|
||||
<br/><br/>
|
||||
<h2>To whom it might concern, </h2>
|
||||
<br/>
|
||||
I would like to forge forward with a righted disputation challenging what likely is an inaccurate, untrue,
|
||||
incomplete, untimely, not compliant, and or possibly not even of my ownership of responsibility allegation
|
||||
of a derogatory item that I see you currently have on my credit report, possibly causing violating
|
||||
infringements and injury to my credibility. While studying my report I have come across a number of
|
||||
mistakes and inaccuracies that you are reporting.Please review and eradicate any and all of these
|
||||
following unproven true, correct, complete,timely, mine, my responsibility,fcra compliant,metro 2
|
||||
compliant,or else wise compliant to every single one even each any and all of the regulations ,laws,and
|
||||
standards of reporting of which you are undoubtedly mandated in your obligation to obey:
|
||||
You have listed an inaccurate Public Record on my credit file. I need to have it removed as soon as
|
||||
possible. I am filing this dispute of the Public Record Information that you are providing under FCRA 611
|
||||
(a) (7) that specifically requires a description of the procedure used by your agency in providing and
|
||||
obtaining this particular public record including if this was obtained by a third party Information Broker and
|
||||
if the information was provided in Metro-2 format and updated by the information provider to include
|
||||
complete personal identifiers including Full Legal Name and Address. I have been advised by my family
|
||||
attorney that his investigation of this erroneous public record leads him to believe that your firm has
|
||||
MIXED my file information and inappropriately assigned this public record to my credit report.
|
||||
<br/>
|
||||
Here is the erroneous record you are reporting.
|
||||
<br/><br/>
|
||||
The following allegations each require immediate deletion,do so now and here!
|
||||
<br/><br/>
|
||||
Below are the accounts in question:
|
||||
<br/>
|
||||
__SERIAL_LINES__
|
||||
<br/>
|
||||
|
||||
To date,unlawfully might I add, no accusing entity(ies) even court(s) alleged has informed me if
|
||||
their Clerk's office answers written requests for validation of civil judgments or liens?Unless you have
|
||||
evidence to the contrary, you absolutely can not logically confirm any information and as a legal
|
||||
mandate the record of unproven truth, correctness and compliance must be eradicated immediately
|
||||
without delay and or injuries versus me as a consumer within my lawful consumer and civil rights to do
|
||||
so.
|
||||
<br/>
|
||||
To date,unlawfully might I add, no accusing entity(ies) even court(s) alleged has informed me if
|
||||
their Clerk's office provides Verification of information to Credit Reporting Agencies?
|
||||
Unless you have evidence to the contrary, you absolutely can not logically confirm any information and
|
||||
as a legal mandate the record of unproven truth, correctness and compliance must be eradicated
|
||||
immediately without delay and or injuries versus me as a consumer within my lawful consumer and civil
|
||||
rights to do so.
|
||||
<br/>
|
||||
To date,unlawfully might I add, no accusing entity(ies) even court(s) alleged has informed me if
|
||||
their Clerk's office provides verification or validation requests by electronic means for civil judgments or
|
||||
liens?Unless you have evidence to the contrary, you absolutely can not logically confirm any information
|
||||
and as a legal mandate the record of unproven truth, correctness and compliance must be eradicated
|
||||
immediately without delay and or injuries versus me as a consumer within my lawful consumer and civil
|
||||
rights to do so.
|
||||
<br/>
|
||||
I am attempting to confirm the testimonial composed certificate to the every single one even each any
|
||||
and or all of facts to the truth, accuracy,completeness and compliance(including even to Metro 2 data
|
||||
field formatted reporting) of the process and procedure used in your office for the alleged validation
|
||||
and verification of any and all Liens (be it state tax lien,federal tax lien,civil lien,property lien,mechanic's
|
||||
lien,and or lien elsewise,mentioned here or not) and Judgments(again be it civil, federal,or even lawfully
|
||||
criminal should you be so derelict of dutiful responsible and reliable reporting that you might be
|
||||
considered an enabler of fraud and or identity theft . Being the severe and sensitive nature of this here
|
||||
formal consumer complaint ,your obligation at a minimum would include you could assuredly physically
|
||||
and manually reviewing and thereafter genuinely answering the following questions to irrefutably
|
||||
clarify a legal situation for me.
|
||||
<br/>
|
||||
To date,unlawfully might I add, no accusing entity(ies) even court(s) alleged has informed me if
|
||||
their Clerk's office provides verification any of the Personal Information such as correct name, address
|
||||
or Date of birth for validation inquiry’s?
|
||||
<br/><br/>
|
||||
I am of great confidence you do realize and abide by such understanding that any and all parties
|
||||
reporting debt(s) and or derogatory credit information must respond to consumer inquiries.All
|
||||
parties reporting credit information must comply with the Fair Credit Reporting Act (FCRA), Fair
|
||||
Debt Collection Practices Act (FDCPA), any applicable state laws and regulatory authorities.
|
||||
Any data furnisher claiming and alleged consumer debt and or derogatory otherwise must
|
||||
truthfully, correctly,completely and proven compliantly report the Date of First Delinquency is
|
||||
used to comply with FCRA sections 605 and 623 (obsolescence period). Testimony now to the
|
||||
fullness of adequate reporting of the Date Of First Delinquency here and now in composed writ
|
||||
document of certificate acknowledging undoubted regulatory and obligatory standards of proper
|
||||
reporting has and or is taken place.
|
||||
<br/>
|
||||
To date,unlawfully might I add, no accusing entity(ies) even court(s) alleged has informed me if
|
||||
their Clerk's office provides information related to how long any such court Clerk's office maintain
|
||||
records of civil actions?
|
||||
<br/>
|
||||
To date,unlawfully might I add, no accusing entity(ies) even court(s) alleged has informed me if
|
||||
their Clerk's office provides answer written requests for validation of civil judgments or liens?
|
||||
<br/><br/>
|
||||
Any and all Third Party Collection Agency(s) is(are) a company(ies) or individual(s) who
|
||||
specializes in collecting outstanding debts for other businesses or individuals,therefore meet the
|
||||
minimum criteria for being compelled to be and only be true, accurate, complete,timely,and
|
||||
metro 2 compliant reliably and minus uncertainty. Any and all Debt Purchaser(s)/ Factoring
|
||||
Company(s) is(are) a company(ies) or individual(s) who regularly purchases accounts with the
|
||||
intent of collecting debts owed and or reporting any claim of derogatory otherwise ,.therefore
|
||||
meet the minimum criteria for being compelled to be and only be true, accurate,
|
||||
complete,timely,and metro 2 compliant reliably and minus uncertainty. Testimony now to the
|
||||
fullness of adequate reporting here and now in composed writ document of certificate
|
||||
acknowledging undoubted regulatory and obligatory standards of proper reporting has and or is
|
||||
taken place.
|
||||
<br/>
|
||||
· Any and all data furnisher(s) claiming any and all alleged consumer debt(s) and or
|
||||
derogatory otherwise must truthfully, correctly,completely and proven compliantly report data in
|
||||
the standard Metro 2 Format.Testimony now to the fullness of adequate standard Metro 2
|
||||
Format reporting here and now in composed writ document of certificate acknowledging
|
||||
undoubted regulatory and obligatory standards of proper reporting has and or is taken place.
|
||||
6-Will your Clerk's office respond to telephone inquiries about civil judgments or liens?
|
||||
<br/><br/>
|
||||
·Any and all data furnisher(s) claiming any and all alleged consumer debt(s) and or derogatory
|
||||
otherwise must truthfully, correctly,completely and proven compliantly report at least on a
|
||||
monthly basis.Testimony now to the fullness of adequate monthly standard Metro 2 Format
|
||||
reporting here and now in composed writ document of certificate acknowledging undoubted
|
||||
regulatory and obligatory standards of proper reporting has and or is taken place.
|
||||
<br/>
|
||||
Any and all data furnisher(s) claiming any and all alleged consumer debt(s) and or derogatory
|
||||
otherwise must truthfully, correctly,completely and proven compliantly report the complete
|
||||
name, address and social security number of the legally liable consumer(s), using the joint
|
||||
section for reporting secondary names. Testimony now to the fullness of adequate standard
|
||||
Metro 2 Format reporting including exacting compliantly reported complete name, address and
|
||||
social security number of the legally liable consumer(s), using the joint section for reporting
|
||||
secondary names here and now in composed writ document of certificate acknowledging
|
||||
undoubted regulatory and obligatory standards of proper reporting has and or is taken place.
|
||||
Any data furnisher claiming and alleged consumer debt and or derogatory otherwise must
|
||||
report the individual's complete and unique account number as extracted from the alleged
|
||||
consumer’s file.Testimony now to the fullness of adequate standard Metro 2 Format reporting
|
||||
including the alleged consumer’s complete and unique number as extracted from the same
|
||||
identified and exact alleged consumer here and now in composed writ document of certificate
|
||||
acknowledging undoubted regulatory and obligatory standards of proper reporting has and or is
|
||||
taken place.
|
||||
<br/>
|
||||
To date,unlawfully might I add, no accusing entity(ies) even court(s) alleged has informed me if
|
||||
their Clerk's office participate with or is a member of an electronic system that allows other agencies or
|
||||
private parties to validate or verify court information?Unless you have evidence to the contrary, you
|
||||
absolutely can not logically confirm any information and as a legal mandate the record of unproven
|
||||
truth, correctness and compliance must be eradicated immediately without delay and or injuries versus
|
||||
me as a consumer within my lawful consumer and civil rights to do so.
|
||||
<br/><br/>
|
||||
The FOLLOWING reporting derogatory allegations of information are either UNTRUE, INCORRECT,
|
||||
INCOMPLETE, UNTIMELY, NOT MINE, NOT MY RESPONSIBILITY, or
|
||||
otherwise NOT PROVEN COMPLIANT to regulatory federal reporting laws and or standards and MUST
|
||||
be eradicated immediately, do so TODAY, even right NOW! The obvious infractions
|
||||
are as follows:
|
||||
<br/><br/>
|
||||
__START1__
|
||||
COURT#1 OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__COURT_1__</span>
|
||||
<br/><br/>
|
||||
Notation: : Please Provide Physical Proof of COMPLIANCE and Verification… NO ENTITY may include
|
||||
in a consumer report ANY adverse information DEFICIENT OF PHYSICALLY VERIFIED VALIDITY OF
|
||||
TRUTH, ACCURACY, COMPLETENESS AND COMPLIANCE TO METRO2 SO PROVE NOW OR
|
||||
DELETE THE CLAIM
|
||||
<br/><br/>
|
||||
__END1__
|
||||
__START2__
|
||||
COURT#2 OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__COURT_2__</span>
|
||||
<br/><br/>
|
||||
Notation:Please Provide Physical Proof of COMPLIANCE and Verification.AFFIRM AND CONFIRM-ATE THIS ALLEGATION OF
|
||||
CLAIM YET STILL UNPROVEN. LAWFULLY CERTIFICATE PHYSICALLY THE CREDITOR CLASSIFICATION CODE (S), THE
|
||||
EXACT AND COMPLETE SEQUENCED AND METRO2 DATA FORMATTED 426 CHARACTER P-6 STATEMENT (S) AS WELL
|
||||
AS ALL OF THE APPLICABLE AND REQUISITE TRAILING FRAGMENTS,THE MINIMALLY MANDATED FIVE (5) PORTIONED
|
||||
PERSONAL IDENTIFIERS, EVERY AND ONE OF THE ALPHA-/ NUMERIC-/AND OR ALPHANUMERIC SOURCE CODES THAT
|
||||
DETAIL THE LEFT SIDEDNESS AND OR RIGHT SIDEDNESS OF ANY AND ALL PRECISELY ORDERED RECORDED
|
||||
ACCOUNT DESCRIPTIONS, ALL ASPECTS EXACTLY AND FULLY RELATED TO THE SEQUENCED 386 PIECES OF
|
||||
CONFIRMATION TO COLLECT(-TIONS), EACH CALENDAR DATE RECORDED, EVERY ALLEGED BALANCE INCLUDING THE
|
||||
TALLIED TOTALLINGS AND INVOICES FROM WHICH THEY WERE DERIVED, THE DOCUMENTED LEGAL AND CURRENT
|
||||
COLOR PHOTOGRAPHED IDENTITIES, THE ATTESTED ADDRESSES, THE NON-TRANSPORTED AND TRUE MARKS OF
|
||||
EXECUTION FROM THE ONE AND ONLY AND EXACTLY IDENTIFIED ME UPON AN ACKNOWLEDGEMENT OF THE DEBT
|
||||
ALLEGED OR EVEN CONDITIONS RELATED, AS WELL AS EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF THE
|
||||
REQUISITE STATE AND FEDERAL LAWS APPLICABLE, WHETHER KNOWN OR NOT,REGARDLESS IF MENTIONED OR
|
||||
NOT. YOU ARE UNAUTHORIZED TO RETAIN AND OR EVEN REPORT SUBTERFUGE PARTICULARLY IF IT IS POTENTIALLY
|
||||
ENABLING OF FRAUD AND OR IDENTITY THEFT SUCH AS THIS INJURIOUS MIS-REPORTINGS OF MIS-INFORMATION
|
||||
MIGHT VERY WELL APPEAR TO BE. DELETE NOW TO ANNUL THIS UNJUST ACCUSATION AND TO RETURN TO
|
||||
COMPLETE COMPLIANCE TO FEDERAL REPORTING LAWS AS IS OBLIGATED OF YOU.
|
||||
<br/><br/>
|
||||
__END2__
|
||||
__START3__
|
||||
COURT#3 OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__COURT_3__</span>
|
||||
<br/><br/>
|
||||
Notation: Please Provide Physical Proof of COMPLIANCE and Verification.Confirmate the affirmation of the above listed allegation
|
||||
of derogatory student loan to be true, correct,timely,metro2 compliant,and with physical proof of each and all. Please provide all
|
||||
information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit,
|
||||
the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or
|
||||
alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the
|
||||
426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal
|
||||
identifiers.Delete today,even right NOW!
|
||||
<br/><br/>
|
||||
__END3__
|
||||
__START4__
|
||||
COURT#4 OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__COURT_4__</span>
|
||||
<br/><br/>
|
||||
Notation: : Please Provide Physical Proof of COMPLIANCE and Verification… NO ENTITY may include
|
||||
in a consumer report ANY adverse information DEFICIENT OF PHYSICALLY VERIFIED VALIDITY OF
|
||||
TRUTH, ACCURACY, COMPLETENESS AND COMPLIANCE TO METRO2 SO PROVE NOW OR
|
||||
DELETE THE CLAIM
|
||||
<br/><br/>
|
||||
__END4__
|
||||
__START5__
|
||||
COURT#5 OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__COURT_5__</span>
|
||||
<br/><br/>
|
||||
Notation: Please Provide Physical Proof of COMPLIANCE and Verification… VERIFY AND VALIDATE
|
||||
THE NOT COMPLAINT ALLEGATIONS OR DELETE NOW.PHYSICALLY PROVE EVERY DATE,
|
||||
BALANCE, IDENTITY, AUDIT, SOURCE CODE, ALL 426 CHRC P6 STMNTS, EACH OF 386 PCS TO
|
||||
CONFIRMATION, NOTES, ETC
|
||||
<br/><br/>
|
||||
__END5__
|
||||
|
||||
__START6__
|
||||
COURT#6 OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__COURT_6__</span>
|
||||
<br/><br/>
|
||||
Notation: Please Provide Physical Proof of COMPLIANCE and Verification.Confirmate the affirmation of the above listed allegation
|
||||
of derogatory student loan to be true, correct,timely,metro2 compliant,and with physical proof of each and all. Please provide all
|
||||
information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit,
|
||||
the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or
|
||||
alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the
|
||||
426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal
|
||||
identifiers.Delete today,even right NOW!
|
||||
<br/><br/>
|
||||
__END6__
|
||||
|
||||
__START7__
|
||||
COURT#7 OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__COURT_7__</span>
|
||||
<br/><br/>
|
||||
Notation:Please Provide Physical Proof of COMPLIANCE and Verification.AFFIRM AND CONFIRM-ATE THIS ALLEGATION OF
|
||||
CLAIM YET STILL UNPROVEN. LAWFULLY CERTIFICATE PHYSICALLY THE CREDITOR CLASSIFICATION CODE (S), THE
|
||||
EXACT AND COMPLETE SEQUENCED AND METRO2 DATA FORMATTED 426 CHARACTER P-6 STATEMENT (S) AS WELL
|
||||
AS ALL OF THE APPLICABLE AND REQUISITE TRAILING FRAGMENTS,THE MINIMALLY MANDATED FIVE (5) PORTIONED
|
||||
PERSONAL IDENTIFIERS, EVERY AND ONE OF THE ALPHA-/ NUMERIC-/AND OR ALPHANUMERIC SOURCE CODES THAT
|
||||
DETAIL THE LEFT SIDEDNESS AND OR RIGHT SIDEDNESS OF ANY AND ALL PRECISELY ORDERED RECORDED
|
||||
ACCOUNT DESCRIPTIONS, ALL ASPECTS EXACTLY AND FULLY RELATED TO THE SEQUENCED 386 PIECES OF
|
||||
CONFIRMATION TO COLLECT(-TIONS), EACH CALENDAR DATE RECORDED, EVERY ALLEGED BALANCE INCLUDING THE
|
||||
TALLIED TOTALLINGS AND INVOICES FROM WHICH THEY WERE DERIVED, THE DOCUMENTED LEGAL AND CURRENT
|
||||
COLOR PHOTOGRAPHED IDENTITIES, THE ATTESTED ADDRESSES, THE NON-TRANSPORTED AND TRUE MARKS OF
|
||||
EXECUTION FROM THE ONE AND ONLY AND EXACTLY IDENTIFIED ME UPON AN ACKNOWLEDGEMENT OF THE DEBT
|
||||
ALLEGED OR EVEN CONDITIONS RELATED, AS WELL AS EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF THE
|
||||
REQUISITE STATE AND FEDERAL LAWS APPLICABLE, WHETHER KNOWN OR NOT,REGARDLESS IF MENTIONED OR
|
||||
NOT. YOU ARE UNAUTHORIZED TO RETAIN AND OR EVEN REPORT SUBTERFUGE PARTICULARLY IF IT IS POTENTIALLY
|
||||
ENABLING OF FRAUD AND OR IDENTITY THEFT SUCH AS THIS INJURIOUS MIS-REPORTINGS OF MIS-INFORMATION
|
||||
MIGHT VERY WELL APPEAR TO BE. DELETE NOW TO ANNUL THIS UNJUST ACCUSATION AND TO RETURN TO
|
||||
COMPLETE COMPLIANCE TO FEDERAL REPORTING LAWS AS IS OBLIGATED OF YOU.
|
||||
<br/><br/>
|
||||
__END7__
|
||||
|
||||
__START8__
|
||||
COURT#8 OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__COURT_8__</span>
|
||||
<br/><br/>
|
||||
Notation: Please Provide Physical Proof of COMPLIANCE and Verification.Confirmate the affirmation of the above listed allegation
|
||||
of derogatory student loan to be true, correct,timely,metro2 compliant,and with physical proof of each and all. Please provide all
|
||||
information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit,
|
||||
the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or
|
||||
alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the
|
||||
426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal
|
||||
identifiers.Delete today,even right NOW!
|
||||
__END8__
|
||||
|
||||
|
||||
<br/><br/>
|
||||
To date,unlawfully might I add, no accusing entity(ies) even court(s) alleged has informed me if
|
||||
their Clerk's office provides Validate or Verify information requests from 3rd Parties?Unless you have
|
||||
evidence to the contrary, you absolutely can not logically confirm any information and as a legal
|
||||
mandate the record of unproven truth, correctness and compliance must be eradicated immediately
|
||||
without delay and or injuries versus me as a consumer within my lawful consumer and civil rights to do
|
||||
so.
|
||||
<br/><br/>
|
||||
Any data furnisher claiming and alleged consumer debt and or derogatory otherwise must
|
||||
truthfully, correctly,completely and proven compliantly report the internal code(s) that
|
||||
unmistakably identifies every and one even each any and or all of the third party collection
|
||||
agency(ies)/debt purchaser(s)/factoring company(ies) where information is certified to be
|
||||
lawfully and irrefutably proven verified. Testimony now to the fullness of adequate standard
|
||||
Metro 2 Format reporting of the internal code(s) including exacting compliantly reported
|
||||
complete name, address and social security number of the legally liable consumer(s), using the
|
||||
joint section for reporting secondary names here and now in composed writ document of
|
||||
certificate acknowledging undoubted regulatory and obligatory standards of proper reporting has
|
||||
and or is taken place.
|
||||
<br/>
|
||||
9-Does your Clerk's office report public information and Data in the Metro-2 format?
|
||||
<br/><br/>
|
||||
Thank you sincerely for your TIME and answers to my questions. I have included a self-addressed
|
||||
stamped envelope with my letter today, if you would be so kind to sign and title the response and place
|
||||
it in the envelope and return it to the outgoing mail it would be greatly appreciated.
|
||||
<br/><br/>
|
||||
<br/><br/>
|
||||
<br/><br/>
|
||||
Might it be known that THIS LETTER of consumer check and challenge for lawful reporting compliance is
|
||||
my officially composed writ formal complaint that you are reporting one or more of the
|
||||
following,ILLEGALLY mind you:
|
||||
<br/><br/>
|
||||
i)Your reporting is unproven to be TRUE,so legally there can be no truth assumed to the allegations of
|
||||
which you report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
ii)Your reporting is unproven to be Correct (and regulations are CLEAR on accuracy being undoubted
|
||||
and irrefutable),so legally there can be no truth assumed to the allegations of which you report in
|
||||
chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
iii)Your reporting is unproven to be COMPLETE (and regulations are CLEAR on mandates to be fully
|
||||
COMPLETE in the application of exacting and reliably consistent precision of any data for reporting
|
||||
being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you
|
||||
report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
iv)Your reporting is unproven to be TIMELY (and regulations are CLEAR on mandates to be fully
|
||||
CURRENT and TIMELY in the application of exacting and reliably consistent precision of any data for
|
||||
reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of
|
||||
which you report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
v)Your reporting is unproven to be of MY OWNERSHIP(and regulations are CLEAR on mandates to be
|
||||
fully CONFIDENT in the assignment of OWNERSHIP and or even RESPONSIBILITY to any potentially
|
||||
injurious claim in the application of exacting and reliably consistent precision of any data for reporting
|
||||
being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which
|
||||
you report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
vi)Your reporting is unproven to be of MY RESPONSIBILITY(and regulations are CLEAR on mandates to
|
||||
be fully CONFIDENT in the assignment of OWNERSHIP and or even RESPONSIBILITY to any
|
||||
potentially injurious claim in the application of exacting and reliably consistent precision of any data for
|
||||
reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of
|
||||
which you report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
vii)Your reporting is unproven to be of FCRA COMPLIANCE (and regulations are CLEAR on mandates to
|
||||
be fully CONFIDENT in the assumption of FULL unmistakable COMPLIANCE to any and all standards of
|
||||
practice as related to the reporting of any potentially injurious claim in the application of exacting and
|
||||
reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there
|
||||
can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
viii)Your reporting is unproven to be of CRSA enacted CDIA METRO 2 DATA FIELD FORMATTED
|
||||
REGULATORY REPORTING COMPLIANCE (and regulations are CLEAR on mandates to be fully
|
||||
CONFIDENT in the assumption of FULL unmistakable COMPLIANCE to any and all standards of
|
||||
practice as related to the reporting of any potentially injurious claim in the application of exacting and
|
||||
reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there
|
||||
can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/><br/>
|
||||
Injury causing subterfuge is unlawful to retain. You are not Authorized to report or even once alleged
|
||||
adverse remark unproven upon a requested compliance check. You must Annul in brief, even right now
|
||||
and right here, by complete and permanent deletion any or even one not irrefutable allegation(s) deficient
|
||||
of physical composed writ certificate(s) in testimony of the exact and full truth, correctness, timeliness,
|
||||
completeness, ownership, responsibility, and or documented evidence of precise and willfulness to
|
||||
comply with every single one even any and or all of the requisite mandates/statutes/acts/obligations/and
|
||||
or laws related and pertinent to legal reporting of any information, known or not. Attest now to the metro-2
|
||||
required truth, accuracy, fullness, timeliness, ownership, responsibility and or compliance(s) otherwise,
|
||||
whether mentioned or not. Ignorance of obligations to compliant reporting is NOT lawful exoneration of
|
||||
your responsibility to 100% accurate, true, and metro-2 compliant data formatted reporting regulations of
|
||||
which you are obligated. Federal laws allow me to compel you to retain and or return adequate
|
||||
accountability. Failure or unwillingness to do so might be remedied and rectified in my favor per monetary
|
||||
compensation for your infringements of my civil and or consumer rights and violations of the laws required
|
||||
of you. Right now demonstrate to me any and all applicable metro-2 reporting mandates including but not
|
||||
limited to every date and balance, each calculation and audit, the invoices and documented current
|
||||
identities, every notation not to forget the five (5) portioned personal identifiers, 426 character P-6
|
||||
statements, alpha/numeric/ and or alphanumeric source codes, every applicable creditor classification
|
||||
code(s), the 3 applicable and precise sequenced 386 pieces of confirmation to collect(-ions) or any
|
||||
obligation else-wise. Return or Retain federally required compliance with your immediate and dull
|
||||
eradication of any and one of the adverse and or derogatory claims or any aspects of. Prove compliance
|
||||
or delete ASAP!!! Let this notice of my official writ composed DECLARATION of Not Proven Compliant
|
||||
Misinformation that is either or all of the following: DEFICIENT of adequate current status in fullness of
|
||||
TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable
|
||||
RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant
|
||||
reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious
|
||||
behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and
|
||||
COMPLIANT METRO 2 data field formatted reporting! Please provide me with all of the information you
|
||||
used for your investigation, as required by FCRA 611 (a) (7).Please reply within 10 days or delete the
|
||||
negative items, as originally requested. If you FAIL to respond to this demand and tort notification, your
|
||||
firm will be added to the pending action as complicit in this data breach of my personal information.
|
||||
<br/><br/>
|
||||
1. Tell me in writing what information you refuse to remove and why.
|
||||
<br/>
|
||||
2. Tell me in writing what you did to determine that the information was accurate.
|
||||
<br/>
|
||||
3. Note the information as disputed BY the CONSUMER on my credit report
|
||||
<br/><br/>
|
||||
<br/><br/>
|
||||
According to the Fair Credit Reporting Act, Section 609 (a)(1)(A), you are required by federal law to
|
||||
verify - through the physical verification of the original signed consumer contract - any and all
|
||||
accounts you post on a credit report. Otherwise, anyone paying for your reporting services could fax,
|
||||
mail or email in even a potentially fraudulent account.
|
||||
<br/>
|
||||
According to the provisions of the Fair Credit Reporting Act § 611(a) [15 USC 1681i(a)], these disputed
|
||||
items must be reinvestigated or deleted from my credit record within 30 days. During the investigation
|
||||
period, these items must be removed from my credit report as the mere reporting of items prior to debt
|
||||
validation constitutes collection activity. I am also requesting the names, addresses and telephone
|
||||
numbers of individuals you contacted during your investigation.
|
||||
<br/>
|
||||
Please notify me that the above items have been deleted pursuant to § 611 (a)(6) [15 USC § 1681j (a)
|
||||
(6)]. I am also requesting an updated copy of my credit report, which should be sent to the address listed
|
||||
below. According to the provisions of § 612 [15 USC § 1681j], there should be no charge for this report.
|
||||
If you have any questions or need additional information, please contact me at address noted below. I
|
||||
think 15-20 Days should be ample enough time to get this completed since this is my NOT my first time
|
||||
contacting your organization.
|
||||
<br/>
|
||||
FURTHER,CONFIRM the five key components of our individual identities in case this data breach
|
||||
becomes yet another case potentially leading to my inclusion as a victim of fraud and or of identity theft
|
||||
due to YOUR DEFICIENT and NOT PROVEN COMPLIANT RETAINING and or REPORTING of
|
||||
consumer records,particularly that of personal identifiers.. Therefore, I must request that your bureau
|
||||
confirm in writing the following personal information:
|
||||
<br/>
|
||||
1- FULL LEGAL NAME as it Appears on my Credit report<br/>
|
||||
2- Legal Address of Record<br/>
|
||||
3- SSN # (or redacted last 4 digits)<br/>
|
||||
4- Date of Birth<br/>
|
||||
5- Zip Code for my Home Address<br/>
|
||||
<br/><br/>
|
||||
input entry and or application of Slash Entries (such as 11111 or
|
||||
00000,etc) into the Metro 2 system is automatic call for deletion due to any and all repeating entry as
|
||||
NULL and VOID.Moreover,the regulatory obligation dictates that any and all data furnishers MUST
|
||||
include an attached TRAILING SEGMENT that absolutely accurately and completely includes ALL of the
|
||||
account of allegation(s) specifics!Must be performed in a REAL-TIME browser LOCKDOWN to be
|
||||
lawful.Per CRSA implementation,if a data furnisher fails to respond within20 calendar days,e-Oscar is to
|
||||
terminate challenge in favor of consumers and or auto-escalate any and all consumer complaints to a
|
||||
certified Metro 2 compliance trained SPECIALIST. Being Phase III of the Implementation of the
|
||||
CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or accepted by
|
||||
CRAa.Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS
|
||||
coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit shuffling
|
||||
to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit
|
||||
reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by
|
||||
any consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the
|
||||
minimal five(5) portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account
|
||||
trailing segment.Per the CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2
|
||||
Compliance Data Entry Evaluation CERTIFIED. Further,this qualifying certification can be REVOLVED by
|
||||
CONSUMER COMPLAINTS per the NYAG Signing Statement.I repeat, to lawfully retain and or report
|
||||
any claim of information,be it an account or any aspect of such,the must be irrefutable fullness in the truth
|
||||
of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of reporting and of the
|
||||
reported allegations, undoubtable ownership, irrefutable responsibility of adverse claims,and or adequate
|
||||
and complete INFORMATIONAL COMPLIANCE to the CRSA enacted CDIA Metro 2 data field formatted
|
||||
reporting regulatory standards and obligations to include the 81-month time relevance of account
|
||||
reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL IDENTIFIERS.Further
|
||||
lawful reporting demands that the regulatory compliance rules are applied EVENLY and thoroughly from
|
||||
data provider to consumer credit reporting repository.Accuracy and completeness of all of any and all
|
||||
information,particularly derogatory consumer information,must abide by every and one of current MY
|
||||
state’s reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE
|
||||
standards due to the implementation of the Credit Reporting Settlement Agreement (CRSA.)
|
||||
<br/><br/>
|
||||
Is the Personal Identifier information alleged in the reported 426-character P-SEGMENT true,correct, and
|
||||
complete to standards of CERTIFIED METRO 2 COMPLIANCE?
|
||||
<br/><br/>
|
||||
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the
|
||||
claimed reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any and
|
||||
all of the adversary derogatory accusations injuring me immediately,TODAY even NOW and HERE!
|
||||
<br/><br/>
|
||||
Please verify and validate physically each and every claim of this alleged yet unproven to be my
|
||||
responsibility or fault. Please demonstrate readily and timely the precise confirming facts of the
|
||||
alleged account including every single one even each any and or all of its article aspects by
|
||||
federal laws. You must willfully and promptly DELETE TODAY even right now the deficient
|
||||
reporting or else present to me true documented certificated proof of all data, every notation,
|
||||
date, balance, calculation, audit, personal identifiers, each of the requisite 426-characters of the
|
||||
exact and fully compliant P6 statement, any alpha/numeric and or alphanumeric source4 code
|
||||
deciding the leftness or rightness states, and even every aspect of the mandated 386 pieces of
|
||||
confirmation to collection.
|
||||
<br/><br/>
|
||||
This series of misreporting seems to me clearly involves a universal and complete failure by
|
||||
your firm to obtain, retain, maintain, and utilize adequate and lawful regulatory compliant and
|
||||
reasonable procedures to assure maximum possible accuracy of consumer credit information as
|
||||
described in at least 15 U.S.C. § 1681. There is little doubt that you have no evidence that this
|
||||
clearly does belong to me, is exactly true, fully complete, within timely definition per federal
|
||||
standards and has been erroneously placed onto my credit report. The items of problematic
|
||||
accusations that I believe to be incorrect to its proper reporting and allowance of reporting per
|
||||
my state and federal laws are detailed both above and below.
|
||||
<br/><br/>
|
||||
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this
|
||||
declaration would compel me to consult my consumer complaint lawfully to the members of the
|
||||
NCRWG,as undoubtedly reporting not only must be true,timely,and accurate but also in its
|
||||
COMPLETENESS of DATA ENTRY presented to any entity INCLUDING all consumer reporting
|
||||
repositories.
|
||||
<br/><br/>
|
||||
By the provisions of the Fair Credit Reporting Act and per the standards of reporting compliance
|
||||
implemented with the CRSA enacted CDIA Metro 2 COMPLIANCE regulations, I demand that these
|
||||
above mentioned derogatory items be investigated and permanently removed from my report. It is my
|
||||
understanding that you will recheck these items with the creditor who has posted them. Please remove
|
||||
any information that the creditor cannot verify. I understand that under 15 U.S.C. Sec. 1681i(a), you must
|
||||
complete this reinvestigation within 30 days of receipt of this letter.
|
||||
<br/><br/>
|
||||
Please send an updated copy of my credit report to the above address. According to the act, there shall
|
||||
be no charge for this updated report. I also request that you please send notices of corrections to anyone
|
||||
who received my credit report in the past six months.
|
||||
<br/><br/>
|
||||
Thank you for your time and help in this matter.
|
||||
<br/><br/>
|
||||
Sincerely,
|
||||
<br/>
|
||||
__sincerely__
|
||||
<br/><br/>
|
||||
Please see enclosed document evidence of my Proof of identification,Proof of residence or mailing
|
||||
address,and Proof of social security number.
|
||||
</div>
|
||||
268
webroot/V1.0/RTG-cra-Judgments-M2CMethod.html
Normal file
268
webroot/V1.0/RTG-cra-Judgments-M2CMethod.html
Normal file
@@ -0,0 +1,268 @@
|
||||
<!DOCTYPE html>
|
||||
<html>
|
||||
<head>
|
||||
<meta charset="utf-8">
|
||||
<meta http-equiv="X-UA-Compatible" content="IE=edge">
|
||||
<title>RTG-cra-Judgments-M2CMethod</title>
|
||||
<!-- Tell the browser to be responsive to screen width -->
|
||||
<meta
|
||||
content="width=device-width, initial-scale=1, maximum-scale=1, user-scalable=no"
|
||||
name="viewport">
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/bootstrap/css/bootstrap.min.css">
|
||||
<!-- Font Awesome -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/4.5.0/css/font-awesome.min.css">
|
||||
<!-- Ionicons -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/ionicons/2.0.1/css/ionicons.min.css">
|
||||
<!-- Theme style -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/AdminLTE.min.css">
|
||||
<!-- AdminLTE Skins. Choose a skin from the css/skins
|
||||
folder instead of downloading all of them to reduce the load. -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/skins/_all-skins.min.css">
|
||||
|
||||
<!-- HTML5 Shim and Respond.js IE8 support of HTML5 elements and media queries -->
|
||||
<!-- WARNING: Respond.js doesn't work if you view the page via file:// -->
|
||||
<!--[if lt IE 9]>
|
||||
<script src="https://oss.maxcdn.com/html5shiv/3.7.3/html5shiv.min.js"></script>
|
||||
<script src="https://oss.maxcdn.com/respond/1.4.2/respond.min.js"></script>
|
||||
<![endif]-->
|
||||
<style>
|
||||
.form-group.required .control-label:before{
|
||||
color: red;
|
||||
content: "*";
|
||||
position: absolute;
|
||||
margin-left: -7px;
|
||||
}
|
||||
</style>
|
||||
</head>
|
||||
<body class="hold-transition skin-blue sidebar-mini">
|
||||
<div class="wrapper" >
|
||||
|
||||
|
||||
|
||||
<!-- Content Wrapper. Contains page content -->
|
||||
<div class="content-wrapper">
|
||||
<!-- Content Header (Page header) -->
|
||||
<section class="content-header">
|
||||
<h1>R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</h1>
|
||||
<ol class="breadcrumb">
|
||||
<li><a href="#"><i class="fa fa-dashboard"></i> Home</a></li>
|
||||
<li class="active">RTG-cra-Judgments-M2CMethod</li>
|
||||
</ol>
|
||||
</section>
|
||||
|
||||
<!-- Main content -->
|
||||
<section class="content">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-12">
|
||||
<!-- Horizontal Form -->
|
||||
<div class="box box-info">
|
||||
<div class="box-header with-border">
|
||||
<h3 class="box-title"> Enter Your Information Below</h3>
|
||||
</div>
|
||||
<!-- /.box-header -->
|
||||
<!-- form start -->
|
||||
<form class="form-horizontal" method="post" action="http://cloud-height.com/RTG/V1.0/RTG-cra-Judgments-M2CMethod.php">
|
||||
<div class="box-body">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CRA REPORT</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="cra_report" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">FIRST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="first_name" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">LAST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="last_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NO</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_no" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CITY</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="city" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STATE</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="state" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">PERSONAL TRACKING NUMBER(20 Digit)</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" maxlength="20" name="personal_tracking_number" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CREDIT BUREAU & CREDIT BUREAU ADDRESS</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<textarea name="credit_bureau_name_address" class="form-control" rows="3" cols="47" required></textarea>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">Sincerely</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="sincerely" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<hr/>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
COURT#1 OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED:<br/>
|
||||
<textarea name="creditor1" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
COURT#2 OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED:<br/>
|
||||
<textarea name="creditor2" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
COURT#3 OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED:<br/>
|
||||
<textarea name="creditor3" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
COURT#4 OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED:<br/>
|
||||
<textarea name="creditor4" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
COURT#5 OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED:<br/>
|
||||
<textarea name="creditor5" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
COURT#6 OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED:<br/>
|
||||
<textarea name="creditor6" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
COURT#7 OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED:<br/>
|
||||
<textarea name="creditor7" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-12">
|
||||
COURT#8 OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED:<br/>
|
||||
<textarea name="creditor8" class="form-control" ></textarea>
|
||||
</div>
|
||||
</div>
|
||||
<hr/>
|
||||
<div class="form-group">
|
||||
<div class="col-sm-offset-5 col-sm-7">
|
||||
<button type="submit" class="btn btn-info pull-left">Generate
|
||||
PDF</button>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
|
||||
</div>
|
||||
<!-- /.box-body -->
|
||||
<div class="box-footer"></div>
|
||||
<!-- /.box-footer -->
|
||||
</form>
|
||||
</div>
|
||||
<!-- /.box -->
|
||||
|
||||
</div>
|
||||
<!--/.col (right) -->
|
||||
</div>
|
||||
<!-- /.row -->
|
||||
|
||||
|
||||
</section>
|
||||
<!-- /.content -->
|
||||
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|
||||
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|
||||
<footer class="main-footer">
|
||||
<strong>Copyright © 2019 <a href="#" >R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</a>.
|
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|
||||
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|
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||||
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||||
87
webroot/V1.0/RTG-cra-Judgments-M2CMethod.php
Normal file
87
webroot/V1.0/RTG-cra-Judgments-M2CMethod.php
Normal file
@@ -0,0 +1,87 @@
|
||||
<?php
|
||||
|
||||
// Define variables for file names
|
||||
$pdf_name = "RTG-cra-Judgments-M2CMethod.pdf";
|
||||
$html_format_name = "RTG-cra-Judgments-M2CMethod-FORMAT.html";
|
||||
|
||||
//collect required POST form's input
|
||||
$cra_report = $_POST["cra_report"];
|
||||
$first_name = $_POST["first_name"];
|
||||
$last_name = $_POST["last_name"];
|
||||
$street_no = $_POST["street_no"];
|
||||
$street_name = $_POST["street_name"];
|
||||
$city = $_POST["city"];
|
||||
$state = $_POST["state"];
|
||||
$personal_tracking_number = $_POST["personal_tracking_number"];
|
||||
$credit_bureau_name_address = nl2br($_POST["credit_bureau_name_address"]);
|
||||
$sincerely = $_POST["sincerely"];
|
||||
|
||||
|
||||
|
||||
//Optional Creditors and Dates
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
// the unique pdf filename which will be saved on server
|
||||
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
|
||||
|
||||
if(isset($cra_report)){
|
||||
|
||||
//get html content from pre defined format
|
||||
$today = date("d M, Y");
|
||||
$html = file_get_contents($html_format_name);
|
||||
|
||||
|
||||
|
||||
$varList = array(
|
||||
'__CRA_REPORT__', '__FIRST_NAME__','__LAST_NAME__','__STREET_NO__','__STREET_NAME__',
|
||||
'__CITY__','__STATE__','__TODAY__','__PERSONAL_TRACKING_NUMBER__',
|
||||
'__credit_bureau_name_address__','__sincerely__'
|
||||
|
||||
);
|
||||
|
||||
|
||||
$valueList = array(
|
||||
$cra_report, $first_name,$last_name,$street_no,$street_name,
|
||||
$city,$state,$today,$personal_tracking_number,
|
||||
$credit_bureau_name_address,$sincerely );
|
||||
|
||||
$serialLineHTML = "";
|
||||
|
||||
for($i=1;$i<=8;$i++){
|
||||
if(isset($_POST["creditor".$i]) && !empty($_POST["creditor".$i])){
|
||||
$creditor[$i] = $_POST["creditor".$i];
|
||||
$varList[] = "__COURT_".$i."__";
|
||||
$valueList[] = nl2br($creditor[$i]);
|
||||
$start = "__START".$i."__";
|
||||
$end = "__END".$i."__";
|
||||
|
||||
$html = str_replace(array($start,$end),array("",""),$html);
|
||||
$serialLineHTML .= '<br/>COURT#'.$i.' OF RECORD-DOCKET NUMBER or ACTION NUMBER-DATE FILED
|
||||
<br/>
|
||||
<span style="background-color: #FFFF00">__COURT_'.$i.'__
|
||||
</span><br/> ';
|
||||
|
||||
} else {
|
||||
$from = strpos($html, "__START".$i."__");
|
||||
$to = strpos($html, "__END".$i."__");
|
||||
|
||||
$html = str_replace(substr($html,$from,($to-$from)+7+strlen($i)),"",$html);
|
||||
}
|
||||
}
|
||||
|
||||
|
||||
$html = str_replace('__SERIAL_LINES__',$serialLineHTML,$html);
|
||||
require("../common_file.php");
|
||||
|
||||
|
||||
|
||||
|
||||
} else {
|
||||
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."RTG-cra-Judgments-M2CMethod.html";
|
||||
header("Location:".$url);
|
||||
}
|
||||
|
||||
?>
|
||||
@@ -0,0 +1,375 @@
|
||||
<!DOCTYPE html>
|
||||
<html>
|
||||
<head>
|
||||
<meta charset="utf-8">
|
||||
<meta http-equiv="X-UA-Compatible" content="IE=edge">
|
||||
<title>RTG-cra-LATE-PAYMENTs-12-pack-BUREAUs-M2C-Method</title>
|
||||
<!-- Tell the browser to be responsive to screen width -->
|
||||
<meta
|
||||
content="width=device-width, initial-scale=1, maximum-scale=1, user-scalable=no"
|
||||
name="viewport">
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/bootstrap/css/bootstrap.min.css">
|
||||
<!-- Font Awesome -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/4.5.0/css/font-awesome.min.css">
|
||||
<!-- Ionicons -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/ionicons/2.0.1/css/ionicons.min.css">
|
||||
<!-- Theme style -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/AdminLTE.min.css">
|
||||
<!-- AdminLTE Skins. Choose a skin from the css/skins
|
||||
folder instead of downloading all of them to reduce the load. -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/skins/_all-skins.min.css">
|
||||
|
||||
<!-- HTML5 Shim and Respond.js IE8 support of HTML5 elements and media queries -->
|
||||
<!-- WARNING: Respond.js doesn't work if you view the page via file:// -->
|
||||
<!--[if lt IE 9]>
|
||||
<script src="https://oss.maxcdn.com/html5shiv/3.7.3/html5shiv.min.js"></script>
|
||||
<script src="https://oss.maxcdn.com/respond/1.4.2/respond.min.js"></script>
|
||||
<![endif]-->
|
||||
<style>
|
||||
.form-group.required .control-label:before{
|
||||
color: red;
|
||||
content: "*";
|
||||
position: absolute;
|
||||
margin-left: -7px;
|
||||
}
|
||||
</style>
|
||||
</head>
|
||||
<body class="hold-transition skin-blue sidebar-mini">
|
||||
<div class="wrapper" >
|
||||
|
||||
|
||||
|
||||
<!-- Content Wrapper. Contains page content -->
|
||||
<div class="content-wrapper">
|
||||
<!-- Content Header (Page header) -->
|
||||
<section class="content-header">
|
||||
<h1>R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</h1>
|
||||
<ol class="breadcrumb">
|
||||
<li><a href="#"><i class="fa fa-dashboard"></i> Home</a></li>
|
||||
<li class="active">RTG-cra-LATE-PAYMENTs-12-pack-BUREAUs-M2C-Method</li>
|
||||
</ol>
|
||||
</section>
|
||||
|
||||
<!-- Main content -->
|
||||
<section class="content">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-12">
|
||||
<!-- Horizontal Form -->
|
||||
<div class="box box-info">
|
||||
<div class="box-header with-border">
|
||||
<h3 class="box-title"> Enter Your Information Below</h3>
|
||||
</div>
|
||||
<!-- /.box-header -->
|
||||
<!-- form start -->
|
||||
<form class="form-horizontal" method="post" action="http://cloud-height.com/RTG/V1.0/RTG-cra-LATE-PAYMENTs-12-pack-BUREAUs-M2C-Method.php">
|
||||
<div class="box-body">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CRA REPORT</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="cra_report" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">FIRST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="first_name" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">LAST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="last_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NO</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_no" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CITY</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="city" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STATE</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="state" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">PERSONAL TRACKING NUMBER(20 Digit)</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="personal_tracking_number" class="form-control" maxlength="20" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CREDIT BUREAU & CREDIT BUREAU ADDRESS</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<textarea name="credit_bureau_name_address" class="form-control" rows="3" cols="47" required></textarea>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">Sincerely</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="sincerely" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<hr/>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#1:<br/>
|
||||
<input type="text" name="creditor1" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #1 of alleged Late(s):<br/>
|
||||
<input type="text" name="account1" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#2:<br/>
|
||||
<input type="text" name="creditor2" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #2 of alleged Late(s):<br/>
|
||||
<input type="text" name="account2" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#3:<br/>
|
||||
<input type="text" name="creditor3" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #3 of alleged Late(s):<br/>
|
||||
<input type="text" name="account3" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#4:<br/>
|
||||
<input type="text" name="creditor4" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #4 of alleged Late(s):<br/>
|
||||
<input type="text" name="account4" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#5:<br/>
|
||||
<input type="text" name="creditor5" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #5 of alleged Late(s):<br/>
|
||||
<input type="text" name="account5" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#6:<br/>
|
||||
<input type="text" name="creditor6" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #6 of alleged Late(s):<br/>
|
||||
<input type="text" name="account6" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#7:<br/>
|
||||
<input type="text" name="creditor7" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #7 of alleged Late(s):<br/>
|
||||
<input type="text" name="account7" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#8:<br/>
|
||||
<input type="text" name="creditor8" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #8 of alleged Late(s):<br/>
|
||||
<input type="text" name="account8" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#9:<br/>
|
||||
<input type="text" name="creditor9" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #9 of alleged Late(s):<br/>
|
||||
<input type="text" name="account9" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#10:<br/>
|
||||
<input type="text" name="creditor10" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #10 of alleged Late(s):<br/>
|
||||
<input type="text" name="account10" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#11:<br/>
|
||||
<input type="text" name="creditor11" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #11 of alleged Late(s):<br/>
|
||||
<input type="text" name="account11" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Creditor#12:<br/>
|
||||
<input type="text" name="creditor12" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #12 of alleged Late(s):<br/>
|
||||
<input type="text" name="account12" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<hr/>
|
||||
|
||||
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-offset-5 col-sm-7">
|
||||
<button type="submit" class="btn btn-info pull-left">Generate
|
||||
PDF</button>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
|
||||
</div>
|
||||
<!-- /.box-body -->
|
||||
<div class="box-footer"></div>
|
||||
<!-- /.box-footer -->
|
||||
</form>
|
||||
</div>
|
||||
<!-- /.box -->
|
||||
|
||||
</div>
|
||||
<!--/.col (right) -->
|
||||
</div>
|
||||
<!-- /.row -->
|
||||
|
||||
|
||||
</section>
|
||||
<!-- /.content -->
|
||||
</div>
|
||||
<!-- /.content-wrapper -->
|
||||
<footer class="main-footer">
|
||||
<strong>Copyright © 2019 <a href="#" >R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</a>.
|
||||
</strong> All rights reserved.
|
||||
</footer>
|
||||
<!-- Add the sidebar's background. This div must be placed
|
||||
immediately after the control sidebar -->
|
||||
<div class="control-sidebar-bg"></div>
|
||||
</div>
|
||||
<!-- ./wrapper -->
|
||||
|
||||
<!-- jQuery 2.2.0 -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/jQuery/jQuery-2.2.0.min.js"></script>
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<script src="http://cloud-height.com/RTG/bootstrap/js/bootstrap.min.js"></script>
|
||||
<!-- FastClick -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/fastclick/fastclick.js"></script>
|
||||
<!-- AdminLTE App -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/app.min.js"></script>
|
||||
<!-- AdminLTE for demo purposes -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/demo.js"></script>
|
||||
</body>
|
||||
</html>
|
||||
@@ -0,0 +1,79 @@
|
||||
<?php
|
||||
|
||||
// Define variables for file names
|
||||
$pdf_name = "RTG-cra-LATE-PAYMENTs-12-pack-BUREAUs-M2C-Method.pdf";
|
||||
$html_format_name = "RTG-cra-LATE-PAYMENTs-12-pack-BUREAUs-M2C-Method_FORMAT.html";
|
||||
|
||||
|
||||
//collect required POST form's input
|
||||
$cra_report = $_POST["cra_report"];
|
||||
$first_name = $_POST["first_name"];
|
||||
$last_name = $_POST["last_name"];
|
||||
$street_no = $_POST["street_no"];
|
||||
$street_name = $_POST["street_name"];
|
||||
$city = $_POST["city"];
|
||||
$state = $_POST["state"];
|
||||
$personal_tracking_number = $_POST["personal_tracking_number"];
|
||||
$credit_bureau_name_address = nl2br($_POST["credit_bureau_name_address"]);
|
||||
$sincerely = $_POST["sincerely"];
|
||||
|
||||
|
||||
|
||||
// the unique pdf filename which will be saved on server
|
||||
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
|
||||
|
||||
if(isset($cra_report)){
|
||||
|
||||
//get html content from pre defined format
|
||||
$today = date("d M, Y");
|
||||
$html = file_get_contents($html_format_name);
|
||||
|
||||
|
||||
|
||||
$varList = array(
|
||||
'__CRA_REPORT__', '__FIRST_NAME__','__LAST_NAME__','__STREET_NO__','__STREET_NAME__',
|
||||
'__CITY__','__STATE__','__TODAY__','__PERSONAL_TRACKING_NUMBER__',
|
||||
'__credit_bureau_name_address__','__sincerely__'
|
||||
|
||||
);
|
||||
|
||||
|
||||
$valueList = array(
|
||||
$cra_report, $first_name,$last_name,$street_no,$street_name,
|
||||
$city,$state,$today,$personal_tracking_number,
|
||||
$credit_bureau_name_address,$sincerely );
|
||||
|
||||
|
||||
//Optional Creditors and Dates
|
||||
for($i=1;$i<= 12;$i++){
|
||||
if(isset($_POST["creditor".$i]) && !empty($_POST["creditor".$i])){
|
||||
$creditor[$i] = $_POST["creditor".$i];
|
||||
$account[$i] = $_POST["account".$i];
|
||||
$varList[] = "__creditor".$i."__";
|
||||
$varList[] = "__account".$i."__";
|
||||
$valueList[] = $creditor[$i];
|
||||
$valueList[] = $account[$i];
|
||||
|
||||
$start = "__START".$i."__";
|
||||
$end = "__END".$i."__";
|
||||
|
||||
$html = str_replace(array($start,$end),array("",""),$html);
|
||||
$serialLineHTML .= '<br/>Creditor#'.$i.': <span style="background-color: #FFFF00">__creditor'.$i.'__</span> Account #'.$i.' of alleged Late(s): <span style="background-color: #FFFF00">__account'.$i.'__</span><br/> ';
|
||||
|
||||
} else {
|
||||
$from = strpos($html, "__START".$i."__");
|
||||
$to = strpos($html, "__END".$i."__");
|
||||
|
||||
$html = str_replace(substr($html,$from,($to-$from)+7+strlen($i)),"",$html);
|
||||
}
|
||||
}
|
||||
|
||||
$html = str_replace('__SERIAL_LINES__',$serialLineHTML,$html);
|
||||
require("../common_file.php");
|
||||
|
||||
} else {
|
||||
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."RTG-cra-LATE-PAYMENTs-12-pack-BUREAUs-M2C-Method.html";
|
||||
header("Location:".$url);
|
||||
}
|
||||
|
||||
?>
|
||||
@@ -0,0 +1,181 @@
|
||||
<div>
|
||||
CRA REPORT# <span style="background-color: #FFFF00">__CRA_REPORT__</span> <br/><br/>
|
||||
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows:<br/>
|
||||
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__, __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__ </span><br/><br/>
|
||||
|
||||
TODAY IS __TODAY__
|
||||
|
||||
<br/><br/>
|
||||
|
||||
****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE,and MANDATED REPORTED information per FCRA regulations,any and all others I DEMAND,as is my lawful RIGHT(s) to do so,that you annul and and all deficient of any condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information now or ever,please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles.
|
||||
|
||||
<br/><br/>
|
||||
|
||||
(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/><br/>
|
||||
|
||||
(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights
|
||||
|
||||
<br/><br/>
|
||||
(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/><br/>
|
||||
(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer right
|
||||
<br/><br/>
|
||||
MY PERSONAL 20-digit TRACKING NUMBER IS: <span style="background-color: #FFFF00">__PERSONAL_TRACKING_NUMBER__</span>
|
||||
<br/><br/>
|
||||
|
||||
<span style="background-color: #FFFF00">__credit_bureau_name_address__</span>
|
||||
<br/><br/>
|
||||
|
||||
Re: alleged yet unproven to be true,correct,complete,timely,mine,my responsibility,FCRA compliant,andor CRSA CDIA Metro 2 COMPLIANT reporting.FEDERAL laws dictate that any and all derogatory or potentially injurious reporting MUST be all of the aforementioned and can NOT BE ASSUMED without undoubted CERTIFIABLE testimonial of FACTs ensuring the physically verifiability of the CONFIRMED manual validation of any item upon a consumer complaint,such as is this notice here and now.Please RETURN to or retain federally lawful reporting with your unwavering and unconditional annulment of every single one even each any and or all of the allegations accused of me deficient of physical evidence to every and all aspects of said claims,be them true or not. Re:Re::Please remove the Late Payment misinformation immediately and mark my account as PAID/PAYS AS AGREED,NEVER LATE!
|
||||
<br/><br/>
|
||||
<h2>To whom it might concern, </h2>
|
||||
<br/><br/>
|
||||
|
||||
You are reporting NOT PROVEN irrefutably true, correct, complete, timely,or COMPLIANT information.Derogatory allegations deficient of adequate PROVEN COMPLIANCE are not reportable,and the information is deemed inaccurate and incomplete credit information,as related to reporting regardless to truth else wise in reality outside of reporting.The credit report you provided shows a series of Late Payments that are lawfully deemed incorrect or else wise not reportable due to deficient compliance to all laws and standards of reporting. You DO UNDERSTAND that per your own definition of it, YOUR VERIFICATION process,that is, e-OSCAR,is a web-based,METRO 2 COMPLIANT, automated system. Undoubtedly this cements the DUTY to present to me writ composed physical evidence for every single one of the aspects to the proper CRSA enacted CDIA implemented Metro 2 data field formatted COMPLIANCE regulations and the standards of reporting practices as related to it. I have contacted the creditor and they have stated that they are unable at this time to document these payment irregularities, by omission the creditor is in direct violation of the FCRA-tort law example: Fields v. Wilber Law Firm, Donald L. Wilber and Kenneth Wilber, USCA-02-C-0072, 7th Circuit Court, Sept. 2004. I demand that you take action to correct your errors I request that you provide me with written documentation of how and what means you used to verify these payments. Under the terms of the Fair Credit Reporting Act (FCRA) (15 U.S.C. § 1681) I am exercising my rights and formally request that you provide a COMPLETE amended copy of my credit report when your investigation is completed for my records showing that these late payments have been removed.
|
||||
<br/>
|
||||
Should you feel,ERRONEOUSLY so, that the mis-information is adequately and COMPLETELY true,correct, complete,timely,compliant and as well PROVEN COMPLIANT with document demonstration of certifiably CONFIRMED verification of the data provider’s chicanery of validation,and that it meets all requisite obligations as related to laws,even Metro 2 data field formatted compliance in reporting!
|
||||
<br/>
|
||||
The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully complete 426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL IDENTIFIERS to which databasing of alleged tradeline information occurs.Per CRSA,auto-populating ANY data field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is automatic call for deletion due to any and all repeating entry as NULL and VOID.Moreover,the regulatory obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that absolutely accurately and completely includes ALL of the account of allegation(s) specifics!Must be performed in a REAL-TIME browser LOCKDOWN to be lawful.Per CRSA implementation,if a data furnisher fails to respond within20 calendar days,e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being Phase III of the Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or accepted by CRAa.Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit shuffling to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by any consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the minimal five(5) portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation CERTIFIED. Further,this qualifying certification can be REVOLVED by CONSUMER COMPLAINTS per the NYAG Signing Statement.I repeat, to lawfully retain and or report any claim of information,be it an account or any aspect of such,the must be irrefutable fullness in the truth of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of reporting and of the reported allegations, undoubtable ownership, irrefutable responsibility of adverse claims,and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA enacted CDIA Metro 2 data field formatted reporting regulatory standards and obligations to include the 81-month time relevance of account reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL IDENTIFIERS.Further lawful reporting demands that the regulatory compliance rules are applied EVENLY and thoroughly from data provider to consumer credit reporting repository.Accuracy and completeness of all of any and all information,particularly derogatory consumer information,must abide by every and one of current MY state’s reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE standards due to the implementation of the Credit Reporting Settlement Agreement (CRSA.)
|
||||
<br/><br/>
|
||||
DELETE the following illegally reported late allegations and mark as PAID/PAYS AS AGREED,NEVER LATE” : <br/>
|
||||
|
||||
__SERIAL_LINES__
|
||||
|
||||
<br/>
|
||||
Is the Personal Identifier information alleged in the reported 426-character P-SEGMENT true,correct, and complete to standards of CERTIFIED METRO 2 COMPLIANCE?
|
||||
<br/><br/>
|
||||
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the claimed reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any and all of the adversary derogatory accusations injuring me immediately,TODAY even NOW and HERE!
|
||||
<br/><br/>
|
||||
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this declaration would compel me to consult my consumer complaint lawfully to the members of the NCRWG,as undoubtedly reporting not only must be true,timely,and accurate but also in its COMPLETENESS of DATA ENTRY presented to any entity INCLUDING all consumer reporting repositories.
|
||||
|
||||
<br/><br/>
|
||||
Again,DELETE the following illegally reported late allegations and mark as PAID/PAYS AS AGREED,NEVER LATE” :
|
||||
<br/><br/>
|
||||
__START1__
|
||||
Creditor#1: <span style="background-color: #FFFF00">__creditor1__</span> Account #1 of alleged Late(s): <span style="background-color: #FFFF00">__account1__</span><br/><br/>
|
||||
Notation:Confirmate the affirmation of the above listed allegation of late payment to be true, correct,timely,metro2 compliant,and with physical proof of each and all. Please provide all information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit, the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the 426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal identifiers.Delete the LATE PAYMENT CLAIM and return the reporting back to “PAYS /PAID AS AGREED,NEVER LATE”, today,even right NOW!
|
||||
<br/><br/>
|
||||
__END1__
|
||||
__START2__
|
||||
Creditor#2: <span style="background-color: #FFFF00">__creditor2__ </span> Account #2 of alleged Late(s): <span style="background-color: #FFFF00">__account2__</span><br/><br/>
|
||||
Confirmate the affirmation of the above listed allegation of late payment to be true, correct,timely,metro2 compliant,and with physical proof of each and all. Please provide all information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit, the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the 426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal identifiers.Delete the LATE PAYMENT CLAIM and return the reporting back to “PAYS /PAID AS AGREED,NEVER LATE”, today,even right NOW!
|
||||
<br/><br/>
|
||||
__END2__
|
||||
__START3__
|
||||
Creditor#3: <span style="background-color: #FFFF00">__creditor3__</span> Account #3 of alleged Late(s): <span style="background-color: #FFFF00">__account3__</span><br/><br/>
|
||||
Confirmate the affirmation of the above listed allegation of late payment to be true, correct,timely,metro2 compliant,and with physical proof of each and all. Please provide all information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit, the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the 426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal identifiers.Delete the LATE PAYMENT CLAIM and return the reporting back to “PAYS /PAID AS AGREED,NEVER LATE”, today,even right NOW!
|
||||
<br/><br/>
|
||||
__END3__
|
||||
__START4__
|
||||
Creditor#4: <span style="background-color: #FFFF00">__creditor4__</span> Account #4 of alleged Late(s): <span style="background-color: #FFFF00">__account4__</span><br/><br/>
|
||||
Confirmate the affirmation of the above listed allegation of late payment to be true, correct,timely,metro2 compliant,and with physical proof of each and all. Please provide all information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit, the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the 426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal identifiers.Delete the LATE PAYMENT CLAIM and return the reporting back to “PAYS /PAID AS AGREED,NEVER LATE”, today,even right NOW!
|
||||
<br/><br/>
|
||||
__END4__
|
||||
__START5__
|
||||
Creditor#5: <span style="background-color: #FFFF00">__creditor5__</span> Account #5 of alleged Late(s): <span style="background-color: #FFFF00">__account5__</span><br/><br/>
|
||||
Confirmate the affirmation of the above listed allegation of late payment to be true, correct,timely,metro2 compliant,and with physical proof of each and all. Please provide all information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit, the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the 426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal identifiers.Delete the LATE PAYMENT CLAIM and return the reporting back to “PAYS /PAID AS AGREED,NEVER LATE”, today,even right NOW!
|
||||
<br/><br/>
|
||||
__END5__
|
||||
__START6__
|
||||
Creditor#6: <span style="background-color: #FFFF00">__creditor6__</span> Account #6 of alleged Late(s): <span style="background-color: #FFFF00">__account6__</span><br/><br/>
|
||||
Confirmate the affirmation of the above listed allegation of late payment to be true, correct,timely,metro2 compliant,and with physical proof of each and all. Please provide all information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit, the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the 426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal identifiers.Delete the LATE PAYMENT CLAIM and return the reporting back to “PAYS /PAID AS AGREED,NEVER LATE”, today,even right NOW!
|
||||
<br/><br/>
|
||||
__END6__
|
||||
__START7__
|
||||
Creditor#7: <span style="background-color: #FFFF00">__creditor7__</span> Account #7 of alleged Late(s): <span style="background-color: #FFFF00">__account7__</span><br/><br/>
|
||||
Confirmate the affirmation of the above listed allegation of late payment to be true, correct,timely,metro2 compliant,and with physical proof of each and all. Please provide all information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit, the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the 426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal identifiers.Delete the LATE PAYMENT CLAIM and return the reporting back to “PAYS /PAID AS AGREED,NEVER LATE”, today,even right NOW!
|
||||
<br/><br/>
|
||||
__END7__
|
||||
__START8__
|
||||
Creditor#8: <span style="background-color: #FFFF00">__creditor8__</span> Account #8 of alleged Late(s): <span style="background-color: #FFFF00">__account8__</span><br/><br/>
|
||||
Confirmate the affirmation of the above listed allegation of late payment to be true, correct,timely,metro2 compliant,and with physical proof of each and all. Please provide all information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit, the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the 426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal identifiers.Delete the LATE PAYMENT CLAIM and return the reporting back to “PAYS /PAID AS AGREED,NEVER LATE”, today,even right NOW!
|
||||
<br/><br/>
|
||||
__END8__
|
||||
__START9__
|
||||
Creditor#9: <span style="background-color: #FFFF00">__creditor9__</span> Account #9 of alleged Late(s): <span style="background-color: #FFFF00">__account9__</span><br/><br/>
|
||||
Confirmate the affirmation of the above listed allegation of late payment to be true, correct,timely,metro2 compliant,and with physical proof of each and all. Please provide all information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit, the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the 426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal identifiers.Delete the LATE PAYMENT CLAIM and return the reporting back to “PAYS /PAID AS AGREED,NEVER LATE”, today,even right NOW!
|
||||
<br/><br/>
|
||||
__END9__
|
||||
__START10__
|
||||
Creditor#10: <span style="background-color: #FFFF00">__creditor10__</span> Account #10 of alleged Late(s): <span style="background-color: #FFFF00">__account10__</span><br/><br/>
|
||||
Confirmate the affirmation of the above listed allegation of late payment to be true, correct,timely,metro2 compliant,and with physical proof of each and all. Please provide all information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit, the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the 426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal identifiers.Delete the LATE PAYMENT CLAIM and return the reporting back to “PAYS /PAID AS AGREED,NEVER LATE”, today,even right NOW!
|
||||
<br/><br/>
|
||||
__END10__
|
||||
__START11__
|
||||
Creditor#11: <span style="background-color: #FFFF00">__creditor11__</span> Account #11 of alleged Late(s): <span style="background-color: #FFFF00">__account11__</span><br/><br/>
|
||||
Confirmate the affirmation of the above listed allegation of late payment to be true, correct,timely,metro2 compliant,and with physical proof of each and all. Please provide all information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit, the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the 426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal identifiers.Delete the LATE PAYMENT CLAIM and return the reporting back to “PAYS /PAID AS AGREED,NEVER LATE”, today,even right NOW!
|
||||
<br/><br/>
|
||||
__END11__
|
||||
__START12__
|
||||
Creditor#12: <span style="background-color: #FFFF00">__creditor12__</span> Account #12 of alleged Late(s): <span style="background-color: #FFFF00">__account12__</span><br/><br/>
|
||||
Confirmate the affirmation of the above listed allegation of late payment to be true, correct,timely,metro2 compliant,and with physical proof of each and all. Please provide all information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit, the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the 426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal identifiers.Delete the LATE PAYMENT CLAIM and return the reporting back to “PAYS /PAID AS AGREED,NEVER LATE”, today,even right NOW!
|
||||
<br/><br/>
|
||||
__END12__
|
||||
“e-OSCAR is a web-based, Metro 2 compliant, automated system that enables Data Furnishers (DFs), and Credit Reporting Agencies (CRAs) to create and respond to consumer credit history…” ! That being TRUE, even you REALIZE the requisite to be 100% fully and adequately and EXACTLY correct in your reporting evento the regulatory standards of the Metro 2 data field formatted reporting mandates much more than simply reporting true, accurate and complete. Courts have many times gave precedence that deficient PROOF demonstrated physically to a consumer equates to deficient reporting and elimination of the right to retain said allegations muchmore report it. Due to fact you are either unable or unwilling to compose a writ testifiable certificate of fact to the full trueness, correctness, completeness,timeliness,ownership,responsibility,fcra compliance, compliance to my STATE’s reporting regulations,and PROVEN METRO 2 COMPLIANCE you must eradicate any claims of adversary or derogatory nature. I demand that you immediately and now eliminate the above noted not proven compliant allegations of mis-information:
|
||||
<br/><br/>
|
||||
According to the Fair Credit Reporting Act, Section 609 (a)(1)(A), you are required by federal law to verify - through the physical verification of the original signed consumer contract - any and all accounts you post on a credit report. Otherwise, anyone paying for your reporting services could fax, mail or email in even a potentially fraudulent account.
|
||||
<br/>
|
||||
According to the provisions of the Fair Credit Reporting Act § 611(a) [15 USC 1681i(a)], these disputed items must be reinvestigated or deleted from my credit record within 30 days. During the investigation period, these items must be removed from my credit report as the mere reporting of items prior todebtvalidationconstitutescollectionactivity. Iamalsorequestingthe names, addresses and telephone numbers of individuals you contacted during your investigation.
|
||||
<br/><br/>
|
||||
Please notify me that the above items have been deleted pursuant to § 611 (a)(6) [15 USC § 1681j (a) (6)]. I am also requesting an updated copy of my credit report, which should be sent to the address listed below. According to the provisions of § 612 [15 USC § 1681j], there should be no charge for this report. If you have any questions or need additional information, please contact me at address noted below. I think 15-20 Days should be ample enough time to get this completed since this is my NOT my first time contacting your organization.
|
||||
<br/><br/>
|
||||
FURTHER,CONFIRM the five key components of our individual identities in case this data breach becomes yet another case potentially leading to my inclusion as a victim of fraud and or of identity theft duetoYOUR DEFICIENT and NOT PROVEN COMPLIENT RETAINING and or REPORTING of consumer records,particularly that of personal identifiers.. Therefore, I must request that your bureau confirm in writing the following personal information:
|
||||
<br/>
|
||||
1- FULL LEGAL NAME as it Appears on my Credit report <br/>
|
||||
2- Legal Address of Record <br/>
|
||||
3- SSN # (or redacted last 4 digits) <br/>
|
||||
4- Date of Birth <br/>
|
||||
5- Zip Code for my Home Address <br/>
|
||||
<br/>
|
||||
The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully complete 426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL IDENTIFIERS to which databasing of alleged tradeline information occurs.Per CRSA,auto-populating ANY data field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is automatic call for deletion due to any and all repeating entry as NULL and VOID.Moreover,the regulatory obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that absolutely accurately and completely includes ALL of the account of allegation(s) specifics!Must be performed in a REAL-TIME browser LOCKDOWN to be lawful.Per CRSA implementation,if a data furnisher fails to respond within20 calendar days,e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being Phase III of the Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or accepted by CRAa.Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit shuffling to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by any consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the minimal five(5) portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation CERTIFIED. Further,this qualifying certification can be REVOLVED by CONSUMER COMPLAINTS per the NYAG Signing Statement.I repeat, to lawfully retain and or report any claim of information,be it an account or any aspect of such,the must be irrefutable fullness in the truth of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of reporting and of the reported allegations, undoubtable ownership, irrefutable responsibility of adverse claims,and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA enacted CDIA Metro 2 data field formatted reporting regulatory standards and obligations to include the 81-month time relevance of account reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL IDENTIFIERS.Further lawful reporting demands that the regulatory compliance rules are applied EVENLY and thoroughly from data provider to consumer credit reporting repository.Accuracy and completeness of all of any and all information,particularly derogatory consumer information,must abide by every and one of current MY state’s reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE standards due to the implementation of the Credit Reporting Settlement Agreement (CRSA.)
|
||||
<br/><br/>
|
||||
Is the Personal Identifier information alleged in the reported 426-character P-SEGMENT true,correct, and complete to standards of CERTIFIED METRO 2 COMPLIANCE?
|
||||
<br/><br/>
|
||||
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the claimed reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any and all of the adversary derogatory accusations injuring me immediately,TODAY even NOW and HERE!
|
||||
<br/><br/>
|
||||
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this declaration would compel me to consult my consumer complaint lawfully to the members of the NCRWG,as undoubtedly reporting not only must be true,timely,and accurate but also in its COMPLETENESS of DATA ENTRY presented to any entity INCLUDING all consumer reporting repositories.
|
||||
<br/><br/>
|
||||
This is a request under FCRA 611 (a) (7) for a description of the procedure used by your agency in providing all information to the creditor associated with my earlier dispute of the validity of the reported late payments from my credit file your bureau provided to me. To be more specific, based on FCRA 611 (a) (2) (B), you were required to forward all of the relevant information provided by you to the creditor for their investigation of my dispute. After contacting the creditor I have been led to believe that THIS did not take place. This is a clear violation of the FCRA and the FCBA.
|
||||
<br/><br/>
|
||||
Please provide me with all of the information you used for your investigation. Please reply within 15 days or delete the negative items, as originally requested.
|
||||
<br/><br/>
|
||||
1. Tell me in writing what information you received from this creditor to support the presence of these supposed late payments.
|
||||
<br/><br/>
|
||||
2. Tell me in writing what you did to determine that the information the creditor provided was accurate.
|
||||
<br/><br/>
|
||||
3. Note how the information was relayed to the creditor and the EXACT information (type/kind) that was provided to your bureau as PROOF of the accuracy of these late payments.
|
||||
<br/><br/>
|
||||
The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully complete 426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL IDENTIFIERS to which databasing of alleged tradeline information occurs.Per CRSA,auto-populating ANY data field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is automatic call for deletion due to any and all repeating entry as NULL and VOID.Moreover,the regulatory obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that absolutely accurately and completely includes ALL of the account of allegation(s) specifics!Must be performed in a REAL-TIME browser LOCKDOWN to be lawful.Per CRSA implementation,if a data furnisher fails to respond within20 calendar days,e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being Phase III of the Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or accepted by CRAa.Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit shuffling to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by any consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the minimal five(5) portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation CERTIFIED. Further,this qualifying certification can be REVOLVED by CONSUMER COMPLAINTS per the NYAG Signing Statement.I repeat, to lawfully retain and or report any claim of information,be it an account or any aspect of such,the must be irrefutable fullness in the truth of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of reporting and of the reported allegations, undoubtable ownership, irrefutable responsibility of adverse claims,and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA enacted CDIA Metro 2 data field formatted reporting regulatory standards and obligations to include the 81-month time relevance of account reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL IDENTIFIERS.Further lawful reporting demands that the regulatory compliance rules are applied EVENLY and thoroughly from data provider to consumer credit reporting repository.Accuracy and completeness of all of any and all information,particularly derogatory consumer information,must abide by every and one of current MY state’s reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE standards due to the implementation of the Credit Reporting Settlement Agreement (CRSA.)
|
||||
<br/><br/>
|
||||
Is the Personal Identifier information alleged in the reported 426-character P-SEGMENT true,correct, and complete to standards of CERTIFIED METRO 2 COMPLIANCE?
|
||||
<br/><br/>
|
||||
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the claimed reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any and all of the adversary derogatory accusations injuring me immediately,TODAY even NOW and HERE!
|
||||
|
||||
<br/><br/>
|
||||
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this declaration would compel me to consult my consumer complaint lawfully to the members of the NCRWG,as undoubtedly reporting not only must be true,timely,and accurate but also in its COMPLETENESS of DATA ENTRY presented to any entity INCLUDING all consumer reporting repositories
|
||||
<br/><br/>
|
||||
By the provisions of the Fair Credit Reporting Act and per the standards of reporting compliance implemented with the CRSA enacted CDIA Metro 2 COMPLIANCE regulations, I demand that these above mentioned derogatory items be investigated and permanently removed from my report. It is my understanding that you will recheck these items with the creditor who has posted them. Please remove any information that the creditor cannot verify. I understand that under 15 U.S.C. Sec. 1681i(a), you must complete this reinvestigation within 30 days of receipt of this letter.
|
||||
<br/><br/>
|
||||
Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for this updated report. I also request that you please send notices of corrections to anyone who received my credit report in the past six months.
|
||||
<br/><br/>
|
||||
|
||||
Thank you for your time and help in this matter.
|
||||
<br/><br/>
|
||||
Sincerely,<br/>
|
||||
<span style="background-color: #FFFF00">__sincerely__</span><br/><br/>
|
||||
P.s. My NEXT letter will be a notification of my LOITS!So you no need for a legal dictionary, a LOITS notice is a Letter Of Intent To Suit! You BEST be PROVEN COMPLIANT to ALL requirements and standards of FCRA COMPLIANCE and also of the implemented CRSA enacted CDIA implemented Metro2 Compliance mandates as well. I will demand verification that each employee at your firm which MIGHT have seen or conducted any business on the file you allege mine has been properly trained by a certified and qualified instructor of the Metro 2 data field formatted reporting standards. I am NOT shy in detailing my DOUBTS you can withstand the requisites to survive a court hearing versus me as I leverage your DEFICIENCIES for a slew of victories being awarded a minimum of $1000PER VIOLATION PER TIME,and there certainly appears to be a bucket full.So,let’s do this! Anything OTHER than your letter describing to me that you have already begun or completed the annulment of these unproven claims versus me and have eradicated ENTIRELY any and all aspects of records of what you allege being mine (yeah!) will IMMEDIATE compel me to assume your hostile to my demands of proper reporting and I will assume that your ignorance of appropriate and adequate duties are willful and intentionally injurious. Being such, civil suits are obvious however criminal charges are not out the question, particularly if your chichanary led subterfuge brings forth or allows for damages versus me including fraud and or identity theft due to your willful enablement of it. Impositive I could convince a court of your liabilities to me. WHAT SAY YOU?
|
||||
<br/><br/>
|
||||
Please see enclosed document evidence of my Proof of identification,Proof of residence or mailing address,and Proof of social security number, copy of the medical collection items under challenge as reported on your credit reporting agency’s reports
|
||||
|
||||
</div>
|
||||
322
webroot/V1.0/RTG-med-COLLECTIONS-cra.html
Normal file
322
webroot/V1.0/RTG-med-COLLECTIONS-cra.html
Normal file
@@ -0,0 +1,322 @@
|
||||
<!DOCTYPE html>
|
||||
<html>
|
||||
<head>
|
||||
<meta charset="utf-8">
|
||||
<meta http-equiv="X-UA-Compatible" content="IE=edge">
|
||||
<title>RTG-med-COLLECTIONS-cra</title>
|
||||
<!-- Tell the browser to be responsive to screen width -->
|
||||
<meta
|
||||
content="width=device-width, initial-scale=1, maximum-scale=1, user-scalable=no"
|
||||
name="viewport">
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/bootstrap/css/bootstrap.min.css">
|
||||
<!-- Font Awesome -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/4.5.0/css/font-awesome.min.css">
|
||||
<!-- Ionicons -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/ionicons/2.0.1/css/ionicons.min.css">
|
||||
<!-- Theme style -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/AdminLTE.min.css">
|
||||
<!-- AdminLTE Skins. Choose a skin from the css/skins
|
||||
folder instead of downloading all of them to reduce the load. -->
|
||||
<link rel="stylesheet" href="http://cloud-height.com/RTG/dist/css/skins/_all-skins.min.css">
|
||||
|
||||
<!-- HTML5 Shim and Respond.js IE8 support of HTML5 elements and media queries -->
|
||||
<!-- WARNING: Respond.js doesn't work if you view the page via file:// -->
|
||||
<!--[if lt IE 9]>
|
||||
<script src="https://oss.maxcdn.com/html5shiv/3.7.3/html5shiv.min.js"></script>
|
||||
<script src="https://oss.maxcdn.com/respond/1.4.2/respond.min.js"></script>
|
||||
<![endif]-->
|
||||
<style>
|
||||
.form-group.required .control-label:before{
|
||||
color: red;
|
||||
content: "*";
|
||||
position: absolute;
|
||||
margin-left: -7px;
|
||||
}
|
||||
</style>
|
||||
</head>
|
||||
<body class="hold-transition skin-blue sidebar-mini">
|
||||
<div class="wrapper" >
|
||||
|
||||
|
||||
|
||||
<!-- Content Wrapper. Contains page content -->
|
||||
<div class="content-wrapper">
|
||||
<!-- Content Header (Page header) -->
|
||||
<section class="content-header">
|
||||
<h1>R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</h1>
|
||||
<ol class="breadcrumb">
|
||||
<li><a href="#"><i class="fa fa-dashboard"></i> Home</a></li>
|
||||
<li class="active">RTG-med-COLLECTIONS-cra</li>
|
||||
</ol>
|
||||
</section>
|
||||
|
||||
<!-- Main content -->
|
||||
<section class="content">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-12">
|
||||
<!-- Horizontal Form -->
|
||||
<div class="box box-info">
|
||||
<div class="box-header with-border">
|
||||
<h3 class="box-title"> Enter Your Information Below</h3>
|
||||
</div>
|
||||
<!-- /.box-header -->
|
||||
<!-- form start -->
|
||||
<form class="form-horizontal" method="post" action="http://cloud-height.com/RTG/V1.0/RTG-med-COLLECTIONS-cra.php">
|
||||
<div class="box-body">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CRA REPORT</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="cra_report" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">FIRST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="first_name" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">LAST NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="last_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NO</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_no" class="form-control" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STREET NAME</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="street_name" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CITY</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="city" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">STATE</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="state" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">PERSONAL TRACKING NUMBER(20 Digit)</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="personal_tracking_number" class="form-control" maxlength="20" required>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">CREDIT BUREAU & CREDIT BUREAU ADDRESS</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<textarea name="credit_bureau_name_address" class="form-control" rows="3" cols="47" required></textarea>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group required">
|
||||
<label class="col-sm-5 control-label">Sincerely</label>
|
||||
|
||||
<div class="col-sm-7">
|
||||
<input type="text" name="sincerely" class="form-control" required >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<hr/>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-7">
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Medical creditor#1:<br/>
|
||||
<input type="text" name="creditor1" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #1 ALLEGED:<br/>
|
||||
<input type="text" name="account1" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Medical creditor#2:<br/>
|
||||
<input type="text" name="creditor2" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #2 ALLEGED:<br/>
|
||||
<input type="text" name="account2" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Medical creditor#3:<br/>
|
||||
<input type="text" name="creditor3" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #3 ALLEGED:<br/>
|
||||
<input type="text" name="account3" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Medical creditor#4:<br/>
|
||||
<input type="text" name="creditor4" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #4 ALLEGED:<br/>
|
||||
<input type="text" name="account4" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Medical creditor#5:<br/>
|
||||
<input type="text" name="creditor5" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #5 ALLEGED:<br/>
|
||||
<input type="text" name="account5" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Medical creditor#6:<br/>
|
||||
<input type="text" name="creditor6" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #6 ALLEGED:<br/>
|
||||
<input type="text" name="account6" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Medical creditor#7:<br/>
|
||||
<input type="text" name="creditor7" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #7 ALLEGED:<br/>
|
||||
<input type="text" name="account7" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-6">
|
||||
Medical creditor#8:<br/>
|
||||
<input type="text" name="creditor8" class="form-control" >
|
||||
</div>
|
||||
|
||||
<div class="col-sm-6">
|
||||
Account #8 ALLEGED:<br/>
|
||||
<input type="text" name="account8" class="form-control" >
|
||||
</div>
|
||||
</div>
|
||||
<hr/>
|
||||
|
||||
<div class="form-group">
|
||||
<div class="col-sm-offset-5 col-sm-7">
|
||||
<button type="submit" class="btn btn-info pull-left">Generate
|
||||
PDF</button>
|
||||
</div>
|
||||
</div>
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
|
||||
</div>
|
||||
<!-- /.box-body -->
|
||||
<div class="box-footer"></div>
|
||||
<!-- /.box-footer -->
|
||||
</form>
|
||||
</div>
|
||||
<!-- /.box -->
|
||||
|
||||
</div>
|
||||
<!--/.col (right) -->
|
||||
</div>
|
||||
<!-- /.row -->
|
||||
|
||||
|
||||
</section>
|
||||
<!-- /.content -->
|
||||
</div>
|
||||
<!-- /.content-wrapper -->
|
||||
<footer class="main-footer">
|
||||
<strong>Copyright © 2019 <a href="#" >R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</a>.
|
||||
</strong> All rights reserved.
|
||||
</footer>
|
||||
<!-- Add the sidebar's background. This div must be placed
|
||||
immediately after the control sidebar -->
|
||||
<div class="control-sidebar-bg"></div>
|
||||
</div>
|
||||
<!-- ./wrapper -->
|
||||
|
||||
<!-- jQuery 2.2.0 -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/jQuery/jQuery-2.2.0.min.js"></script>
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<script src="http://cloud-height.com/RTG/bootstrap/js/bootstrap.min.js"></script>
|
||||
<!-- FastClick -->
|
||||
<script src="http://cloud-height.com/RTG/plugins/fastclick/fastclick.js"></script>
|
||||
<!-- AdminLTE App -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/app.min.js"></script>
|
||||
<!-- AdminLTE for demo purposes -->
|
||||
<script src="http://cloud-height.com/RTG/dist/js/demo.js"></script>
|
||||
</body>
|
||||
</html>
|
||||
86
webroot/V1.0/RTG-med-COLLECTIONS-cra.php
Normal file
86
webroot/V1.0/RTG-med-COLLECTIONS-cra.php
Normal file
@@ -0,0 +1,86 @@
|
||||
<?php
|
||||
|
||||
// Define variables for file names
|
||||
$pdf_name = "RTG-med-COLLECTIONS-cra.pdf";
|
||||
$html_format_name = "RTG-med-COLLECTIONS-cra_FORMAT.html";
|
||||
|
||||
|
||||
//collect required POST form's input
|
||||
$cra_report = $_POST["cra_report"];
|
||||
$first_name = $_POST["first_name"];
|
||||
$last_name = $_POST["last_name"];
|
||||
$street_no = $_POST["street_no"];
|
||||
$street_name = $_POST["street_name"];
|
||||
$city = $_POST["city"];
|
||||
$state = $_POST["state"];
|
||||
$personal_tracking_number = $_POST["personal_tracking_number"];
|
||||
$credit_bureau_name_address = nl2br($_POST["credit_bureau_name_address"]);
|
||||
$sincerely = $_POST["sincerely"];
|
||||
|
||||
|
||||
|
||||
// the unique pdf filename which will be saved on server
|
||||
$file_name = mt_rand(0, 1000).time().'_'.$pdf_name;
|
||||
|
||||
if(isset($cra_report)){
|
||||
|
||||
//get html content from pre defined format
|
||||
$today = date("d M, Y");
|
||||
$html = file_get_contents($html_format_name);
|
||||
|
||||
|
||||
|
||||
$varList = array(
|
||||
'__CRA_REPORT__', '__FIRST_NAME__','__LAST_NAME__','__STREET_NO__','__STREET_NAME__',
|
||||
'__CITY__','__STATE__','__TODAY__','__PERSONAL_TRACKING_NUMBER__',
|
||||
'__credit_bureau_name_address__','__sincerely__'
|
||||
|
||||
);
|
||||
|
||||
|
||||
$valueList = array(
|
||||
$cra_report, $first_name,$last_name,$street_no,$street_name,
|
||||
$city,$state,$today,$personal_tracking_number,
|
||||
$credit_bureau_name_address,$sincerely );
|
||||
|
||||
|
||||
$serialLineHTML = "";
|
||||
|
||||
//Optional Creditors and Dates
|
||||
for($i=1;$i<= 8;$i++){
|
||||
if(isset($_POST["creditor".$i]) && !empty($_POST["creditor".$i])){
|
||||
$creditor[$i] = $_POST["creditor".$i];
|
||||
$account[$i] = $_POST["account".$i];
|
||||
$varList[] = "__creditor".$i."__";
|
||||
$varList[] = "__account".$i."__";
|
||||
$valueList[] = $creditor[$i];
|
||||
$valueList[] = $account[$i];
|
||||
|
||||
$start = "__START".$i."__";
|
||||
$end = "__END".$i."__";
|
||||
|
||||
$html = str_replace(array($start,$end),array("",""),$html);
|
||||
$serialLineHTML .= '<br/>Medical creditor #'.$i.': <span style="background-color: #FFFF00">__creditor'.$i.'__</span> Account #'.$i.' ALLEGED: <span style="background-color: #FFFF00">__account'.$i.'__</span><br/>';
|
||||
|
||||
} else {
|
||||
|
||||
|
||||
$from = strpos($html, "__START".$i."__");
|
||||
$to = strpos($html, "__END".$i."__");
|
||||
|
||||
$html = str_replace(substr($html,$from,($to-$from)+7+strlen($i)),"",$html);
|
||||
}
|
||||
}
|
||||
//replace serial lines
|
||||
$html = str_replace('__SERIAL_LINES__',$serialLineHTML,$html);
|
||||
|
||||
//
|
||||
|
||||
require("../common_file.php");
|
||||
|
||||
} else {
|
||||
$url = "http://".$_SERVER['HTTP_HOST'].$_SERVER['REQUEST_URI']."RTG-711-M2C-Crm-INQUIRY-Letter-for-BUREAUS.html";
|
||||
header("Location:".$url);
|
||||
}
|
||||
|
||||
?>
|
||||
202
webroot/V1.0/RTG-med-COLLECTIONS-cra_FORMAT.html
Normal file
202
webroot/V1.0/RTG-med-COLLECTIONS-cra_FORMAT.html
Normal file
@@ -0,0 +1,202 @@
|
||||
<div>
|
||||
CRA REPORT# <span style="background-color: #FFFF00">__CRA_REPORT__</span> <br/><br/>
|
||||
My First & LAST name,My Street NUMBER & Street NAME ,and My City and State are as Follows:<br/>
|
||||
<span style="background-color: #FFFF00">__FIRST_NAME__ __LAST_NAME__, __STREET_NO__ __STREET_NAME__, __CITY__, __STATE__</span> <br/><br/>
|
||||
|
||||
TODAY IS __TODAY__
|
||||
|
||||
<br/><br/>
|
||||
|
||||
****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE,and MANDATED REPORTED information per FCRA regulations,any and all others I DEMAND,as is my lawful RIGHT(s) to do so,that you annul and and all deficient of any condition,mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information now or ever,please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles.
|
||||
|
||||
|
||||
<br/><br/>
|
||||
|
||||
(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
|
||||
<br/><br/>
|
||||
|
||||
(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights
|
||||
|
||||
<br/><br/>
|
||||
(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/><br/>
|
||||
(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
<br/><br/>
|
||||
(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.
|
||||
|
||||
<br/><br/>
|
||||
(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer right
|
||||
<br/><br/>
|
||||
MY PERSONAL 20-digit TRACKING NUMBER IS: <span style="background-color: #FFFF00">__PERSONAL_TRACKING_NUMBER__</span>
|
||||
<br/><br/>
|
||||
|
||||
<span style="background-color: #FFFF00">__credit_bureau_name_address__</span>
|
||||
<br/><br/>
|
||||
|
||||
Re: alleged yet unproven to be true,correct,complete,timely,mine,my responsibility,FCRA compliant,andor CRSA CDIA Metro 2 COMPLIANT reporting.FEDERAL laws dictate that any and all derogatory or potentially injurious reporting MUST be all of the aforementioned and can NOT BE ASSUMED without undoubted CERTIFIABLE testimonial of FACTs ensuring the physically verifiability of the CONFIRMED manual validation of any item upon a consumer complaint,such as is this notice here and now.Please RETURN to or retain federally lawful reporting with your unwavering and unconditional annulment of every single one even each any and or all of the allegations accused of me deficient of physical evidence to every and all aspects of said claims,be them true or not.
|
||||
<br/>
|
||||
Re:Re::Please remove the medical misinformation immediately!
|
||||
|
||||
<br/><br/>
|
||||
<h2>To whom it might concern, </h2>
|
||||
<br/>
|
||||
|
||||
You are reporting inaccurate and incomplete information in regards to the above noted medical account. I demand that you contact the Medical facility, as I have already done, and demand a validation of the debt (of course they can’t provide the statement at this time). Since they cannot or will not provide an itemized statement for the services, they are clearly in violation of the FCRA and FDCPA. Please complete your investigation of this Medical Collection and remove it because the provider cannot validate the information you are reporting on my credit report.
|
||||
<br/>
|
||||
Might it be known that THIS LETTER of consumer check and challenge for lawful reporting compliance is my officially composed writ formal complaint that you are reporting one or more of the following,ILLEGALLY mind you:
|
||||
<br/>
|
||||
i)Your reporting is unproven to be TRUE,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/>
|
||||
ii)Your reporting is unproven to be Correct (and regulations are CLEAR on accuracy being undoubted and irrefutable),so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge
|
||||
<br/>
|
||||
iii)Your reporting is unproven to be COMPLETE (and regulations are CLEAR on mandates to be fully COMPLETE in the application of exacting and reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/>
|
||||
iv)Your reporting is unproven to be TIMELY (and regulations are CLEAR on mandates to be fully CURRENT and TIMELY in the application of exacting and reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/>
|
||||
v)Your reporting is unproven to be of MY OWNERSHIP(and regulations are CLEAR on mandates to be fully CONFIDENT in the assignment of OWNERSHIP and or even RESPONSIBILITY to any potentially injurious claim in the application of exacting and reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/>
|
||||
vi)Your reporting is unproven to be of MY RESPONSIBILITY(and regulations are CLEAR on mandates to be fully CONFIDENT in the assignment of OWNERSHIP and or even RESPONSIBILITY to any potentially injurious claim in the application of exacting and reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/>
|
||||
vii)Your reporting is unproven to be of FCRA COMPLIANCE (and regulations are CLEAR on mandates to be fully CONFIDENT in the assumption of FULL unmistakable COMPLIANCE to any and all standards of practice as related to the reporting of any potentially injurious claim in the application of exacting and reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/>
|
||||
viii)Your reporting is unproven to be of CRSA enacted CDIA METRO 2 DATA FIELD FORMATTED REGULATORY REPORTING COMPLIANCE (and regulations are CLEAR on mandates to be fully CONFIDENT in the assumption of FULL unmistakable COMPLIANCE to any and all standards of practice as related to the reporting of any potentially injurious claim in the application of exacting and reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.
|
||||
<br/>
|
||||
<br/>
|
||||
OBVIOUSLY,in this Notice for my DECLARATION of CHECK of COMPLIANCE (DOCC) I would like to make known my challenge versus any information by which you fail to present demonstrated PROOF physically to m of the adequate testament of FACTS as related to each and every notation and or aspect of the report allegations, how reported,and the certified Metro 2 Compliance status of any and all entities involved and or tangentially related to the unlawful retaining and reporting of misinformation even beyond my composition of writ complaint compelling you to abide by any and all federal laws and or related regulations within MY STATE. As you might well have concluded ,recently while reviewing my report I found a number of likely mistakes and inaccuracies that you are reporting (again,UNLAWFULLY SO might I add), among the most troubling are listed below (see below) and clearly involves a failure by your firm to maintain reasonable procedures to assure maximum possible accuracy of consumer credit information 15 U.S.C. § 1681. It is with CLARITY that it is UNPROVEN these injurious allegations of VERY severe derogatory nature can not be readily assumed to belong to me.In fact,with your apparent consistency with being extraordinarily INCONSISTENT has to make the question to the actual existence even of this claimed circumstance much less likely being been MIXED onto my credit report by an erroneous reporting error because your company can’t maintain accurate information, either WILLFULLY or in IGNORANCE!REGARDLESS, federal laws and civil courts are CONSISTENT in the REQUISITES of all entities involve regularly with reporting of consumer credit reports to be fully and adequately trained and CERTIFIED METRO 2 COMPLIANT.Any claims from an uncertified agent would certainly grant likelihood the information transferred is NOT QUALIFIED for retaining and or reporting per laws of COMPLIANCE for PROVEN ACCURATE and COMPLETE reporting, INCLUDING the full implementation of Implementation of the CRSA enacted CDIA METRO 2 COMPLIANT data entry standards. The item I believe to be incorrect is listed below. I am also including a copy of how this item is reported BY your credit reporting agency.
|
||||
<br/>
|
||||
Moreover, I recently requested an investigation regarding inaccurate/erroneous items on my credit file that were being reported incorrectly. In the process of investigating this matter on MY OWN INITIATIVE, I have discovered a POTENTIAL PERSONAL DATA BREACH, since my personal privacy NOW appears to have been violated, I am exercising my rights under the FCRA 611 (a) (7) for a description of the procedure used by your agency in providing all information to the creditor associated with my earlier dispute under FCRA 611 (a) .UNMISTAKABLY,Your bureau is now being LAWFULLY COMPELLED by rightful consume DEMAND to provide detailed information in this matter as this matter has escalated into a pending tort action under Telephone Records and Privacy Protection Act of 2006. To be more specific, based on FCRA 611 (a) (2) (B), you WILL forward all of the relevant information provided by you to the creditor for their investigation of my dispute. Please provide me with all of the information you used for your investigation, as required by FCRA 611 (a) (7).Please reply within 10 days or delete the negative items, as originally requested. If you FAIL to respond to this demand and tort notification, your firm will be added to the pending action as complicit in this data breach of my personal information.
|
||||
<br/><br/>
|
||||
1. Tell me in writing what information you refuse to remove and why.
|
||||
<br/><br/>
|
||||
2. Tell me in writing what you did to determine that the information was accurate.
|
||||
<br/><br/>
|
||||
3. Note the information as disputed BY the CONSUMER on my credit report
|
||||
<br/><br/>
|
||||
Per http://www.e-oscar.org/about-e-oscar.aspx, your VERIFICATION service is defined as this:
|
||||
<br/><br/>
|
||||
“e-OSCAR is a web-based, Metro 2 compliant, automated system that enables Data Furnishers (DFs), and Credit Reporting Agencies (CRAs) to create and respond to consumer credit history…” ! That being TRUE, even you REALIZE the requisite to be 100% fully and adequately and EXACTLY correct in your reporting evento the regulatory standards of the Metro 2 data field formatted reporting mandates much more than simply reporting true, accurate and complete. Courts have many times gave precedence that deficient PROOF demonstrated physically to a consumer equates to deficient reporting and elimination of the right to retain said allegations muchmore report it. Due to fact you are either unable or unwilling to compose a writ testifiable certificate of fact to the full trueness,correctness,completeness,timeliness,ownership,responsibility,fcra compliance, compliance to my STATE’s reporting regulations,and PROVEN METRO 2 COMPLIANCE you must eradicate any claims of adversary or derogatory nature. I demand that you immediately and now eliminate the following not proven compliant allegations of mis-information:
|
||||
|
||||
<br/>
|
||||
__SERIAL_LINES__
|
||||
|
||||
<br/>
|
||||
|
||||
According to the Fair Credit Reporting Act, Section 609 (a)(1)(A), you are required by federal law to verify - through the physical verification of the original signed consumer contract - any and all accounts you post on a credit report. Otherwise, anyone paying for your reporting services could fax, mail or email in even a potentially fraudulent account.
|
||||
<br/>
|
||||
According to the provisions of the Fair Credit Reporting Act § 611(a) [15 USC 1681i(a)], these disputed items must be reinvestigated or deleted from my credit record within 30 days. During the investigation period, these items must be removed from my credit report as the mere reporting of items prior todebtvalidationconstitutescollectionactivity. Iamalsorequestingthe names, addresses and telephone numbers of individuals you contacted during your investigation.
|
||||
<br/><br/>
|
||||
Please notify me that the above items have been deleted pursuant to § 611 (a)(6) [15 USC § 1681j (a) (6)]. I am also requesting an updated copy of my credit report, which should be sent to the address listed below. According to the provisions of § 612 [15 USC § 1681j], there should be no charge for this report. If you have any questions or need additional information, please contact me at address noted below. I think 15-20 Days should be ample enough time to get this completed since this is my NOT my first time contacting your organization.
|
||||
<br/><br/>
|
||||
The following claims are UNFOUNDED and as so are ILLEGALLY REPORTING so ERADICATE them each and all RIGHT NOW!
|
||||
<br/><br/>
|
||||
__START1__
|
||||
Medical creditor #1 : <span style="background-color: #FFFF00">__creditor1__</span><br/>
|
||||
ACCOUNT #1 ALLEGED: <span style="background-color: #FFFF00">__account1__</span><br/><br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
|
||||
|
||||
<br/><br/>
|
||||
__END1__
|
||||
|
||||
__START2__
|
||||
|
||||
Medical creditor #2 : <span style="background-color: #FFFF00">__creditor2__</span><br/>
|
||||
ACCOUNT #2 ALLEGED: <span style="background-color: #FFFF00">__account2__ </span> <br/><br/>
|
||||
NOTATION:Collections minus a contract are not proven mine.Please provide all information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit, the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the 426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal identifiers.Delete today,even right NOW!
|
||||
<br/><br/>
|
||||
__END2__
|
||||
|
||||
__START3__
|
||||
Medical creditor #3 : <span style="background-color: #FFFF00">__creditor3__</span><br/>
|
||||
ACCOUNT #3 ALLEGED: <span style="background-color: #FFFF00">__account3__ </span> <br/><br/>
|
||||
NOTATION:Verify and Validate all alleged collection activities accused me above still unproven compliant muchless mine or my responsibility.DELETE NOW in its ENTIRETY or else testify in composition to its wholeness in CERTIFIABLE TRUTH, ACCURACY, TIMELINESS,undoubtable and documented OWNERSHIP, irrefutable RESPONSIBILITY, total COMPLETENESS as related to the requisite reporting standards to INCLUDE any and all METRO 2 DATA FIELD FORMATTED regulatory reporting obligations such as the exact and full 426-character P-6 Segment (statement) along with any and all of its trailing fragments,any and all of the sequential 386 pieces to confirmation of a collection, any and all of the alpha-/ numeric-/and or alphanumeric SOURCE CODES, the credit classification codes, legally and adequately obtained ad reviewed current lawful state photographic identifications,and such as is mandated,whether or not mentioned here and now. Not PERFECTLY COMPLIANT reporting requires immediate eradication of claims,so be it .
|
||||
<br/><br/>
|
||||
__END3__
|
||||
|
||||
__START4__
|
||||
Medical creditor #4 : <span style="background-color: #FFFF00">__creditor4__</span><br/>
|
||||
ACCOUNT #4 ALLEGED: <span style="background-color: #FFFF00">__account4__ </span><br/><br/>
|
||||
NOTATION:Collections minus a contract are not proven mine.Please provide all information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit, the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the 426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal identifiers.Delete today,even right NOW!
|
||||
<br/><br/>
|
||||
__END4__
|
||||
__START5__
|
||||
Medical creditor #5 : <span style="background-color: #FFFF00">__creditor5__</span><br/>
|
||||
ACCOUNT #5 ALLEGED: <span style="background-color: #FFFF00">__account5__ </span><br/><br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
|
||||
<br/><br/>
|
||||
__END5__
|
||||
__START6__
|
||||
Medical creditor #6 : <span style="background-color: #FFFF00">__creditor6__</span><br/>
|
||||
ACCOUNT #6 ALLEGED: <span style="background-color: #FFFF00">__account6__ </span><br/><br/>
|
||||
NOTATION:If not physically irrefutable you are not authorized to retain or report this allegation so annul in brief today even right now or certificate that your testimony proves compliance and accuracy of every and one even each any and all OF THE data aspects.Subterfuge is unlawful,I demand that you return to or retain compliance as mandated and do so without injury AND or prejudices towards me now or thereafter.
|
||||
<br/><br/>
|
||||
__END6__
|
||||
__START7__
|
||||
Medical creditor #7 : <span style="background-color: #FFFF00">__creditor7__</span><br/>
|
||||
ACCOUNT #7 ALLEGED: <span style="background-color: #FFFF00">__account7__ </span><br/><br/>
|
||||
NOTATION:Verify and Validate all alleged collection activities accused me above still unproven compliant muchless mine or my responsibility.DELETE NOW in its ENTIRETY or else testify in composition to its wholeness in CERTIFIABLE TRUTH, ACCURACY, TIMELINESS,undoubtable and documented OWNERSHIP, irrefutable RESPONSIBILITY, total COMPLETENESS as related to the requisite reporting standards to INCLUDE any and all METRO 2 DATA FIELD FORMATTED regulatory reporting obligations such as the exact and full 426-character P-6 Segment (statement) along with any and all of its trailing fragments,any and all of the sequential 386 pieces to confirmation of a collection, any and all of the alpha-/ numeric-/and or alphanumeric SOURCE CODES, the credit classification codes, legally and adequately obtained ad reviewed current lawful state photographic identifications,and such as is mandated,whether or not mentioned here and now. Not PERFECTLY COMPLIANT reporting requires immediate eradication of claims,so be it .
|
||||
<br/><br/>
|
||||
__END7__
|
||||
__START8__
|
||||
Medical creditor #8 : <span style="background-color: #FFFF00">__creditor8__</span><br/>
|
||||
ACCOUNT #8 ALLEGED: <span style="background-color: #FFFF00">__account8__ </span> <br/><br/>
|
||||
NOTATION:Collections minus a contract are not proven mine.Please provide all information concerned with this allegation unproven,including but not limited to every single notation, any and all dates, each audit, the accounting calculations, documented and lawfully acquired identifications, claimed balance of debts , the alpha-/numeric-/and or alphanumeric source codes, all 386 pieces requisite for lawful confirmation to collections,each and all entries in full for the 426-charactered P-6 statement (Segment),the creditor classification codes, and of course the minimal five (5) part personal identifiers.Delete today,even right NOW!
|
||||
<br/><br/>
|
||||
__END8__
|
||||
FURTHER,CONFIRM the five key components of our individual identities in case this data breach becomes yet another case potentially leading to my inclusion as a victim of fraud and or of identity theft duetoYOUR DEFICIENT and NOT PROVEN COMPLIENT RETAINING and or REPORTING of consumer records,particularly that of personal identifiers.. Therefore, I must request that your bureau confirm in writing the following personal information:
|
||||
<br/>
|
||||
1- FULL LEGAL NAME as it Appears on my Credit report <br/>
|
||||
2- Legal Address of Record <br/>
|
||||
3- SSN # (or redacted last 4 digits) <br/>
|
||||
4- Date of Birth <br/>
|
||||
5- Zip Code for my Home Address <br/>
|
||||
<br/>
|
||||
|
||||
The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully complete 426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL IDENTIFIERS to which databasing of alleged tradeline information occurs.Per CRSA,auto-populating ANY data field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is automatic call for deletion due to any and all repeating entry as NULL and VOID.Moreover,the regulatory obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that absolutely accurately and completely includes ALL of the account of allegation(s) specifics!Must be performed in a REAL-TIME browser LOCKDOWN to be lawful.Per CRSA implementation,if a data furnisher fails to respond within20 calendar days,e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being Phase III of the Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or accepted by CRAa.Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit shuffling to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by any consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the minimal five(5) portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation CERTIFIED. Further,this qualifying certification can be REVOLVED by CONSUMER COMPLAINTS per the NYAG Signing Statement.I repeat, to lawfully retain and or report any claim of information,be it an account or any aspect of such,the must be irrefutable fullness in the truth of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of reporting and of the reported allegations, undoubtable ownership, irrefutable responsibility of adverse claims,and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA enacted CDIA Metro 2 data field formatted reporting regulatory standards and obligations to include the 81-month time relevance of account reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL IDENTIFIERS.Further lawful reporting demands that the regulatory compliance rules are applied EVENLY and thoroughly from data provider to consumer credit reporting repository.Accuracy and completeness of all of any and all information,particularly derogatory consumer information,must abide by every and one of current MY state’s reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE standards due to the implementation of the Credit Reporting Settlement Agreement (CRSA.)
|
||||
<br/><br/>
|
||||
Is the Personal Identifier information alleged in the reported 426-character P-SEGMENT true,correct, and complete to standards of CERTIFIED METRO 2 COMPLIANCE?
|
||||
<br/><br/>
|
||||
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the claimed reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any and all of the adversary derogatory accusations injuring me immediately,TODAY even NOW and HERE!
|
||||
<br/><br/>
|
||||
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this declaration would compel me to consult my consumer complaint lawfully to the members of the NCRWG,as undoubtedly reporting not only must be true,timely,and accurate but also in its COMPLETENESS of DATA ENTRY presented to any entity INCLUDING all consumer reporting repositories.
|
||||
<br/><br/>
|
||||
This is a request under FCRA 611 (a) (7) for a description of the procedure used by your agency in providing all information to the creditor associated with my earlier dispute of the validity of the reported late payments from my credit file your bureau provided to me. To be more specific, based on FCRA 611 (a) (2) (B), you were required to forward all of the relevant information provided by you to the creditor for their investigation of my dispute. After contacting the creditor I have been led to believe that THIS did not take place. This is a clear violation of the FCRA and the FCBA.
|
||||
<br/><br/>
|
||||
Please provide me with all of the information you used for your investigation. Please reply within 15 days or delete the negative items, as originally requested.
|
||||
<br/><br/>
|
||||
1. Tell me in writing what information you received from this creditor to support the presence of these supposed late payments.
|
||||
<br/><br/>
|
||||
2. Tell me in writing what you did to determine that the information the creditor provided was accurate.
|
||||
<br/><br/>
|
||||
3. Note how the information was relayed to the creditor and the EXACT information (type/kind) that was provided to your bureau as PROOF of the accuracy of these late payments.
|
||||
<br/><br/>
|
||||
The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully complete 426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL IDENTIFIERS to which databasing of alleged tradeline information occurs.Per CRSA,auto-populating ANY data field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is automatic call for deletion due to any and all repeating entry as NULL and VOID.Moreover,the regulatory obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that absolutely accurately and completely includes ALL of the account of allegation(s) specifics!Must be performed in a REAL-TIME browser LOCKDOWN to be lawful.Per CRSA implementation,if a data furnisher fails to respond within20 calendar days,e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being Phase III of the Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or accepted by CRAa.Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit shuffling to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by any consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the minimal five(5) portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation CERTIFIED. Further,this qualifying certification can be REVOLVED by CONSUMER COMPLAINTS per the NYAG Signing Statement.I repeat, to lawfully retain and or report any claim of information,be it an account or any aspect of such,the must be irrefutable fullness in the truth of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of reporting and of the reported allegations, undoubtable ownership, irrefutable responsibility of adverse claims,and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA enacted CDIA Metro 2 data field formatted reporting regulatory standards and obligations to include the 81-month time relevance of account reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL IDENTIFIERS.Further lawful reporting demands that the regulatory compliance rules are applied EVENLY and thoroughly from data provider to consumer credit reporting repository.Accuracy and completeness of all of any and all information,particularly derogatory consumer information,must abide by every and one of current MY state’s reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE standards due to the implementation of the Credit Reporting Settlement Agreement (CRSA.)
|
||||
<br/><br/>
|
||||
Is the Personal Identifier information alleged in the reported 426-character P-SEGMENT true,correct, and complete to standards of CERTIFIED METRO 2 COMPLIANCE?
|
||||
<br/><br/>
|
||||
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the claimed reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any and all of the adversary derogatory accusations injuring me immediately,TODAY even NOW and HERE!
|
||||
<br/><br/>
|
||||
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this declaration would compel me to consult my consumer complaint lawfully to the members of the NCRWG,as undoubtedly reporting not only must be true,timely,and accurate but also in its COMPLETENESS of DATA ENTRY presented to any entity INCLUDING all consumer reporting repositories.
|
||||
<br/><br/>
|
||||
By the provisions of the Fair Credit Reporting Act and per the standards of reporting compliance implemented with the CRSA enacted CDIA Metro 2 COMPLIANCE regulations, I demand that these above mentioned derogatory items be investigated and permanently removed from my report. It is my understanding that you will recheck these items with the creditor who has posted them. Please remove any information that the creditor cannot verify. I understand that under 15 U.S.C. Sec. 1681i(a), you must complete this reinvestigation within 30 days of receipt of this letter.
|
||||
<br/><br/>
|
||||
Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for this updated report. I also request that you please send notices of corrections to anyone who received my credit report in the past six months.
|
||||
<br/><br/>
|
||||
|
||||
Thank you for your time and help in this matter.
|
||||
<br/><br/>
|
||||
Sincerely,<br/>
|
||||
<span style="background-color: #FFFF00">__sincerely__</span><br/><br/>
|
||||
P.s. My NEXT letter will be a notification of my LOITS!So you no need for a legal dictionary, a LOITS notice is a Letter Of Intent To Suit! You BEST be PROVEN COMPLIANT to ALL requirements and standards of FCRA COMPLIANCE and also of the implemented CRSA enacted CDIA implemented Metro2 Compliance mandates as well. I will demand verification that each employee at your firm which MIGHT have seen or conducted any business on the file you allege mine has been properly trained by a certified and qualified instructor of the Metro 2 data field formatted reporting standards. I am NOT shy in detailing my DOUBTS you can withstand the requisites to survive a court hearing versus me as I leverage your DEFICIENCIES for a slew of victories being awarded a minimum of $1000PER VIOLATION PER TIME,and there certainly appears to be a bucket full.So,let’s do this! Anything OTHER than your letter describing to me that you have already begun or completed the annulment of these unproven claims versus me and have eradicated ENTIRELY any and all aspects of records of what you allege being mine (yeah!) will IMMEDIATE compel me to assume your hostile to my demands of proper reporting and I will assume that your ignorance of appropriate and adequate duties are willful and intentionally injurious. Being such, civil suits are obvious however criminal charges are not out the question, particularly if your chichanary led subterfuge brings forth or allows for damages versus me including fraud and or identity theft due to your willful enablement of it. Impositive I could convince a court of your liabilities to me. WHAT SAY YOU?
|
||||
<br/><br/>
|
||||
Please see enclosed document evidence of my Proof of identification,Proof of residence or mailing address,and Proof of social security number, copy of the medical collection items under challenge as reported on your credit reporting agency’s reports
|
||||
|
||||
</div>
|
||||
35
webroot/V1.0/common_file.php
Normal file
35
webroot/V1.0/common_file.php
Normal file
@@ -0,0 +1,35 @@
|
||||
<?php
|
||||
$html = str_replace($varList,$valueList,$html);
|
||||
|
||||
include("mpdf60/mpdf.php");
|
||||
$mpdf=new mPDF();
|
||||
$mpdf->SetProtection(array("print"));
|
||||
$mpdf->WriteHTML($html);
|
||||
|
||||
if(isset($deletionArray) && !empty($deletionArray)){
|
||||
foreach($deletionArray as $key=>$value){
|
||||
@unlink($value);
|
||||
}
|
||||
}
|
||||
|
||||
|
||||
|
||||
$mpdf->Output($file_name);
|
||||
|
||||
|
||||
|
||||
$fullPath = $file_name;
|
||||
|
||||
header("Cache-Control: public");
|
||||
header("Content-Description: File Transfer");
|
||||
header('Content-disposition: attachment;filename='.basename($fullPath));
|
||||
header("Content-Type: application/pdf");
|
||||
header("Content-Transfer-Encoding: Binary");
|
||||
header('Content-Length: '. filesize($fullPath));
|
||||
ob_implicit_flush(true);
|
||||
ob_clean();
|
||||
flush();
|
||||
readfile($fullPath);
|
||||
@unlink($fullPath);
|
||||
exit;
|
||||
?>
|
||||
225
webroot/V1.0/index.php
Normal file
225
webroot/V1.0/index.php
Normal file
@@ -0,0 +1,225 @@
|
||||
<!DOCTYPE html>
|
||||
<html>
|
||||
<head>
|
||||
<meta charset="utf-8">
|
||||
<meta http-equiv="X-UA-Compatible" content="IE=edge">
|
||||
<title>PDF Generator</title>
|
||||
<!-- Tell the browser to be responsive to screen width -->
|
||||
<meta
|
||||
content="width=device-width, initial-scale=1, maximum-scale=1, user-scalable=no"
|
||||
name="viewport">
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<link rel="stylesheet" href="bootstrap/css/bootstrap.min.css">
|
||||
<!-- Font Awesome -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/4.5.0/css/font-awesome.min.css">
|
||||
<!-- Ionicons -->
|
||||
<link rel="stylesheet"
|
||||
href="https://cdnjs.cloudflare.com/ajax/libs/ionicons/2.0.1/css/ionicons.min.css">
|
||||
<!-- Theme style -->
|
||||
<link rel="stylesheet" href="dist/css/AdminLTE.min.css">
|
||||
<!-- AdminLTE Skins. Choose a skin from the css/skins
|
||||
folder instead of downloading all of them to reduce the load. -->
|
||||
<link rel="stylesheet" href="dist/css/skins/_all-skins.min.css">
|
||||
|
||||
<!-- HTML5 Shim and Respond.js IE8 support of HTML5 elements and media queries -->
|
||||
<!-- WARNING: Respond.js doesn't work if you view the page via file:// -->
|
||||
<!--[if lt IE 9]>
|
||||
<script src="https://oss.maxcdn.com/html5shiv/3.7.3/html5shiv.min.js"></script>
|
||||
<script src="https://oss.maxcdn.com/respond/1.4.2/respond.min.js"></script>
|
||||
<![endif]-->
|
||||
<style>
|
||||
.form-group.required .control-label:before{
|
||||
color: red;
|
||||
content: "*";
|
||||
position: absolute;
|
||||
margin-left: -7px;
|
||||
}
|
||||
|
||||
.form-group{
|
||||
padding-left:20px;
|
||||
|
||||
}
|
||||
form-group {
|
||||
display: list-item;
|
||||
margin-left: 1.3em;
|
||||
list-style-type: circle;
|
||||
}
|
||||
|
||||
</style>
|
||||
</head>
|
||||
<body class="hold-transition skin-blue sidebar-mini">
|
||||
<div class="wrapper" >
|
||||
|
||||
|
||||
|
||||
<!-- Content Wrapper. Contains page content -->
|
||||
<div class="content-wrapper">
|
||||
<!-- Content Header (Page header) -->
|
||||
<section class="content-header">
|
||||
<h1>R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</h1>
|
||||
<ol class="breadcrumb">
|
||||
<li><a href="#"><i class="fa fa-dashboard"></i> Home</a></li>
|
||||
<li class="active">PDF Generator</li>
|
||||
</ol>
|
||||
</section>
|
||||
|
||||
<!-- Main content -->
|
||||
<section class="content">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-12">
|
||||
<!-- Horizontal Form -->
|
||||
<div class="box box-info">
|
||||
<div class="box-header with-border">
|
||||
<h3 class="box-title"> Please click the link below to generate PDF</h3>
|
||||
</div>
|
||||
<!-- /.box-header -->
|
||||
<!-- form start -->
|
||||
<form class="form-horizontal" method="post" action="gtg-15-CrackerJack-Bureau-M2C-Method-letter-for-FIRST-ROUND-ATTACKS-contesting-FCRA-and-Metro-2-for-COMPLIANCE-Proof.php">
|
||||
<div class="box-body">
|
||||
<div class="row">
|
||||
|
||||
<!-- right column -->
|
||||
<div class="col-md-12">
|
||||
<div class="form-group">
|
||||
<a target="blank" href="RTG-15-CrackerJack-Bureau-M2C-Method-letter-for-FIRST-ROUND-ATTACKS-contesting-FCRA-and-Metro-2-for-COMPLIANCE-Proof.html">RTG-15-CrackerJack-Bureau-M2C-Method-letter-for-FIRST-ROUND-ATTACKS-contesting-FCRA-and-Metro-2-for-COMPLIANCE-Proof</a>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<a target="blank" href="RTG-711-M2C-Crm-INQUIRY-Letter-for-BUREAUS.html">RTG-711-M2C-Crm-INQUIRY-Letter-for-BUREAUS</a>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<a target="blank" href="RTG-CHARGEOFF-creditor-M2C-CRM-LETTER-ONLY.html">RTG-CHARGEOFF-creditor-M2C-CRM-LETTER-ONLY</a>
|
||||
</div>
|
||||
<div class="form-group">
|
||||
<a target="blank" href="RTG-CHARGE-OFF-M2C-CRM-LETTER-1.html">RTG-CHARGE-OFF-M2C-CRM-LETTER-1</a>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<a target="blank" href="RTG-cra-Judgments-M2CMethod.html">RTG-cra-Judgments-M2CMethod</a>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<a target="blank" href="RTG-cra-LATE-PAYMENTs-12-pack-BUREAUs-M2C-Method.html">RTG-cra-LATE-PAYMENTs-12-pack-BUREAUs-M2C-Method</a>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<a target="blank" href="RTG-med-COLLECTIONS-cra.html">RTG-med-COLLECTIONS-cra</a>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<a target="blank" href="RTG-NM-COLLECTIONS-CRAs-M2C-CRM-LETTER-ONLY.html">RTG-NM-COLLECTIONS-CRAs-M2C-CRM-LETTER-ONLY</a>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<a target="blank" href="RTG-NM-COLLECTIONS-creditor-M2C-CRM-LETTER-ONLY.html">RTG-NM-COLLECTIONS-creditor-M2C-CRM-LETTER-ONLY</a>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<a target="blank" href="RTG-SL-CRA-SMART-BOMB-M2C-Method-for-Student-Loans-FIRST-round-OR-after-you-used-a-killing-fields-letter.html">RTG-SL-CRA-SMART-BOMB-M2C-Method-for-Student-Loans-FIRST-round-OR-after-you-used-a-killing-fields-letter</a>
|
||||
</div>
|
||||
|
||||
<hr/>
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<a target="blank" href="RTG-V1S1-HiDC-letter-Creditor-Inquiry-Letter-Volume-1-Step-1-RTG-letter.html">RTG-V1S1-HiDC-letter-Creditor-Inquiry-Letter-Volume-1-Step-1-RTG-letter</a>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<a target="blank" href="RTG-V1S2-SEA-11-for-experian-inquiries-VOLUME-1-Step-2.html">RTG-V1S2-SEA-11-for-experian-inquiries-VOLUME-1-Step-2</a>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<a target="blank" href="RTG-V1S3b-TransUnion-Inquiries-LETTER-after-doing-V1S3a-FIRST-which-is-the-so-called-TU-glitch-2016-2017.html">RTG-V1S3b-TransUnion-Inquiries-LETTER-after-doing-V1S3a-FIRST-which-is-the-so-called-TU-glitch-2016-2017</a>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<a target="blank" href="RTG-V1S4-Equifax-Bureau-Inquiries-LETTER-Volume-1-Step-4-for-direct-Equifax-bureau-attack-for-alleged-inquiries.html">RTG-V1S4-Equifax-Bureau-Inquiries-LETTER-Volume-1-Step-4-for-direct-Equifax-bureau-attack-for-alleged-inquiries</a>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<a target="blank" href="RTG-V1S5-LatePayment-to-Creditor-or-Data-Furnisher-attack-LETTER.html">RTG-V1S5-LatePayment-to-Creditor-or-Data-Furnisher-attack-LETTER</a>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<a target="blank" href="RTG-V1S6-Late-Payments-BUREAUS-Volume-1-Step-6-attackto-bureaus-for-LATE-PAYMENTS.html">RTG-V1S6-Late-Payments-BUREAUS-Volume-1-Step-6-attackto-bureaus-for-LATE-PAYMENTS</a>
|
||||
</div>
|
||||
|
||||
|
||||
<div class="form-group">
|
||||
<a target="blank" href="RTG-V1S7-creditor-GENERAL-attack.html">RTG-V1S7-creditor-GENERAL-attack</a>
|
||||
</div>
|
||||
|
||||
<div class="form-group">
|
||||
<a target="blank" href="RTG-V1S8-General-Attack-to-BUREAUS-Untrue-or-Inaccurate-or-incomplete-Information.html">RTG-V1S8-General-Attack-to-BUREAUS-Untrue-or-Inaccurate-or-incomplete-Information</a>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
</div>
|
||||
</div>
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
|
||||
</div>
|
||||
<!-- /.box-body -->
|
||||
<div class="box-footer"></div>
|
||||
<!-- /.box-footer -->
|
||||
</form>
|
||||
</div>
|
||||
<!-- /.box -->
|
||||
|
||||
</div>
|
||||
<!--/.col (right) -->
|
||||
</div>
|
||||
<!-- /.row -->
|
||||
|
||||
|
||||
</section>
|
||||
<!-- /.content -->
|
||||
</div>
|
||||
<!-- /.content-wrapper -->
|
||||
<footer class="main-footer">
|
||||
<strong>Copyright © 2019 <a href="#" >R.T.G M.2.M. Letter generator by M.2.C Academy - V1.0</a>.
|
||||
</strong> All rights reserved.
|
||||
</footer>
|
||||
<!-- Add the sidebar's background. This div must be placed
|
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immediately after the control sidebar -->
|
||||
<div class="control-sidebar-bg"></div>
|
||||
</div>
|
||||
<!-- ./wrapper -->
|
||||
|
||||
<!-- jQuery 2.2.0 -->
|
||||
<script src="plugins/jQuery/jQuery-2.2.0.min.js"></script>
|
||||
<!-- Bootstrap 3.3.6 -->
|
||||
<script src="bootstrap/js/bootstrap.min.js"></script>
|
||||
<!-- FastClick -->
|
||||
<script src="plugins/fastclick/fastclick.js"></script>
|
||||
<!-- AdminLTE App -->
|
||||
<script src="dist/js/app.min.js"></script>
|
||||
<!-- AdminLTE for demo purposes -->
|
||||
<script src="dist/js/demo.js"></script>
|
||||
</body>
|
||||
</html>
|
||||
Reference in New Issue
Block a user