*I DO NOT HAVE nor desire reported ANY OTHER FEDERALLY REQUISITE PERSONAL IDENTIFIER INFORMATION so here now move to DELETE any and all OTHER personal identifier information that might be reporting despite my objection without right of law to retain authority to report any data much less personal information that is insufficient of verifiability, validity, timeliness, or certified compliance of reporting there more! The only personal identifier information I grant you authority to report and or retain is EXACTLY as I have submitted above and in no manner else wise!
RE: Notice of currently reported injurious claim(s) unproven yet to be factually and physically validated true , correct, complete, timely, and certifiably metro 2 format compliant! These claims are requested check for requisites and immediately removed from reporting so to ensure lawful compliant reporting of ONLY factually true correct complete timely validated and certified allegations!
Please note that the FDCPA has been violated by mischaracterizing this alleged debt in your attempts to collect.
You referenced a “loan” balance in your letter derelict letter sent to me previously ( I suppose as your attempt to validate debt?) when in fact the laws governing the alleged contract clearly state this as a credit sale. No loan has taken place between anyone involved in the alleged agreement. The alleged debtor is not a borrower nor have they been loaned any goods or advanced any money by the alleged creditor. Your reporting is not only deceptively misleading it is also substantially absent requisite conditional verifiability, validity (as related to document evidence in support of physical proof of truth , correctness, and completeness of claim) , and certifiability (to Metro 2 Format as example). Per my state’s applicable reporting and or collection laws and per federal standards similar, no claim derelict may be retained much less reported so REMOVE FROM REPORTING this claim of repossession right now, any furtherance is assumed to be your willful disregard of requisites to report and intentional harassment or even extortion under threat of financial injury(ies). The claim(s) below noted are unlawful and require deletion today, even here and now so do so immediately:
Under the laws of my state (and yours even) and UCC § 9.506 as well as State RISA and MVISA statuses, a deficiency can not be claimed unless all of the required notices were properly and timely given, and all of the allowable redemption and cure time limits were adhered too.
I demand proof that the repossession of the subject vehicle was legal in accordance with the following UCC:
· 9-506. EFFECT OF ERRORS OR OMISSIONS.
· 9-611. NOTIFICATION BEFORE DISPOSITION OF COLLATERAL
· 9-612. TIMELINESS OF NOTIFICATION BEFORE DISPOSITION OF COLLATERAL.
· 9-613. CONTENTS AND FORM OF NOTIFICATION BEFORE DISPOSITION OF COLLATERAL
You are required to provide me copies of the legal notices and proof of the commercially reasonable manner of the notification and resale of the subject vehicle.
If no such proof is provided within 15 days from receipt of this certified mail notice, the alleged claim of the deficiency will be considered null and void, and any continued collection activities, or continued reporting of this invalid claim on my credit reports will be considered a violation of the FDCPA and FCRA.
In addition, if you singularly or severally fail to comply with the above requests, I reserved the right to seek damages against all parties, under all available State and Federal statutes and including but not limited to UCC § 9-625 remedies.
Furthermore, you are hereby notified that a no point in time and under no circumstances is your company; and employee of your company; a representative for your company or affiliates are to contact me or any family members by any means other than the US Postal mail system. Again, I DEMAND (not REQUEST) that you delete this from my credit reports and desist in your collection efforts, or I will escalate my complaint, demands, defenses and/or claims with my attorney(ies).
In Just Sincerity I leave,
Sincerely,
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