Notice of Intent to Sue
(if you fail to act accordingly in response to this again applied CONSUMER DECLARATION of CHECK of CERTIFIED COMPLIANT and PHYSICALLY VERIFIABLE REPORTED INFORMATION with DEMAND to remove DEFICIENCIES!
@endsection @section ('content')My current Legally acquired lawful Social Security Number last four is and only is {{$universal['ssn']}}
**I DO NOT AUTHORIZE any entity to retain or report ANY INFORMATION, true or not, of which is not EACH OF being physically validated and certified as entirely TRUE,CORRECT,COMPLETE,TIMELY, of my undoubted ownership, of my undeniable responsibility, COMPLIANTLY reported to every aspect of any and all applicable regulations and laws including the mandatory METRO 2 format compliance standards, and IRREFUTABLE in its CERTIFICATE as such. That said, ANY PERSONAL IDENTIFIERS not matching the above noted inserted data MUST be immediately discarded, do so here and now!
My Personal Tracking Number is {{$universal['p_tracking_number']}}
TO: (as your DATA FURNISHER NAME AND ADDRESS as appears on my credit reports) {{$destination}}
RE: DEMAND for PERFECT and PROVEN COMPLIANT REPORTING even to the REQUISITES of the METRO 2 format compliance standards i.e. my Consumer DEMAND to have NO DEROGATORY INFORMATION reporting UNLESS it is, as REQUIRED by LAWS, PROVEN fully TRUE, CORRECT, COMPLETE and CERTIFIED COMPLIANT in reporting of that derogatory and or any aspect of it. I DEMAND IMMEDIATE deletion of any NOT TESTIMONIAL as perfectly and fully physically VERIFIED and CERTIFIED as such.
Per standards of reporting and regulations of lawful reporting you MUST REMOVE IMMEDUATELY FROM REPORTING the following deficiency(ies) of current reporting which includes at least:
@include('lg.pdf.partial.content')If you so elect to ignore my demand then you are REQUIRED BY STATE and FEDERAL REPORTING MANDATES to undeniably and AFFIRMLY ATTEST THAT THIS POTENTIALLY FALSE ALLEGATION IS INDEED MINE OR DELETE IT AND OR EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF THE PHYSICALLY UNDEMONSTRATED AND CERTIFIED TRUE,ACCURATE,COMPLETE,TIMELY AND COMPLIANT NOTATIONS, DATES, BALANCES, CALCULATIONS, INVOICES, AGREEMENTS, DOCUMENTED IDENTITIES, IDENTIFIERS,SOURCE CODES,PIECES TO CONFIRMATION,AND ALL 426 CHARACTERS OF THE FORMAT FIELDED P6 STATEMENT.IT IS UNLAWFUL AND FURTHER YOU ARE UNAUTHORIZED TO UNETHICALLY AND INFRINGING RETAIN, REPORT, RESALE,RETURN,REUSE,OR OTHERWISE DO ANYTHING OF SUBTERFUGE FOR THIS ACCUSATION OR ANY PORTION THEREOF SO DELETE RIGHT NOW AND RIGHT HERE! Please be aware that I initially requested that you validate this debt per FDCPA §809 and Arizona Administrative Code R20-4-1514 on MONTH DAY, YEAR. You have received multiple written reminders of this obligation for which were sent registered mail and I hold return receipts for. In these letters I also invoked my right to a direct dispute per FCRA §623(a)(8)(D), Responsibilities of furnishers of information to consumer reporting agencies
(8) Ability of Consumer to Dispute Information Directly with Furnisher See also 16 CFR Part 660.4 74 Fed. Reg. 31484 (07/01/09)
(D) Submitting a notice of dispute. A consumer who seeks to dispute the accuracy of information shall provide a dispute notice directly to such person at the address specified by the person for such notices that – (i) identifies the specific information that is being disputed; (ii) explains the basis for the dispute; and (iii) includes all supporting documentation required by the furnisher to substantiate the basis of the dispute.
AND
16 CFR 660.4 ( per the link of https://www.law.cornell.edu/cfr/text/16/660.4 )
(a)General rule. Except as otherwise provided in this section, a furnisher must conduct a reasonable investigation of a direct dispute if it relates to:
(1) The consumer's liability for a credit account or other debt with the furnisher, such as direct disputes relating to whether there is or has been identity theft or fraud against the consumer, whether there is individual or joint liability on an account, or whether the consumer is an authorized user of a credit account;
(2) The terms of a credit account or other debt with the furnisher, such as direct disputes relating to the type of account, principal balance, scheduled payment amount on an account, or the amount of the credit limit on an open-end account;
(3) The consumer's performance or other conduct concerning an account or other relationship with the furnisher, such as direct disputes relating to the current payment status, high balance, date a payment was made, the amount of a payment made, or the date an account was opened or closed; or
(4) Any other information contained in a consumer report regarding an account or other relationship with the furnisher that bears on the consumer's creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living.
(b)Exceptions. The requirements of paragraph (a) of this section do not apply to a furnisher if:
(1) The direct dispute relates to:
(i) The consumer's identifying information (other than a direct dispute relating to a consumer's liability for a credit account or other debt with the furnisher, as provided in paragraph (a)(1) of this section) such as name(s), date of birth, Social Security number, telephone number(s), or address(es);
(ii) The identity of past or present employers;
(iii) Inquiries or requests for a consumer report;
(iv) Information derived from public records, such as judgments, bankruptcies, liens, and other legal matters (unless provided by a furnisher with an account or other relationship with the consumer);
(v) Information related to fraud alerts or active duty alerts; or
(vi) Information provided to a consumer reporting agency by another furnisher; or
(2) The furnisher has a reasonable belief that the direct dispute is submitted by, is prepared on behalf of the consumer by, or is submitted on a form supplied to the consumer by, a credit repair organization, as defined in 15 U.S.C. 1679a(3), or an entity that would be a credit repair organization, but for 15 U.S.C. 1679a(3)(B)(i).
(c)Direct dispute address. A furnisher is required to investigate a direct dispute only if a consumer submits a dispute notice to the furnisher at:
(1) The address of a furnisher provided by a furnisher and set forth on a consumer report relating to the consumer;
(2) An address clearly and conspicuously specified by the furnisher for submitting direct disputes that is provided to the consumer in writing or electronically (if the consumer has agreed to the electronic delivery of information from the furnisher); or
(3) Any business address of the furnisher if the furnisher has not so specified and provided an address for submitting direct disputes under paragraphs (c)(1) or (2) of this section.
(d)Direct dispute notice contents. A dispute notice must include:
(1) Sufficient information to identify the account or other relationship that is in dispute, such as an account number and the name, address, and telephone number of the consumer, if applicable;
(2) The specific information that the consumer is disputing and an explanation of the basis for the dispute; and
(3) All supporting documentation or other information reasonably required by the furnisher to substantiate the basis of the dispute. This documentation may include, for example: a copy of the relevant portion of the consumer report that contains the allegedly inaccurate information; a police report; a fraud or identity theft affidavit; a court order; or account statements.
(e)Duty of furnisher after receiving a direct dispute notice. After receiving a dispute notice from a consumer pursuant to paragraphs (c) and (d) of this section, the furnisher must:
(1) Conduct a reasonable investigation with respect to the disputed information;
(2) Review all relevant information provided by the consumer with the dispute notice;
(3) Complete its investigation of the dispute and report the results of the investigation to the consumer before the expiration of the period under section 611(a)(1) of the Fair Credit Reporting Act (15 U.S.C. 1681i(a)(1)) within which a consumer reporting agency would be required to complete its action if the consumer had elected to dispute the information under that section; and
(4) If the investigation finds that the information reported was inaccurate, promptly notify each consumer reporting agency to which the furnisher provided inaccurate information of that determination and provide to the consumer reporting agency any correction to that information that is necessary to make the information provided by the furnisher accurate.
(f)Frivolous or irrelevant disputes.
(1) A furnisher is not required to investigate a direct dispute if the furnisher has reasonably determined that the dispute is frivolous or irrelevant. A dispute qualifies as frivolous or irrelevant if:
(i) The consumer did not provide sufficient information to investigate the disputed information as required by paragraph (d) of this section;
(ii) The direct dispute is substantially the same as a dispute previously submitted by or on behalf of the consumer, either directly to the furnisher or through a consumer reporting agency, with respect to which the furnisher has already satisfied the applicable requirements of the Act or this section; provided, however, that a direct dispute is not substantially the same as a dispute previously submitted if the dispute includes information listed in paragraph (d) of this section that had not previously been provided to the furnisher; or
(iii) The furnisher is not required to investigate the direct dispute because one or more of the exceptions listed in paragraph (b) of this section applies.
(2)Notice of determination. Upon making a determination that a dispute is frivolous or irrelevant, the furnisher must notify the consumer of the determination not later than five business days after making the determination, by mail or, if authorized by the consumer for that purpose, by any other means available to the furnisher.
(3)Contents of notice of determination that a dispute is frivolous or irrelevant. A notice of determination that a dispute is frivolous or irrelevant must include the reasons for such determination and identify any information required to investigate the disputed information, which notice may consist of a standardized form describing the general nature of such information.
Per CRSA enacted, CDIA implemented laws, any and all not yet demonstrated factual and compliantly reported data should and must be deleted if not undeniably evident in its documented physically verifiable validated and Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant.
FINALLY, Do not confuse my credit file with people of similar name, address or SSN. Verify all identifying information. ALL claims, true or not ,must be proven to be currently and fully TRUE, CORRECT, COMPLETE,TIMELY, of my OWNERSHIP ,of my
RESPONSIBILITY, and or compliant to any and all applicable reporting laws and requisite standards, which is currently the FCBA, FCRA, FDCPA,METRO 2 COMPLIANCE STANDARDS and others. Per laws and requisite reporting standards you or any entity are in infringement of my rights should you continue to retain and or report any chicanery based subterfuge even upon my declaration of a composed consumer complaint so eradicate immediately and in entirety any and all allegations which are not demonstrated in clarity to be true, correct, complete, timely, mine, my responsibility ,or else wise fully compliant !
In GENUINE SINCERITY,