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     <p>RE:  Consumer Notice to PHYSICALLY CHECK for complete and CERTIFIED COMPLIANCE of reporting ensuring that any and all claims of delinquency, derogatoriness, and or inquiry are factually proven fully TRUE, CORRECT, COMPLETE, TIMELY, and or elsewise VALID as reported and additionally as mandatory ensure that any injurious claim is PERFECT and COMPLETE in its CERTIFIED METRO 2 FORMAT REPORTING COMPLIANCE! Compliant reporting of ONLY TRUE ACCURATE COMPLETE VERIFIABLY VALID and CERTIFIED as such is a MINIMAL REQUISITE of lawful reporting NOT AN OPTIONAL ONE! I as well use this notice to contest ignorant or elsewise deficient allegations regardless of reason of dereliction. My notice here serves as my OFFICIALLY WRIT notification of my lawful consumer CHALLENGE to not yet substantiated claims as regards to REPORT-ABILITY, not a consideration of the claim(s) reality of collect-ability or not! </p>
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    <h1 class="span-ul2">To Whom it Concerns,</h1>
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    <p >This letter legally serves as OFFICIAL Notice of my official writ composed DECLARATION of Not Proven Compliant Misinformation that is either or all of the following: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction- ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting!​I have become aware of some mystifying still unknown credit inquiries on my credit report. I here now compel you to eliminate the(se) unlawful unproven claims versus me. This consumer complaint challenging the(se) allegation(s) is done so under various consumer protection laws and standards of practice, such as FCRA 611(a)(7) which specifically mandates procedural description(s) utilized by you in the providing and obtaining this inquiry record, including if this was obtained by a third-party Information Broker and thereafter sold to your firm. I have contacted EACH of the creditors behind these erroneous Inquiries’ and was informed that because the Inquiry was made via the internet, they have NO record of an application being made BY ME! I have been advised by attorneys that this inquiry record that you are reporting is a violation of the FCRA and the FDCPA and cannot be reported. Please delete them immediately! The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully complete 426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL IDENTIFIERS to which databasing of alleged tradeline information occurs. Per CRSA, auto-populating ANY data field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is automatic call for deletion due to any and all repeating entry as NULL and VOID. Moreover, the regulatory obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that absolutely accurately and completely includes ALL of the account of allegation(s) specifics! Must be performed in a REAL-TIME browser LOCKDOWN to be lawful. Per CRSA implementation, if a data furnisher fails to respond within20 calendar days, e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being Phase III of the Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or accepted by CRAs. Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS coding for a RESPONSE, please certificate in testimonial fact to this occurring. Submit/re-submit shuffling to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by any consumer credit reporting agency. Metro 2 compliance requires exacting P-segment, to include the minimal five(5) portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment. Per the CRSA, any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation CERTIFIED. Further, this qualifying certification can be REVOLVED by CONSUMER COMPLAINTS per the NYAG Signing Statement. I repeat, to lawfully retain and or report any claim of information, be it an account or any aspect of such, there must be irrefutable fullness in the truth of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of reporting and of the reported allegations, undoubtable ownership,
    irrefutable responsibility of adverse claims, and or adequate and complete INFORMATIONAL
    COMPLIANCE to the CRSA enacted CDIA Metro 2 data field formatted reporting
    regulatory standards and obligations to include the 81-month time relevance of
    account reported/ how reported/when reported, PRESENT and RELEVANT PERSONAL
    IDENTIFIERS. Further lawful reporting demands that the regulatory compliance
    rules are applied EVENLY and thoroughly from data provider to consumer credit
    reporting repository. Accuracy and completeness of all of any and all
    information, particularly derogatory consumer information, must abide by every
    and one of current MY state’s reporting regulations as well as those of federal
    laws ,even the CDIA METRO 2 COMPLIANCE standards due to the implementation of
    the Credit Reporting Settlement Agreement (CRSA). The below noted issue(s) is
    at a minimum QUESTIONABLE in its reporting if not altogether unlawfully
    deficient of being factually CERTIFIED COMPLIANTLY reported even as related to
    the mandatory perfect and complete Metro 2 Format reporting compliance of
    allegations that have been otherwise documented and physically verified absolutely
    true as reported, accurate as reported, timely in its reporting(s), complete in
    accordance to reporting requisites, and or undeniably proven valid exactly as
    reported and not deficient in any manner, mentioned here or not! Delete now or
    REMOVE FROM REPORTING the following injurious claim(s) versus me:</p>

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    <p>To date the above inquiry(ies) alleged have NOT been demonstrated with adequate demonstration of required PHYSICALLY VERIFIED PROOF OF THE ADEQUATE and LAWFULLY ACQUIRED PERMISSIBLE PURPOSE as result of report review requested by myself and or any person, persons, or entity else wise legally with the rights of Permissible purpose above and or beyond my knowledge and or authority. Being DEFICIENT of mandatorily documented Permissible Purpose from the exact and identified me , the allegation of inquiry(ies) can not be assumed COMPLIANTLY REPORTED nor any direct and or indirect injurious account claims assumed COMPLAINTLY reported. Further, given the above suggested deficiencies, any assumption(s) of verifiability much less validity of claim(s) can not be assumed factual, and I here now today DEMAND total and permanent ERADICATION of the flawed reported inquiry(ies) and any and all allegations of injurious account reporting(s) there by associated, directly or indirectly, mentioned here or not, true or not because CERTIFIABLY COMPLIANT REPORTING OF ONLY PHYSICALLY VERIFIED TRUE CORRECT COMPLETE and fully VALIDATED claims is the LAW and STANDARD OF ACCEPTABLE LAWFUL REPORTING PRACTICES. You now any entity has the right to be derelict in reporting and you can NOT justifiably retain any suspect or deficient information, particularly claims contested by the injured consumer such as I am doing here and now! <br>In advanced I thank you for your willing action to return to total compliance of reporting,</p>
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    <h2 >In Genuine Sincerity I close,</h2>
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