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       <p>RE:  Consumer Notice to PHYSICALLY CHECK for complete and CERTIFIED COMPLIANCE of reporting ensuring that any and all claims of delinquency, derogatoriness, and or inquiry are factually proven fully TRUE, CORRECT, COMPLETE, TIMELY, and or elsewise VALID as reported and additionally as mandatory ensure that any injurious claim is PERFECT and COMPLETE in its CERTIFIED METRO 2 FORMAT REPORTING COMPLIANCE! Compliant reporting of ONLY TRUE ACCURATE COMPLETE VERIFIABLY VALID and CERTIFIED as such is a MINIMAL REQUISITE of lawful reporting NOT AN OPTIONAL ONE! I as well use this notice to contest ignorant or elsewise deficient allegations regardless of reason of dereliction. My notice here serves as my OFFICIALLY WRIT notification of my lawful consumer CHALLENGE to not yet substantiated claims as regards to REPORT-ABILITY, not a consideration of the claim(s) reality of collect-ability or not!  </p>
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      <h1 class="span-ul3">To Whom it Concerns,</h1>
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      <p >Per my state’s reporting laws and per applicable federal reporting laws and standards of compliant reporting, any deficiently reported claim requested checked for surety of facts shall be fully vetted through a reasonable investigation confirming the perfect reporting(s). Any allegation, true or not, which is unable or is untimely in its demonstration of being proven factually compliant and undoubtedly physically verified as being each of fully true as reported, correct as reported, complete as reported, timely in its reporting, of a known responsibility and ownership as reported, and or else wise validated exactly as reported to include its mandatory perfect and complete certifiably compliant  Metro 2 Format reporting MUST BE REMOVED FROM REPORTING IMMEDIATELY and PERMANENTLY as it is unlawful to retain any flawed or questionable accusation. Being true, I demand today, even here and now that you eradicate fully reporting of and the attempted collection of your currently questionably  claimed item(s) of injurious reporting. Failure to do so amounts to unfair illegal harassment and I will seek a monetary resolution and relief render via a court nearest me! Delete as follows:</p>

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      <p>****Even BEFORE WE BEGIN,TAKE CLEAR NOTICE THAT I AM AN EDUCATED AND LEARNED STUDENT OF REPORTING STANDARDS concerning MY CONSUMER AND ALSO MY CIVIL RIGHTS,LITIGATION IS NOT MY ENEMY BUT MY ALLI .If you are confused as to the legal ramifications OF BEING DEFICIENT OF NOT ONLY COMPLIANCE BUT PROVEN COMPLIANCE AS WELL MUCH LESS TRUE,ACCURATE AND COMPLETE REPORTING, I suggest you consult immediately with your legal counsel prior to your erroneous decision to counter me minus adequate documentation of every single one even each any and or all of the aspects, notations, and fragments of allegations accused of me as you have currently reporting ILLEGALLY! . This letter is your formal notice to cease and desist all collection activities in regard to the above account. The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully complete 426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL IDENTIFIERS to which databasing of alleged tradeline information occurs. Per CRSA, auto-populating ANY data field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is automatic call for deletion due to any and all repeating entry as NULL and VOID. Moreover, the regulatory obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that absolutely accurately and completely includes ALL of the account of allegation(s) specifics! Must be performed in a REAL-TIME browser LOCKDOWN to be lawful. Per CRSA implementation, if a data furnisher fails to respond within 20 calendar days, e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being at or beyond the Phase III of the Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or accepted by CRAs. Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS coding for a RESPONSE, please certificate in testimonial fact to this occurring. Submit/re-submit shuffling to populate the metro 2 data fields are illegal. By ignoring my legal validation request your firm is in direct violation of the FDCPA. Responsible, Lawful, ethical, and compliant consumer credit reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by any consumer credit reporting agency. Metro 2 compliance requires exacting P-segment, to include the minimal five(5) portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment. Per the CRSA, any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation CERTIFIED. Further, this qualifying certification can be REVOLVED by CONSUMER COMPLAINTS per the NYAG Signing Statement. I repeat, to lawfully retain and or report any claim of information, be it an account or any aspect of such, the must be irrefutable fullness in the truth of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of reporting and of the reported allegations, undoubtable ownership, irrefutable responsibility of adverse claims, and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA enacted CDIA Metro 2 data field formatted reporting regulatory standards and obligations to include the 81-month time relevance of account reported/ how reported/when reported, PRESENT and RELEVANT PERSONAL IDENTIFIERS. Further lawful reporting demands that the regulatory compliance rules are applied EVENLY and thoroughly from data provider to consumer credit reporting repository. Accuracy and completeness of all of any and all information, particularly derogatory consumer information, must abide by every and one of current MY state’s reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE standards due to the implementation of the Credit Reporting Settlement Agreement (CRSA.)</p>
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        Is the Personal Identifier information alleged in the reported 426-character P-SEGMENT true, correct, and complete to standards of CERTIFIED METRO 2 COMPLIANCE?
        ð  Please demonstrate adequate proof of precisely true, accurate, and applicable
        VALIDATION of the claimed reported CREDITOR CLASSIFICATION CODES or eradicate
        every single one and each any and all of the adversary derogatory accusations injuring me immediately, TODAY even NOW and HERE!
         Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this declaration would compel me to consult my consumer complaint lawfully
        to the members of the NCRWG, as undoubtedly reporting not only must be true, timely, and accurate but also in its COMPLETENESS of DATA ENTRY presented to any entity INCLUDING all consumerreporting repositories.<br>
        If your firm does not COMPLY in writing to this CEASE and DESIST notice within 5 days
        as demanded I will not hesitate to bring suit against your firm in this matter
        as in the example of Mey v. RFA aka RELIANT FINANCIAL ASSOCIATES By the
        provisions of the Fair Credit Reporting Act and per the standards of reporting
        compliance implemented with the CRSA enacted CDIA Metro 2 COMPLIANCE
        regulations, I demand that these above mentioned derogatory items be
        investigated and permanently removed from my report. It is my understanding
        that you will recheck these items with the creditor who has posted them. Please
        remove any information that the creditor cannot verify. I understand that under
        15 U.S.C. Sec. 1681i(a), you must complete this reinvestigation within 30 days of receipt of this letter.
        I additionally REQUEST that you please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for this updated report. I also request that you please send notices of corrections to anyone who received my credit report in the past six months.
        Thank you
        for your time and help in this matter.
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      <h4 >Sincerely,</h4>
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      <p>My NEXT letter will be a notification of my LOITS notice! So, you no need for a legal dictionary, a LOITS notice is a Letter of Intent To Suit! To be clear and frank, You BEST be PROVEN COMPLIANT to ALL requirements and standards of FCRA COMPLIANCE and also of the implemented CRSA enacted CDIA implemented Metro2 Compliance mandates as well. I will demand verification that each employee at your firm which MIGHT have seen or conducted any business on the file you allege mine has been properly trained by a certified and qualified instructor of the Metro 2 data field formatted reporting standards. I am NOT shy in detailing my DOUBTS you can withstand the requisites to survive a court hearing versus me as I leverage your DEFICIENCIES for a slew of victories being awarded a minimum of $1000PER VIOLATION PER TIME, and there certainly appears to be a bucket full. So, let’s do this! Anything OTHER than your letter describing to me that you have already begun or completed the annulment of these unproven claims versus me and have eradicated ENTIRELY any and all aspects of records of what you allege being mine (yeah!) will IMMEDIATE compel me to assume your hostile to my demands of proper reporting and I will assume that your ignorance of appropriate and adequate duties is willful and intentionally injurious. Being such, civil suits are obvious however criminal charges are not out the question, particularly if your chicanery led subterfuge brings forth or allows for damages versus me including fraud and or identity theft due to your willful enablement of it. I’m positive I could convince a court of your liabilities to me. WHAT SAY YOU?</p>
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