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  <p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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  <p> ****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE, and MANDATED REPORTED information per FCRA regulations, any and all others I DEMAND, as is my lawful RIGHT(s) to do so, that you annul any and all deficient of any condition, mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information now or ever, please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles.  </p>
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    <p>(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
    <p>(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER</p>
    <p>ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate</p>
    <p>AUTHORITY to retain much less report without infringing my consumer rights</p>
    <p>(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
    <p>(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
    <p>(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
    <p>(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if</p>
    <p>ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
    <p>(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
    <p>(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer right</p>
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  <p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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  <p class="span-blue">Destination of my Consumer Complaint is &nbsp; </p>
  <p><strong>TO: EQUIFAX CORPORATION</strong><strong><br /> </strong><strong>Attention: Kim Oliver or current or acting SVP, CCO</strong><strong><br /> </strong><strong>SVP, CHIEF COMPLIANCE OFFICIER</strong><strong><br /> </strong><strong>1550 Peachtree Street</strong><strong><br /> </strong><strong>NE Atlanta, Georgia 30309</strong></p>
  <p><strong>AND</strong></p>
  <p><strong>EQUIFAX POB 740256 Atlanta GA 30374-0256</strong></p>
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  <p><strong>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; RE:&nbsp;&nbsp;&nbsp;&nbsp; </strong>**I here now DEMAND that you permanently and completely eradicate from your reports any other personal identifier information as I do NOT AUTHORIZE you nor any other entity rights to retain or report any data that is one or more of being untrue, incorrect, incomplete, not requisite reported, untimely, outdated, unverified, invalid, or else wise deficient of document proof of factual certification of compliant reporting to include to the perfect and complete mandatory Metro 2 format reporting standards. I COMPEL you to COMPLY now and always, as is my consumer RIGHT(s) to do so and YOUR REQUIREMENT to obey! This is in fact a circumstance of OBVIOUS and injurious COMPLIANCE FAILURE and or unproven and or not certified compliantly reported physically verifiable validated true correct complete claim(s) of derogatory student loan and or aspect(s) of such in vile INFRACTION of requisite lawful reporting, to include but not necessarily limited to deficiencies and or unproven aspects concerning FCRA, FDCPA, and or the mandatorily perfect and complete CERTIFIED Metro 2 format COMPLIANT reporting standards! Consumer DEMANDs eradication of derogatory claims ASAP!</p>
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    <h1 class="span-ul2">To Whom it Concerns,</h1>
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   <p>As is my consumer right to do so, I hereby compel you to retain ONLY PERFECTLY TRUE VALIDATED and CERTIFIABLY COMPLIANTLY reported claims, particularly that of allegations of delinquencies and or derogatory in any manner whatsoever! My state and the applicable federal reporting laws and standards of reporting mandate that all claims be each of being fully verified as true as reported, correct as reported, complete as reported, of a known ownership of responsibility as reported, and validated else wise EXACTLY AS REPORTED. This REQUISITE of reporting includes the mandatorily PERFECT and COMPLETE CERTIFIED METRO 2 FORMAT REPORTING of any verified valid claim. ANY DEFICIENCY of reporting is not within the criteria for lawful reporting thereby requiring immediate and permanent removal from reporting. INCONSISTENT and or questionable aspects of reporting indicates inability to assume claims are each of factual and certifiably compliant as reported in reality nor process. Unproven claims must be removed. As indicated, this claim as inconsistent and or questionably reported aspects that are problematic such as the notated ailment(s) of reporting which is to date unproven and or not certifiably compliant in its mandatorily perfect complete accurate verified valid reporting(s). The mentioned delinquent and or derogatory-conditioned item(s) of allegation fail to meet even MINIMUM requisites of adequate reporting so delete now! Being my RIGHT,I DEMAND that you IMMEDIATELY DELETE and forevermore afterwards BLOCK the misreported misinformation as indicated in the reported item of:</p>

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<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; This letter is yet another giving you formal legal notification of my DEMAND for you to CEASE and DESIST any and all ACTIVITIES in regards to the above notated derogatorily reported mis-information as it is significantly in infraction of requisites for lawful reporting much less substantially deficient in its certifiability of the mandatorily perfect correct and complete Metro 2 format compliant reporting in conjunction with the factually required perfect and physically verifiable valid and demonstrated truth of reporting, accuracy of reporting, completeness of reporting and certified compliance of reporting elsewise, mentioned here or not! Might I remind you that ONLY PHYSICALLY VERIFIED VALID derogatory claims that are perfectly correct and completely certified compliant in its reporting, how reported, and such are all MANDATORY CRITERIA for REPORTING,NOT OPTIONAL. I DEMAND that you PROVE each the Verifiability, VALIDITY, and CERTIFIED perfect Metro 2 format compliant reporting or else IMMEDIATELY REMOVE any and all derogatory data or information reported, now and in future . I here now DEMAND that you act in FULL ACCORDANCE of regulatory laws and standards of reporting practices, mentioned by me or not. ANY deficiency to do so is lawful dereliction of responsible and required reporting and will be deemed your WILLFUL disregarding of your requisite behaviors and an unlawful injurious harassment of me and my consumer rights, for which I can and may indeed file civil suit versus you for a court ordered resolution and monetary gains for me FROM YOU! TREAD lightly with your unproven claims not certifiably compliantly reported! AGAIN, CEASE and DESIST all reporting activities for the above titled derogatory listed student loan account(s) and aspect(s) of said derogatory claims still yet unproven and not certified compliantly reported.</p>
<p>As your firm well knows, I have now LEGALLY EXERCISED MY CONSUMER and or CIVIL RIGHT(s) by CHECKING for the VALIDITY of claims versus me, VERIFIABILITY of all aspects of claims versus me, and Contesting any unproven portion(s). Further, You should equally be aware of YOUR MANDATE to report COMPLIANTLY and have capacity to CERTIFY that factual perfect and true complete compliance of reporting to include but not limited to the mandatory Metro 2 format reporting standards. I pray that you do not yet AGAIN ignore your requisite obeying of 15 U.S.C.A 1692g(b)-REQUIREMENT to complete a timely investigation. This will not be the first attempt I have made to notify your compliance department officer of record or adequate department charged with retaining only true verifiable valid and certifiably compliant derogatory data and information else wise, in regard to the OBVIOUS and seemingly willful (yet possibly done so truly in ignorance ) BREECH of REGULATORY REQUIREMENTS in your alleged investigation efforts, assuming one was truly executed, as MANDATED by LAW! This NOTICE was previously or subsequently IGNORED apparently, I demand that you do NOT again repeat the same infraction or ANY violation for that matter, known or otherwise! Hence why I am enacting my RIGHTS and reminding you of YOUR REQUIREMENT to CEASE ANY and ALL REPORTING ACTIVITIES for the above noted misinformation as I have challenged here and today! This is OBVIOUSLY to include BUT NOT LIMITED TO the reporting(s) of the derogatory and or delinquent student loan(s) in question and or of my noted concern(s), AND INCLUDING any further back dating of documents and or records else wise that might be somehow related to the alleged previous VERIFICATION(s) of this account and or aspects of such noted information. ADDITIONALLY,I enact my RIGHT to have you forward me back in a federally defined timely manner PROOF of your removal and or modifications of reporting(s) as I have requested ALONG with a full and a then-currently UPDATED consumer credit report of MY RECORDS displaying the requested and mandatory corrections and or deletions. <br /> Please take notice that I have forwarded or will be forwarding this and my prior notices to you to my State Attorney&rsquo;s Office, the Federal Trade Commission aka FTC, and the Consumer Financial Protection Bureau aka CFPN. I assume you know that IF YOU have advised the above mentioned , the original creditor, and or the current data furnisher of this contested information of YOUR IMPLICIT REGULATORY FAILURE in this matter, state in writing as to this fact so I may have on my records. If NOT, I advise you to do so, in an effort to avoid further infraction of my consumer rights in dire unnecessary injuries versus me. LET it be in CLARITY my willingness almost eagerness to LITIGATE this matter in a civil court nearest me ,might I remind you to refer to such civil action <strong><u>named MEY v. RFA aka RELIANT FINANCIAL ASSOCIATES. </u></strong></p>
<p>Inconsistencies of reporting lends to potentially questionable reporting which fails to adequately meet the requisites of lawful factual reporting per federal regulations of reporting. Due in part to the obvious multiple inconsistencies of reporting and the fact that the current reporting has not yet been demonstrated to possess the mandatory physically verified document proof of full truth of claim, accuracy of claim, completeness of claim, or validity of claim else wise much less any demonstration of the mandatory certified compliance of reporting such as the required perfect and complete correct certification of the adequate Metro 2 formatted reporting standards nor adequate evidence that every aspects of regulatory reporting FCRA AND OR FDCPA laws applicable are factual and undoubtedly as reporting currently, I call to question this reporting as reported. Given fact that COMPLIANCE OF REPORTING LAWS AND STANDARDS IS A MINIMAL CRITERION OF REPORTING, NOT AN OPTIONAL ONE I HERE NOW DECLARE MY CHALLENGE CONTESTING THE LEGALITY OF CURRENT DEROGATORINESS AND OR DELINQUENCINESSES AS ACCUSED DEFICIENT OF PROOF, BE IT TRUE OR BE IT NOT. IT IS NOT RESPONSIBILITY OF INJURED CONSUMER TO PRESENT PROOF VALIDATING CLAIMS NOR CERTIFYING COMPLIANCE OF REPORTING CLAIMS, AS THAT RESPONSIBILITY AND BURDEN RESTS SOLELY WITH THE REPORTING DATA FURNISHER AND THE ACCEPTING REPOSITORIES OF THE CLAIMS.</p>
<p>DELETE NOW IN FULL THIS UNPROVEN AND OBVIOUSLY NOT CURRENTLY COMPLIANT REPORTING,SO TO RETURN TO MANDATORY CIRCUMSTANCE OF ADEQUATE COMPLIANT REPORTING OF ONLY FULLY VETTED TRUE CORRECT COMPLETE VALID CLAIMS. DO SO RIGHT NOW!</p>
<p>In GENUINE SINCERITY,</p>
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       <p>&nbsp;&nbsp; Cc:</p>
       <p>&nbsp;<strong><u>Consumer Financial Protection Bureau (CFPB)&nbsp;&nbsp; </u></strong></p>
       <p><strong><u>Mr. Rohit Chopra or current/acting Student Loan Ombudsman&nbsp;&nbsp; </u></strong></p>
       <p><strong><u>1700 G Street NW&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </u></strong></p>
       <p><strong><u>Washington, DC 20552&nbsp; </u></strong></p>
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