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  <p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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  <p>*I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
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  <p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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  <p class="span-blue">TO: &nbsp; <span class="span-ul">{{$destination}}</span></p>
  <p class="span-red">AND </p>
  <p style="font-weight:bold;">Consumer Financial Protection Bureau <br>Attn: Consumer Complaints Department <br> P.O. Box 4503<br> Iowa City, Iowa 52244  </p>
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  <p>RE: Problem with Credit Inquiry (ies) reported deficient of proof of validity and deficient of certified compliance of reporting, particularly as related to the mandatory METRO 2 format reporting standard(s). </p>
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    <h1 class="span-ul2">To Whom it Concerns,</h1>
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    <p>Recently I found several issues with the noted reported credit inquiry(ies) alleged and injurious versus me  on my credit report that I have NO knowledge of any documented proof of the required physically verified proof of valid permissible purpose much less demonstrated certified compliance of reporting even to the required METRO 2 format reporting standard(s), hence my check for factually perfect and lawful reporting and my challenge contesting ANY DEFICIENCY of reporting or PROOF OF MANDATED ASPECTS OF REPORTING—as is my consumer RIGHT TO DEMAND that only PROVABLE DOCUMENTED FACTUAL and CERTIFIABLY COMPLIANT claims report versus me and my RIGHT TO FORCIBLY DEMAND ERADICATION of any claim(s) not compete and perfect in its factual evidence of verifiability, validity and or compliance of reporting. I can and will in a court of civil action versus you provide ample document evidence supporting the FACTS of your DEFICIENT QUESTIONABLE REPORTING and as well clarity that indeed I followed the exact letter of the law and contacted the Credit Bureaus (Trans Union/Experian/Equifax) and OTHERS in complaint versus and contesting the certified compliance of the alleged validity of these claims of  Inquiry(ies) and any derogatory debt or delinquencies related, if any at all. I ALSO contacted the reported creditor(s) and or reported data furnisher(s) directly checking for compliant reporting evidence and contesting any claim deficient in ANY MANNER as PERFECT CORRECT COMPLETE PROVABLE VALID CERTIFIABLY COMPLIANT CLAIMS are the MINIMUM REQUIREMENT for lawful reporting(s) not an OPTIONAL  condition of it.  Several representatives were not even capable of  informing me that the name(s) and other alleged personal identifier information  as listed on the inquiry(ies) and associated accounts (if any)  did not match my submitted factually correct personal identifier information exactly as I have included at the top and near bottom of this exact notice of deficiencies such as issues with name spelling or other identity indicators others could not provide me with any information about the alleged application because their firms DID NOT retain the information on this inquiry.  I attempted to contact the three credit reporting agencies to speak with someone about this problem, and the facts that the information was either not retained by the creditors or not mine or else wise is significantly invalidly reported.  I contacted each CRA and was informed that their records were correct they declined to substantiate the claim and informed me I could file a fraud report If I WISHED! In response, I am firing off this last resort notice requesting your appropriate actions to resolve this matter PREVIOUS my soon to be filed civil complaint and lawsuit(s).

    <br><br>Since your firm has knowingly violated both federal and state law, I am demanding that you CEASE all reporting activities IMMEDIATELY! Stop at once reporting the debt in question to any and all Credit Report and delete it from my credit report at once.

    <br><br>Below listed are the questionable if not altogether erroneous inquiries you are reporting, each of which REQUIRES ERADICATION from reporting IMMEDIATELY and PERMANENTLY:
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    <p>If your firm does not COMPLY in writing to this CEASE and DESIST notice within 5 days I will not hesitate to bring suit against your firm in this matter as in the example of <strong class="span-simple-ul">Mey v. RFA aka RELIANT FINANCIAL ASSOCIATES</strong></p>
    <p>I submitted IN WRITING a Validation request under the FCRA title 611, this request was ignored by the creditors in question, when I called back and demanded to speak to a supervisor to find out the status of the Validation demand that I had filed, I was informed by a person who stated that HE was a supervisor, but refused to provide me with his operator number or extension, that THEY were not required by the FCRA to provide any VALIDATION information.

      <br><br>I have followed the letter of the law yet the credit reporting agencies have ignored and refused to address my legitimate problem…can you help? Better yet, WILL YOU?

      <br><br>PLEASE!!
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    <p>Sincerely,</p>
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