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2026-06-29 13:00:18 +06:00

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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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<p>**I DO NOT AUTHORIZE any entity to retain or report ANY INFORMATION, true or not, of which is not EACH OF being physically validated and certified as entirely TRUE,CORRECT,COMPLETE,TIMELY, of my undoubted ownership, of my undeniable responsibility, COMPLIANTLY reported to every aspect of any and all applicable regulations and laws including the mandatory METRO 2 format compliance standards, and IRREFUTABLE in its CERTIFICATE as such. That said, ANY PERSONAL IDENTIFIERS not matching the above noted inserted data MUST be immediately discarded, do so here and now! </p>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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<p >TO: (as your DATA FURNISHER NAME AND ADDRESS as appears on my credit reports) <br> <span class="span-ul">{{$destination}}</span></p>
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<p> RE: DEMAND for PERFECT and PROVEN COMPLIANT REPORTING even to the REQUISITES of the METRO 2 format compliance standards ie my Consumer DEMAND to have NO DEROGATORY INFORMATION reporting UNLESS it is, as REQUIRED by LAWS, PROVEN fully TRUE, CORRECT, COMPLETE and CERTIFIED COMPLIANT in reporting of that derogatory and or any aspect of it. I DEMAND IMMEDIATE deletion of any NOT TESTIMONIAL as perfectly and fully physically VERIFIED and CERTIFIED as such. </p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
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<p >The DEROGATORY claim(s) of the reported allegation listed as </p>
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<p>&nbsp;&nbsp;&nbsp; is/are either reported as one or more of being untruly, incorrectly, incompletely, untimely, or elsewise potentially erroneously or misleadingly reported DEFICIENT OF LAWFUL REPORTING. CLEARLY making this aspect of reporting not with legal standing in full accordance of requisite reporting mandatory standards of the exact and complete perfect and physically verifiable certificate of&nbsp; compliant reporting. For you to retain or return to REQUIRED COMPLIANT LAWFUL REPORTING, you MUST modify or delete or demonstrate DOCUMENT PROOF of validity to every aspect of derogatory claims, true or not, as related to its reality AND it&rsquo;s reporting. No doubt you are aware of the fact that it is ILLEGAL to retain or report misleading or unproven information, especially considering a composed writ consumer complaint notifying you of said issues so please DELETE the indicated&nbsp; illegally reported allegations of late here and now, and REPORT PROPERLY as PAYS AS AGREED, NEVER LATE&nbsp; or PAYS AS AGREED, NO LATE PAYMENTS REPORTED. I am aware of YOUR REQUIREMENT for not only FAIR,TRUE,&nbsp; and ACCURATE REPORTING but also for the REQUISITE of a COMPLETE and UNDOUBTED PERFECTLY COMPLIANT REPORTING to every standard of applicable reporting laws, regulations, standards, etc., be them mentioned here or NOT!&nbsp; I am also aware that your willful disregard OR disregard in IGNORANCE of the mandates is ILLEGAL and you will be liable for any and all injuries resultant of your derelict. I DEMAND that there be NONE! I have identified the below item of concern, which MUST be CERTIFIED COMPLIANT and PHYSICALLY VERIFIABLE in its full VALIDITY to its entirety as related to the documented TRUTH, accuracy, completeness, timeliness, and elsewise required aspects of reporting, mentioned or not. I DEMAND ,as is MY CONSUMER and/or CIVIL RIGHT to do so, that you submit to my requested action to retain or return to state and federally REQUIRED PERFECT AND COMPLIANT REPORTING. &nbsp;<strong>**Please in addition eradicate any, if it even exists, claims of inquiry(s) associated with the above indicated illegally reported derogatory information. Per CDIA definition of YOUR electronic verification process, E-OSCAR, "eOscar is a web based, METRO 2 COMPLIANT, automated system..." and I do and will CONTINUE to expect you to be able to PROVE just THAT in the LEAST.&nbsp; I am concerned about your record keeping, so please detail ALL pertinent dates and balances, even to identify the date of the last payment made on this account. </strong>Please REMOVE the not yet proven CERTIFIED&nbsp; METRO 2 format COMPLIANT claim(s),&nbsp; any unproven by physically verified validity of full undeniable and documented truth accuracy completeness timeliness and compliance of reporting elsewise,&nbsp; a n d /o r&nbsp; any questionably reported or inconsistently reported or any potentially e r r o n e o u s&nbsp; d e r o g a t o r y&nbsp;&nbsp; allegation(s) of reporting(s) as, TRUE OR NOT, legally they are unjustly INJURIOUS and mandates REQUIRE the ERADICATION of reporting of any unproven claim(s), so REMOVE NOW from reporting!&nbsp;&nbsp;&nbsp; Please in addition eradicate any, if it even exists, claims of inquiry(s) associated with the above indicated illegally reported derogatory information.</p>
<p>COMPLIANT REPORTING is the MANDATE , NOT the OPTIONAL CHOICE of any entity in reporting of consumer data! YOU ARE DEFICIENT of minimal requisites to report the claim(s) contested In this notice! OBVIOUSLY, I am concern with the possibility and DEMAND that you Do not confuse my credit file with people of similar name, address or SSN. Verify all identifying information. ALL claims, true or not, must be proven to be currently and fully TRUE, CORRECT, COMPLETE, TIMELY, of my OWNERSHIP, of my RESPONSIBILITY, and or compliant to all applicable reporting laws and requisite standards, which is currently the FCBA, FCRA, FDCPA, METRO 2 COMPLIANCE STANDARDS and others.&nbsp; Per laws and requisite reporting standards, you or any entity are in infringement of my rights.&nbsp; Should you continue to retain and/or report any chicanery-based subterfuge even upon my declaration of a composed consumer complaint, therefore, eradicate immediately and in entirety any and all allegations which are not demonstrated in clarity to be true, correct, complete, timely, mine, my responsibility, or else wise fully compliant. &nbsp;&nbsp;&nbsp;</p>
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<li>Have you yet determined COMPLIANTLY (with document evidence) &nbsp;that this allegation or debt is within the statute of limitations applicable to it?</li>
<li>Tell me when you think the statute of limitations expires for this debt, and how you determined that.</li>
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<p>=&gt;=&gt; I DEMAND&nbsp; from you PROOF documenting your&nbsp; Due Diligence and Rights to claim:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; If you fail to provide any of the information or documentation I have asked for, please say why. If you do not provide it, and do not adequately explain why, I will understand that you are unable to confirm or document your claims.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p>
<p>=&gt;=&gt;I would like more information about your firm before I discuss the debt with you.</p>
<p>&nbsp;</p>
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<li>Does your firm have a debt collection license from my state? If not, say why not. If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If you are contacting me from a place outside my state, does your firm have a debt collection license from that place? If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license.</li>
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<p>&nbsp;I&nbsp; HAVE REAL CONCERNS related to your likely DEFICIENT Regulatory Compliance:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p>
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<li>Is your firm aware of (Complying with the Credit Bureau Settlement Agreement)? &nbsp;&nbsp;</li>
<li>When precisely (exact date) did your firm obtain or commence collection activities on this debt?</li>
<li>Does your firm participate or utilize any type of ACDV (Automated Credit Dispute Verification) software or system?</li>
<li>Does your firm outsource data entry for your collection process (if so please provide the legal name and address of that data entry firm)?</li>
<li>Is your firm currently Metro 2 compliant in its credit bureau reporting procedures (if not please provide a signed declaration and waiver memorandum you have filed with the credit bureau or credit bureau reporting service that details the full process and steps your firm is undertaking to become Metro2 compliant)?</li>
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<p>&ccedil;&egrave; As a requirement of the Credit Bureau and the CFPB debt validation requirement, please detail :</p>
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<li>your firm&rsquo;s process of verification and validation for each disputed credit item (also include the name, title, and License number for the reviewing officer)?</li>
<li>In addition, please provide a COMPLETE (Metro 1 or Metro 2) snapshot of the debt report you have provided to the CRA&rsquo;s (including a full P-segment &ndash;trailing segment of the report)?</li>
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<p>&ccedil;&egrave;&ccedil;&egrave;As a REMINDER, this letter officially serves as my legal CONSUMER DECLARATION of CHECK of CERTIFIED COMPLIANT and PHYSICALLY VERIFIABLE REPORTED INFORMATION with DEMAND to remove DEFICIENCIES!</p>
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<p style="font-weight: bold; text-decoration: underline;">In GENUINE SINCERITY,</p>
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