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<div id="new-report-modal" class="modal fade in" role="dialog">
<div class="modal-dialog modal-dialog-centered" style="width:70% !important; margin: 0 auto">
<form method="post" action="{{route('upload.report')}}">
@csrf
<div class="modal-content">
<div class="modal-header">
<button type="button" class="close" data-dismiss="modal">×</button>
<h4 class="modal-title" style="margin-bottom: 10px;">New credit report</h4>
</div>
<div class="modal-body">
<textarea placeholder="UPLOAD CREDIT REPORT HTML" class="form-control" name="html_content" rows="10"></textarea>
</div>
<div class="modal-footer">
<button type="button" class="btn btn-default epic-btn" data-dismiss="modal">Close</button>
<button name="new_process_html" type="submit" class="btn btn-primary btn2">Upload</button>
</div>
</div>
</form>
</div>
</div>
<script>
$('#new-report-modal').modal('show')
</script>

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@extends('layouts.app')
<link href="{{asset('css/login.css')}}" rel="stylesheet"/>
@section('content')
<div>
<a class="hiddenanchor" id="signup"></a>
<a class="hiddenanchor" id="signin"></a>
<div class="login_wrapper" id="login-panel">
<div class="animate form login_form">
<section class="login_content">
<form class="form-horizontal" method="POST" action="{{ route('login') }}">
{{ csrf_field() }}
@php
$logo_path = 'images/'.config('app.name').'_logo.png';
@endphp
<h1><img src="{{ asset($logo_path) }}" alt="" class="login-logo" /></h1>
@if($errors->has('message'))
<div class="alert alert-danger" onclick="this.classList.add('hidden')">{{ $errors->first('message') }}</div>
@endif
<div {{ $errors->has('email') ? ' has-error' : '' }}>
<input id="email" type="email" class="form-control" name="email" value="{{ old('email') }}" required autofocus placeholder="Email">
@if ($errors->has('email'))
<span class="help-block">
<strong>{{ $errors->first('email') }}</strong>
</span>
@endif
</div>
<div>
<input id="password" type="password" class="form-control" name="password" required placeholder="Password">
@if ($errors->has('password'))
<span class="help-block">
<strong>{{ $errors->first('password') }}</strong>
</span>
@endif
</div>
<div>
<input class="btn btn-success submit btn2 login-btn2" type="submit" value="Login Now" />
</div>
<div class="clearfix"></div>
<div class="ex-links">
<a href="{{ route('register') }}">Create New Account</a> <br>
{{-- <a href="{{ url('register') }}">Register Now To Use Your Online Account</a> --}}
</div>
<div class="clearfix"></div>
<div class="separator">
<div>
<h1>{{ config('app.name') }} Portal</h1>
<p>© @php echo date('Y'); @endphp - {{ config('app.name') }} - All Rights Reserved </p>
</div>
</div>
</form>
</section>
</div>
</div>
</div>
<div class="footer-copyright text-center py-3">
<strong> Secure SSL Area | This website is protected by secure portal © @php echo date('Y'); @endphp Clickletters LLC/M2C Academy LLC. All rights reserved.</strong>
</div>
@endsection

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@extends('layouts.app')
@push('css')
<style>
.color-red{
color:red
}
.font-bold{
font-weight: bold;
}
</style>
@endpush
@section('content')
@php
$source_types = config('constant.sourceType');
$user_type = auth()->user()->user_type;
@endphp
<div class="row">
<div class="col-xs-12 col-sm-12 column col-sm-offset-0 ">
<div class="panel panel-default panel-frm">
<div class="row">
<div class="col-md-12">
<div class="panel-heading">
<h3>Account Info <small>Manage your account info</small></h3>
<div class="pull-right" style="margin-top: -30px;margin-right: 10px;">
<button class="btn btn-sm btn-info" style="background: #FF440A !important;border-color: #FF440A !important;" type="button" id="btn_show_hide_text" onclick="return show_hide_textbox(this)" data-toggle="tooltip" title="Show or Hide Name,Email,SSN,Phone">
<i class="fa fa-eye" style="font-size: 14px; color: black;" id="show_hide_icon" aria-hidden="true"></i>
</button>
</div>
</div>
</div>
</div>
<div class="panel-body">
<div class="clearfix"></div>
<div class="row">
<div class="col-md-12 col-sm-12 col-xs-12">
<div class="x_panel">
<form method="post" action="{{route('manage.clients')}}" id="client_form" autocomplete="off"
enctype=multipart/form-data
class="input-form-section">
@csrf
<div class="x_content">
<div class="col-md-12">
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="firstname">First Name</label>
<input class="form-control" name="creditreport[first_name]" placeholder="First Name" type="text"
value="<?php echo auth()->user()->first_name; ?>" >
</div>
</div>
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="Last Name">Last Name</label>
<input class="form-control" name="creditreport[last_name]" placeholder="Last Name" type="text"
value="<?php echo auth()->user()->last_name; ?>" >
</div>
</div>
</div>
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="dob">Date of Birth</label>
<input class="form-control" name="creditreport[birth_date]" placeholder="Birth Date" type="text" maxlength="10" onkeyup="birthDateCompleted()"
value="<?php echo auth()->user()->birth_date; ?>" >
</div>
</div>
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="ssn">Social Security Number</label>
<input class="form-control" name="creditreport[ssn]"
type="text" maxlength="4" placeholder="Last 4 digit of ssn"
value="<?php echo auth()->user()->ssn; ?>"
>
</div>
</div>
</div>
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="Phone">Phone</label>
<input class="form-control" name="creditreport[phone]" type="text" placeholder="Phone"
value="<?php echo auth()->user()->phone; ?>" >
</div>
</div>
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="Street Number">Street Number</label>
<input class="form-control" name="creditreport[street_no]" placeholder="Street No" type="text"
value="<?php echo auth()->user()->street_no; ?>" >
</div>
</div>
</div>
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="Street Name">Street Name</label>
<input class="form-control" name="creditreport[street_name]" placeholder="Street Name" type="text"
value="<?php echo auth()->user()->street_name; ?>">
</div>
</div>
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="City">City</label>
<input class="form-control" name="creditreport[city]" placeholder="City" type="text"
value="<?php echo auth()->user()->city; ?>" >
</div>
</div>
</div>
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="State">State</label>
<input class="form-control" name="creditreport[state]" placeholder="State" type="text"
value="<?php echo auth()->user()->state; ?>" >
</div>
</div>
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="dob">Zip</label>
<input class="form-control" name="creditreport[zip_code]" placeholder="Zip Code" type="text"
value="<?php echo auth()->user()->zip_code; ?>" >
</div>
</div>
</div>
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="dob">Email</label>
<input class="form-control" disabled name="creditreport[email]"
type="text" placeholder="Email"
value="<?php echo auth()->user()->email; ?>" >
</div>
</div>
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="dob">Password</label>
<div class="input-group" id="manage_client_show_hide_password">
<input class="form-control" name="creditreport[password]"
type="password" placeholder="Password"
value="{{customDecrypt(auth()->user()->password)}}">
<div class="input-group-addon">
<a href=""><i class="fa fa-eye-slash" aria-hidden="true"></i></a>
</div>
</div>
</div>
</div>
</div>
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="source_type">Source Type</label>
<select name="creditreport[credit_report_company_type]" onchange="sourceTypeOnchange('{{auth()->user()->credit_report_company_type}}')" id="company_type" class="form-control">
@foreach($source_types as $key=>$value)
<option value="{{$value}}" {{auth()->user()->credit_report_company_type == $value ? 'selected':''}}> {{$key}}</option>
@endforeach
</select>
</div>
</div>
</div>
</div>
<div class="x_content" id="upload-document-panel">
@include('partials.upload_document')
</div>
<div class="col-md-12 hidden">
@if(count($question_answer) > 0 && auth()->user()->credit_report_company_type == config('constant.sourceType.SmartCredit'))
@include('partials.user_identity_question_answer',['question_answers'=>$question_answer])
@endif
</div>
@if(isClientSubscription())
<div class="col-sm-12 center" style="margin-top: 10px; text-align: center; ">
<input class="btn btn-success btn2" onclick="return client_form_submit(this,'{{ route('admin.ajax.get.process') }}','{{$user_type}}')" type="submit" value="Save Changes">
</div>
@endif
</div>
</form>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="modal fade" id="common_confirmation_modal" style="margin-top: 50px" tabindex="-1" aria-hidden="true">
<div class="modal-dialog modal-md" id="modal-dialog-panel">
<div class="modal-content">
<div class="modal-header">
<button type="button" class="close" data-dismiss="modal">&times;</button>
</div>
<div class="modal-body">
<h4 class="mb-2 text-center" style="color: red" id="common_message_text">
</h4>
</div>
<div class="modal-footer" style="text-align: center">
<button type="button" class="btn btn-secondary btn-lg" data-dismiss="modal">Close</button>
</div>
</div>
</div>
</div>
@if (!empty($upload_medias))
@include('partials.modal.upload_doc_modal')
@endif
@endsection
@push('script')
<script>
$(document).ready(function() {
@if(getSession('login') == 1)
sessionStorage.setItem('user_data_viewed','0');
sessionStorage.setItem('video_shown','0');
{{setSession('login',0)}};
@endif
if(sessionStorage.getItem('video_shown') === '0') {
@if($is_first_login)
modalView('FIRST_TIME_LOGIN_MODAL_VIEW','first_time_login_video_modal');
// showFirstTimeLoginVideoModalView();
@endif
}
});
</script>
<script src="{{asset('/')}}js/accountinfo/clientinfo.js?v=1.0.2"></script>
@endpush

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@if ($paginator->total()>0)
<?php
$items_count = 3;
$show_first_item = false;
$show_last_item = false;
$limit_start= 1;
$limit_end= 1;
if (count($elements[0]) > $items_count*2) {
$limit_start= $paginator->currentPage() - 1;
$limit_end= $limit_start + 2;
}
if($paginator->currentPage() >= $items_count) {
$show_first_item= true;
}
if($paginator->lastPage() > $paginator->currentPage() + 1) {
$show_last_item= true;
}
?>
<div class="row">
<div class="col-md-6">
Showing {{($paginator->currentpage()-1)*$paginator->perpage()+1}}
to {{($paginator->hasMorePages())?
($paginator->currentpage()*$paginator->perpage()):
$paginator->total()}}
of {{$paginator->total()}} entries
</div>
<div class="col-md-6">
<div class="pull-right">
<nav aria-label="Page navigation">
<ul class="pagination justify-content-end">
@if ($paginator->onFirstPage())
<li class="page-item disabled">
<a class="page-link" href="#" tabindex="-1">< Previous </a>
</li>
@else
<li class="page-item"><a class="page-link" href="{{ $paginator->previousPageUrl() }}">< Previous </a></li>
@endif
@foreach ($elements as $element)
{{-- "Three Dots" Separator --}}
@if (is_string($element))
<li class="page-item disabled"><span class="">{{ $element }}</span></li>
@endif
{{-- Array Of Links --}}
@if (is_array($element))
@foreach ($element as $page => $url)
@if(count($element)>5)
@if($show_first_item and $page == 1)
<li class="page-item"><a class="page-link" href="{{ $url }}">{{ $page }}</a></li>
@if($paginator->currentPage()!= 3)
<li class="page-item disabled"><a class="page-link">...</a></li>
@endif
@endif
@if($page >= $limit_start and $page <= $limit_end)
@if ($page == $paginator->currentPage())
<li class="page-item active"><a href=""><span class="page-link">{{ $page }}</span></a></li>
@else
<li class="page-item"><a class="page-link" href="{{ $url }}">{{ $page }}</a></li>
@endif
@endif
@if($show_last_item and $page == $paginator->lastPage())
@if($paginator->currentPage()!= $paginator->lastPage()-2)
<li class="page-item disabled"><a class="page-link">...</a></li>
@endif
<li class="page-item"><a class="page-link" href="{{ $url }}">{{ $page }}</a></li>
@endif
@else
@if ($page == $paginator->currentPage())
<li class="page-item active">
<a class="page-link">{{ $page }}</a>
</li>
@else
<li class="page-item">
<a class="page-link" href="{{ $url }}">{{ $page }}</a>
</li>
@endif
@endif
@endforeach
@endif
@endforeach
@if ($paginator->hasMorePages())
<li class="page-item">
<a class="page-link" href="{{ $paginator->nextPageUrl() }}" rel="next"> Next ></a>
</li>
@else
<li class="page-item disabled">
<a class="page-link" href="#"> Next ></a>
</li>
@endif
</ul>
</nav>
</div>
</div>
</div>
@endif

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<!DOCTYPE html>
<html lang="en">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=UTF-8">
<!-- Meta, title, CSS, favicons, etc. -->
<meta charset="utf-8">
<meta http-equiv="X-UA-Compatible" content="IE=edge">
<meta name="viewport" content="width=device-width, initial-scale=1">
<link rel="shortcut icon" href="{{ asset('images/CCE_favicon.png') }}"/>
<title>{{ config('app.name') }}</title>
<!-- Bootstrap -->
<link href="{{ asset('theme/bootstrap/dist/css/bootstrap.min.css') }}" rel="stylesheet">
<!-- Font Awesome -->
<link href="{{ asset('theme/font-awesome/css/font-awesome.min.css') }}" rel="stylesheet">
</head>
<body class="nav-sm"> <!-- nav-sm -->
<div class="container body" style="margin-top: 10px">
<div class="main_container" >
<div class="row">
<div class="col-md-12 col-sm-12 col-xs-12">
<div class="panel panel-default">
<div class="panel-heading text-center">
<h1>Terms of service</h1>
</div>
<div class="panel-body">
<div class="row">
<div class="col-md-12 col-sm-12 col-xs-12">
<div class="x_panel">
<div class="x_content">
{{empty($content['terms_service'])?'':print_r($content['terms_service'])}}
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</body>
</html>

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@extends('layouts.admin')
@push('css')
<link href="{{ asset('js/summernote/summernote.css') }}" rel="stylesheet">
@endpush
@section('content')
<div class="row">
<div class="col-md-12 col-sm-12 col-xs-12">
<div class="panel panel-default">
<div class="panel-heading">
<h1>Terms of service</h1>
</div>
<div class="panel-body">
<div class="clearfix"></div>
<div class="row">
<div class="col-md-12 col-sm-12 col-xs-12">
<div class="x_panel">
<form method="post" action="{{route('terms.of.service')}}" enctype="multipart/form-data">
@csrf
<input type="hidden" name="id" value="{{empty($content['id'])?'':$content['id']}}" />
<div class="form-group">
<label>Title</label>
<input type="text" name="title" value="{{empty($content['title'])?'terms and service':$content['title']}}" class="form-control" />
</div>
<div class="form-group">
<label>Description</label>
<textarea id="summernote" name="body" > {{empty($content['terms_service'])?'':$content['terms_service']}}</textarea>
</div>
<div class="pull-right">
@if(isShowContent('terms.of.service'))
<button type="submit" class="btn btn-success btn-block">Publish</button>
@endif
</div>
</form>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
@endsection
@push('script')
<script src="{{asset('/')}}js/summernote/summernote.min.js"></script>
<script>
$(document).ready(function() {
let selctor=$('#summernote');
common_helper.init_summernote(selctor);
})
</script>
@endpush

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@extends('layouts.admin')
<style>
#table-clients td {
text-align: left !important;
padding: 8px !important;
}
#table-clients th {
padding: 8px !important;
}
</style>
@php
$pageLimit = $searchData['pageLimit'];
$account_status = $searchData['account_status'];
$search_value = $searchData['search_value'];
$payment_status = $searchData['payment_status'];
@endphp
@section('content')
<div class="row">
<div class="col-md-12 col-sm-12 col-xs-12">
<div class="panel panel-default">
<div class="panel-heading">
<div class="row" style="padding-left: 20px;padding-right: 15px">
<h3 class="pull-left">Client List</h3>
@if(isShowContent('client.create'))
<a href="{{route('client.create')}}" class="btn btn2 btn-success btn-flat pull-right">
<i class="fa fa-user" aria-hidden="true"></i>
Add Client
</a>
@endif
</div>
</div>
<div class="panel-body">
<div class="row">
<div class="col-md-12 col-sm-12 col-xs-12">
<div class="x_panel">
<div class="x_content">
<form action="{{route('get.clients')}}" method="get" role="search">
<div class="row">
<div class="col-md-2 col-xs-12">
<div class="form-group">
<label>Show</label>
<select name="pageLimit" id="pagination" class="form-control"
onchange="this.form.submit()">
<option value="10" @if($pageLimit == 10) selected @endif>10</option>
<option value="20" @if($pageLimit == 20) selected @endif>20</option>
<option value="50" @if($pageLimit == 50) selected @endif>50</option>
<option value="100" @if($pageLimit == 100) selected @endif>100</option>
<option value="500" @if($pageLimit == 500) selected @endif>500</option>
</select>
</div>
</div>
<div class="col-md-2 col-xs-12">
<div class="form-group">
<label>Account Status</label>
<select name="account_status" id="account_status" class="form-control">
<option value="">All</option>
@foreach(config('constant.ACCOUNT_STATUS') as $key => $obj )
<option value="{{$obj}}"
@if ($obj==$searchData['account_status'])
selected="selected"
@endif
>{{$key}}</option>
@endforeach
</select>
</div>
</div>
<div class="col-md-2 col-xs-12">
<div class="form-group">
<label>Payment Status</label>
<select name="payment_status" id="payment_status" class="form-control">
<option value="">All</option>
@if(!empty(config('constant.PAYMENT_STATUS')))
@foreach(config('constant.PAYMENT_STATUS') as $key => $obj )
<option value="{{$key}}"
@if ($key == $searchData['payment_status'])
selected="selected"
@endif
>{{$obj}}</option>
@endforeach
@endif
</select>
</div>
</div>
<div class="col-md-4 col-xs-12">
<div class="form-group">
<label>Client Name/Email/Phone</label>
<input id="search_value"
type="text"
value="{{$searchData['search_value']}}"
placeholder="Search By Client Name/Email/Phone"
class="form-control" name="search_value" autocomplete="off">
</div>
</div>
<div class="col-md-2 col-xs-12">
<div class="form-group" style="margin-top: 25px;">
<button class="btn btn-primary btn-outline-primary" style="width:100%" type="submit">Search</button>
</div>
</div>
</div>
<div class="row">
<div class="col-md-2">
@if(isShowContent('admin.ajax.process'))
<button style="margin-top: 15px;" onclick="return multipleClientDelete()" type="button"
class="btn btn-danger pull-left" style="margin-left: 10px"
id="btnDeleteMultipleClient" disabled>Delete Client
</button>
@endif
</div>
</div>
</form>
<div class="table-responsive py-5">
<table id="table-clients" class="table table-bordered table-hover">
<thead>
<tr>
<th><input type="checkbox" name="allChecked" value="all"
onclick="common_helper.allChecked(this,'checkedBoxClient')"></th>
<th>Client Name</th>
<th>Email</th>
<th>Phone</th>
<th>Address</th>
<th> Account Status</th>
<th> Account Cancel Date</th>
<th>Created At</th>
<th>Actions</th>
</tr>
</thead>
<tbody>
@if(!empty($users['data']))
@foreach ($users['data'] as $key => $obj)
@php
$user_info = json_encode([$obj->id,$obj->email]);
$action = 'DELETE_CLIENT';
@endphp
<tr class="tr-height">
<td><input type="checkbox" name="checkedBoxClient"
value="{{ $user_info }}" onclick="checkedornot(this)"></td>
<td>{{$obj->first_name.' '.$obj->last_name}}</td>
<td>{{ $obj->email}}</td>
<td>{{ $obj->phone }}</td>
<td>{{ $obj->street_no.', '.$obj->street_name.', '.$obj->city }}</td>
<td> @php echo getAccountStatus($obj->subscription_status,$obj->status) @endphp</td>
<td>{{ ($obj->account_cancel_datetime !=null)? getStringToDateTime($obj->account_cancel_datetime,'m/d/Y h:i:s a'):'' }}</td>
<td>{{ getStringToDateTime($obj->created_at,'m/d/Y h:i:s a') }}</td>
<td>
@if(isShowContent('get.client.info'))
<a href="{{route('get.client.info',$obj->id)}}"
class="btn btn-success" style="padding: 5px;"> <span
class="glyphicon glyphicon-pencil" title="Edit"></span></a>
@endif
@if(isShowContent('admin.ajax.process'))
<button onclick="return clientDelete({{$user_info}},'{{$action}}')"
class="btn btn-danger" style="padding: 5px;"><span
class="glyphicon glyphicon-trash" title="Delete"></span>
</button>
@endif
</td>
</tr>
@endforeach
@endif
</tbody>
</table>
</div>
<div id="pagination_panel">
{{ $users['data']->appends(compact('pageLimit' ,'account_status','payment_status', 'search_value')) ->links('basic.pagination') }}
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
@endsection
@push('script')
<script>
const multipleClientDelete = () => {
let action = 'DELETE_MULTIPLE_CLIENT';
let checkedData = $("[name='checkedBoxClient']");
let clientId = [];
for (let checkbox of checkedData) {
if (checkbox.checked)
clientId.push(checkbox.value);
}
if (clientId.length > 0) {
clientDelete(clientId,action);
}
}
const clientDelete = (userData,action) => {
let html_content = `<h4>Are you sure you want to delete client?</h4>`;
const swalresponse = common_helper.swalAleart(html_content, 'warning', 450, true, '', true, true, 'Yes');
swalresponse.then(async function (result) {
if (result.isConfirmed) {
let response = await common_helper.globalAjaxRequest('{{route('admin.ajax.process')}}', 'POST', {
action: action,
userData: userData,
_token: "{{ csrf_token() }}"
});
if (response.status) {
Swal.fire({icon: response.type, title: response.message, width: 450,closeOnConfirm: true});
window.location = `{{route('get.clients')}}`;
} else {
Swal.fire({icon: response.type, title: response.message, width: 450,closeOnConfirm: true});
}
}
})
}
const checkedornot = (e) => {
let allData = $("[name='checkedBoxClient']");
let checkedData = $("[name='checkedBoxClient']:checked");
let allChecked = false;
let alldelete = false;
if(allData.length === checkedData.length){
allChecked = true;
}
if(checkedData.length === 0){
alldelete = true;
}
$("[name='allChecked']").prop('checked', allChecked);
$('#btnDeleteMultipleClient').prop('disabled', alldelete);
}
const paymentStatusOnChange = (e) => {
let status = $('#payment_status').val();
}
</script>
@endpush

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@extends('layouts.admin')
@section('content')
<div class="row">
<div class="col-xs-12 col-sm-12 column col-sm-offset-0 ">
<div class="panel panel-default panel-frm">
<div class="panel-heading">
<div class="row" style="padding-left: 20px;padding-right: 15px">
<h3 class="pull-left"> Client Registration</h3>
@if(isShowContent('get.clients'))
<a href="{{route('get.clients')}}" class="btn btn2 btn-success btn-flat pull-right">
<i class="fa fa-list" aria-hidden="true"></i>
Client List
</a>
@endif
</div>
</div>
<div class="panel-body">
<div class="clearfix"></div>
<div class="row">
<div class="col-md-12 col-sm-12 col-xs-12">
<div class="x_panel">
<form method="post" action="{{route('client.insert')}}" id="client_form" autocomplete="off"
class="input-form-section">
@csrf
<div class="x_content">
<div class="col-md-12">
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="firstname">First Name</label>
<input class="form-control" name="first_name" type="text" placeholder=" First Name" >
</div>
</div>
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="Last Name">Last Name</label>
<input class="form-control" name="last_name" type="text" placeholder=" Last Name">
</div>
</div>
</div>
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="dob">Email</label>
<input class="form-control" name="email"
type="text" placeholder=" Email" >
</div>
</div>
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="dob">Password</label>
<div class="input-group" id="manage_client_show_hide_password">
<input class="form-control" name="password"
type="password" placeholder=" Password">
<div class="input-group-addon">
<a href=""><i class="fa fa-eye-slash" aria-hidden="true"></i></a>
</div>
</div>
</div>
</div>
</div>
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="Phone">Phone</label>
<input class="form-control" name="phone" type="text" placeholder=" Phone Number">
</div>
</div>
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="Street Number">Street Number</label>
<input class="form-control" name="street_no" type="text" placeholder="Street No">
</div>
</div>
</div>
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="Street Name">Street Name</label>
<input class="form-control" name="street_name" type="text" placeholder="Street Name">
</div>
</div>
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="City">City</label>
<input class="form-control" name="city" type="text" placeholder="City" >
</div>
</div>
</div>
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="State">State</label>
<input class="form-control" name="state" type="text" placeholder="State" >
</div>
</div>
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="zip_code">Zip</label>
<input class="form-control" name="zip_code" type="text" placeholder="Zip Code">
</div>
</div>
</div>
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="dob">Date of Birth</label>
<input class="form-control" name="birth_date" id="birth_date" type="text" maxlength="10" onkeyup="birthDateCompleted()" placeholder="mm/dd/yyyy" >
</div>
</div>
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="ssn">Social Security Number</label>
<input class="form-control" name="ssn" maxlength="4"
type="text" placeholder="Last 4 digit of ssn">
</div>
</div>
</div>
<div class="row">
{{-- <div class="form-group col-md-6 col-xs-12 text-left" >--}}
{{-- <input class="form-check-input" type="checkbox" name="report_provider_info"--}}
{{-- value="1" id="report_provider_info">--}}
{{-- <label class="form-check-label" data-toggle="tooltip" data-placement="right" title="">--}}
{{-- Credit Report Provider Information--}}
{{-- </label>--}}
{{-- </div>--}}
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="">Source Type</label>
@php
$source_types = config('constant.sourceType');
@endphp
<select name="source_type" class="form-control">
@foreach($source_types as $key=>$value)
<option value="{{$value}}"> {{$key}}</option>
@endforeach
</select>
</div>
</div>
</div>
</div>
<div class="col-sm-12 c" style="margin-top: 10px; text-align: center; ">
<input class="btn btn-success btn2" type="submit" onclick="return client_form_submit(this)" value="Save Changes">
</div>
</div>
</form>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="modal fade" id="common_confirmation_modal" style="margin-top: 50px" tabindex="-1" aria-hidden="true">
<div class="modal-dialog modal-md" id="modal-dialog-panel">
<div class="modal-content">
<div class="modal-header">
<button type="button" class="close" data-dismiss="modal">&times;</button>
</div>
<div class="modal-body">
<h4 class="mb-2 text-center" style="color: red" id="common_message_text">
</h4>
</div>
<div class="modal-footer" style="text-align: center">
<button type="button" class="btn btn-secondary btn-lg" data-dismiss="modal">Close</button>
</div>
</div>
</div>
</div>
@endsection
@push('script')
<script>
$(function(){
common_helper.datePicker('#birth_date','mm/dd/yyyy',true,null);
});
$("#manage_client_show_hide_password a").on('click', function(event) {
common_helper.globalPasswordView('#manage_client_show_hide_password',event);
});
const birthDateCompleted=()=>{
let birth_date=$("[name='birth_date']").val();
if(birth_date.length===2){
birth_date+='/';
}
else if(birth_date.length===5){
birth_date+='/';
}
$("[name='birth_date']").val(birth_date);
}
const client_form_submit =(e)=>{
$search_provider_info = $('#report_provider_info').prop("checked");
$('#client_form').validate({
rules: {
'first_name': 'required',
'last_name': 'required',
'email' : 'required',
'password' : 'required',
'street_no' : 'required',
'street_name' : 'required',
'city' : 'required',
'state' : 'required',
'zip_code' : 'required',
'phone' : 'required',
'birth_date': 'required',
'ssn' : 'required',
'source_type' : 'required',
},
messages: {
'first_name': {
required: "Please enter first name"
},
'last_name': {
required: "Please enter last name"
}, 'email': {
required: "Please enter email"
}, 'password': {
required: "Please enter password"
},
'street_no': {
required: "Please enter street number"
},
'street_name': {
required: "Please enter street name"
},
'state': {
required: "Please enter state"
},
'city': {
required: "Please enter city"
},
'zip_code': {
required: "Please enter zip code"
},
'phone': {
required: "Please enter phone number"
},
'birth_date': {
required: "Please enter birth date",
},
'ssn': {
required: "Please enter last 4 digit of your ssn"
},
'source_type': {
required: "Please enter source type"
},
},
highlight: function (element) {
$(element).parent().addClass("has-error");
},
// submitHandler: function (form) {
// form.submit();
// }
});
if($('#client_form').valid()) {
let url = '{{ route('admin.ajax.get.process') }}';
let email = $('#client_form').find('input[name=email]').val();
let password = $('[name="password"]').val();
let source_type = $('[name="source_type"]').val();
let ssn = $('[name="ssn"]').val();
let data = {
action: 'GET_SUBSCRIPTION_STATUS_CREDIT_REPORT_PROVIDER',
email: email,
password: password,
source_type: source_type,
ssn: ssn
};
common_helper.globalAjaxRequestAsync(url, 'get', data, callbackfromreportprovider);
}
return false;
};
const callbackfromreportprovider =(response)=>{
if(response.status) {
$('#client_form').submit();
}else {
let html = response.message;
$('#common_message_text').text(html);
$('#common_confirmation_modal').modal('show');
}
}
</script>
@endpush

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@extends('layouts.admin')
@section('content')
<div class="row">
<div class="col-md-12 col-sm-12 col-xs-12">
<div class="panel panel-default">
<div class="panel-heading">
<h1>Client Recurring List</h1>
</div>
<div class="panel-body">
<div class="row">
<form action="{{route('recurring.data') }}" method="post">
@csrf
<div class="col-md-3 col-xs-12">
<div class="form-group">
<label>Client Name</label>
<input id="clientName"
type="text"
class="form-control" name="clientName" autocomplete="off">
</div>
</div>
<div class="col-md-3 col-xs-12">
<div class="form-group">
<label>From Date</label>
<input id="fdate"
type="text"
class="form-control " name="fdate" autocomplete="off">
</div>
</div>
<div class="col-md-3 col-xs-12">
<div class="form-group">
<label>To Date</label>
<input id="tdate"
type="text"
class="form-control" name="tdate" autocomplete="off">
</div>
</div>
<div class="col-md-3 col-xs-12">
<div class="form-group" style="margin-top: 25px;">
<button class="btn btn-outline-info" type="submit">Search</button>
</div>
</div>
</form>
</div>
<hr/>
<div class="row">
<div class="col-md-12 col-sm-12 col-xs-12">
<div class="x_panel">
<div class="x_content">
<table id="datatable-responsive" class="table table-striped table-hover table-responsive dt-responsive nowrap" cellspacing="0" width="100%">
<thead>
<tr>
<th>Client Id</th>
<th>Client Name</th>
<th>Email</th>
<th>Subscription Id</th>
<th>Transaction Status</th>
<th>Transaction Id</th>
<th>Plan Amount</th>
<th>Month Frequency</th>
<th>Day Of Month</th>
</tr>
</thead>
<tbody>
@if(!empty($recurringInfo))
@foreach ($recurringInfo as $key => $obj)
@php
if(($obj->transaction_status==config('constant.API_SUCCESS_CODE')))
{
$label='Success';
}
else{
$label='Fail';
}
@endphp
<tr class="tr-height">
<td>{{$obj->user_id}}</td>
<td>{{$obj->name}}</td>
<td>{{ $obj->email}}</td>
<td>{{ $obj->subscription_id }}</td>
<td>{{ $label }}</td>
<td>{{ $obj->transaction_id}}</td>
<td>{{ $obj->plan_amount }}</td>
<td>{{ $obj->month_frequency}}</td>
<td>{{ $obj->day_of_month }}</td>
</tr>
@endforeach
@endif
</tbody>
</table>
<div id="pagination_panel">
{{ $recurringInfo->links('basic.pagination') }}
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
@endsection
@push('script')
<script>
$(document).ready(function() {
$('#fdate,#tdate').val(common_helper.formatDate());
})
common_helper.datePicker('#fdate');
common_helper.datePicker('#tdate');
</script>
@endpush

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@extends('layouts.admin')
@section('content')
@php
$user_access_end_date = '';
if(!empty($user['data']['user_access_end_date'])){
$user_access_end_date = getStringToDate($user['data']['user_access_end_date'],'m/d/Y');
}
$inputData['subscription_status'] = $user['data']['subscription_status'];
$inputData['status'] = $user['data']['status'];
$inputData['is_import'] = $user['data']['is_import'];
$waves = clientWaves(config('constant.MAX_WAVE'));
@endphp
<div class="row">
<div class="col-xs-12 col-sm-12 column col-sm-offset-0">
<div class="panel panel-default panel-frm">
<div class="panel-heading">
<div class="row" style="padding-left: 20px;padding-right: 15px">
<h3 class="pull-left">Account Info Of {{$user['data']['first_name'].' '.$user['data']['last_name']}}</h3>
<form method="post" action="{{route('update.client.id')}}"
autocomplete="off"
class="input-form-section" id="client_activate_form">
@csrf
<input type="hidden" name="client_id" value="{{$user['data']['id']}}">
@if(getClientStatus($user['data']))
<div class="pull-right">
<input type="hidden" name="type" value="1">
<input class="btn btn-success btn2" type="submit" onclick="return client_activate(this)" value="Active">
</div>
@else
<div class="pull-right">
<input type="hidden" name="type" value="2">
<input class="btn btn-success btn2" type="submit" onclick="return client_activate(this)" value="Reset Credit Report">
</div>
@endif
{{-- @if(getEnableImportReset($inputData))--}}
{{-- @endif--}}
</form>
</div>
</div>
<div class="panel-body">
<div class="clearfix"></div>
<div class="row">
<div class="col-md-12 col-sm-12 col-xs-12">
<div class="x_panel">
<form method="post" action="{{route('update.client')}}" id="client_form"
autocomplete="off"
class="input-form-section">
@csrf
<input type="hidden" name="id" value="{{$user['data']['id']}}">
<input type="hidden" name="previous_email" value="{{$user['data']['email']}}">
<div class="x_content">
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="firstname">First Name</label>
<input class="form-control" name="first_name" type="text" placeholder="First Name"
value="{{$user['data']['first_name']}}" id="firstname">
</div>
</div>
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="Last Name">Last Name</label>
<input class="form-control" name="last_name" type="text" placeholder="Last Name"
value="{{$user['data']['last_name']}}" id="lastname">
</div>
</div>
</div>
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="Phone">Phone</label>
<input class="form-control" name="phone" type="text" placeholder="Phone"
value="{{$user['data']['phone']}}" id="phone">
</div>
</div>
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="Street Number">Street Number</label>
<input class="form-control" name="street_no" type="text" placeholder="Street Number"
value="{{$user['data']['street_no']}}" id="street_no">
</div>
</div>
</div>
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="Street Name">Street Name</label>
<input class="form-control" name="street_name" type="text" placeholder="Street Name"
value="{{$user['data']['street_name']}}"
id="street_name">
</div>
</div>
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="City">City</label>
<input class="form-control" name="city" type="text" placeholder="City"
value="{{$user['data']['city']}}" id="city">
</div>
</div>
</div>
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="State">State</label>
<input class="form-control" name="state" type="text" placeholder="State"
value="{{$user['data']['state']}}" id="state">
</div>
</div>
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="zip">Zip</label>
<input class="form-control" name="zip_code" type="text" placeholder="Zip Code"
value="{{$user['data']['zip_code']}}" id="zip_code">
</div>
</div>
</div>
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="email">Email</label>
<input class="form-control" name="email" placeholder="Email"
type="text"
value="{{$user['data']['email']}}" id="email">
</div>
</div>
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="password">Password</label>
<div class="input-group" id="client_show_hide_password">
<input class="form-control" name="password"
type="password" placeholder="Password"
value="{{customDecrypt($user['data']['password'])}}"
id="password">
<div class="input-group-addon">
<a href=""><i class="fa fa-eye-slash"
aria-hidden="true"></i></a>
</div>
</div>
</div>
</div>
</div>
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="Status">Status</label>
<select name="status" class="form-control">
<option
value="1" {{ $user['data']['status'] == 1 ? 'selected' : '' }}>
Active
</option>
<option
value="2" {{ $user['data']['status'] == 2 ? 'selected' : '' }}>
Inactive
</option>
<option
value="2" {{ $user['data']['subscription_status'] == 2 ? 'selected' : '' }}>
Canceled
</option>
</select>
</div>
</div>
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="month">Last Access Date</label>
<input class="form-control" name="user_access_end_date" disabled value="{{$user['data']['user_access_end_date']}}" type="text" >
</div>
</div>
</div>
<div class="row">
<div class="col-md-6 col-xs-12" id="user_access_date_div">
<div class="form-group">
<label for="month">Free Access Date</label>
<input class="form-control" name="user_access_date" readonly id="user_access_end_date" type="text" value="{{$user_access_end_date}}" placeholder="mm/dd/yyyy">
</div>
</div>
<div class="col-md-6 col-xs-12">
<div class="form-group">
<div class="form-group col-md-6 col-xs-12 text-left" >
<input class="form-check-input" type="checkbox" name="change_wave"
value="1" id="change_wave">
<label class="form-check-label" data-toggle="tooltip" data-placement="right" title="">
Unlock Wave
</label>
</div>
<select name="wave" class="form-control" onchange="getDecision(this)" id="wave">
@foreach($waves as $key => $value)
@php $select = ($value['key'] == $user['data']['wave']) ? 'selected': ''; @endphp
<option value="{{$value['key']}}" {{$select}}> {{$value['text']}} </option>
@endforeach
</select>
{{-- <input class="form-control" name="wave" type="text" value="{{$user['data']['wave']}}" >--}}
</div>
</div>
</div>
<div class="row">
<div class="form-group col-md-6 col-xs-12 text-left" >
<input class="form-check-input" type="checkbox" name="report_provider_info"
value="1" id="report_provider_info">
<label class="form-check-label" data-toggle="tooltip" data-placement="right" title="">
Credit Report Provider Information
</label>
</div>
</div>
<div class="row" id="credit_report_info">
<div class="col-md-12">
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="birth_date">Date of Birth</label>
<input class="form-control" name="birth_date" id="birth_date" type="text"
value="{{$user['data']['birth_date']}}" placeholder="mm/dd/yyyy">
</div>
</div>
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="ssn">Social Security Number</label>
<input class="form-control" name="ssn"
type="text" maxlength="4"
value="{{$user['data']['ssn']}}"
placeholder="Last 4 digit of ssn"
id="ssn">
</div>
</div>
</div>
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="">Source Type</label>
@php
$source_types = config('constant.sourceType');
@endphp
<select name="source_type" class="form-control">
@foreach($source_types as $key=>$value)
<option value="{{$value}}" {{$user['data']['credit_report_company_type'] == $value ? 'selected':''}}> {{$key}}</option>
@endforeach
</select>
</div>
</div>
@if(isSupport())
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="month">Previous Import Date</label>
<input class="form-control" name="last_import_date" readonly id="last_import_date" type="text" value="{{$user['data']['last_import_date']}}" placeholder="mm/dd/yyyy">
</div>
</div>
@endif
</div>
</div>
</div>
</div>
@if(isShowContent('update.client'))
<div class="col-sm-12 center" style="margin-top: 10px; text-align: center; ">
<input class="btn btn-success btn2" type="submit" onclick="return client_form_submit(this)" value="Save Changes">
</div>
@endif
</form>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="modal fade" id="common_confirmation_modal" style="margin-top: 50px" tabindex="-1" aria-hidden="true">
<div class="modal-dialog modal-md" id="modal-dialog-panel">
<div class="modal-content">
<div class="modal-header">
<button type="button" class="close" data-dismiss="modal">&times;</button>
</div>
<div class="modal-body">
<h4 class="mb-2 text-center" style="color: red" id="common_message_text">
</h4>
</div>
<div class="modal-footer" style="text-align: center">
<button type="button" class="btn btn-secondary btn-lg" data-dismiss="modal">Close</button>
</div>
</div>
</div>
</div>
@endsection
@push('script')
<script>
$(document).ready(function() {
common_helper.datePicker('#user_access_end_date','mm/dd/yyyy',false,new Date(new Date().setDate(new Date().getDate() + 1)),null);
common_helper.datePicker('#last_import_date','mm/dd/yyyy',true,null);
common_helper.datePicker('#birth_date','mm/dd/yyyy',true,null);
$('#wave').prop('disabled', true);
});
const client_form_submit =(e)=>{
var data = $('#report_provider_info').prop("checked");
if(data) {
$('#client_form').validate({
rules: {
'first_name': 'required',
'last_name': 'required',
'email': 'required',
'password': 'required',
'birth_date': 'required',
'street_no': 'required',
'street_name': 'required',
'city': 'required',
'state': 'required',
'zip_code': 'required',
'phone': 'required',
'ssn': 'required',
'source_type': 'required',
},
messages: {
'first_name': {
required: "Please enter first name"
},
'last_name': {
required: "Please enter last name"
}, 'email': {
required: "Please enter email"
}, 'password': {
required: "Please enter password"
},
'birth_date': {
required: "Please enter birth date",
},
'street_no': {
required: "Please enter street number"
},
'street_name': {
required: "Please enter street name"
},
'state': {
required: "Please enter state"
},
'city': {
required: "Please enter city"
},
'zip_code': {
required: "Please enter zip code"
},
'phone': {
required: "Please enter phone number"
},
'ssn': {
required: "Please enter last 4 digit of ssn"
},
'source_type': {
required: "Please enter source type"
},
},
highlight: function (element) {
$(element).parent().addClass("has-error");
},
});
if ($('#client_form').valid()) {
let url = '{{ route('admin.ajax.get.process') }}';
let previous_email = $('[name="previous_email"]').val();
let email = $('#client_form').find('input[name=email]').val();
let password = $('[name="password"]').val();
let source_type = $('[name="source_type"]').val();
let ssn = $('[name="ssn"]').val();
let data = {
action: 'GET_SUBSCRIPTION_STATUS_CREDIT_REPORT_PROVIDER',
email: email,
password: password,
previous_email: previous_email,
source_type: source_type,
ssn: ssn
};
common_helper.globalAjaxRequestAsync(url, 'POST', data, callbackfromreportprovider);
}
return false;
}else {
$('#client_form').validate({
rules: {
'first_name': 'required',
'last_name': 'required',
'email': 'required',
'password': 'required',
'street_no': 'required',
'street_name': 'required',
'city': 'required',
'state': 'required',
'zip_code': 'required',
'phone': 'required'
},
messages: {
'first_name': {
required: "Please enter first name"
},
'last_name': {
required: "Please enter last name"
}, 'email': {
required: "Please enter email"
}, 'password': {
required: "Please enter password"
},
'street_no': {
required: "Please enter street number"
},
'street_name': {
required: "Please enter street name"
},
'state': {
required: "Please enter state"
},
'city': {
required: "Please enter city"
},
'zip_code': {
required: "Please enter zip code"
},
'phone': {
required: "Please enter phone number"
},
},
highlight: function (element) {
$(element).parent().addClass("has-error");
},
submitHandler: function (form) {
form.submit();
}
});
}
};
const callbackfromreportprovider =(response)=>{
if(response.status) {
$('#client_form').submit();
}else {
let html = response.message;
$('#common_message_text').text(html);
$('#common_confirmation_modal').modal('show');
}
}
$("#client_show_hide_password a").on('click', function (event) {
common_helper.globalPasswordView('#client_show_hide_password', event);
})
const client_activate =(e) => {
let type = $('#client_activate_form').find('input[name=type]').val();
let html_content = `<h4>Are you sure you want to activate client?</h4>`;
if(type === '2'){
html_content = `<h4>Are you sure you want to reset credit report?</h4>`;
}
const swalresponse = common_helper.swalAleart(html_content, 'warning', 450, true, '', true, true, 'Yes');
swalresponse.then(function (result) {
if (result.isConfirmed) {
$('#client_activate_form').submit();
}
})
return false;
}
$("#change_wave").on('click', function (event) {
$('#wave').prop('disabled', !this.checked);
})
</script>
@endpush

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<h3 class="text-center" >One Time Password Recovery</h3>
<form method="post" onsubmit="return oneTimeFormSubmit()" target="_blank" action="https://www.smartcredit.com/external-login">
<input type="hidden" name="loginType" value="CUSTOMER">
<input type="hidden" name="j_username" value="{{$email}}">
<input type="hidden" name="j_password" class="form-control" value="{{$password}}">
<div class="form-group text-center" >
<button type="submit" class="btn btn-default btn2" >
Click Here
<span> <i class="fa fa-chevron-right"></i><i class="fa fa-chevron-right"></i></span>
</button>
</div>
</form>
<script>
function oneTimeFormSubmit(){
$('#securityModal').modal('hide')
return true;
}
</script>

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<!doctype html>
<html lang="en">
<head>
<meta charset="UTF-8">
<meta name="viewport"
content="width=device-width, user-scalable=no, initial-scale=1.0, maximum-scale=1.0, minimum-scale=1.0">
<meta http-equiv="X-UA-Compatible" content="ie=edge">
<title>Creditzombies</title>
</head>
<body style="margin-left: 20px">
<p style="margin-top: 5px"> Hello Admin ,</p>
<br/><br/>
<p> User account of name {{$data['email_body']}} has been canceled from Credit Zombies partnered with Smartcredit credit report system . </p>
<br/><br/>
<p>
Sincerely,<br/><br/>
Customer Support Team <br/>
Credit Zombies/ClickLetters LLC <br/>
Partner with SmartCredit
</p>
</body>
</html>

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<!doctype html>
<html lang="en">
<head>
<meta charset="UTF-8">
<meta name="viewport"
content="width=device-width, user-scalable=no, initial-scale=1.0, maximum-scale=1.0, minimum-scale=1.0">
<meta http-equiv="X-UA-Compatible" content="ie=edge">
<title>CCE</title>
</head>
<body style="margin-left: 20px">
<p style="margin-top: 5px"> Hello {{$data['email_body']}} ,</p>
<br/><br/>
<p> Your account for Credit Counsel Elite partnered with Smartcredit credit report system was canceled. </p>
<br/><br/>
<p> If this was made by someone other than you please contact support at : support@clickletters.com</p>
<br/><br/>
<p> If you need further assistance please let us know.</p>
<br/><br/>
<p> Credit Counsel Elite Owned by Clickletters LLC</p>
<br/><br/>
<p>
Sincerely,<br/><br/>
Customer Support Team <br/>
Credit Counsel Elite/ClickLetters LLC <br/>
Partner with SmartCredit
</p>
</body>
</html>

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<!doctype html>
<html lang="en">
<head>
<meta charset="UTF-8">
<meta name="viewport"
content="width=device-width, user-scalable=no, initial-scale=1.0, maximum-scale=1.0, minimum-scale=1.0">
<meta http-equiv="X-UA-Compatible" content="ie=edge">
<title>CCE</title>
</head>
<body style="margin-left: 20px">
<p style="margin-top: 5px"> Hello {{$data['email_body']}} ,</p>
<br/>
<p> Congratulations, your account is set to be activated soon. Our team has been notified and they will be activating you soon. </p>
<br/>
<p> Please allow 24 hours for all set up system to be turned on for you.</p>
<br/>
<p> If you do not see a link after 24 hours please check your spam folder for the email or contact support @</p>
<p><a href = "mailto:support@clickletters.com"> support@clickletters.com </a></p>
<br/>
<p> We are here to help </p>
<br/>
<p>
Sincerely,<br/><br/>
Technical Support Team <br/>
</p>
</body>
</html>

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<!doctype html>
<html lang="en">
<head>
<meta charset="UTF-8">
<meta name="viewport"
content="width=device-width, user-scalable=no, initial-scale=1.0, maximum-scale=1.0, minimum-scale=1.0">
<meta http-equiv="X-UA-Compatible" content="ie=edge">
<title>CCE</title>
</head>
<body style="margin-left: 20px">
<br/>
<p> Congratulations! Please activate {{$data['email_body']}} their email is {{$data['email']}} they are ready to be activated </p>
<br/>
<p>
Thanks,<br/><br/>
Technical Support Team <br/>
</p>
</body>
</html>

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<!doctype html>
<html lang="en">
<head>
<meta charset="UTF-8">
<meta name="viewport"
content="width=device-width, user-scalable=no, initial-scale=1.0, maximum-scale=1.0, minimum-scale=1.0">
<meta http-equiv="X-UA-Compatible" content="ie=edge">
<title>CCE</title>
</head>
<body style="margin-left: 20px">
<p style="margin-top: 5px"> Hello {{$data['email_body']}} ,</p>
<br/>
<p> Congratulations, your account is now active! </p>
<br/>
<p> Please click the this link <a href="{{$data['url']}}">{{$data['url']}}</a> to login to your account. Use the email and password you set up with to login.</p>
<p> Your Email: {{$data['email']}}</p>
<p> Your Password: {{$data['password']}}</p>
<br/>
<p> If you do not see a link after 24 hours please check your spam folder for the email or contact support:</p>
<p><a href = "mailto:support@clickletters.com"> support@clickletters.com </a></p>
<br/>
<p> We are here to help </p>
<br/>
<p>
Sincerely,<br/><br/>
Technical Support Team <br/>
</p>
</body>
</html>

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<!doctype html>
<html lang="en">
<head>
<meta charset="UTF-8">
<meta name="viewport"
content="width=device-width, user-scalable=no, initial-scale=1.0, maximum-scale=1.0, minimum-scale=1.0">
<meta http-equiv="X-UA-Compatible" content="ie=edge">
<title>Credit Counsel Elite</title>
</head>
<body>
<p>Hello, {{$data['email_body']}}.</p>
<br/>
<br/>
<p>
Regards,<br/>
Credit Counsel Elite
</p>
</body>
</html>

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<!doctype html>
<html lang="en">
<head>
<meta charset="UTF-8">
<meta name="viewport"
content="width=device-width, user-scalable=no, initial-scale=1.0, maximum-scale=1.0, minimum-scale=1.0">
<meta http-equiv="X-UA-Compatible" content="ie=edge">
<title>Creditzombies</title>
</head>
<body style="margin-left: 20px">
<p style="margin-top: 5px">Hello {{$data['email_body']}} ,We just tried to process your credit report payment for Credit Zombies partnered with SmartCredit. You should see a charge after you update your card on file for clickletters LLC. Please update your card on file to process your payment today, to prevent any interruption in your services moving forward.</p>
<br/>
<br/>
<p>If you have any questions please send and email to support@clickletters.com. </p>
<br/>
<p>
Sincerely,<br/>
Customer Support <br/>
Credit Zombies/Clickletters <br/>
Partnerd with smartcredit
</p>
</body>
</html>

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<!doctype html>
<html lang="en">
<head>
<meta charset="UTF-8">
<meta name="viewport"
content="width=device-width, user-scalable=no, initial-scale=1.0, maximum-scale=1.0, minimum-scale=1.0">
<meta http-equiv="X-UA-Compatible" content="ie=edge">
<title>CCE</title>
</head>
<body style="margin-left: 20px">
<p style="margin-top: 5px"> Hello {{$data['email_body']}} ,</p>
<br/><br/>
<p> Your purchase for Credit Zombies partnered with Smartcredit credit report system was just made. You will see a purchase on your bank statement for $24.97 from ClickLetters LLC.</p>
<br/><br/>
<p> If this was made buy someone other than you please contact support at : support@clickletters.com</p>
<br/><br/>
<p> Or call us at 614-547-6222</p>
<br/><br/>
<p> Between 9 am to 6pm eastern time</p>
<br/><br/>
<p> Please save this email for future use.</p>
<br/><br/>
<p> Step 1.</p>
<br/><br/>
<p> Login to your software to set up and get started</p>
<br/><br/>
<p> Here is the link: <a href="https://members.creditzombies.com/login">https://members.creditzombies.com/login</a></p>
<br/><br/>
<p> If you need further assistance please let us know, and thank you for choosing Credit Counsel Elite partner with SmartCredit</p>
<br/><br/>
<p> Credit Counsel Elite Owned by Clickletters LLC</p>
<br/><br/>
<p>
Sincerely,<br/><br/>
Customer Support Team <br/>
Credit Counsel Elite/ClickLetters LLC <br/>
Partner with SmartCredit
</p>
</body>
</html>

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<!doctype html>
<html lang="en">
<head>
<meta charset="UTF-8">
<meta name="viewport"
content="width=device-width, user-scalable=no, initial-scale=1.0, maximum-scale=1.0, minimum-scale=1.0">
<meta http-equiv="X-UA-Compatible" content="ie=edge">
<title>businesscreditassistance</title>
</head>
<body>
<p>Hello, </p>
<br/>
<p>{{$data['email_body']}}.</p>
<br/>
<p>
Regards,<br/>
businesscreditassistance.com
</p>
</body>
</html>

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@extends('layouts.admin')
@section('content')
<div class="row">
<div class="col-xs-12 col-sm-12 column col-sm-offset-0 ">
<div class="panel panel-default panel-frm">
<div class="panel-heading">
<div class="row" style="padding-left: 25px;padding-right: 15px">
<h3 class="pull-left">Employee Registration</h3>
@if(isShowContent('employee.list'))
<a href="{{route('employee.list')}}" class="btn btn-success btn-flat pull-right">
<i class="fa fa-user" aria-hidden="true"></i>
Employee List
</a>
@endif
</div>
</div>
<div class="panel-body">
<div class="clearfix"></div>
<div class="row">
<div class="col-md-12 col-sm-12 col-xs-12">
<div class="x_panel">
<form method="post" action="{{route('insert.employee')}}" id="client_form" autocomplete="on" enctype=multipart/form-data class="input-form-section">
@csrf
<div class="x_content">
<div class="col-md-12">
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="first_name">First Name</label>
<input class="form-control" name="first_name" type="text"
id="firstname">
</div>
</div>
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="last_name">Last Name</label>
<input class="form-control" name="last_name" type="text">
</div>
</div>
</div>
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="email">Email</label>
<input class="form-control" name="email" value=""
type="text" autocomplete="on">
</div>
</div>
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="password">Password</label>
<div class="input-group" id="employee_registration_show_hide_password">
<input class="form-control" name="password"
type="password"
id="password">
<div class="input-group-addon">
<a href=""><i class="fa fa-eye-slash" aria-hidden="true"></i></a>
</div>
</div>
</div>
</div>
</div>
<div class="row">
<div class="col-md-6 col-xs-12" style="margin-left: 10px">
@include('partials.permission',['moduleSubmoduleAssoc'=>$moduleSubmoduleAssoc])
</div>
</div>
</div>
<div class="col-sm-12 center" style="margin-top: 10px; text-align: center; ">
@if(isShowContent('insert.employee'))
<input class="btn btn-success btn2" type="submit" value="Save Changes">
@endif
</div>
</div>
</form>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
@endsection
@push('script')
<script src="{{asset('js/jsvalidate/validate-latest.js')}}"></script>
<script>
$('#client_form').validate({
rules: {
'first_name': 'required',
'last_name': 'required',
'email': { 'required':true,'email':true},
'password': 'required',
'userRole': 'required',
},
messages: {
'first_name': {
required: "Please enter your first name"
},
'last_name': {
required: "Please enter your last name"
},
'email': {
required: "Please enter an email address",
email: "Please enter a valid email address"
},
'password': {
required: "Please enter password again",
},
},
highlight: function (element) {
$(element).parent().addClass("has-error");
},
submitHandler: function (form) {
form.submit();
}
});
$('#employee_registration_show_hide_password a').on('click', function(event){
common_helper.globalPasswordView('#employee_registration_show_hide_password',event);
})
const birthDateCompleted=()=>{
let birth_date=$("[name='birth_date']").val();
if(birth_date.length===2){
birth_date+='/';
}
else if(birth_date.length===5){
birth_date+='/';
}
$("[name='birth_date']").val(birth_date);
}
</script>
@endpush

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@extends('layouts.admin')
@section('content')
<div class="row">
<div class="col-xs-12 col-sm-12 column col-sm-offset-0 ">
<div class="panel panel-default panel-frm">
<div class="panel-heading">
<div class="row" style="padding-left: 25px;padding-right: 15px">
<h3 class="pull-left">Information of {{$employee['first_name'].' '.$employee['last_name']}}</h3>
@if(isShowContent('employee.list'))
<a href="{{route('employee.list')}}" class="btn btn-success btn-flat pull-right">
<i class="fa fa-list" aria-hidden="true"></i>
Employee List
</a>
@endif
</div>
</div>
<div class="panel-body">
<div class="clearfix"></div>
<div class="row">
<div class="col-md-12 col-sm-12 col-xs-12">
<div class="x_panel">
<form method="post" action="{{route('update.employee')}}" id="employee_edit_form" autocomplete="on" enctype=multipart/form-data class="input-form-section">
@csrf
<input type="hidden" name="id" value="{{$employee['id']}}">
<div class="x_content">
<div class="col-md-12">
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="first_name">First Name</label>
<input class="form-control"
name="first_name"
type="text"
value="{{$employee['first_name']}}"
id="firstname">
</div>
</div>
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="last_name">Last Name</label>
<input class="form-control" name="last_name" value="{{$employee['last_name']}}" type="text">
</div>
</div>
</div>
<div class="row">
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="email">Email</label>
<input class="form-control" name="email" value="{{$employee['email']}}"
type="text" autocomplete="on">
</div>
</div>
<div class="col-md-6 col-xs-12">
<div class="form-group">
<label for="password">Password</label>
<div class="input-group" id="employee_edit_show_hide_password">
<input class="form-control" name="password"
type="password"
value="{{customDecrypt($employee['password'])}}"
id="password">
<div class="input-group-addon">
<a href=""><i class="fa fa-eye-slash" aria-hidden="true"></i></a>
</div>
</div>
</div>
</div>
</div>
<div class="row">
<div class="col-md-6 col-xs-12" style="margin-left: 10px">
@include('partials.permission',['moduleSubmoduleAssoc'=>$moduleSubmoduleAssoc,'employee_permission'=>$employee_permission])
</div>
</div>
</div>
<div class="col-sm-12 center" style="margin-top: 10px; text-align: center; ">
@if(isShowContent('update.employee'))
<input class="btn btn-success btn2" type="submit" value="Save Changes">
@endif
</div>
</div>
</form>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
@endsection
@push('script')
<script src="{{asset('js/jsvalidate/validate-latest.js')}}"></script>
<script>
$('#employee_edit_form').validate({
rules: {
'first_name': 'required',
'last_name': 'required',
'email': { 'required':true,'email':true},
'password': 'required',
'userRole': 'required',
},
messages: {
'first_name': {
required: "Please enter your first name"
},
'last_name': {
required: "Please enter your last name"
},
'email': {
required: "Please enter an email address",
email: "Please enter a valid email address"
},
'password': {
required: "Please enter password again",
},
},
highlight: function (element) {
$(element).parent().addClass("has-error");
},
submitHandler: function (form) {
form.submit();
}
});
$('#employee_edit_show_hide_password a').on('click', function(event){
common_helper.globalPasswordView('#employee_edit_show_hide_password',event);
})
</script>
@endpush

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@extends('layouts.admin')
<style>
#table-clients td {
text-align: left !important;
padding: 8px !important;
}
#table-clients th {
padding: 8px !important;
}
</style>
@php
$pageLimit = $searchData['pageLimit'];
$search_value = $searchData['search_value'];
@endphp
@section('content')
<div class="row">
<div class="col-md-12 col-sm-12 col-xs-12">
<div class="panel panel-default">
<div class="panel-heading">
<div class="row" style="padding-left: 20px;padding-right: 15px">
<h3 class="pull-left">Employee List</h3>
@if(isShowContent('create.employee'))
<a href="{{route('create.employee')}}" class="btn btn-success btn-flat pull-right">
<i class="fa fa-user" aria-hidden="true"></i>
Add Employee
</a>
@endif
</div>
</div>
<div class="panel-body">
<div class="row">
<div class="col-md-12 col-sm-12 col-xs-12">
<div class="x_panel">
<div class="x_content">
<form action="{{route('employee.list')}}" method="get" role="search">
<div class="row">
<div class="col-md-2 col-xs-12">
<div class="form-group">
<label>Show</label>
<select name="pageLimit" id="pagination" class="form-control"
onchange="this.form.submit()">
<option value="10" @if($pageLimit == 10) selected @endif>10</option>
<option value="20" @if($pageLimit == 20) selected @endif>20</option>
<option value="50" @if($pageLimit == 50) selected @endif>50</option>
<option value="100" @if($pageLimit == 100) selected @endif>100</option>
<option value="500" @if($pageLimit == 500) selected @endif>500</option>
</select>
</div>
</div>
<div class="col-md-4 col-xs-12">
<div class="form-group">
<label>Employee Name/Email</label>
<input id="search_value"
type="text"
value="{{$searchData['search_value']}}"
placeholder="Search By Name/Email"
class="form-control" name="search_value" autocomplete="off">
</div>
</div>
<div class="col-md-2 col-xs-12">
<div class="form-group" style="margin-top: 25px;">
<button class="btn btn-outline-info" style="width:100%" type="submit">Search</button>
</div>
</div>
</div>
<div class="row">
<div class="col-md-2">
@if(isShowContent('admin.ajax.process'))
<button style="margin-top: 15px;" onclick="return multipleEmployeeDelete()" type="button"
class="btn btn-danger pull-left" style="margin-left: 10px"
id="btnDeleteMultipleEmployee" disabled>Delete Employee
</button>
@endif
</div>
</div>
</form>
<div class="table-responsive py-5">
<table id="table-clients" class="table table-bordered table-hover">
<thead>
<tr>
<th><input type="checkbox" name="allChecked" value="all"
onclick="common_helper.allChecked(this,'checkedBoxEmployee')"></th>
<th>Employee Name</th>
<th>Email</th>
<th>Created At</th>
<th>Actions</th>
</tr>
</thead>
<tbody>
@if(!empty($employees))
@foreach ($employees as $key => $obj)
@php
$employee_info = json_encode([$obj->id,$obj->email]);
$action = 'DELETE_EMPLOYEE';
@endphp
<tr class="tr-height">
<td style="text-align: center !important;"><input type="checkbox" name="checkedBoxEmployee"
value="{{$employee_info}}" onclick="checkedornot(this)"></td>
<td>{{$obj->first_name.' '.$obj->last_name}}</td>
<td>{{ $obj->email}}</td>
<td> {{ getStringToDateTime($obj->created_at,'m/d/Y h:i:s a') }} </td>
<td>
@if(isShowContent('get.employee.info'))
<a href="{{route('get.employee.info',$obj->id)}}"
class="btn btn-success" style="padding: 5px;"> <span
class="glyphicon glyphicon-pencil" title="Edit"></span></a>
@endif
@if(isShowContent('get.employee.info'))
<button onclick="return employeeDelete({{$employee_info}},'{{$action}}')"
class="btn btn-danger" style="padding: 5px;"><span
class="glyphicon glyphicon-trash" title="Delete"></span>
</button>
@endif
</td>
</tr>
@endforeach
@endif
</tbody>
</table>
</div>
<div id="pagination_panel">
{{ $employees->appends(compact('pageLimit' , 'search_value')) ->links('basic.pagination') }}
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
@endsection
@push('script')
<script>
const allEmployeeChecked =(e)=>{
$('input:checkbox').prop('checked',e.checked);
$('#btnDeleteMultipleEmployee').prop('disabled',(!e.checked));
}
const multipleEmployeeDelete = () => {
let action = 'DELETE_MULTIPLE_EMPLOYEE';
let checkedData = $("[name='checkedBoxEmployee']");
let clientId = [];
for (let checkbox of checkedData) {
if (checkbox.checked)
clientId.push(checkbox.value);
}
if (clientId.length > 0) {
employeeDelete(clientId,action);
}
}
const employeeDelete = (userData,action) => {
let html_content = `<h4>Are you sure you want to delete employee?</h4>`;
const swalresponse = common_helper.swalAleart(html_content, 'warning', 450, true, '', true, true, 'Yes');
swalresponse.then(async function (result) {
if (result.isConfirmed) {
let response = await common_helper.globalAjaxRequest('{{route('admin.ajax.process')}}', 'POST', {
action: action,
userData: userData,
delete_type:'employee',
_token: "{{ csrf_token() }}"
});
if (response.status) {
Swal.fire({icon: response.type, title: response.message, width: 450, closeOnConfirm: true});
window.location = `{{route('employee.list')}}`;
} else {
Swal.fire({icon: response.type, title: response.message, width: 450, closeOnConfirm: true});
}
}
})
}
const checkedornot = (e) => {
let allData = $("[name='checkedBoxEmployee']");
let checkedData = $("[name='checkedBoxEmployee']:checked");
let allChecked = false;
let alldelete = false;
if(allData.length === checkedData.length){
allChecked = true;
}
if(checkedData.length === 0){
alldelete = true;
}
$("[name='allChecked']").prop('checked', allChecked);
$('#btnDeleteMultipleEmployee').prop('disabled', alldelete);
}
</script>
@endpush

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<h3 class="text-center" >One Time Password Recovery</h3>
<form method="post" onsubmit="return oneTimeFormSubmit()" target="_blank" action="https://www.smartcredit.com/external-login">
<input type="hidden" name="loginType" value="CUSTOMER">
<input type="hidden" name="j_username" value="{{$email}}">
<input type="hidden" name="j_password" class="form-control" value="{{$password}}">
<div class="form-group text-center" >
<button type="submit" class="btn btn-default btn2" >
Click Here
<span> <i class="fa fa-chevron-right"></i><i class="fa fa-chevron-right"></i></span>
</button>
</div>
</form>
<script>
function oneTimeFormSubmit(){
$('#securityModal').modal('hide')
return true;
}
</script>

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<!DOCTYPE html>
<html lang="en">
<head>
<meta charset="utf-8">
<meta http-equiv="X-UA-Compatible" content="IE=edge">
<meta name="viewport" content="width=device-width, initial-scale=1">
<title>404</title>
<style id="" media="all">
/* cyrillic-ext */
@font-face {
font-family: 'Montserrat';
font-style: normal;
font-weight: 900;
font-display: swap;
src: url(/fonts.gstatic.com/s/montserrat/v25/JTUHjIg1_i6t8kCHKm4532VJOt5-QNFgpCvC73w0aXpsog.woff2) format('woff2');
unicode-range: U+0460-052F, U+1C80-1C88, U+20B4, U+2DE0-2DFF, U+A640-A69F, U+FE2E-FE2F;
}
* {
-webkit-box-sizing: border-box;
box-sizing: border-box
}
body {
padding: 0;
margin: 0
}
#notfound {
position: relative;
height: 100vh
}
#notfound .notfound {
position: absolute;
left: 50%;
top: 50%;
-webkit-transform: translate(-50%, -50%);
-ms-transform: translate(-50%, -50%);
transform: translate(-50%, -50%)
}
.notfound {
max-width: 520px;
width: 100%;
line-height: 1.4;
text-align: center
}
.notfound .notfound-404 {
position: relative;
height: 240px
}
.notfound .notfound-404 h1 {
font-family: montserrat, sans-serif;
position: absolute;
left: 50%;
top: 50%;
-webkit-transform: translate(-50%, -50%);
-ms-transform: translate(-50%, -50%);
transform: translate(-50%, -50%);
font-size: 252px;
font-weight: 900;
margin: 0;
color: #262626;
text-transform: uppercase;
letter-spacing: -40px;
margin-left: -20px
}
.notfound .notfound-404 h1>span {
text-shadow: -8px 0 0 #fff
}
.notfound .notfound-404 h3 {
font-family: cabin, sans-serif;
position: relative;
font-size: 16px;
font-weight: 700;
text-transform: uppercase;
color: #262626;
margin: 0;
letter-spacing: 3px;
padding-left: 6px
}
.notfound h2 {
font-family: cabin, sans-serif;
font-size: 20px;
font-weight: 400;
text-transform: uppercase;
color: #000;
margin-top: 0;
margin-bottom: 25px
}
@media only screen and (max-width: 767px) {
.notfound .notfound-404 {
height: 200px
}
.notfound .notfound-404 h1 {
font-size: 200px
}
}
@media only screen and (max-width: 480px) {
.notfound .notfound-404 {
height: 162px
}
.notfound .notfound-404 h1 {
font-size: 162px;
height: 150px;
line-height: 162px
}
.notfound h2 {
font-size: 16px
}
}
</style>
<meta name="robots" content="noindex, follow">
</head>
<body>
<div id="notfound">
<div class="notfound">
<div class="notfound-404">
<h3>Oops! Page not found</h3>
<h1><span>4</span><span>0</span><span>4</span></h1>
</div>
<h2>we are sorry, but the page you requested was not found</h2>
</div>
</div>
</body>
</html>

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@extends('layouts.admin')
@push('css')
<link href="{{ asset('css/support/support.css') }}" rel="stylesheet">
@endpush
@php
$pageLimit = $searchData['pageLimit'];
$status_code = $searchData['status_code'];
@endphp
@section('content')
<div class="row">
<div class="col-md-12 col-sm-12 col-xs-12">
<div class="panel panel-default">
<div class="panel-heading">
<div class="row" style="padding-left: 20px;padding-right: 15px">
<h3 class="pull-left">Iq Call Histories</h3>
</div>
</div>
<div class="panel-body">
<div class="row">
<div class="col-md-12 col-sm-12 col-xs-12">
<div class="x_panel">
<div class="x_content">
<form action="{{route('list.iq.history')}}" method="get" role="search">
<div class="row">
<div class="col-md-2 col-xs-12">
<div class="form-group">
<label>Show</label>
<select name="pageLimit" id="pagination" class="form-control"
onchange="this.form.submit()">
<option value="10" @if($pageLimit == 10) selected @endif>10</option>
<option value="20" @if($pageLimit == 20) selected @endif>20</option>
<option value="50" @if($pageLimit == 50) selected @endif>50</option>
<option value="100" @if($pageLimit == 100) selected @endif>100</option>
<option value="500" @if($pageLimit == 500) selected @endif>500</option>
</select>
</div>
</div>
<div class="col-md-2 col-xs-12">
<div class="form-group">
<label>From Date</label>
<input id="fdate"
type="text"
class="form-control" name="fdate"
value="{{$searchData['fdate']}}"
autocomplete="off">
</div>
</div>
<div class="col-md-2 col-xs-12">
<div class="form-group">
<label>To Date</label>
<input id="tdate"
type="text"
class="form-control" name="tdate"
value="{{$searchData['tdate']}}"
autocomplete="off">
</div>
</div>
<div class="col-md-2 col-xs-12">
<div class="form-group">
<label>Page Status</label>
<select name="status_code" class="form-control">
<option value="" @if($status_code == '') selected @endif>Please Select</option>
<option value="1" @if($status_code == 1) selected @endif>Ip Blocked</option>
<option value="2" @if($status_code == 2) selected @endif>Success</option>
</select>
</div>
</div>
<div class="col-md-2 col-xs-12">
<div class="form-group" style="margin-top: 25px;">
<button class="btn btn-primary btn-outline-primary" style="width:100%" type="submit">Search</button>
</div>
</div>
<div class="col-md-2 col-xs-12">
<div class="form-group" style="margin-top: 25px;">
<button class="btn btn-primary btn-outline-primary" name="export" value="1" style="width:100%" type="submit">Excel Export</button>
</div>
</div>
</div>
</form>
<div class="table-responsive py-5">
<table id="table-histories" class="table table-bordered table-hover">
<thead>
<tr>
<th>Id</th>
<th>IP</th>
<th>Port</th>
<th>Page</th>
<th>Status Code</th>
<th>Status</th>
<th>Created On</th>
</tr>
</thead>
<tbody>
@if(!empty($histories))
@foreach ($histories as $key => $obj)
@php
$status = "Success";
if($obj->error_code == 403)
$status = "Failed";
@endphp
<tr class="tr-height">
<td>{{ $obj->id }}</td>
<td>{{$obj->ip}}</td>
<td>{{$obj->port}}</td>
<td>{{$obj->page}}</td>
<td>{{$obj->error_code}}</td>
<td>{{$status}}</td>
<td>{{$obj->created_at}}</td>
</tr>
@endforeach
@endif
</tbody>
</table>
</div>
<div id="pagination_panel">
{{ $histories->links('basic.pagination') }}
<input type="hidden" name="redirect_url" value="{{route('list.iq.history')}}">
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
@endsection
@push('script')
<script>
$(function() {
common_helper.datePicker('#fdate',"yyyy-mm-dd",true,null);
common_helper.datePicker('#tdate',"yyyy-mm-dd",true,null);
});
</script>
@endpush

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<!DOCTYPE html>
<html lang="en">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=UTF-8">
<!-- Meta, title, CSS, favicons, etc. -->
<meta charset="utf-8">
<meta http-equiv="X-UA-Compatible" content="IE=edge">
<meta name="csrf-token" content="{{ csrf_token() }}"/>
<meta name="viewport" content="width=device-width, initial-scale=1">
<link rel="shortcut icon" href="{{ asset('images/CCE_favicon.png') }}"/>
<title>{{ config('app.name') }}</title>
<!-- Bootstrap -->
<link href="{{ asset('theme/bootstrap/dist/css/bootstrap.min.css') }}" rel="stylesheet">
<!-- Font Awesome -->
<link href="{{ asset('theme/font-awesome/css/font-awesome.min.css') }}" rel="stylesheet">
<!-- NProgress -->
<link href="{{ asset('theme/nprogress/nprogress.css') }}" rel="stylesheet">
<!-- bootstrap-progressbar -->
<link href="{{ asset('theme/bootstrap-progressbar/css/bootstrap-progressbar-3.3.4.min.css') }}" rel="stylesheet">
<!-- bootstrap-daterangepicker -->
<link href="{{ asset('theme/bootstrap-daterangepicker/daterangepicker.css') }}" rel="stylesheet">
<!-- Custom Theme Style -->
<!-- bootstrap-wysiwyg -->
<link href="{{ asset('theme/google-code-prettify/bin/prettify.min.css') }}" rel="stylesheet">
<!-- Select2 -->
<link href="{{ asset('theme/select2/dist/css/select2.min.css') }}" rel="stylesheet">
<link rel="stylesheet" href="{{ asset('css/loader.css') }}">
<link rel="stylesheet" href="{{ asset('css/spinner.css') }}">
<link href="{{ asset('theme/build/css/custom.min.css') }}" rel="stylesheet">
<link href="{{ asset('css/improved.css') }}" rel="stylesheet">
<link href="{{ asset('css/rtg_custom.css') }}" rel="stylesheet">
<link href="{{ asset('css/custom.css') }}" rel="stylesheet">
<!-- Magnific Popup Style-->
<link href="{{ asset('js/magnify/magnific-popup.css') }}" rel="stylesheet">
<!-- Datepicker css-->
<link href="{{ asset('css/datepicker.css') }}" rel="stylesheet">
<!-- summernote css-->
<link href="{{ asset('js/summernote/summernote.css') }}" rel="stylesheet">
<style>
.container_body{
height: fit-content;
min-height: 752px !important;
}
.tr-height{
line-height: 45px;
min-height: 45px;
height: 45px;
}
.swal2-confirm,.swal2-cancel {
font-size: 1.4em !important;
}
ul#remove {
list-style-type: none;
padding: 0;
}
</style>
@stack('css')
</head>
<body class="nav-md"> <!-- nav-sm -->
<div id="spinner">
<div id="loading">
<span class="timer-loader">Loading…</span>
</div>
</div>
<div class="container body">
<div class="main_container" >
@if (Auth::check())
@include('partials/adminsidemenu')
@include('partials/admintopbar')
<div class="right_col container_body" role="main" >
@if ($errors->any())
<div class="alert alert-danger" onclick="this.classList.add('hidden');">
<ul id="remove">
@foreach ($errors->all() as $error)
<li>{{ $error }}</li>
@endforeach
</ul>
</div>
@endif
@if (session()->has('success'))
<div class="alert alert-success" onclick="this.classList.add('hidden');">
{{ session()->get('success') }}
</div>
@endif
@if (session()->has('error'))
<div class="alert alert-danger" onclick="this.classList.add('hidden');">
{{ session()->get('error') }}
</div>
@endif
@yield('content')
</div>
@else
@yield('content')
@endif
</div>
</div>
@include('partials.footer')
<!-- jQuery -->
<script src="{{ asset('theme/jquery/dist/jquery.min.js') }}"></script>
<!-- Bootstrap -->
<script src="{{ asset('theme/bootstrap/dist/js/bootstrap.min.js') }}"></script>
<!-- Datepicker Script-->
<script src="{{asset('/')}}js/datepicker.js"></script>
<!-- FastClick -->
<script src="{{ asset('theme/fastclick/lib/fastclick.js') }}"></script>
<!-- NProgress -->
<script src="{{ asset('theme/nprogress/nprogress.js') }}"></script>
<!-- validation Scripts -->
<script src="{{asset('/')}}js/jsvalidate/jquery.validate.min.js"></script>
<!-- bootstrap-wysiwyg -->
<script src="{{ asset('theme/bootstrap-wysiwyg/js/bootstrap-wysiwyg.min.js') }}"></script>
<script src="{{ asset('theme/jquery.hotkeys/jquery.hotkeys.js') }}"></script>
<script src="{{ asset('theme/google-code-prettify/src/prettify.js') }}"></script>
<!-- Custom Theme Scripts -->
<script src="{{ asset('theme/build/js/custom.min.js') }}"></script>
<script src="{{asset('/')}}js/Common/common-helper.js?v=1.0.2"></script>
<!-- Magnific Popup Script-->
<script src="{{ asset('js/magnify/jquery.magnific-popup.js') }}"></script>
<!-- Sweetalert Script-->
<script src="{{ asset('js/sweetalert2/sweetalert2.min.js') }}"></script>
<!-- summernote -->
<script src="{{asset('/')}}js/summernote/summernote.min.js"></script>
<!-- <script>
$(window).ready(function(){
$(".right_col").css("height", $(document).height());
$(".left_col").css("height", $(document).height());
});
</script> -->
<script type="text/javascript">
function validDate(dValue) {
if (dValue == '') dValue = $('#exp_date').val();
var result = false;
dValue = dValue.split('/');
var pattern = /^\d{2}$/;
var pattern1 = /^\d{4}$/;
if (dValue[0] < 1 || dValue[0] > 12)
result = true;
if (!pattern.test(dValue[0]) || !pattern1.test(dValue[1]))
result = true;
if (dValue[2])
result = true;
if (result) {
alert("Please enter a valid date in MM/YYYY format.");
$('#exp_date').val('');
return false;
} else {
return true;
}
}
const globalAjaxRequest = async (url,method,data = {})=>{
$('#spinner').show();
let response = {}
try {
response = await $.ajax({
type: method,
url: url,
data: data
})
if (response) {
$('#spinner').hide();
}
}catch (e) {
$('#spinner').hide();
}
return response;
}
</script>
<script type="text/javascript" src="https://cdn.ywxi.net/js/1.js" async></script>
@stack('script')
</body>
</html>

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<!DOCTYPE html>
<html lang="en">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=UTF-8">
<!-- Meta, title, CSS, favicons, etc. -->
<meta charset="utf-8">
<meta http-equiv="X-UA-Compatible" content="IE=edge">
<meta name="csrf-token" content="{{ csrf_token() }}"/>
<meta name="viewport" content="width=device-width, initial-scale=1">
<link rel="shortcut icon" href="{{ asset('images/CCE_favicon.png') }}"/>
<title>{{ config('app.name') }}</title>
<!-- Bootstrap -->
<link href="{{ asset('theme/bootstrap/dist/css/bootstrap.min.css') }}" rel="stylesheet">
<!-- Font Awesome -->
<link href="{{ asset('theme/font-awesome/css/font-awesome.min.css') }}" rel="stylesheet">
<!-- NProgress -->
<link href="{{ asset('theme/nprogress/nprogress.css') }}" rel="stylesheet">
<!-- bootstrap-progressbar -->
<link href="{{ asset('theme/bootstrap-progressbar/css/bootstrap-progressbar-3.3.4.min.css') }}" rel="stylesheet">
<!-- bootstrap-daterangepicker -->
<link href="{{ asset('theme/bootstrap-daterangepicker/daterangepicker.css') }}" rel="stylesheet">
<!-- Custom Theme Style -->
<!-- bootstrap-wysiwyg -->
<link href="{{ asset('theme/google-code-prettify/bin/prettify.min.css') }}" rel="stylesheet">
<!-- Select2 -->
<link href="{{ asset('theme/select2/dist/css/select2.min.css') }}" rel="stylesheet">
<link rel="stylesheet" href="{{ asset('css/loader.css') }}">
<link rel="stylesheet" href="{{ asset('css/spinner.css') }}">
<link href="{{ asset('theme/build/css/custom.min.css') }}" rel="stylesheet">
<link href="{{ asset('css/improved.css') }}" rel="stylesheet">
<link href="{{ asset('css/rtg_custom.css') }}" rel="stylesheet">
<link href="{{ asset('css/iq-default.min.css') }}" rel="stylesheet">
<link href="{{ asset('css/smart_credit_report.css') }}" rel="stylesheet">
<link href="{{ asset('css/custom.css') }}" rel="stylesheet">
<!-- Magnific Popup Style-->
<link href="{{ asset('js/magnify/magnific-popup.css') }}" rel="stylesheet">
<!-- Summernote Style-->
<link href="{{ asset('js/summernote/summernote.css') }}" rel="stylesheet">
<link href="{{ asset('css/client_layout.css') }}" rel="stylesheet">
@stack('css')
</head>
<body class="nav-md"> <!-- nav-sm -->
<div id="spinner" class="loading">
<div id="loading">
<span class="timer-loader">Loading…</span>
</div>
</div>
<div class="container body">
<div class="main_container">
@if (Auth::check())
@include('partials/sidemenu')
@include('partials/topbar')
<div class="right_col container_body" role="main" >
@if ($errors->any())
<div class="alert alert-danger" style="margin-top: 50px" onclick="this.classList.add('hidden');">
<ul id="remove">
@foreach ($errors->all() as $error)
<li>{{ $error }}</li>
@endforeach
</ul>
</div>
@endif
@if (session()->has('success'))
<div class="alert alert-success" style="margin-top: 50px" onclick="this.classList.add('hidden');">
{{ session()->get('success') }}
</div>
@endif
@if (session()->has('error'))
<div class="alert alert-danger" style="margin-top: 50px" onclick="this.classList.add('hidden');">
{{ session()->get('error') }}
</div>
@endif
@yield('content')
{{-- @include('partials.modal_views')--}}
@include('partials.footer')
</div>
@else
@yield('content')
@endif
</div>
</div>
<!-- jQuery -->
<script src="{{ asset('theme/jquery/dist/jquery.min.js') }}"></script>
<!-- Bootstrap -->
<script src="{{ asset('theme/bootstrap/dist/js/bootstrap.min.js') }}"></script>
<!-- FastClick -->
<script src="{{ asset('theme/fastclick/lib/fastclick.js') }}"></script>
<!-- NProgress -->
<script src="{{ asset('theme/nprogress/nprogress.js') }}"></script>
<!-- bootstrap-wysiwyg -->
<script src="{{ asset('theme/bootstrap-wysiwyg/js/bootstrap-wysiwyg.min.js') }}"></script>
<script src="{{ asset('theme/jquery.hotkeys/jquery.hotkeys.js') }}"></script>
<script src="{{ asset('theme/google-code-prettify/src/prettify.js') }}"></script>
<!-- validation Scripts -->
<script src="{{asset('/')}}js/jsvalidate/jquery.validate.min.js"></script>
<!-- Custom Theme Scripts -->
<script src="{{ asset('theme/build/js/custom.min.js') }}"></script>
<script src="{{asset('/')}}js/Common/common-helper.js?v=1.0.2"></script>
<!-- Magnific Popup Script-->
<script src="{{ asset('js/magnify/jquery.magnific-popup.js') }}"></script>
<!-- Sweetalert Script-->
<script src="{{ asset('js/sweetalert2/sweetalert2.min.js') }}"></script>
<!-- vimeo player -->
<script src="https://player.vimeo.com/api/player.js"></script>
<!-- summernote -->
<script src="{{asset('/')}}js/summernote/summernote.min.js"></script>
<!-- <script>
$(window).ready(function(){
$(".right_col").css("height", $(document).height());
$(".left_col").css("height", $(document).height());
});
</script> -->
<script type="text/javascript" src="https://cdn.ywxi.net/js/1.js" async></script>
@stack('script')
</body>
</html>

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<head>
<title>pdf</title>
<!-- Bootstrap -->
<link href="{{ public_path('theme/bootstrap/dist/css/bootstrap.min.css') }}" rel="stylesheet">
<link href="{{ public_path('css/iq-default.min.css') }}" rel="stylesheet">
<style type="text/css">
body {
font-size: 18px;
margin-top: 120px;
font-family: -webkit-body;
color: black;
margin-left: 50px;
margin-right: 50px;
text-align: justify;
}
.span-red { color: red; }
.span-large { font-size: 20px; text-align: center; }
.span-ul {text-decoration: underline; color: #333;background-color: yellow;font-size: 18px;}
.span-blue { color: #8aaed3;font-size: 20px; }
.txt-cen-ul {text-align: center;text-decoration: underline;font-weight: bold;}
.span-ul2 {text-decoration: underline; color: #333;}
/* div.cb-content * {
background-color: #eded80;
} */
.bg-yellow {
background-color:#e3f10d;
font-weight: bold;
}
.bg-pink {
background-color: #ead0ea;
}
.bg-tra {
background-color: #DAB96A;
}
.bg-exp {
background-color: #98BDC5;
}
.bg-equ {
background-color: #CBD06C;
}
.bg-yellow2 {
background-color:#e8de5e;
}
.cb-br {
font-weight: bold;
font-size: 16px;
background-color: #ccc;
}
.span-cl-green {
color: #1bd618
}
.addr_hsrty{
font-size:9px;
border-spacing: 0px;
padding: 0px;
}
.addr_hsrty td{
padding: 0px;
}
table.addr_hsrty td.headerTUC, table.addr_hsrty td.headerEXP, table.addr_hsrty td.headerEQF {
background-color: transparent !important;
color: black;
}
.cl-diff {
font-weight: bold !important;
font-size: 13px !important;
/*color: red;
mix-blend-mode: exclusion;*/
}
.clr-red {
color: red;
}
.bg-light-red {
background-color: #f19191;
}
.span-simple-ul {text-decoration: underline;}
.acct-cb-img table{
width: 100% !important;
}
.lower-part table{
width: 100%;
}
</style>
</head>

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<!DOCTYPE html>
<html>
@include('layouts.lg-pdf-css')
<body>
<div class="container" style="margin-top: 30px;">
<div class="row" id="pdf">
<div class="row"><br></div>
<div class="row">
<table style="width:100%">
<tr>
<td style="width:50%">
<span style="float:left" class="span-red">Today&apos;s Date is: <span
class="span-ul">{{$universal['today']}}</span></span>
</td>
<td style="width:50%">
<span
class="span-large">Credit Report Data Resource:</span> <span
style="font-size:16px;" class="span-ul" style="float: right;">{{$universal['cr_resource']}}
</span>
</td>
</tr>
</table>
<p>
</p>
</div>
<br>
<div class="row">
<p class="span-red">My First and Last Name is and ONLY is&nbsp; <span
class="span-ul">{{$universal['name']}}</span></p>
</div>
<div class="row">
<p class="span-red">My Address Street Number, Street Name, City, and State is and only is</p>
<p class="span-ul">{{$universal['address']}}</p><br>
<p class="span-red">My Date of Birth is and only is&nbsp; <span class="span-ul">{{$universal['dob']}}</span>
</p>
<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is
&nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
</div>
<div class="row">
<p>****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE, and
MANDATED REPORTED information per FCRA regulations, any and all others that might be reported now or
else wise I DEMAND, as is my lawful RIGHT(s) to do so, that you annul permanently and immediately any
and all deficient of these afore-noted conditions, mentioned or not, especially if related directly or
indirectly to any potentially injurious information be it true or unknown! Again, I DO NOT AUTHORIZE you
to mis-report any mis-information now or ever, please review and ENSURE your adequate and full
accordance to the laws upon which govern your practice of reporting consumer credit profiles. </p>
</div>
<div class="row">
<p>(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to
be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much
less report without infringing my consumer right(s).</p>
</div>
<div class="row">
<p>(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER ADDRESSES to be
retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much
less report without infringing my consumer right(s).</p>
</div>
<div class="row">
<p>(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported,
if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without
infringing my consumer right(s)..</p>
</div>
<div class="row">
<p>(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be
retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much
less report without infringing my consumer right(s).</p>
</div>
<div class="row">
<p>(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained
or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report
without infringing my consumer right(s).</p>
</div>
<div class="row">
<p>(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if
ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without
infringing my consumer right(s).</p>
</div>
<div class="row">
<p>(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/
roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your
legitimate AUTHORITY to retain much less report without infringing my consumer right(s).</p>
</div>
@yield('content')
</div>
</div>
</body>
</html>

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<!DOCTYPE html>
<html>
@include('layouts.lg-pdf-css')
<body>
<div class="container" style="margin-top: 30px;">
<div class="row" id="pdf">
<div class="row"><br></div>
<div class="row">
@yield('header_content')
<!-- <p><span style="float:left" class="span-red">Today&apos;s Date is: <span class="span-ul">{{$universal['today']}}</span></span> <span style="margin-left: 90px;width: 200px;" class="span-large">Credit Report Data Resource:</span> <span style="font-size:16px;" class="span-ul" style="float: right;">{{$universal['cr_resource']}} </span></p>-->
<table style="width:100%">
<tr>
<td style="width:50%">
<span style="float:left" class="span-red">Today&apos;s Date is: <span
class="span-ul">{{$universal['today']}}</span></span>
</td>
<td style="width:50%">
<span
style="margin-left: 90px;width: 150px;"
class="span-large">Credit Report Data Resource:</span> <span
style="font-size:16px;" class="span-ul" style="float: right;">{{$universal['cr_resource']}}
</span>
</td>
</tr>
</table>
</div><br>
<div class="row">
<p class="span-red">My First and Last Name is and ONLY is&nbsp; <span class="span-ul">{{$universal['name']}} </span></p>
</div>
<div class="row">
<p class="span-red">My Address Street Number, Street Name, City, and State is and only is</p>
<p class="span-ul">{{$universal['address']}} </p><br>
<p class="span-red">My Date of Birth is and only is&nbsp; <span class="span-ul">{{$universal['dob']}} </span></p>
</div>
@yield('content')
</div>
</div>
</body>
</html>

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<!DOCTYPE html>
<html lang="en">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=UTF-8">
<!-- Meta, title, CSS, favicons, etc. -->
<meta charset="utf-8">
<meta http-equiv="X-UA-Compatible" content="IE=edge">
<meta name="csrf-token" content="{{ csrf_token() }}"/>
<meta name="viewport" content="width=device-width, initial-scale=1">
<link rel="shortcut icon" href="{{ asset('images/CCE_favicon.png') }}"/>
<title>{{ config('app.name') }}</title>
<link rel="stylesheet" href="{{asset('css/fonts/css/all.css')}}">
<!-- Meta Pixel Code -->
@include('partials.meta_pixel')
<!-- End Meta Pixel Code -->
<!-- Google tag (gtag.js) -->
@include('partials.google_tag')
<!-- End Google tag (gtag.js) -->
</head>
<body class="nav-md"> <!-- nav-sm -->
<div id="app">
<App/>
</div>
<script>
const APP_BASE_ROUTE = '{{config('app.APP_BASE_ROUTE')}}'
const API_BASE_URL = '{{config('app.API_BASE_URL')}}'
const APP_URL = '{{config('app.url')}}'
const SECURITY_KEY = '{{generateUniqueId()}}'
const REPORT_PROVIDER = '{{config('app.REPORT_PROVIDER')}}'
const APP_NAME = '{{config('app.name')}}'
const COMPANY_NAME = '{{config('app.COMPANY_NAME')}}'
const VIDEO_URL = '{{config('constant.VIDEO_URL')}}'
</script>
<script src="{{ asset('js/vue/app.js') }}"></script>
@stack('script')
</body>
</html>

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@extends('layouts.app')
@section('styles')
<link href="{{ asset('public/css/datepicker.css') }}" rel="stylesheet">
<link href="{{ asset('public/css/evlg-page.css') }}" rel="stylesheet">
<link href="{{ asset('public/js/summernote/summernote.css') }}" rel="stylesheet">
<link href="{{ asset('public/css/bootstrap-multiselect.css') }}" rel="stylesheet">
@endsection
@section('content')
<div class="container">
<div class="row">
<div class="col-md-12">
<div class="panel panel-default panel-frm">
<div class="panel-heading">
<h1>Epic-Velocity Template Letter</h1>
<p>The EV-TLG is the Credit Repair Champions and the Metro 2 Compliance Academys Official Template Letter Generator Attack Wave System Software! </p>
</div>
<div class="panel-body">
@if (session('status'))
<div class="alert alert-success">
{{ session('status') }}
</div>
@endif
<div class="clearfix"></div>
<form method="POST" action="{{ url('/lg/update/'.$model->id) }}" accept-charset="UTF-8" enctype="multipart/form-data" id="lg-form">
<div class="row">
{{ csrf_field() }}
<input type="hidden" name="action" value="edit">
<div class="col-md-12 col-sm-12 col-xs-12">
<div class="x_panel">
<div class="x_content">
<div class="col-md-12 text-center">
<span class="glyphicon glyphicon-play-circle video-icon" title="Need Help" onclick="alert('Vidoes coming soon!')"></span>
<div class="col-md-6 col-md-offset-3 ">
<div class="form-group">
<label>Select Client</label>
<!-- <input id="today" type="text" class="form-control" name="today" required autofocus > -->
<select name="client_id" onchange="getClientEdit()" class="form-control" id="client_id">
<option value="">Please select</option>
@foreach ($users as $key => $obj)
<option value="{{$obj->id}}"
<?php if($model->client_id==$obj->id){?> selected="selected" <?php } ?>
>{{$obj->firstname}}</option>
@endforeach
</select>
<input type="hidden" name="client_name" id="client_name" value="">
<input type="hidden" name="date_time" id="date_time" value="">
<img id="client-loader" style="display: none;" src="{{ asset('public/images/ajax-loader.gif') }}">
</div>
</div>
</div>
<div class="col-md-6 ">
<div class="form-group">
<label>Todays Date is</label>
<input id="today" type="text" class="form-control" name="today" required autofocus >
</div>
</div>
<div class="col-md-6 ">
<div class="form-group">
<label>Credit Report Data Resource or Monitoring</label>
<input id="cr_resource" type="text" class="form-control" name="cr_resource" >
</div>
</div>
<div class="col-md-6 ">
<div class="form-group">
<label><span class="req-span">*</span>Name (at least First and Last Name)</label>
<input id="name" type="text" class="form-control" name="name" required >
</div>
</div>
<div class="col-md-6 ">
<div class="form-group">
<label><span class="req-span">*</span>Address (at least Street Number, Street Name, City, State spelled out)</label>
<input id="address" type="text" class="form-control" name="address" placeholder="">
</div>
</div>
<div class="col-md-6 ">
<div class="form-group">
<label>Date of Birth</label>
<input id="dob" type="text" class="form-control datepicker" name="dob" placeholder="">
</div>
</div>
<div class="col-md-6 ">
<div class="form-group">
<label>Social Security Number (last four ONLY displayed on ANY DOCUMENT)</label>
<input id="ssn" type="text" class="form-control" name="ssn" maxlength="12" placeholder="" required>
</div>
</div>
<div class="col-md-6 ">
<div class="form-group">
<label>Personal Tracking Number</label>
<input id="p_tracking_number" type="text" class="form-control" name="p_tracking_number" value="{{$model->p_tracking_number}}">
<span class="glyphicon glyphicon-refresh" title="Regenrate" id="btn-regenerate" onclick="gen_rand()"></span>
</div>
<div class="form-group" id="univ-dest-div">
<label>Universal Template Destinatioin(s)</label><br>
<select id="univ-dest" multiple="multiple" class="form-control" name="destination[]">
<optgroup label="EXPERIAN DESTINATIONS">
<option value="EXPERIAN PO BOX 9701, ALLEN, TX 75013" @if(in_array( 'EXPERIAN PO BOX 9701, ALLEN, TX 75013',$model->univ_dest )) selected="selected" @endif > EXPERIAN PO BOX 9701, ALLEN, TX 75013</option>
<option value="EXPERIAN PO BOX 4500, ALLEN, TX 75013" @if(in_array( 'EXPERIAN PO BOX 4500, ALLEN, TX 75013',$model->univ_dest )) selected="selected" @endif >EXPERIAN PO BOX 4500, ALLEN, TX 75013</option>
</optgroup>
<optgroup label="EQUIFAX DESTINATIONS">
<option value="EQUIFAX PO Box740256, ATLANTA,GA 30374-0256" @if(in_array( 'EQUIFAX PO Box740256, ATLANTA,GA 30374-0256',$model->univ_dest )) selected="selected" @endif >EQUIFAX PO Box740256, ATLANTA,GA 30374-0256</option>
<option value="EQUIFAX PO Box740241, ATLANTA,GA 30374-0241" @if(in_array( 'EQUIFAX PO Box740241, ATLANTA,GA 30374-0241',$model->univ_dest )) selected="selected" @endif >EQUIFAX PO Box740241, ATLANTA,GA 30374-0241</option>
</optgroup>
<optgroup label="TRANS UNION DESTINATIONS">
<option value="Trans Union PO Box 2000, CHESTER, PA 19016-2000" @if(in_array( 'Trans Union PO Box 2000, CHESTER, PA 19016-2000',$model->univ_dest )) selected="selected" @endif >Trans Union PO Box 2000, CHESTER, PA 19016-2000</option>
<option value="Trans Union PO Box 1000, CHESTER, PA 19022-1000" @if(in_array( 'Trans Union PO Box 1000, CHESTER, PA 19022-1000',$model->univ_dest )) selected="selected" @endif>Trans Union PO Box 1000, CHESTER, PA 19022-1000</option>
<option value="Trans Union PO Box 2000, CHESTER, PA 19022-2000" @if(in_array( 'Trans Union PO Box 2000, CHESTER, PA 19022-2000',$model->univ_dest )) selected="selected" @endif>Trans Union PO Box 2000, CHESTER, PA 19022-2000</option>
</optgroup>
<optgroup label="INNOVIS DESTINATIONS">
<option value="INNOVIS PO Box 1640, Pittsburgh, PA 15230-1640" @if(in_array( 'INNOVIS PO Box 1640, Pittsburgh, PA 15230-1640',$model->univ_dest )) selected="selected" @endif>INNOVIS PO Box 1640, Pittsburgh, PA 15230-1640</option>
<option value="Innovis Consumer Assistance PO Box 530088, Atlanta, GA 30353-0088" @if(in_array( 'Innovis Consumer Assistance PO Box 530088, Atlanta, GA 30353-0088',$model->univ_dest )) selected="selected" @endif>Innovis Consumer Assistance PO Box 530088, Atlanta, GA 30353-0088</option>
</optgroup>
<optgroup label="LEXISNEXIS DESTINATIONS">
<option value="LexisNexis PO Box 105108, Atlanta, GA 30348" @if(in_array( 'LexisNexis PO Box 105108, Atlanta, GA 30348',$model->univ_dest )) selected="selected" @endif>LexisNexis PO Box 105108, Atlanta, GA 30348</option>
</optgroup>
<optgroup label="SAGESTREAM LLC DESTINATIONS">
<option value="SageStream, LLC, LexisNexis Risk Solutions Consumer Center P. O. Box 105108. Atlanta, Georgia 30348-5108" @if(in_array( 'SageStream, LLC, LexisNexis Risk Solutions Consumer Center P. O. Box 105108. Atlanta, Georgia 30348-5108',$model->univ_dest )) selected="selected" @endif>SageStream, LLC, LexisNexis Risk Solutions Consumer Center P. O. Box 105108. Atlanta, Georgia 30348-5108</option>
</optgroup>
<optgroup label="CHEX SYSTEMS DESTINATIONS">
<option value="Chex Systems ATTN: Consumer Relations, 7805 Hudson Rd., Ste. 100, Woodbury, MN 55125" @if(in_array( 'Chex Systems ATTN: Consumer Relations, 7805 Hudson Rd., Ste. 100, Woodbury, MN 55125',$model->univ_dest )) selected="selected" @endif>Chex Systems ATTN: Consumer Relations, 7805 Hudson Rd., Ste. 100, Woodbury, MN 55125</option>
</optgroup>
<optgroup label="MIB INC DESTINATIONS">
<option value="(US RESIDENTS) MIB Inc 50 Braintree Hill Park, Suite 400, Braintree, MA 02184-8734" @if(in_array( '(US RESIDENTS) MIB Inc 50 Braintree Hill Park, Suite 400, Braintree, MA 02184-8734',$model->univ_dest )) selected="selected" @endif>(US RESIDENTS) MIB Inc 50 Braintree Hill Park, Suite 400, Braintree, MA 02184-8734</option>
<option value="(CANADIAN RESIDENTS) MIB Inc 330 university Avenue, Suite 501, Toronto, Canada M5G 1R7" @if(in_array( '(CANADIAN RESIDENTS) MIB Inc 330 university Avenue, Suite 501, Toronto, Canada M5G 1R7',$model->univ_dest )) selected="selected" @endif>(CANADIAN RESIDENTS) MIB Inc 330 university Avenue, Suite 501, Toronto, Canada M5G 1R7</option>
</optgroup>
<optgroup label="FACTOR TRUST DESTINATIONS">
<option value="FactorTrust PO Box 3653,Alpharhetta, GA 30023" @if(in_array( 'FactorTrust PO Box 3653,Alpharhetta, GA 30023',$model->univ_dest )) selected="selected" @endif>FactorTrust PO Box 3653,Alpharhetta, GA 30023</option>
</optgroup>
<optgroup label="DATA FURNISHERS">
<option value="" >DATA FURNISHERS</option>
</optgroup>
<optgroup label="OTHER">
<option value="1" >Other</option>
</optgroup>
</select>
</div>
<div class=" form-group " id="univ-df" style="display: none;">
<div class="form-group">
<label>Data Furnishers</label>
<select name="destination[]" class="form-control select-df" id="select-df" >
</select>
</div>
</div>
<div class=" form-group univ-other" id="univ-other" style="display: none;">
<div>
<input type="text" name="destination[]" class="form-control" placeholder="OTHER" style="width: 93%">
<span class="glyphicon glyphicon-plus btn-univ-add-other" title="Add Other"></span>
<span class="glyphicon glyphicon-minus btn-univ-remove-other" title="Remove Other"></span>
</div>
</div>
</div>
<div class="col-md-6 ">
<div class="form-group">
<label class="check-btn" style="font-size:14px;color:red;"><input type="checkbox" name="exclude_all" value="1" id="exclude-all" onchange="excludeall()">&nbsp;<strong>Exclude All Content Boxes</strong><span class="cr"></span></label>
</div>
</div>
</div>
</div>
</div>
<script type="text/javascript">
var item_count = 0;
var image_count = 1;
</script>
<div class="col-md-12 col-sm-12 col-xs-12 " >
<div class="x_panel">
<div class="x_content">
<div id="content-area">
@foreach ($model->form_data as $key => $obj)
<div class="col-md-12 main-content" id="main-content-{{$key}}">
<fieldset class="add-nother" >
<legend class="add-nother">
Content Box Work Area &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<span class="glyphicon glyphicon-play-circle video-icon" title="Need Help" onclick="alert('Vidoes coming soon!')"></span><br>
<span class="fa-stack fa-lg" style="font-size:16px;font-weight: 500;">
<i class="fa fa-circle fa-stack-2x"></i>
<i class="fa-stack-1x fa-inverse">{{($key+1)}}</i>
</span>
</legend>
<div class="col-md-9">
<div class="row">
<div class="col-md-4" style="overflow: hidden;">
<div class="form-group file-txt">
<label>ADD IMAGE </label>
<input type="file" name="info_item[file][]" class="" id="content_file_{{$key}}">
</div>
<div class="col-md-1" style="margin-top: 5px;padding-left: 0px;">
<label ><a onclick="removeContentImage({{$key}})" style="padding: 1px 6px;" class="btn btn-danger" title="Clear attached file"><i class="fa fa-minus"></i></a></label>
</div>
</div>
<div class="col-md-8">
<div class="form-group" style="clear: both;" >
<label>DEROGATORY Decisions</label>
<select name="info_item[wave][]" id="wave-{{$key}}" class="form-control" onchange="showDtype(this,{{$key}})" required="">
<option value="">Please select template</option>
@if(Auth::user()->can('Wave1'))
<option value="w1" @if($obj['wave']=='w1') selected="selected" @endif >
I want to use a Wave 1 attack for this content box's items ( Day 1-19)</option>
@endif
@if(Auth::user()->can('Wave2'))
<option value="w2" disabled="disabled" @if($obj['wave']=='w2') selected="selected" @endif >I want to use a Wave 2 attack for this content box's items (Day 20-39)</option>
@endif
@if(Auth::user()->can('Wave3'))
<option value="w3" disabled="disabled" @if($obj['wave']=='w3') selected="selected" @endif>I want to use a Wave 3 attack for this content box's items (Day 40-59)</option>
@endif
@if(Auth::user()->can('Wave4'))
<option value="w4" disabled="disabled" @if($obj['wave']=='w4') selected="selected" @endif>I want to use a Wave 4 attack for this content box's items (Day 60-79)</option>
@endif
@if(Auth::user()->can('Wave5'))
<option value="w5" disabled="disabled" @if($obj['wave']=='w5') selected="selected" @endif>I want to use a Wave 5 attack for this content box's items (Day 80-99)</option>
@endif
@if(Auth::user()->can('Wave6'))
<option value="w6" disabled="disabled" @if($obj['wave']=='w6') selected="selected" @endif>I want to use a Wave 6+ attack for this content box's items (Day 100-119)</option>
@endif
@if(Auth::user()->can('Wave7'))
<option value="w7" disabled="disabled" @if($obj['wave']=='w7') selected="selected" @endif>I want to use a RANDOM WAVE # Attack for this content box's item (Day ??)</option>
@endif
</select>
</div>
<div class="form-group" style="clear: both" id="div-dtype-{{$key}}">
<label>Type of Reported Issues</label>
<select name="info_item[letter_type][]" id="dtype-{{$key}}" class="form-control" onchange="showTemplate(this,{{$key}})" required="">
<option value="">Please select template</option>
<option value="1" @if($obj['letter_type']=='1') selected="selected" @endif>Personal Identifier Information</option>
<option value="2" @if($obj['letter_type']=='2') selected="selected" @endif>INQUIRY(ies) information</option>
<option value="3" @if($obj['letter_type']=='3') selected="selected" @endif>LATE PAYMENT (not Student Loan) Information</option>
<option value="4" @if($obj['letter_type']=='4') selected="selected" @endif>STUDENT LOAN LATE PAYMENT Information</option>
<option value="5" @if($obj['letter_type']=='5') selected="selected" @endif>Regular Non-Medical Collection Information</option>
<option value="6" @if($obj['letter_type']=='6') selected="selected" @endif>Medical Collection Information</option>
<option value="7" @if($obj['letter_type']=='7') selected="selected" @endif>CHARGE OFF Information</option>
<option value="8" @if($obj['letter_type']=='8') selected="selected" @endif>REPOSSESSION Information</option>
<option value="9" @if($obj['letter_type']=='9') selected="selected" @endif>PUBLIC RECORDS Information</option>
<option value="10" @if($obj['letter_type']=='10') selected="selected" @endif>GENERAL DELINQUENT , DEROGATORY, or QUESTIONABLY REPORTED Information</option>
</select>
</div>
<div class="form-group" style="clear: both;" id="template-{{$key}}">
<label>TEMPLATE LETTER FOR BUREAU</label>
<select name="info_item[template][]" id="lt_template-{{$key}}" class="form-control" required="">
<option value="">Please select template</option>
@if($obj['letter_type']=='1')
<option value="PI-Ew1L1D1-bureau_1" @if($obj['template']=='PI-Ew1L1D1-bureau_1') selected="selected" @endif>&nbsp;For Bureaus use Ew1L1D1 bureaus General Item Attack for Bureau on Questionable Items</option>
@elseif($obj['letter_type']=='2')
<option value="INQ-Ew1L2D1-bureau_2" @if($obj['template']=='INQ-Ew1L2D1-bureau_2') selected="selected" @endif>&nbsp;For Bureaus use Ew1L2D1 bureaus Inquiry(ies)</option>
@elseif($obj['letter_type']=='3')
<optgroup label="If ONLY 1 or 2 Lates reported in last 4 years">
<option value="NLP12-Ew1L1D1-bureau_1" @if($obj['template']=='NLP12-Ew1L1D1-bureau_1') selected="selected" @endif >&nbsp;&nbsp;For Bureaus use Ew1L1D1 bureaus General Item Attack for Bureau on Questionable Items</option>
</optgroup>
<optgroup label="If 3+ Lates reported in last 4 years">
<option value="NLP3-Ew1LPRD1-bureau_17" @if($obj['template']=='NLP3-Ew1LPRD1-bureau_17') selected="selected" @endif title="For Bureaus use Ew1LPRD1 BureausORcredittors for accounts with AT LEAST(3+) Late Payments in last 4 years(48 months) with GOAL of REMOVAL FROM REPORTING (but would be HAPPY with PAANL or PAANLPR status)">&nbsp;&nbsp;For Bureaus use Ew1LPRD1 BureausORcredittors for accounts with AT LEAST(3+) Late Payments in last 4 years(48 months) with GOAL of REMOVAL FROM REPORTING (but would be HAPPY with PAANL or PAANLPR status)</option>
</optgroup>
@elseif($obj['letter_type']=='4')
<optgroup label="If a Student Loan with ONLY 1 or 2 Late Payments (that you WANT TO TRY FOR PAANL STATUS) reported in last 4 years">
<option value="SL12-Ew1L9D1-bureau_9" @if($obj['template']=='SL12-Ew1L9D1-bureau_9') selected="selected" @endif>&nbsp;&nbsp;For Bureaus use Ew1L9D1 for PAANL STUDENT LOAN</option>
</optgroup>
<optgroup label="If a Student Loan with 3+ Late Payments (That you WANT to attempt REMOVAL of REPORTING) reported in last 4 years">
<option value="SL3-Ew1L11D1-bureau_11" @if($obj['template']=='SL3-Ew1L11D1-bureau_11') selected="selected" @endif>&nbsp;&nbsp;For Bureaus use Ew1L11D1 bureau for STUDENT LOAN DELETION</option>
</optgroup>
@elseif($obj['letter_type']=='5')
<option value="NMCOL-Ew1L5D1-bureau_5" @if($obj['template']=='NMCOL-Ew1L5D1-bureau_5') selected="selected" @endif>&nbsp;For Bureaus use Ew1L5D1 bureau for Non-Medical Collection</option>
@elseif($obj['letter_type']=='6')
<option value="MCOL-Ew1L7D1-bureau_7" @if($obj['template']=='MCOL-Ew1L7D1-bureau_7') selected="selected" @endif>&nbsp;For Bureaus use Ew1L7D1 bureau for Medical Collections</option>
@elseif($obj['letter_type']=='7')
<option value="COFF-Ew1L4D1-bureau_4" @if($obj['template']=='COFF-Ew1L4D1-bureau_4') selected="selected" @endif>&nbsp;For Bureaus use Ew1L4D1 bureau for CHARGE OFFS</option>
@elseif($obj['letter_type']=='8')
<option value="REPO-Ew1L4D1-bureau_4" @if($obj['template']=='REPO-Ew1L4D1-bureau_4') selected="selected" @endif>&nbsp;For Bureaus use Ew1L14D1 bureau for REPOSSESSIONS</option>
@elseif($obj['letter_type']=='9')
<option value="PR-Ew1L15D1-bureau_15" @if($obj['template']=='PR-Ew1L15D1-bureau_15') selected="selected" @endif>&nbsp;For Bureaus use Ew1L15D1 bureau for PUBLIC RECORDS</option>
<option value="PR-Ew1L1D1-df-creditor_1" @if($obj['template']=='PR-Ew1L1D1-df-creditor_1') selected="selected" @endif>&nbsp;For Data Furnisher Creditor or Collector use Ew1L1D1 bureaus General Item Attack for Bureau on Questionable Items</option>
@elseif($obj['letter_type']=='10')
<option value="AUDIT-Ew1L1D1-audit_40" @if($obj['template']=='AUDIT-Ew1L1D1-audit_40') selected="selected" @endif>&nbsp;AUDIT ANALYSIS DOCUMENT</option>
<option value="GEN-Ew1L1D1-bureau_1" @if($obj['template']=='GEN-Ew1L1D1-bureau_1') selected="selected" @endif>&nbsp;For Bureaus use Ew1L1D1 bureaus General Item Attack for Bureau on Questionable Items</option>
@endif
</select>
</div>
<div class="form-group" style="clear: both;" id="template-df-{{$key}}" >
<label>TEMPLATE LETTER FOR DATA FURNISHER/CREDITOR</label>
<select name="info_item[template_df][]" id="lt_template_df-{{$key}}" class="form-control" >
<option value="">Please select template</option>
@if($obj['letter_type']=='1')
<option value="PI-Ew1L1D1-df-creditor_1" @if($obj['template_df']=='PI-Ew1L1D1-df-creditor_1') selected="selected" @endif >&nbsp;For Data Furnisher Creditor or Collector use Ew1L1D1 bureaus General Item Attack for Bureau on Questionable Items</option>
@elseif($obj['letter_type']=='2')
<option value="INQ-Ew1L2D1-bureau_2" @if($obj['template_df']=='INQ-Ew1L2D1-bureau_2') selected="selected" @endif>&nbsp; For Data Furnisher or Creditor use Ew1L2D1 bureaus Inquiry(ies)</option>
@elseif($obj['letter_type']=='3')
<optgroup label="If ONLY 1 or 2 Lates reported in last 4 years">
<option value="NLP12-Ew1L1D1-df-creditor_1" @if($obj['template_df']=='NLP12-Ew1L1D1-df-creditor_1') selected="selected" @endif>&nbsp;&nbsp;For Data Furnisher Creditor or Collector use Ew1L1D1 bureaus General Item Attack for Bureau on Questionable Items</option>
</optgroup>
<optgroup label="If 3+ Lates reported in last 4 years">
<option value="NLP3-Ew1LPRx1D1-df-creditor_17" @if($obj['template_df']=='NLP3-Ew1LPRx1D1-df-creditor_17') selected="selected" @endif title="For Data Furnisher Creditor or Collector use Ew1LPRx1D1 BureausORcredittors also for accounts with AT LEAST THREE(3+) Late Payments in last 4 years(48 months) with GOAL of REMOVAL FROM REPORTING (but would be HAPPY with PAANL or PAANLPR status)">&nbsp;&nbsp;For Data Furnisher Creditor or Collector use Ew1LPRx1D1 BureausORcredittors also for accounts with AT LEAST THREE(3+) Late Payments in last 4 years(48 months) with GOAL of REMOVAL FROM REPORTING (but would be HAPPY with PAANL or PAANLPR status)</option>
</optgroup>
@elseif($obj['letter_type']=='4')
<optgroup label="If a Student Loan with ONLY 1 or 2 Late Payments (that you WANT TO TRY FOR PAANL STATUS) reported in last 4 years">
<option value="SL12-Ew1L10D1-df-creditor_10" @if($obj['template_df']=='SL12-Ew1L10D1-df-creditor_10') selected="selected" @endif >&nbsp;&nbsp;For Data Furnisher Creditor or Collector use Ew1L10D1 Data Furnisher creditor for PAANL STUDENT LOANS</option>
</optgroup>
<optgroup label="If a Student Loan with 3+ Late Payments (That you WANT to attempt REMOVAL of REPORTING) reported in last 4 years">
<option value="SL3-Ew1L12D1-df-creditors_12" @if($obj['template_df']=='SL3-Ew1L12D1-df-creditors_12') selected="selected" @endif>&nbsp;&nbsp;For Data Furnisher Creditor or Collector use Ew1L12D1 Data Furnisher creditor for STUDENT LOAN DELETION</option>
</optgroup>
@elseif($obj['letter_type']=='5')
<option value="NMCOL-Ew1L6D1-df-creditor_6" @if($obj['template_df']=='NMCOL-Ew1L6D1-df-creditor_6') selected="selected" @endif>&nbsp;or Data Furnisher Creditor or Collector use Ew1L6D1 Data Furnisher creditor for non-MEDICAL Collections</option>
@elseif($obj['letter_type']=='6')
<option value="MCOL-Ew1L8D1-df-creditor_8" @if($obj['template_df']=='MCOL-Ew1L8D1-df-creditor_8') selected="selected" @endif>&nbsp;For Data Furnisher Creditor or Collector use Ew1L8D1 Data Furnisher creditor for MEDICAL Collections</option>
@elseif($obj['letter_type']=='7')
<option value="COFF-Ew1L3D1-df-creditor_3" @if($obj['template_df']=='COFF-Ew1L3D1-df-creditor_3') selected="selected" @endif>&nbsp;For Data Furnisher Creditor or Collector use Ew1L3D1 Data Furnisher creditor for CHARGE OFF</option>
@elseif($obj['letter_type']=='8')
<option value="REPO-Ew1L3D1-df-creditor_3" @if($obj['template_df']=='REPO-Ew1L3D1-df-creditor_3') selected="selected" @endif>&nbsp;For Data Furnisher Creditor or Collector use Ew1L13D1 Data Furnisher creditor for REPOSSESSION</option>
@elseif($obj['letter_type']=='9')
<option value="PR-Ew1L1D1-df-creditor_1" @if($obj['template_df']=='PR-Ew1L1D1-df-creditor_1') selected="selected" @endif>&nbsp;For Data Furnisher Creditor or Collector use Ew1L1D1 bureaus General Item Attack for Bureau on Questionable Items</option>
<option value="PR-Ew1L16D1-df-creditor_16" @if($obj['template_df']=='PR-Ew1L16D1-df-creditor_16') selected="selected" @endif>&nbsp;For Data Furnisher Creditor or Collector use Ew1L16D1 Data Furnisher creditor collectors courts for PUBLIC RECORDS</option>
@elseif($obj['letter_type']=='10')
<option value="GEN-Ew1L1D1-df-creditor_1" @if($obj['template_df']=='GEN-Ew1L1D1-df-creditor_1') selected="selected" @endif>&nbsp;For Data Furnisher Creditor or Collector use Ew1L1D1 bureaus General Item Attack for Bureau on Questionable Items</option>
@endif
</select>
</div>
</div>
<div class="col-md-12">
<div class="goto_report_div" ><label>Go to Report &rarr;</label>&nbsp;&nbsp;
<a href="#view-html"><span class="glyphicon glyphicon-info-sign icon-goto-report" title="Personal Information"></span></a>
<a href="#Summary"><span class="glyphicon glyphicon glyphicon-open-file icon-goto-report" title="Summary Information"></span></a>
<a href="#AccountHistory"><span class="glyphicon glyphicon glyphicon-list-alt icon-goto-report" title="AccountHistory Information"></span></a>
<a href="#Inquiries"><span class="glyphicon glyphicon glyphicon-question-sign icon-goto-report" title="Inquiries Information"></span></a>
<a href="#PublicInformation"><span class="glyphicon glyphicon-globe icon-goto-report" title="Public Information"></span></a>
<a href="#CreditorContacts"><span class="glyphicon glyphicon-user icon-goto-report" title="Creditor Contacts Information"></span></a>
<a href="#main-content-{{$key}}" style="float:right;" ><span class="glyphicon glyphicon-circle-arrow-up icon-goto-report" title="Go To Previous Content Box"></span></a>
<a href="#lg-form" title="Go To Top of Page" style="float: right;"><label style="font-weight: bold;font-size: 16px"> &nbsp;&nbsp;TOP &uarr;</label></a>
<a href="#div-img-bottom" title="Go To Generate Button" style="float: right;"><label style="font-weight: bold;font-size: 16px"> &nbsp;&nbsp;GENERATE &darr;</label></a>
</div>
<div class="form-group">
<textarea class="form-control " id="summernote-{{$key}}" name="info_item[content][]" rows="13" placeholder="" required>{!! $obj['content'] !!}</textarea>
<span class="glyphicon glyphicon-menu-hamburger btn-add-line-break" title="Add Line Break" onclick="addLineBreak(0)"></span>
<span class="glyphicon glyphicon-plus btn-add-content" title="Add Cleared Content" onclick="undoClearContent({{$key}})"></span>
<span class="glyphicon glyphicon-remove btn-remove-content" title="Clear Content Box" id="btn-remove-content" onclick="clearContent({{$key}})"></span>
</div>
</div>
</div>
</div>
<div class="col-md-3 pull-right div-item-dest">
<div class="tbg" ><label>CONTENT DESTINATION(s) </label>
<span class="glyphicon glyphicon-chevron-down pull-right gly-dest" id="toggle-dest-{{$key}}" onclick="toggleDest({{$key}})" title="Show" data-toggle="collapse" href="#dest-side-{{$key}}"></span>
</div>
<div id="dest-side-{{$key}}" class="collapse">
<label class="lbl-dest check-btn" style="font-size:14px">
<input type="checkbox" name="all" value="Select All Destinations" id="check-all-{{$key}}" onchange="checkall({{$key}})" />&nbsp;<strong>Select All Destinations</strong><span class="cr"></span></label>
<hr style="2px 0 5px">
<label class="lbl-dest check-btn">
<input type="checkbox" name="info_item[dest][{{$key}}][]" value="" class="check-df" onchange="showDf(event,0)" />&nbsp;Data Furnisher<span class="cr"></span></label>
<select name="info_item[dest][{{$key}}][]" class="form-control select-df" id="select-df-0" style="display: none;">
</select>
<input type="hidden" name="df-value" value="{{$obj['dest_df']}}">
<label class="lbl-dest check-btn">
<input type="checkbox" name="info_item[dest][{{$key}}][]" value="EXPERIAN PO BOX 9701, ALLEN, TX 75013" class="check-exp1" @if(in_array( 'EXPERIAN PO BOX 9701, ALLEN, TX 75013',$obj[ 'dest'] )) checked="checked" @endif />&nbsp;EXPERIAN PO BOX 9701, ALLEN, TX 75013<span class="cr"></span></label>
<label class="lbl-dest check-btn">
<input type="checkbox" name="info_item[dest][{{$key}}][]" value="EXPERIAN PO BOX 4500, ALLEN, TX 75013" class="check-exp2" @if(in_array( 'EXPERIAN PO BOX 4500, ALLEN, TX 75013',$obj[ 'dest'] )) checked="checked" @endif />&nbsp;EXPERIAN PO BOX 4500, ALLEN, TX 75013<span class="cr"></span></label>
<label class="lbl-dest check-btn">
<input type="checkbox" name="info_item[dest][{{$key}}][]" value="EQUIFAX PO Box740256, ATLANTA,GA 30374-0256" class="check-equ1" @if(in_array( 'EQUIFAX PO Box740256, ATLANTA,GA 30374-0256',$obj[ 'dest'] )) checked="checked" @endif />&nbsp;EQUIFAX PO Box740256, ATLANTA,GA 30374-0256<span class="cr"></span></label>
<label class="lbl-dest check-btn">
<input type="checkbox" name="info_item[dest][{{$key}}][]" value="EQUIFAX PO Box740241, ATLANTA,GA 30374-0241" class="check-equ2" @if(in_array( 'EQUIFAX PO Box740241, ATLANTA,GA 30374-0241',$obj[ 'dest'] )) checked="checked" @endif />&nbsp;EQUIFAX PO Box740241, ATLANTA,GA 30374-0241<span class="cr"></span></label>
<label class="lbl-dest check-btn">
<input type="checkbox" name="info_item[dest][{{$key}}][]" value="Trans Union PO Box 2000, CHESTER, PA 19016-2000" class="check-tra1" @if(in_array( 'Trans Union PO Box 2000, CHESTER, PA 19016-2000',$obj[ 'dest'] )) checked="checked" @endif />&nbsp;Trans Union PO Box 2000, CHESTER, PA 19016-2000<span class="cr"></span></label>
<label class="lbl-dest check-btn">
<input type="checkbox" name="info_item[dest][{{$key}}][]" value="Trans Union PO Box 1000, CHESTER, PA 19022-1000" class="check-tra2" @if(in_array( 'Trans Union PO Box 1000, CHESTER, PA 19022-1000',$obj[ 'dest'] )) checked="checked" @endif />&nbsp;Trans Union PO Box 1000, CHESTER, PA 19022-1000<span class="cr"></span></label>
<label class="lbl-dest check-btn">
<input type="checkbox" name="info_item[dest][{{$key}}][]" value="Trans Union PO Box 2000, CHESTER, PA 19022-2000" class="check-tra3" @if(in_array( 'Trans Union PO Box 2000, CHESTER, PA 19022-2000',$obj[ 'dest'] )) checked="checked" @endif />&nbsp;Trans Union PO Box 2000, CHESTER, PA 19022-2000<span class="cr"></span></label>
<label class="lbl-dest check-btn">
<input type="checkbox" name="info_item[dest][{{$key}}][]" value="INNOVIS PO Box 1640, Pittsburgh, PA 15230-1640" class="check-ino1" @if(in_array( 'INNOVIS PO Box 1640, Pittsburgh, PA 15230-1640',$obj[ 'dest'] )) checked="checked" @endif />&nbsp;INNOVIS PO Box 1640, Pittsburgh, PA 15230-1640<span class="cr"></span></label>
<label class="lbl-dest check-btn">
<input type="checkbox" name="info_item[dest][{{$key}}][]" value="Innovis Consumer Assistance PO Box 530088, Atlanta, GA 30353-0088" class="check-ino2" @if(in_array( 'Innovis Consumer Assistance PO Box 530088, Atlanta, GA 30353-0088',$obj[ 'dest'] )) checked="checked" @endif />&nbsp;Innovis Consumer Assistance PO Box 530088, Atlanta, GA 30353-0088<span class="cr"></span></label>
<label class="lbl-dest check-btn">
<input type="checkbox" name="info_item[dest][{{$key}}][]" value="LexisNexis PO Box 105108, Atlanta, GA 30348" class="check-lex1" @if(in_array( 'LexisNexis PO Box 105108, Atlanta, GA 30348',$obj[ 'dest'] )) checked="checked" @endif/>&nbsp;LexisNexis PO Box 105108, Atlanta, GA 30348<span class="cr"></span></label>
<label class="lbl-dest check-btn">
<input type="checkbox" name="info_item[dest][{{$key}}][]" value="SageStream, LLC, LexisNexis Risk Solutions Consumer Center P. O. Box 105108. Atlanta, Georgia 30348-5108" class="check-sag1" @if(in_array( 'SageStream, LLC, LexisNexis Risk Solutions Consumer Center P. O. Box 105108. Atlanta, Georgia 30348-5108',$obj[ 'dest'] )) checked="checked" @endif />&nbsp;SageStream, LLC, LexisNexis Risk Solutions Consumer Center P. O. Box 105108. Atlanta, Georgia 30348-5108<span class="cr"></span></label>
<label class="lbl-dest check-btn">
<input type="checkbox" name="info_item[dest][{{$key}}][]" value="Chex Systems ATTN: Consumer Relations, 7805 Hudson Rd., Ste. 100, Woodbury, MN 55125" class="check-chex1" @if(in_array( 'Chex Systems ATTN: Consumer Relations, 7805 Hudson Rd., Ste. 100, Woodbury, MN 55125',$obj[ 'dest'] )) checked="checked" @endif />&nbsp;Chex Systems ATTN: Consumer Relations, 7805 Hudson Rd., Ste. 100, Woodbury, MN 55125<span class="cr"></span></label>
<label class="lbl-dest check-btn">
<input type="checkbox" name="info_item[dest][{{$key}}][]" value="(US RESIDENTS) MIB Inc 50 Braintree Hill Park, Suite 400, Braintree, MA 02184-8734" class="check-mib1" @if(in_array( '(US RESIDENTS) MIB Inc 50 Braintree Hill Park, Suite 400, Braintree, MA 02184-8734',$obj[ 'dest'] )) checked="checked" @endif />&nbsp;(US RESIDENTS) MIB Inc 50 Braintree Hill Park, Suite 400, Braintree, MA 02184-8734<span class="cr"></span></label>
<label class="lbl-dest check-btn">
<input type="checkbox" name="info_item[dest][{{$key}}][]" value="(CANADIAN RESIDENTS) MIB Inc 330 university Avenue, Suite 501, Toronto, Canada M5G 1R7" class="check-mib2" @if(in_array( '(CANADIAN RESIDENTS) MIB Inc 330 university Avenue, Suite 501, Toronto, Canada M5G 1R7',$obj[ 'dest'] )) checked="checked" @endif />&nbsp;(CANADIAN RESIDENTS) MIB Inc 330 university Avenue, Suite 501, Toronto, Canada M5G 1R7<span class="cr"></span></label>
<label class="lbl-dest check-btn">
<input type="checkbox" name="info_item[dest][{{$key}}][]" value="FactorTrust PO Box 3653,Alpharhetta, GA 30023" class="check-fact1" @if(in_array( 'FactorTrust PO Box 3653,Alpharhetta, GA 30023',$obj[ 'dest'] )) checked="checked" @endif />&nbsp;FactorTrust PO Box 3653,Alpharhetta, GA 30023<span class="cr"></span></label>
<label class="lbl-dest check-btn">
<input type="checkbox" name="info_item[dest][{{$key}}][]" value="" class="check-aa" />&nbsp;Audit Analysis<span class="cr"></span></label>
<input type="text" name="info_item[dest][{{$key}}][]" class="form-control" placeholder="OTHER" style="width: 96%" id="other-text-0">
<span class="glyphicon glyphicon-plus btn-add-other" title="Add Other"></span>
</div>
</div>
<div class="col-md-12 text-center" style="clear: both;">
<button class="btn btn-success btn2" onclick="addContent()" type="button"><span class="glyphicon glyphicon-plus" title="add"></span>Add Another Content</button>
</div>
</fieldset>
</div>
<script type="text/javascript">
item_count = {{$key}};
</script>
<div class="btn-top-html" style="display: none;">
<a href="#main-content-{{$key}}" id="btn-arrow-up-{{$key}}"><span class="fa-stack fa-lg" style="font-size:16px;font-weight: 500;" title="Go To Content Area {{$key+1}}"><i class="fa fa-circle fa-stack-2x"></i><i class="fa-stack-1x fa-inverse">{{$key+1}}</i></span></a>
</div>
@endforeach
</div>
<div id="img-container">
<div class="col-md-12 text-center" id="div-img-bottom" style="display: none;">
<input type="hidden" name="identity_proof_file" value="" id="identity_proof_file1">
<input type="hidden" name="ssn_proof_file" value="" id="ssn_proof_file1">
<input type="hidden" name="address_proof_file" value="" id="address_proof_file1">
<input type="hidden" name="other_file" value="" id="other_file1">
<p>Current Images</p>
<div class="col-md-1 col-md-offset-2 ">
<label class="check-btn"><input type="checkbox" name="include_bureau_image" value="1" checked="checked">&nbsp;Bureaus<span class="cr" title="Add Images to Bureau Letters"></span></label>
</div>
<div class="col-md-6">
<p >PHOTO IDENTIFICATION :<label id="identity_proof_file" class="span-file">..........</label><br>SSN PROOF :<label id="ssn_proof_file" class="span-file">..........</label><br>ADDRESS PROOF :<label id="address_proof_file" class="span-file">..........</label><br>OTHER FILE :<label id="other_file" class="span-file">...........</label> </p>
</div>
<div class="col-md-3 text-left">
<label class="check-btn"><input type="checkbox" name="include_creditor_image" value="1" >&nbsp;Creditors<span class="cr" title="Add Images to Creditors Letter"></span></label>
</div>
</div>
<div class="col-md-12">
<label class="col-md-12" style="text-align:center;">Add Image Here for Proof: Example: SS, Proof ID, Current Bill ect. Must be PNG or JPEG</label>
</div>
<div class="col-md-12 img-content" id="img-content-1">
<div class="col-md-offset-3 col-md-6">
<input type="file" name="img_bottom[]" class="form-control no-bdr"></div>
<div class="col-md-1" style="margin-top: 5px;margin-right: 20px"><label id="label1"><a onclick="addImage()" id="add-image-btn" style="padding: 1px 6px;" class="btn btn-success"><i class="fa fa-plus"></i></a></label>
<label id="label1"><a onclick="removeImage(1)" id="remove" style="padding: 1px 6px;" class="btn btn-danger"><i class="fa fa-minus"></i></a></label>
</div>
</div>
</div>
<div class="row text-center" style="margin-top: 20px;">
@if(Auth::user()->can('Generate-letters') && $not_expired)
<input type="submit" name="save" value="Generate Document" id="generate-pdf" class="btn btn-success btn2">
<div id="client-loader2" style="display: none;" >
<img src="{{ asset('public/images/ajax-loader.gif') }}"> <span>&nbsp;&nbsp;&nbsp;Please wait Generating Letters</span>
</div>
@else
<input type="button" name="save" value="Generate Document" id="generate-pdf" class="btn btn-success btn2" onclick="alert('Access to generate and or save your above-created documents is currently unavailable, please purchase a subscription to gain immediate access without losing your work.');">
@endif
</div>
</div>
</div>
</div>
</div>
</form>
</div>
<div class="row" style="clear: both;">
<div class="view-html" id="view-html">
</div>
</div>
<div class="row" style="clear: both;" id="top-btn">
<!-- <a href="#" onclick="topFunction()" ><span class="glyphicon glyphicon-circle-arrow-up arrow-up-content" title="Go To Top"></span></a><br> -->
<div id="btn-up-0" style="text-align:right">
<a href="#main-content-0" ><span class="glyphicon glyphicon-circle-arrow-up arrow-up-content" title="Go To Content Area 1"></span></a>
<div id="btn-up-1" style="display: none;">
</div>
</div>
</div>
</div>
</div>
</div>
</div>
@section('scripts')
<script src="{{ asset('public/js/select2.full.min.js') }}"></script>
<script src="{{ asset('public/js/summernote/summernote.min.js') }}"></script>
<script src="{{ asset('public/js/bootstrap-multiselect.js') }}"></script>
<script src="{{ asset('public/js/datepicker.js') }}"></script>
<script src="{{ asset('public/js/evlg-page.min.js?1.20') }}"></script>
<script type="text/javascript">
$(document).ready(function() {
$('.main-content').each(function(i){
if(i==0) return true;//skip for first iteration its already initialized.
init_summernote(i);
});
getClientEdit();
});
</script>
@endsection
@endsection

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@extends('layouts.app')
@section('content')
<div class="container">
<div class="row">
<div class="col-md-12">
<div class="panel panel-default">
<div class="panel-heading">
<h1>Generated Letters</h1>
</div>
<div class="panel-body">
@if (session('status'))
<div class="alert alert-success">
{{ session('status') }}
</div>
@endif
<div class="row">
<div class="col-md-12 col-sm-12 col-xs-12">
<div class="x_panel">
<div class="pull-right">
<a href='{{ url("/lg/new") }}' class="btn btn2"><span class="glyphicon glyphicon-plus"></span>Generate New Letter</a>
</div>
<div class="x_content">
<a href='{{ url("/lg") }}' class="btn btn2 pull-right">Back</a>
{{ $letters->links() }}
<table id="datatable-responsive" class="table table-striped table-hover table-responsive dt-responsive nowrap" cellspacing="0" width="100%">
<thead>
<tr>
<th>Client</th>
<th>Created Date</th>
<th>Letter Files</th>
<th>Number of Files</th>
<th>Actions</th>
</tr>
</thead>
<tbody>
@foreach ($letters as $key => $obj)
<tr>
<td>{{ $obj->client_name }}</td>
<td>{{ date('F-d-Y', strtotime($obj->created_at)) }}</td>
<td><a style ="font-weight:bold" href="{{ url('/download/'.$obj->zip_file) }}" title="download file" >{{ $obj->zip_file }}</a></td>
<td>{{ $obj->num_of_files }}</td>
<td>
<a href="{{ url('/download/'.$obj->zip_file) }}" class="btn btn-success" style="padding: 1px 6px;"><span class="glyphicon glyphicon-download" title="download"></span></a>
<a href='{{ url("/lg/edit/$obj->id") }}' class="btn btn-success" style="padding: 1px 6px;"><span class="glyphicon glyphicon-pencil" title="edit"></span></a>
<a href='{{ url("/lg/delete/$obj->id") }}' class="btn btn-danger" style="padding: 1px 6px;" onclick="return confirm('Are you sure you want to delete this letter?');"><span class="glyphicon glyphicon-remove" title="delete"></span></a>
</td>
</tr>
@endforeach
</tbody>
</table>
{{ $letters->links() }}
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
@endsection

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@extends('layouts.app')
@section('content')
<div class="container">
<div class="row">
<div class="col-md-12">
<div class="panel panel-default">
<div class="panel-heading">
<h1>Generated Letters</h1>
</div>
<div class="panel-body">
@if (session('status'))
<div class="alert alert-success">
{{ session('status') }}
</div>
@endif
<div class="row">
<div class="col-md-12 col-sm-12 col-xs-12">
<div class="x_panel">
<div class="pull-right">
<a href='{{ url("/lg/new") }}' class="btn btn2"><span class="glyphicon glyphicon-plus"></span>Generate New Letter</a>
</div>
<div class="x_content">
@if(!empty($letters))
{{ $letters->links() }}
@endif
<table id="datatable-responsive" class="table table-striped table-hover table-responsive dt-responsive nowrap" cellspacing="0" width="100%">
<thead>
<tr>
<th>Client</th>
<th>Created Date</th>
<th>Letter Files</th>
<th>Number of Files</th>
<th>Actions</th>
</tr>
</thead>
<tbody>
@if(!empty($letters))
@foreach ($letters as $key => $obj)
<tr>
<td><a href='{{ url("/lg/client_report/$obj->client_id") }}' style="text-decoration: underline;">{{ $obj->client_name }}</a></td>
<td>{{ date('F-d-Y', strtotime($obj->created_at)) }}</td>
<td><a style ="font-weight:bold" href="{{ url('/download/'.$obj->zip_file) }}" title="download file" >{{ $obj->zip_file }}</a></td>
<td>{{ $obj->num_of_files }}</td>
<td>
<a href="{{ url('/download/'.$obj->zip_file) }}" class="btn btn-success" style="padding: 1px 6px;"><span class="glyphicon glyphicon-download" title="download"></span></a>
<a href='{{ url("/lg/edit/$obj->id") }}' class="btn btn-success" style="padding: 1px 6px;"><span class="glyphicon glyphicon-pencil" title="edit"></span></a>
<a href='{{ url("/lg/delete/$obj->id") }}' class="btn btn-danger" style="padding: 1px 6px;" onclick="return confirm('Are you sure you want to delete this letter?');"><span class="glyphicon glyphicon-remove" title="delete"></span></a>
</td>
</tr>
@endforeach
@endif
</tbody>
</table>
@if(!empty($letters))
{{ $letters->links() }}
@endif
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
@endsection

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@extends('layouts.app')
@section('styles')
<link href="{{ asset('public/css/datepicker.css') }}" rel="stylesheet">
<link href="{{ asset('public/css/evlg-page.css') }}" rel="stylesheet">
<link href="{{ asset('public/js/summernote/summernote.css') }}" rel="stylesheet">
<link href="{{ asset('public/css/bootstrap-multiselect.css') }}" rel="stylesheet">
@endsection
@section('content')
<div class="container">
<div class="row">
<div class="col-md-12">
<div class="panel panel-default panel-frm">
<div class="panel-heading">
<h1>Epic-Velocity Template Letter</h1>
<p>The EV-TLG is the Credit Repair Champions and the Metro 2 Compliance Academys Official Template Letter Generator Attack Wave System Software! </p>
</div>
<div class="panel-body">
@if (session('status'))
<div class="alert alert-success">
{{ session('status') }}
</div>
@endif
<div class="clearfix"></div>
<form method="POST" action="{{ url('/lg/generate-pdf') }}" accept-charset="UTF-8" enctype="multipart/form-data" id="lg-form">
<div class="row">
{{ csrf_field() }}
<input type="hidden" name="action" value="new">
<div class="col-md-12 col-sm-12 col-xs-12">
<div class="x_panel">
<div class="x_content">
<div class="col-md-12 text-center">
<span class="glyphicon glyphicon-play-circle video-icon" title="Need Help" onclick="alert('Vidoes coming soon!')"></span>
<div class="col-md-4 col-md-offset-1 ">
<div class="form-group">
<label>Select Client</label>
<!-- <input id="today" type="text" class="form-control" name="today" required autofocus > -->
<select name="client_id" onchange="getClientLetters()" class="form-control" id="client_id">
<option value="">Please select</option>
@if(!empty($users))
@foreach ($users as $key => $obj)
<option value="{{$obj->id}}">{{$obj->firstname}}</option>
@endforeach
@endif
</select>
<input type="hidden" name="client_name" id="client_name" value="">
<input type="hidden" name="date_time" id="date_time" value="">
</div>
</div>
<div class="col-md-2 ">
<div class="form-group">
<label>Wave/Round/Attack Number</label>
<!-- <input id="today" type="text" class="form-control" name="today" required autofocus > -->
<select name="choose_wave" class="form-control" id="choose_wave">
<option value="1">Wave 1</option>
<option value="2">Wave 2</option>
<option value="3">Wave 3</option>
<option value="4">Wave 4</option>
<option value="5">Wave 5</option>
<option value="6">Wave 6</option>
</select>
</div>
</div>
<div class="col-md-4 ">
<div class="form-group">
<label>Choose Work</label>
<!-- <input id="today" type="text" class="form-control" name="today" required autofocus > -->
<select name="choose_work" onchange="getClient('{{ url("/lg/edit/") }}')" class="form-control" id="choose_work"></select>
<div id="client-loader" style="display: none;" >
<img src="{{ asset('public/images/ajax-loader.gif') }}"> <span>&nbsp;&nbsp;&nbsp;Analysing Report and Generating Content</span>
</div>
</div>
</div>
</div>
<br>
<div class="col-md-6 ">
<div class="form-group">
<label>Todays Date is</label>
<input id="today" type="text" class="form-control" name="today" required autofocus >
</div>
</div>
<div class="col-md-6 ">
<div class="form-group">
<label>Credit Report Data Resource or Monitoring</label>
<input id="cr_resource" type="text" class="form-control" name="cr_resource" >
</div>
</div>
<div class="col-md-6 ">
<div class="form-group">
<label><span class="req-span">*</span>Name (at least First and Last Name)</label>
<input id="name" type="text" class="form-control" name="name" required >
</div>
</div>
<div class="col-md-6 ">
<div class="form-group">
<label><span class="req-span">*</span>Address (at least Street Number, Street Name, City, State spelled out)</label>
<input id="address" type="text" class="form-control" name="address" placeholder="">
</div>
</div>
<div class="col-md-6 ">
<div class="form-group">
<label>Date of Birth</label>
<input id="dob" type="text" class="form-control datepicker" name="dob" placeholder="">
</div>
</div>
<div class="col-md-6 ">
<div class="form-group">
<label>Social Security Number (last four ONLY displayed on ANY DOCUMENT)</label>
<input id="ssn" type="text" class="form-control" name="ssn" maxlength="12" placeholder="" required >
</div>
</div>
<div class="col-md-6 ">
<div class="form-group">
<label>Personal Tracking Number</label>
<input id="p_tracking_number" type="text" class="form-control" name="p_tracking_number" value="{{$p_tracking_number}}">
<span class="glyphicon glyphicon-refresh" title="Regenrate" id="btn-regenerate" onclick="gen_rand()"></span>
</div>
<div class="form-group" id="univ-dest-div">
<label>Universal Template Destinatioin(s)</label><br>
<select id="univ-dest" multiple="multiple" class="form-control" name="destination[]">
<optgroup label="EXPERIAN DESTINATIONS">
<option value="EXPERIAN PO BOX 9701, ALLEN, TX 75013" >EXPERIAN PO BOX 9701, ALLEN, TX 75013</option>
<option value="EXPERIAN PO BOX 4500, ALLEN, TX 75013" >EXPERIAN PO BOX 4500, ALLEN, TX 75013</option>
</optgroup>
<optgroup label="EQUIFAX DESTINATIONS">
<option value="EQUIFAX PO Box740256, ATLANTA,GA 30374-0256">EQUIFAX PO Box740256, ATLANTA,GA 30374-0256</option>
<option value="EQUIFAX PO Box740241, ATLANTA,GA 30374-0241">EQUIFAX PO Box740241, ATLANTA,GA 30374-0241</option>
</optgroup>
<optgroup label="TRANS UNION DESTINATIONS">
<option value="Trans Union PO Box 2000, CHESTER, PA 19016-2000">Trans Union PO Box 2000, CHESTER, PA 19016-2000</option>
<option value="Trans Union PO Box 1000, CHESTER, PA 19022-1000">Trans Union PO Box 1000, CHESTER, PA 19022-1000</option>
<option value="Trans Union PO Box 2000, CHESTER, PA 19022-2000">Trans Union PO Box 2000, CHESTER, PA 19022-2000</option>
</optgroup>
<optgroup label="INNOVIS DESTINATIONS">
<option value="INNOVIS PO Box 1640, Pittsburgh, PA 15230-1640">INNOVIS PO Box 1640, Pittsburgh, PA 15230-1640</option>
<option value="Innovis Consumer Assistance PO Box 530088, Atlanta, GA 30353-0088">Innovis Consumer Assistance PO Box 530088, Atlanta, GA 30353-0088</option>
</optgroup>
<optgroup label="LEXISNEXIS DESTINATIONS">
<option value="LexisNexis PO Box 105108, Atlanta, GA 30348">LexisNexis PO Box 105108, Atlanta, GA 30348</option>
</optgroup>
<optgroup label="SAGESTREAM LLC DESTINATIONS">
<option value="SageStream, LLC, LexisNexis Risk Solutions Consumer Center P. O. Box 105108. Atlanta, Georgia 30348-5108">SageStream, LLC, LexisNexis Risk Solutions Consumer Center P. O. Box 105108. Atlanta, Georgia 30348-5108</option>
</optgroup>
<optgroup label="CHEX SYSTEMS DESTINATIONS">
<option value="Chex Systems ATTN: Consumer Relations, 7805 Hudson Rd., Ste. 100, Woodbury, MN 55125">Chex Systems ATTN: Consumer Relations, 7805 Hudson Rd., Ste. 100, Woodbury, MN 55125</option>
</optgroup>
<optgroup label="MIB INC DESTINATIONS">
<option value="(US RESIDENTS) MIB Inc 50 Braintree Hill Park, Suite 400, Braintree, MA 02184-8734">(US RESIDENTS) MIB Inc 50 Braintree Hill Park, Suite 400, Braintree, MA 02184-8734</option>
<option value="(CANADIAN RESIDENTS) MIB Inc 330 university Avenue, Suite 501, Toronto, Canada M5G 1R7">(CANADIAN RESIDENTS) MIB Inc 330 university Avenue, Suite 501, Toronto, Canada M5G 1R7</option>
</optgroup>
<optgroup label="FACTOR TRUST DESTINATIONS">
<option value="FactorTrust PO Box 3653,Alpharhetta, GA 30023">FactorTrust PO Box 3653,Alpharhetta, GA 30023</option>
</optgroup>
<optgroup label="DATA FURNISHERS">
<option value="" >DATA FURNISHERS</option>
</optgroup>
<optgroup label="OTHER">
<option value="1" >Other</option>
</optgroup>
</select>
</div>
<div class=" form-group " id="univ-df" style="display: none;">
<div class="form-group">
<label>Data Furnishers</label>
<select name="destination[]" class="form-control select-df" id="select-df" >
</select>
</div>
</div>
<div class=" form-group univ-other" id="univ-other" style="display: none;">
<div>
<input type="text" name="destination[]" class="form-control" placeholder="OTHER" style="width: 93%">
<span class="glyphicon glyphicon-plus btn-univ-add-other" title="Add Other"></span>
<span class="glyphicon glyphicon-minus btn-univ-remove-other" title="Remove Other"></span>
</div>
</div>
</div>
<div class="col-md-6 ">
<div class="col-md-4 ">
<div class="form-group">
<label class="check-btn" style="color:red;"><input type="checkbox" name="exclude_all" value="1" id="exclude-all" onchange="excludeall()">&nbsp;<strong>Exclude All Content Boxes</strong><span class="cr"></span></label>
</div>
</div>
</div>
<div class="col-md-6 ">
<div class="col-md-4 ">
<div class="form-group">
<label >Number of Inquiries/letter &nbsp;</label>
<input type="number" name="num_of_inquiry" min="1" max="25" value="5">
</div>
</div>
<div class="col-md-4 ">
<div class="form-group">
<label >Number of Account/letter &nbsp;</label>
<input type="number" name="num_of_account" min="1" max="25" value="4">
</div>
</div>
</div>
</div>
<div class="row text-center">
@if(1)
<input type="submit" name="save" value="Generate Document" id="generate-pdf" class="btn btn-success btn2" readonly="readonly">
<div id="client-loader2" style="display: none;" >
<img src="{{ asset('public/images/ajax-loader.gif') }}"> <span>&nbsp;&nbsp;&nbsp;Please wait Generating Letters</span>
</div>
@endif
</div>
</div>
</div>
<script type="text/javascript">
var item_count = 0;
var image_count = 1;
</script>
<div class="col-md-12 col-sm-12 col-xs-12 " >
<div class="x_panel">
<div class="x_content">
<div id="content-area">
<div class="col-md-12 main-content" id="main-content-0">
<fieldset class="add-nother" >
<legend class="add-nother">
Content Box Work Area &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<span class="glyphicon glyphicon-play-circle video-icon" title="Need Help" onclick="alert('Vidoes coming soon!')"></span><br>
<span class="fa-stack fa-lg" style="font-size:16px;font-weight: 500;">
<i class="fa fa-circle fa-stack-2x"></i>
<i class="fa-stack-1x fa-inverse">1</i>
</span>
</legend>
<span class="pull-right" title="Exclude content box from letter" style="margin-top:10px;" >
<label class="lbl-dest check-btn" style="color:red"><input type="checkbox" name="info_item[exclude][0][]" value="1" class="check-exclude" />&nbsp;Exclude<span class="cr"></span></label>
</span>
<div class="col-md-9">
<div class="row">
<div class="col-md-4" style="overflow: hidden;">
<div class="form-group file-txt">
<label>ADD IMAGE </label>
<input type="file" name="info_item[file][]" class="" id="content_file_0">
</div>
<div class="col-md-1" style="margin-top: 5px;padding-left: 0px;">
<label ><a onclick="removeContentImage(0)" style="padding: 1px 6px;" class="btn btn-danger" title="Clear attached file"><i class="fa fa-minus"></i></a></label>
</div>
</div>
<div class="col-md-8">
<div class="form-group" style="clear: both;" >
<label>DEROGATORY Decisions</label>
<select name="info_item[wave][]" id="wave-0" class="form-control" onchange="showDtype(this,0)" required="">
<option value="">Please select template</option>
@if(Auth::user()->can('Wave1'))
<option value="w1" >I want to use a Wave 1 attack for this content box's items ( Day 1-19)</option>
@else
<option value="w1" disabled="disabled">I want to use a Wave 1 attack for this content box's items ( Day 1-19)</option>
@endif
@if(Auth::user()->can('Wave2'))
<option value="w2" >I want to use a Wave 2 attack for this content box's items (Day 20-39)</option>
@else
<option value="w2" disabled="disabled" >I want to use a Wave 2 attack for this content box's items (Day 20-39)</option>
@endif
@if(Auth::user()->can('Wave3'))
<option value="w3" >I want to use a Wave 3 attack for this content box's items (Day 40-59)</option>
@else
<option value="w3" disabled="disabled">I want to use a Wave 3 attack for this content box's items (Day 40-59)</option>
@endif
@if(Auth::user()->can('Wave4'))
<option value="w4" >I want to use a Wave 4 attack for this content box's items (Day 60-79)</option>
@else
<option value="w4" disabled="disabled">I want to use a Wave 4 attack for this content box's items (Day 60-79)</option>
@endif
@if(Auth::user()->can('Wave5'))
<option value="w5" >I want to use a Wave 5 attack for this content box's items (Day 80-99)</option>
@else
<option value="w5" disabled="disabled">I want to use a Wave 5 attack for this content box's items (Day 80-99)</option>
@endif
@if(Auth::user()->can('Wave6'))
<option value="w6" >I want to use a Wave 6+ attack for this content box's items (Day 100-119)</option>
@else
<option value="w6" disabled="disabled">I want to use a Wave 6+ attack for this content box's items (Day 100-119)</option>
@endif
<option value="w7" >I want to use a RANDOM WAVE # Attack for this content box's item (Day ??)</option>
</select>
</div>
<div class="form-group" style="clear: both;display: none;" id="div-dtype-0">
<label>Type of Reported Issues</label>
<select name="info_item[letter_type][]" id="dtype-0" class="form-control" onchange="showTemplate(this,0)" required="">
<option value="">Please select template</option>
<option value="1">Personal Identifier Information</option>
<option value="2">INQUIRY(ies) information</option>
<option value="3">LATE PAYMENT (not Student Loan) Information</option>
<option value="4">STUDENT LOAN LATE PAYMENT Information</option>
<option value="5">Regular Non-Medical Collection Information</option>
<option value="6">Medical Collection Information</option>
<option value="7">CHARGE OFF Information</option>
<option value="8">REPOSSESSION Information</option>
<option value="9">PUBLIC RECORDS Information</option>
<option value="10">GENERAL DELINQUENT , DEROGATORY, or QUESTIONABLY REPORTED Information</option>
</select>
</div>
<div class="form-group" style="clear: both;display: none;" id="template-0">
<label>TEMPLATE LETTER FOR BUREAU</label>
<select name="info_item[template][]" id="lt_template-0" class="form-control " required="" >
</select>
</div>
<div class="form-group" style="clear: both;display: none;" id="template-df-0">
<label>TEMPLATE LETTER FOR DATA FURNISHER/CREDITOR</label>
<select name="info_item[template_df][]" id="lt_template_df-0" class="form-control" >
</select>
</div>
</div>
<div class="col-md-12">
<div class="goto_report_div" ><label>Go to Report &rarr;</label>&nbsp;&nbsp;
<a href="#view-html"><span class="glyphicon glyphicon-info-sign icon-goto-report" title="Personal Information"></span></a>
<a href="#Summary"><span class="glyphicon glyphicon glyphicon-open-file icon-goto-report" title="Summary Information"></span></a>
<a href="#AccountHistory"><span class="glyphicon glyphicon glyphicon-list-alt icon-goto-report" title="AccountHistory Information"></span></a>
<a href="#Inquiries"><span class="glyphicon glyphicon glyphicon-question-sign icon-goto-report" title="Inquiries Information"></span></a>
<a href="#PublicInformation"><span class="glyphicon glyphicon-globe icon-goto-report" title="Public Information"></span></a>
<a href="#CreditorContacts"><span class="glyphicon glyphicon-user icon-goto-report" title="Creditor Contacts Information"></span></a>
<a href="#main-content-0" style="float:right;" ><span class="glyphicon glyphicon-circle-arrow-up icon-goto-report" title="Go To Previous Content Box"></span></a>
<a href="#lg-form" title="Go To Top of Page" style="float: right;"><label style="font-weight: bold;font-size: 16px"> &nbsp;&nbsp;TOP &uarr;</label></a>
<a href="#div-img-bottom" title="Go To Generate Button" style="float: right;"><label style="font-weight: bold;font-size: 16px"> &nbsp;&nbsp;GENERATE &darr;</label></a>
</div>
<div class="form-group">
<textarea class="form-control " id="summernote-0" name="info_item[content][]" rows="13" placeholder="" required></textarea>
<span class="glyphicon glyphicon-menu-hamburger btn-add-line-break" title="Add Line Break" onclick="addLineBreak(0)"></span>
<span class="glyphicon glyphicon-plus btn-add-content" title="Add Cleared Content" onclick="undoClearContent(0)"></span>
<span class="glyphicon glyphicon-remove btn-remove-content" title="Clear Content Box" id="btn-remove-content" onclick="clearContent(0)"></span>
</div>
</div>
</div>
</div>
<div class="col-md-3 pull-right div-item-dest">
<div class="tbg" ><label>CONTENT DESTINATION(s) </label>
<span class="glyphicon glyphicon-chevron-down pull-right gly-dest" id="toggle-dest-0" onclick="toggleDest(0)" title="Show" data-toggle="collapse" href="#dest-side-0"></span>
</div>
<div id="dest-side-0" class="collapse" >
<label class="lbl-dest check-btn" style="font-size:14px"><input type="checkbox" name="all" value="Select All Destinations" id="check-all-0" onchange="checkall(0)" />&nbsp;<strong>Select All Destinations</strong><span class="cr"></span></label><hr style="2px 0 5px">
<label class="lbl-dest check-btn"><input type="checkbox" name="info_item[dest][0][]" value="" class="check-df" onchange="showDf(event,0)" />&nbsp;Data Furnisher<span class="cr"></span></label>
<select name="info_item[dest][0][]" class="form-control select-df" id="select-df-0" style="display: none;" >
</select>
<input type="text" name="info_item[dest][0][]" class="form-control" placeholder="OTHER" style="width: 96%; display:none;" id="other-text-0">
<label class="lbl-dest check-btn"><input type="checkbox" name="info_item[dest][0][]" value="EXPERIAN PO BOX 9701, ALLEN, TX 75013" class="check-exp1" />&nbsp;EXPERIAN PO BOX 9701, ALLEN, TX 75013<span class="cr"></span></label>
<label class="lbl-dest check-btn"><input type="checkbox" name="info_item[dest][0][]" value="EXPERIAN PO BOX 4500, ALLEN, TX 75013" class="check-exp2" />&nbsp;EXPERIAN PO BOX 4500, ALLEN, TX 75013<span class="cr"></span></label>
<label class="lbl-dest check-btn"><input type="checkbox" name="info_item[dest][0][]" value="EQUIFAX PO Box740256, ATLANTA,GA 30374-0256" class="check-equ1" />&nbsp;EQUIFAX PO Box740256, ATLANTA,GA 30374-0256<span class="cr"></span></label>
<label class="lbl-dest check-btn"><input type="checkbox" name="info_item[dest][0][]" value="EQUIFAX PO Box740241, ATLANTA,GA 30374-0241" class="check-equ2" />&nbsp;EQUIFAX PO Box740241, ATLANTA,GA 30374-0241<span class="cr"></span></label>
<label class="lbl-dest check-btn"><input type="checkbox" name="info_item[dest][0][]" value="Trans Union PO Box 2000, CHESTER, PA 19016-2000" class="check-tra1" />&nbsp;Trans Union PO Box 2000, CHESTER, PA 19016-2000<span class="cr"></span></label>
<label class="lbl-dest check-btn"><input type="checkbox" name="info_item[dest][0][]" value="Trans Union PO Box 1000, CHESTER, PA 19022-1000" class="check-tra2" />&nbsp;Trans Union PO Box 1000, CHESTER, PA 19022-1000<span class="cr"></span></label>
<label class="lbl-dest check-btn"><input type="checkbox" name="info_item[dest][0][]" value="Trans Union PO Box 2000, CHESTER, PA 19022-2000" class="check-tra3" />&nbsp;Trans Union PO Box 2000, CHESTER, PA 19022-2000<span class="cr"></span></label>
<label class="lbl-dest check-btn"><input type="checkbox" name="info_item[dest][0][]" value="INNOVIS PO Box 1640, Pittsburgh, PA 15230-1640" class="check-ino1" />&nbsp;INNOVIS PO Box 1640, Pittsburgh, PA 15230-1640<span class="cr"></span></label>
<label class="lbl-dest check-btn"><input type="checkbox" name="info_item[dest][0][]" value="Innovis Consumer Assistance PO Box 530088, Atlanta, GA 30353-0088" class="check-ino2" />&nbsp;Innovis Consumer Assistance PO Box 530088, Atlanta, GA 30353-0088<span class="cr"></span></label>
<label class="lbl-dest check-btn"><input type="checkbox" name="info_item[dest][0][]" value="LexisNexis PO Box 105108, Atlanta, GA 30348" class="check-lex1"/>&nbsp;LexisNexis PO Box 105108, Atlanta, GA 30348<span class="cr"></span></label>
<label class="lbl-dest check-btn"><input type="checkbox" name="info_item[dest][0][]" value="SageStream, LLC, LexisNexis Risk Solutions Consumer Center P. O. Box 105108. Atlanta, Georgia 30348-5108" class="check-sag1" />&nbsp;SageStream, LLC, LexisNexis Risk Solutions Consumer Center P. O. Box 105108. Atlanta, Georgia 30348-5108<span class="cr"></span></label>
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<label class="lbl-dest check-btn"><input type="checkbox" name="info_item[dest][0][]" value="(US RESIDENTS) MIB Inc 50 Braintree Hill Park, Suite 400, Braintree, MA 02184-8734" class="check-mib1" />&nbsp;(US RESIDENTS) MIB Inc 50 Braintree Hill Park, Suite 400, Braintree, MA 02184-8734<span class="cr"></span></label>
<label class="lbl-dest check-btn"><input type="checkbox" name="info_item[dest][0][]" value="(CANADIAN RESIDENTS) MIB Inc 330 university Avenue, Suite 501, Toronto, Canada M5G 1R7" class="check-mib2" />&nbsp;(CANADIAN RESIDENTS) MIB Inc 330 university Avenue, Suite 501, Toronto, Canada M5G 1R7<span class="cr"></span></label>
<label class="lbl-dest check-btn"><input type="checkbox" name="info_item[dest][0][]" value="FactorTrust PO Box 3653,Alpharhetta, GA 30023" class="check-fact1" />&nbsp;FactorTrust PO Box 3653,Alpharhetta, GA 30023<span class="cr"></span></label>
<label class="lbl-dest check-btn"><input type="checkbox" name="info_item[dest][0][]" value="" class="check-aa" />&nbsp;Audit Analysis<span class="cr"></span></label>
<input type="text" name="info_item[dest][0][]" class="form-control" placeholder="OTHER" style="width: 96%" id="other-text-0">
<span class="glyphicon glyphicon-plus btn-add-other" title="Add Other"></span>
</div>
</div>
<div class="col-md-12 text-center" style="clear: both;">
<button class="btn btn-success btn2" onclick="addContent()" type="button"><span class="glyphicon glyphicon-plus" title="add"></span>Add Another Content</button>
</div>
</fieldset>
</div>
</div>
<div id="img-container">
<div class="col-md-12 text-center" id="div-img-bottom" style="display: none;">
<input type="hidden" name="identity_proof_file" value="" id="identity_proof_file1">
<input type="hidden" name="ssn_proof_file" value="" id="ssn_proof_file1">
<input type="hidden" name="address_proof_file" value="" id="address_proof_file1">
<input type="hidden" name="other_file" value="" id="other_file1">
<p>Current Images</p>
<div class="col-md-1 col-md-offset-2 ">
<label class="check-btn"><input type="checkbox" name="include_bureau_image" value="1" checked="checked">&nbsp;Bureaus<span class="cr" title="Add Images to Bureau Letters"></span></label>
</div>
<div class="col-md-6">
<p >PHOTO IDENTIFICATION :<label id="identity_proof_file" class="span-file">..........</label><br>SSN PROOF :<label id="ssn_proof_file" class="span-file">..........</label><br>ADDRESS PROOF :<label id="address_proof_file" class="span-file">..........</label><br>OTHER FILE :<label id="other_file" class="span-file">...........</label> </p>
</div>
<div class="col-md-3 text-left">
<label class="check-btn"><input type="checkbox" name="include_creditor_image" value="1" >&nbsp;Creditors<span class="cr" title="Add Images to Creditors Letter"></span></label>
</div>
</div>
<div class="col-md-12">
<label class="col-md-12" style="text-align:center;">Add Image Here for Proof: Example: SS, Proof ID, Current Bill ect. Must be PNG or JPEG</label>
</div>
<div class="col-md-12 img-content" id="img-content-1">
<div class="col-md-offset-3 col-md-6">
<input type="file" name="img_bottom[]" class="form-control no-bdr"></div>
<div class="col-md-1" style="margin-top: 5px;margin-right: 20px"><label id="label1"><a onclick="addImage()" id="add-image-btn" style="padding: 1px 6px;" class="btn btn-success"><i class="fa fa-plus"></i></a></label>
<label id="label1"><a onclick="removeImage(1)" id="remove" style="padding: 1px 6px;" class="btn btn-danger"><i class="fa fa-minus"></i></a></label>
</div>
</div>
</div>
<div class="row text-center" style="margin-top: 20px;">
<div class="col-md-8 col-md-offset-4">
<div class="col-md-2 ">
<div class="form-group">
<label class="check-btn" title="Generate Audit Letters Only"><input type="checkbox" name="audit_only" value="1" >&nbsp;<strong>Audit Only</strong><span class="cr"></span></label>
</div>
</div>
<div class="col-md-2 ">
<div class="form-group">
<label class="check-btn" title="Generate Data Furnishers Letters Only"><input type="checkbox" name="df_only" value="1" >&nbsp;<strong>Data Furnisher's Only</strong><span class="cr"></span></label>
</div>
</div>
<div class="col-md-2 ">
<div class="form-group">
<label class="check-btn" title="Generate Creidt Bureaus Letters Only"><input type="checkbox" name="bureau_only" value="1" >&nbsp;<strong>Bureaus Only</strong><span class="cr"></span></label>
</div>
</div>
</div>
@if(Auth::user()->can('Generate-letters') && $not_expired)
<input type="submit" name="save" value="Generate Document" id="generate-pdf" class="btn btn-success btn2" readonly="readonly">
<div id="client-loader2" style="display: none;" >
<img src="{{ asset('public/images/ajax-loader.gif') }}"> <span>&nbsp;&nbsp;&nbsp;Please wait Generating Letters</span>
</div>
@else
<input type="button" name="save" value="Generate Document" id="generate-pdf" class="btn btn-success btn2" onclick="alert('Access to generate and or save your above-created documents is currently unavailable, please purchase a subscription to gain immediate access without losing your work.');">
@endif
</div>
</div>
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</form>
</div>
<div class="row" style="clear: both;">
<div class="view-html" id="view-html">
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@section('scripts')
<script src="{{ asset('public/js/select2.full.min.js') }}"></script>
<script src="{{ asset('public/js/summernote/summernote.min.js') }}"></script>
<script src="{{ asset('public/js/bootstrap-multiselect.js') }}"></script>
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<script src="{{ asset('public/js/evlg-page.min.js?1.21') }}"></script>
@endsection
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@extends('layouts.lg-pdf2')
@section ('content')
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<p> *I DO NOT HAVE nor desire reported ANY OTHER FEDERALLY REQUISITE PERSONAL IDENTIFIER INFORMATION so here now move to DELETE any and all OTHER personal identifier information that might be reporting despite my objection without right of law to retain authority to report any data much less personal information that is insufficient of verifiability, validity, timeliness, or certified compliance of reporting there more! The only personal identifier information I grant you authority to report and or retain is EXACTLY as I have submitted above and in no manner else wise! </p>
</div>
@include('lg.pdf.partial.pinfo')
<div class="row">
<p>RE: Notice of currently reported injurious claim(s) unproven yet to be factually and physically validated true , correct, complete, timely, and certifiably metro 2 format compliant! These claims are requested check for requisites and immediately removed from reporting so to ensure lawful compliant reporting of ONLY factually true correct complete timely validated and certified allegations!</p>
</div>
<div class="row">
<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
<div class="row">
<p >Per my states reporting regulations and the applicable federal guidelines for lawful and compliant reporting of consumer credit, it is unlawful to assume report-ability of any claim without physically verified proof of fullness of truth, completeness of accuracy, timeliness of validity and or certifiable compliant reporting else wise to include but not limited to the standards and mandates described or hinted at via the applicable FCRA and FDCPA laws much less the standard of compliant reporting of the documented perfect and complete Metro 2 Format compliance of reporting! Your current reporting is significantly questionable and unproven to be factually true, correct, complete, timely, validated and or else wise certified compliant as related to the mandates and standards of lawful reporting per the applicable aspects of the FCRA and FDCPA to include but not limited to the mandatorily perfect and complete certified Metro 2 format reporting!<br>You are reporting inaccurate and incomplete information in regards to the below noted medical account(s). I demand that you contact the Medical facility, as I have already done, and demand a validation of the debt (of course they cant provide the statement at this time). Since they cannot or will not provide an itemized statement for the services, they are clearly in violation of the FCRA and FDCPA. Please complete your investigation of this Medical Collection and remove it because the provider cannot validate the information you are reporting on my credit report. REMOVE the following suspect allegation(s) immediately and permanently:</p>
@include('lg/pdf/partial/negative_keys')
@include('lg.pdf.partial.content')
@include('lg/pdf/partial/negative_keys')
</div>
<div class="row">
<p>This is a request under FCRA 611 (a) (7) for a description of the procedure used by your agency in providing all information to the creditor associated with my earlier dispute of the validity of the reported late payments from my credit file your bureau provided to me. To be more specific, based on FCRA 611 (a) (2) (B), you were required to forward all of the relevant information provided by you to the creditor for their investigation of my dispute. After contacting the creditor I have been led to believe that THIS did not take place. This is a clear violation of the FCRA and the FCBA.</p>
</div>
<div class="row">
<p>Sincerely,</p>
@include('lg.pdf.partial.bottom-info')
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@extends('layouts.lg-pdf2')
@section ('content')
<div class="row">
<p> *I DO NOT HAVE nor desire reported ANY OTHER FEDERALLY REQUISITE PERSONAL IDENTIFIER INFORMATION so here now move to DELETE any and all OTHER personal identifier information that might be reporting despite my objection without right of law to retain authority to report any data much less personal information that is insufficient of verifiability, validity, timeliness, or certified compliance of reporting there more! The only personal identifier information I grant you authority to report and or retain is EXACTLY as I have submitted above and in no manner else wise! </p>
</div>
@include('lg.pdf.partial.pinfo')
<div class="row">
<p>RE: Notice of currently reported injurious claim(s) unproven yet to be factually and physically validated true , correct, complete, timely, and certifiably metro 2 format compliant! These claims are requested check for requisites and immediately removed from reporting so to ensure lawful compliant reporting of ONLY factually true correct complete timely validated and certified allegations!</p>
</div>
<div class="row">
<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
<div class="row">
<p >Currently, You are reporting inaccurate and incomplete information in regards to the below noted medical account(s). I demand that you contact the Medical facility, as I have already done, and demand a validation of the debt (of course they cant provide the statement at this time). Since they cannot or will not provide an itemized statement for the services, they are clearly in violation of the FCRA and FDCPA. Please complete your investigation of this Medical Collection and remove it because the provider cannot validate the information you are reporting on my credit report. REMOVE the following suspect allegation(s) immediately and permanently:</p>
@include('lg/pdf/partial/negative_keys')
@include('lg.pdf.partial.content')
@include('lg/pdf/partial/negative_keys')
</div>
<div class="row">
<p>Per my states reporting regulations and the applicable federal guidelines for lawful and compliant reporting of consumer credit, it is unlawful to assume report-ability of any claim without physically verified proof of fullness of truth, completeness of accuracy, timeliness of validity and or certifiable compliant reporting else wise to include but not limited to the standards and mandates described or hinted at via the applicable FCRA and FDCPA laws much less the standard of compliant reporting of the documented perfect and complete Metro 2 Format compliance of reporting! Your current reporting is significantly questionable and unproven to be factually true, correct, complete, timely, validated and or else wise certified compliant as related to the mandates and standards of lawful reporting per the applicable aspects of the FCRA and FDCPA to include but not limited to the mandatorily perfect and complete certified Metro 2 format reporting! As you surely have noted, this is a request under FCRA 611 (a) (7) for a description of the procedure used by your agency in providing all information to the creditor associated with my earlier dispute of the validity of the reported late payments from my credit file your bureau provided to me. To be more specific, based on FCRA 611 (a) (2) (B), you were required to forward all of the relevant information provided by you to the creditor for their investigation of my dispute. After contacting the creditor I have been led to believe that THIS did not take place. This is a clear violation of the FCRA and the FCBA.</p>
<p class="txt-cen-ul" style="font-style: italic;font-size: 16px;">This letter is your formal notice to Cease and Desist ALL activities in regards to the REPORTING of the above titled Student Loan account. As your firm is well aware I have LEGALLY exercised my rights by disputing the validity of this debt. I have in writing and by phone demanded that you provide documented validation to me regarding how this items payment and conditions were verified and reported, instead you have IGNORED my demands and violated 15 U.S.C.A. § 1692g(b)- REQUIREMENT to complete a timely investigation. I attempted to notify your compliance department officer of record in regards to the breech of regulatory requirements in your investigative efforts. This notice was subsequently ignored. Therefore I am demanding that you CEASE ALL activities. Including but not limited to the reporting of the Student Loan in question and any further backdating of documents or records related to the alleged VERIFICATION of this account. Please be advised if have also notified Federal Regulators (Consumer Financial Protection Bureau), and the original creditor and furnisher of this information of YOUR implicit regulatory failure in this matter. I will not hesitate to bring suit against your firm in this matter as in the example of Mey v. RFA aka RELIANT FINANCIAL ASSOCIATES</p>
</div>
<div class="row">
<p>Sincerely,</p>
@include('lg.pdf.partial.bottom-info')
</div>
@include('lg.pdf.partial.img_bottom')
@include('lg.pdf.partial.img_bottom')
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@extends('layouts.lg-pdf2')
@section ('content')
<div class="row">
<p> *I DO NOT HAVE nor desire reported ANY OTHER FEDERALLY REQUISITE PERSONAL IDENTIFIER INFORMATION so here now move to DELETE any and all OTHER personal identifier information that might be reporting despite my objection without right of law to retain authority to report any data much less personal information that is insufficient of verifiability, validity, timeliness, or certified compliance of reporting there more! The only personal identifier information I grant you authority to report and or retain is EXACTLY as I have submitted above and in no manner else wise! </p>
</div>
@include('lg.pdf.partial.pinfo')
<div class="row">
<p>RE: Notice of currently reported injurious claim(s) on my student loan that as far as I am aware is such that should be Pays/Paid As Agreed, Never Late status. Yet, this current reporting item(s) delinquency(ies) are unproven yet to be factually and physically validated true , correct, complete, timely, and certifiably metro 2 format compliant! These claims are requested check for requisites and immediately removed from reporting so to ensure lawful compliant reporting of ONLY factually true correct complete timely validated and certified allegations!</p>
</div>
<div class="row">
<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
<div class="row">
<p >You have listed an inaccurate Student LOAN (LOAN #) on my credit file. I need to have it removed as soon as possible. I am filing this dispute of the Student Loan Information that you are providing under FCRA 611 (a) (7) that specifically requires a description of the procedure used by your agency in providing and obtaining this particular Student Loan including if this was obtained by a third party originator and how it was handled and transferred to your firm and here below is the erroneous Student Loan(s) record you are reporting:</p>
@include('lg/pdf/partial/negative_keys')
@include('lg.pdf.partial.content')
@include('lg/pdf/partial/negative_keys')
</div>
<div class="row">
<p> Please delete this above noted misleading information. Additionally I request that you please supply a corrected credit profile to all creditor reporting agencies. Understand that I am exercising my rights under the terms of the Fair Credit Reporting Act (FCRA) (15 U.S.C. § 1681) and I expect your firm will respect my full legal rights as a consumer. If for some reason you decide not to remove this inaccurate information, please do the following:<br>
1. Tell me in writing what information you refuse to remove and why.
<br>2. Tell me in writing what you did to determine that the information was accurate.
<br>3. Note the information as disputed on my credit report and insert the relevant statement of my dispute, above, into my credit report.
<br>According to 15 USC § 1666 you are to cease collection of the disputed amount until verification and validation have been done. If your firm CANNOT produce ALL of the above noted documentation in the allotted time frame, I will accept a written NOTIFICATION stipulating that your firm CANNOT COMPLY with the FDCPA and formally withdrawing your claim to this alleged debt is demanded. If you choose to ignore this demand, I will pursue a direct course offered under the SETTLEMENT AGREEMENT entered into by the Credit Reporting Agencies with the ATTORNEY GENERAL OF THE STATE OF NEW YORK BUREAU OF CONSUMER FRAUDS & PROTECTION and 37 other states that specifically EMPOWERS a working group to remediate and hold accountable and sanction data furnishers who fail to meet the requirements of the FDCPA and CFPBs compliance guidance for Professional Debt Collection Practices. If your firm chooses not to respond to this VALIDATION demand and its conditions I will NOT hesitate to FILE suit and SEEK my own payday against your firm for malicious collection activities-see Fields v. Wilber Law Firm, Donald L. Wilber and Kenneth Wilber, USCA-02-C-0072, 7th Circuit Court, Sept. 2004. You have 30 days from the post mark date of this validation demand to answer. I appreciate your time and attention to this matter.
<br>Per my states reporting regulations and the applicable federal guidelines for lawful and compliant reporting of consumer credit, it is unlawful to assume report-ability of any claim without physically verified proof of fullness of truth, completeness of accuracy, timeliness of validity and or certifiable compliant reporting else wise to include but not limited to the standards and mandates described or hinted at via the applicable FCRA and FDCPA laws much less the standard of compliant reporting of the documented perfect and complete Metro 2 Format compliance of reporting! Your reporting , is at a minimum , questionable and not factually substantiated and as such does not meet the minimum criterion of lawful reporting nor assumption of true and validity otherwise. Please be advised that I here now demand that you check for undoubtable proof of and I challenge the validity of the alleged debt in its entirety. Be further advised that I am requesting the name and address of the original creditor, along with an agreement with my original signature binding me to the alleged debt, if so exists. You are attempting to collect an alleged debt and money that I do not owe unlawfully. As per Federal Statute the FDCPA, I'm asking that you cease and desist all collection activity, including credit reporting. I am also requesting the prompt deletions of any prior credit reporting to credit reporting agencies. This letter may be provided to the Consumer Financial Protection Bureau (“CFPB”) and I am fully aware that they are authorized to investigate this matter. If you fail to comply with this letter, this matter may be turned over to an attorney. The following accounts below were reported as a collection, but I don't recall having any business transactions or dealings with these companies. I am asking that you have the creditors provide evidence the accounts belong to me and should be on my credit report, In addition, to show that my rights have not been abrogated. I'm asking each to verify that the creditors have a signed contract or paperwork from me or related to me in any fashion.<br> Unless this paper is produced or the account is unverifiable by each creditor, I required that the accounts in question are updated and deleted to reflect the proper reporting standard. </p>
</div>
<div class="row">
<p>Sincerely,</p>
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@extends('layouts.lg-pdf2')
@section ('content')
<div class="row">
<p> *I DO NOT HAVE nor desire reported ANY OTHER FEDERALLY REQUISITE PERSONAL IDENTIFIER INFORMATION so here now move to DELETE any and all OTHER personal identifier information that might be reporting despite my objection without right of law to retain authority to report any data much less personal information that is insufficient of verifiability, validity, timeliness, or certified compliance of reporting there more! The only personal identifier information I grant you authority to report and or retain is EXACTLY as I have submitted above and in no manner else wise! </p>
</div>
@include('lg.pdf.partial.pinfo')
<div class="row">
<p>RE: Notice of currently reported injurious claim(s) unproven yet to be factually and physically validated true , correct, complete, timely, and certifiably metro 2 format compliant! These claims are requested check for requisites and immediately removed from reporting so to ensure lawful compliant reporting of ONLY factually true correct complete timely validated and certified allegations!</p>
</div>
<div class="row">
<h1 class="span-ul2">To Whom It May Concern,</h1>
</div>
<div class="row">
<p >Please note that the FDCPA has been violated by mischaracterizing this alleged debt in your attempts to collect.<br>
You referenced a “loan” balance in your letter derelict letter sent to me previously ( I suppose as your attempt to validate debt?) when in fact the laws governing the alleged contract clearly state this as a credit sale. No loan has taken place between anyone involved in the alleged agreement. The alleged debtor is not a borrower nor have they been loaned any goods or advanced any money by the alleged creditor. Your reporting is not only deceptively misleading it is also substantially absent requisite conditional verifiability, validity (as related to document evidence in support of physical proof of truth , correctness, and completeness of claim) , and certifiability (to Metro 2 Format as example). Per my states applicable reporting and or collection laws and per federal standards similar, no claim derelict may be retained much less reported so REMOVE FROM REPORTING this claim of repossession right now, any furtherance is assumed to be your willful disregard of requisites to report and intentional harassment or even extortion under threat of financial injury(ies). The claim(s) below noted are unlawful and require deletion today, even here and now so do so immediately:</p>
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<p> Under the laws of my state (and yours even) and UCC § 9.506 as well as State RISA and MVISA statuses, a deficiency can not be claimed unless all of the required notices were properly and timely given, and all of the allowable redemption and cure time limits were adhered too.
I demand proof that the repossession of the subject vehicle was legal in accordance with the following UCC:<br>
&middot; 9-506. EFFECT OF ERRORS OR OMISSIONS.
<br>&middot; 9-611. NOTIFICATION BEFORE DISPOSITION OF COLLATERAL
<br>&middot; 9-612. TIMELINESS OF NOTIFICATION BEFORE DISPOSITION OF COLLATERAL.
<br>&middot; 9-613. CONTENTS AND FORM OF NOTIFICATION BEFORE DISPOSITION OF COLLATERAL
You are required to provide me copies of the legal notices and proof of the commercially reasonable manner of the notification and resale of the subject vehicle.<br>
If no such proof is provided within 15 days from receipt of this certified mail notice, the alleged claim of the deficiency will be considered null and void, and any continued collection activities, or continued reporting of this invalid claim on my credit reports will be considered a violation of the FDCPA and FCRA.<br>
In addition, if you singularly or severally fail to comply with the above requests, I reserved the right to seek damages against all parties, under all available State and Federal statutes and including but not limited to UCC § 9-625 remedies.<br>
Furthermore, you are hereby notified that a no point in time and under no circumstances is your company; and employee of your company; a representative for your company or affiliates are to contact me or any family members by any means other than the US Postal mail system. Again, I DEMAND (not REQUEST) that you delete this from my credit reports and desist in your collection efforts, or I will escalate my complaint, demands, defenses and/or claims with my attorney(ies).<br>
In Just Sincerity I leave, </p>
</div>
<div class="row">
<p>Sincerely,</p>
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@extends('layouts.lg-pdf2')
@section ('content')
<div class="row">
<p> *I DO NOT HAVE nor desire reported ANY OTHER FEDERALLY REQUISITE PERSONAL IDENTIFIER INFORMATION so here now move to DELETE any and all OTHER personal identifier information that might be reporting despite my objection without right of law to retain authority to report any data much less personal information that is insufficient of verifiability, validity, timeliness, or certified compliance of reporting there more! The only personal identifier information I grant you authority to report and or retain is EXACTLY as I have submitted above and in no manner else wise! </p>
</div>
@include('lg.pdf.partial.pinfo')
<div class="row">
<p>RE: Notice of currently reported injurious claim(s) unproven yet to be factually and physically validated true , correct, complete, timely, and certifiably metro 2 format compliant! These claims are requested check for requisites and immediately removed from reporting so to ensure lawful compliant reporting of ONLY factually true correct complete timely validated and certified allegations!</p>
</div>
<div class="row">
<h1 class="span-ul2">To Whom It May Concern,</h1>
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<p >Currently, You are reporting inaccurate and incomplete information in regards to the below noted medical account(s). I demand that you contact the accusers , as I have already done, and demand a validation of the debt (of course they cant provide the statement at this time). Fact is, The alleged account(s) is(are) being illegally reported on my credit report. Previously, I have I formally contested it directly with the supposed creditor and collector alike to no avail as they seem content on ignorant in lawful reporting and or collection requisites in regards to their illegal reporting, and have not received any satisfactory reply, certainly nothing substantiating claim nor remotely resembling a physically verified item of truth, correctness and validity elsewise much less a grain of hope it is factually compliant to its mandatory certified Metro 2 format reporting standards!. Since they cannot or will not provide an itemized statement for the services, they are clearly in violation of the FCRA and FDCPA. Please complete your investigation of this item of misinformation and remove it because the provider cannot validate the information you are reporting on my credit report. REMOVE the following suspect repossession allegation(s) immediately and permanently. More specifically, I am referencing the fact that you are reporting the following:</p>
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<p>Therefore, Im now formally contesting this falsity directly with you. Furthermore, if at any time during your investigation of the above account(s) is(are) miraculously verified by any accuser, in turn let it be known that this also serves as my notice that I am requesting your method of verification pursuant to the FCRA, including the name of the person with whom you spoke, who has firsthand knowledge of the account tin question. Your improper procedures are highly damaging to my credit score. Please immediately delete this item. Per my states reporting regulations and the applicable federal guidelines for lawful and compliant reporting of consumer credit, it is unlawful to assume report-ability of any claim without physically verified proof of fullness of truth, completeness of accuracy, timeliness of validity and or certifiable compliant reporting else wise to include but not limited to the standards and mandates described or hinted at via the applicable FCRA and FDCPA laws much less the standard of compliant reporting of the documented perfect and complete Metro 2 Format compliance of reporting!<br>I am writing to challenge the reporting and compliance on an account with {custom1} that is being reported on my credit report with misleading info. I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the Consumer Financial Protection Bureau and the Attorney Generals office, should you continue reporting this erroneous item.
Thank you in Advance,</p>
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<p>Sincerely,</p>
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<p>P.S. Please be advised that dependent upon your response, I may be detailing any potential issues with you company via and online public press release.<br>
CC: Consumer Financial Protection Bureau<br>
CC: Attorney Generals Office<br>
CC: Better Business Bureau</p>
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<p> *I DO NOT HAVE nor desire reported ANY OTHER FEDERALLY REQUISITE PERSONAL IDENTIFIER INFORMATION so here now move to DELETE any and all OTHER personal identifier information that might be reporting despite my objection without right of law to retain authority to report any data much less personal information that is insufficient of verifiability, validity, timeliness, or certified compliance of reporting there more! The only personal identifier information I grant you authority to report and or retain is EXACTLY as I have submitted above and in no manner else wise! </p>
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<p>RE: Notice of currently reported injurious claim(s) unproven yet to be factually and physically validated true , correct, complete, timely, and certifiably metro 2 format compliant! These claims are requested check for requisites and immediately removed from reporting so to ensure lawful compliant reporting of ONLY factually true correct complete timely validated and certified allegations!</p>
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<h1 class="span-ul2">To Whom It May Concern,</h1>
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<p >ATTENTIVELY REVIEW my formal writ composed DECLARATION of Not Proven Compliant Misinformation that is all or in part: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction- ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting!To be clear,you are mandated by laws to eliminate every notation and or aspect of any and all derogatory and adversary items from any and all alleged claims still yet unproven to be true, correct, complete, timely, documented as being mine,testimonial to be of my responsibility,with FCRA compliance,andor CRSA CDIA Metro 2 COMPLIANT reporting.FEDERAL laws dictate that any and all derogatory or potentially injurious reporting MUST be all of the aforementioned and can NOT BE ASSUMED without undoubted CERTIFIABLE testimonial of FACTs ensuring the physically verifiability of the CONFIRMED manual validation of any item upon a consumer complaint,such as is this notice here and now.Please RETURN to or retain federally lawful reporting with your unwavering and unconditional annulment of every single one even each any and or all of the allegations accused of me deficient of physical evidence to every and all aspects of said claims,be them true or not. I would like to forge forward with a righted disputation challenging what likely is an inaccurate, untrue, incomplete, untimely, not compliant, and or possibly not even of my ownership of responsibility allegation of a derogatory item that I see you currently have on my credit report, possibly causing violating infringements and injury to my credibility. While studying my report I have come across a number of mistakes and inaccuracies that you are reporting.Please review and eradicate any and all of these following unproven true, correct, complete,timely, mine, my responsibility,fcra compliant,metro 2 compliant,or else wise compliant to every single one even each any and all of the regulations ,laws,and standards of reporting of which you are undoubtedly mandated in your obligation to obey: You have listed an inaccurate Public Record on my credit file. I need to have it removed as soon as possible. I am filing this dispute of the Public Record Information that you are providing under FCRA 611 (a) (7) that specifically requires a description of the procedure used by your agency in providing and obtaining this particular public record including if this was obtained by a third party Information Broker and if the information was provided in Metro-2 format and updated by the information provider to include complete personal identifiers including Full Legal Name and Address. I have been advised by my family attorney that his investigation of this erroneous public record leads him to believe that your firm has MIXED my file information and inappropriately assigned this public record to my credit report. Here is the erroneous record you are reporting. The following allegations each require immediate deletion,do so now and here! Below is (are) the questionable account aspect(s) in question:</p>
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<p>To date,unlawfully might I add, no accusing entity(ies) even court(s) alleged has informed me if their Clerk's office answers written requests for validation of civil judgments or liens?Unless you have evidence to the contrary, you absolutely can not logically confirm any information and as a legal mandate the record of unproven truth, correctness and compliance must be eradicated immediately without delay and or injuries versus me as a consumer within my lawful consumer and civil rights to do so. To date,unlawfully might I add, no accusing entity(ies) even court(s) alleged has informed me if their Clerk's office provides Verification of information to Credit Reporting Agencies? Unless you have evidence to the contrary, you absolutely can not logically confirm any information and as a legal mandate the record of unproven truth, correctness and compliance must be eradicated immediately without delay and or injuries versus me as a consumer within my lawful consumer and civil rights to do so. To date,unlawfully might I add, no accusing entity(ies) even court(s) alleged has informed me if their Clerk's office provides verification or validation requests by electronic means for civil judgments or liens?Unless you have evidence to the contrary, you absolutely can not logically confirm any information and as a legal mandate the record of unproven truth, correctness and compliance must be eradicated immediately without delay and or injuries versus me as a consumer within my lawful consumer and civil rights to do so. I am attempting to confirm the testimonial composed certificate to the every single one even each any and or all of facts to the truth, accuracy,completeness and compliance(including even to Metro 2 data field formatted reporting) of the process and procedure used in your office for the alleged validation and verification of any and all Liens (be it state tax lien,federal tax lien,civil lien,property lien, mechanic's lien, and or lien elsewise,mentioned here or not) and Judgments(again be it civil, federal,or even lawfully criminal should you be so derelict of dutiful responsible and reliable reporting that you might be considered an enabler of fraud and or identity theft . Being the severe and sensitive nature of this here formal consumer complaint ,your obligation at a minimum would include you could assuredly physically and manually reviewing and thereafter genuinely answering the following questions to irrefutably clarify a legal situation for me. To date,unlawfully might I add, no accusing entity(ies) even court(s) alleged has informed me if their Clerk's office provides verification any of the Personal Information such as correct name, address or Date of birth for validation inquirys?<br>I am of great confidence you do realize and abide by such understanding that any and all parties reporting debt(s) and or derogatory credit information must respond to consumer inquiries.All parties reporting credit information must comply with the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), any applicable state laws and regulatory authorities. Any data furnisher claiming and alleged consumer debt and or derogatory otherwise must truthfully, correctly,completely and proven compliantly report the Date of First Delinquency is used to comply with FCRA sections 605 and 623 (obsolescence period). Testimony now to the fullness of adequate reporting of the Date Of First Delinquency here and now in composed writ document of certificate acknowledging undoubted regulatory and obligatory standards of proper reporting has and or is taken place. To date,unlawfully might I add, no accusing entity(ies) even court(s) alleged has informed me if their Clerk's office provides information related to how long any such court Clerk's office maintain records of civil actions? To date, unlawfully might I add, no accusing entity(ies) even court(s) alleged has informed me if their Clerk's office provides answer written requests for validation of civil judgments or liens?</p>
<p>Any and all Third Party Collection Agency(s) is(are) a company(ies) or individual(s) who specializes
in collecting outstanding debts for other businesses or individuals,therefore meet the minimum criteria for being compelled to be and only be true, accurate, complete,timely,and metro 2 compliant reliably and minus uncertainty. Any and all Debt Purchaser(s)/ Factoring Company(s) is(are) a company(ies) or individual(s) who regularly purchases accounts with the intent of collecting debts owed and or reporting any claim of derogatory otherwise ,.therefore meet the minimum criteria for being compelled to be and only be true, accurate, complete,timely,and metro 2 compliant reliably and minus uncertainty. Testimony now to the fullness of adequate reporting here and now in composed writ document of certificate acknowledging undoubted regulatory and obligatory standards of proper reporting has and or is taken place.
· Any and all data furnisher(s) claiming any and all alleged consumer debt(s) and or derogatory otherwise must truthfully, correctly,completely and proven compliantly report data in the standard Metro 2 Format.Testimony now to the fullness of adequate standard Metro 2 Format reporting here and now in composed writ document of certificate acknowledging undoubted regulatory and obligatory standards of proper reporting has and or is taken place. 6-Will your Clerk's office respond to telephone inquiries about civil judgments or liens?
·Any and all data furnisher(s) claiming any and all alleged consumer debt(s) and or derogatory otherwise must truthfully, correctly,completely and proven compliantly report at least on a monthly basis.Testimony now to the fullness of adequate monthly standard Metro 2 Format reporting here and now in composed writ document of certificate acknowledging undoubted regulatory and obligatory standards of proper reporting has and or is taken place. Any and all data furnisher(s) claiming any and all alleged consumer debt(s) and or derogatory otherwise must truthfully, correctly,completely and proven compliantly report the complete name, address and social security number of the legally liable consumer(s), using the joint section for reporting secondary names. Testimony now to the fullness of adequate standard Metro 2 Format reporting including exacting compliantly reported complete name, address and social security number of the legally liable consumer(s), using the joint section for reporting secondary names here and now in composed writ document of certificate acknowledging undoubted regulatory and obligatory standards of proper reporting has and or is taken place. Any data furnisher claiming and alleged consumer debt and or derogatory otherwise must report the individual's complete and unique account number as extracted from the alleged consumers file.Testimony now to the fullness of adequate standard Metro 2 Format reporting including the alleged consumers complete and unique number as extracted from the same identified and exact alleged consumer here and now in composed writ document of certificate acknowledging undoubted regulatory and obligatory standards of proper reporting has and or is taken place. To date,unlawfully might I add, no accusing entity(ies) even court(s) alleged has informed me if their Clerk's office participate with or is a member of an electronic system that allows other agencies or private parties to validate or verify court information?Unless you have evidence to the contrary, you absolutely can not logically confirm any information and as a legal mandate the record of unproven truth, correctness and compliance must be eradicated immediately without delay and or injuries versus me as a consumer within my lawful consumer and civil rights to do so. Please Provide Physical Proof of COMPLIANCE and Verification... NO ENTITY may include in a consumer report ANY adverse information DEFICIENT OF PHYSICALLY VERIFIED VALIDITY OF TRUTH, ACCURACY, COMPLETENESS AND COMPLIANCE TO METRO2 SO PROVE NOW OR DELETE THE CLAIM. Any data furnisher claiming and alleged consumer debt and or derogatory otherwise must truthfully, correctly,completely and proven compliantly report the internal code(s) that unmistakably identifies every and one even each any and or all of the third party collection agency(ies)/debt purchaser(s)/factoring company(ies) where information is certified to be lawfully and irrefutably proven verified. Testimony now to the fullness of adequate standard Metro 2 Format reporting of the internal code(s) including exacting compliantly reported complete name, address and social security number of the legally liable consumer(s), using the joint section for reporting secondary names here and now in composed writ document of certificate acknowledging undoubted regulatory and obligatory standards of proper reporting has and or is taken place. 9-Does your Clerk's office report public information and Data in the Metro-2 format? Might it be known that THIS LETTER of consumer check and challenge for lawful reporting compliance is my officially composed writ formal complaint that you are reporting one or more of the following,ILLEGALLY mind you:<br>i)Your reporting is unproven to be TRUE,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.<br>ii)Your reporting is unproven to be Correct (and regulations are CLEAR on accuracy being undoubted and irrefutable),so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.<br>v
iii)Your reporting is unproven to be COMPLETE (and regulations are CLEAR on mandates to be fully COMPLETE in the application of exacting and reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.<br>
iv)Your reporting is unproven to be TIMELY (and regulations are CLEAR on mandates to be fully CURRENT and TIMELY in the application of exacting and reliably consistent precision of any data
for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge. <br>
v)Your reporting is unproven to be of MY OWNERSHIP(and regulations are CLEAR on mandates to be fully CONFIDENT in the assignment of OWNERSHIP and or even RESPONSIBILITY to any potentially injurious claim in the application of exacting and reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.<br>
vi)Your reporting is unproven to be of MY RESPONSIBILITY(and regulations are CLEAR on mandates to be fully CONFIDENT in the assignment of OWNERSHIP and or even RESPONSIBILITY to any potentially injurious claim in the application of exacting and reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.<br>
vii)Your reporting is unproven to be of FCRA COMPLIANCE (and regulations are CLEAR on mandates to be fully CONFIDENT in the assumption of FULL unmistakable COMPLIANCE to any and all standards of practice as related to the reporting of any potentially injurious claim in the application of exacting and reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.<br>
viii)Your reporting is unproven to be of CRSA enacted CDIA METRO 2 DATA FIELD FORMATTED REGULATORY REPORTING COMPLIANCE (and regulations are CLEAR on mandates to be fully CONFIDENT in the assumption of FULL unmistakable COMPLIANCE to any and all standards of practice as related to the reporting of any potentially injurious claim in the application of exacting and reliably consistent precision of any data for reporting being undoubted and irrefutable) ,so legally there can be no truth assumed to the allegations of which you report in chichanary lead subterfuge.<br>Injury causing subterfuge is unlawful to retain. You are not Authorized to report or even once alleged adverse remark unproven upon a requested compliance check. You must Annul in brief, even right now and right here, by complete and permanent deletion any or even one not irrefutable allegation(s) deficient of physical composed writ certificate(s) in testimony of the exact and full truth, correctness, timeliness, completeness, ownership, responsibility, and or documented evidence of precise and willfulness to comply with every single one even any and or all of the requisite mandates/statutes/acts/obligations/and or laws related and pertinent to legal reporting of any information, known or not. Attest now to the metro-2 required truth, accuracy, fullness, timeliness, ownership, responsibility and or compliance(s) otherwise, whether mentioned or not. Ignorance of obligations to compliant reporting is NOT lawful exoneration of your responsibility to 100% accurate, true, and metro-2 compliant data formatted reporting regulations of which you are obligated. Federal laws allow me to compel you to retain and or return adequate accountability. Failure or unwillingness to do so might be remedied and rectified in my favor per monetary compensation for your infringements of my civil and or consumer rights and violations of the laws required of you. Right now demonstrate to me any and all applicable metro-2 reporting mandates including but not limited to every date and balance, each calculation and audit, the invoices and documented current identities, every notation not to forget the five (5) portioned personal identifiers, 426 character P-6 statements, alpha/numeric/ and or alphanumeric source codes, every applicable creditor classification code(s), the 3 applicable and precise sequenced 386 pieces of confirmation to collect(-ions) or any obligation else-wise. Return or Retain federally required compliance with your immediate and dull eradication of any and one of the adverse and or<br>
derogatory claims or any aspects of. Prove compliance or delete ASAP!!! Let this notice of my official writ composed DECLARATION of Not Proven Compliant Misinformation that is either or all of the following: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction-ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting! Please provide me with all of the information you used for your investigation, as required by FCRA 611 (a) (7).Please reply within 10 days or delete the negative items, as originally requested. If you FAIL to respond to this demand and tort notification, your firm will be added to the pending action as complicit in this data breach of my personal information.<br>
1. Tell me in writing what information you refuse to remove and why. <br>2. Tell me in writing what you did to determine that the information was accurate. <br>3. Note the information as disputed BY the CONSUMER on my credit report</p>
<p>According to the Fair Credit Reporting Act, Section 609 (a)(1)(A), you are required by federal law to verify - through the physical verification of the original signed consumer contract - any and all accounts you post on a credit report. Otherwise, anyone paying for your reporting services could fax, mail or email in even a potentially fraudulent account. According to the provisions of the Fair Credit Reporting Act § 611(a) [15 USC 1681i(a)], these disputed items must be reinvestigated or deleted from my credit record within 30 days. During the investigation period, these items must be removed from my credit report as the mere reporting of items prior to debt validation constitutes collection activity. I am also requesting the names, addresses and telephone numbers of individuals you contacted during your investigation. Please notify me that the above items have been deleted pursuant to § 611 (a)(6) [15 USC § 1681j (a) (6)]. I am also requesting an updated copy of my credit report, which should be sent to the address listed below. According to the provisions of § 612 [15 USC § 1681j], there should be no charge for this report. If you have any questions or need additional information, please contact me at address noted below. I think 15-20 Days should be ample enough time to get this completed since this is my NOT my first time contacting your organization. FURTHER,CONFIRM the five key components of our individual identities in case this data breach becomes yet another case potentially leading to my inclusion as a victim of fraud and or of identity theft due to YOUR DEFICIENT and NOT PROVEN COMPLIANT RETAINING and or REPORTING of consumer records,particularly that of personal identifiers.. Therefore, I must request that your bureau confirm in writing the following personal information: 1- FULL LEGAL NAME as it Appears on my Credit report 2- Legal Address of Record 3- SSN # (or redacted last 4 digits) 4- Date of Birth 5- Zip Code for my Home Address input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is automatic call for deletion due to any and all repeating entry as NULL and VOID.Moreover,the regulatory obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that absolutely accurately and completely includes ALL of the account of allegation(s) specifics!Must be performed in a REAL-TIME browser LOCKDOWN to be lawful.Per CRSA
implementation,if a data furnisher fails to respond within 20 calendar days,e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being Phase III of the Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or accepted by CRAs.Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS coding for a RESPONSE,please certificate in testimonial fact to this occurring. Submit/re-submit shuffling to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by any consumer credit reporting agency. Metro 2 compliance requires exacting P-segment,to include the minimal five(5) portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment.Per the CRSA,any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation CERTIFIED. Further,this qualifying certification can be REVOLVED by CONSUMER COMPLAINTS per the NYAG Signing Statement.I repeat, to lawfully retain and or report any claim of information,be it an account or any aspect of such,the must be irrefutable fullness in the truth of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of reporting and of the reported allegations, undoubtable ownership, irrefutable responsibility of adverse claims,and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA enacted CDIA Metro 2 data field formatted reporting regulatory standards and obligations to include the 81-month time relevance of account reported/ how reported/when reported,PRESENT and RELEVANT PERSONAL IDENTIFIERS.Further lawful reporting demands that the regulatory compliance rules are applied EVENLY and thoroughly from data provider to consumer credit reporting repository.Accuracy and completeness of all of any and all information,particularly derogatory consumer information,must abide by every and one of current MY states reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE standards due to the implementation of the Credit Reporting Settlement Agreement (CRSA.) <br>
Is the Personal Identifier information alleged in the reported 426-character P-SEGMENT true,correct, and complete to standards of CERTIFIED METRO 2 COMPLIANCE?
Please demonstrate adequate proof of precisely true, accurate, and applicable VALIDATION of the claimed reported CREDITOR CLASSIFICATION CODES,or eradicate every single one and each any and all of the adversary derogatory accusations injuring me immediately,TODAY even NOW and HERE! <br>
Please verify and validate physically each and every claim of this alleged yet unproven to be my responsibility or fault. Please demonstrate readily and timely the precise confirming facts of the alleged account including every single one even each any and or all of its article aspects by federal laws. You must willfully and promptly DELETE TODAY even right now the deficient reporting or else present to me true documented certificated proof of all data, every notation, date, balance, calculation, audit, personal identifiers, each of the requisite 426-characters of the exact and fully compliant P6 statement, any alpha/ numeric/ and or alphanumeric source code deciding the leftness or rightness states, and even every aspect of the mandated 386 pieces of confirmation to collection. <br>
This series of misreporting seems to me clearly involves a universal and complete failure by your firm to obtain, retain, maintain, and utilize adequate and lawful regulatory compliant and reasonable procedures to assure maximum possible accuracy of consumer credit information as described in at least 15 U.S.C. § 1681. There is little doubt that you have no evidence that this clearly does belong to me, is exactly true, fully complete, within timely definition per federal standards and has been erroneously placed onto my credit report. The items of problematic accusations that I believe to be incorrect to its proper reporting and allowance of reporting per my state and federal laws are
detailed both above and below. <br>
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this declaration would compel me to consult my consumer complaint lawfully to the members of the NCRWG,as undoubtedly reporting not only must be true,timely,and accurate but also in its COMPLETENESS of DATA ENTRY presented to any entity INCLUDING all consumer reporting repositories.
By the provisions of the Fair Credit Reporting Act and per the standards of reporting compliance implemented with the CRSA enacted CDIA Metro 2 COMPLIANCE regulations, I demand that these above mentioned derogatory items be investigated and permanently removed from my report. It is my understanding that you will recheck these items with the creditor who has posted them. Please remove any information that the creditor cannot verify. I understand that under 15 U.S.C. Sec. 1681i(a), you must complete this reinvestigation within 30 days of receipt of this letter. <br>
Please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for this updated report. I also request that you please send notices of corrections to anyone who received my credit report in the past six months. Thank you for your time and help in this matter.</p>
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<p>Sincerely,</p>
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<p> *I DO NOT HAVE nor desire reported ANY OTHER FEDERALLY REQUISITE PERSONAL IDENTIFIER INFORMATION so here now move to DELETE any and all OTHER personal identifier information that might be reporting despite my objection without right of law to retain authority to report any data much less personal information that is insufficient of verifiability, validity, timeliness, or certified compliance of reporting there more! The only personal identifier information I grant you authority to report and or retain is EXACTLY as I have submitted above and in no manner else wise! </p>
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<p>RE: Notice of currently reported injurious claim(s) unproven yet to be factually and physically validated true , correct, complete, timely, and certifiably metro 2 format compliant! These claims are requested check for requisites and immediately removed from reporting so to ensure lawful compliant reporting of ONLY factually true correct complete timely validated and certified allegations!</p>
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<p >This letter is to serve as my formal consumer complaint that you are now currently deficient in your reporting versus my credit profile history, undoubtedly in vile deficiency of documented and physically verifiable proof of fullness of truth, correctness, completeness, timeliness, demonstrated validity of claim and certifiable compliance of reporting, even as related to but not limited to the applicable laws and standards of the FCRA and FDCPA and especially in accordances of the mandatorily perfect and complete Metro 2 format reporting standard(s). Let it be known that I am quite puzzled that you have elected to include the following questionable if not outright erroneously reported injurious information versus me on my current credit report:</p>
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<p>The above noted contested deficient information are not only injurious to me but equally embarrassing and unjust! The claim(s) potentially are preventing me having access to rightful access to great credit advantages. Certainly you are well aware of the federal requisites to retain or report ONLY information factually perfect in its reporting, physically verified true and valid, and certifiably compliant as related to applicable laws and standards including Metro 2 format compliance of reporting.<br>
Hopeful of your adequate resolution as I have requested,</p>
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<p>Sincerely,</p>
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<p> *I DO NOT HAVE nor desire reported ANY OTHER FEDERALLY REQUISITE PERSONAL IDENTIFIER INFORMATION so here now move to DELETE any and all OTHER personal identifier information that might be reporting despite my objection without right of law to retain authority to report any data much less personal information that is insufficient of verifiability, validity, timeliness, or certified compliance of reporting there more! The only personal identifier information I grant you authority to report and or retain is EXACTLY as I have submitted above and in no manner else wise! </p>
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<p>RE: Notice of currently reported injurious claim(s) unproven yet to be factually and physically validated true , correct, complete, timely, and certifiably metro 2 format compliant! These claims are requested check for requisites and immediately removed from reporting so to ensure lawful compliant reporting of ONLY factually true correct complete timely validated and certified allegations!</p>
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<h1 class="span-ul2">To Whom It May Concern,</h1>
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<p >Currently, you are reporting inaccurate and incomplete information in regard to the below noted medical account(s). I demand that you contact the accusers , as I have already done, and demand a validation of the debt (of course they cant provide the statement at this time). Fact is, the alleged account(s) is(are) being illegally reported on my credit report. Previously, I have I formally contested it directly with the supposed creditor and collector alike to no avail as they seem content on ignorant in lawful reporting and or collection requisites in regards to their illegal reporting, and have not received any satisfactory reply, certainly nothing substantiating claim nor remotely resembling a physically verified item of truth, correctness and validity elsewise much less a grain of hope it is factually compliant to its mandatory certified Metro 2 format reporting standards!. Since they cannot or will not provide an itemized statement for the services, they are clearly in violation of the FCRA and FDCPA. Please complete your investigation of this item of misinformation and remove it because the provider cannot validate the information you are reporting on my credit report. REMOVE the following suspect repossession allegation(s) immediately and permanently. More specifically, I am referencing the fact that you are reporting the following listing(s) that currently display despite not yet being documented in a physically verified true, accurate, complete, valid and certifiably compliant manner much less in full accordance of the mandatorily perfect and complete Metro 2 Format reporting. The claim(s) as reporting currently remains inadequate, incomplete or elsewise faulty reported and require immediate removal from reporting. Ensure all dates and balances, accounting, personal identifiers, source code(s), and such requisite reported data , be it mentioned or be it not. The noted questionable issue(s) are at least as follows below:</p>
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<p> I here now demand that you PROVE CLAIM(s) and require you to provide a FACTUALLY CORRECT AND COMPLETE ITEMIZED LISTING of any and all dates for any alleged delinquency and or derogatorinesss, be it mentioned here or not. To date, you have not and are factually UNABLE to demonstrate lawful compliant reporting of only true correct verified valid claims so you MUST ERADICATE DEROGATORY and or DELINQUENCY CLAIM(s) or demonstrate requisites NOW to legally report! Therefore, Im now formally contesting this falsity directly with you. Furthermore, if at any time during your investigation of the above account(s) is(are) miraculously verified by any accuser, in turn let it be known that this also serves as my notice that I am requesting your method of verification pursuant to the FCRA, including the name of the person with whom you spoke, who has firsthand knowledge of the account tin question. Your improper procedures are highly damaging to my credit score. Please immediately delete this item. Per my states reporting regulations and the applicable federal guidelines for lawful and compliant reporting of consumer credit, it is unlawful to assume report-ability of any claim without physically verified proof of fullness of truth, completeness of accuracy, timeliness of validity and or certifiable compliant reporting else wise to include but not limited to the standards and mandates described or hinted at via the applicable FCRA and FDCPA laws much less the standard of compliant reporting of the documented perfect and complete Metro 2 Format compliance of reporting!<br>
I am writing to challenge the reporting and compliance on an account with {custom1} that is being reported on my credit report with misleading info. I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the Consumer Financial Protection Bureau and the Attorney Generals office, should you continue reporting this erroneous item.
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<p>Sincerely,</p>
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<p>P.S. Please be advised that dependent upon your response, I may be detailing any potential issues with you company via and online public press release.<br>CC: Consumer Financial Protection Bureau <br>CC: Attorney Generals Office <br>CC: Better Business Bureau</p>
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<p>Re: Demand to remove Inaccurate Credit Information. This Consumer Notice to PHYSICALLY CHECK for complete and CERTIFIED COMPLIANCE of reporting ensuring that any and all claims of delinquency, derogatoriness, and or inquiry are factually proven fully TRUE, CORRECT, COMPLETE, TIMELY, and or elsewise VALID as reported and additionally as mandatory ensure that any injurious claim is PERFECT and COMPLETE in its CERTIFIED METRO 2 FORMAT REPORTING COMPLIANCE! Compliant reporting of ONLY TRUE ACCURATE COMPLETE VERIFIABLY VALID and CERTIFIED as such is a MINIMAL REQUISITE of lawful reporting NOT AN OPTIONAL ONE! I as well use this notice to contest ignorant or elsewise deficient allegations regardless of reason of dereliction. My notice here serves as my OFFICIALLY WRIT notification of my lawful consumer CHALLENGE to not yet substantiated claims as regards to REPORT-ABILITY, not a consideration of the claim(s) reality of collect-ability or not!</p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
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<p >This letter legally serves as OFFICIAL Notice of my official writ composed DECLARATION of Not Proven Compliant Misinformation that is either or all of the following: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction- ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting!I have become aware of some mystifying still unknown credit inquiries on my credit report. I here now compel you to eliminate the(se) unlawful unproven claims versus me.</p>
<h1 class="span-ul2">Sirs</h1>
<p>(or elsewise whom it may concern CAPABLE of rectifying unproven claims),
NOTICE OF (PENDING/ IMMINENT/ IMPENDING/ FORTHCOMING/ PENSILE/ APPROACHING/ EXPECTED) LITIGATION SEEKING RELIEF AND MONETARY (DAMAGES/ COMPENSATION/ REPARATION/ REIMBURSEMENT/ RECOMPENSE) UNDER Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681, sections §616 (Civil liability for willful noncompliance) and equally §617( Civil liability for negligent noncompliance) and Truth in Lending Act of 1968 (TILA) and Metro 2 compliance to (i) Requirements definitions, (ii) file transfers and analysis, and (iii)transitional period codes since per federal laws, every single and one even each any and or all of the data and its integrity is ultimately crucial to adequately and lawfully, as requisitioned, to upholding at least the minimal standards of the Metro 2 guidelines and data reporting legislation. It is fact that the FCRA dictates that data furnishers, and that credit reporting agencies or any recipient entity, are prohibited from supplying or accepting any information or even aspect of such that is known or should be known or of which there exists any sort of reasonable cause to believe it is not 100% true, 100% accuracy, 100% complete, 100% timely , 100% assigned to properly identified ownership of responsibility, and or 100% compliant to every single one even each any and or all of the mandates, regulations, dictates, obligations, regulations, and laws or any article of such, whether mentioned or not, regardless if any entity is willfully deficient of knowledge of or is ignorant of it. Per the CRSA enacted Metro 2 compliance regulations, enforcement must be undertaken to clean up every single one even each any and or all challenged individual accounts and or allegations or such, particularly of a derogatory and adverse nature with errors, identified or not. Lawfully reported allegations of inquiry are not only factually true , factually verifiable, factually validated, but as well must be certifiably compliant as related to the requisites of properly reporting claim(s) of inquiry(ies), true or not! Compliantly reported inquiries are mandatorily with undoubted documented and physically verified proof of adequately achieved lawful PERMISSIBLE PURPOSE for review of credit profile of the one and exactly identified consumer accused with same consumers acknowledgement and allowance and or per rights of permissible purpose from any other identified entity of authority above and beyond a consumers objection and or knowledge. Deficient proof equates to deficient reporting and deficient reporting that is injurious is unlawful so delete here and now claim(s) as noted below:
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<p> Additionally , eradicate any delinquency claim or derogatory claim elsewise associated with any unproven or else wise not certifiably compliant reporting alleged inquiry, be it true or not. COMPLIANCE OF REPORTING is a MANDATORY MINIMAL CONDITION to lawful reporting, NOT an optional one!
<br>***Please provide a copy of my corrected and updated report once you have complied with the law.
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<h2 >In Genuine Sincerity I close,</h2>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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<p>****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE, and MANDATED REPORTED information per FCRA regulations, any and all others that might be reported now or else wise I DEMAND, as is my lawful RIGHT(s) to do so, that you annul permanently and immediately any and all deficient of these afore-noted conditions, mentioned or not, especially if related directly or indirectly to any potentially injurious information be it true or unknown! Again, I DO NOT AUTHORIZE you to mis-report any mis-information now or ever, please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles.</p>
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<p>Re: Demand to remove Inaccurate Credit Information. This Consumer Notice to PHYSICALLY CHECK for complete and CERTIFIED COMPLIANCE of reporting ensuring that any and all claims of delinquency, derogatoriness, and or inquiry are factually proven fully TRUE, CORRECT, COMPLETE, TIMELY, and or elsewise VALID as reported and additionally as mandatory ensure that any injurious claim is PERFECT and COMPLETE in its CERTIFIED METRO 2 FORMAT REPORTING COMPLIANCE! Compliant reporting of ONLY TRUE ACCURATE COMPLETE VERIFIABLY VALID and CERTIFIED as such is a MINIMAL REQUISITE of lawful reporting NOT AN OPTIONAL ONE! I as well use this notice to contest ignorant or elsewise deficient allegations regardless of reason of dereliction. My notice here serves as my OFFICIALLY WRIT notification of my lawful consumer CHALLENGE to not yet substantiated claims as regards to REPORT-ABILITY, not a consideration of the claim(s) reality of collect-ability or not!</p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
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<p >I recently received a copy of my credit report. The credit report showed a credit inquiry by your company that I do not recall authorizing. I understand that you shouldnt be allowed to put an inquiry on my credit file unless I have authorized it. Please any and all claim(s) of inquiry removed from my credit file immediately because unproven and or not certifiably compliant reported inquiry(ies) absolutely makes it very difficult for me to acquire credit and or credit at the beneficial levels I am otherwise qualified. Delete here and now all the below listed not factually compliantly reported data or else demonstrate factual and physically verifiable document proof of any and all claim(s) .</p>
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<p>I may have sent this letter certified mail because I need your prompt response to this issue. Please be so kind as to forward me documentation that youve had the unproven compliant and or else wise potentially unauthorized inquiry(ies) removed. If you find that I am remiss, and you do have my authorization(s) to inquire into my credit report, then please send me proof of this. Otherwise, please note that I am reserving the right to take civil action if necessary.
<br>In advanced I thank you for your willing action to return to total compliance of reporting,
</p>
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<p>RE: Consumer Notice to PHYSICALLY CHECK for complete and CERTIFIED COMPLIANCE of reporting ensuring that any and all claims of delinquency, derogatoriness, and or inquiry are factually proven fully TRUE, CORRECT, COMPLETE, TIMELY, and or elsewise VALID as reported and additionally as mandatory ensure that any injurious claim is PERFECT and COMPLETE in its CERTIFIED METRO 2 FORMAT REPORTING COMPLIANCE! Compliant reporting of ONLY TRUE ACCURATE COMPLETE VERIFIABLY VALID and CERTIFIED as such is a MINIMAL REQUISITE of lawful reporting NOT AN OPTIONAL ONE! I as well use this notice to contest ignorant or elsewise deficient allegations regardless of reason of dereliction. My notice here serves as my OFFICIALLY WRIT notification of my lawful consumer CHALLENGE to not yet substantiated claims as regards to REPORT-ABILITY, not a consideration of the claim(s) reality of collect-ability or not! </p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
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<p >This letter legally serves as OFFICIAL Notice of my official writ composed DECLARATION of Not Proven Compliant Misinformation that is either or all of the following: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction- ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting!I have become aware of some mystifying still unknown credit inquiries on my credit report. I here now compel you to eliminate the(se) unlawful unproven claims versus me. This consumer complaint challenging the(se) allegation(s) is done so under various consumer protection laws and standards of practice, such as FCRA 611(a)(7) which specifically mandates procedural description(s) utilized by you in the providing and obtaining this inquiry record, including if this was obtained by a third-party Information Broker and thereafter sold to your firm. I have contacted EACH of the creditors behind these erroneous Inquiries and was informed that because the Inquiry was made via the internet, they have NO record of an application being made BY ME! I have been advised by attorneys that this inquiry record that you are reporting is a violation of the FCRA and the FDCPA and cannot be reported. Please delete them immediately! The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully complete 426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL IDENTIFIERS to which databasing of alleged tradeline information occurs. Per CRSA, auto-populating ANY data field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is automatic call for deletion due to any and all repeating entry as NULL and VOID. Moreover, the regulatory obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that absolutely accurately and completely includes ALL of the account of allegation(s) specifics! Must be performed in a REAL-TIME browser LOCKDOWN to be lawful. Per CRSA implementation, if a data furnisher fails to respond within20 calendar days, e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being Phase III of the Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or accepted by CRAs. Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS coding for a RESPONSE, please certificate in testimonial fact to this occurring. Submit/re-submit shuffling to populate the metro 2 data fields are illegal. Responsible, Lawful, ethical, and compliant consumer credit reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by any consumer credit reporting agency. Metro 2 compliance requires exacting P-segment, to include the minimal five(5) portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment. Per the CRSA, any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation CERTIFIED. Further, this qualifying certification can be REVOLVED by CONSUMER COMPLAINTS per the NYAG Signing Statement. I repeat, to lawfully retain and or report any claim of information, be it an account or any aspect of such, there must be irrefutable fullness in the truth of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of reporting and of the reported allegations, undoubtable ownership,
irrefutable responsibility of adverse claims, and or adequate and complete INFORMATIONAL
COMPLIANCE to the CRSA enacted CDIA Metro 2 data field formatted reporting
regulatory standards and obligations to include the 81-month time relevance of
account reported/ how reported/when reported, PRESENT and RELEVANT PERSONAL
IDENTIFIERS. Further lawful reporting demands that the regulatory compliance
rules are applied EVENLY and thoroughly from data provider to consumer credit
reporting repository. Accuracy and completeness of all of any and all
information, particularly derogatory consumer information, must abide by every
and one of current MY states reporting regulations as well as those of federal
laws ,even the CDIA METRO 2 COMPLIANCE standards due to the implementation of
the Credit Reporting Settlement Agreement (CRSA). The below noted issue(s) is
at a minimum QUESTIONABLE in its reporting if not altogether unlawfully
deficient of being factually CERTIFIED COMPLIANTLY reported even as related to
the mandatory perfect and complete Metro 2 Format reporting compliance of
allegations that have been otherwise documented and physically verified absolutely
true as reported, accurate as reported, timely in its reporting(s), complete in
accordance to reporting requisites, and or undeniably proven valid exactly as
reported and not deficient in any manner, mentioned here or not! Delete now or
REMOVE FROM REPORTING the following injurious claim(s) versus me:</p>
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<p>To date the above inquiry(ies) alleged have NOT been demonstrated with adequate demonstration of required PHYSICALLY VERIFIED PROOF OF THE ADEQUATE and LAWFULLY ACQUIRED PERMISSIBLE PURPOSE as result of report review requested by myself and or any person, persons, or entity else wise legally with the rights of Permissible purpose above and or beyond my knowledge and or authority. Being DEFICIENT of mandatorily documented Permissible Purpose from the exact and identified me , the allegation of inquiry(ies) can not be assumed COMPLIANTLY REPORTED nor any direct and or indirect injurious account claims assumed COMPLAINTLY reported. Further, given the above suggested deficiencies, any assumption(s) of verifiability much less validity of claim(s) can not be assumed factual, and I here now today DEMAND total and permanent ERADICATION of the flawed reported inquiry(ies) and any and all allegations of injurious account reporting(s) there by associated, directly or indirectly, mentioned here or not, true or not because CERTIFIABLY COMPLIANT REPORTING OF ONLY PHYSICALLY VERIFIED TRUE CORRECT COMPLETE and fully VALIDATED claims is the LAW and STANDARD OF ACCEPTABLE LAWFUL REPORTING PRACTICES. You now any entity has the right to be derelict in reporting and you can NOT justifiably retain any suspect or deficient information, particularly claims contested by the injured consumer such as I am doing here and now! <br>In advanced I thank you for your willing action to return to total compliance of reporting,</p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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<p>*I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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<p class="span-blue">TO: &nbsp; <span class="span-ul">{{$destination}}</span></p>
<p class="span-red">AND </p>
<p style="font-weight:bold;">Equifax Corporation ATTN: Julie Shirley<br>SVP and Deputy General Counsel <br>Office of the General Counsel <br>1550 Peachtree St <br>NE Atlanta, GA 30309</p>
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<p>RE: Consumer notice to repository of suspected COMPLIANCE FAILURE reporting inquiry(ies) deficient of the mandatory physically verifiable proof of adequately acquired lawful Permissible Purpose and consumer DEMAND for repository to CHECK for COMPLIANCE OF REPORTING even to the required Metro 2 format reporting standards for alleged true, accurate, complete, timely , undoubtedly valid claim of inquiry. Consumer contests the report-ability due to deficiencies of or in proof of the requisite certified compliant reporting of only factually validated and verified claim(s), be it true or be it not!</p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
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<p >Recently, I contacted your firm with a formal consumer complaint challenging reported claim(s) under the <strong>FCRA 611 (a) (7)</strong>. Included as well in addition of that check for compliant reporting, I sent a formal written validation demand to the Creditor for the Inquiry that you are reporting. I received back a denial of process and an assertion that the records of the inquiry (ies) reported were in fact UNAVAILABLE, or so they claimed! No matter if you or a third party has collected this information, you must have an adequate record to legally substantiate the claim(s), if not it(they) is/are UNVERIFIEABLE, invalid, or not factually certified compliantly reported (even to the mandatory Metro 2 format standards) or ANY OTHER DEFICIENCY OF FACTUAL REPORTING and or process of reporting then said allegations are unfit and therefore CANNOT be LEGALLY reported. Tort law is quite clear in this matter! You have NO MORE THAN 5 days to DELETE the ITEM and provide me with written verification of that DELETION for my records. If you choose not to, I will have no choice but commence the unpleasantness of a Section <strong class="span-simple-ul">1024.35 (Notice of Error) under Regulation X of the CFPB regulatory reform guidelines for Credit Reporting Agencies.</strong>
<br>Below listed are the questionable if not altogether erroneous inquiries you are reporting, each of which REQUIRES ERADICATION from reporting IMMEDIATELY and PERMANENTLY:
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<p>Sincerely,</p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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<p>*I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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<p class="span-blue">TO: &nbsp; <span class="span-ul">{{$destination}}</span></p>
<p class="span-red">AND </p>
<p style="font-weight:bold;">TransUnion Corporation ATTN: Daniel Halvorsen <br>Sr. Attorney GROUP General Counsel<br>Office of the General Counsel <br>555 W. Adams Street <br> Chicago IL 60661<br> </p>
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<p>RE: Consumer notice to repository of suspected COMPLIANCE FAILURE reporting inquiry(ies) deficient of the mandatory physically verifiable proof of adequately acquired lawful Permissible Purpose and consumer DEMAND for repository to CHECK for COMPLIANCE OF REPORTING even to the required Metro 2 format reporting standards for alleged true, accurate, complete, timely , undoubtedly valid claim of inquiry. Consumer contests the report-ability due to deficiencies of or in proof of the requisite certified compliant reporting of only factually validated and verified claim(s), be it true or be it not!</p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
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<p >Recently, I contacted your firm with a formal consumer complaint challenging reported claim(s) under the <strong>FCRA 611 (a) (7)</strong>. Included as well in addition of that check for compliant reporting, I sent a formal written validation demand to the Creditor for the Inquiry that you are reporting. I received back a denial of process and an assertion that the records of the inquiry (ies) reported were in fact UNAVAILABLE, or so they claimed! No matter if you or a third party has collected this information, you must have an adequate record to legally substantiate the claim(s), if not it(they) is/are UNVERIFIEABLE, invalid, or not factually certified compliantly reported (even to the mandatory Metro 2 format standards) or ANY OTHER DEFICIENCY OF FACTUAL REPORTING and or process of reporting then said allegations are unfit and therefore CANNOT be LEGALLY reported. Tort law is quite clear in this matter! You have NO MORE THAN 5 days to DELETE the ITEM and provide me with written verification of that DELETION for my records. If you choose not to, I will have no choice but commence the unpleasantness of a Section <strong class="span-simple-ul">1024.35 (Notice of Error) under Regulation X of the CFPB regulatory reform guidelines for Credit Reporting Agencies.</strong>
<br>Below listed are the questionable if not altogether erroneous inquiries you are reporting, each of which REQUIRES ERADICATION from reporting IMMEDIATELY and PERMANENTLY:
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<p>Sincerely,</p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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<p>*I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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<p class="span-blue">TO: &nbsp; <span class="span-ul">{{$destination}}</span></p>
<p class="span-red">AND </p>
<p style="font-weight:bold;">Experian North America, ATTN: Ann Sterling <br>Vice President and Assistant General Counsel<br>Office of the Corporate Counsel<br>475 Anton Blvd.<br> Costa Mesa, CA 92626<br> </p>
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<p>RE: Consumer notice to repository of suspected COMPLIANCE FAILURE reporting inquiry(ies) deficient of the mandatory physically verifiable proof of adequately acquired lawful Permissible Purpose and consumer DEMAND for repository to CHECK for COMPLIANCE OF REPORTING even to the required Metro 2 format reporting standards for alleged true, accurate, complete, timely , undoubtedly valid claim of inquiry. Consumer contests the report-ability due to deficiencies of or in proof of the requisite certified compliant reporting of only factually validated and verified claim(s), be it true or be it not!</p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
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<p >Recently, I contacted your firm with a formal consumer complaint challenging reported claim(s) under the <strong>FCRA 611 (a) (7)</strong>. Included as well in addition of that check for compliant reporting, I sent a formal written validation demand to the Creditor for the Inquiry that you are reporting. I received back a denial of process and an assertion that the records of the inquiry (ies) reported were in fact UNAVAILABLE, or so they claimed! No matter if you or a third party has collected this information, you must have an adequate record to legally substantiate the claim(s), if not it(they) is/are UNVERIFIEABLE, invalid, or not factually certified compliantly reported (even to the mandatory Metro 2 format standards) or ANY OTHER DEFICIENCY OF FACTUAL REPORTING and or process of reporting then said allegations are unfit and therefore CANNOT be LEGALLY reported. Tort law is quite clear in this matter! You have NO MORE THAN 5 days to DELETE the ITEM and provide me with written verification of that DELETION for my records. If you choose not to, I will have no choice but commence the unpleasantness of a Section <strong class="span-simple-ul">1024.35 (Notice of Error) under Regulation X of the CFPB regulatory reform guidelines for Credit Reporting Agencies.</strong>
<br>Below listed are the questionable if not altogether erroneous inquiries you are reporting, each of which REQUIRES ERADICATION from reporting IMMEDIATELY and PERMANENTLY:
</p>
@include('lg.pdf.partial.content')
</div>
<div class="row">
<p>Sincerely,</p>
</div>
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@extends('layouts.lg-pdf2')
@section ('content')
<div class="row">
<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
</div>
<div class="row">
<p>*I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
</div>
<div class="row">
<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
</div>
<div class="row">
<p class="span-blue">TO: &nbsp; <span class="span-ul">{{$destination}}</span></p>
<p class="span-red">AND </p>
<p style="font-weight:bold;">EQUIFAX CORPORATION, ATTN: John J. Kelley, III<br>Corporate Vice President, Chief Legal Officer<br>1550 Peachtree St <br>NE Atlanta, GA 30309<br></p>
</div>
<div class="row">
<p>RE: Notice of NON-COMPLIANCE and DEMAND TO ERADICATE REPORTING ACTIVITIES IMMEDIATELY and PERMANENTLY!</p>
</div>
<div class="row">
<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
<div class="row">
<p >This letter is a formal notice to Cease and Desist all reporting activities in regards to the above titled account of which to date is still DEFICIENT in its demonstration of a factually documented PHYSICALLY VERIFIABLE TRUTH, CORRECTNESS, COMPLETENESS, TIMELINESS, OWNERSHIP OF RESPONSIBILITY(ies) , VALIDITY ELSEWISE or with the MANDATED PERFECT AND COMPLETE COMPLIANCE OF REPORTING even to the required METRO 2 FORMAT REPORTING STANDARD(s). As your firm is well aware I have LEGALLY exercised my rights by contesting in my lawful checks and challenges previously and currently the CERTIFIABILITY of COMPLIANT REPORTING of claim(s) still not demonstrated FACTUALLY with adequate verification of truth, accuracy, timeliness or else wise concerned with the undoubted validity of this reported injurious claim and any supposed debt(s) that might be associated with and also unproven to date. COMPLIANT REPORTING of ONLY FACTUALLY VERIFIABLE VALIDATED CLAIMS is the MINIMUM STANDARD OF REPORTING NOT AN OPTIONAL ONE, I DEMAND YOU REPORT FACTUALLY and COMPLIANTLY as required by both MY STATE and all the applicable federal laws and standards of reporting as well. I have in writing and by phone attempted to assure that the alleged COMPLIANCE OF REPORTING is in fact CERTIFIED so to undoubtedly confirm the accuracy of the information reported to or by your firm; and during this process the acts by omission by this furnisher prove substantially that the claim(s) and any related debt (if any) as reported is invalid, even if only due to deficiencies of reporting requisites. By ignoring my legal validation demand the alleged data furnisher is in direct violation of the FDCPA, and you the FCRA being the responsible repository. Since the furnisher has knowingly violated both federal and state law and I can document this violation, I am demanding that you CEASE all reporting activities. Stop at once reporting the debt in question to any and all Credit Report and delete it from my credit report at once.
<br>Below listed are the questionable if not altogether erroneous inquiries you are reporting, each of which REQUIRES ERADICATION from reporting IMMEDIATELY and PERMANENTLY:
</p>
@include('lg.pdf.partial.content')
<p>If your firm does not COMPLY in writing to this CEASE and DESIST notice within 5 days I will not hesitate to bring suit against your firm in this matter as in the example of <strong class="span-simple-ul">Mey v. RFA aka RELIANT FINANCIAL ASSOCIATES</strong></p>
</div>
<div class="row">
<p>Sincerely,</p>
</div>
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@extends('layouts.lg-pdf2')
@section ('content')
<div class="row">
<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
</div>
<div class="row">
<p>*I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
</div>
<div class="row">
<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
</div>
<div class="row">
<p class="span-blue">TO: &nbsp; <span class="span-ul">{{$destination}}</span></p>
<p class="span-red">AND </p>
<p style="font-weight:bold;">Experian, ATTN: Darryl Gibson<br>Group General Counsel<br>955 American Lane<br>Schaumburg, IL 60173<br> </p>
</div>
<div class="row">
<p>RE: Notice of NON-COMPLIANCE and DEMAND TO ERADICATE REPORTING ACTIVITIES IMMEDIATELY and PERMANENTLY!</p>
</div>
<div class="row">
<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
<div class="row">
<p >This letter is a formal notice to Cease and Desist all reporting activities in regards to the above titled account of which to date is still DEFICIENT in its demonstration of a factually documented PHYSICALLY VERIFIABLE TRUTH, CORRECTNESS, COMPLETENESS, TIMELINESS, OWNERSHIP OF RESPONSIBILITY(ies) , VALIDITY ELSEWISE or with the MANDATED PERFECT AND COMPLETE COMPLIANCE OF REPORTING even to the required METRO 2 FORMAT REPORTING STANDARD(s). As your firm is well aware I have LEGALLY exercised my rights by contesting in my lawful checks and challenges previously and currently the CERTIFIABILITY of COMPLIANT REPORTING of claim(s) still not demonstrated FACTUALLY with adequate verification of truth, accuracy, timeliness or else wise concerned with the undoubted validity of this reported injurious claim and any supposed debt(s) that might be associated with and also unproven to date. COMPLIANT REPORTING of ONLY FACTUALLY VERIFIABLE VALIDATED CLAIMS is the MINIMUM STANDARD OF REPORTING NOT AN OPTIONAL ONE, I DEMAND YOU REPORT FACTUALLY and COMPLIANTLY as required by both MY STATE and all the applicable federal laws and standards of reporting as well. I have in writing and by phone attempted to assure that the alleged COMPLIANCE OF REPORTING is in fact CERTIFIED so to undoubtedly confirm the accuracy of the information reported to or by your firm; and during this process the acts by omission by this furnisher prove substantially that the claim(s) and any related debt (if any) as reported is invalid, even if only due to deficiencies of reporting requisites. By ignoring my legal validation demand the alleged data furnisher is in direct violation of the FDCPA, and you the FCRA being the responsible repository. Since the furnisher has knowingly violated both federal and state law and I can document this violation, I am demanding that you CEASE all reporting activities. Stop at once reporting the debt in question to any and all Credit Report and delete it from my credit report at once.
<br>Below listed are the questionable if not altogether erroneous inquiries you are reporting, each of which REQUIRES ERADICATION from reporting IMMEDIATELY and PERMANENTLY:
</p>
@include('lg.pdf.partial.content')
<p>If your firm does not COMPLY in writing to this CEASE and DESIST notice within 5 days I will not hesitate to bring suit against your firm in this matter as in the example of <strong class="span-simple-ul">Mey v. RFA aka RELIANT FINANCIAL ASSOCIATES</strong></p>
</div>
<div class="row">
<p>Sincerely,</p>
</div>
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@extends('layouts.lg-pdf2')
@section ('content')
<div class="row">
<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
</div>
<div class="row">
<p>*I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
</div>
<div class="row">
<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
</div>
<div class="row">
<p class="span-blue">TO: &nbsp; <span class="span-ul">{{$destination}}</span></p>
<p class="span-red">AND </p>
<p style="font-weight:bold;">TransUnion Corporation, ATTN: Daniel Halvorsen<br>Sr. Attorney GROUP General Counsel<br>Office of the General Counsel <br>555 W. Adams Street <br> Chicago IL 60661<br> </p>
</div>
<div class="row">
<p>RE: Notice of NON-COMPLIANCE and DEMAND TO ERADICATE REPORTING ACTIVITIES IMMEDIATELY and PERMANENTLY!</p>
</div>
<div class="row">
<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
<div class="row">
<p >This letter is a formal notice to Cease and Desist all reporting activities in regards to the above titled account of which to date is still DEFICIENT in its demonstration of a factually documented PHYSICALLY VERIFIABLE TRUTH, CORRECTNESS, COMPLETENESS, TIMELINESS, OWNERSHIP OF RESPONSIBILITY(ies) , VALIDITY ELSEWISE or with the MANDATED PERFECT AND COMPLETE COMPLIANCE OF REPORTING even to the required METRO 2 FORMAT REPORTING STANDARD(s). As your firm is well aware I have LEGALLY exercised my rights by contesting in my lawful checks and challenges previously and currently the CERTIFIABILITY of COMPLIANT REPORTING of claim(s) still not demonstrated FACTUALLY with adequate verification of truth, accuracy, timeliness or else wise concerned with the undoubted validity of this reported injurious claim and any supposed debt(s) that might be associated with and also unproven to date. COMPLIANT REPORTING of ONLY FACTUALLY VERIFIABLE VALIDATED CLAIMS is the MINIMUM STANDARD OF REPORTING NOT AN OPTIONAL ONE, I DEMAND YOU REPORT FACTUALLY and COMPLIANTLY as required by both MY STATE and all the applicable federal laws and standards of reporting as well. I have in writing and by phone attempted to assure that the alleged COMPLIANCE OF REPORTING is in fact CERTIFIED so to undoubtedly confirm the accuracy of the information reported to or by your firm; and during this process the acts by omission by this furnisher prove substantially that the claim(s) and any related debt (if any) as reported is invalid, even if only due to deficiencies of reporting requisites. By ignoring my legal validation demand the alleged data furnisher is in direct violation of the FDCPA, and you the FCRA being the responsible repository. Since the furnisher has knowingly violated both federal and state law and I can document this violation, I am demanding that you CEASE all reporting activities. Stop at once reporting the debt in question to any and all Credit Report and delete it from my credit report at once.
<br>Below listed are the questionable if not altogether erroneous inquiries you are reporting, each of which REQUIRES ERADICATION from reporting IMMEDIATELY and PERMANENTLY:
</p>
@include('lg.pdf.partial.content')
<p>If your firm does not COMPLY in writing to this CEASE and DESIST notice within 5 days I will not hesitate to bring suit against your firm in this matter as in the example of <strong class="span-simple-ul">Mey v. RFA aka RELIANT FINANCIAL ASSOCIATES</strong></p>
</div>
<div class="row">
<p>Sincerely,</p>
</div>
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@extends('layouts.lg-pdf2')
@section ('content')
<div class="row">
<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
</div>
<div class="row">
<p>*I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
</div>
<div class="row">
<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
</div>
<div class="row">
<p class="span-blue">TO: &nbsp; <span class="span-ul">{{$destination}}</span></p>
<p class="span-red">AND the Office of the General Counsel for your firm! </p>
</div>
<div class="row">
<p>RE: Notice of NON-COMPLIANCE and DEMAND TO ERADICATE REPORTING ACTIVITIES IMMEDIATELY and PERMANENTLY! </p>
</div>
<div class="row">
<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
<div class="row">
<p >Per my state and the applicable federal reporting laws and standards for compliant reporting of physically verified true, accurate, complete, timely, validated claim(s) that are equally properly certified compliantly reported is the MINIMAL CRITERION FOR REPORTING or which is NOT AN OPTION but rather a REQUISITE to report LEGALLY! I here again DEMAND that you are LAWFUL in reporting ONLY CLAIMS that are documented and demonstrated as CERTIFIED COMPLIANT in the reporting of ONLY factually true correct complete timely physically verified valid claim(s) that equally is certified compliant in its processes of reporting and investigations even to the mandated perfect and complete CERTIFIED COMPLIANT METRO 2 FORMAT REPORTING STANDARD(s). Any deficiency of reporting INCLUDING proof of such invalidates REPORT-ABILITY of any injurious allegation(s) contested by an injured consumer and THIS LETTER is my official WRIT NOTIFICATION of CHALLENGE so REMOVE FROM REPORTING any derogatory claim now and permanently please to return to and retain required compliance of reporting status, which you MUST DO! ADDITIONALLY, this letter is your OBVIOUS formal notice to Cease and Desist all collection activities in regards to the above titled Inquiry, specifically because the reporting of claim(s) was a part of the collection action thereby if a part is spoiled the whole is as well! As your firm is well aware I have LEGALLY exercised my rights by disputing the validity of this application/ inquiry that I have NO knowledge of its proven document of adequately acquired lawful permissible purpose and I can not assume it is legitimate else wise. I have in writing and by phone demanded that you provide documented validation to me of claim(s) and the proof of certified compliant reporting such as to the mandated Metro 2 format standard(s), instead you have ignored my demands. By ignoring my legal validation request of claims verifiability of certified COMPLIANT METRO 2 FORMAT REPORTING and truth accuracy and completeness of validity else wise your firm is in direct violation of the FDCPA and FCRA. Since your firm has knowingly violated both federal and state law, I am demanding that you CEASE all reporting activities IMMEDIATELY! Stop at once reporting the debt in question to any and all Credit Report and delete it from my credit report at once.
<br>Below listed are the questionable if not altogether erroneous inquiries you are reporting, each of which REQUIRES ERADICATION from reporting IMMEDIATELY and PERMANENTLY:
</p>
@include('lg.pdf.partial.content')
<p>If your firm does not COMPLY in writing to this CEASE and DESIST notice within 5 days I will not hesitate to bring suit against your firm in this matter as in the example of <strong class="span-simple-ul">Mey v. RFA aka RELIANT FINANCIAL ASSOCIATES</strong></p>
</div>
<div class="row">
<p>Sincerely,</p>
</div>
@include('lg.pdf.partial.bottom-info')
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@include('lg.pdf.partial.img_bottom')
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@extends('layouts.lg-pdf2')
@section ('content')
<div class="row">
<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
</div>
<div class="row">
<p>*I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
</div>
<div class="row">
<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
</div>
<div class="row">
<p class="span-blue">TO: &nbsp; <span class="span-ul">{{$destination}}</span></p>
<p class="span-red">AND </p>
<p style="font-weight:bold;">Consumer Financial Protection Bureau <br>Attn: Consumer Complaints Department <br> P.O. Box 4503<br> Iowa City, Iowa 52244 </p>
</div>
<div class="row">
<p>RE: Problem with Credit Inquiry (ies) reported deficient of proof of validity and deficient of certified compliance of reporting, particularly as related to the mandatory METRO 2 format reporting standard(s). </p>
</div>
<div class="row">
<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
<div class="row">
<p>Recently I found several issues with the noted reported credit inquiry(ies) alleged and injurious versus me on my credit report that I have NO knowledge of any documented proof of the required physically verified proof of valid permissible purpose much less demonstrated certified compliance of reporting even to the required METRO 2 format reporting standard(s), hence my check for factually perfect and lawful reporting and my challenge contesting ANY DEFICIENCY of reporting or PROOF OF MANDATED ASPECTS OF REPORTING—as is my consumer RIGHT TO DEMAND that only PROVABLE DOCUMENTED FACTUAL and CERTIFIABLY COMPLIANT claims report versus me and my RIGHT TO FORCIBLY DEMAND ERADICATION of any claim(s) not compete and perfect in its factual evidence of verifiability, validity and or compliance of reporting. I can and will in a court of civil action versus you provide ample document evidence supporting the FACTS of your DEFICIENT QUESTIONABLE REPORTING and as well clarity that indeed I followed the exact letter of the law and contacted the Credit Bureaus (Trans Union/Experian/Equifax) and OTHERS in complaint versus and contesting the certified compliance of the alleged validity of these claims of Inquiry(ies) and any derogatory debt or delinquencies related, if any at all. I ALSO contacted the reported creditor(s) and or reported data furnisher(s) directly checking for compliant reporting evidence and contesting any claim deficient in ANY MANNER as PERFECT CORRECT COMPLETE PROVABLE VALID CERTIFIABLY COMPLIANT CLAIMS are the MINIMUM REQUIREMENT for lawful reporting(s) not an OPTIONAL condition of it. Several representatives were not even capable of informing me that the name(s) and other alleged personal identifier information as listed on the inquiry(ies) and associated accounts (if any) did not match my submitted factually correct personal identifier information exactly as I have included at the top and near bottom of this exact notice of deficiencies such as issues with name spelling or other identity indicators others could not provide me with any information about the alleged application because their firms DID NOT retain the information on this inquiry. I attempted to contact the three credit reporting agencies to speak with someone about this problem, and the facts that the information was either not retained by the creditors or not mine or else wise is significantly invalidly reported. I contacted each CRA and was informed that their records were correct they declined to substantiate the claim and informed me I could file a fraud report If I WISHED! In response, I am firing off this last resort notice requesting your appropriate actions to resolve this matter PREVIOUS my soon to be filed civil complaint and lawsuit(s).
<br><br>Since your firm has knowingly violated both federal and state law, I am demanding that you CEASE all reporting activities IMMEDIATELY! Stop at once reporting the debt in question to any and all Credit Report and delete it from my credit report at once.
<br><br>Below listed are the questionable if not altogether erroneous inquiries you are reporting, each of which REQUIRES ERADICATION from reporting IMMEDIATELY and PERMANENTLY:
</p>
@include('lg.pdf.partial.content')
<p>If your firm does not COMPLY in writing to this CEASE and DESIST notice within 5 days I will not hesitate to bring suit against your firm in this matter as in the example of <strong class="span-simple-ul">Mey v. RFA aka RELIANT FINANCIAL ASSOCIATES</strong></p>
<p>I submitted IN WRITING a Validation request under the FCRA title 611, this request was ignored by the creditors in question, when I called back and demanded to speak to a supervisor to find out the status of the Validation demand that I had filed, I was informed by a person who stated that HE was a supervisor, but refused to provide me with his operator number or extension, that THEY were not required by the FCRA to provide any VALIDATION information.
<br><br>I have followed the letter of the law yet the credit reporting agencies have ignored and refused to address my legitimate problem…can you help? Better yet, WILL YOU?
<br><br>PLEASE!!
</p>
</div>
<div class="row">
<p>Sincerely,</p>
</div>
@include('lg.pdf.partial.bottom-info')
@include('lg.pdf.partial.img_bottom')
@endsection

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@@ -0,0 +1,70 @@
@extends('layouts.lg-pdf2')
@section ('content')
<div class="row">
<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
</div>
<div class="row">
<p>*I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
</div>
<div class="row">
<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
</div>
<div class="row">
<p class="span-blue">TO: &nbsp; <span class="span-ul">{{$destination}}</span></p>
<p class="span-red">AND </p>
<p style="font-weight:bold;">Kent Markus, Director of Enforcement<br>Consumer Financial Protection Bureau <br> 1700 G Street, <br>NW Washington, DC 20552 <br> </p>
</div>
<div class="row">
<p>RE: Problem with Credit Inquiry (ies) reported deficient of proof of validity and deficient of certified compliance of reporting, particularly as related to the mandatory METRO 2 format reporting standard(s). </p>
</div>
<div class="row">
<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
<div class="row">
<p>Recently I found several issues with the noted reported credit inquiry(ies) alleged and injurious versus me on my credit report that I have NO knowledge of any documented proof of the required physically verified proof of valid permissible purpose much less demonstrated certified compliance of reporting even to the required METRO 2 format reporting standard(s), hence my check for factually perfect and lawful reporting and my challenge contesting ANY DEFICIENCY of reporting or PROOF OF MANDATED ASPECTS OF REPORTING—as is my consumer RIGHT TO DEMAND that only PROVABLE DOCUMENTED FACTUAL and CERTIFIABLY COMPLIANT claims report versus me and my RIGHT TO FORCIBLY DEMAND ERADICATION of any claim(s) not compete and perfect in its factual evidence of verifiability, validity and or compliance of reporting. I can and will in a court of civil action versus you provide ample document evidence supporting the FACTS of your DEFICIENT QUESTIONABLE REPORTING and as well clarity that indeed I followed the exact letter of the law and contacted the Credit Bureaus (Trans Union/Experian/Equifax) and OTHERS in complaint versus and contesting the certified compliance of the alleged validity of these claims of Inquiry(ies) and any derogatory debt or delinquencies related, if any at all. I ALSO contacted the reported creditor(s) and or reported data furnisher(s) directly checking for compliant reporting evidence and contesting any claim deficient in ANY MANNER as PERFECT CORRECT COMPLETE PROVABLE VALID CERTIFIABLY COMPLIANT CLAIMS are the MINIMUM REQUIREMENT for lawful reporting(s) not an OPTIONAL condition of it. Several representatives were not even capable of informing me that the name(s) and other alleged personal identifier information as listed on the inquiry(ies) and associated accounts (if any) did not match my submitted factually correct personal identifier information exactly as I have included at the top and near bottom of this exact notice of deficiencies such as issues with name spelling or other identity indicators others could not provide me with any information about the alleged application because their firms DID NOT retain the information on this inquiry. I attempted to contact the three credit reporting agencies to speak with someone about this problem, and the facts that the information was either not retained by the creditors or not mine or else wise is significantly invalidly reported. I contacted each CRA and was informed that their records were correct they declined to substantiate the claim and informed me I could file a fraud report If I WISHED! In response, I am firing off this last resort notice requesting your appropriate actions to resolve this matter PREVIOUS my soon to be filed civil complaint and lawsuit(s).
<br><br>Since your firm has knowingly violated both federal and state law, I am demanding that you CEASE all reporting activities IMMEDIATELY! Stop at once reporting the debt in question to any and all Credit Report and delete it from my credit report at once.
<br><br>Below listed are the questionable if not altogether erroneous inquiries you are reporting, each of which REQUIRES ERADICATION from reporting IMMEDIATELY and PERMANENTLY:
</p>
@include('lg.pdf.partial.content')
<p>If your firm does not COMPLY in writing to this CEASE and DESIST notice within 5 days I will not hesitate to bring suit against your firm in this matter as in the example of <strong class="span-simple-ul">Mey v. RFA aka RELIANT FINANCIAL ASSOCIATES</strong></p>
<p>I submitted IN WRITING a Validation request under the FCRA title 611, this request was ignored by the creditors in question, when I called back and demanded to speak to a supervisor to find out the status of the Validation demand that I had filed, I was informed by a person who stated that HE was a supervisor, but refused to provide me with his operator number or extension, that THEY were not required by the FCRA to provide any VALIDATION information.
<br><br>I have followed the letter of the law yet the credit reporting agencies have ignored and refused to address my legitimate problem…can you help? Better yet, WILL YOU?
<br><br>PLEASE!!
</p>
</div>
<div class="row">
<p>Sincerely,</p>
</div>
@include('lg.pdf.partial.bottom-info')
<div class="row">
<p>)))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))) </p>
<p>File # 1-INQUIRIES ADV Mod 4 (ONE for EACH Creditors INQUIRY) <br> Item #13 CFPB Asc.…Mail USPS 1st Class…- Mail on DAY #18 </p>
<P>{{$universal['today']}}</P>
<P>{{$universal['name']}}</P>
<P>{{$universal['address']}}</P><br>
<p >Kent Markus, Director of Enforcement<br>Consumer Financial Protection Bureau <br> 1700 G Street, <br>NW Washington, DC 20552 <br> </p><br>
<p>RE: Problem with Credit Inquiries</p> <br>
<p>Mr. Markus:</p><br>
<p>I have been dealing with a series of credit reporting errors for several months and have reached wits end on how to proceed. I found several credit inquiries on my credit report that I have NO knowledge of. I followed the exact letter of the law and contacted the Credit Bureaus (Trans Union/Experian/Equifax) and disputed the validity of these Inquiries. I ALSO contacted the creditors directly. Several representatives informed me that the name as listed did not match my name spelling; others could not provide me with any information about the alleged application because their firms DID NOT retain the information on this inquiry. I attempted to contact the three credit reporting agencies to speak with someone about this problem, and the facts that the information was either not retained by the creditors or not mine. I contacted each CRA and was informed that their records were correct they declined to substantiate the claim and informed me I could file a fraud report If I WISHED but, they could not help me ANY further!</p>
<p>I submitted IN WRITING a Validation request under the FCRA title 611, this request was ignored by the creditors in question, when I called back and demanded to speak to a supervisor to find out the status of the Validation demand that I had filed, I was informed by a person who stated that HE was a supervisor, but refused to provide me with his operator number or extension, that THEY were not required by the FCRA to provide any VALIDATION information for inquiries, even if it could be Identity Theft.<br>
I have followed the letter of the law yet the credit reporting agencies have ignored and refused to address my legitimate problem…can you Help?
</p>
<p>PLEASE!!</p><br>
<p>Sincerely:</p>
<p>Enclosed:<br>
Copy of DL <br>
Copy of SS Card <br>
Copy of Original Dispute Letter
</p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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<p>*I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
</div>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
</div>
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<p class="span-blue">TO: &nbsp; <span class="span-ul">{{$destination}}</span></p>
</div>
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<p>Re: Unproven, Invalid, Not Compliantly reported or else wise Unauthorized Credit Inquiry(ies) reported require removal immediately! </p>
</div>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
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<p >This letter is in response to your recent claim regarding the below noted derogatoriness, which you claim currently despite to date failing to presentate any document demonstration of the factually true correct validated aspects of claim(s) much less display any evidence ensuring claims reporting(s) is now and has always been in full certifiable compliance of reporting standards to include within the requisites of the mandatorily perfect and complete certified Metro 2 formatted reporting standard(s). So yet again, you have failed to submit required evidence of claim or claims report-ability as related to compliant mandates of reporting and therefore allegation(s) must be fully and permanently eradicated so do so now! Given that I believe you are acting in bad faith, and have not complied with the federal and state laws, I have filed a Small Claims lawsuit against you or am in the process of doing so based upon your response to this notification and demand letter for you to report ONLY FACTUALLY VALIDATED and CERTIFIED COMPLIANTLY PROCESSED CLAIM(s). Undoubtedly you are aware that my states and the federal laws and standards of valid compliant factual consumer credit reporting REQUIRES any and all claims to be PHYSICALLY VERIFIED, fully true, ACCURATE, COMPLETE , of a known undoubted ownership of responsibility, CERTIFIABLY COMPLIANT in its process of reporting including but not limited to the mandatorily perfect submission of the correct complete certifiable METRO 2 FORMATTED reporting standard(s) and else wise be undeniably validated. The following item(s) are currently reported deficient of minimally requisite criterion of lawful compliant reporting of only physically verified true validated claims so MUST be immediately and permanently eradicated from reporting. I DEMAND that you here today even NOW remove from reporting this and all associated negative information so in effort to return to required lawful compliant reporting:</p>
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<p>Let it be understood , should I be forced to file civil suit for adequate resolution, that
I have maintained careful records of your actions, and you will no doubt be required to appear at a civil court nearest and most favorable to me, the VICTIM OF YOUR OBVIOUS WILLFUL MISREPORTING and intentional injurious claim(s) versus me in direct dereliction of your lawful duty to report compliantly and factually at all times. In such a suit know that I will at minimum be seeking maximum allowed monetary benefits in damages for your not proven certified compliant metro 2 formatted reporting(s) and your apparent and unproven deficient claims in direct infraction of the FCRA and or FDCPA as best applicable, if any! These infractions might include :
</p>
<p> Violation of the Fair Debt Collection Practices Act (including but not limited to Section 807-8)<br>
Violation of the Fair Credit Reporting Act (including but not limited to Section 623-a-3)<br>
Violation of Mandated Perfect Complete CERTIFIED COMPLIANT REPORTING of the factual documented complete correct Metro 2 formatted data, as related to each and every aspect of claim(s) even the minimally required five-portioned personal identifiers , 436-character P6 statement and all of its sequenced fragments, the 386 pieces to confirmate a collect-able debt/claim, and so on as related to Metro 2 formatting and or any other requisite of reporting be it mentioned here or not. COMPLIANCE OF REPORTING is a MINIMAL CONDITION OF LAWFUL REPORTING of ANY CLAIM, not an optional one. As such YOU MUST REMOVE any suspect, questionable or in any way deficient claim(s).
</p>
<p>Prior to our court date should I require a filing, if you should decide to correct your records and remove the negative and false item in question, please contact me at the address noted in this notice, and I ,quite possibly, will subsequently consider withdrawing the lawsuit. Your ACTIONS and or INACTIONS will dictate my action(s). My contact information is , yet again, as follows:</p>
</div>
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<h4 style="font-weight:bold;">
CC: Consumer Financial Protection Bureau <br>CC:Attorney Generals Office <br> CC:Better Business Bureau
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<p>RE:  Consumer Notice to PHYSICALLY CHECK for complete and CERTIFIED COMPLIANCE of reporting ensuring that any and all claims of delinquency, derogatoriness, and or inquiry are factually proven fully TRUE, CORRECT, COMPLETE, TIMELY, and or elsewise VALID as reported and additionally as mandatory ensure that any injurious claim is PERFECT and COMPLETE in its CERTIFIED METRO 2 FORMAT REPORTING COMPLIANCE! Compliant reporting of ONLY TRUE ACCURATE COMPLETE VERIFIABLY VALID and CERTIFIED as such is a MINIMAL REQUISITE of lawful reporting NOT AN OPTIONAL ONE! I as well use this notice to contest ignorant or elsewise deficient allegations regardless of reason of dereliction. My notice here serves as my OFFICIALLY WRIT notification of my lawful consumer CHALLENGE to not yet substantiated claims as regards to REPORT-ABILITY, not a consideration of the claim(s) reality of collect-ability or not! </p>
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<h1 class="span-ul3">To Whom it Concerns,</h1>
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<p >Per my states reporting laws and per applicable federal reporting laws and standards of compliant reporting, any deficiently reported claim requested checked for surety of facts shall be fully vetted through a reasonable investigation confirming the perfect reporting(s). Any allegation, true or not, which is unable or is untimely in its demonstration of being proven factually compliant and undoubtedly physically verified as being each of fully true as reported, correct as reported, complete as reported, timely in its reporting, of a known responsibility and ownership as reported, and or else wise validated exactly as reported to include its mandatory perfect and complete certifiably compliant  Metro 2 Format reporting MUST BE REMOVED FROM REPORTING IMMEDIATELY and PERMANENTLY as it is unlawful to retain any flawed or questionable accusation. Being true, I demand today, even here and now that you eradicate fully reporting of and the attempted collection of your currently questionably claimed item(s) of injurious reporting. Failure to do so amounts to unfair illegal harassment and I will seek a monetary resolution and relief render via a court nearest me! Delete as follows:</p>
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<p>****Even BEFORE WE BEGIN,TAKE CLEAR NOTICE THAT I AM AN EDUCATED AND LEARNED STUDENT OF REPORTING STANDARDS concerning MY CONSUMER AND ALSO MY CIVIL RIGHTS,LITIGATION IS NOT MY ENEMY BUT MY ALLI .If you are confused as to the legal ramifications OF BEING DEFICIENT OF NOT ONLY COMPLIANCE BUT PROVEN COMPLIANCE AS WELL MUCH LESS TRUE,ACCURATE AND COMPLETE REPORTING, I suggest you consult immediately with your legal counsel prior to your erroneous decision to counter me minus adequate documentation of every single one even each any and or all of the aspects, notations, and fragments of allegations accused of me as you have currently reporting ILLEGALLY! . This letter is your formal notice to cease and desist all collection activities in regard to the above account. The CRSA enacted CDIA Metro 2 compliant reporting format REQUIRES the precise and exact fully complete 426-character P-Segment or Trailing Segment that is to include the minimally five portioned PERSONAL IDENTIFIERS to which databasing of alleged tradeline information occurs. Per CRSA, auto-populating ANY data field input entry and or application of Slash Entries (such as 11111 or 00000,etc) into the Metro 2 system is automatic call for deletion due to any and all repeating entry as NULL and VOID. Moreover, the regulatory obligation dictates that any and all data furnishers MUST include an attached TRAILING SEGMENT that absolutely accurately and completely includes ALL of the account of allegation(s) specifics! Must be performed in a REAL-TIME browser LOCKDOWN to be lawful. Per CRSA implementation, if a data furnisher fails to respond within 20 calendar days, e-Oscar is to terminate challenge in favor of consumers and or auto-escalate any and all consumer complaints to a certified Metro 2 compliance trained SPECIALIST. Being at or beyond the Phase III of the Implementation of the CRSA,SMART auto-responders are not compliant and unlawful if used by furnishers or accepted by CRAs. Federal laws mandate MANUAL ENTRY for any and all consumer's FULL P-Segment PREVIOUS coding for a RESPONSE, please certificate in testimonial fact to this occurring. Submit/re-submit shuffling to populate the metro 2 data fields are illegal. By ignoring my legal validation request your firm is in direct violation of the FDCPA. Responsible, Lawful, ethical, and compliant consumer credit reporting is the REQUISITE technical accuracy in EVERY single item retained and or reported to or by any consumer credit reporting agency. Metro 2 compliance requires exacting P-segment, to include the minimal five(5) portion personal identifiers as well as a PRECISELY and COMPLETELY FULL account trailing segment. Per the CRSA, any and all CRA insourced DISPUTE Specialist MUST BE Metro 2 Compliance Data Entry Evaluation CERTIFIED. Further, this qualifying certification can be REVOLVED by CONSUMER COMPLAINTS per the NYAG Signing Statement. I repeat, to lawfully retain and or report any claim of information, be it an account or any aspect of such, the must be irrefutable fullness in the truth of reporting, correctness of reporting, COMPLETENESS of reporting, TIMELINESS of reporting and of the reported allegations, undoubtable ownership, irrefutable responsibility of adverse claims, and or adequate and complete INFORMATIONAL COMPLIANCE to the CRSA enacted CDIA Metro 2 data field formatted reporting regulatory standards and obligations to include the 81-month time relevance of account reported/ how reported/when reported, PRESENT and RELEVANT PERSONAL IDENTIFIERS. Further lawful reporting demands that the regulatory compliance rules are applied EVENLY and thoroughly from data provider to consumer credit reporting repository. Accuracy and completeness of all of any and all information, particularly derogatory consumer information, must abide by every and one of current MY states reporting regulations as well as those of federal laws ,even the CDIA METRO 2 COMPLIANCE standards due to the implementation of the Credit Reporting Settlement Agreement (CRSA.)</p>
<p>
Is the Personal Identifier information alleged in the reported 426-character P-SEGMENT true, correct, and complete to standards of CERTIFIED METRO 2 COMPLIANCE?
ð  Please demonstrate adequate proof of precisely true, accurate, and applicable
VALIDATION of the claimed reported CREDITOR CLASSIFICATION CODES or eradicate
every single one and each any and all of the adversary derogatory accusations injuring me immediately, TODAY even NOW and HERE!
Your failure to demonstrate the REQUIRED presentation of composed PROOF as demanded in this declaration would compel me to consult my consumer complaint lawfully
to the members of the NCRWG, as undoubtedly reporting not only must be true, timely, and accurate but also in its COMPLETENESS of DATA ENTRY presented to any entity INCLUDING all consumerreporting repositories.<br>
If your firm does not COMPLY in writing to this CEASE and DESIST notice within 5 days
as demanded I will not hesitate to bring suit against your firm in this matter
as in the example of Mey v. RFA aka RELIANT FINANCIAL ASSOCIATES By the
provisions of the Fair Credit Reporting Act and per the standards of reporting
compliance implemented with the CRSA enacted CDIA Metro 2 COMPLIANCE
regulations, I demand that these above mentioned derogatory items be
investigated and permanently removed from my report. It is my understanding
that you will recheck these items with the creditor who has posted them. Please
remove any information that the creditor cannot verify. I understand that under
15 U.S.C. Sec. 1681i(a), you must complete this reinvestigation within 30 days of receipt of this letter.
I additionally REQUEST that you please send an updated copy of my credit report to the above address. According to the act, there shall be no charge for this updated report. I also request that you please send notices of corrections to anyone who received my credit report in the past six months.
Thank you
for your time and help in this matter.
</p>
</div>
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<h4 >Sincerely,</h4>
</div>
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<p>My NEXT letter will be a notification of my LOITS notice! So, you no need for a legal dictionary, a LOITS notice is a Letter of Intent To Suit! To be clear and frank, You BEST be PROVEN COMPLIANT to ALL requirements and standards of FCRA COMPLIANCE and also of the implemented CRSA enacted CDIA implemented Metro2 Compliance mandates as well. I will demand verification that each employee at your firm which MIGHT have seen or conducted any business on the file you allege mine has been properly trained by a certified and qualified instructor of the Metro 2 data field formatted reporting standards. I am NOT shy in detailing my DOUBTS you can withstand the requisites to survive a court hearing versus me as I leverage your DEFICIENCIES for a slew of victories being awarded a minimum of $1000PER VIOLATION PER TIME, and there certainly appears to be a bucket full. So, lets do this! Anything OTHER than your letter describing to me that you have already begun or completed the annulment of these unproven claims versus me and have eradicated ENTIRELY any and all aspects of records of what you allege being mine (yeah!) will IMMEDIATE compel me to assume your hostile to my demands of proper reporting and I will assume that your ignorance of appropriate and adequate duties is willful and intentionally injurious. Being such, civil suits are obvious however criminal charges are not out the question, particularly if your chicanery led subterfuge brings forth or allows for damages versus me including fraud and or identity theft due to your willful enablement of it. Im positive I could convince a court of your liabilities to me. WHAT SAY YOU?</p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
</div>
<div class="row">
<p>*I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
</div>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
</div>
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<p class="span-blue">TO: &nbsp; <span class="span-ul">{{$destination}}</span></p>
</div>
<div class="row">
<p>Re: Unproven, Invalid, Not Compliantly reported or else wise Unauthorized Credit claims of delinquency and or derogatorinesss despite significant deficiencies of claims truth, accuracy, completeness, timeliness, ownership, verifiability, validity and certifiable compliant reporting else wiseeach deficiency requires immediate and permanent removal of claims reporting or else is a infraction of reporting regulations and standards of compliant reporting(s).</p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
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<p >Upon further investigation, I have retained new copies of my credit reports, and noticed that you did not furnish the credit bureaus with the required disclosure, within the period required by law. You are required by federal law to place a “notice of dispute” on my account within 30 days of my lawfully leveraged consumer complaint. I have retained a record of your receipt and proof as well of the exact date of receipt, as well as a time-stamped copy of my credit reports, showing that you have violated the Fair Credit Reporting Act, Section 623(a)(3) and/or the Fair Debt Collection Practices Act Section 807(8), the mandatory metro 2 formatted reporting standard(s) of compliance and others even by your deficiencies and also by not placing the disclosure within the required 30-day period.<br>
Be aware that I am making a final goodwill attempt to have you clear up this matter. The listed item is undeniably not certified compliantly reported, provable as reported and or is plain and simply entirely inaccurate and incomplete and represents a very serious error in your reporting. Either way the claim is in dire disregard of my consumer rights and your required perfect provable compliant reporting(s) of only true complete correct timely verified valid claim(s) even in regard to the mandatorily perfect correct complete certifiable Metro 2 format reporting standard(s) of lawful reporting! YOU MUST ERADICATE the claim(s) of any delinquency and or derogatoriness that is questionable such as in this exact circumstance. Delete now as follows:
</p>
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<p>Let it be known in clarity that at all times I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the Consumer Financial Protection Bureau and the Attorney Generals office, and potentially even a civil suit should you continue in your non-compliance of federal laws under the Fair Credit Reporting Act, or any other standard of requisite reporting be it mentioned or not. I further remind you that you may be liable for your willful non-compliance, as per FCRA 623(a)(3) - Responsibilities of furnishers of information to consumer reporting agencies [15 U.S.C. 1681s-2]
(3) Duty to provide notice of dispute. If the completeness or accuracy of any information furnished by any person to any consumer reporting agency is disputed to such person by a consumer, the person may not furnish the information to any consumer reporting agency without notice that such information is disputed by the consumer. <br>
(B) Time of Notice (I) The notice required under subparagraph (A) shall be provided to the customer prior to, or no later than 30 days after, furnishing the negative information to a consumer reporting agency described in section 603(p). <br>
As you have violated federal law, by not properly providing the credit bureaus with proper notice within the required timeframe, and I have evidence of such, via certified mail receipts, you must now remove the item. Any other action (or inaction) on your behalf may result in a small claims action against your company. So you are aware, I would be seeking a minimum of $1,000 in damages per violation for at least one or more of the following and other statues and or standards not necessarily mentioned to this point:
</p>
<p> Defamation <br>
Negligent Enablement of Identity Fraud <br>
Violation of the Fair Debt Collection Practices Act (including but not limited to Section 807-8) <br>
Violation of the Fair Credit Reporting Act (including but not limited to Section 623-b) <br>
You will be required to appear in a court venue local to me, in order to formally defend yourself. My contact information is as follows:
</p>
</div>
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<p>P.S. Please be aware that dependent upon your response, I may be detailing any potential issues with your company via an online public press release, including documentation of any potential small claims action. I am also including a copy of my complaint to the organizations below:</p>
<h4 style="font-weight:bold;">
CC: Consumer Financial Protection Bureau <br>CC:Attorney Generals Office <br> CC:Better Business Bureau
</h4>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
</div>
<div class="row">
<p>*I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
</div>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
</div>
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<p class="span-blue">TO: &nbsp; <span class="span-ul">{{$destination}}</span></p>
</div>
<div class="row">
<p>Re: Unproven, Invalid, Not Compliantly reported or else wise Unauthorized Credit claims of delinquency and or derogatorinesss despite significant deficiencies of claims truth, accuracy, completeness, timeliness, ownership, verifiability, validity and certifiable compliant reporting else wiseeach deficiency requires immediate and permanent removal of claims reporting or else is a infraction of reporting regulations and standards of compliant reporting(s).</p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
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<p >I recently submitted a request for investigation of an Acct Number: {accnum1}, which you refused. I submitted enough information for you to carry out a reasonable investigation of my dispute, since you obviously did not investigate this account thoroughly enough the last time, I submitted one. If you had investigated properly, rather than use e-Oscar system, you would have known, that not only I have never been late on this account, but that I am not sure that the account is even mine - through your company claims to have "verified" this. To best resolve this matter, I demand that you become certifiably compliant in your reporting of any injurious delinquency and or derogatoriness versus me, be it true or not as no item questionable can be assumed validated and or certifiably perfect and compliant in its every reporting of its claim(s). Eradicate immediately and permanently the following misinformation as currently reporting in vile dereliction of regulations and standards of adequate compliant reporting, a minimal criterion of it even:
</p>
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<p>It is at this time that I will point out that in Cushman vs TransUnion, Stevenson vs TRW (Experian), and Richardson vs Fleet, Equifax, et al, the courts ruled each and every time that the CRA couldn't merely "parrot" information from the creditors and collection agencies...that they have to conduct an independent REASONABLE investigation to ensure the validity of the debt and honestly/integrity of the creditors/CA in question. Sending out a generic form through the e-Oscar system that does not even contain my reasons for the dispute is not reasonable. If you do not initiate an investigation regarding my dispute, as is my right under the Fair Credit Reporting Act, I will have to take legal action to protect my credit rating and myself. As I'm sure you are aware, each violation of the Fair Credit Reporting Act allows damages of $1000 should this matter end up in court. I look forward to an expedient resolution of this matter, </p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
</div>
<div class="row">
<p>*I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
</div>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
</div>
<div class="row">
<p class="span-blue">TO: &nbsp; <span class="span-ul">{{$destination}}</span></p>
</div>
<div class="row">
<p>Re: Unproven, Invalid, Not Compliantly reported or else wise Unauthorized Credit claims of delinquency and or derogatorinesss despite significant deficiencies of claims truth, accuracy, completeness, timeliness, ownership, verifiability, validity and certifiable compliant reporting else wiseeach deficiency requires immediate and permanent removal of claims reporting or else is a infraction of reporting regulations and standards of compliant reporting(s).</p>
</div>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
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<p>Not an entity today exists that can certifiably ignore its mandated obligations to report compliantly and to 100% truth, correctness, completeness, timeliness, and documented Irrefutable proof of ownership and responsibility of any allegations of adverse aspects to an account or of a derogatory account in and of itself. <br><br>
According to Regulation V 1022.42: Reasonable policies and procedures concerning the accuracy and integrity of furnished information. Furnishers must have strong policies in place to have the highest possible accuracy but it has not been done in this case. <br>
In addition, a per the metro 2 data formatted standards of legal reporting of consumer accounts and profile history and per the Fair Credit reporting act, namely section 609 a1A, it is in CLARITY that you are MANDATED to retain COMPLIANCE at all times, particularly upon notification by an infringed consumer that you are deficient of your requisites to report adequately and a challenge (or dispute) is lodged versus any data information previously NOT proven PHYSICALLY to be affirmed valid or is UNABLE to be demonstrated as true, accurate, complete, timely, and otherwise fully compliant to laws upon a documented declaration of concern by the consumer. I demand, as is MY RIGHTS to do so and as is your REQUIREMENT to satisfy, for you to ANNUL by deletion or removal any and all allegations DEFICIENT of PHYSICAL EVIDENCE OF COMPLIANCE to reporting laws much less verified and valid. If you are unwilling or UNABLE to do so in a federally defined TIMELY manner you MUST rectify your infractions by RETURNING TO or retaining federal reporting COMPLIANCE TODAY, even RIGHT NOW, .As such, I DEMAND that you CERTIFICATE the verification and validity of the following claims or DELETE NOW, so Eradicate immediately and permanently the following misinformation as currently reporting in vile dereliction of regulations and standards of adequate compliant reporting, a minimal criterion of it even:
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<p>The above noted Alleged Data Provider(s), Alleged Account number(s), Alleged Adverse or Derogatory claim(s) above listed is undeniable and significant in its current and obvious deficiently reported status and undoubtedly requires eradication so again I demand that you delete now any deficient claim(s), mentioned or not! It is in clarity that , as reported at least, that the above noted allegation(s) IS(are) DEFICIENT of CERTIFICATED PHYSICAL PROOF of be adequately and fully COMPLIANT to all mandates and laws as related to my state, the FCRA and METRO 2 data formatted reporting standards. As such the truth being , you MUST annul Today, even NOW as you are NOT authorized to retain much less report any information or aspects of adverse data that is NOT TESTIMONIAL in its 100% TRUTH, CORRECTNESS, COMPLETENESS, TIMELINESS, of proven documented OWNERSHIP of mine, or of proven documented RESPONSIBILITY of mine. To legally and compliantly report, per my state and the applicable federal laws and standards of legal compliant reporting mandate that you MUST DEMONSTRATE confirmation of all data, dates, balances, calculations, identities, audits to include the requisite 426-character P6 statements and all of its trailing segments, the minimal five portioned personal identifiers, all 386 pieces to confirmation to collect ,and every aspect of the alpha-/ numeric-/ and or alphanumeric source codes. RETURN or retain OBLIGATORY compliance with your federally defined timely deletion of any and all adverse notations that are deficient of physical evidence of proper reporting. DELETE ,immediately here and now, as it infringes on my consumer and potentially my civil rights as it potentially can lead subterfuge due to misreporting or else wise be injurious to me. <br>
Genuinely concerned,
</p>
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<h3 style="font-weight: bold;">This OFFICIALLY WRIT NOTICE OF CONSUMER COMPLAINT is my lawful consumer Request for you to CHECK OF COMPLIANCE OF REPORTING (particularly to ensure certified Metro 2 Format perfection and completion) , documented VALIDATION of claims, and NOT simply Verification of your electronic records! </h3>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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<p>*I do NOT authorize you NOR ANY ENTITY the right to retain nor report ANY other personal identifier information that is one or more of being not requisite reported by state and federal reporting laws, not current and or timely, not true, not correctly reported, not physically verifiable as reported, not indisputably documented as factually validated and certified as compliantly reporting, particularly in full accordance of the FCRA and FDCPA laws, as applicable, and or the mandatory standards of the perfect and complete Metro 2 Format Reporting Compliance! Any deficiency is unlawful and here now contested and demanded removed from reporting! </p>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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<p class="span-blue">Destination of this consumer complaint is: &nbsp;&nbsp; <span class="span-ul">{{$destination}}</span></p>
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<p>RE: This is my notice that currently deficiently or not factually complaint in its reporting is at least one items of misinformation that require immediate removal from reporting at least until you have followed up with the adequate investigation and results in CHECKING FOR TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, VERIFIABILITY, VALIDITY ELSE WISE and CERTIFIABLE COMPLIANCE OF REPORTING , particular as related to the Mandatory perfect and complete Metro 2 format reporting. You MUST ERADICATE any and all deficient claims, contested or not! </p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
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<p >This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau{s}, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 {b} that your claim is challenged, and proof of physically verified document truth, accuracy, completeness, timeliness and validation otherwise is requested, and additionally I demand clarification of the certified compliant metro 2 format reporting and all aspects of requisite reporting laws and applicable standards of, known or not, mentioned or not. Ignorance is not lawful excuse for dereliction of reporting responsibilities nor an adequate argument to escape liabilities for injuries resultant of misreporting(s). Might again I make reminder that this is NOT a request for “verification” or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section and the assumption would be that if not compliant in its reporting processing and or verification and or transferring and or else wise mishandled the claim is lawfully delinquent of minimal criterion of regulatory standards of law. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.
In order to establish the physically verifiable truth and validity of claim, as well as the undoubted certified Metro 2 format complaint status of claim as mandatory, I demand that you please provide me with the at least following:<br>
What the money you say I owe is for:<br>
The Creditor Classification Code (CCC)<br>
The full 426-charactered P-6 statement and all of its trailing fragments<br>
The minimal 386-pieces o confirmation of a collection<br>
The minimal five portioned Personal Identifiers documented as related to this alleged debt<br>
Explain and show me how you calculated what you say I owe:<br>
Provide me with copies of any papers that show I agreed to pay what you say I owe:<br>
Provide a verification or copy of any judgment if applicable:<br>
Identify the original creditor:<br>
Prove the Statute of Limitations has not expired on this account:<br>
Show me the you are licensed to collect in my state:<br>
Provide me with your license numbers and Registered Agent or Agent of Service:<br>
At this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus {Experian, Equifax or TransUnion} this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following:<br>
Violation of the Fair Credit Reporting Act<br>
Violation of the Fair Debt Collection Practices Act<br>
Defamation of Character<br>
It is in clarity that you are of requirement to here today, even right now, REMOVE PERMANENTLY FROM REPORTING any and all noted contested claim as indicated by me, including my demand that you eradicate the following unjustly and questionably reported allegations:
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<p>If your offices are able to provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.<br>
Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate.<br>
If your company fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit report and a copy of such deletion {to any/all of the 3 major credit reporting bureaus: Equifax, Experian and TransUnion} request shall be sent to me immediately.<br>
I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS.<br>
It would be advisable that you assure your records are in order before I am forced to take legal action against your company and your client. This is an attempt to correct your records, any information obtained shall be used for that purpose.
</p>
<br>
<p>Best Regards,</p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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<p> ****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE, and MANDATED REPORTED information per FCRA regulations, any and all others that might be reported now or else wise I DEMAND, as is my lawful RIGHT(s) to do so, that you annul permanently and immediately any and all deficient of these afore-noted conditions, mentioned or not, especially if related directly or indirectly to any potentially injurious information be it true or unknown! Again, I DO NOT AUTHORIZE you to mis-report any mis-information now or ever, please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles.</p>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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<p class="span-blue">Destination of my Consumer Complaint is : &nbsp; <span class="span-ul">{{$destination}}</span></p>
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<p>Re:Demand to remove Inaccurate Credit Information. This Consumer Notice to PHYSICALLY CHECK for complete and CERTIFIED COMPLIANCE of reporting ensuring that any and all claims of delinquency, derogatoriness, and or inquiry are factually proven fully TRUE, CORRECT, COMPLETE, TIMELY, and or elsewise VALID as reported and additionally as mandatory ensure that any injurious claim is PERFECT and COMPLETE in its CERTIFIED METRO 2 FORMAT REPORTING COMPLIANCE! Compliant reporting of ONLY TRUE ACCURATE COMPLETE VERIFIABLY VALID and CERTIFIED as such is a MINIMAL REQUISITE of lawful reporting NOT AN OPTIONAL ONE! I as well use this notice to contest ignorant or elsewise deficient allegations regardless of reason of dereliction. My notice here serves as my OFFICIALLY WRIT notification of my lawful consumer CHALLENGE to not yet substantiated claims as regards to REPORT-ABILITY, not a consideration of the claim(s) reality of collect-ability or not! </p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
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<p >This letter legally serves as OFFICIAL Notice of my official writ composed DECLARATION of Not Proven Compliant Misinformation that is either or all of the following: DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction- ious behavior(s) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting!I have become aware of some mystifying still unknown credit inquiries on my credit report. I here now compel you to eliminate the(se) unlawful unproven claims versus me. </p>
<p><h1 style="text-decoration: underline;">Sirs</h1></p>
<p>(or elsewise whom it may concern CAPABLE of rectifying unproven claims),
NOTICE OF (PENDING/ IMMINENT/ IMPENDING/ FORTHCOMING/ PENSILE/ APPROACHING/ EXPECTED) LITIGATION SEEKING RELIEF AND MONETARY (DAMAGES/ COMPENSATION/ REPARATION/ REIMBURSEMENT/ RECOMPENSE) UNDER Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681, sections §616 (Civil liability for willful noncompliance) and equally §617( Civil liability for negligent noncompliance) and Truth in Lending Act of 1968 (TILA) and Metro 2 compliance to (i) Requirements definitions, (ii) file transfers and analysis, and (iii)transitional period codes since per federal laws, every single and one even each any and or all of the data and its integrity is ultimately crucial to adequately and lawfully, as requisitioned, to upholding at least the minimal standards of the Metro 2 guidelines and data reporting legislation. It is fact that the FCRA dictates that data furnishers, and that credit reporting agencies or any recipient entity, are prohibited from supplying or accepting any information or even aspect of such that is known or should be known or of which there exists any sort of reasonable cause to believe it is not 100% true, 100% accuracy, 100% complete, 100% timely , 100% assigned to properly identified ownership of responsibility, and or 100% compliant to every single one even each any and or all of the mandates, regulations, dictates, obligations, regulations, and laws or any article of such, whether mentioned or not, regardless if any entity is willfully deficient of knowledge of or is ignorant of it. Per the CRSA enacted Metro 2 compliance regulations, enforcement must be undertaken to clean up every single one even each any and or all challenged individual accounts and or allegations or such, particularly of a derogatory and adverse nature with errors, identified or not. Lawfully reported allegations of inquiry are not only factually true , factually verifiable, factually validated, but as well must be certifiably compliant as related to the requisites of properly reporting claim(s) of inquiry(ies), true or not! Compliantly reported inquiries are mandatorily with undoubted documented and physically verified proof of adequately achieved lawful PERMISSIBLE PURPOSE for review of credit profile of the one and exactly identified consumer accused with same consumers acknowledgement and allowance and or per rights of permissible purpose from any other identified entity of authority above and beyond a consumers objection and or knowledge. Deficient proof equates to deficient reporting and deficient reporting that is injurious is unlawful so delete here and now claim(s) as noted below:
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<p> Additionally , eradicate any delinquency claim or derogatory claim elsewise associated with any unproven or else wise not certifiably compliant reporting alleged inquiry, be it true or not. COMPLIANCE OF REPORTING is a MANDATORY MINIMAL CONDITION to lawful reporting, NOT an optional one! <br>
***Please provide a copy of my corrected and updated report once you have complied with the law.
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<p style="font-weight: bold; text-decoration: underline;">In GENUINE SINCERITY,</p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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<p> ****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE, and MANDATED REPORTED information per FCRA regulations, any and all others that might be reported now or else wise I DEMAND, as is my lawful RIGHT(s) to do so, that you annul permanently and immediately any and all deficient of these afore-noted conditions, mentioned or not, especially if related directly or indirectly to any potentially injurious information be it true or unknown! Again, I DO NOT AUTHORIZE you to mis-report any mis-information now or ever, please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles. </p>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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<p class="span-blue">Destination of my Consumer Complaint is : &nbsp; <span class="span-ul">{{$destination}}</span></p>
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<p>Re: Demand to remove Inaccurate Credit Information. This Consumer Notice to PHYSICALLY CHECK for complete and CERTIFIED COMPLIANCE of reporting ensuring that any and all claims of delinquency, derogatoriness, and or inquiry are factually proven fully TRUE, CORRECT, COMPLETE, TIMELY, and or elsewise VALID as reported and additionally as mandatory ensure that any injurious claim is PERFECT and COMPLETE in its CERTIFIED METRO 2 FORMAT REPORTING COMPLIANCE! Compliant reporting of ONLY TRUE ACCURATE COMPLETE VERIFIABLY VALID and CERTIFIED as such is a MINIMAL REQUISITE of lawful reporting NOT AN OPTIONAL ONE! I as well use this notice to contest ignorant or elsewise deficient allegations regardless of reason of dereliction. My notice here serves as my OFFICIALLY WRIT notification of my lawful consumer CHALLENGE to not yet substantiated claims as regards to REPORT-ABILITY, not a consideration of the claim(s) reality of collect-ability or not! </p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
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<p >I recently received a copy of my credit report. The credit report showed a credit inquiry by your company that I do not recall authorizing. I understand that you shouldnt be allowed to put an inquiry on my credit file unless I have authorized it. Please any and all claim(s) of inquiry removed from my credit file immediately because unproven and or not certifiably compliant reported inquiry(ies) absolutely makes it very difficult for me to acquire credit and or credit at the beneficial levels I am otherwise qualified. Delete here and now all the below listed not factually compliantly reported data or else demonstrate factual and physically verifiable document proof of any and all claim(s) .</p>
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<p>I may have sent this letter certified mail because I need your prompt response to this issue. Please be so kind as to forward me documentation that youve had the unproven compliant and or else wise potentially unauthorized inquiry(ies) removed. If you find that I am remiss, and you do have my authorization(s) to inquire into my credit report, then please send me proof of this. Otherwise, please note that I am reserving the right to take civil action if necessary.<br>
In advanced I thank you for your willing action to return to total compliance of reporting,
</p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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<p>**I here now DEMAND that you permanently and completely eradicate from your reports any other personal identifier information as I do NOT AUTHORIZE you nor any other entity rights to retain or report any data that is one or more of being untrue, incorrect, incomplete, not requisite reported, untimely, outdated, unverified, invalid, or else wise deficient of document proof of factual certification of compliant reporting to include to the perfect and complete mandatory Metro 2 format reporting standards. I COMPEL you to COMPLY now and always, as is my consumer RIGHT(s) to do so and YOUR REQUIREMENT to obey! </p>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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<p class="span-blue">To : &nbsp; <span class="span-ul">US Department of Education<br>Office of Inspector General <br>Attention: Aaron R. Jordan or current IG for investigations <br>400 Maryland Avenue, <br>Washington, DC 20202-1500</span></p>
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<p>RE: Consumer NOTIFICATION of unproven and or Faulty Transfer and Payment Record Information, untrue information, incorrect information, incomplete information, not certified compliantly reported information or information else wise deficient of mandated validity and of applicable and mandatory reporting standards, to include but not limited to those requisites by the FCBA, FCRA, FDCPA, FACTA, HIPAA PR, TILA, and or M2C (Metro 2 Compliance format) reporting regulations). </p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
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<p >As is my consumer right to do so, I hereby compel you to retain ONLY PERFECTLY TRUE VALIDATED and CERTIFIABLY COMPLIANTLY reported claims, particularly that of allegations of delinquencies and or derogatory in any manner whatsoever! Being my RIGHT,I DEMAND that you IMMEDIATELY DELETE and forevermore afterwards BLOCK the misreported misinformation as indicated in the reported item of:</p>
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<p>Recently for an unexpected extended timeframe I have had to attempt on MULTIPLE OCCASIONS and in multiple forms of communication(s) to correspond with the claimer of the noted unjustly questionably reported claim AS REPORTED. My GOAL was to sort out the physically verifiable documented facts of truth, correctness, completeness, validation , certified compliance of reporting and or adequacy of allegation of derogatory elsewise, as is my CONSUMER and CIVIL rights to do in circumstances of an injurious claim of debt still yet unproven to date. Assuming validity was certain and complaint reporting of claim was factual and documented , I was hopeful my attempted communication and correspondences else wise would aid in sorting out a subsidized loan transfer and any and all reporting issue(s) that might exist and or come forth thereafter between one or more of you,(the USDOE aka United States Department of Education), my colleges financial aid office and also myself. It should be noteworthy that I am sincerely concerned and confused and significantly perplexed in regard to the status of this loan and have communicated ad nauseam with both the CFA (Colleges Financial Aid department) and the appointed or acting USDOE SERVICER and as well the USDOE Consumer Service representatives. In said correspondences, I have come to learn that the status of the noted alleged loan in question WILL NOT CHANGE because of some unexplained and odd REGULATORY LAPSE by either the Loan Servicer or the USDOE itself, regardless of which the FACT IS fault is NOT MINE and derogatory reporting of claimed student loan, legitimate and valid or not, is UNLAWFULLY INJURIOUS and an vile infraction of reporting regulations. Now, since the loan obligation is unproven to have been registered or appropriately so DURING my EXIT interview processing by my colleges financial aid department, I believe that by OMISSION that the ECASLA (aka Ensuring Continued Access to Student Loans Act) was in fact VIOLATED. This is because I was NOT given properly an adequate and applicable repayment option plan nor any deferment options, EACH a REQUISITE submission and further a RIGHT of mine to deny claimed debt derogatoriness as a result! It is in clarity unproven if or not I was led to BELIEVE by the USDOE SERVICE PROVIDER or a person qualified otherwise that I had in fact erred in my own handling of the process(es) in one form or another, incidentally or elsewise! Without documented physically verifiable validated facts to contrary, I am compelled and within my consumer rights to believe and assume that this necessary component of my student loan obligation was in fact NOT RENDERED TO ME, thereby INVALIDATING it, true or not. <br>
No doubt the process(es) offered by the USDOE service provider was significantly DEFICIENT of REQUISITES and is as a result also HIGHLY SUSPECT in the cause of this. Might your office investigate and inform me in writing as to what has transpired because all I get is a “run around” from all of the various organizations of which Ive communicated with. If the supposed student loan was indeed placed into deferment no doubt about it this derogatory matter unfairly charged versus me injuriously is severely impacting my personal credit and personal financial circumstances much less stressing me unendingly. This would constitute illegal harassment of which I may be of capacity to seek monetary resolution in a civil complaint filed versus you and others at fault, of unproven or not valid claims, of not certified compliantly reported claim(s), or else wise inappropriately charged versus me! ?
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<p style="font-weight: bold; text-decoration: underline;">In GENUINE SINCERITY,</p>
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<p style="font-weight: bold;"> CC: CFPB, EA Attention: Nate Viebrock or current/acting Enforcement Attorney <br>
Consumer Financial Protection Bureau <br>
1700 G Street NW <br>
Washington, DC 20552 </p>
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<p>PS: included attached are my documents of personal identifiers, refer to them as necessary! </p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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<p>**I here now DEMAND that you permanently and completely eradicate from your reports any other personal identifier information as I do NOT AUTHORIZE you nor any other <p>&nbsp;****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE, and MANDATED REPORTED information per FCRA regulations, any and all others I DEMAND, as is my lawful RIGHT(s) to do so, that you annul any and all deficient of any condition, mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information now or ever, please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles.</p>
<p>(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER</p>
<p>ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate</p>
<p>AUTHORITY to retain much less report without infringing my consumer rights</p>
<p>(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if</p>
<p>ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer right</p>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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<p class="span-blue">Destination of my Consumer Complaint is : &nbsp;<span class="span-ul">{{$destination}}</span></p>
<p><span style="font-style: italic;text-decoration: underline; font-weight: bold;">Attention: Consumer Compliance Supervisor </span></p>
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<p>RE: NOTICE of ISSUES with my credit report and REQUEST to CHECK for VALIDITY of claims and CERTIFIED COMPLIANCE of reporting, particularly as to the mandatory Metro2 format reporting. Additionally, this is my notice of DISPUTE versus any injurious errors and also my lawful CHALLENGE contesting any and all missing and or deficiencies of the requisite compliant reporting, mentioned or not! </p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
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<p >This letter serves you as my official consumer COMPLAINT and notice of your current injurious and unlawful reporting of information that is either or all of being UNTRUE, INACCURATE, INCOMPLETE,UNVERIFIABLE, INVALID, NOT COMPLIANT to perfect and full Metro 2 format reporting, and or NOT CERTIFIED as one or more as is MANDATORY for lawful reporting of ANY claim of derogatory and or delinquency versus any consumer, TRUE OR NOT! You have listed a derogatory and or delinquent student loan on my credit file as noted below, I here now rightfully request and DEMAND that you IMMEIATELY and PERMANENTLY remove and block this misinformation in full accordance of regulatory laws and standards of reporting practices, to include but NOT limited to the adequate aspects of the FCRA, FDCPA, and mandatorily perfect complete correct Metro 2 format reporting compliance. This letter serves as my request that you CHECK for absolute and undoubted VALIDITY of claim(s), physically verifiable and CERTIFIED metro 2 COMPLIANT reporting of the validated claim(s), and to accept my DISPUTE of any UNTRUTHS,INACCURACIES, and or INCOMPLETENESSES of physically verifiable validity as well as to accept my CHALLENGE against any claim that is suspect in its factually complete perfect Metro 2 compliant reporting. Any missing and or deficient aspects of validity and or compliance OR any UNTIMELINESS of its demonstration is rightful grounds for me to DEMAND and COMPEL you to BE FULLY COMPLIANT in your reporting or else accept that I will seek suitable resolution and monetary relief in a civil court nearest and most favorable for me. Per FCRA 611 (a) (7) you are specifically REQUIRED to present document description of the precise and adequate procedure(s) utilized by your agency in providing and obtaining this particular derogatory and or delinquently reported student loan including if it was obtained by a Third-Party originator and or HOW WAS IT HANDLED and or TRANSFERRED to and or BY your firm. <span style="font-weight: bold;text-decoration: underline;">Here below is the erroneous student loan record(s) you are misreporting, ILLEGALLY: </span></p>
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<p>Please delete this misleading injurious derogatorily reported information and supply a corrected updated credit profile to all creditor reporting agencies. I understand that I am exercising my right(s) under the terms of the Fair Credit Reporting Act (FCRA) 15 U.S.C. 1681 and I absolutely demand and EXPECT that your firm will not hesitate to respectfully abide and adhere to requisites to ensure protection of my legal rights as a consumer, requested by me or not! If ,HOWEVER, you elect to continue your current unfair unproven and not compliant reporting practices, I am within my rights to DEMAND that you DO and PROVE you have done each of the following:<br>
1) Tell me in WRITING what information you REFUSE to remove and or modify as I have requested and WHY EXACTLY! <br>
2) Tell me IN WRITING , what EXACTLY you factually and can testimonial state and certify did to determine that the information was in fact TRUE, CORRECT, COMPLETE, VALID , and otherwise CERTIFIABLY COMPLIANT in its reporting, even to the mandatory perfect and complete Metro 2 format reporting standards much less any and all applicable regulatory requirements of the FCRA and or FDCPA or otherwise mandatory, mentioned here or not! <br>
3) Note the information as Disputed/Challenged on my consumer credit report profile in the federally defined timely manner AND insert the relevant statement of my consumer complaint(s) as above noted into my current consumer credit report profile .<br>
*I appreciate your TIME and best attention/efforts to this serious matter!
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<p style="font-weight: bold; text-decoration: underline;">In GENUINE SINCERITY,</p>
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<p style="font-weight: bold;"> CC: CFPB, EA Attention: Nate Viebrock or current/acting Enforcement Attorney <br>
Consumer Financial Protection Bureau <br>
1700 G Street NW <br>
Washington, DC 20552 </p>
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<p>PS: included attached are my documents of personal identifiers, refer to them as necessary! </p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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<p>****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE, and MANDATED REPORTED information per FCRA regulations, any and all others I DEMAND, as is my lawful RIGHT(s) to do so, that you annul any and all deficient of any condition, mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information now or ever, please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles.</p>
<p>(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER</p>
<p>ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate</p>
<p>AUTHORITY to retain much less report without infringing my consumer rights</p>
<p>(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if</p>
<p>ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer right</p>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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<p class="span-blue">Destination of my Consumer Complaint is : &nbsp; <span class="span-ul">{{$destination}}</span></p>
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<p> RE: Consumer DEMAND to have NO DEROGATORY INFORMATION reporting UNLESS it is, as REQUIRED by LAWS, PROVEN fully TRUE, CORRECT, COMPLETE and CERTIFIED COMPLIANT in reporting of that derogatory and or any aspect of it. I DEMAND IMMEDIATE deletion of any NOT TESTIMONIALLY physically VERIFIED and CERTIFIED as such. </p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
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<p >This letter is yet another giving you formal legal notification of my DEMAND for you to CEASE and DESIST any and all ACTIVITIES in regards to the above notated derogatorily reported mis-information as it is significantly in infraction of requisites for lawful reporting much less substantially deficient in its certifiability of the mandatorily perfect correct and complete Metro 2 format compliant reporting in conjunction with the factually required perfect and physically verifiable valid and demonstrated truth of reporting, accuracy of reporting, completeness of reporting and certified compliance of reporting elsewise, mentioned here or not! Might I remind you that ONLY PHYSICALLY VERIFIED VALID derogatory claims that are perfectly correct and completely certified compliant in its reporting, how reported, and such are all MANDATORY CRITERIA for REPORTING,NOT OPTIONAL. I DEMAND that you PROVE each the Verifiability, VALIDITY, and CERTIFIED perfect Metro 2 format compliant reporting or else IMMEDIATELY REMOVE any and all derogatory data or information reported, now and in future . I here now DEMAND that you act in FULL ACCORDANCE of regulatory laws and standards of reporting practices, mentioned by me or not. ANY deficiency to do so is lawful dereliction of responsible and required reporting and will be deemed your WILLFUL disregarding of your requisite behaviors and an unlawful injurious harassment of me and my consumer rights, for which I can and may indeed file civil suit versus you for a court ordered resolution and monetary gains for me FROM YOU! TREAD lightly with your unproven claims not certifiably compliantly reported! AGAIN, CEASE and DESIST all reporting activities for the above titled derogatory listed student loan account(s) and aspect(s) of said derogatory claims still yet unproven and not certified compliantly reported. Surely you realize that it is ILLEGAL to retain or report misleading or unproven information, especially considering a composed consumer complaint notifying you of said issues so please DELETE the following illegally reported allegation here and now because in FACT the below mentioned allegations suggestions of any delinquent and or derogatory-conditioned item(s) of allegation fail to meet even MINIMUM requisites of adequate reporting so delete now! Being my RIGHT,I DEMAND that you IMMEDIATELY DELETE and forevermore afterwards BLOCK the misreported misinformation as indicated in the reported item of:</p>
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<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; NOTATION: Do not confuse my credit file with people of similar name, address or SSN. Verify all identifying information. ALL claims, true or not, must be proven to be currently and fully TRUE, CORRECT, COMPLETE, TIMELY, of my OWNERSHIP, of my RESPONSIBILITY, and or compliant to all applicable reporting laws and requisite standards, which is currently the FCBA, FCRA, FDCPA, METRO 2 COMPLIANCE STANDARDS and others. &nbsp;Per laws and requisite reporting standards, you or any entity are in infringement of my rights.&nbsp; Should you continue to retain and/or report any chicanery based subterfuge even upon my declaration of a composed consumer complaint, therefore, eradicate immediately and in entirety any and all allegations which are not demonstrated in clarity to be true, correct, complete, timely, mine, my responsibility, or else wise fully compliant.&nbsp;</p>
<p>**Please in addition eradicate any, if it even exists, claims of inquiry(s) associated with the above indicated illegally reported derogatory information. Per CDIA definition of YOUR electronic verification process, E-OSCAR, "eOscar is a web based, METRO 2 COMPLIANT, automated system..." and I do and will CONTINUE to expect you to be able to PROVE just THAT in the LEAST.</p>
<p>&nbsp;</p>
<p>As your firm well knows, I have now LEGALLY EXERCISED MY CONSUMER and or CIVIL RIGHT(s) by CHECKING for the VALIDITY of claims versus me, VERIFIABILITY of all aspects of claims versus me, and Contesting any unproven portion(s). Further, You should equally be aware of YOUR MANDATE to report COMPLIANTLY and have capacity to CERTIFY that factual perfect and true complete compliance of reporting to include but not limited to the mandatory Metro 2 format reporting standards. I pray that you do not yet AGAIN ignore your requisite obeying of 15 U.S.C.A 1692g(b)-REQUIREMENT to complete a timely investigation. This will not be the first attempt I have made to notify your compliance department officer of record or adequate department charged with retaining only true verifiable valid and certifiably compliant derogatory data and information else wise, in regard to the OBVIOUS and seemingly willful (yet possibly done so truly in ignorance ) BREECH of REGULATORY REQUIREMENTS in your alleged investigation efforts, assuming one was truly executed, as MANDATED by LAW! This NOTICE was previously or subsequently IGNORED apparently, I demand that you do NOT again repeat the same infraction or ANY violation for that matter, known or otherwise! Hence why I am enacting my RIGHTS and reminding you of YOUR REQUIREMENT to CEASE ANY and ALL REPORTING ACTIVITIES for the above noted misinformation as I have challenged here and today! This is OBVIOUSLY to include BUT NOT LIMITED TO the reporting(s) of the derogatory and or delinquent student loan(s) in question and or of my noted concern(s), AND INCLUDING any further back dating of documents and or records else wise that might be somehow related to the alleged previous VERIFICATION(s) of this account and or aspects of such noted information. ADDITIONALLY,I enact my RIGHT to have you forward me back in a federally defined timely manner PROOF of your removal and or modifications of reporting(s) as I have requested ALONG with a full and a then-currently UPDATED consumer credit report of MY RECORDS displaying the requested and mandatory corrections and or deletions. <br /> Please take notice that I have forwarded or will be forwarding this and my prior notices to you to my State Attorney&rsquo;s Office, the Federal Trade Commission aka FTC, and the Consumer Financial Protection Bureau aka CFPN. I assume you know that IF YOU have advised the above mentioned , the original creditor, and or the current data furnisher of this contested information of YOUR IMPLICIT REGULATORY FAILURE in this matter, state in writing as to this fact so I may have on my records. If NOT, I advise you to do so, in an effort to avoid further infraction of my consumer rights in dire unnecessary injuries versus me. LET it be in CLARITY my willingness almost eagerness to LITIGATE this matter in a civil court nearest me ,might I remind you to refer to such civil action <strong><u>named MEY v. RFA aka RELIANT FINANCIAL ASSOCIATES. </u></strong></p>
<p>Inconsistencies of reporting lends to potentially questionable reporting which fails to adequately meet the requisites of lawful factual reporting per federal regulations of reporting. Due in part to the obvious multiple inconsistencies of reporting and the fact that the current reporting has not yet been demonstrated to possess the mandatory physically verified document proof of full truth of claim, accuracy of claim, completeness of claim, or validity of claim else wise much less any demonstration of the mandatory certified compliance of reporting such as the required perfect and complete correct certification of the adequate Metro 2 formatted reporting standards nor adequate evidence that every aspects of regulatory reporting FCRA AND OR FDCPA laws applicable are factual and undoubtedly as reporting currently, I call to question this reporting as reported. Given fact that COMPLIANCE OF REPORTING LAWS AND STANDARDS IS A MINIMAL CRITERION OF REPORTING, NOT AN OPTIONAL ONE I HERE NOW DECLARE MY CHALLENGE CONTESTING THE LEGALITY OF CURRENT DEROGATORINESS AND OR DELINQUENCINESSES AS ACCUSED DEFICIENT OF PROOF, BE IT TRUE OR BE IT NOT. IT IS NOT RESPONSIBILITY OF INJURED CONSUMER TO PRESENT PROOF VALIDATING CLAIMS NOR CERTIFYING COMPLIANCE OF REPORTING CLAIMS, AS THAT RESPONSIBILITY AND BURDEN RESTS SOLELY WITH THE REPORTING DATA FURNISHER AND THE ACCEPTING REPOSITORIES OF THE CLAIMS.</p>
<p>DELETE NOW IN FULL THIS UNPROVEN AND OBVIOUSLY NOT CURRENTLY COMPLIANT REPORTING,SO TO RETURN TO MANDATORY CIRCUMSTANCE OF ADEQUATE COMPLIANT REPORTING OF ONLY FULLY VETTED TRUE CORRECT COMPLETE VALID CLAIMS. DO SO RIGHT NOW!</p>
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<p style="font-weight: bold; text-decoration: underline;">In GENUINE SINCERITY,</p>
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<p><strong><u>CC: Consumer Financial Protection Bureau (CFPB)&nbsp;&nbsp; </u></strong></p>
<p><strong><u>1700 G Street NW&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </u></strong></p>
<p><strong><u>Washington, DC 20552&nbsp; </u></strong></p>
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<p>RE: Consumer Notice to PHYSICALLY CHECK for complete and CERTIFIED COMPLIANCE of reporting ensuring that any and all claims of delinquency, derogatoriness, and or inquiry are factually proven fully TRUE, CORRECT,
COMPLETE, TIMELY, and or elsewise VALID as reported and additionally as mandatory ensure that any injurious claim is PERFECT and COMPLETE in its CERTIFIED METRO 2 FORMAT REPORTING COMPLIANCE! Compliant reporting of ONLY TRUE ACCURATE COMPLETE VERIFIABLY VALID and CERTIFIED as such is a MINIMAL REQUISITE of lawful reporting NOT AN OPTIONAL ONE! I as well use this notice to contest ignorant or elsewise deficient allegations regardless of reason of dereliction.My notice here serves as my OFFICIALLY WRIT notification of my lawful consumer CHALLENGE to not yet substantiated claims as regards to REPORT-ABILITY, not a
consideration of the claim(s) reality of collect-ability or not! </p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
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<p >I am in receipt of a current credit report of which questionably suggests that I now or in past have owed you something, yet there is nothing that substantiates your reporting or claim thereof so I demand that you dismiss all claims and eradicate any injurious reporting(s) versus me , particularly if currently reported item(s) are potentially deficient of the mandatory document evidence of physically verified factual proof of the truth of claim, truth of reporting, accuracy of claim, correctness of reporting, completeness of claim, fullness of reporting, timeliness of claim, timeliness of reporting, ownership or responsibility elsewise of claim, ownership or responsibility else wise of the reporting, and or the complete and perfect certified Metro 2 format reporting standard(s). I demand that you display to me your lawful authority to forcibly conduct business with any contesting consumer much less me! Particularly removed is your right to act in dereliction as you hold me under threat of financial and or creditworthiness injury(ies). I here now DEMAND that if you are unwilling or unable to do as requested, as demanded, and as otherwise mandatory to retain or regain compliance of reporting no later than 20 days from your receipt of this lawful notice of consumer complaint that you immediately and forevermore thereafter cease any and all derogatory and or injurious actions versus me , to include but not limited to the foul actions to report and or collect unverified, untrue, invalid, or else wise not certifiably compliant claim(s) and or debt(s). Let it be in clarity that I am well aware of the FACT that absent legal authority or a written agreement between us that you can not force me to conduct any business interaction(s) with you and I will NOT! Certainly if you elect still to injure me , even to the slightest, it undoubtedly would be a show of merciless harassment or even willful extortion , a CRIMINAL OFFENSE in my state of residence! Any such behavior will directly or indirectly lead me to act accordingly, so please rectify your chicanery-laden subterfuge as alleged on my current consumer credit profile history by eradication and or removal from reporting the delinquently reported item(s) of:</p>
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<p> Please supply the following information in complete detail:<br>
>Why you think I owe the debt, and to whom I owe it, including:<br>
>The name and address of the creditor to whom the debt is currently owed, the account number used by that creditor, and the amount owed.
<br>>If this debt started with a different creditor, provide the name and address of the original creditor, the account number used by that creditor, and the amount owed to that creditor at the time it was transferred. When you identify the original creditor, please provide any other name by which I might know them, if that is different from the official name. In addition, tell me when the current creditor obtained the debt and who the current creditor obtained it from.
<br>>Provide verification and documentation (retail installment contract etc.) that there is a valid basis for claiming that I am required to pay the debt to the current creditor.
<br>>If you are asking that I pay a debt that somebody else is or was required to pay, identify that person. Provide verification and documentation about why this is a debt that I am required to pay.</p>
<p class="txt-cen-ul">The amount and age of the debt, specifically:</p>
<p>>A copy of the last billing statement sent to me by the original creditor.
<br>>If there have been any additional interest, fees, or charges added since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each added amount. In addition, explain how the added interest, fees or other charges are expressly authorized by the agreement creating the debt or are permitted by law.
<br>>If there have been any payments or other reductions since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each of them.
<br>>If there have been any other changes or adjustments since the last billing statement, please provide full verification and documentation of the amount you are trying to collect. Explain how that amount was calculated. In addition, explain how the other changes or adjustments are expressly authorized by the agreement creating the debt or permitted by law.
<br>>Have you made a determination that this debt is within the statute of limitations applicable to it? Tell me when you think the statute of limitations expires for this debt, and how you determined that.</p>
<p class="txt-cen-ul">Due Diligence and Rights to Collect:</p>
<p>>If you fail to provide any of the information or documentation I have asked for, please say why. If you do not provide it, and do not adequately explain why, I will understand that you are unable to confirm or document your claims.
<br>>I would like more information about your firm before I discuss the debt with you. Does your firm have a debt collection license from my state? If not, say why not. If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license.
<br>>If you are contacting me from a place outside my state, does your firm have a debt collection license from that place? If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license.</p>
<p class="txt-cen-ul">Regulatory Compliance:</p>
<p>>Is your firm aware of (Complying with the Credit Bureau Settlement Agreement)?
<br>>Does your firm participate or utilize any type of ACDV (Automated Credit Dispute Verification) software or system?
<br>>Does your firm outsource data entry for your collection process (if so please provide the legal name and address of that data entry firm)?
<br>>Is your firm currently Metro 2 compliant in its credit bureau reporting procedures (if not pleaser provide a signed declaration and waiver memorandum you have filed with the credit bureau or credit bureau reporting service that details the full process and steps your firm is undertaking to become Metro2 compliant)?
<br>>As a requirement of the Credit Bureau and the CFPB debt validation requirement, please detail your firms process of verification and validation for each disputed credit item (also include the name, title, and License number for the reviewing officer)?
<br>>In addition, please provide a COMPLETE (Metro 1 or Metro 2) snap shot of the debt report you have provided to the CRAs (including a full P-segment trailing segment of the report)?
>Provide a SIGNED notice of Compliance with regulatory measures as required by both the CFPB and the Credit Bureau Settlement Agreement (signed by your compliance officer, validating this DEBT and including the the name, title, and License number for the reviewing officer)?
I was also INFORMED by the CFPB supervisor that YOUR Firm has 30 days to PRODUCE ALL of the ABOVE noted information. If your firm CANNOT produce ALL of the above noted documentation in the allotted time frame, I will accept a written NOTIFICATION stipulating that your firm CANNOT COMPLY with the FDCPA and formally withdrawing your claim to this alleged debt is demanded. If you choose to ignore this demand, I will pursue a direct course offered under the SETTLEMENT AGREEMENT entered into by the Credit Reporting Agencies with the ATTORNEY GENERAL OF THE STATE OF NEW YORK BUREAU OF CONSUMER FRAUDS & PROTECTION and 37 other states that specifically EMPOWERS a working group to remediate and hold accountable and sanction data furnishers who fail to meet the requirements of the FDCPA and CFPB compliance guidance for Professional Debt Collection Practices. If your firm chooses not to respond to this VALIDATION demand and its conditions I will NOT hesitate to FILE suit and SEEK my own payday against your firm for malicious collection activities-see Fields v. Wilber Law Firm, Donald L. Wilber and Kenneth Wilber, USCA-02-C-0072, 7th Circuit Court, Sept. 2004. You have 30 days from the post mark date of this validation demand to answer.</p>
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<p class="span-blue">In Genuine Sincerity I close,</p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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<p>**I DO NOT AUTHORIZE any entity to retain or report ANY INFORMATION, true or not, of which is not EACH OF being physically validated and certified as entirely TRUE,CORRECT,COMPLETE,TIMELY, of my undoubted ownership, of my undeniable responsibility, COMPLIANTLY reported to every aspect of any and all applicable regulations and laws including the mandatory METRO 2 format compliance standards, and IRREFUTABLE in its CERTIFICATE as such. That said, ANY PERSONAL IDENTIFIERS not matching the above noted inserted data MUST be immediately discarded, do so here and now! </p>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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<p >TO: (as your DATA FURNISHER NAME AND ADDRESS as appears on my credit reports) <br> <span class="span-ul">{{$destination}}</span></p>
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<p> RE: DEMAND for PERFECT and PROVEN COMPLIANT REPORTING even to the REQUISITES of the METRO 2 format compliance standards ie my Consumer DEMAND to have NO DEROGATORY INFORMATION reporting UNLESS it is, as REQUIRED by LAWS, PROVEN fully TRUE, CORRECT, COMPLETE and CERTIFIED COMPLIANT in reporting of that derogatory and or any aspect of it. I DEMAND IMMEDIATE deletion of any NOT TESTIMONIAL as perfectly and fully physically VERIFIED and CERTIFIED as such. </p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
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<p >The DEROGATORY claim(s) of the reported allegation listed as </p>
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<p>&nbsp;&nbsp;&nbsp; is/are either reported as one or more of being untruly, incorrectly, incompletely, untimely, or elsewise potentially erroneously or misleadingly reported DEFICIENT OF LAWFUL REPORTING. CLEARLY making this aspect of reporting not with legal standing in full accordance of requisite reporting mandatory standards of the exact and complete perfect and physically verifiable certificate of&nbsp; compliant reporting. For you to retain or return to REQUIRED COMPLIANT LAWFUL REPORTING, you MUST modify or delete or demonstrate DOCUMENT PROOF of validity to every aspect of derogatory claims, true or not, as related to its reality AND it&rsquo;s reporting. No doubt you are aware of the fact that it is ILLEGAL to retain or report misleading or unproven information, especially considering a composed writ consumer complaint notifying you of said issues so please DELETE the indicated&nbsp; illegally reported allegations of late here and now, and REPORT PROPERLY as PAYS AS AGREED, NEVER LATE&nbsp; or PAYS AS AGREED, NO LATE PAYMENTS REPORTED. I am aware of YOUR REQUIREMENT for not only FAIR,TRUE,&nbsp; and ACCURATE REPORTING but also for the REQUISITE of a COMPLETE and UNDOUBTED PERFECTLY COMPLIANT REPORTING to every standard of applicable reporting laws, regulations, standards, etc., be them mentioned here or NOT!&nbsp; I am also aware that your willful disregard OR disregard in IGNORANCE of the mandates is ILLEGAL and you will be liable for any and all injuries resultant of your derelict. I DEMAND that there be NONE! I have identified the below item of concern, which MUST be CERTIFIED COMPLIANT and PHYSICALLY VERIFIABLE in its full VALIDITY to its entirety as related to the documented TRUTH, accuracy, completeness, timeliness, and elsewise required aspects of reporting, mentioned or not. I DEMAND ,as is MY CONSUMER and/or CIVIL RIGHT to do so, that you submit to my requested action to retain or return to state and federally REQUIRED PERFECT AND COMPLIANT REPORTING. &nbsp;<strong>**Please in addition eradicate any, if it even exists, claims of inquiry(s) associated with the above indicated illegally reported derogatory information. Per CDIA definition of YOUR electronic verification process, E-OSCAR, "eOscar is a web based, METRO 2 COMPLIANT, automated system..." and I do and will CONTINUE to expect you to be able to PROVE just THAT in the LEAST.&nbsp; I am concerned about your record keeping, so please detail ALL pertinent dates and balances, even to identify the date of the last payment made on this account. </strong>Please REMOVE the not yet proven CERTIFIED&nbsp; METRO 2 format COMPLIANT claim(s),&nbsp; any unproven by physically verified validity of full undeniable and documented truth accuracy completeness timeliness and compliance of reporting elsewise,&nbsp; a n d /o r&nbsp; any questionably reported or inconsistently reported or any potentially e r r o n e o u s&nbsp; d e r o g a t o r y&nbsp;&nbsp; allegation(s) of reporting(s) as, TRUE OR NOT, legally they are unjustly INJURIOUS and mandates REQUIRE the ERADICATION of reporting of any unproven claim(s), so REMOVE NOW from reporting!&nbsp;&nbsp;&nbsp; Please in addition eradicate any, if it even exists, claims of inquiry(s) associated with the above indicated illegally reported derogatory information.</p>
<p>COMPLIANT REPORTING is the MANDATE , NOT the OPTIONAL CHOICE of any entity in reporting of consumer data! YOU ARE DEFICIENT of minimal requisites to report the claim(s) contested In this notice! OBVIOUSLY, I am concern with the possibility and DEMAND that you Do not confuse my credit file with people of similar name, address or SSN. Verify all identifying information. ALL claims, true or not, must be proven to be currently and fully TRUE, CORRECT, COMPLETE, TIMELY, of my OWNERSHIP, of my RESPONSIBILITY, and or compliant to all applicable reporting laws and requisite standards, which is currently the FCBA, FCRA, FDCPA, METRO 2 COMPLIANCE STANDARDS and others.&nbsp; Per laws and requisite reporting standards, you or any entity are in infringement of my rights.&nbsp; Should you continue to retain and/or report any chicanery-based subterfuge even upon my declaration of a composed consumer complaint, therefore, eradicate immediately and in entirety any and all allegations which are not demonstrated in clarity to be true, correct, complete, timely, mine, my responsibility, or else wise fully compliant. &nbsp;&nbsp;&nbsp;</p>
<ul>
<li>Have you yet determined COMPLIANTLY (with document evidence) &nbsp;that this allegation or debt is within the statute of limitations applicable to it?</li>
<li>Tell me when you think the statute of limitations expires for this debt, and how you determined that.</li>
</ul>
<p>&nbsp;</p>
<p>=&gt;=&gt; I DEMAND&nbsp; from you PROOF documenting your&nbsp; Due Diligence and Rights to claim:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; If you fail to provide any of the information or documentation I have asked for, please say why. If you do not provide it, and do not adequately explain why, I will understand that you are unable to confirm or document your claims.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p>
<p>=&gt;=&gt;I would like more information about your firm before I discuss the debt with you.</p>
<p>&nbsp;</p>
<ul>
<li>Does your firm have a debt collection license from my state? If not, say why not. If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If you are contacting me from a place outside my state, does your firm have a debt collection license from that place? If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license.</li>
</ul>
<p>&nbsp;I&nbsp; HAVE REAL CONCERNS related to your likely DEFICIENT Regulatory Compliance:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p>
<ol>
<li>Is your firm aware of (Complying with the Credit Bureau Settlement Agreement)? &nbsp;&nbsp;</li>
<li>When precisely (exact date) did your firm obtain or commence collection activities on this debt?</li>
<li>Does your firm participate or utilize any type of ACDV (Automated Credit Dispute Verification) software or system?</li>
<li>Does your firm outsource data entry for your collection process (if so please provide the legal name and address of that data entry firm)?</li>
<li>Is your firm currently Metro 2 compliant in its credit bureau reporting procedures (if not please provide a signed declaration and waiver memorandum you have filed with the credit bureau or credit bureau reporting service that details the full process and steps your firm is undertaking to become Metro2 compliant)?</li>
</ol>
<p>&ccedil;&egrave; As a requirement of the Credit Bureau and the CFPB debt validation requirement, please detail :</p>
<ol>
<li>your firm&rsquo;s process of verification and validation for each disputed credit item (also include the name, title, and License number for the reviewing officer)?</li>
<li>In addition, please provide a COMPLETE (Metro 1 or Metro 2) snapshot of the debt report you have provided to the CRA&rsquo;s (including a full P-segment &ndash;trailing segment of the report)?</li>
</ol>
<p>&ccedil;&egrave;&ccedil;&egrave;As a REMINDER, this letter officially serves as my legal CONSUMER DECLARATION of CHECK of CERTIFIED COMPLIANT and PHYSICALLY VERIFIABLE REPORTED INFORMATION with DEMAND to remove DEFICIENCIES!</p>
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<p style="font-weight: bold; text-decoration: underline;">In GENUINE SINCERITY,</p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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<p>****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE, and MANDATED REPORTED information per FCRA regulations, any and all others I DEMAND, as is my lawful RIGHT(s) to do so, that you annul any and all deficient of any condition, mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information now or ever, please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles. </p>
<p>(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER</p>
<p>ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate</p>
<p>AUTHORITY to retain much less report without infringing my consumer rights</p>
<p>(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if</p>
<p>ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer right</p>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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<p class="span-blue">Destination of my Consumer Complaint is : &nbsp; <br> <span class="span-ul">{{$destination}}</span></p>
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<p> Re: DEMAND that ONLY PHYSICALLY VERIFIED fully TRUE, ACCURATE, COMPLETE, TIMELY, of a KNOWN RESPONSIBILITY and OWNERSHIP, VALIDATED and else wise CERTIFIED FACTUALLY PERFECT as to the mandatorily COMPLIANCE of the METRO 2 FORMAT reporting standard(s) or REMOVAL FROM REPORTING any claim(s) NOT documented and demonstrated as requisite by MY STATE and the federal mandates that governs your reporting requirements! FAILURE to do so is ILLEGAL and WILLFUL DERELICTION of legal reporting, a suitable offense! </p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
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<p >YOU, as does ANY entity involved with consumer credit reporting undoubtedly MUST make demonstrated testimonial certificate of facts to your affirmed confirmation of everyone even each any and or all of the still unproven to be compliant ,true, correct or complete. CERTIFICATE in COMPOSITION in CERTAINTY all aspects of allegations versus me or YOU MUST ERADICATE such derogatory and injurious claims. Please DELETE TODAY even right NOW or unequivocally avouch physically to every single one even each any or all of the excerpts, dated assignments, ledger balances, audited enumerations, documents of identification, each of the 426-character format fielded P6 statements ,pay status codes, alpha-/ numeric-/ and or alphanumeric source codes. Further certificate affirmably every single one even each any and or all of the minimal five (5) portioned personal identifiers, and even the unabbreviated 386 pieces of confirmation to collect. Per Metro 2 format, FCRA, FDCPA, and or my state reporting laws you MUST CERTIFICATE the AFFIRMED CONFIRMATION of every aspect of FACTS to the irrefutable full TRUTH, CORRECTNESS, completeness, timeliness, ownership, responsibility, state reporting mandates, federal reporting laws applicable, and standards of compliance laws including adequate and exact correct complete metro 2 data field formatted reporting. Your hesitancy or unwillingness to do so promptly WILL result in my seeking of enacting my consumer and or civil rights and making inquiry to a civil court nearest me for a resolution, likely MONETARILY in nature, to your improper , unethical, and likely illegal misbehavior concerning this matter of discussion. PLEASE consider the following FACTS: </p>
<p>FACT #1) &nbsp;&nbsp;</p>
<img src="{{ url('/') }}/images/fact1.png" >
<p>&nbsp;&ldquo;e-OSCAR is a web-based, Metro 2 compliant, automated system&rdquo;</p>
<p>&nbsp;FACT #2) &nbsp;&nbsp;&nbsp;&nbsp;</p>
<img src="{{ url('/') }}/images/fact2.png" >
<p>Per the link <a href="https://www.federalreserve.gov/boarddocs/rptcongress/fcradispute/fcradispute200608.htm#toc4">https://www.federalreserve.gov/boarddocs/rptcongress/fcradispute/fcradispute200608.htm#toc4</a> &nbsp;</p>
<p>&ldquo;...If the furnisher is using e-OSCAR, the system forwards the information automatically to any other nationwide CRA to which the furnisher reported the disputed item&rdquo;</p>
<p>&nbsp;</p>
<p>FACT #3) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p>
<img src="{{ url('/') }}/images/fact3.png" >
<p>Per the link <a href="http://www.e-oscar.org/about-e-oscar.aspx">http://www.e-oscar.org/about-e-oscar.aspx</a> , &ldquo; If an account is modified or deleted, carbon copies are sent to each CRA with whom the DF has a reporting relationship.&rdquo;</p>
<p>&nbsp;</p>
<p>FACT #4) &nbsp;&nbsp;</p>
<img src="{{ url('/') }}/images/fact4.png" >
<p>Per the link <a href="http://www.e-oscar.org/about-e-oscar.aspx">http://www.e-oscar.org/about-e-oscar.aspx</a></p>
<p>&nbsp;&ldquo;CRAs include Equifax, Experian, Innovis and TransUnion, their affiliates or Independent Credit Bureaus and Mortgage Reporting Companies. &ldquo;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>FACT #5) &nbsp;</p>
<img src="{{ url('/') }}/images/fact5.png" >
<p>Per the link <a href="https://www.federalreserve.gov/boarddocs/rptcongress/fcradispute/fcradispute200608.htm#toc4">https://www.federalreserve.gov/boarddocs/rptcongress/fcradispute/fcradispute200608.htm#toc4</a></p>
<p>&nbsp;The FCRA requires DF to DELETE, MODIFY (correct/update) ,or PERMANENTLY block the reporting of disputed information that is found to be inaccurate or INCOMPLETE or cannot be verified&hellip;</p>
<p>&nbsp;</p>
<p>FACT #6)</p>
<img src="{{ url('/') }}/images/fact5.png" >
<p>And more, per the link <a href="https://www.federalreserve.gov/boarddocs/rptcongress/fcradispute/fcradispute200608.htm#toc4">https://www.federalreserve.gov/boarddocs/rptcongress/fcradispute/fcradispute200608.htm#toc4</a>&nbsp;</p>
<p>I am positive that it is UNDENIABLE your REQUISITE actions INCLUDE what I have requested/demanded here in this consumer notification. CLEARLY, COMPLIANCE is REQUIRED, not OPTIONAL as proven by the statement of &ldquo;......and maintain SUFFICIENT RECORDS to show COMPLIANCE&rdquo;&nbsp; .&nbsp; Surely since the credit reports are allegedly verified and validated in part by use of the e-Oscar processing, that required COMPLIANCE would undoubtedly INCLUDE COMPLIANCE to the certified Metro 2 format reporting exactness and precision, if not PLEASE showcase ANY regulation that allows ANY ENTITY involved in consumer credit reporting to avoid perfect and adequate dutiful responsible credit profile reporting, be it willfully or in absolute ignorance of the mandatory actionable demands for reporting with legal standing in full accordance to every single</p>
<p>aspect of each and all applicable state and or federal laws and standards&nbsp; for consumer credit profile history reporting, TRUE OR NOT!&nbsp;</p>
<p>&nbsp;</p>
<p>DELETE immediately the following unproven , uncertified, unverified, or elsewise unlawfully reported derogatory information:</p>
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<p>&nbsp;REBUTTAL Notation includes the facts that claims are not to date certified completely compliant perfectly reported derogatory claims must be deleted Or else proven certified physically verifiably valid per FCRA FDCPA and or to the Metro 2 format so eradicate any and all claims of delinquency or adversarial derogatory reporting that is still yet deficient of irrefutable physically verifiable certificate proof of validity to the entirety of the allegation, to include it&rsquo;s mandatory reporting compliance standards of full truth, correctness, completeness, timeliness, and document facts of such. In summary, Inaccurate misleading&nbsp; or not certified perfect and completely compliant derogatory claims must be deleted Or else proven certified as being physically verified valid per FCRA FDCPA and or to the Metro 2 format so please DO SO NOW to retain federally REQUIRED COMPLIANT REPORTING!</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>FINALLY, Do not confuse my credit file with people of similar name, address or SSN. Verify all identifying information. ALL claims, true or not ,must be proven to be currently and fully TRUE, CORRECT, COMPLETE,TIMELY, of my OWNERSHIP ,of my</p>
<p>RESPONSIBILITY, and or compliant to any and all applicable reporting laws and requisite standards, which is currently the FCBA, FCRA, FDCPA,METRO 2 COMPLIANCE STANDARDS and others. Per laws and requisite reporting standards you or any entity are in infringement of my rights should you continue to retain and or report any chicanery based subterfuge even upon my declaration of a composed consumer complaint so eradicate immediately and in entirety any and all allegations which are not demonstrated in clarity to be true, correct, complete, timely, mine, my responsibility ,or else wise fully compliant !</p>
<p>&nbsp;</p>
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<p style="font-weight: bold; text-decoration: underline;">In GENUINE SINCERITY,</p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
</div>
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<p>****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE, and MANDATED REPORTED information per FCRA regulations, any and all others I DEMAND, as is my lawful RIGHT(s) to do so, that you annul any and all deficient of any condition, mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information now or ever, please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles. </p>
<p>(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER</p>
<p>ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate</p>
<p>AUTHORITY to retain much less report without infringing my consumer rights</p>
<p>(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if</p>
<p>ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer right</p>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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<p class="span-blue">Destination of my Consumer Complaint is : &nbsp; <br> <span class="span-ul">{{$destination}}</span></p>
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<p> Re: Demand to remove Inaccurate Credit Information </p>
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<p>Sirs,</p>
<p>&nbsp;</p>
<p>I hereby demand that you disclose each and every document that you have in your physical possession as of this date regarding the accounts that you are reporting in my credit report.&nbsp; This demand is being made pursuant to the <strong>Fair Credit Reporting Act 15 USC Section 1681g</strong>.&nbsp; Please send me copies of these documents that you have in your files as of this date that you used to verify the accuracy of the accounts listed herein.&nbsp; <strong>DO NOT</strong> merely state that they have been verified, as this is not in compliance with the law.</p>
<p>In the event you do not have any documentation in your physical possession as of the date of this demand, under the <strong>Fair Credit Reporting Act Section 1681(i)</strong>, ALL unverified accounts must be promptly deleted.&nbsp; Moreover, I dispute the validity of each of the accounts listed below, therefore under <strong>Section 611(a)(5)(A)(i)</strong> of the <strong>Fair Credit Reporting Act</strong>, if you do not have any documentation in your files to verify the accuracy of these disputed accounts, you are required to delete them immediately.&nbsp; Failing to do so is damaging my creditworthiness and reputation.</p>
<p>I demand the accounts listed herein be properly verified or removed immediately.&nbsp;</p>
<p>Please provide a copy of my corrected and updated report once you have complied with the law.</p>
<p><strong>VERFIFY PROPERLY OR REMOVE THE FOLLOWING ACCOUNTS:</strong></p>
<p><strong><u>ACCOUNT NAME:</u></strong><strong>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>ACCOUNT NUMBER:</u>&nbsp;&nbsp;&nbsp; <u>PROVIDE PHYSICAL PROOF OF VERIFICATION</u>&nbsp;&nbsp; </strong></p>
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<p style="font-weight: bold; text-decoration: underline;">In GENUINE SINCERITY,</p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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<p>*I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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<p class="span-blue">To : &nbsp; <br> <span class="span-ul">{{$destination}}</span></p>
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<p> Re: Unproven, Invalid, Not Compliantly reported or else wise Unauthorized Credit claims of delinquency and or derogatorinesss despite significant deficiencies of claims truth, accuracy, completeness, timeliness, ownership, verifiability, validity and certifiable compliant reporting else wiseeach deficiency requires immediate and permanent removal of claims reporting or else is a infraction of reporting regulations and standards of compliant reporting(s). </p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
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<p>Upon further investigation, I have retained new copies of my credit reports, and noticed that you did not furnish the credit bureaus with the required disclosure, within the period required by law. You are required by federal law to place a “notice of dispute” on my account within 30 days of my lawfully leveraged consumer complaint. I have retained a record of your receipt and proof as well of the exact date of receipt, as well as a time-stamped copy of my credit reports, showing that you have violated the Fair Credit Reporting Act, Section 623(a)(3) and/or the Fair Debt Collection Practices Act Section 807(8), the mandatory metro 2 formatted reporting standard(s) of compliance and others even by your deficiencies and also by not placing the disclosure within the required 30-day period.<br>
Be aware that I am making a final goodwill attempt to have you clear up this matter. The listed item is undeniably not certified compliantly reported, provable as reported and or is plain and simply entirely inaccurate and incomplete and represents a very serious error in your reporting. Either way the claim is in dire disregard of my consumer rights and your required perfect provable compliant reporting(s) of only true complete correct timely verified valid claim(s) even in regard to the mandatorily perfect correct complete certifiable Metro 2 format reporting standard(s) of lawful reporting! YOU MUST ERADICATE the claim(s) of any delinquency and or derogatoriness that is questionable such as in this exact circumstance. Delete now as follows:
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<p>Let it be known in clarity that at all times I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the Consumer Financial Protection Bureau and the Attorney General&rsquo;s office, and potentially even a civil suit should you continue in your non-compliance of federal laws under the Fair Credit Reporting Act, or any other standard of requisite reporting be it mentioned or not. I further remind you that you may be liable for your willful non-compliance, as per FCRA 623(a)(3) - Responsibilities of furnishers of&nbsp;information to consumer reporting agencies [15 U.S.C. 1681s-2] <br /> <em>(3) Duty to provide notice of dispute. If the completeness or accuracy of any information furnished by any person to any consumer reporting agency is disputed to such person by a consumer, the person may not furnish the information to any consumer reporting agency without notice that such information is disputed by the consumer.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </em><br /> <em>(B) <u>Time of Notice</u> (I) The notice required under subparagraph (A) shall be provided to the customer prior to, or no later than 30 days after, furnishing the negative information to a consumer reporting agency described in section 603(p).&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </em><br /> As you have violated federal law, by not properly providing the credit bureaus with proper notice within the required timeframe, and I have evidence of such, via certified mail receipts, you must now remove the item. Any other action (or inaction) on your behalf may result in a small claims action against your company. So you are aware, I would be seeking a minimum of $1,000 in damages per violation for at least one or more of the following and other statues and or standards not necessarily mentioned to this point:</p>
<p>&nbsp;</p>
<ul>
<li>Defamation</li>
<li>Negligent Enablement of Identity Fraud</li>
<li>Violation of the Fair Debt Collection Practices Act (including but not limited to Section 807-8)</li>
<li>Violation of the Fair Credit Reporting Act (including but not limited to Section 623-b)</li>
</ul>
<p>&nbsp;</p>
<p>You will be required to appear in a court venue local to me, in order to formally defend yourself. My contact information is as follows:</p>
</div>
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<p>P.S. Please be aware that dependent upon your response, I may be detailing any potential issues with your company via an online public press release, including documentation of any potential small claims action. I am also including a copy of my complaint to the organizations below:</p>
<p>&nbsp;</p>
<p>Cc: Consumer Financial Protection Bureau</p>
<p>Cc: Attorney General&rsquo;s Office</p>
<p>Cc: Better Business Bureau</p>
</div>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
</div>
<div class="row">
<p>*I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
</div>
<div class="row">
<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
</div>
<div class="row">
<p class="span-blue">To : &nbsp; <br> <span class="span-ul">{{$destination}}</span></p>
<p><strong><em><u class="clr-red">AND</u></em></strong></p>
<p><strong>Equifax Corporation ATTN: Julie Shirley</strong></p>
<p><strong>SVP and Deputy General Counsel</strong></p>
<p><strong>Office of the General Counsel</strong></p>
<p><strong>1550 Peachtree St </strong></p>
<p><strong>NE Atlanta, GA 30309</strong></p>
</div>
<div class="row">
<p> RE: Consumer notice to repository of suspected COMPLIANCE FAILURE reporting inquiry(ies) deficient of the mandatory physically verifiable proof of adequately acquired lawful Permissible Purpose and consumer DEMAND for repository to CHECK for COMPLIANCE OF REPORTING even to the required Metro 2 format reporting standards for alleged true, accurate, complete, timely , undoubtedly valid claim of inquiry. Consumer contests the report-ability due to deficiencies of or in proof of the requisite certified compliant reporting of only factually validated and verified claim(s), be it true or be it not! </p>
</div>
<div class="row">
<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
<div class="row">
<p>Recently, I contacted your firm with a formal consumer complaint challenging reported claim(s) under the <strong><em><u>FCRA 611 (a) (7)</u></em></strong>.&nbsp; Included as well in addition of that check for compliant reporting, I sent a formal written validation demand to the Creditor for the Inquiry that you are reporting. I received back a denial of process and an assertion that the records of the inquiry (ies) reported were in fact UNAVAILABLE, or so they claimed!&nbsp; No matter if you or a third party has collected this information, you must have an adequate record to legally substantiate the claim(s), if not it(they)&nbsp; is/are UNVERIFIEABLE, invalid, or not factually certified compliantly reported (even to the mandatory Metro 2 format standards) or ANY OTHER DEFICIENCY OF FACTUAL REPORTING and or process of reporting then said allegations are unfit and therefore CANNOT be LEGALLY&nbsp; reported.&nbsp; Tort law is quite clear in this matter!&nbsp; You have NO MORE THAN 5 days to DELETE the ITEM and provide me with written verification of that DELETION for my records. If you choose not to, I will have no choice but commence the unpleasantness of a Section <strong><em><u>1024.35 (Notice of Error) under Regulation X of the CFPB regulatory reform guidelines for Credit Reporting Agencies</u></em></strong>.</p>
<p>Below listed are the questionable if not altogether erroneous inquiries you are reporting, each of which REQUIRES ERADICATION from reporting IMMEDIATELY and PERMANENTLY:</p>
@include('lg.pdf.partial.content')
</div>
<div class="row">
<p>Sincerely,</p>
</div>
@include('lg.pdf.partial.bottom-info')
<div class="row">
<p><strong>CC:</strong></p>
<p><strong>Anthony Alexis</strong></p>
<p><strong>Assistant Director of Enforcement</strong></p>
<p><strong>Consumer Financial Protection Bureau</strong></p>
<p><strong>1700 G. Street NW</strong></p>
<p><strong>Washington, D.C. 2055</strong></p>
</div>
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<div class="row">
<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
</div>
<div class="row">
<p>*I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
</div>
<div class="row">
<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
</div>
<div class="row">
<p class="span-blue">To : &nbsp; <br> <span class="span-ul">{{$destination}}</span></p>
<p><strong><em><u class="clr-red">AND</u></em></strong></p>
<p>TransUnion Corporation ATTN: Daniel Halvorsen</p>
<p>Sr. Attorney GROUP General Counsel</p>
<p>Office of the General Counsel</p>
<p>555 W. Adams Street</p>
<p>Chicago IL 60661</p>
<p>&nbsp;</p>
</div>
<div class="row">
<p> RE: Consumer notice to repository of suspected COMPLIANCE FAILURE reporting inquiry(ies) deficient of the mandatory physically verifiable proof of adequately acquired lawful Permissible Purpose and consumer DEMAND for repository to CHECK for COMPLIANCE OF REPORTING even to the required Metro 2 format reporting standards for alleged true, accurate, complete, timely , undoubtedly valid claim of inquiry. Consumer contests the report-ability due to deficiencies of or in proof of the requisite certified compliant reporting of only factually validated and verified claim(s), be it true or be it not! </p>
</div>
<div class="row">
<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
<div class="row">
<p>Recently, I contacted your firm with a formal consumer complaint challenging reported claim(s) under the <strong><em><u>FCRA 611 (a) (7)</u></em></strong>.&nbsp; Included as well in addition of that check for compliant reporting, I sent a formal written validation demand to the Creditor for the Inquiry that you are reporting. I received back a denial of process and an assertion that the records of the inquiry (ies) reported were in fact UNAVAILABLE, or so they claimed!&nbsp; No matter if you or a third party has collected this information, you must have an adequate record to legally substantiate the claim(s), if not it(they)&nbsp; is/are UNVERIFIEABLE, invalid, or not factually certified compliantly reported (even to the mandatory Metro 2 format standards) or ANY OTHER DEFICIENCY OF FACTUAL REPORTING and or process of reporting then said allegations are unfit and therefore CANNOT be LEGALLY&nbsp; reported.&nbsp; Tort law is quite clear in this matter!&nbsp; You have NO MORE THAN 5 days to DELETE the ITEM and provide me with written verification of that DELETION for my records. If you choose not to, I will have no choice but commence the unpleasantness of a Section <strong><em><u>1024.35 (Notice of Error) under Regulation X of the CFPB regulatory reform guidelines for Credit Reporting Agencies</u></em></strong>.</p>
<p>Below listed are the questionable if not altogether erroneous inquiries you are reporting, each of which REQUIRES ERADICATION from reporting IMMEDIATELY and PERMANENTLY:</p>
@include('lg.pdf.partial.content')
</div>
<div class="row">
<p>Sincerely,</p>
</div>
@include('lg.pdf.partial.bottom-info')
<div class="row">
<p><strong>CC:</strong></p>
<p><strong>Anthony Alexis</strong></p>
<p><strong>Assistant Director of Enforcement</strong></p>
<p><strong>Consumer Financial Protection Bureau</strong></p>
<p><strong>1700 G. Street NW</strong></p>
<p><strong>Washington, D.C. 2055</strong></p>
</div>
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<div class="row">
<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
</div>
<div class="row">
<p>*I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
</div>
<div class="row">
<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
</div>
<div class="row">
<p class="span-blue">To : &nbsp; <br> <span class="span-ul">{{$destination}}</span></p>
<p><strong><em><u class="clr-red">AND</u></em></strong></p>
<p><strong>Experian North America, ATTN: Ann Sterling</strong></p>
<p><strong>Vice President and Assistant General Counsel</strong></p>
<p><strong>Office of the Corporate Counsel</strong></p>
<p><strong>475 Anton Blvd.</strong></p>
<p><strong>Costa Mesa, CA 92626</strong></p>
<p>&nbsp;</p>
</div>
<div class="row">
<p> RE: Consumer notice to repository of suspected COMPLIANCE FAILURE reporting inquiry(ies) deficient of the mandatory physically verifiable proof of adequately acquired lawful Permissible Purpose and consumer DEMAND for repository to CHECK for COMPLIANCE OF REPORTING even to the required Metro 2 format reporting standards for alleged true, accurate, complete, timely , undoubtedly valid claim of inquiry. Consumer contests the report-ability due to deficiencies of or in proof of the requisite certified compliant reporting of only factually validated and verified claim(s), be it true or be it not! </p>
</div>
<div class="row">
<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
<div class="row">
<p><u>To whom t may concern</u>,</p>
<p>Recently, I contacted your firm with a formal consumer complaint challenging reported claim(s) under the <strong><em><u>FCRA 611 (a) (7)</u></em></strong>.&nbsp; Included as well in addition of that check for compliant reporting, I sent a formal written validation demand to the Creditor for the Inquiry that you are reporting. I received back a denial of process and an assertion that the records of the inquiry (ies) reported were in fact UNAVAILABLE, or so they claimed!&nbsp; No matter if you or a third party has collected this information, you must have an adequate record to legally substantiate the claim(s), if not it(they)&nbsp; is/are UNVERIFIEABLE, invalid, or not factually certified compliantly reported (even to the mandatory Metro 2 format standards) or ANY OTHER DEFICIENCY OF FACTUAL REPORTING and or process of reporting then said allegations are unfit and therefore CANNOT be LEGALLY&nbsp; reported.&nbsp; Tort law is quite clear in this matter!&nbsp; You have NO MORE THAN 5 days to DELETE the ITEM and provide me with written verification of that DELETION for my records. If you choose not to, I will have no choice but commence the unpleasantness of a Section <strong><em><u>1024.35 (Notice of Error) under Regulation X of the CFPB regulatory reform guidelines for Credit Reporting Agencies</u></em></strong>.</p>
<p>Below listed are the questionable if not altogether erroneous inquiries you are reporting, each of which REQUIRES ERADICATION from reporting IMMEDIATELY and PERMANENTLY:</p>
@include('lg.pdf.partial.content')
</div>
<div class="row">
<p>Sincerely,</p>
</div>
@include('lg.pdf.partial.bottom-info')
<div class="row">
<p><strong>CC:</strong></p>
<p><strong>Anthony Alexis</strong></p>
<p><strong>Assistant Director of Enforcement</strong></p>
<p><strong>Consumer Financial Protection Bureau</strong></p>
<p><strong>1700 G. Street NW</strong></p>
<p><strong>Washington, D.C. 2055</strong></p>
</div>
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<div class="row">
<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
</div>
<div class="row">
<p>**I here now DEMAND that you permanently and completely eradicate from your reports any other personal identifier information as I do NOT AUTHORIZE you nor any other entity rights to retain or report any data that is one or more of being untrue, incorrect, incomplete, not requisite reported, untimely, outdated, unverified, invalid, or else wise deficient of document proof of factual certification of compliant reporting to include to the perfect and complete mandatory Metro 2 format reporting standards. I COMPEL you to COMPLY now and always, as is my consumer RIGHT(s) to do so and YOUR REQUIREMENT to obey! </p>
</div>
<div class="row">
<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
</div>
<div class="row">
<p><strong><span class="span-blue">TO:</span> EXPERIAN CORPORATION, VP/AGC OCC&nbsp;&nbsp;&nbsp;&nbsp; </strong></p>
<p><strong>Attention: David Strauss or current/acting Vice president and Associate General Counsel</strong></p>
<p><strong>Office of the Corporate Counsel</strong></p>
<p><strong>475 Anton BLVD. </strong></p>
<p><strong>Costa Mesa, California 92626&nbsp;&nbsp;&nbsp;&nbsp; </strong></p>
<p><strong>&nbsp;</strong></p>
<p class="clr-red"><strong><em><u>AND</u></em></strong></p>
<p><strong>&nbsp;</strong></p>
<p><strong>Experian&nbsp;&nbsp; PO Box 9701&nbsp; Allen, Texas 75013&nbsp;&nbsp; </strong></p>
<p>&nbsp;</p>
</div>
<div class="row">
<p> RE: Consumer NOTIFICATION of unproven and or Faulty Transfer and Payment Record Information, untrue information, incorrect information, incomplete information, not certified compliantly reported information or information else wise deficient of mandated validity and of applicable and mandatory reporting standards, to include but not limited to those requisites by the FCBA, FCRA, FDCPA, FACTA, HIPAA PR, TILA, and or M2C (Metro 2 Compliance format) reporting regulations. </p>
</div>
<div class="row">
<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
<div class="row">
<p>As is my consumer right to do so, I hereby compel you to retain ONLY PERFECTLY TRUE VALIDATED and CERTIFIABLY COMPLIANTLY reported claims, particularly that of allegations of delinquencies and or derogatory in any manner what so ever! Being my RIGHT,I DEMAND that you IMMEDIATELY DELETE and forevermore afterwards BLOCK the misreported misinformation as indicated in the reported item of:</p>
<p><strong><em><u>Please IMMEDIATELY return or retain COMPLIANT and valid lawful reporting with the complete and permanent removal from reporting of the claim(s) displayed below as the reporting(s) is/are not adequate for assumption for meeting the minimal criteria for lawful factual reporting:</u></em></strong></p>
@include('lg.pdf.partial.content')
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*This letter is yet another giving you formal legal notification of my DEMAND for you to CEASE and DESIST any and all ACTIVITIES in regards to the above notated derogatorily reported mis-information as it is significantly in infraction of requisites for lawful reporting much less substantially deficient in its certifiability of the mandatorily perfect correct and complete Metro 2 format compliant reporting in conjunction with the factually required perfect and physically verifiable valid and demonstrated truth of reporting, accuracy of reporting, completeness of reporting and certified compliance of reporting elsewise, mentioned here or not!&nbsp; Might I remind you that ONLY PHYSICALLY VERIFIED VALID derogatory claims that are perfectly correct and completely certified compliant in its reporting, how reported, and such are all MANDATORY CRITERIA for REPORTING,NOT OPTIONAL. I DEMAND that you PROVE each the Verifiability, VALIDITY, and CERTIFIED perfect Metro 2 format compliant reporting or else IMMEDIATELY REMOVE any and all derogatory data or information reported, now and in future . I here now DEMAND that you act in FULL ACCORDANCE of regulatory laws and standards of reporting practices, mentioned by me or not. ANY deficiency to do so is lawful dereliction of responsible and required reporting and will be deemed your WILLFUL disregarding of your requisite behaviors and an unlawful injurious harassment of me and my consumer rights, for which I can and may indeed file civil suit versus you for a court ordered resolution and monetary gains for me FROM YOU! TREAD lightly with your unproven claims not certifiably compliantly reported!&nbsp; AGAIN, CEASE and DESIST all reporting activities for the above titled derogatory listed student loan account(s) and aspect(s) of said derogatory claims still yet unproven and not certified compliantly reported.</p>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; As your firm well knows, I have now LEGALLY EXERCISED MY CONSUMER and or CIVIL RIGHT(s) by CHECKING for the VALIDITY of claims versus me, VERIFIABILITY of all aspects of claims versus me, and Contesting any unproven portion(s). Further, You should equally be aware of YOUR MANDATE to report COMPLIANTLY and have capacity to CERTIFY that factual perfect and true complete compliance of reporting to include but not limited to the mandatory Metro 2 format reporting standards. I pray that you do not yet AGAIN ignore your requisite obeying of 15 U.S.C.A 1692g(b)-REQUIREMENT to complete a timely investigation. This will not be the first attempt I have made to notify your compliance department officer of record or adequate department charged with retaining only true verifiable valid and certifiably compliant derogatory data and information else wise, in regard to the OBVIOUS and seemingly willful (yet possibly done so truly in ignorance ) BREECH of REGULATORY REQUIREMENTS in your alleged investigation efforts, assuming one was truly executed, as MANDATED by LAW! This NOTICE was previously or subsequently IGNORED apparently, I demand that you do NOT again repeat the same infraction or ANY violation for that matter, known or otherwise! Hence why I am enacting my RIGHTS and reminding you of YOUR REQUIREMENT to CEASE ANY and ALL REPORTING ACTIVITIES for the above noted mis-information as I have challenged here and today! This is OBVIOUSLY to include BUT NOT LIMITED TO the reporting(s) of the derogatory and or delinquent student loan(s) in question and or of my noted concern(s), AND INCLUDING any further back dating of documents and or records else wise that might be somehow related to the alleged previous VERIFICATION(s) of this account and or aspects of such noted information. ADDITIONALLY,I enact my RIGHT to have you forward me back in a federally defined timely manner PROOF of your removal and or modifications of reporting(s) as I have requested ALONG with a full and a then-currently UPDATED consumer credit report of MY RECORDS displaying the requested and mandatory corrections and or deletions.</p>
<p>Please take notice that I have forwarded or will be forwarding this and my prior notices to you to my State Attorney&rsquo;s Office, the Federal Trade Commission aka FTC, and the Consumer Financial Protection Bureau aka CFPN. I assume you know that IF YOU have advised the above mentioned , the original creditor, and or the current data furnisher of this contested information of YOUR IMPLICIT REGULATORY FAILURE in this matter, state in writing as to this fact so I may have on my records. If NOT, I advise you to do so, in an effort to avoid further infraction of my consumer rights in dire unnecessary injuries versus me. LET it be in CLARITY my willingness almost eagerness to LITIGATE this matter in a civil court nearest me ,might I remind you to refer to such civil action named MEY v. RFA aka RELIANT FINANCIAL ASSOCIATES.</p>
</div>
<div class="row">
<p>In GENUINE SINCERITY,</p>
</div>
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<div class="row">
<p> <strong>Cc:</strong></p>
<p>&nbsp;<strong><u>Consumer Financial Protection Bureau (CFPB)&nbsp;&nbsp; </u></strong></p>
<p><strong><u>Mr. Rohit Chopra or current/acting Student Loan Ombudsman&nbsp;&nbsp; </u></strong></p>
<p><strong><u>1700 G Street NW&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </u></strong></p>
<p><strong><u>Washington, DC 20552&nbsp; </u></strong></p>
</div>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
</div>
<div class="row">
<p>**I here now DEMAND that you permanently and completely eradicate from your reports any other personal identifier information as I do NOT AUTHORIZE you nor any other entity rights to retain or report any data that is one or more of being untrue, incorrect, incomplete, not requisite reported, untimely, outdated, unverified, invalid, or else wise deficient of document proof of factual certification of compliant reporting to include to the perfect and complete mandatory Metro 2 format reporting standards. I COMPEL you to COMPLY now and always, as is my consumer RIGHT(s) to do so and YOUR REQUIREMENT to obey! </p>
</div>
<div class="row">
<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
</div>
<div class="row">
<p><strong><span class="span-blue">TO:</span> EQUIFAX Corporation , CVP/CLO<br /> Attention: John J. Kelley, III or the current/acting Corporate Vice President, Chief Legal Officer<br /> 1550 Peachtree Street<br /> NE ATLANTA, Georgia 30308</strong></p>
<p class="clr-red"><strong><em><u>AND</u></em></strong></p>
<p><strong>Equifax Po Box 740256 Atlanta, GA 30374-0256</strong></p>
</div>
<div class="row">
<p> RE: Consumer NOTIFICATION of unproven and or Faulty Transfer and Payment Record Information, untrue information, incorrect information, incomplete information, not certified compliantly reported information or information else wise deficient of mandated validity and of applicable and mandatory reporting standards, to include but not limited to those requisites by the FCBA, FCRA, FDCPA, FACTA, HIPAA PR, TILA, and or M2C (Metro 2 Compliance format) reporting regulations. </p>
</div>
<div class="row">
<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
<div class="row">
<p>As is my consumer right to do so, I hereby compel you to retain ONLY PERFECTLY TRUE VALIDATED and CERTIFIABLY COMPLIANTLY reported claims, particularly that of allegations of delinquencies and or derogatory in any manner what so ever! Being my RIGHT,I DEMAND that you IMMEDIATELY DELETE and forevermore afterwards BLOCK the misreported misinformation as indicated in the reported item of:</p>
<p><strong><em><u>Please IMMEDIATELY return or retain COMPLIANT and valid lawful reporting with the complete and permanent removal from reporting of the claim(s) displayed below as the reporting(s) is/are not adequate for assumption for meeting the minimal criteria for lawful factual reporting:</u></em></strong></p>
@include('lg.pdf.partial.content')
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*This letter is yet another giving you formal legal notification of my DEMAND for you to CEASE and DESIST any and all ACTIVITIES in regards to the above notated derogatorily reported mis-information as it is significantly in infraction of requisites for lawful reporting much less substantially deficient in its certifiability of the mandatorily perfect correct and complete Metro 2 format compliant reporting in conjunction with the factually required perfect and physically verifiable valid and demonstrated truth of reporting, accuracy of reporting, completeness of reporting and certified compliance of reporting elsewise, mentioned here or not!&nbsp; Might I remind you that ONLY PHYSICALLY VERIFIED VALID derogatory claims that are perfectly correct and completely certified compliant in its reporting, how reported, and such are all MANDATORY CRITERIA for REPORTING,NOT OPTIONAL. I DEMAND that you PROVE each the Verifiability, VALIDITY, and CERTIFIED perfect Metro 2 format compliant reporting or else IMMEDIATELY REMOVE any and all derogatory data or information reported, now and in future . I here now DEMAND that you act in FULL ACCORDANCE of regulatory laws and standards of reporting practices, mentioned by me or not. ANY deficiency to do so is lawful dereliction of responsible and required reporting and will be deemed your WILLFUL disregarding of your requisite behaviors and an unlawful injurious harassment of me and my consumer rights, for which I can and may indeed file civil suit versus you for a court ordered resolution and monetary gains for me FROM YOU! TREAD lightly with your unproven claims not certifiably compliantly reported!&nbsp; AGAIN, CEASE and DESIST all reporting activities for the above titled derogatory listed student loan account(s) and aspect(s) of said derogatory claims still yet unproven and not certified compliantly reported.</p>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; As your firm well knows, I have now LEGALLY EXERCISED MY CONSUMER and or CIVIL RIGHT(s) by CHECKING for the VALIDITY of claims versus me, VERIFIABILITY of all aspects of claims versus me, and Contesting any unproven portion(s). Further, You should equally be aware of YOUR MANDATE to report COMPLIANTLY and have capacity to CERTIFY that factual perfect and true complete compliance of reporting to include but not limited to the mandatory Metro 2 format reporting standards. I pray that you do not yet AGAIN ignore your requisite obeying of 15 U.S.C.A 1692g(b)-REQUIREMENT to complete a timely investigation. This will not be the first attempt I have made to notify your compliance department officer of record or adequate department charged with retaining only true verifiable valid and certifiably compliant derogatory data and information else wise, in regard to the OBVIOUS and seemingly willful (yet possibly done so truly in ignorance ) BREECH of REGULATORY REQUIREMENTS in your alleged investigation efforts, assuming one was truly executed, as MANDATED by LAW! This NOTICE was previously or subsequently IGNORED apparently, I demand that you do NOT again repeat the same infraction or ANY violation for that matter, known or otherwise! Hence why I am enacting my RIGHTS and reminding you of YOUR REQUIREMENT to CEASE ANY and ALL REPORTING ACTIVITIES for the above noted mis-information as I have challenged here and today! This is OBVIOUSLY to include BUT NOT LIMITED TO the reporting(s) of the derogatory and or delinquent student loan(s) in question and or of my noted concern(s), AND INCLUDING any further back dating of documents and or records else wise that might be somehow related to the alleged previous VERIFICATION(s) of this account and or aspects of such noted information. ADDITIONALLY,I enact my RIGHT to have you forward me back in a federally defined timely manner PROOF of your removal and or modifications of reporting(s) as I have requested ALONG with a full and a then-currently UPDATED consumer credit report of MY RECORDS displaying the requested and mandatory corrections and or deletions.</p>
<p>Please take notice that I have forwarded or will be forwarding this and my prior notices to you to my State Attorney&rsquo;s Office, the Federal Trade Commission aka FTC, and the Consumer Financial Protection Bureau aka CFPN. I assume you know that IF YOU have advised the above mentioned , the original creditor, and or the current data furnisher of this contested information of YOUR IMPLICIT REGULATORY FAILURE in this matter, state in writing as to this fact so I may have on my records. If NOT, I advise you to do so, in an effort to avoid further infraction of my consumer rights in dire unnecessary injuries versus me. LET it be in CLARITY my willingness almost eagerness to LITIGATE this matter in a civil court nearest me ,might I remind you to refer to such civil action named MEY v. RFA aka RELIANT FINANCIAL ASSOCIATES.</p>
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<p>In GENUINE SINCERITY,</p>
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<p> <strong>Cc:</strong></p>
<p>&nbsp;<strong><u>Consumer Financial Protection Bureau (CFPB)&nbsp;&nbsp; </u></strong></p>
<p><strong><u>Mr. Rohit Chopra or current/acting Student Loan Ombudsman&nbsp;&nbsp; </u></strong></p>
<p><strong><u>1700 G Street NW&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;</u></strong></p>
<p><strong><u>Washington, DC 20552&nbsp; </u></strong></p>
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<p>RE: Consumer Notice to PHYSICALLY CHECK for complete and CERTIFIED COMPLIANCE of reporting ensuring that any and all claims of delinquency, derogatoriness, and or inquiry are factually proven fully TRUE, CORRECT,
COMPLETE, TIMELY, and or elsewise VALID as reported and additionally as mandatory ensure that any injurious claim is PERFECT and COMPLETE in its CERTIFIED METRO 2 FORMAT REPORTING COMPLIANCE! Compliant reporting of ONLY TRUE ACCURATE COMPLETE VERIFIABLY VALID and CERTIFIED as such is a MINIMAL REQUISITE of lawful reporting NOT AN OPTIONAL ONE! I as well use this notice to contest ignorant or elsewise deficient allegations regardless of reason of dereliction.My notice here serves as my OFFICIALLY WRIT notification of my lawful consumer CHALLENGE to not yet substantiated claims as regards to REPORT-ABILITY, not a
consideration of the claim(s) reality of collect-ability or not!</p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
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<p >I am in receipt of a current credit report of which questionably suggests that I now or in past have owed you something, yet there is nothing that substantiates your reporting or claim thereof so I demand that you dismiss all claims and eradicate any injurious reporting(s) versus me , particularly if currently reported item(s) are potentially deficient of the mandatory document evidence of physically verified factual proof of the truth of claim, truth of reporting, accuracy of claim, correctness of reporting, completeness of claim, fullness of reporting, timeliness of claim, timeliness of reporting, ownership or responsibility elsewise of claim, ownership or responsibility else wise of the reporting, and or the complete and perfect certified Metro 2 format reporting standard(s). I demand that you display to me your lawful authority to forcibly conduct business with any contesting consumer much less me! Particularly removed is your right to act in dereliction as you hold me under threat of financial and or creditworthiness injury(ies). I here now DEMAND that if you are unwilling or unable to do as requested, as demanded, and as otherwise mandatory to retain or regain compliance of reporting no later than 20 days from your receipt of this lawful notice of consumer complaint that you immediately and forevermore thereafter cease any and all derogatory and or injurious actions versus me , to include but not limited to the foul actions to report and or collect unverified, untrue, invalid, or else wise not certifiably compliant claim(s) and or debt(s). Let it be in clarity that I am well aware of the FACT that absent legal authority or a written agreement between us that you can not force me to conduct any business interaction(s) with you and I will NOT! Certainly if you elect still to injure me , even to the slightest, it undoubtedly would be a show of merciless harassment or even willful extortion , a CRIMINAL OFFENSE in my state of residence! Any such behavior will directly or indirectly lead me to act accordingly, so please rectify your chicanery-laden subterfuge as alleged on my current consumer credit profile history by eradication and or removal from reporting the delinquently reported item(s) of:</p>
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<p> It is ILLEGAL to retain or report misleading or unproven information, especially considering a composed consumer complaint notifying you of said issues so please DELETE the aforementioned illegally reported allegation(s) here and now. Do not confuse my credit file with people of similar name, address or SSN. Verify all identifying information. ALL claims, true or not, must be proven to be currently and fully TRUE, CORRECT, COMPLETE, TIMELY, of my OWNERSHIP, of my RESPONSIBILITY, and or compliant to all applicable reporting laws and requisite standards, which is currently the FCBA, FCRA, FDCPA, METRO 2 COMPLIANCE STANDARDS and others.</p>
<p>Per laws and requisite reporting standards, you or any entity are in infringement of my rights. Should you continue to retain and/or report any chicanery based subterfuge even upon my declaration of a composed consumer complaint, therefore, eradicate immediately and in entirety any and all allegations which are not demonstrated in clarity to be true, correct, complete, timely, mine, my responsibility, or else wise fully compliant.</p>
<p></p>
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<h2 >In Genuine Sincerity I close,</h2>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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<p>**I here now DEMAND that you permanently and completely eradicate from your reports any other personal identifier information as I do NOT AUTHORIZE you nor any other entity rights to retain or report any data that is one or more of being untrue, incorrect, incomplete, not requisite reported, untimely, outdated, unverified, invalid, or else wise deficient of document proof of factual certification of compliant reporting to include to the perfect and complete mandatory Metro 2 format reporting standards. I COMPEL you to COMPLY now and always, as is my consumer RIGHT(s) to do so and YOUR REQUIREMENT to obey! </p>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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<p><strong><span class="span-blue">TO:</span> <strong>Trans Union Corporation , EVP/S/GC<br /> Attention: John W Blenke or current/acting Executive VP, Secretary, and or General Counsel <br /> 555 West Adams Street <br /> Chicago, Illinois 60661</strong></p>
<p class="clr-red"><strong><em><u>AND</u></em></strong></p>
<p><strong>Trans Union Po Box 2000 Chester, Pennsylvania 19016-2000</strong></p>
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<p> RE: Consumer NOTIFICATION of unproven and or Faulty Transfer and Payment Record Information, untrue information, incorrect information, incomplete information, not certified compliantly reported information or information else wise deficient of mandated validity and of applicable and mandatory reporting standards, to include but not limited to those requisites by the FCBA, FCRA, FDCPA, FACTA, HIPAA PR, TILA, and or M2C (Metro 2 Compliance format) reporting regulations. </p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
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<p>As is my consumer right to do so, I hereby compel you to retain ONLY PERFECTLY TRUE VALIDATED and CERTIFIABLY COMPLIANTLY reported claims, particularly that of allegations of delinquencies and or derogatory in any manner what so ever! Being my RIGHT,I DEMAND that you IMMEDIATELY DELETE and forevermore afterwards BLOCK the misreported misinformation as indicated in the reported item of:</p>
<p><strong><em><u>Please IMMEDIATELY return or retain COMPLIANT and valid lawful reporting with the complete and permanent removal from reporting of the claim(s) displayed below as the reporting(s) is/are not adequate for assumption for meeting the minimal criteria for lawful factual reporting:</u></em></strong></p>
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<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*This letter is yet another giving you formal legal notification of my DEMAND for you to CEASE and DESIST any and all ACTIVITIES in regards to the above notated derogatorily reported mis-information as it is significantly in infraction of requisites for lawful reporting much less substantially deficient in its certifiability of the mandatorily perfect correct and complete Metro 2 format compliant reporting in conjunction with the factually required perfect and physically verifiable valid and demonstrated truth of reporting, accuracy of reporting, completeness of reporting and certified compliance of reporting elsewise, mentioned here or not!&nbsp; Might I remind you that ONLY PHYSICALLY VERIFIED VALID derogatory claims that are perfectly correct and completely certified compliant in its reporting, how reported, and such are all MANDATORY CRITERIA for REPORTING,NOT OPTIONAL. I DEMAND that you PROVE each the Verifiability, VALIDITY, and CERTIFIED perfect Metro 2 format compliant reporting or else IMMEDIATELY REMOVE any and all derogatory data or information reported, now and in future . I here now DEMAND that you act in FULL ACCORDANCE of regulatory laws and standards of reporting practices, mentioned by me or not. ANY deficiency to do so is lawful dereliction of responsible and required reporting and will be deemed your WILLFUL disregarding of your requisite behaviors and an unlawful injurious harassment of me and my consumer rights, for which I can and may indeed file civil suit versus you for a court ordered resolution and monetary gains for me FROM YOU! TREAD lightly with your unproven claims not certifiably compliantly reported!&nbsp; AGAIN, CEASE and DESIST all reporting activities for the above titled derogatory listed student loan account(s) and aspect(s) of said derogatory claims still yet unproven and not certified compliantly reported.</p>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; As your firm well knows, I have now LEGALLY EXERCISED MY CONSUMER and or CIVIL RIGHT(s) by CHECKING for the VALIDITY of claims versus me, VERIFIABILITY of all aspects of claims versus me, and Contesting any unproven portion(s). Further, You should equally be aware of YOUR MANDATE to report COMPLIANTLY and have capacity to CERTIFY that factual perfect and true complete compliance of reporting to include but not limited to the mandatory Metro 2 format reporting standards. I pray that you do not yet AGAIN ignore your requisite obeying of 15 U.S.C.A 1692g(b)-REQUIREMENT to complete a timely investigation. This will not be the first attempt I have made to notify your compliance department officer of record or adequate department charged with retaining only true verifiable valid and certifiably compliant derogatory data and information else wise, in regard to the OBVIOUS and seemingly willful (yet possibly done so truly in ignorance ) BREECH of REGULATORY REQUIREMENTS in your alleged investigation efforts, assuming one was truly executed, as MANDATED by LAW! This NOTICE was previously or subsequently IGNORED apparently, I demand that you do NOT again repeat the same infraction or ANY violation for that matter, known or otherwise! Hence why I am enacting my RIGHTS and reminding you of YOUR REQUIREMENT to CEASE ANY and ALL REPORTING ACTIVITIES for the above noted mis-information as I have challenged here and today! This is OBVIOUSLY to include BUT NOT LIMITED TO the reporting(s) of the derogatory and or delinquent student loan(s) in question and or of my noted concern(s), AND INCLUDING any further back dating of documents and or records else wise that might be somehow related to the alleged previous VERIFICATION(s) of this account and or aspects of such noted information. ADDITIONALLY,I enact my RIGHT to have you forward me back in a federally defined timely manner PROOF of your removal and or modifications of reporting(s) as I have requested ALONG with a full and a then-currently UPDATED consumer credit report of MY RECORDS displaying the requested and mandatory corrections and or deletions.</p>
<p>Please take notice that I have forwarded or will be forwarding this and my prior notices to you to my State Attorney&rsquo;s Office, the Federal Trade Commission aka FTC, and the Consumer Financial Protection Bureau aka CFPN. I assume you know that IF YOU have advised the above mentioned , the original creditor, and or the current data furnisher of this contested information of YOUR IMPLICIT REGULATORY FAILURE in this matter, state in writing as to this fact so I may have on my records. If NOT, I advise you to do so, in an effort to avoid further infraction of my consumer rights in dire unnecessary injuries versus me. LET it be in CLARITY my willingness almost eagerness to LITIGATE this matter in a civil court nearest me ,might I remind you to refer to such civil action named MEY v. RFA aka RELIANT FINANCIAL ASSOCIATES.</p>
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<p>In GENUINE SINCERITY,</p>
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<p> <strong>Cc:</strong></p>
<p>&nbsp;<strong><u>Consumer Financial Protection Bureau (CFPB)&nbsp;&nbsp; </u></strong></p>
<p><strong><u>Mr. Rohit Chopra or current/acting Student Loan Ombudsman&nbsp;&nbsp; </u></strong></p>
<p><strong><u>1700 G Street NW&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;</u></strong></p>
<p><strong><u>Washington, DC 20552&nbsp; </u></strong></p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
<p><strong>CONSUMER DECLARATION of CHECK of CERTIFIED COMPLIANT and PHYSICALLY VERIFIABLE REPORTED INFORMATION with DEMAND to remove DEFICIENCIES! </strong></p>
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<p>**I DO NOT AUTHORIZE any entity to retain or report ANY INFORMATION, true or not, of which is not EACH OF being physically validated and certified as entirely TRUE,CORRECT,COMPLETE,TIMELY, of my undoubted ownership, of my undeniable responsibility, COMPLIANTLY reported to every aspect of any and all applicable regulations and laws including the mandatory METRO 2 format compliance standards, and IRREFUTABLE in its CERTIFICATE as such. That said, ANY PERSONAL IDENTIFIERS not matching the above noted inserted data MUST be immediately discarded, do so here and now! </p>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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<p class="span-blue">Destination of my Consumer Complaint is &nbsp; <span class="span-ul">{{$destination}}</span></p>
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<p><strong><span class="span-blue">TO:</span> </strong>Trans Union Corporation , EVP/S/GC<br /> Attention: John W Blenke or current/acting Executive VP, Secretary, and or General Counsel <br /> 555 West Adams Street <br /> Chicago, Illinois 60661</strong></p>
<p class="clr-red"><strong><em><u>AND</u></em></strong></p>
<p><strong>Trans Union Po Box 2000 Chester, Pennsylvania 19016-2000</strong></p>
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<p>Re: DEMAND that ONLY PHYSICALLY VERIFIED fully TRUE, ACCURATE, COMPLETE, TIMELY, of a KNOWN RESPONSIBILITY and OWNERSHIP, VALIDATED and else wise CERTIFIED FACTUALLY PERFECT as to the mandatorily COMPLIANCE of the METRO 2 FORMAT reporting standard(s) or REMOVAL FROM REPORTING any claim(s) NOT documented and demonstrated as requisite by MY STATE and the federal mandates that governs your reporting requirements! FAILURE to do so is ILLEGAL and WILLFUL DERELICTION of legal reporting, a suitable offense! Literally , this is <strong>simply a&nbsp; LETTER TO REQUEST CORRECTION OF INACCURATE ,OUTDATED,UNAUTHORIZED,OR OTHERWISE INCOMPLETE INFORMATION AS CURRENTLY REPORTED IN MY CREDIT PROFILE HISTORY BY YOUR COMPANY, THANKS IN ADVANCED!</strong></p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
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<p>Factually CERTIFIED COMPLIANTLY reported claims of delinquencies and or derogatoriness includes DOCUMENT DEMONSTRATION and evidence else wise of all claims being fully and undeniably PERFECT in its reporting, in its FORMAT of reporting (mandatory to be METRO 2 format perfect and complete) , and in its process of reporting by only entities certified lawful in the reporting of ANY CLAIM be it true or not. Any allegation MUST be PHYSICALLY VERIFIED as factually and fully TRUE, CORRECT, COMPLETE, TIMELY, of a known and properly assigned RESPONSIBILITY and OWNERSHIP, and or else wise VALIDATED as PERFECT in all manner of reporting requisite(s), be it mentioned here or not. Every and each one of, even the following <strong><em><u>account(s)</u></em></strong> are requested CHECKED for PERFECTION and if not PROVE-able as factual in ALL MANNERS then each and every one is CHALLENGED for the PROOF of such and DEMANDED ERADICATED from reporting IMMEDIATELY as it can NOT be assumed any item is perfect if any possibility exists that it might be or is as either being every and one even inaccurate, incorrect, fraudulent, or otherwise in violation of the reporting standards set forth by Every and one even the FCRA. Per federal and state laws, Every and one even each of the following alleged accounts or information pertaining to Every and one even each is inadequate and must, per the state and federal laws that govern Every and one even your business and practices, be deleted immediately without delay and without every and one even&nbsp; any prejudices. Thank You in ADVANCED! Every and one even The following alleged reporters and the accounts the allege versus me are believed to be improperly reporting in violation of state and federal laws as well as both my consumer and civil rights, please remove Every and one even mentioned or not via immediate and permanent deletion without Every and one even&nbsp; prejudices and&nbsp; Every and one even all of the following non-compliant reported accounts by Every and one even the listed alleged reporters/creditors, DELETE NOW the below DEFICIECIES of reporting:</p>
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<p>&nbsp;Any unproven negative allegation reported <u>&nbsp;is illegally reporting versus me, please prove otherwise or delete permanently now as REQUIRED by my state and the applicable federal reporting regulations and standard(s)! &nbsp;&nbsp;</u></p>
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<p>In GENUINE SINCERITY,</p>
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<p><strong><u>Notice of Intent to Sue </u></strong></p>
<p><u>(if you fail to act accordingly in response to this again applied </u><strong>CONSUMER DECLARATION of CHECK of CERTIFIED COMPLIANT and PHYSICALLY VERIFIABLE REPORTED INFORMATION with DEMAND to remove DEFICIENCIES! </strong></p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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<p>&nbsp;**I DO NOT AUTHORIZE any entity to retain or report ANY INFORMATION, true or not, of which is not EACH OF being physically validated and certified as entirely TRUE,CORRECT,COMPLETE,TIMELY, of my undoubted ownership, of my undeniable responsibility, COMPLIANTLY reported to every aspect of any and all applicable regulations and laws including the mandatory METRO 2 format compliance standards, and IRREFUTABLE in its CERTIFICATE as such. That said, ANY PERSONAL IDENTIFIERS not matching the above noted inserted data MUST be immediately discarded, do so here and now!</p>
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<p class="span-blue">My Personal Tracking Number is &nbsp;<span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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<p><span class="span-blue">TO:</span> (as your <strong><u>DATA FURNISHER</u></strong> NAME AND ADDRESS as appears on my credit reports) <span class="span-ul">{{$destination}}</span></p>
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<p><strong>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>RE</u></strong>: DEMAND for PERFECT and PROVEN COMPLIANT REPORTING even to the REQUISITES of the METRO 2 format compliance standards i.e. my Consumer DEMAND to have NO DEROGATORY INFORMATION reporting UNLESS it is, as REQUIRED by LAWS, PROVEN fully TRUE, CORRECT, COMPLETE and CERTIFIED COMPLIANT in reporting of that derogatory and or any aspect of it. I DEMAND IMMEDIATE deletion of any NOT TESTIMONIAL as perfectly and fully physically VERIFIED and CERTIFIED as such.&nbsp;&nbsp;&nbsp;</p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
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<p>Per standards of reporting and regulations of lawful reporting you MUST REMOVE IMMEDUATELY FROM REPORTING the following deficiency(ies) of current reporting which includes at least:</p>
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<p>&nbsp;If you so elect to ignore my demand then you are REQUIRED BY STATE and FEDERAL REPORTING MANDATES to undeniably and AFFIRMLY ATTEST THAT THIS POTENTIALLY FALSE ALLEGATION IS INDEED MINE OR DELETE IT AND OR EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF THE PHYSICALLY UNDEMONSTRATED AND CERTIFIED TRUE,ACCURATE,COMPLETE,TIMELY AND COMPLIANT NOTATIONS, DATES, BALANCES, CALCULATIONS, INVOICES, AGREEMENTS, DOCUMENTED IDENTITIES, IDENTIFIERS,SOURCE CODES,PIECES TO CONFIRMATION,AND ALL 426 CHARACTERS OF THE FORMAT FIELDED P6 STATEMENT.IT IS UNLAWFUL AND FURTHER YOU ARE UNAUTHORIZED TO UNETHICALLY AND INFRINGING RETAIN, REPORT, RESALE,RETURN,REUSE,OR OTHERWISE DO ANYTHING OF SUBTERFUGE FOR THIS ACCUSATION OR ANY PORTION THEREOF SO DELETE RIGHT NOW AND RIGHT HERE! Please be aware that I initially requested that you validate this debt per FDCPA &sect;809 and Arizona Administrative Code R20-4-1514 on MONTH DAY, YEAR. You have received multiple written reminders of this obligation for which were sent registered mail and I hold return receipts for. In these letters I also invoked my right to a direct dispute per&nbsp; FCRA &sect;623(a)(8)(D),&nbsp; Responsibilities of furnishers of information to consumer reporting agencies</p>
<p>(8) Ability of Consumer to Dispute Information Directly with Furnisher See also 16 CFR Part 660.4 74 Fed. Reg. 31484 (07/01/09)&nbsp;</p>
<p>(D) Submitting a notice of dispute.&nbsp; A consumer who seeks to dispute the accuracy of information shall provide a dispute notice directly to such person at the address specified by the person for such notices that &ndash; (i) identifies the specific information that is being disputed; (ii) explains the basis for the dispute; and (iii) includes all supporting documentation required by the furnisher to substantiate the basis of the dispute.&nbsp;</p>
<p>&nbsp;AND</p>
<p>&nbsp;<strong><u>16 CFR 660.4&nbsp; ( per the link of </u></strong><a href="https://www.law.cornell.edu/cfr/text/16/660.4"><strong>https://www.law.cornell.edu/cfr/text/16/660.4</strong></a><strong><u> )</u></strong></p>
<ul>
<li>660.4 Direct disputes.</li>
</ul>
<p>(a)General rule. Except as otherwise provided in this section, a <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a> must conduct a reasonable investigation of a <a href="https://www.law.cornell.edu/cfr/text/16/660.4">direct dispute</a> if it relates to:</p>
<p>(1) The consumer's liability for a credit account or other debt with the <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a>, such as <a href="https://www.law.cornell.edu/cfr/text/16/660.4">direct disputes</a> relating to whether there is or has been identity theft or fraud against the consumer, whether there is individual or joint liability on an account, or whether the consumer is an authorized user of a credit account;</p>
<p>(2) The terms of a credit account or other debt with the <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a>, such as <a href="https://www.law.cornell.edu/cfr/text/16/660.4">direct disputes</a> relating to the type of account, principal balance, scheduled payment amount on an account, or the amount of the credit limit on an open-end account;</p>
<p>(3) The consumer's performance or other conduct concerning an account or other relationship with the <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a>, such as <a href="https://www.law.cornell.edu/cfr/text/16/660.4">direct disputes</a> relating to the current payment status, high balance, date a payment was made, the amount of a payment made, or the date an account was opened or closed; or &nbsp;</p>
<p>(4) Any other information contained in a consumer report regarding an account or other relationship with the <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a> that bears on the consumer's creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living.</p>
<p>(b)Exceptions. The requirements of <a href="https://www.law.cornell.edu/cfr/text/16/660.4#a">paragraph (a)</a> of this section do not apply to a <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a> if:</p>
<p>(1) The <a href="https://www.law.cornell.edu/cfr/text/16/660.4">direct dispute</a> relates to:</p>
<p>(i) The consumer's identifying information (other than a <a href="https://www.law.cornell.edu/cfr/text/16/660.4">direct dispute</a> relating to a consumer's liability for a credit account or other debt with the <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a>, as provided in <a href="https://www.law.cornell.edu/cfr/text/16/660.4#a_1">paragraph (a)(1)</a> of this section) such as name(s), date of birth, Social Security number, telephone number(s), or address(es);</p>
<p>(ii) The identity of past or present employers;</p>
<p>(iii) Inquiries or requests for a consumer report;</p>
<p>(iv) Information derived from public records, such as judgments, bankruptcies, liens, and other legal matters (unless provided by a <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a> with an account or other relationship with the consumer);</p>
<p>(v) Information related to fraud alerts or active duty alerts; or</p>
<p>(vi) Information provided to a consumer reporting agency by another <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a>; or</p>
<p>(2) The <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a> has a reasonable belief that the <a href="https://www.law.cornell.edu/cfr/text/16/660.4">direct dispute</a> is submitted by, is prepared on behalf of the consumer by, or is submitted on a form supplied to the consumer by, a credit repair organization, as defined in <a href="https://www.law.cornell.edu/uscode/text/15/1679a#3">15 U.S.C. 1679a(3)</a>, or an entity that would be a credit repair organization, but for <a href="https://www.law.cornell.edu/uscode/text/15/1679a#3_B_i">15 U.S.C. 1679a(3)(B)(i)</a>.</p>
<p>(c)Direct dispute address. A <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a> is required to investigate a <a href="https://www.law.cornell.edu/cfr/text/16/660.4">direct dispute</a> only if a consumer submits a dispute notice to the <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a> at:</p>
<p>(1) The address of a <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a> provided by a <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a> and set forth on a consumer report relating to the consumer;</p>
<p>(2) An address clearly and conspicuously specified by the <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a> for submitting <a href="https://www.law.cornell.edu/cfr/text/16/660.4">direct disputes</a> that is provided to the consumer in writing or electronically (if the consumer has agreed to the electronic delivery of information from the furnisher); or</p>
<p>(3) Any business address of the <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a> if the <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a> has not so specified and provided an address for submitting <a href="https://www.law.cornell.edu/cfr/text/16/660.4">direct disputes</a> under paragraphs (c)(1) or (2) of this section.</p>
<p>(d)Direct dispute notice contents. A dispute notice must include:</p>
<p>(1) Sufficient information to identify the account or other relationship that is in dispute, such as an account number and the name, address, and telephone number of the consumer, if applicable;</p>
<p>(2) The specific information that the consumer is disputing and an explanation of the basis for the dispute; and</p>
<p>(3) All supporting documentation or other information reasonably required by the <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a> to substantiate the basis of the dispute. This documentation may include, for example: a copy of the relevant portion of the consumer report that contains the allegedly inaccurate information; a police report; a fraud or identity theft affidavit; a court order; or account statements.</p>
<p>(e)Duty of furnisher after receiving a direct dispute notice. After receiving a dispute notice from a consumer pursuant to paragraphs (c) and (d) of this section, the <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a> must:</p>
<p>(1) Conduct a reasonable investigation with respect to the disputed information;</p>
<p>(2) Review all relevant information provided by the consumer with the dispute notice;</p>
<p>(3) Complete its investigation of the dispute and report the results of the investigation to the consumer before the expiration of the period under section 611(a)(1) of the <a href="https://www.law.cornell.edu/topn/fair_credit_reporting_act">Fair Credit Reporting Act</a> (<a href="https://www.law.cornell.edu/uscode/text/15/1681i#a_1">15 U.S.C. 1681i(a)(1)</a>) within which a consumer reporting agency would be required to complete its action if the consumer had elected to dispute the information under that section; and</p>
<p>(4) If the investigation finds that the information reported was inaccurate, promptly notify each consumer reporting agency to which the <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a> provided inaccurate information of that determination and provide to the consumer reporting agency any correction to that information that is necessary to make the information provided by the <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a> accurate.</p>
<p>(f)Frivolous or irrelevant disputes.</p>
<p>(1) A <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a> is not required to investigate a <a href="https://www.law.cornell.edu/cfr/text/16/660.4">direct dispute</a> if the <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a> has reasonably determined that the dispute is frivolous or irrelevant. A dispute qualifies as frivolous or irrelevant if:</p>
<p>(i) The consumer did not provide sufficient information to investigate the disputed information as required by <a href="https://www.law.cornell.edu/cfr/text/16/660.4#d">paragraph (d)</a> of this section;</p>
<p>(ii) The <a href="https://www.law.cornell.edu/cfr/text/16/660.4">direct dispute</a> is substantially the same as a dispute previously submitted by or on behalf of the consumer, either directly to the <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a> or through a consumer reporting agency, with respect to which the <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a> has already satisfied the applicable requirements of the Act or this section; provided, however, that a <a href="https://www.law.cornell.edu/cfr/text/16/660.4">direct dispute</a> is not substantially the same as a dispute previously submitted if the dispute includes information listed in <a href="https://www.law.cornell.edu/cfr/text/16/660.4#d">paragraph (d)</a> of this section that had not previously been provided to the <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a>; or</p>
<p>(iii) The <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a> is not required to investigate the <a href="https://www.law.cornell.edu/cfr/text/16/660.4">direct dispute</a> because one or more of the exceptions listed in <a href="https://www.law.cornell.edu/cfr/text/16/660.4#b">paragraph (b)</a> of this section applies.</p>
<p>(2)Notice of determination. Upon making a determination that a dispute is frivolous or irrelevant, the <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a> must notify the consumer of the determination not later than five business days after making the determination, by mail or, if authorized by the consumer for that purpose, by any other means available to the <a href="https://www.law.cornell.edu/cfr/text/16/660.4">furnisher</a>.</p>
<p>(3)Contents of notice of determination that a dispute is frivolous or irrelevant. A notice of determination that a dispute is frivolous or irrelevant must include the reasons for such determination and identify any information required to investigate the disputed information, which notice may consist of a standardized form describing the general nature of such information.</p>
<p><strong>Per CRSA enacted, CDIA implemented laws, any and all not yet demonstrated factual and&nbsp; compliantly reported data should and must be deleted if not undeniably evident in its documented physically verifiable validated and Proven CERTIFIABLY fully true,correct,complete,timely,of known ownership and responsibility but also fully Metro 2 compliant. </strong></p>
<p>FINALLY, Do not confuse my credit file with people of similar name, address or SSN. Verify all identifying information. ALL claims, true or not ,must be proven to be currently and fully TRUE, CORRECT, COMPLETE,TIMELY, of my OWNERSHIP ,of my</p>
<p>RESPONSIBILITY, and or compliant to any and all applicable reporting laws and requisite standards, which is currently the FCBA, FCRA, FDCPA,METRO 2 COMPLIANCE STANDARDS and others. Per laws and requisite reporting standards you or any entity are in infringement of my rights should you continue to retain and or report any chicanery based subterfuge even upon my declaration of a composed consumer complaint so eradicate immediately and in entirety any and all allegations which are not demonstrated in clarity to be true, correct, complete, timely, mine, my responsibility ,or else wise fully compliant !</p>
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<p>In GENUINE SINCERITY,</p>
</div>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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<p>****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE, and MANDATED REPORTED information per FCRA regulations, any and all others I DEMAND, as is my lawful RIGHT(s) to do so, that you annul any and all deficient of any condition, mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information now or ever, please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles.</p>
<p>(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER</p>
<p>ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate</p>
<p>AUTHORITY to retain much less report without infringing my consumer rights</p>
<p>(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if</p>
<p>ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer right </p>
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<p class="span-blue">My Personal Tracking Number is &nbsp;<span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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<p class="span-blue">Destination of my Consumer Complaint is &nbsp; <span class="span-ul">{{$destination}}</span></p>
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<p>Re:&nbsp; Demand to remove Inaccurate Credit Information</p>
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<p><strong><em><u><h2>Sirs</h2> </u></em></strong></p>
<p><strong></strong>(or elsewise whom it may concern CAPABLE of rectifying unproven claims),&nbsp;</p>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; DEMAND is hereby made that you immediately remove all unverified accounts from my credit report.&nbsp; This is my <strong>SECOND WRITTEN REQUEST</strong>.&nbsp; The accounts listed below that remain on my credit report are in violation of 15 USC Section 1681.</p>
<p>15 U.S.C. &sect; 1681(g) states: &nbsp;</p>
<p><strong>Disclosures to consumers </strong>&nbsp;</p>
<p>(a) <em>Information on file; sources; report recipients</em>. Every consumer reporting agency shall,</p>
<p>&nbsp;upon request, and subject to 610(a)(1) [&sect; 1681h], clearly and accurately disclose to the</p>
<p>&nbsp;consumer:</p>
<p>&nbsp;</p>
<p>(1)&nbsp;&nbsp; All information in the consumer's file at the time of the request&hellip;&rdquo;</p>
<p>&nbsp;</p>
<p>In at least one of my previous letter(s) of consumer complaint to you, I wrote or else wise made obvious my demand such as follows&agrave; &ldquo;I hereby demand that you disclose each and every document that you have in your physical possession as of this date regarding the accounts that you are reporting in my credit report.&nbsp; This demand is being made pursuant to the <strong>Fair Credit Reporting Act 15 USC Section 1681g</strong>.&nbsp; Please send me copies of these documents that you have in your files as of this date that you used to verify the accuracy of the accounts listed herein.&nbsp; <strong>DO NOT</strong> merely state that they have been verified, as this is not in compliance with the law.&rdquo; To date, you have failed to do so and are in violation of the law and are causing me damages. A mere &ldquo;statement&rdquo; that the accounts were verified is insufficient.&nbsp;</p>
<p>WHO IN YOUR COMPANY VERIFIED THE ACCOUNTS? &nbsp;</p>
<p>WHAT IS HIS/HER NAME AND WHAT DOCUMENTS WERE USED TO DO SO? PLEASE PROVIDE THIS PERSONS NAME, BUSINESS ADDRESS AND PHONE NUMBER.</p>
<p>You are required under Section 611(5)(A0 of the Fair Credit Reporting Act to promptly DELETE all information that is not properly verified.&nbsp; If you do not have the documentation in your own PHYSICAL possession, the account is UNVERIFIED.</p>
<p>In the event of your continued refusal to ignore my demands, I intend on pursuing all available remedies under Federal Law to enforce my rights. Failing to do so is damaging my creditworthiness and reputation on a continued basis. I demand the accounts listed herein be properly verified or removed immediately.<strong>The</strong> <strong>FOLLOWING</strong> <strong>reporting</strong> <strong>derogatory</strong> <strong>allegations</strong> <strong>of</strong> <strong>information</strong> <strong>are</strong> <strong>either UNTRUE,</strong> <strong>INCORRECT,</strong> <strong>INCOMPLETE,</strong> <strong>UNTIMELY,</strong> <strong>NOT</strong> <strong>MINE,</strong> <strong>NOT</strong> <strong>MY</strong> <strong>RESPONSIBILITY,</strong> <strong>or</strong> <strong>otherwise NOT</strong> <strong>PROVEN</strong><strong> COMPLIANT</strong> <strong>to</strong> <strong>regulatory</strong> <strong>federal</strong> <strong>reporting</strong> <strong>laws</strong> <strong>and</strong> <strong>or</strong> <strong>standards</strong> <strong>and</strong> <strong>MUST</strong> <strong>be</strong> <strong>eradicated immediately,</strong> <strong>do</strong> <strong>so</strong> <strong>TODAY,</strong> <strong>even</strong> <strong>right</strong> <strong>NOW!</strong> <strong>The</strong> <strong>obvious</strong> <strong>infractions</strong> <strong>are</strong> <strong>as</strong> <strong>follows: </strong>Please delete this erroneous information immediately or else wise adequately<strong> PHYSICALLY VERFIFY PROPERLY the absolute factual documented TRUTH, ACCURACY, COMPLETENESS, VALIDITY, METRO 2 FORMAT REPORTING and any and all aspects of mandatorily CERTIFIED COMPLIANCE OF REPORTING otherwise be it mentioned or be it now. Should you be deficient or unwilling to timely demonstrate proof as required I DEMAND that you REMOVE THE FOLLOWING items of reporting:</strong></p>
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<p>***Please provide a copy of my corrected and updated report once you have complied with the law.</p>
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<p>In GENUINE SINCERITY,</p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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<p>*I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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<p class="span-blue">TO &nbsp; <span class="span-ul">{{$destination}}</span></p>
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<p>Re: Unproven, Invalid, Not Compliantly reported or else wise Unauthorized Credit claims of delinquency and or derogatorinesss despite significant deficiencies of claims truth, accuracy, completeness, timeliness, ownership, verifiability, validity and certifiable compliant reporting else wiseeach deficiency requires immediate and permanent removal of claims reporting or else is a infraction of reporting regulations and standards of compliant reporting(s).</p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
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<p>I recently submitted a request for investigation of an Acct Number: {accnum1}, which you refused. I submitted enough information for you to carry out a reasonable investigation of my dispute, since you obviously did not investigate this account thoroughly enough the last time, I submitted one. If you had investigated properly, rather than use e-Oscar system, you would have known, that not only I have never been late on this account, but that I am not sure that the account is even mine - through your company claims to have "verified" this. To best resolve this matter, I demand that you become certifiably compliant in your reporting of any injurious delinquency and or derogatoriness versus me, be it true or not as no item questionable can be assumed validated and or certifiably perfect and compliant in its every reporting of its claim(s). Eradicate immediately and permanently the following misinformation as currently reporting in vile dereliction of regulations and standards of adequate compliant reporting, a minimal criterion of it even: </p>
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<p> It is at this time that I will point out that in Cushman vs TransUnion, Stevenson vs TRW (Experian), and Richardson vs Fleet, Equifax, et al, the courts ruled each and every time that the CRA couldn't merely "parrot" information from the creditors and collection agencies...that they have to conduct an independent REASONABLE investigation to ensure the validity of the debt and honestly/integrity of the creditors/CA in question. Sending out a generic form through the e-Oscar system that does not even contain my reasons for the dispute is not reasonable. If you do not initiate an investigation regarding my dispute, as is my right under the Fair Credit Reporting Act, I will have to take legal action to protect my credit rating and myself. As I'm sure you are aware, each violation of the Fair Credit Reporting Act allows damages of $1000 should this matter end up in court. I look forward to an expedient resolution of this matter,</p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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<p>*I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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<p class="span-blue">TO &nbsp; <span class="span-ul">{{$destination}}</span></p>
<p class="clr-red"><strong><em><u>AND</u></em></strong></p>
<p><strong>EQUIFAX CORPORATION, ATTN: John J. Kelley, III<br>
Corporate Vice President, Chief Legal Officer<br>
1550 Peachtree St <br>
NE Atlanta, GA 30309<br>
</strong></p>
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<p>Re: Notice of NON-COMPLIANCE and DEMAND TO ERADICATE REPORTING ACTIVITIES IMMEDIATELY and PERMANENTLY! </p>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
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<p>This letter is a formal notice to Cease and Desist all reporting activities in regards to the above titled account of which to date is still DEFICIENT in its demonstration of a factually documented PHYSICALLY VERIFIABLE TRUTH, CORRECTNESS, COMPLETENESS, TIMELINESS, OWNERSHIP OF RESPONSIBILITY(ies) , VALIDITY ELSEWISE or with the MANDATED PERFECT AND COMPLETE COMPLIANCE OF REPORTING even to the required METRO 2 FORMAT REPORTING STANDARD(s).&nbsp; As your firm is well aware I have LEGALLY exercised my rights by contesting in my lawful checks and challenges previously and currently the CERTIFIABILITY of COMPLIANT REPORTING&nbsp; of claim(s) still not demonstrated FACTUALLY with adequate verification of truth, accuracy, timeliness or else wise concerned with the undoubted&nbsp; validity of this reported injurious claim and any supposed debt(s) that might be associated with and also unproven to date. COMPLIANT REPORTING of ONLY FACTUALLY VERIFIABLE VALIDATED CLAIMS is the MINIMUM STANDARD OF REPORTING NOT AN OPTIONAL ONE, I DEMAND YOU REPORT FACTUALLY and COMPLIANTLY as required by both MY STATE and all the applicable federal laws and standards of reporting as well.&nbsp; I have in writing and by phone attempted to assure that the alleged COMPLIANCE OF REPORTING is in fact CERTIFIED so to undoubtedly confirm the accuracy of the information reported to or by your firm; and during this process the acts by omission by this furnisher prove substantially that the claim(s) and any related debt (if any) as reported is invalid, even if only due to deficiencies of reporting requisites.&nbsp; By ignoring my legal validation demand the alleged data furnisher is in direct violation of the FDCPA, and you the FCRA being the responsible repository.&nbsp; Since the furnisher has knowingly violated both federal and state law and I can document this violation, I am demanding that you CEASE all reporting activities. Stop at once reporting the debt in question to any and all Credit Report and delete it from my credit report at once.</p>
<p>&nbsp;</p>
<p>Below listed are the questionable if not altogether erroneous inquiries you are reporting, each of which REQUIRES ERADICATION from reporting IMMEDIATELY and PERMANENTLY:</p>
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<p>If your firm does not COMPLY in writing to this CEASE and DESIST notice within 5 days I will not hesitate to bring suit against your firm in this matter as in the example of <strong><em><u>Mey v. RFA aka RELIANT FINANCIAL ASSOCIATES</u></em></strong></p>
<p>Sincerely,</p>
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<p><strong>CC:</strong></p>
<p><strong>Anthony Alexis</strong></p>
<p><strong>Assistant Director of Enforcement</strong></p>
<p><strong>Consumer Financial Protection Bureau</strong></p>
<p><strong>1700 G. Street NW</strong></p>
<p><strong>Washington, D.C. 2055</strong></p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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<p>*I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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<p class="span-blue">TO &nbsp; <span class="span-ul">{{$destination}}</span></p>
<p class="clr-red"><strong><em><u>AND</u></em></strong></p>
<p><strong>Experian, ATTN: Darryl Gibson</strong></p>
<p><strong>Group General Counsel</strong></p>
<p><strong>955 American Lane</strong></p>
<p><strong>Schaumburg, IL 60173</strong></p>
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<p>Re: Notice of NON-COMPLIANCE and DEMAND TO ERADICATE REPORTING ACTIVITIES IMMEDIATELY and PERMANENTLY! </p>
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<div class="row">
<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
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<p>This letter is a formal notice to Cease and Desist all reporting activities in regards to the above titled account of which to date is still DEFICIENT in its demonstration of a factually documented PHYSICALLY VERIFIABLE TRUTH, CORRECTNESS, COMPLETENESS, TIMELINESS, OWNERSHIP OF RESPONSIBILITY(ies) , VALIDITY ELSEWISE or with the MANDATED PERFECT AND COMPLETE COMPLIANCE OF REPORTING even to the required METRO 2 FORMAT REPORTING STANDARD(s).&nbsp; As your firm is well aware I have LEGALLY exercised my rights by contesting in my lawful checks and challenges previously and currently the CERTIFIABILITY of COMPLIANT REPORTING&nbsp; of claim(s) still not demonstrated FACTUALLY with adequate verification of truth, accuracy, timeliness or else wise concerned with the undoubted&nbsp; validity of this reported injurious claim and any supposed debt(s) that might be associated with and also unproven to date. COMPLIANT REPORTING of ONLY FACTUALLY VERIFIABLE VALIDATED CLAIMS is the MINIMUM STANDARD OF REPORTING NOT AN OPTIONAL ONE, I DEMAND YOU REPORT FACTUALLY and COMPLIANTLY as required by both MY STATE and all the applicable federal laws and standards of reporting as well.&nbsp; I have in writing and by phone attempted to assure that the alleged COMPLIANCE OF REPORTING is in fact CERTIFIED so to undoubtedly confirm the accuracy of the information reported to or by your firm; and during this process the acts by omission by this furnisher prove substantially that the claim(s) and any related debt (if any) as reported is invalid, even if only due to deficiencies of reporting requisites.&nbsp; By ignoring my legal validation demand the alleged data furnisher is in direct violation of the FDCPA, and you the FCRA being the responsible repository.&nbsp; Since the furnisher has knowingly violated both federal and state law and I can document this violation, I am demanding that you CEASE all reporting activities. Stop at once reporting the debt in question to any and all Credit Report and delete it from my credit report at once.</p>
<p>&nbsp;</p>
<p>Below listed are the questionable if not altogether erroneous inquiries you are reporting, each of which REQUIRES ERADICATION from reporting IMMEDIATELY and PERMANENTLY:</p>
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<p>If your firm does not COMPLY in writing to this CEASE and DESIST notice within 5 days I will not hesitate to bring suit against your firm in this matter as in the example of <strong><em><u>Mey v. RFA aka RELIANT FINANCIAL ASSOCIATES</u></em></strong></p>
<p>Sincerely,</p>
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<p>If your firm does not COMPLY in writing to this CEASE and DESIST notice within 5 days I will not hesitate to bring suit against your firm in this matter as in the example of <strong><em><u>Mey v. RFA aka RELIANT FINANCIAL ASSOCIATES</u></em></strong></p>
<p>Sincerely,</p>
</div>
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<p><strong>CC:</strong></p>
<p><strong>Anthony Alexis</strong></p>
<p><strong>Assistant Director of Enforcement</strong></p>
<p><strong>Consumer Financial Protection Bureau</strong></p>
<p><strong>1700 G. Street NW</strong></p>
<p><strong>Washington, D.C. 2055</strong></p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
</div>
<div class="row">
<p>*I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
</div>
<div class="row">
<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
</div>
<div class="row">
<p class="span-blue">TO &nbsp; <span class="span-ul">{{$destination}}</span></p>
<p class="clr-red"><strong><em><u>AND</u></em></strong></p>
<p> <strong>TransUnion Corporation, ATTN: Daniel Halvorsen <br>
Sr. Attorney GROUP General Counsel<br>
Office of the General Counsel <br>
555 W. Adams Street <br>
Chicago IL 60661<br>
</strong></p>
</div>
<div class="row">
<p>RE: Notice of NON-COMPLIANCE and DEMAND TO ERADICATE REPORTING ACTIVITIES IMMEDIATELY and PERMANENTLY! </p>
</div>
<div class="row">
<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
<div class="row">
<p>This letter is a formal notice to Cease and Desist all reporting activities in regards to the above titled account of which to date is still DEFICIENT in its demonstration of a factually documented PHYSICALLY VERIFIABLE TRUTH, CORRECTNESS, COMPLETENESS, TIMELINESS, OWNERSHIP OF RESPONSIBILITY(ies) , VALIDITY ELSEWISE or with the MANDATED PERFECT AND COMPLETE COMPLIANCE OF REPORTING even to the required METRO 2 FORMAT REPORTING STANDARD(s).&nbsp; As your firm is well aware I have LEGALLY exercised my rights by contesting in my lawful checks and challenges previously and currently the CERTIFIABILITY of COMPLIANT REPORTING&nbsp; of claim(s) still not demonstrated FACTUALLY with adequate verification of truth, accuracy, timeliness or else wise concerned with the undoubted&nbsp; validity of this reported injurious claim and any supposed debt(s) that might be associated with and also unproven to date. COMPLIANT REPORTING of ONLY FACTUALLY VERIFIABLE VALIDATED CLAIMS is the MINIMUM STANDARD OF REPORTING NOT AN OPTIONAL ONE, I DEMAND YOU REPORT FACTUALLY and COMPLIANTLY as required by both MY STATE and all the applicable federal laws and standards of reporting as well.&nbsp; I have in writing and by phone attempted to assure that the alleged COMPLIANCE OF REPORTING is in fact CERTIFIED so to undoubtedly confirm the accuracy of the information reported to or by your firm; and during this process the acts by omission by this furnisher prove substantially that the claim(s) and any related debt (if any) as reported is invalid, even if only due to deficiencies of reporting requisites.&nbsp; By ignoring my legal validation demand the alleged data furnisher is in direct violation of the FDCPA, and you the FCRA being the responsible repository.&nbsp; Since the furnisher has knowingly violated both federal and state law and I can document this violation, I am demanding that you CEASE all reporting activities. Stop at once reporting the debt in question to any and all Credit Report and delete it from my credit report at once.</p>
<p>&nbsp;</p>
<p>Below listed are the questionable if not altogether erroneous inquiries you are reporting, each of which REQUIRES ERADICATION from reporting IMMEDIATELY and PERMANENTLY:</p>
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<p>If your firm does not COMPLY in writing to this CEASE and DESIST notice within 5 days I will not hesitate to bring suit against your firm in this matter as in the example of <strong><em><u>Mey v. RFA aka RELIANT FINANCIAL ASSOCIATES</u></em></strong></p>
<p>Sincerely,</p>
</div>
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<p><strong>CC:</strong></p>
<p><strong>Anthony Alexis</strong></p>
<p><strong>Assistant Director of Enforcement</strong></p>
<p><strong>Consumer Financial Protection Bureau</strong></p>
<p><strong>1700 G. Street NW</strong></p>
<p><strong>Washington, D.C. 2055</strong></p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
</div>
<div class="row">
<p> *I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
</div>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
</div>
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<p class="span-blue">TO &nbsp; <span class="span-ul">{{$destination}}</span></p>
<p class="clr-red"><strong><em><u>AND the Office of the General Counsel for your firm! </u></em></strong></p>
</div>
<div class="row">
<p>Re: Notice of NON-COMPLIANCE and DEMAND TO ERADICATE REPORTING ACTIVITIES IMMEDIATELY and PERMANENTLY! </p>
</div>
<div class="row">
<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
<div class="row">
<p>Per my state and the applicable federal reporting laws and standards for compliant reporting of physically verified true, accurate, complete, timely, validated claim(s) that are equally properly certified compliantly reported is the MINIMAL CRITERION FOR REPORTING or which is NOT AN OPTION but rather a REQUISITE to report LEGALLY! I here again DEMAND that you are LAWFUL in reporting ONLY CLAIMS that are documented and demonstrated as CERTIFIED COMPLIANT in the reporting of ONLY factually true correct complete timely physically verified valid claim(s) that equally is certified compliant in its processes of reporting and investigations even to the mandated perfect and complete CERTIFIED COMPLIANT METRO 2 FORMAT REPORTING STANDARD(s). Any deficiency of reporting INCLUDING proof of such invalidates REPORT-ABILITY of any injurious allegation(s) contested by an injured consumer and THIS LETTER is my official WRIT NOTIFICATION of CHALLENGE so REMOVE FROM REPORTING any derogatory claim now and permanently please to return to and retain required compliance of reporting status, which you MUST DO! ADDITIONALLY, this letter is your OBVIOUS formal notice to Cease and Desist all collection activities in regards to the above titled Inquiry, specifically because the reporting of claim(s) was a part of the collection action thereby if a part is spoiled the whole is as well!&nbsp;&nbsp; As your firm is well aware I have LEGALLY exercised my rights by disputing the validity of this application/ inquiry that I have NO knowledge of its proven document of adequately acquired lawful permissible purpose and I can not assume it is legitimate else wise. I have in writing and by phone demanded that you provide documented validation to me of claim(s) and the proof of certified compliant reporting such as to the mandated Metro 2 format standard(s), instead you have ignored my demands.&nbsp; By ignoring my legal validation request of claim&rsquo;s verifiability of&nbsp; certified COMPLIANT METRO 2 FORMAT REPORTING and truth accuracy and completeness of validity else wise your firm is in direct violation of the FDCPA and FCRA.&nbsp; Since your firm has knowingly violated both federal and state law, I am demanding that you CEASE all reporting activities IMMEDIATELY! Stop at once reporting the debt in question to any and all Credit Report and delete it from my credit report at once.</p>
<p>&nbsp;</p>
<p>Below listed are the questionable if not altogether erroneous inquiries you are reporting, each of which REQUIRES ERADICATION from reporting IMMEDIATELY and PERMANENTLY:</p>
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<p>If your firm does not COMPLY in writing to this CEASE and DESIST notice within 5 days I will not hesitate to bring suit against your firm in this matter as in the example of <strong><u>Mey v. RFA aka RELIANT FINANCIAL ASSOCIATES </u></strong></p>
<p>&nbsp;</p>
<p>Sincerely,</p>
</div>
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<p><strong>CC:</strong></p>
<p><strong>Anthony Alexis</strong></p>
<p><strong>Assistant Director of Enforcement</strong></p>
<p><strong>Consumer Financial Protection Bureau</strong></p>
<p><strong>1700 G. Street NW</strong></p>
<p><strong>Washington, D.C. 2055</strong></p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
</div>
<div class="row">
<p> ****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE, and MANDATED REPORTED information per FCRA regulations, any and all others I DEMAND, as is my lawful RIGHT(s) to do so, that you annul any and all deficient of any condition, mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information now or ever, please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles. </p>
<p class="clr-red">(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p class="clr-red">(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER</p>
<p class="clr-red">ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate</p>
<p class="clr-red">AUTHORITY to retain much less report without infringing my consumer rights</p>
<p class="clr-red">(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p class="clr-red">(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p class="clr-red">(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p class="clr-red">(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if</p>
<p class="clr-red">ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p class="clr-red">(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p class="clr-red">(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer right</p>
</div>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
</div>
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<p class="span-blue">Destination of my Consumer Complaint is &nbsp; <span class="span-ul">{{$destination}}</span></p>
</div>
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<p>Re: Demand to remove Inaccurate Credit Information</p>
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<div class="row">
<p><strong><em><u><h2>Sirs</h2> </u></em></strong>(or elsewise whom it may concern CAPABLE of rectifying unproven claims),&nbsp;</p>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; This is my <strong>THIRD and FINAL WRITTEN REQUEST</strong> that you immediately remove all unverified accounts from my credit report<strong>.</strong>&nbsp; The accounts listed below that remain on my credit report are in violation of 15 USC Section 1681.&nbsp; Failure to obey the law will result in judicial intervention, subjecting your company to damages under the FCRA, including but not limited to actual damages, consequential damages, attorney&rsquo;s fees and interest. <strong>UNVERIFIED ACCOUNTS STILL REMAIN ON MY REPORT, meaning that factually NOT properly TRUE CORRECT COMPLETE VALIDATED and CERTIFIABLY COMPLIANT REPORTING claims are listed upon my credit profile in violation of REQUISITES of regulatory reporting laws and standards of reporting, particularly in relationship to considerations of the FCRA and FDCPA laws and the mandatory perfect and complete METRO 2 formatted reporting standard(s) for compliance!!!</strong>&nbsp; This is a violation of Federal Law.&nbsp; Case law is clear, you may NOT &ldquo;PARROT&rdquo; information received from an account holder via phone call, computer email or log, E-Oscar, etc., to verify any account you are reporting on.&nbsp; Nor is it my responsibility to verify the account! In clarity, <strong>YOUR COMPANY MUST</strong> personally have <strong>PHYSICAL</strong> possession of the documents, <strong>IN YOUR OWN FILE</strong>, to verify the truth, the correctness, the completeness, the validity of, and the certified compliance of reporting of the accused derogatory item(s) of reporting, be it true or not.&nbsp; Your failure to provide me same as requested, in violation of the law, is clear evidence that the account is truly unverified, therefore NOT COMPLIANTLY REPORTED in vile infraction of law and my consumer right(s).&nbsp; Your failure, therefore, to remove the unverified accounts is a willful violation of the Fair Credit Reporting Act Section 616. You are required under Section 611(5) (A) of the Fair Credit Reporting Act to promptly DELETE all information that is not properly verified.&nbsp; If you do not have the documentation in your own PHYSICAL possession, the item accused is factually UNVERIFIED, and in such as well not factually proven true, correct, valid and or certified compliantly reported. Make no mistake, <em>I intend on pursuing all available remedies under Federal Law to enforce my rights. </em>Failing to remove any and all not compliant and or any and all unverified accounts is damaging my creditworthiness and reputation on a continued basis, such that I will deem purposeful injurious and in need to seek juris rectification. <strong>Since the accounts have NOT been shown by you to be properly verified, I demand the accounts listed herein be removed immediately.&nbsp; </strong><strong>The</strong> <strong>FOLLOWING</strong> <strong>reporting</strong> <strong>derogatory</strong> <strong>allegations</strong> <strong>of</strong> <strong>information</strong> <strong>are</strong> <strong>either UNTRUE,</strong> <strong>INCORRECT,</strong> <strong>INCOMPLETE,</strong> <strong>UNTIMELY,</strong> <strong>NOT</strong> <strong>MINE,</strong> <strong>NOT</strong> <strong>MY</strong> <strong>RESPONSIBILITY,</strong> <strong>or</strong> <strong>otherwise NOT</strong> <strong>PROVEN</strong><strong> COMPLIANT</strong> <strong>to</strong> <strong>regulatory</strong> <strong>federal</strong> <strong>reporting</strong> <strong>laws</strong> <strong>and</strong> <strong>or</strong> <strong>standards</strong> <strong>and</strong> <strong>MUST</strong> <strong>be</strong> <strong>eradicated immediately,</strong> <strong>do</strong> <strong>so</strong> <strong>TODAY,</strong> <strong>even</strong> <strong>right</strong> <strong>NOW!</strong> <strong>The</strong> <strong>obvious</strong> <strong>infractions</strong> <strong>are</strong> <strong>as</strong> <strong>follows: </strong>Please delete this erroneous information immediately or else wise adequately<strong> PHYSICALLY VERFIFY PROPERLY the absolute factual documented TRUTH, ACCURACY, COMPLETENESS, VALIDITY, METRO 2 FORMAT REPORTING and any and all aspects of mandatorily CERTIFIED COMPLIANCE OF REPORTING otherwise be it mentioned or be it now. Should you be deficient or unwilling to timely demonstrate proof as required I DEMAND that you REMOVE THE FOLLOWING items of reporting:</strong></p>
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<p>***Please provide a copy of my corrected and updated report once you have complied with the law.</p>
<p><strong><em><u>In GENUINE SINCERITY</u></em></strong>,</p>
</div>
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<p> *I DO NOT HAVE nor desire reported ANY OTHER FEDERALLY REQUISITE PERSONAL IDENTIFIER INFORMATION so here now move to DELETE any and all OTHER personal identifier information that might be reporting despite my objection without right of law to retain authority to report any data much less personal information that is insufficient of verifiability, validity, timeliness, or certified compliance of reporting there more! The only personal identifier information I grant you authority to report and or retain is EXACTLY as I have submitted above and in no manner else wise!</p>
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<p>RE: Notice of currently reported injurious claim(s) unproven yet to be factually and physically validated true , correct, complete, timely, and certifiably metro 2 format compliant! These claims are requested check for requisites and immediately removed from reporting so to ensure lawful compliant reporting of ONLY factually true correct complete timely validated and certified allegations!</p>
</div>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
<div class="row">
<p >Per my states reporting regulations and the applicable federal guidelines for lawful and compliant reporting of consumer credit, it is unlawful to assume report-ability of any claim without physically verified proof of fullness of truth, completeness of accuracy, timeliness of validity and or certifiable compliant reporting else wise to include but not limited to the standards and mandates described or hinted at via the applicable FCRA and FDCPA laws much less the standard of compliant reporting of the documented perfect and complete Metro 2 Format compliance of reporting! Your reporting , is at a minimum , questionable and not factually substantiated and as such does not meet the minimum criterion of lawful reporting nor assumption of true and validity otherwise. Please be advised that I here now demand that you check for undoubtable proof of and I challenge the validity of the alleged debt in its entirety. Be further advised that I am requesting the name and address of the original creditor, along with an agreement with my original signature binding me to the alleged debt, if so exists. You are attempting to collect an alleged debt and money that I do not owe unlawfully. As per Federal Statute the FDCPA, I'm asking that you cease and desist all collection activity, including credit reporting. I am also requesting the prompt deletions of any prior credit reporting to credit reporting agencies. This letter may be provided to the Consumer Financial Protection Bureau (“CFPB”) and I am fully aware that they are authorized to investigate this matter. If you fail to comply with this letter, this matter may be turned over to an attorney. The following accounts below were reported as a collection, but I don't recall having any business transactions or dealings with these companies. I am asking that you have the creditors provide evidence the accounts belong to me and should be on my credit report, In addition, to show that my rights have not been abrogated.
I'm asking each to verify that the creditors have a signed contract or paperwork from me or related to me in any fashion. Unless this paper is produced or the account is unverifiable by each creditor, I required that the accounts in question are updated and deleted to reflect the proper reporting standard.</p>
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<p>According to 15 USC 1666 you are to cease collection of the disputed amount until verification and validation have been done. What has happened, instead, is an increase of phone calls to this residence, sometimes up to four calls a day. I consider this to be harassment. This is your final notice that you are to limit all future communication with me only in writing. If I receive any phone calls from your company, I will consider them to constitute HARASSMENT. Please be advised that unwanted phone calls are a Class 1 Misdemeanor in this state and I will file a complaint against the caller with the Attorney Generals office. I maintain a telephone log of each phone call and in some cases, make an audio recording when necessary. I permanently record all messages left on voice mail. I have evidence of over 20 calls since you received my NOTICE OF CHALLENGE contesting the claim(s) , as reported!
Be advised that you have the right to remain silent. If you ignore this NOTICE OF HARASSMENT and contact me by telephone, you and your employees agree to allow me to make an audio recording of our conversation and you and your employees agree to allow the recording and any other information obtained to be used against you and your employees in a court of law. I will accept only your written communication. Your failure to honor this request may constitute a violation of 15 USC § 1666 and may result in legal action against you. Govern yourself accordingly.
You should also be aware that making unsubstantiated demands for payment over the phone may be a form of wire fraud. Further, sending unsubstantiated demands for payment through the United States Mail System might constitute mail fraud under federal and state laws. You may wish to consult with a competent legal advisor before your next communication with me.<br>Not happy consumer victim of mis-reporting derogatoriness,</p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
</div>
<div class="row">
<p>*I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
</div>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
</div>
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<p class="span-blue">TO &nbsp; <span class="span-ul">{{$destination}}</span></p>
</div>
<div class="row">
<p>Re: Unproven, Invalid, Not Compliantly reported or else wise Unauthorized Credit claims of delinquency and or derogatorinesss despite significant deficiencies of claims truth, accuracy, completeness, timeliness, ownership, verifiability, validity and certifiable compliant reporting else wiseeach deficiency requires immediate and permanent removal of claims reporting or else is a infraction of reporting regulations and standards of compliant reporting(s). </p>
</div>
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<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
<div class="row">
<p>Not an entity today exists that can certifiably ignore its mandated obligations to report compliantly and to 100% truth, correctness, completeness, timeliness, and documented Irrefutable proof of ownership and responsibility of any allegations of adverse aspects to an account or of a derogatory account in and of itself. <br /> <br /> According to Regulation V 1022.42: Reasonable policies and procedures concerning the accuracy and integrity of furnished information. Furnishers must have strong policies in place to have the highest possible accuracy but it has not been done in this case. <br /> In addition, a per the metro 2 data formatted standards of legal reporting of consumer accounts and profile history and per the Fair Credit reporting act, namely section 609 a1A, it is in CLARITY that you are MANDATED to retain COMPLIANCE at all times, particularly upon notification by an infringed consumer that you are deficient of your requisites to report adequately and a challenge (or dispute) is lodged versus any data information previously NOT proven PHYSICALLY to be affirmed valid or is UNABLE to be demonstrated as true, accurate, complete, timely, and otherwise fully compliant to laws upon a documented declaration of concern by the consumer. I demand, as is MY RIGHTS to do so and as is your REQUIREMENT to satisfy, for you to ANNUL by deletion or removal any and all allegations DEFICIENT of PHYSICAL EVIDENCE OF COMPLIANCE to reporting laws much less verified and valid. If you are unwilling or UNABLE to do so in a federally defined TIMELY manner you MUST rectify your infractions by RETURNING TO or retaining federal reporting COMPLIANCE TODAY, even RIGHT NOW, .As such, I DEMAND that you CERTIFICATE the verification and validity of the following claims or DELETE NOW, so Eradicate immediately and permanently the following misinformation as currently reporting in vile dereliction of regulations and standards of adequate compliant reporting, a minimal criterion of it even:</p>
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<p>&nbsp;&nbsp; The above noted Alleged Data Provider(s), Alleged Account number(s), Alleged Adverse or Derogatory claim(s) above listed is undeniable and significant in its current and obvious deficiently reported status and undoubtedly requires eradication so again I demand that you delete now any deficient claim(s), mentioned or not!&nbsp;&nbsp; &nbsp;It is in clarity that , as reported at least, that the above noted allegation(s) IS(are) DEFICIENT of CERTIFICATED PHYSICAL PROOF of be adequately and fully COMPLIANT to all mandates and laws as related to my state, the FCRA and METRO 2 data formatted reporting standards. As such the truth being , you MUST annul Today, even NOW as you are NOT authorized to retain much less report any information or aspects of adverse data that is NOT TESTIMONIAL in its 100% TRUTH, CORRECTNESS, COMPLETENESS, TIMELINESS, of proven documented OWNERSHIP of mine, or of proven documented RESPONSIBILITY of mine. To legally and compliantly report, per my state and the applicable federal laws and standards of legal compliant reporting mandate that you MUST &nbsp;DEMONSTRATE confirmation of all data, dates, balances, calculations, identities, audits to include the requisite 426-character P6 statements and all of its trailing segments, the minimal five portioned personal identifiers, all 386 pieces to confirmation to collect ,and every aspect of the alpha-/ numeric-/ and or alphanumeric source codes. RETURN or retain OBLIGATORY compliance with your federally defined timely deletion of any and all adverse notations that are deficient of physical evidence of proper reporting. DELETE ,immediately here and now, as it infringes on my consumer and potentially my civil rights as it potentially can lead subterfuge due to misreporting or else wise be injurious to me. <br /> </p>
<p>Genuinely concerned,</p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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<p> ****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE, and MANDATED REPORTED information per FCRA regulations, any and all others I DEMAND, as is my lawful RIGHT(s) to do so, that you annul any and all deficient of any condition, mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information now or ever, please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles. </p>
<div class="clr-red">
<p>(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER</p>
<p>ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate</p>
<p>AUTHORITY to retain much less report without infringing my consumer rights</p>
<p>(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if</p>
<p>ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer right</p>
</div>
</div>
<div class="row">
<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
</div>
<div class="row">
<p class="span-blue">Destination of my Consumer Complaint is &nbsp; </p>
<p><strong>TO: EXPERIAN NORTH AMERICA , OCC<br /> OFFICE of the Corporate Counsel <br /> Attention: Jason Engel and or the current or acting Corporate Counsel<br /> 475 Anton Blvd. <br /> Costa Mesa, California 92626 </strong></p>
<p><strong>AND</strong></p>
<p><strong>Experian&nbsp; POB 9701 Allen TX 75013</strong></p>
</div>
<div class="row">
<p><strong>&nbsp;&nbsp;&nbsp;&nbsp; RE:&nbsp;&nbsp;&nbsp;&nbsp; </strong>**I here now DEMAND that you permanently and completely eradicate from your reports any other personal identifier information as I do NOT AUTHORIZE you nor any other entity rights to retain or report any data that is one or more of being untrue, incorrect, incomplete, not requisite reported, untimely, outdated, unverified, invalid, or else wise deficient of document proof of factual certification of compliant reporting to include to the perfect and complete mandatory Metro 2 format reporting standards. I COMPEL you to COMPLY now and always, as is my consumer RIGHT(s) to do so and YOUR REQUIREMENT to obey! This is in fact a circumstance of OBVIOUS and injurious COMPLIANCE FAILURE and or unproven and or not certified compliantly reported physically verifiable validated true correct complete claim(s) of derogatory student loan and or aspect(s) of such in vile INFRACTION of requisite lawful reporting, to include but not necessarily limited to deficiencies and or unproven aspects concerning FCRA, FDCPA, and or the mandatorily perfect and complete CERTIFIED Metro 2 format COMPLIANT reporting standards! Consumer DEMANDs eradication of derogatory claims ASAP!</p>
</div>
<div class="row">
<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
<div class="row">
<p> As is my consumer right to do so, I hereby compel you to retain ONLY PERFECTLY TRUE VALIDATED and CERTIFIABLY COMPLIANTLY reported claims, particularly that of allegations of delinquencies and or derogatory in any manner whatsoever! Being my RIGHT,I DEMAND that you IMMEDIATELY DELETE and forevermore afterwards BLOCK the misreported misinformation as indicated in the reported item of:
@include('lg.pdf.partial.content')
<p>&nbsp;&nbsp;&nbsp; Most recently I contacted your firm with a formal contesting checking and ,if applicable , challenging derogatory student loan accusations in regard to the status of a subsidized student loan as noted in this letter of questionable character ,validity, verifiability, and compliance. OBVIOUSLY, any and all claims of derogatory nature even valid debts MUST be collected and reported in a factually appropriate manner as exactly outlines in my state&rsquo;s laws and any and all applicable federal regulations and applicable standards of practice, such as but not limited to FCRA, FCBA, FDCPA, FACTA , and the mandatorily perfect correct complete and certified Metro2 format reporting standard(s). VALIDITY of claim(s) and CERTIFIED COMPLIANCE of reporting are MANDATORY CRITERIA , not OPTIONAL and I here now compel you to PROVE FACTUALLY your claim(s) and every aspect of claim(s) and or any you have accepted reported to you, true or not. <br /> To date, your firm has failed to provide even a single one tangible shred of evidence from the accusing Student Loan Servicer, which is REQUIRED OF YOU to even remotely assume capacity to retain rights of reporting minus liabilities for any insufficiencies of the reporting. This is because you are being NOTIFIED and have also previously been notified of SUSPICIOUS , QUESTIONABLE, UNVERIFIABLE, INVALID, and or NOT certified COMPLIANTLY reported misinformation thereby unjustly causing or continuing unlawful injuries to me. As advised in my research and communications even with the CFPB (Consumer Financial Protection Bureau) ,I have made multiple written requests for you to CHECK and deliver back to me information to substantiate and validate the claim&rsquo;s truth, accuracy, completeness and certified compliant reporting even to the mandatorily perfect correct and complete Metro 2 format reporting standards. A deficiency or any one being lawful grounds to eradicate claims until proven undoubted and demonstrated in a testimonial form, as described by law. PROVE or REMOVE! Now, after several weeks I have come to learn that the INFORMATION REQUIRED TO VALIDATE this alleged derogatory LOAN INFORMATION HAD NEVER EVEN BEEN RETAINED, as REQUIRED BY LAW, and further THAT IN NO WAY HAVE OR COULD HAVE THEY CONFIRMED ANY INFORMATION AT THIS TIME nor any previous this moment. OBVIOUSLY, given the circumstances of questionable claims and reporting practices, indeed it is in YOUR BEST INTEREST to suspend reporting of this challenged derogatory information and to eradicate it IMMEDIATELY and retain this suspension until you have the minimal requisites to document proof of verifiable validity of claims and certified compliant metro 2 reporting. Let it be in CLARITY that if you elect to NOT act accordingly or if you again elect to forward me a stall or &ldquo;canned&rdquo; letter I will be forcibly compelled to commence the very unpleasantness of a NOTICE OF ERROR (section 1024.35) under the CFPB regulation &ldquo;X&rdquo; that confirms my PRIVATE RIGHT OF ACTION DIRECTLY AGAINST YOU, EXPERIAN NORH AMERICA, for FAILING to RESPOND ADEQUATELY and your unlawful non-compliant misreporting of the questionable contested derogatory mis-information as I have indicated in this and previous notices! Per federal laws, you have but FIVE(5) CALENDAR DAYS to COMPLY and also to provide to me a WRITTEN NOTICE of SUSPENSION or DELETION of this item ,at least pending the resolution of the investigation action REQUIRED and or you WILL FACE civil LITIGATION from me. Note also I have forwarded the same to Aaron R. Jordan, the currently acting assistant inspector general for investigations at the United States Department of Education (USDOE) at 400 Maryland Avenue, SW in Washington DC 20202-1500. The SERIOUSNESS of my complaint should be noted and OBVIOUS,ACT ACCORDINGLY to best resolve this in full accordance of any and all standards and law(s) ,mentioned here or not!</p>
<p>&nbsp;<br /> In GENUINE SINCERITY,</p>
</div>
@include('lg.pdf.partial.bottom-info')
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cc:</p>
<p>&nbsp;<strong><u>Consumer Financial Protection Bureau (CFPB)&nbsp;&nbsp; </u></strong></p>
<p><strong><u>Mr. Rohit Chopra or current/acting Student Loan Ombudsman&nbsp;&nbsp; </u></strong></p>
<p><strong><u>1700 G Street NW&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </u></strong></p>
<p><strong><u>Washington, DC 20552&nbsp; </u></strong></p>
@include('lg.pdf.partial.img_bottom')
@endsection

View File

@@ -0,0 +1,61 @@
@extends('layouts.lg-pdf2')
@section ('content')
<div class="row">
<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
</div>
<div class="row">
<p> ****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE, and MANDATED REPORTED information per FCRA regulations, any and all others I DEMAND, as is my lawful RIGHT(s) to do so, that you annul any and all deficient of any condition, mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information now or ever, please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles. </p>
<div class="clr-red">
<p>(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER</p>
<p>ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate</p>
<p>AUTHORITY to retain much less report without infringing my consumer rights</p>
<p>(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if</p>
<p>ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer right</p>
</div>
</div>
<div class="row">
<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
</div>
<div class="row">
<p class="span-blue">Destination of my Consumer Complaint is &nbsp; </p>
<p><strong>TO: EQUIFAX CORPORATION</strong><strong><br /> </strong><strong>Attention: Kim Oliver or current or acting SVP, CCO</strong><strong><br /> </strong><strong>SVP, CHIEF COMPLIANCE OFFICIER</strong><strong><br /> </strong><strong>1550 Peachtree Street</strong><strong><br /> </strong><strong>NE Atlanta, Georgia 30309</strong></p>
<p><strong>AND</strong></p>
<p><strong>EQUIFAX POB 740256 Atlanta, GA 30374-0256</strong></p>
</div>
<div class="row">
<p><strong>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; RE:&nbsp;&nbsp;&nbsp;&nbsp; </strong>**I here now DEMAND that you permanently and completely eradicate from your reports any other personal identifier information as I do NOT AUTHORIZE you nor any other entity rights to retain or report any data that is one or more of being untrue, incorrect, incomplete, not requisite reported, untimely, outdated, unverified, invalid, or else wise deficient of document proof of factual certification of compliant reporting to include to the perfect and complete mandatory Metro 2 format reporting standards. I COMPEL you to COMPLY now and always, as is my consumer RIGHT(s) to do so and YOUR REQUIREMENT to obey! This is in fact a circumstance of OBVIOUS and injurious COMPLIANCE FAILURE and or unproven and or not certified compliantly reported physically verifiable validated true correct complete claim(s) of derogatory student loan and or aspect(s) of such in vile INFRACTION of requisite lawful reporting, to include but not necessarily limited to deficiencies and or unproven aspects concerning FCRA, FDCPA, and or the mandatorily perfect and complete CERTIFIED Metro 2 format COMPLIANT reporting standards! Consumer DEMANDs eradication of derogatory claims ASAP!</p>
</div>
<div class="row">
<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
<div class="row">
<p>As is my consumer right to do so, I hereby compel you to retain ONLY PERFECTLY TRUE VALIDATED and CERTIFIABLY COMPLIANTLY reported claims, particularly that of allegations of delinquencies and or derogatory in any manner whatsoever! Being my RIGHT,I DEMAND that you IMMEDIATELY DELETE and forevermore afterwards BLOCK the misreported misinformation as indicated in the reported item of:</p>
@include('lg.pdf.partial.content')
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Most recently I contacted your firm with a formal contesting checking and ,if applicable , challenging derogatory student loan accusations in regard to the status of a subsidized student loan as noted in this letter of questionable character ,validity, verifiability, and compliance. OBVIOUSLY, any and all claims of derogatory nature even valid debts MUST be collected and reported in a factually appropriate manner as exactly outlines in my state&rsquo;s laws and any and all applicable federal regulations and applicable standards of practice, such as but not limited to FCRA, FCBA, FDCPA, FACTA , and the mandatorily perfect correct complete and certified Metro2 format reporting standard(s). VALIDITY of claim(s) and CERTIFIED COMPLIANCE of reporting are MANDATORY CRITERIA , not OPTIONAL and I here now compel you to PROVE FACTUALLY your claim(s) and every aspect of claim(s) and or any you have accepted reported to you, true or not. <br /> To date, your firm has failed to provide even a single one tangible shred of evidence from the accusing Student Loan Servicer, which is REQUIRED OF YOU to even remotely assume capacity to retain rights of reporting minus liabilities for any insufficiencies of the reporting. This is because you are being NOTIFIED and have also previously been notified of SUSPICIOUS , QUESTIONABLE, UNVERIFIABLE, INVALID, and or NOT certified COMPLIANTLY reported misinformation thereby unjustly causing or continuing unlawful injuries to me. As advised in my research and communications even with the CFPB (Consumer Financial Protection Bureau) ,I have made multiple written requests for you to CHECK and deliver back to me information to substantiate and validate the claim&rsquo;s truth, accuracy, completeness and certified compliant reporting even to the mandatorily perfect correct and complete Metro 2 format reporting standards. A deficiency or any one being lawful grounds to eradicate claims until proven undoubted and demonstrated in a testimonial form, as described by law. PROVE or REMOVE! Now, after several weeks I have come to learn that the INFORMATION REQUIRED TO VALIDATE this alleged derogatory LOAN INFORMATION HAD NEVER EVEN BEEN RETAINED, as REQUIRED BY LAW, and further THAT IN NO WAY HAVE OR COULD HAVE THEY CONFIRMED ANY INFORMATION AT THIS TIME nor any previous this moment. OBVIOUSLY, given the circumstances of questionable claims and reporting practices, indeed it is in YOUR BEST INTEREST to suspend reporting of this challenged derogatory information and to eradicate it IMMEDIATELY and retain this suspension until you have the minimal requisites to document proof of verifiable validity of claims and certified compliant metro 2 reporting. Let it be in CLARITY that if you elect to NOT act accordingly or if you again elect to forward me a stall or &ldquo;canned&rdquo; letter I will be forcibly compelled to commence the very unpleasantness of a NOTICE OF ERROR (section 1024.35) under the CFPB regulation &ldquo;X&rdquo; that confirms my PRIVATE RIGHT OF ACTION DIRECTLY AGAINST YOU, EXPERIAN NORH AMERICA, for FAILING to RESPOND ADEQUATELY and your unlawful non-compliant misreporting of the questionable contested derogatory mis-information as I have indicated in this and previous notices! Per federal laws, you have but FIVE(5) CALENDAR DAYS to COMPLY and also to provide to me a WRITTEN NOTICE of SUSPENSION or DELETION of this item ,at least pending the resolution of the investigation action REQUIRED and or you WILL FACE civil LITIGATION from me. Note also I have forwarded the same to Aaron R. Jordan, the currently acting assistant inspector general for investigations at the United States Department of Education (USDOE) at 400 Maryland Avenue, SW in Washington DC 20202-1500. The SERIOUSNESS of my complaint should be noted and OBVIOUS,ACT ACCORDINGLY to best resolve this in full accordance of any and all standards and law(s) ,mentioned here or not!</p>
<p>&nbsp;<br /> In GENUINE SINCERITY,</p>
</div>
@include('lg.pdf.partial.bottom-info')
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cc:</p>
<p>&nbsp;<strong><u>Consumer Financial Protection Bureau (CFPB)&nbsp;&nbsp; </u></strong></p>
<p><strong><u>Mr. Rohit Chopra or current/acting Student Loan Ombudsman&nbsp;&nbsp; </u></strong></p>
<p><strong><u>1700 G Street NW&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </u></strong></p>
<p><strong><u>Washington, DC 20552&nbsp; </u></strong></p>
@include('lg.pdf.partial.img_bottom')
@endsection

View File

@@ -0,0 +1,59 @@
@extends('layouts.lg-pdf2')
@section ('content')
<div class="row">
<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
</div>
<div class="row">
<p> ****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE, and MANDATED REPORTED information per FCRA regulations, any and all others I DEMAND, as is my lawful RIGHT(s) to do so, that you annul any and all deficient of any condition, mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information now or ever, please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles. </p>
<div class="clr-red">
<p>(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER</p>
<p>ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate</p>
<p>AUTHORITY to retain much less report without infringing my consumer rights</p>
<p>(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if</p>
<p>ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer right</p>
</div>
</div>
<div class="row">
<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
</div>
<div class="row">
<p class="span-blue">Destination of my Consumer Complaint is &nbsp; </p>
<p><strong>TO: Trans Union Corporation , EVP/S/GC</strong><br><strong>Attention: John W Blenke or current/acting Executive VP, Secretary, and or General Counsel </strong><br /><strong>555 West Adams Street</strong><br><strong>Chicago, Illinois 60661</strong> </p>
<p><strong>AND</strong></p>
<p><strong>Trans Union Po Box 2000 Chester, Pennsylvania 19016-2000</strong></p>
</div>
<div class="row">
<p><strong>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; RE:&nbsp;&nbsp;&nbsp;&nbsp; </strong>**I here now DEMAND that you permanently and completely eradicate from your reports any other personal identifier information as I do NOT AUTHORIZE you nor any other entity rights to retain or report any data that is one or more of being untrue, incorrect, incomplete, not requisite reported, untimely, outdated, unverified, invalid, or else wise deficient of document proof of factual certification of compliant reporting to include to the perfect and complete mandatory Metro 2 format reporting standards. I COMPEL you to COMPLY now and always, as is my consumer RIGHT(s) to do so and YOUR REQUIREMENT to obey! This is in fact a circumstance of OBVIOUS and injurious COMPLIANCE FAILURE and or unproven and or not certified compliantly reported physically verifiable validated true correct complete claim(s) of derogatory student loan and or aspect(s) of such in vile INFRACTION of requisite lawful reporting, to include but not necessarily limited to deficiencies and or unproven aspects concerning FCRA, FDCPA, and or the mandatorily perfect and complete CERTIFIED Metro 2 format COMPLIANT reporting standards! Consumer DEMANDs eradication of derogatory claims ASAP!</p>
</div>
<div class="row">
<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
<div class="row">
<p>As is my consumer right to do so, I hereby compel you to retain ONLY PERFECTLY TRUE VALIDATED and CERTIFIABLY COMPLIANTLY reported claims, particularly that of allegations of delinquencies and or derogatory in any manner whatsoever! Being my RIGHT,I DEMAND that you IMMEDIATELY DELETE and forevermore afterwards BLOCK the misreported misinformation as indicated in the reported item of:</p>
@include('lg.pdf.partial.content')
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Most recently I contacted your firm with a formal contesting checking and ,if applicable , challenging derogatory student loan accusations in regard to the status of a subsidized student loan as noted in this letter of questionable character ,validity, verifiability, and compliance. OBVIOUSLY, any and all claims of derogatory nature even valid debts MUST be collected and reported in a factually appropriate manner as exactly outlines in my state&rsquo;s laws and any and all applicable federal regulations and applicable standards of practice, such as but not limited to FCRA, FCBA, FDCPA, FACTA , and the mandatorily perfect correct complete and certified Metro2 format reporting standard(s). VALIDITY of claim(s) and CERTIFIED COMPLIANCE of reporting are MANDATORY CRITERIA , not OPTIONAL and I here now compel you to PROVE FACTUALLY your claim(s) and every aspect of claim(s) and or any you have accepted reported to you, true or not. <br /> To date, your firm has failed to provide even a single one tangible shred of evidence from the accusing Student Loan Servicer, which is REQUIRED OF YOU to even remotely assume capacity to retain rights of reporting minus liabilities for any insufficiencies of the reporting. This is because you are being NOTIFIED and have also previously been notified of SUSPICIOUS , QUESTIONABLE, UNVERIFIABLE, INVALID, and or NOT certified COMPLIANTLY reported misinformation thereby unjustly causing or continuing unlawful injuries to me. As advised in my research and communications even with the CFPB (Consumer Financial Protection Bureau) ,I have made multiple written requests for you to CHECK and deliver back to me information to substantiate and validate the claim&rsquo;s truth, accuracy, completeness and certified compliant reporting even to the mandatorily perfect correct and complete Metro 2 format reporting standards. A deficiency or any one being lawful grounds to eradicate claims until proven undoubted and demonstrated in a testimonial form, as described by law. PROVE or REMOVE! Now, after several weeks I have come to learn that the INFORMATION REQUIRED TO VALIDATE this alleged derogatory LOAN INFORMATION HAD NEVER EVEN BEEN RETAINED, as REQUIRED BY LAW, and further THAT IN NO WAY HAVE OR COULD HAVE THEY CONFIRMED ANY INFORMATION AT THIS TIME nor any previous this moment. OBVIOUSLY, given the circumstances of questionable claims and reporting practices, indeed it is in YOUR BEST INTEREST to suspend reporting of this challenged derogatory information and to eradicate it IMMEDIATELY and retain this suspension until you have the minimal requisites to document proof of verifiable validity of claims and certified compliant metro 2 reporting. Let it be in CLARITY that if you elect to NOT act accordingly or if you again elect to forward me a stall or &ldquo;canned&rdquo; letter I will be forcibly compelled to commence the very unpleasantness of a NOTICE OF ERROR (section 1024.35) under the CFPB regulation &ldquo;X&rdquo; that confirms my PRIVATE RIGHT OF ACTION DIRECTLY AGAINST YOU, EXPERIAN NORH AMERICA, for FAILING to RESPOND ADEQUATELY and your unlawful non-compliant misreporting of the questionable contested derogatory mis-information as I have indicated in this and previous notices! Per federal laws, you have but FIVE(5) CALENDAR DAYS to COMPLY and also to provide to me a WRITTEN NOTICE of SUSPENSION or DELETION of this item ,at least pending the resolution of the investigation action REQUIRED and or you WILL FACE civil LITIGATION from me. Note also I have forwarded the same to Aaron R. Jordan, the currently acting assistant inspector general for investigations at the United States Department of Education (USDOE) at 400 Maryland Avenue, SW in Washington DC 20202-1500. The SERIOUSNESS of my complaint should be noted and OBVIOUS,ACT ACCORDINGLY to best resolve this in full accordance of any and all standards and law(s) ,mentioned here or not!</p>
<p>&nbsp;<br /> In GENUINE SINCERITY,</p>
</div>
@include('lg.pdf.partial.bottom-info')
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cc:</p>
<p>&nbsp;<strong><u>Consumer Financial Protection Bureau (CFPB)&nbsp;&nbsp; </u></strong></p>
<p><strong><u>Mr. Rohit Chopra or current/acting Student Loan Ombudsman&nbsp;&nbsp; </u></strong></p>
<p><strong><u>1700 G Street NW&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </u></strong></p>
<p><strong><u>Washington, DC 20552&nbsp; </u></strong></p>
@include('lg.pdf.partial.img_bottom')
@endsection

View File

@@ -0,0 +1,53 @@
@extends('layouts.lg-pdf2')
@section ('content')
<div class="row">
<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
</div>
<div class="row">
<p>*I demand that any OTHER reported personal identifier information be removed from reporting as it does NOT MATCH EXACTLY my true current CORRECT information EXACTLY as I have detailed above. It is MY RIGHT to DENY YOU AUTHORITY TO REPORT DEFICIENT of factual verifiability of validation of only TRUE CORRECT COMPLETE TIMELY CLAIMS which as well are CERTIFIABLY COMPIANT IN their reporting, even to the mandatorily perfect and certified METRO 2 format reporting standard(s) of compliance! </p>
</div>
<div class="row">
<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
</div>
<div class="row">
<p class="span-blue">TO &nbsp; <span class="span-ul">{{$destination}}</span></p>
<p class="clr-red">AND</p>
<p><strong><em>Kent Markus, Director of Enforcement</em></strong></p>
<p><strong><em>Consumer Financial Protection Bureau</em></strong></p>
<p><strong><em>1700 G Street, </em></strong></p>
<p><strong><em>NW Washington, DC 20552</em></strong></p>
</div>
<div class="row">
<p>RE: Problem with Credit Inquiry (ies) reported deficient of proof of validity and deficient of certified compliance of reporting, particularly as related to the mandatory METRO 2 format reporting standard(s).</p>
</div>
<div class="row">
<h1 class="span-ul2">To Whom it Concerns,</h1>
</div>
<div class="row">
<p>Mr. Markus (or whom it is that is responsible for your entity&rsquo;s enactment and enforcement of COMPLIANT reporting standards and requisite mandates) , I have been dealing with a series of credit reporting errors for several months and have reached wits end on how to proceed. I found several credit inquiries on my credit report that I have NO knowledge of. I followed the exact letter of the law and contacted the Credit Bureaus (Trans Union/Experian/Equifax) and disputed the validity of these Inquiries. I ALSO contacted the creditors directly.&nbsp; Several representatives informed me that the name as listed did not match my name spelling; others could not provide me with any information about the alleged application because their firms DID NOT retain the information on this inquiry.&nbsp; I attempted to contact the three credit reporting agencies to speak with someone about this problem, and the facts that the information was either not retained by the creditors or not mine.&nbsp; I contacted each CRA and was informed that their records were correct they declined to substantiate the claim and informed me I could file a fraud report If I WISHED but, they could not help me ANY further!</p>
<p>&nbsp;</p>
<p>&nbsp;I submitted IN WRITING a Validation request under the FCRA title 611, this request was ignored by the creditors in question, when I called back and demanded to speak to a supervisor to find out the status of the Validation demand that I had filed, I was informed by a person who stated that HE was a supervisor, but refused to provide me with his operator number or extension, that THEY were not required by the FCRA to provide any VALIDATION information for inquiries, even if it could be Identity Theft.</p>
<p>Below listed are the questionable if not altogether erroneous inquiries you are reporting, each of which REQUIRES ERADICATION from reporting IMMEDIATELY and PERMANENTLY:</p>
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<p>If your firm does not COMPLY in writing to this CEASE and DESIST notice within 5 days I will not hesitate to bring suit against your firm in this matter as in the example of <strong><u>Mey v. RFA aka RELIANT FINANCIAL ASSOCIATES . </u></strong></p>
<p>I submitted IN WRITING a Validation request under the <strong><u>FCRA title 611</u></strong>, this request was ignored by the creditors in question, when I called back and demanded to speak to a supervisor to find out the status of the Validation demand that I had filed, I was informed by a person who stated that HE was a supervisor, but refused to provide me with his operator number or extension, that THEY were not required by the FCRA to provide any VALIDATION information.</p>
<p>&nbsp;</p>
<p>I have followed the letter of the law yet the credit reporting agencies have ignored and refused to address my legitimate problem&hellip;can you help? Better yet, WILL YOU?</p>
<p>&nbsp;</p>
<p>PLEASE!!</p>
<p>&nbsp;</p>
<p>Sincerely,</p>
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<p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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<p> ****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE, and MANDATED REPORTED information per FCRA regulations, any and all others I DEMAND, as is my lawful RIGHT(s) to do so, that you annul any and all deficient of any condition, mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information now or ever, please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles. </p>
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<p>(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER</p>
<p>ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate</p>
<p>AUTHORITY to retain much less report without infringing my consumer rights</p>
<p>(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if</p>
<p>ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
<p>(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer right</p>
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<p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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<p class="span-blue">Destination of my Consumer Complaint is &nbsp;<span class="span-ul">{{$destination}}</span> </p>
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<p><strong>&nbsp;&nbsp;&nbsp;&nbsp; RE:&nbsp;&nbsp;&nbsp;&nbsp; </strong>**I here now DEMAND that you permanently and completely eradicate from your reports any other personal identifier information as I do NOT AUTHORIZE you nor any other entity rights to retain or report any data that is one or more of being untrue, incorrect, incomplete, not requisite reported, untimely, outdated, unverified, invalid, or else wise deficient of document proof of factual certification of compliant reporting to include to the perfect and complete mandatory Metro 2 format reporting standards. I COMPEL you to COMPLY now and always, as is my consumer RIGHT(s) to do so and YOUR REQUIREMENT to obey! This is in fact a circumstance of OBVIOUS and injurious COMPLIANCE FAILURE and or unproven and or not certified compliantly reported physically verifiable validated true correct complete claim(s) of derogatory student loan and or aspect(s) of such in vile INFRACTION of requisite lawful reporting, to include but not necessarily limited to deficiencies and or unproven aspects concerning FCRA, FDCPA, and or the mandatorily perfect and complete CERTIFIED Metro 2 format COMPLIANT reporting standards! Consumer DEMANDs eradication of derogatory claims ASAP!</p>
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<p><strong><em><u><h2>Sirs </h2></u></em></strong><br>(or elsewise whom it may concern CAPABLE of rectifying unproven claims),&nbsp;</p>
<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Please take time and effort to find a copy of my three most recent previous written demands forwarded to you to have unverified accounts removed from my credit report.&nbsp; To date, you have willfully failed to provide me with any information that you are required to under Federal Law.&nbsp; A mere statement that these items are &ldquo;reported correctly&rdquo; and therefore &ldquo;verified&rdquo; is insufficient.&nbsp; You have not identified who verified the accuracy of the information or how they were verified. Only an individual in your company with firsthand knowledge must be able to, under penalties of perjury in a Court of law testify that they themselves looked at the physical documents necessary to verify the account.&nbsp; When sued, you will also have to explain to the Judge why you failed to provide the documentation as requested by me on several occasions and in full knowledge that it was a violation of law, all of which subjects you to punitive damages as well. The accounts listed below that remain on my credit report are in violation of 15 USC Section 1681.&nbsp; <strong>A copy of this letter and all previous letters have been sent to the Consumer Financial Protective Bureau and will be submitted as evidence in a trial should you fail to comply with this Final Offer.&nbsp; Since the accounts have NOT been shown by you to be properly verified, I demand the accounts listed herein be removed immediately.&nbsp; </strong>Make no mistake, <em>I intend on pursuing all available remedies under Federal Law to enforce my rights. </em>Failing to remove any and all not compliant and or any and all unverified accounts is damaging my creditworthiness and reputation on a continued basis, such that I will deem purposeful injurious and in need to seek juris rectification. <strong>Since the accounts have NOT been shown by you to be properly verified, I demand the accounts listed herein be removed immediately.&nbsp; </strong><strong>The</strong> <strong>FOLLOWING</strong> <strong>reporting</strong> <strong>derogatory</strong> <strong>allegations</strong> <strong>of</strong> <strong>information</strong> <strong>are</strong> <strong>either UNTRUE,</strong> <strong>INCORRECT,</strong> <strong>INCOMPLETE,</strong> <strong>UNTIMELY,</strong> <strong>NOT</strong> <strong>MINE,</strong> <strong>NOT</strong> <strong>MY</strong> <strong>RESPONSIBILITY,</strong> <strong>or</strong> <strong>otherwise NOT</strong> <strong>PROVEN</strong><strong> COMPLIANT</strong> <strong>to</strong> <strong>regulatory</strong> <strong>federal</strong> <strong>reporting</strong> <strong>laws</strong> <strong>and</strong> <strong>or</strong> <strong>standards</strong> <strong>and</strong> <strong>MUST</strong> <strong>be</strong> <strong>eradicated immediately,</strong> <strong>do</strong> <strong>so</strong> <strong>TODAY,</strong> <strong>even</strong> <strong>right</strong> <strong>NOW!</strong> <strong>The</strong> <strong>obvious</strong> <strong>infractions</strong> <strong>are</strong> <strong>as</strong> <strong>follows: </strong>Please delete this erroneous information immediately or else wise adequately<strong> PHYSICALLY VERFIFY PROPERLY the absolute factual documented TRUTH, ACCURACY, COMPLETENESS, VALIDITY, METRO 2 FORMAT REPORTING and any and all aspects of mandatorily CERTIFIED COMPLIANCE OF REPORTING otherwise be it mentioned or be it now. Should you be deficient or unwilling to timely demonstrate proof as required I DEMAND that you REMOVE THE FOLLOWING items of reporting:</strong></p>
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<p>***Please provide a copy of my corrected and updated report once you have complied with the law.</p>
<p><strong><em><u>In GENUINE SINCERITY</u></em></strong>,</p>
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