rajib/Business-credit-asistant
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Pulak
2026-06-29 13:00:18 +06:00
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app/Services/SmartCreditJsonToHtml.php Normal file
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<?php
namespace App\Services;
class SmartCreditJsonToHtml
{
// convert to html start
public function generateHtml($json_data)
{
$json_data = json_decode($json_data,true);
if(!empty($json_data['BundleComponents']['BundleComponent'][6]['TrueLinkCreditReportType'])) {
$json_data = $json_data['BundleComponents']['BundleComponent'][6]['TrueLinkCreditReportType'];
$borrower_info = $json_data['Borrower'];
$credit_scores = $borrower_info['CreditScore'];
$creditScore = [
'title' => 'Vantage Score® 3.0 credit score',
'TransUnion' => $credit_scores[0]['riskScore'],
'Experian' => $credit_scores[1]['riskScore'],
'Equifax' => $credit_scores[2]['riskScore'],
];
$personal_infos = $this->personal_information_data_binding($borrower_info);
$consumer_statement_data_set = $this->consumer_statement_data_binding($borrower_info);
$summary_info_data_set = $this->summary_info_data_binding($json_data);
$creditor_contact_data_set = $this->creditor_contacts_data_binding($json_data);
$inquiries_data_set = $this->inquiries_data_binding($json_data);
$account_history_data = $this->account_history_data_binding($json_data['TradeLinePartition']);
$account_history_data_set = $this->account_history_filter_by_account_type($account_history_data);
$data_set = ['creditScore'=>$creditScore,'personal_infos'=>$personal_infos,'consumer_statement_data_set'=>$consumer_statement_data_set,'summary_info_data_set'=>$summary_info_data_set,'creditor_contact_data_set'=>$creditor_contact_data_set,'inquiries_data_set'=>$inquiries_data_set,'account_history_data_set'=>$account_history_data_set];
return $data_set;
// $html = view('partials.credit_report.main_report', compact('creditScore', 'personal_infos','consumer_statement_data_set','summary_info_data_set', 'creditor_contact_data_set', 'inquiries_data_set', 'account_history_data_set'))->render();
// dd($html);
}
return null;
}
private function personal_information_data_binding($borrower_info)
{
$personal_info_employer = [];
$personal_info_birth = [];
$personal_info_borrowerName = [];
$personal_info_borrowerAddress = [];
$personal_info_previousAddress = [];
$personal_info_creditScore = [];
if(isset($borrower_info['Employer']))
{
$personal_info_employer = $borrower_info['Employer'];
}
if(isset($borrower_info['Birth']))
{
$personal_info_birth = $borrower_info['Birth'];
}
if(isset($borrower_info['BorrowerName']))
{
$personal_info_borrowerName = $borrower_info['BorrowerName'];
}
if(isset($borrower_info['BorrowerAddress']))
{
$personal_info_borrowerAddress = $borrower_info['BorrowerAddress'];
}
if(isset($borrower_info['PreviousAddress']))
{
$personal_info_previousAddress = $borrower_info['PreviousAddress'];
}
if(isset($borrower_info['CreditScore']))
{
$personal_info_creditScore = $borrower_info['CreditScore'];
}
$personal_info_data_set = [
'CREDIT_REPORT_DATE' =>[
'title' => 'CREDIT REPORT DATE',
'data' => $this->common_data_binding($personal_info_creditScore)
],
'NAME' =>[
'title' => 'NAME',
'data' => $this->data_binding_for_name($personal_info_borrowerName)
],
'ALSO_KNOWN_AS' =>[
'title' => 'ALSO KNOWN AS',
'data' => $this->data_binding_for_also_known_name($personal_info_borrowerName)
],
'DATE_OF_BIRTH'=>[
'title' => 'DATE OF BIRTH',
'data' => $this->common_data_binding($personal_info_birth)
],
'CURRENT_ADDRESS'=>[
'title' => 'CURRENT ADDRESS',
'data' => $this->common_data_binding($personal_info_borrowerAddress)
],
'PREVIOUS_ADDRESS'=>[
'title' => 'PREVIOUS ADDRESS',
'data' => $this->common_data_binding($personal_info_previousAddress)
],
'EMPLOYER'=>[
'title' => 'EMPLOYER',
'data' => $this->common_data_binding($personal_info_employer)
],
];
return $personal_info_data_set;
}
private function consumer_statement_data_binding($borrower_info):array
{
$personal_info_consumer_statement = [];
if(isset($borrower_info['CreditStatement']))
{
$personal_info_consumer_statement = $borrower_info['CreditStatement'];
}
return $this->common_data_binding($personal_info_consumer_statement);
}
private function inquiries_data_binding($inquiryPartition)
{
$inquiries_info = [];
if(isset($inquiryPartition['InquiryPartition']))
{
$inquiries_info = $inquiryPartition['InquiryPartition'];
if(count($inquiries_info)== 1) {
$inquiries_info['Inquiry'] = $inquiryPartition['InquiryPartition'];
}
}
return $inquiries_info;
}
private function creditor_contacts_data_binding($creditor_contact)
{
$creditor_contacts_info = [];
if(isset($creditor_contact['Subscriber']))
{
$creditor_contacts_info = $creditor_contact['Subscriber'];
}
return $creditor_contacts_info;
}
private function summary_info_data_binding($summary)
{
$summary_info = [];
if(isset($summary['Summary']))
{
$summary_info = $summary['Summary'];
}
$summary_info_data = [
'TOTAL_ACCOUNTS' => [
'title' => 'TOTAL ACCOUNTS',
'TransUnion'=> $summary_info['TradelineSummary']['TransUnion']['TotalAccounts'],
'Experian'=> $summary_info['TradelineSummary']['Experian']['TotalAccounts'],
'Equifax'=> $summary_info['TradelineSummary']['Equifax']['TotalAccounts'],
],
'OPEN_ACCOUNTS' => [
'title' => 'OPEN ACCOUNTS',
'TransUnion'=> $summary_info['TradelineSummary']['TransUnion']['OpenAccounts'],
'Experian'=> $summary_info['TradelineSummary']['Experian']['OpenAccounts'],
'Equifax'=> $summary_info['TradelineSummary']['Equifax']['OpenAccounts'],
],
'CLOSED_ACCOUNTS' =>[
'title' => 'CLOSED ACCOUNTS',
'TransUnion'=> $summary_info['TradelineSummary']['TransUnion']['CloseAccounts'],
'Experian'=> $summary_info['TradelineSummary']['Experian']['CloseAccounts'],
'Equifax'=> $summary_info['TradelineSummary']['Equifax']['CloseAccounts'],
],
'DELINQUENT'=>[
'title' => 'DELINQUENT',
'TransUnion'=> $summary_info['TradelineSummary']['TransUnion']['DelinquentAccounts'],
'Experian'=> $summary_info['TradelineSummary']['Experian']['DelinquentAccounts'],
'Equifax'=> $summary_info['TradelineSummary']['Equifax']['DelinquentAccounts'],
],
'DEROGATORY'=>[
'title' => 'DEROGATORY',
'TransUnion'=> $summary_info['TradelineSummary']['TransUnion']['DerogatoryAccounts'],
'Experian'=> $summary_info['TradelineSummary']['Experian']['DerogatoryAccounts'],
'Equifax'=> '--',
],
'BALANCES'=>[
'title' => 'BALANCES',
'TransUnion'=> amountFormatter($summary_info['TradelineSummary']['TransUnion']['TotalBalances']),
'Experian'=>amountFormatter($summary_info['TradelineSummary']['Experian']['TotalBalances']),
'Equifax'=>amountFormatter($summary_info['TradelineSummary']['Equifax']['TotalBalances']),
],
'PAYMENTS'=>[
'title' => 'PAYMENTS',
'TransUnion'=>amountFormatter($summary_info['TradelineSummary']['TransUnion']['TotalMonthlyPayments']),
'Experian'=>amountFormatter($summary_info['TradelineSummary']['Experian']['TotalMonthlyPayments']),
'Equifax'=>amountFormatter($summary_info['TradelineSummary']['Equifax']['TotalMonthlyPayments']),
],
'PUBLIC_RECORDS'=>[
'title' => 'PUBLIC RECORDS',
'TransUnion'=> $summary_info['PublicRecordSummary']['TransUnion']['NumberOfRecords'],
'Experian'=> $summary_info['PublicRecordSummary']['Experian']['NumberOfRecords'],
'Equifax'=> $summary_info['PublicRecordSummary']['Equifax']['NumberOfRecords'],
],
'INQUIRIES'=>[
'title' => 'INQUIRIES (2 years)',
'TransUnion'=> $summary_info['InquirySummary']['TransUnion']['NumberInLast2Years'],
'Experian'=> $summary_info['InquirySummary']['Experian']['NumberInLast2Years'],
'Equifax'=> $summary_info['InquirySummary']['Equifax']['NumberInLast2Years'],
]
];
return $summary_info_data;
}
private function account_history_data_binding($account_historys)
{
$account_history_data = [];
foreach ($account_historys as $account_history )
{
$tradelines = $account_history['Tradeline'];
if(isset($tradelines['subscriberCode']) && isset($tradelines['accountNumber'])
&& isset($tradelines['creditorName'])){
$tradelines = [ $tradelines ];
}
$data = $this->common_data_binding($tradelines);
$account_history_data[] = [
'title'=> $tradelines[0]['creditorName'],
'key_data'=>$this->sub_account_history_data_bindings(),
"accountTypeDescription" => $account_history['accountTypeDescription'],
"accountTypeSymbol" => $account_history['accountTypeSymbol'],
"accountTypeAbbreviation" => $account_history['accountTypeAbbreviation'],
'data'=> $data];
}
return $account_history_data;
}
private function sub_account_history_data_bindings()
{
$return_data = [
'ACCOUNT'=> [
'title' => 'Account #',
],
'HIGH_BALANCE' => [
'title' => 'High Balance',
],
'LAST_VERIFIED' =>[
'title' => 'Last Verified',
],
'DATE_OF_LAST_ACTIVITY' =>[
'title' => 'Date of Last Activity',
],
'DATE_REPORTED'=>[
'title' => 'Date Reported',
],
'DATE_OPENED'=>[
'title' => 'Date Opened',
],
'BALANCE_OWED'=>[
'title' => 'Balance Owed',
],
'CLOSED_DATE'=>[
'title' => 'Closed Date',
],
'ACCOUNT_RATING'=>[
'title' => 'Account Rating',
],
'ACCOUNT_DESCRIPTION'=>[
'title' => 'Account Description',
],
'DISPUTE_STATUS'=>[
'title' => 'Dispute Status',
],
'CREDITOR_TYPE'=> [
'title' => 'Creditor Type',
],
'ACCOUNT_STATUS'=>[
'title' => 'Account Status',
],
'PAYMENT_STATUS'=> [
'title' => 'Payment Status',
],
'CREDITOR_REMARKS'=>[
'title' => 'Creditor Remarks',
],
'ORIGINAL_CREDITOR'=>[
'title' => 'Original Creditor',
],
'PAYMENT_AMOUNT'=> [
'title' => 'Payment Amount',
],
'LAST_PAYMENT'=>[
'title' => 'Last Payment',
],
'TERM_LENGTH'=>[
'title' => 'Term Length',
],
'PAST_DUE_AMOUNT'=>[
'title' => 'Past Due Amount',
],
'ACCOUNT_TYPE'=>[
'title' => 'Account Type',
],
'PAYMENT_FREQUENCY'=>[
'title' => 'Payment Frequency',
],
'CREDIT_LIMIT'=>[
'title' => 'Credit Limit',
],
];
return $return_data;
}
private function common_data_binding($data)
{
$data_set = [
'TransUnion'=> array_filter($data,function ($item){
if($item['Source']['Bureau']['symbol'] == 'TUC'){
return $item;
}
}),
'Experian'=>array_filter($data,function ($item){
if($item['Source']['Bureau']['symbol'] == 'EXP'){
return $item;
}
}),
'Equifax'=>array_filter($data,function ($item){
if($item['Source']['Bureau']['symbol'] == 'EQF'){
return $item;
}
}),
];
return $data_set;
}
private function data_binding_for_name($data)
{
$data_set = [
'TransUnion'=> array_filter($data,function ($item){
if($item['Source']['Bureau']['symbol'] == 'TUC' && $item['NameType']['symbol'] == '1'){
return $item;
}
}),
'Experian'=>array_filter($data,function ($item){
if($item['Source']['Bureau']['symbol'] == 'EXP' && $item['NameType']['symbol'] == '1'){
return $item;
}
}),
'Equifax'=>array_filter($data,function ($item){
if($item['Source']['Bureau']['symbol'] == 'EQF' && $item['NameType']['symbol'] == '1'){
return $item;
}
}),
];
return $data_set;
}
private function data_binding_for_also_known_name($data)
{
$data_set = [
'TransUnion'=> array_filter($data,function ($item){
if($item['Source']['Bureau']['symbol'] == 'TUC' && $item['NameType']['symbol'] == 'A'){
return $item;
}
}),
'Experian'=>array_filter($data,function ($item){
if($item['Source']['Bureau']['symbol'] == 'EXP' && $item['NameType']['symbol'] == 'A'){
return $item;
}
}),
'Equifax'=>array_filter($data,function ($item){
if($item['Source']['Bureau']['symbol'] == 'EQF' && $item['NameType']['symbol'] == 'A'){
return $item;
}
}),
];
return $data_set;
}
private function account_history_filter_by_account_type($data){
$data_set = [
'Revolving'=> array_filter($data,function ($item){
if($item['accountTypeSymbol'] == 'R'){
return $item;
}
}),
'Installment' => array_filter($data,function ($item){
if($item['accountTypeSymbol'] == 'I'){
return $item;
}
}),
'Line_of_credit' => array_filter($data,function ($item){
if($item['accountTypeSymbol'] == 'C'){
return $item;
}
}),
'Collection' => array_filter($data,function ($item){
if($item['accountTypeSymbol'] == 'Y'){
return $item;
}
}),
'Other' => array_filter($data,function ($item){
if($item['accountTypeSymbol'] == 'O'){
return $item;
}
}),
];
return $data_set;
}
}