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  <p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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  <p>**I here now DEMAND that you permanently and completely eradicate from your reports any other personal identifier information as I do NOT AUTHORIZE you nor any other <p>&nbsp;****To begin, I would like to ensure you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE, and MANDATED REPORTED information per FCRA regulations, any and all others I DEMAND, as is my lawful RIGHT(s) to do so, that you annul any and all deficient of any condition, mentioned or not! I DO NOT AUTHORIZE you to mis-report any mis-information now or ever, please review and ENSURE your adequate and full accordance to the laws upon which govern your practice of reporting consumer credit profiles.</p>
  <p>(a)I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
  <p>(b)I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER</p>
  <p>ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate</p>
  <p>AUTHORITY to retain much less report without infringing my consumer rights</p>
  <p>(c )I do NOT have any requisite OTHER SSNs and I do NOT desire any OTHER SSNs to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
  <p>(d)I do NOT have any requisite OTHER Dates of Birth and I do NOT desire any OTHER Dates of Birth to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
  <p>(e)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
  <p>(f)I do NOT have any requisite employers and I do NOT desire any employers to be retained or reported, if</p>
  <p>ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
  <p>(g)I do NOT have any requisite spouses/ roommates/ co-applicants and I do NOT desire any spouses/ roommates/ co-applicants to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights.</p>
  <p>(h)I do NOT have any requisite telephone numbers and I do NOT desire any telephone numbers to be retained or reported, if ANY DELETE NOW or product PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer right</p>
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  <p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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 <p class="span-blue">Destination  of my Consumer Complaint is : &nbsp;<span class="span-ul">{{$destination}}</span></p>
  <p><span style="font-style: italic;text-decoration: underline; font-weight: bold;">Attention: Consumer Compliance Supervisor </span></p>


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  <p>RE:  NOTICE of ISSUES with my credit report and REQUEST to CHECK for VALIDITY of claims and CERTIFIED COMPLIANCE of reporting, particularly as to the mandatory Metro2 format reporting. Additionally, this is my notice of DISPUTE versus any injurious errors and also my lawful CHALLENGE contesting any and all missing and or deficiencies of the requisite compliant reporting, mentioned or not!  </p>
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    <h1 class="span-ul2">To Whom it Concerns,</h1>
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    <p >This letter serves you as my official consumer COMPLAINT and notice of your current injurious and unlawful reporting of information that is either or all of being UNTRUE, INACCURATE, INCOMPLETE,UNVERIFIABLE, INVALID, NOT COMPLIANT to perfect and full Metro 2 format reporting, and or NOT CERTIFIED as one or more as is MANDATORY for lawful reporting of ANY claim of derogatory and or delinquency versus any consumer, TRUE OR NOT! You have listed a derogatory and or delinquent student loan on my credit file as noted below, I here now rightfully request and DEMAND that you IMMEIATELY and PERMANENTLY remove and block this misinformation in full accordance of regulatory laws and standards of reporting practices, to include but NOT limited to the adequate aspects of the FCRA, FDCPA, and mandatorily perfect complete correct Metro 2 format reporting compliance.  This letter serves as my request that you CHECK for absolute and undoubted VALIDITY of claim(s), physically verifiable and CERTIFIED metro 2 COMPLIANT reporting of the validated claim(s), and to accept my DISPUTE of any UNTRUTHS,INACCURACIES, and or INCOMPLETENESSES of physically verifiable validity as well as to accept my CHALLENGE against any claim that is suspect in its factually complete perfect Metro 2 compliant reporting. Any missing and or deficient aspects of validity and or compliance OR any UNTIMELINESS of its demonstration is rightful grounds for me to DEMAND and COMPEL you to BE FULLY COMPLIANT in your reporting or else accept that I will seek suitable resolution and monetary relief in a civil court nearest and most favorable for me.  Per FCRA 611 (a) (7) you are specifically REQUIRED to present document description of the precise and adequate procedure(s) utilized by your agency in providing and obtaining this particular derogatory and or delinquently reported student loan including if it was obtained by a Third-Party originator and or HOW WAS IT HANDLED and or TRANSFERRED to and or BY your firm. <span style="font-weight: bold;text-decoration: underline;">Here below is the erroneous student loan record(s) you are misreporting, ILLEGALLY: </span></p>

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    <p>Please delete this misleading injurious derogatorily reported information and supply a corrected updated credit profile to all creditor reporting  agencies. I understand that I am exercising my right(s) under the terms of the Fair Credit Reporting Act (FCRA) 15 U.S.C. 1681 and I absolutely demand and EXPECT that your firm will not hesitate to respectfully abide and adhere to requisites to ensure protection of my legal rights as a consumer, requested by me or not! If ,HOWEVER, you elect to continue your current unfair unproven and not compliant reporting practices, I am within my rights to DEMAND that you DO and PROVE you have done each of the following:<br>
1)  Tell me in WRITING what information you REFUSE to remove and or modify as I have requested and WHY EXACTLY!    <br>
2)  Tell me IN WRITING , what EXACTLY you factually and can testimonial  state and certify did to determine that the information was in fact TRUE, CORRECT, COMPLETE, VALID , and otherwise CERTIFIABLY COMPLIANT in its reporting, even to the mandatory perfect and complete Metro 2 format reporting standards much less any and all applicable regulatory requirements of the FCRA and or FDCPA or otherwise mandatory, mentioned here or not!  <br>
3)  Note the information as Disputed/Challenged on my consumer credit report profile in the federally defined timely manner AND insert the relevant statement of my consumer complaint(s) as above noted into my current consumer credit report profile .<br>
    *I appreciate your TIME and best attention/efforts to this serious matter!
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    <p style="font-weight: bold; text-decoration: underline;">In GENUINE SINCERITY,</p>
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      <p style="font-weight: bold;"> CC:  CFPB, EA    Attention: Nate Viebrock or current/acting Enforcement Attorney <br>
Consumer Financial Protection Bureau <br>
1700 G Street NW <br>
Washington, DC 20552 </p>
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      <p>PS: included attached are my documents of personal identifiers, refer to them as necessary! </p>
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