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  <h3  style="font-weight: bold;">This OFFICIALLY WRIT NOTICE OF CONSUMER COMPLAINT is my lawful consumer Request for you to CHECK OF COMPLIANCE OF REPORTING (particularly to ensure certified Metro 2 Format perfection and completion) , documented VALIDATION of claims, and NOT simply Verification of your electronic records! </h3>
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  <p class="span-red">My current Legally acquired lawful Social Security Number last four is and only is &nbsp;<span class="span-ul">{{$universal['ssn']}}</span></p>
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  <p>*I do NOT authorize you NOR ANY ENTITY the right to retain nor report ANY other personal identifier information that is one or more of being not requisite reported by state and federal reporting laws, not current and or timely, not true, not correctly reported, not physically verifiable as reported, not indisputably documented as factually validated and certified as compliantly reporting, particularly  in full accordance of the FCRA and FDCPA laws, as applicable, and or the mandatory standards of the perfect and complete Metro 2 Format Reporting Compliance! Any deficiency is unlawful and here now contested and demanded removed from reporting!  </p>
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  <p class="span-blue">My Personal Tracking Number is &nbsp; <span class="span-ul">{{$universal['p_tracking_number']}}</span></p>
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  <p class="span-blue">Destination of this consumer complaint is: &nbsp;&nbsp; <span class="span-ul">{{$destination}}</span></p>
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  <p>RE:  This is my notice that currently deficiently or not factually complaint in its reporting is at least one items of misinformation that require immediate removal from reporting at least until you have followed up with the adequate investigation and results in CHECKING FOR TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, VERIFIABILITY, VALIDITY ELSE WISE and CERTIFIABLE COMPLIANCE OF REPORTING , particular as related to the Mandatory perfect and complete Metro 2 format reporting. You MUST ERADICATE any and all deficient claims, contested or not! </p>
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    <h1 class="span-ul2">To Whom it Concerns,</h1>
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    <p >This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau{s}, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 {b} that your claim is challenged, and proof of physically verified document truth, accuracy, completeness, timeliness and validation otherwise is requested, and additionally I demand clarification of the certified compliant metro 2 format reporting and all aspects of requisite reporting laws and applicable standards of, known or not, mentioned or not. Ignorance is not lawful excuse for dereliction of reporting responsibilities nor an adequate argument to escape liabilities for injuries resultant of misreporting(s). Might again I make reminder that this is NOT a request for “verification” or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section and the assumption would be that if not compliant in its reporting processing and or verification and or transferring and or else wise mishandled the claim is lawfully delinquent of minimal criterion of regulatory standards of law.  I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.
In order to establish the physically verifiable truth and validity of claim, as well as the undoubted certified Metro 2 format complaint status of claim as mandatory, I demand that you please provide me with the at least following:<br>

• What the money you say I owe is for:<br>
• The Creditor Classification Code (CCC)<br>
• The full 426-charactered P-6 statement and all of its trailing fragments<br>
• The minimal 386-pieces o confirmation of a collection<br>
• The minimal five portioned Personal Identifiers documented as related to this alleged debt<br>
• Explain and show me how you calculated what you say I owe:<br>
• Provide me with copies of any papers that show I agreed to pay what you say I owe:<br>
• Provide a verification or copy of any judgment if applicable:<br>
• Identify the original creditor:<br>
• Prove the Statute of Limitations has not expired on this account:<br>
• Show me the you are licensed to collect in my state:<br>
• Provide me with your license numbers and Registered Agent or Agent of Service:<br>

At this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureau’s {Experian, Equifax or TransUnion} this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following:<br>

• Violation of the Fair Credit Reporting Act<br>
• Violation of the Fair Debt Collection Practices Act<br>
• Defamation of Character<br>
It is in clarity that you are of requirement to here today, even right now, REMOVE PERMANENTLY FROM REPORTING any and all noted contested claim as indicated by me, including my demand that you eradicate the following unjustly and questionably reported allegations:

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  <p>If your offices are able to provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.<br>

Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit.  This includes listing any information with a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate.<br>

If your company fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit report and a copy of such deletion {to any/all of the 3 major credit reporting bureaus: Equifax, Experian and TransUnion} request shall be sent to me immediately.<br>

I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment.  If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit.  All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS.<br>

It would be advisable that you assure your records are in order before I am forced to take legal action against your company and your client.  This is an attempt to correct your records, any information obtained shall be used for that purpose.
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<p>Best Regards,</p>

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