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     <p>RE:  Consumer Notice to PHYSICALLY CHECK for complete and CERTIFIED COMPLIANCE of reporting ensuring that any and all claims of delinquency, derogatoriness, and or inquiry are factually proven fully TRUE, CORRECT, COMPLETE, TIMELY, and or elsewise VALID as reported and additionally as mandatory ensure that any injurious claim is PERFECT and COMPLETE in its CERTIFIED METRO 2 FORMAT REPORTING COMPLIANCE! Compliant reporting of ONLY TRUE ACCURATE COMPLETE VERIFIABLY VALID and CERTIFIED as such is a MINIMAL REQUISITE of lawful reporting NOT AN OPTIONAL ONE! I as well use this notice to contest ignorant or elsewise deficient allegations regardless of reason of dereliction. My notice here serves as my OFFICIALLY WRIT notification of my lawful consumer CHALLENGE to not yet substantiated claims as regards to REPORT-ABILITY, not a consideration of the claim(s) reality of collect-ability or not! </p>
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    <h1 class="span-ul2">To Whom it Concerns,</h1>
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    <p >I would like to forge forward with a righted disputation challenging what likely is an inaccurate, untrue, incomplete, untimely, not compliant, and or possibly not even of my ownership of responsibility allegation of a derogatory item that I see you currently have on my credit report, possibly causing violating infringements and injury to my credibility. While studying my report I have come across a number of mistakes and inaccuracies that you are reporting. Please review and eradicate any and all of these following unproven true, correct, complete, timely, mine, my responsibility, FCRA compliant, Metro 2 Format compliant, or else wise compliant to every single one even each any and all of the regulations ,applicable laws, and or applicable standards of reporting of which you are undoubtedly mandated in your reporting obligation(s) to obey without default or deficiency of any sort. The following challenged information is among such allegations of which each and one all require immediate deletion or REMOVAL FROM REPORTING otherwise. I DEMAND rightfully that you do so today, even now and here! Below listed is the currently reported not yet proven valid nor demonstrated as being certifiably compliant reported allegation(s) of information that I mark as being in question:</p>

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    <p>Be aware that I have obtained a recent copy of my credit report and discovered it contains inaccurate or otherwise questionably reported injurious information or derogatoriness elsewise. Of greater concern is the fact that I have found at least one circumstance of reported claim(s) that still yet are factually UNPROVEN TO BE COMPLIANT much less TRUE, complete and or accurately reported allegations of Account(s)/ Inquiry(ies)/ or personal identifier information otherwise that you are currently reporting, each of which appear to be not in lawful compliance to requisite reporting regulations or else wise improperly reported and or  transferred by other lender/servicer(s) on the report. I adequately have researched and fully understand my rights and I am serving you written notice of my consumer demand checking for your federally required proof of compliance even to the metro 2 data field formatted regulatory reporting obligations of you as a specific mandate due to the CRSA enactment and implementation of the standardized CDIA sponsored Metro 2 Compliance rules. The Fair Credit Reporting Act dictates that every single one even each any and or all accusations of debts, true or not, must be accurately and timely reported in all deferment/transfer cases. It appears that it cannot be determined in irrefutable fact (as required) that everyone and all of the loans in question were or were not handled properly when they were transferred. I am enacting both my consumer and my civil rights lawfully to COMPEL YOU IN WRIT DEMAND to demonstrate all facts and further to unequivalently provide me with written documentation of the deletion of this erroneous information for each and every one of the unproven or else otherwise not lawfully compliant reportings of accounts, which obviously are in question. You can be assured also that immediately I am also notifying the Better Business Bureau and Consumer Financial Protection offices in regard to this unforgivable and extremely injurious error in your clear mis-reporting of illegal mis-information! To date, no entity (neither the accusers nor you) has elected to properly and lawfully in truth, accuracy, completeness, timeliness, and otherwise in full reporting compliance (particularly in metro 2 compliance) to provide to me , the consumer alleged, even a single or ONE tangible shred of evidence from any much less any of these data furnisher(s). As is generally so advised by representatives of the Consumer Financial Protection Bureau (CFPB) I have indeed made known my concerns of unlawful chancery-based subterfuge in my credit reports related to these allegations hereby declared. I have never received any substantiating verification of irrefutable full truth, accuracy, completeness, timeliness, ownership, responsibility, and compliance to any and all federal obligations and even the metro 2 compliance requirements from anyone even if and when I forwarded written request of information to VALIDATE the account information that your firm reported as miraculously verified, yet without any such proof of this alleged affirmation of facts. Being now possibly several weeks I was informed by the Loan servicer that the INFORMATION REQUIRED TO VALIDATE the LOAN information HAD NOT BEEN RETAINED AND THAT THEY COULD NOT CONFIRM ANY INFORMATION AT THIS TIME! I feel it is in your best interest to suspend reporting this disputed information immediately! If you choose not too or send along one of your famous ridiculous and unflattering much less insulting of intelligence form letters I will have no choice but commence the unpleasantness of a Sections 1024.35 (Notice of Error) under Regulation X (CFPB regulation) that confirms my private right of action directly against your firm for FAILING to respond and CONTINUING to report disputed information after direct notice of said dispute was provided. You have 5 calendar days to comply and provide a written notice of the suspension of this item pending the resolution of the investigation action or face litigation. Here now and forever annul any and all account records of derogatory, adversary, or else wise deficient of proof of full of reporting compliance( be it FCBA, FCRA, FDCPA, Metro 2 Format Compliance, or else whether mentioned or not) claims or aspects of claims associated. UNLESS IRREFUTABLY PROVEN,PHYSICALLY, TO BE FULLY METRO 2 COMPLIANT AND CURRENT, TRUE,CORRECT,COMPLETE,TIMELY,MINE,OF MY RESPONSIBILITY,OR ELSEWISE MANDATED PER REPORTING LAWS OF MY STATE AND OR FEDERALLY ABSOLUTELY NO ADVERSE OR DEROGATORY ALLEGATIONS CAN BE LAWFULLY RETAINED MUCH LESS LEGALLY REPORTED.AS SUCH, I AM NOW ENACTING MY CONSUMER AND CIVIL RIGHTS TO COMPEL YOU TO ANNUL ANY NOW BY FULL AND PERMANENT DELETION OR ELSE ADEQUATELY TESTIMONY TO THE DOCUMENT CERTIFICATION OF YOUR OBEYING OF THE MANDATED METRO 2 DATA FORMATTED REPORTING REGULATION STANDARDS. FAILURE TO REMEDY THIS APPROPRIATELY WILL LEAD TO MY DETERMINED AND RIGHTFUL CIVIL ACTIONS TO SUIT YOU AND SEEK MONETARY RESOLUTION GRANTED ME VIA A COURT IN MY JURISDICTION.</p>
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    <h2 >In Genuine Sincerity I close,</h2>
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